Home > The Farmers Citizens Bank > Assets and Liabilities
The Farmers Citizens Bank, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 85 | 1,774 |
| Assets and Liabilities | ||
| Total Assets: | $372,127,000 | 1,777 |
| Cash and due from depository institutions | $10,914,000 | 1,774 |
| Interest-bearing balances | $5,103,000 | 4,004 |
| Securities | $89,862,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $255,319,000 | 1,627 |
| Loan loss allowance | $2,800,000 | 2,316 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,706,000 | 1,995 |
| Other real estate owned | $35,000 | 1,774 |
| Goodwill and other intangibles | $179,000 | 2,410 |
| All other assets | $10,112,000 | 1,816 |
| Life insurance assets | $3,955,000 | 1,812 |
| Total liabilities and capital | $372,127,000 | 1,777 |
| Total liabilities | $341,644,000 | 1,740 |
| Total deposits | $334,630,000 | 1,675 |
| Interest-bearing deposits | $295,013,000 | 1,537 |
| Deposits held in domestic offices | $334,630,000 | 1,674 |
| % insured | 83.42% | 4,191 |
| Federal funds purchased & repurchase agreements | $496,000 | 2,061 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $5,000,000 | 2,390 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,518,000 | 2,465 |
| Total equity capital | $30,483,000 | 2,239 |
| Total bank equity capital | $30,483,000 | 2,239 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $832,000 | 2,561 |
| Surplus | $5,395,000 | 3,545 |
| Undivided profits | $24,256,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $1,663,000 | 3,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,375,000 | 2,021 |
| Earning assets | $350,284,000 | 1,726 |
| Long-term assets (5+ years) | $201,679,000 | 1,080 |
| Average Assets, year-to-date | $369,586,250 | 1,776 |
| Average Assets, quarterly | $368,049,000 | 1,790 |
| Volatile liabilities | $28,266,000 | 1,537 |
| Insider loans | $1,140,000 | 3,355 |
| FHLB advances | $5,000,000 | 2,290 |
| Loans and leases held for sale | $370,000 | 1,458 |
| Unused loan commitments | $30,629,000 | 2,035 |
| Tier 1 (core) risk-based capital | $32,762,000 | 2,067 |
| Tier 2 risk-based capital | $2,814,000 | 1,766 |
| Total risk weighted assets | $246,509,000 | 1,743 |
| Total unused commitments | $30,629,000 | 2,035 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 87 | 1,753 |
| Assets and Liabilities | ||
| Total Assets: | $363,971,000 | 1,803 |
| Cash and due from depository institutions | $4,865,000 | 1,753 |
| Interest-bearing balances | $711,000 | 5,975 |
| Securities | $91,352,000 | 1,630 |
| Federal funds sold & reverse repurchase agreements | $42,000 | 2,976 |
| Net loans & leases | $250,885,000 | 1,647 |
| Loan loss allowance | $2,804,000 | 2,354 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,824,000 | 1,948 |
| Other real estate owned | $35,000 | 1,753 |
| Goodwill and other intangibles | $170,000 | 2,437 |
| All other assets | $10,798,000 | 1,705 |
| Life insurance assets | $3,930,000 | 1,790 |
| Total liabilities and capital | $363,971,000 | 1,803 |
| Total liabilities | $333,627,000 | 1,761 |
| Total deposits | $326,963,000 | 1,697 |
| Interest-bearing deposits | $290,914,000 | 1,569 |
| Deposits held in domestic offices | $326,963,000 | 1,696 |
| % insured | 85.04% | 3,913 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,348 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,664,000 | 2,263 |
| Total equity capital | $30,344,000 | 2,245 |
| Total bank equity capital | $30,344,000 | 2,244 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $832,000 | 2,581 |
| Surplus | $5,395,000 | 3,561 |
| Undivided profits | $24,117,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $1,599,000 | 3,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,345,000 | 1,993 |
| Earning assets | $342,990,000 | 1,758 |
| Long-term assets (5+ years) | $198,147,000 | 1,080 |
| Average Assets, year-to-date | $368,739,330 | 1,775 |
| Average Assets, quarterly | $369,261,000 | 1,779 |
| Volatile liabilities | $25,390,000 | 1,631 |
| Insider loans | $1,147,000 | 3,376 |
| FHLB advances | $5,000,000 | 2,250 |
| Loans and leases held for sale | $1,038,000 | 1,227 |
| Unused loan commitments | $33,325,000 | 1,895 |
| Tier 1 (core) risk-based capital | $32,919,000 | 2,031 |
| Tier 2 risk-based capital | $2,819,000 | 1,779 |
| Total risk weighted assets | $246,666,000 | 1,734 |
| Total unused commitments | $33,325,000 | 1,895 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 86 | 1,761 |
| Assets and Liabilities | ||
| Total Assets: | $374,551,000 | 1,772 |
| Cash and due from depository institutions | $15,470,000 | 1,761 |
| Interest-bearing balances | $8,002,000 | 3,839 |
| Securities | $98,596,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $7,460,000 | 856 |
| Net loans & leases | $238,275,000 | 1,708 |
| Loan loss allowance | $2,748,000 | 2,418 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,930,000 | 1,926 |
| Other real estate owned | $35,000 | 1,761 |
| Goodwill and other intangibles | $169,000 | 2,438 |
| All other assets | $8,616,000 | 2,028 |
| Life insurance assets | $3,906,000 | 1,771 |
| Total liabilities and capital | $374,551,000 | 1,772 |
| Total liabilities | $341,392,000 | 1,737 |
| Total deposits | $334,764,000 | 1,677 |
| Interest-bearing deposits | $292,354,000 | 1,582 |
| Deposits held in domestic offices | $334,764,000 | 1,677 |
| % insured | 82.76% | 4,513 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,267 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,628,000 | 2,341 |
| Total equity capital | $33,159,000 | 2,131 |
| Total bank equity capital | $33,159,000 | 2,130 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $832,000 | 2,620 |
| Surplus | $5,395,000 | 3,591 |
| Undivided profits | $26,932,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,817,000 | 3,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,420,000 | 1,842 |
| Earning assets | $352,333,000 | 1,732 |
| Long-term assets (5+ years) | $197,913,000 | 1,066 |
| Average Assets, year-to-date | $371,123,500 | 1,776 |
| Average Assets, quarterly | $371,123,500 | 1,776 |
| Volatile liabilities | $24,238,000 | 1,673 |
| Insider loans | $1,144,000 | 3,415 |
| FHLB advances | $5,000,000 | 2,171 |
| Loans and leases held for sale | $1,507,000 | 1,058 |
| Unused loan commitments | $32,050,000 | 1,958 |
| Tier 1 (core) risk-based capital | $32,799,000 | 2,032 |
| Tier 2 risk-based capital | $2,763,000 | 1,807 |
| Total risk weighted assets | $235,696,000 | 1,807 |
| Total unused commitments | $32,050,000 | 1,958 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 87 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $367,696,000 | 1,800 |
| Cash and due from depository institutions | $15,250,000 | 1,754 |
| Interest-bearing balances | $9,768,000 | 3,222 |
| Securities | $96,769,000 | 1,527 |
| Federal funds sold & reverse repurchase agreements | $3,860,000 | 1,318 |
| Net loans & leases | $237,687,000 | 1,724 |
| Loan loss allowance | $3,252,000 | 2,129 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,833,000 | 1,963 |
| Other real estate owned | $0 | 1,754 |
| Goodwill and other intangibles | $216,000 | 2,354 |
| All other assets | $8,081,000 | 2,135 |
| Life insurance assets | $3,880,000 | 1,744 |
| Total liabilities and capital | $367,696,000 | 1,800 |
| Total liabilities | $333,757,000 | 1,770 |
| Total deposits | $323,683,000 | 1,726 |
| Interest-bearing deposits | $313,544,000 | 1,472 |
| Deposits held in domestic offices | $323,683,000 | 1,726 |
| % insured | 87.88% | 4,115 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $7,500,000 | 2,035 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,574,000 | 1,735 |
| Total equity capital | $33,939,000 | 2,080 |
| Total bank equity capital | $33,939,000 | 2,080 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $832,000 | 2,643 |
| Surplus | $5,395,000 | 3,616 |
| Undivided profits | $27,712,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,814,000 | 2,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,403,000 | 1,939 |
| Earning assets | $348,084,000 | 1,750 |
| Long-term assets (5+ years) | $191,187,000 | 1,073 |
| Average Assets, year-to-date | $358,795,400 | 1,812 |
| Average Assets, quarterly | $364,042,500 | 1,808 |
| Volatile liabilities | $22,350,000 | 1,842 |
| Insider loans | $1,218,000 | 3,347 |
| FHLB advances | $7,500,000 | 1,955 |
| Loans and leases held for sale | $1,016,000 | 1,430 |
| Unused loan commitments | $24,581,000 | 2,285 |
| Tier 1 (core) risk-based capital | $32,405,000 | 2,036 |
| Tier 2 risk-based capital | $2,923,000 | 1,711 |
| Total risk weighted assets | $233,514,000 | 1,826 |
| Total unused commitments | $24,581,000 | 2,285 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 85 | 1,800 |
| Assets and Liabilities | ||
| Total Assets: | $360,389,000 | 1,836 |
| Cash and due from depository institutions | $9,854,000 | 1,800 |
| Interest-bearing balances | $5,135,000 | 4,204 |
| Securities | $91,334,000 | 1,614 |
| Federal funds sold & reverse repurchase agreements | $1,872,000 | 1,913 |
| Net loans & leases | $243,215,000 | 1,697 |
| Loan loss allowance | $3,231,000 | 2,184 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,759,000 | 2,015 |
| Other real estate owned | $0 | 1,800 |
| Goodwill and other intangibles | $215,000 | 2,366 |
| All other assets | $8,140,000 | 2,149 |
| Life insurance assets | $3,855,000 | 1,718 |
| Total liabilities and capital | $360,389,000 | 1,836 |
| Total liabilities | $326,230,000 | 1,807 |
| Total deposits | $315,476,000 | 1,761 |
| Interest-bearing deposits | $306,252,000 | 1,509 |
| Deposits held in domestic offices | $315,476,000 | 1,760 |
| % insured | 87.74% | 4,362 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $7,500,000 | 2,073 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,254,000 | 1,505 |
| Total equity capital | $34,159,000 | 2,102 |
| Total bank equity capital | $34,159,000 | 2,102 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $832,000 | 2,688 |
| Surplus | $5,395,000 | 3,646 |
| Undivided profits | $27,932,000 | 1,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,557,000 | 2,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,547,000 | 1,913 |
| Earning assets | $341,556,000 | 1,783 |
| Long-term assets (5+ years) | $182,336,000 | 1,107 |
| Average Assets, year-to-date | $356,570,250 | 1,845 |
| Average Assets, quarterly | $357,577,000 | 1,836 |
| Volatile liabilities | $21,782,000 | 1,900 |
| Insider loans | $1,308,000 | 3,302 |
| FHLB advances | $7,500,000 | 1,997 |
| Loans and leases held for sale | $2,375,000 | 1,029 |
| Unused loan commitments | $33,742,000 | 1,790 |
| Tier 1 (core) risk-based capital | $31,624,000 | 2,089 |
| Tier 2 risk-based capital | $2,973,000 | 1,705 |
| Total risk weighted assets | $237,927,000 | 1,804 |
| Total unused commitments | $33,742,000 | 1,790 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 83 | 1,829 |
| Assets and Liabilities | ||
| Total Assets: | $354,765,000 | 1,855 |
| Cash and due from depository institutions | $9,678,000 | 1,829 |
| Interest-bearing balances | $5,124,000 | 4,209 |
| Securities | $101,900,000 | 1,474 |
| Federal funds sold & reverse repurchase agreements | $135,000 | 3,236 |
| Net loans & leases | $228,912,000 | 1,778 |
| Loan loss allowance | $3,238,000 | 2,210 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,819,000 | 1,999 |
| Other real estate owned | $0 | 1,829 |
| Goodwill and other intangibles | $217,000 | 2,346 |
| All other assets | $8,104,000 | 2,143 |
| Life insurance assets | $3,829,000 | 1,698 |
| Total liabilities and capital | $354,765,000 | 1,855 |
| Total liabilities | $321,634,000 | 1,821 |
| Total deposits | $311,711,000 | 1,773 |
| Interest-bearing deposits | $301,939,000 | 1,527 |
| Deposits held in domestic offices | $311,711,000 | 1,773 |
| % insured | 86.77% | 4,790 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $7,500,000 | 2,139 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,423,000 | 1,797 |
| Total equity capital | $33,131,000 | 2,114 |
| Total bank equity capital | $33,131,000 | 2,114 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $832,000 | 2,724 |
| Surplus | $5,395,000 | 3,649 |
| Undivided profits | $26,904,000 | 1,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 5,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,472,000 | 1,881 |
| Earning assets | $336,071,000 | 1,791 |
| Long-term assets (5+ years) | $190,419,000 | 1,040 |
| Average Assets, year-to-date | $355,297,330 | 1,850 |
| Average Assets, quarterly | $354,561,500 | 1,863 |
| Volatile liabilities | $21,634,000 | 1,933 |
| Insider loans | $1,332,000 | 3,285 |
| FHLB advances | $7,500,000 | 2,055 |
| Loans and leases held for sale | $2,307,000 | 933 |
| Unused loan commitments | $28,647,000 | 1,980 |
| Tier 1 (core) risk-based capital | $31,053,000 | 2,099 |
| Tier 2 risk-based capital | $2,857,000 | 1,765 |
| Total risk weighted assets | $228,238,000 | 1,858 |
| Total unused commitments | $28,647,000 | 1,980 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 81 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $354,358,000 | 1,875 |
| Cash and due from depository institutions | $7,964,000 | 1,854 |
| Interest-bearing balances | $4,102,000 | 4,740 |
| Securities | $119,146,000 | 1,286 |
| Federal funds sold & reverse repurchase agreements | $1,332,000 | 2,594 |
| Net loans & leases | $209,125,000 | 1,920 |
| Loan loss allowance | $2,716,000 | 2,568 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,835,000 | 1,995 |
| Other real estate owned | $0 | 1,854 |
| Goodwill and other intangibles | $206,000 | 2,367 |
| All other assets | $10,750,000 | 1,711 |
| Life insurance assets | $3,804,000 | 1,680 |
| Total liabilities and capital | $354,358,000 | 1,875 |
| Total liabilities | $322,167,000 | 1,848 |
| Total deposits | $309,913,000 | 1,794 |
| Interest-bearing deposits | $300,468,000 | 1,558 |
| Deposits held in domestic offices | $309,913,000 | 1,794 |
| % insured | 88.26% | 4,338 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $7,500,000 | 2,151 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,754,000 | 1,087 |
| Total equity capital | $32,191,000 | 2,162 |
| Total bank equity capital | $32,191,000 | 2,161 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $832,000 | 2,757 |
| Surplus | $5,395,000 | 3,667 |
| Undivided profits | $25,964,000 | 1,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 5,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,584,000 | 1,730 |
| Earning assets | $333,705,000 | 1,831 |
| Long-term assets (5+ years) | $201,546,000 | 993 |
| Average Assets, year-to-date | $355,563,500 | 1,860 |
| Average Assets, quarterly | $355,563,500 | 1,860 |
| Volatile liabilities | $20,985,000 | 1,972 |
| Insider loans | $1,361,000 | 3,272 |
| FHLB advances | $7,500,000 | 2,070 |
| Loans and leases held for sale | $916,000 | 1,327 |
| Unused loan commitments | $33,437,000 | 1,782 |
| Tier 1 (core) risk-based capital | $30,639,000 | 2,113 |
| Tier 2 risk-based capital | $2,726,000 | 1,855 |
| Total risk weighted assets | $220,098,000 | 1,926 |
| Total unused commitments | $33,437,000 | 1,782 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 78 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $356,769,000 | 1,853 |
| Cash and due from depository institutions | $7,768,000 | 1,938 |
| Interest-bearing balances | $3,281,000 | 4,696 |
| Securities | $129,832,000 | 1,155 |
| Federal funds sold & reverse repurchase agreements | $1,028,000 | 2,505 |
| Net loans & leases | $203,930,000 | 1,974 |
| Loan loss allowance | $2,633,000 | 2,604 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,909,000 | 1,981 |
| Other real estate owned | $0 | 1,938 |
| Goodwill and other intangibles | $161,000 | 2,449 |
| All other assets | $8,141,000 | 2,158 |
| Life insurance assets | $3,779,000 | 1,654 |
| Total liabilities and capital | $356,769,000 | 1,853 |
| Total liabilities | $325,248,000 | 1,814 |
| Total deposits | $312,844,000 | 1,756 |
| Interest-bearing deposits | $282,030,000 | 1,655 |
| Deposits held in domestic offices | $312,844,000 | 1,755 |
| % insured | 88.74% | 4,238 |
| Federal funds purchased & repurchase agreements | $128,000 | 2,300 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $7,500,000 | 2,279 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,776,000 | 1,062 |
| Total equity capital | $31,521,000 | 2,178 |
| Total bank equity capital | $31,521,000 | 2,177 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $832,000 | 2,782 |
| Surplus | $5,395,000 | 3,689 |
| Undivided profits | $25,294,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 5,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,588,000 | 1,831 |
| Earning assets | $338,071,000 | 1,786 |
| Long-term assets (5+ years) | $199,569,000 | 808 |
| Average Assets, year-to-date | $354,419,000 | 1,827 |
| Average Assets, quarterly | $356,545,000 | 1,844 |
| Volatile liabilities | $20,649,000 | 2,146 |
| Insider loans | $1,393,000 | 3,275 |
| FHLB advances | $7,500,000 | 2,191 |
| Loans and leases held for sale | $950,000 | 1,161 |
| Unused loan commitments | $23,264,000 | 2,302 |
| Tier 1 (core) risk-based capital | $30,233,000 | 2,120 |
| Tier 2 risk-based capital | $2,643,000 | 1,908 |
| Total risk weighted assets | $216,072,000 | 1,970 |
| Total unused commitments | $23,264,000 | 2,303 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 76 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $356,321,000 | 1,848 |
| Cash and due from depository institutions | $9,787,000 | 2,002 |
| Interest-bearing balances | $5,318,000 | 4,068 |
| Securities | $134,142,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $1,524,000 | 2,382 |
| Net loans & leases | $196,268,000 | 2,055 |
| Loan loss allowance | $2,810,000 | 2,517 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,005,000 | 1,957 |
| Other real estate owned | $0 | 2,002 |
| Goodwill and other intangibles | $177,000 | 2,424 |
| All other assets | $8,418,000 | 2,133 |
| Life insurance assets | $3,753,000 | 1,639 |
| Total liabilities and capital | $356,321,000 | 1,848 |
| Total liabilities | $324,721,000 | 1,824 |
| Total deposits | $310,888,000 | 1,766 |
| Interest-bearing deposits | $282,807,000 | 1,659 |
| Deposits held in domestic offices | $310,888,000 | 1,764 |
| % insured | 89.14% | 4,246 |
| Federal funds purchased & repurchase agreements | $3,635,000 | 1,403 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,502,000 | 2,345 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,696,000 | 1,718 |
| Total equity capital | $31,600,000 | 2,183 |
| Total bank equity capital | $31,600,000 | 2,182 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $832,000 | 2,820 |
| Surplus | $5,395,000 | 3,717 |
| Undivided profits | $25,373,000 | 1,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 5,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,609,000 | 1,873 |
| Earning assets | $337,252,000 | 1,791 |
| Long-term assets (5+ years) | $195,541,000 | 793 |
| Average Assets, year-to-date | $353,831,500 | 1,837 |
| Average Assets, quarterly | $356,281,500 | 1,842 |
| Volatile liabilities | $24,864,000 | 1,904 |
| Insider loans | $1,425,000 | 3,278 |
| FHLB advances | $7,502,000 | 2,236 |
| Loans and leases held for sale | $335,000 | 1,524 |
| Unused loan commitments | $30,083,000 | 1,875 |
| Tier 1 (core) risk-based capital | $29,733,000 | 2,156 |
| Tier 2 risk-based capital | $2,646,000 | 1,908 |
| Total risk weighted assets | $211,536,000 | 2,014 |
| Total unused commitments | $30,083,000 | 1,879 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 74 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $356,242,000 | 1,848 |
| Cash and due from depository institutions | $19,366,000 | 2,092 |
| Interest-bearing balances | $15,927,000 | 2,102 |
| Securities | $126,704,000 | 1,143 |
| Federal funds sold & reverse repurchase agreements | $992,000 | 2,785 |
| Net loans & leases | $186,168,000 | 2,169 |
| Loan loss allowance | $2,561,000 | 2,722 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,117,000 | 1,929 |
| Other real estate owned | $0 | 2,092 |
| Goodwill and other intangibles | $191,000 | 2,421 |
| All other assets | $16,704,000 | 1,246 |
| Life insurance assets | $3,725,000 | 1,630 |
| Total liabilities and capital | $356,242,000 | 1,848 |
| Total liabilities | $325,617,000 | 1,821 |
| Total deposits | $302,053,000 | 1,811 |
| Interest-bearing deposits | $277,577,000 | 1,701 |
| Deposits held in domestic offices | $302,053,000 | 1,810 |
| % insured | 90.86% | 3,738 |
| Federal funds purchased & repurchase agreements | $5,322,000 | 1,220 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,505,000 | 2,408 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $10,737,000 | 544 |
| Total equity capital | $30,625,000 | 2,195 |
| Total bank equity capital | $30,625,000 | 2,194 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $832,000 | 2,857 |
| Surplus | $5,395,000 | 3,752 |
| Undivided profits | $24,398,000 | 1,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,509,000 | 1,937 |
| Earning assets | $329,791,000 | 1,817 |
| Long-term assets (5+ years) | $173,232,000 | 887 |
| Average Assets, year-to-date | $353,001,670 | 1,859 |
| Average Assets, quarterly | $351,583,000 | 1,867 |
| Volatile liabilities | $22,862,000 | 2,048 |
| Insider loans | $1,448,000 | 3,303 |
| FHLB advances | $7,505,000 | 2,305 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $31,146,000 | 1,826 |
| Tier 1 (core) risk-based capital | $29,320,000 | 2,157 |
| Tier 2 risk-based capital | $2,571,000 | 1,969 |
| Total risk weighted assets | $209,963,000 | 2,044 |
| Total unused commitments | $31,146,000 | 1,828 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 65 | 2,380 |
| Assets and Liabilities | ||
| Total Assets: | $346,924,000 | 1,901 |
| Cash and due from depository institutions | $10,415,000 | 2,380 |
| Interest-bearing balances | $5,245,000 | 4,050 |
| Securities | $135,116,000 | 1,063 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 3,553 |
| Net loans & leases | $186,055,000 | 2,186 |
| Loan loss allowance | $2,497,000 | 2,780 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,167,000 | 1,922 |
| Other real estate owned | $0 | 2,380 |
| Goodwill and other intangibles | $195,000 | 2,415 |
| All other assets | $8,451,000 | 2,159 |
| Life insurance assets | $3,698,000 | 1,634 |
| Total liabilities and capital | $346,924,000 | 1,901 |
| Total liabilities | $317,427,000 | 1,870 |
| Total deposits | $302,408,000 | 1,825 |
| Interest-bearing deposits | $278,805,000 | 1,721 |
| Deposits held in domestic offices | $302,408,000 | 1,822 |
| % insured | 91.83% | 3,433 |
| Federal funds purchased & repurchase agreements | $5,831,000 | 1,193 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,508,000 | 2,445 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,680,000 | 2,264 |
| Total equity capital | $29,497,000 | 2,229 |
| Total bank equity capital | $29,497,000 | 2,228 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $832,000 | 2,895 |
| Surplus | $5,395,000 | 3,766 |
| Undivided profits | $23,270,000 | 1,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 5,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,619,000 | 1,809 |
| Earning assets | $326,941,000 | 1,839 |
| Long-term assets (5+ years) | $176,788,000 | 846 |
| Average Assets, year-to-date | $351,381,500 | 1,878 |
| Average Assets, quarterly | $351,381,500 | 1,878 |
| Volatile liabilities | $19,406,000 | 2,343 |
| Insider loans | $1,491,000 | 3,299 |
| FHLB advances | $7,508,000 | 2,337 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $20,984,000 | 2,522 |
| Tier 1 (core) risk-based capital | $28,905,000 | 2,171 |
| Tier 2 risk-based capital | $2,507,000 | 2,034 |
| Total risk weighted assets | $227,199,000 | 1,930 |
| Total unused commitments | $20,984,000 | 2,524 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 66 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $355,839,000 | 1,851 |
| Cash and due from depository institutions | $10,041,000 | 2,371 |
| Interest-bearing balances | $5,207,000 | 3,828 |
| Securities | $140,267,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $2,817,000 | 2,134 |
| Net loans & leases | $186,649,000 | 2,232 |
| Loan loss allowance | $2,356,000 | 2,891 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,373,000 | 1,894 |
| Other real estate owned | $27,000 | 2,371 |
| Goodwill and other intangibles | $191,000 | 2,440 |
| All other assets | $9,474,000 | 2,022 |
| Life insurance assets | $3,669,000 | 1,631 |
| Total liabilities and capital | $355,839,000 | 1,851 |
| Total liabilities | $326,991,000 | 1,816 |
| Total deposits | $310,018,000 | 1,754 |
| Interest-bearing deposits | $285,775,000 | 1,661 |
| Deposits held in domestic offices | $310,018,000 | 1,752 |
| % insured | 91.03% | 3,650 |
| Federal funds purchased & repurchase agreements | $6,541,000 | 1,184 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,512,000 | 2,623 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,920,000 | 1,499 |
| Total equity capital | $28,848,000 | 2,261 |
| Total bank equity capital | $28,848,000 | 2,260 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $832,000 | 2,935 |
| Surplus | $5,395,000 | 3,796 |
| Undivided profits | $22,621,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 4,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,542,000 | 1,952 |
| Earning assets | $334,940,000 | 1,792 |
| Long-term assets (5+ years) | $178,730,000 | 815 |
| Average Assets, year-to-date | $344,929,600 | 1,889 |
| Average Assets, quarterly | $357,064,500 | 1,846 |
| Volatile liabilities | $52,570,000 | 2,397 |
| Insider loans | $1,519,000 | 3,331 |
| FHLB advances | $7,512,000 | 2,500 |
| Loans and leases held for sale | $109,000 | 1,854 |
| Unused loan commitments | $19,902,000 | 2,556 |
| Tier 1 (core) risk-based capital | $28,574,000 | 2,186 |
| Tier 2 risk-based capital | $2,366,000 | 2,169 |
| Total risk weighted assets | $209,980,000 | 2,094 |
| Total unused commitments | $19,902,000 | 2,557 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 65 | 2,411 |
| Assets and Liabilities | ||
| Total Assets: | $358,290,000 | 1,867 |
| Cash and due from depository institutions | $8,504,000 | 2,411 |
| Interest-bearing balances | $3,671,000 | 4,266 |
| Securities | $146,803,000 | 916 |
| Federal funds sold & reverse repurchase agreements | $772,000 | 3,435 |
| Net loans & leases | $186,802,000 | 2,269 |
| Loan loss allowance | $2,366,000 | 2,893 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,535,000 | 1,876 |
| Other real estate owned | $28,000 | 2,411 |
| Goodwill and other intangibles | $186,000 | 2,442 |
| All other assets | $8,660,000 | 2,189 |
| Life insurance assets | $3,639,000 | 1,627 |
| Total liabilities and capital | $358,290,000 | 1,867 |
| Total liabilities | $328,353,000 | 1,827 |
| Total deposits | $313,461,000 | 1,763 |
| Interest-bearing deposits | $289,459,000 | 1,676 |
| Deposits held in domestic offices | $313,461,000 | 1,761 |
| % insured | 90.58% | 3,323 |
| Federal funds purchased & repurchase agreements | $4,686,000 | 1,363 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,515,000 | 2,720 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,691,000 | 1,757 |
| Total equity capital | $29,937,000 | 2,264 |
| Total bank equity capital | $29,937,000 | 2,262 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $832,000 | 2,994 |
| Surplus | $5,395,000 | 3,814 |
| Undivided profits | $23,710,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 4,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,599,000 | 2,026 |
| Earning assets | $338,048,000 | 1,802 |
| Long-term assets (5+ years) | $178,518,000 | 794 |
| Average Assets, year-to-date | $342,202,250 | 1,936 |
| Average Assets, quarterly | $355,353,000 | 1,877 |
| Volatile liabilities | $51,085,000 | 2,559 |
| Insider loans | $1,836,000 | 3,033 |
| FHLB advances | $7,515,000 | 2,600 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $18,525,000 | 2,753 |
| Tier 1 (core) risk-based capital | $28,197,000 | 2,231 |
| Tier 2 risk-based capital | $2,376,000 | 2,204 |
| Total risk weighted assets | $206,970,000 | 2,158 |
| Total unused commitments | $18,525,000 | 2,755 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 67 | 2,374 |
| Assets and Liabilities | ||
| Total Assets: | $352,416,000 | 1,902 |
| Cash and due from depository institutions | $8,472,000 | 2,374 |
| Interest-bearing balances | $2,264,000 | 4,713 |
| Securities | $143,287,000 | 932 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $185,013,000 | 2,324 |
| Loan loss allowance | $2,377,000 | 2,857 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,705,000 | 1,853 |
| Other real estate owned | $0 | 2,374 |
| Goodwill and other intangibles | $186,000 | 2,454 |
| All other assets | $8,753,000 | 2,203 |
| Life insurance assets | $3,610,000 | 1,632 |
| Total liabilities and capital | $352,416,000 | 1,902 |
| Total liabilities | $322,577,000 | 1,866 |
| Total deposits | $305,557,000 | 1,812 |
| Interest-bearing deposits | $284,911,000 | 1,701 |
| Deposits held in domestic offices | $305,557,000 | 1,809 |
| % insured | 91.45% | 3,081 |
| Federal funds purchased & repurchase agreements | $6,974,000 | 1,151 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,518,000 | 2,847 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,528,000 | 1,755 |
| Total equity capital | $29,839,000 | 2,247 |
| Total bank equity capital | $29,839,000 | 2,246 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $832,000 | 3,027 |
| Surplus | $5,395,000 | 3,827 |
| Undivided profits | $23,612,000 | 1,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 5,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,593,000 | 1,957 |
| Earning assets | $330,564,000 | 1,853 |
| Long-term assets (5+ years) | $183,904,000 | 749 |
| Average Assets, year-to-date | $336,839,670 | 1,979 |
| Average Assets, quarterly | $343,492,000 | 1,953 |
| Volatile liabilities | $54,891,000 | 2,439 |
| Insider loans | $2,045,000 | 2,928 |
| FHLB advances | $7,518,000 | 2,727 |
| Loans and leases held for sale | $158,000 | 1,684 |
| Unused loan commitments | $17,149,000 | 2,928 |
| Tier 1 (core) risk-based capital | $28,044,000 | 2,240 |
| Tier 2 risk-based capital | $2,387,000 | 2,219 |
| Total risk weighted assets | $204,973,000 | 2,206 |
| Total unused commitments | $17,149,000 | 2,931 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 66 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $334,568,000 | 2,044 |
| Cash and due from depository institutions | $12,993,000 | 2,428 |
| Interest-bearing balances | $8,561,000 | 2,894 |
| Securities | $115,985,000 | 1,149 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 2,895 |
| Net loans & leases | $187,236,000 | 2,363 |
| Loan loss allowance | $2,234,000 | 3,009 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,715,000 | 1,881 |
| Other real estate owned | $0 | 2,428 |
| Goodwill and other intangibles | $181,000 | 2,476 |
| All other assets | $9,358,000 | 2,136 |
| Life insurance assets | $3,582,000 | 1,639 |
| Total liabilities and capital | $334,568,000 | 2,044 |
| Total liabilities | $305,642,000 | 2,020 |
| Total deposits | $290,660,000 | 1,939 |
| Interest-bearing deposits | $271,394,000 | 1,824 |
| Deposits held in domestic offices | $290,660,000 | 1,937 |
| % insured | 91.19% | 3,262 |
| Federal funds purchased & repurchase agreements | $5,202,000 | 1,346 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,521,000 | 2,965 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,259,000 | 1,917 |
| Total equity capital | $28,926,000 | 2,308 |
| Total bank equity capital | $28,926,000 | 2,306 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $832,000 | 3,082 |
| Surplus | $5,395,000 | 3,883 |
| Undivided profits | $22,699,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,020,000 | 4,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,659,000 | 1,955 |
| Earning assets | $313,882,000 | 1,990 |
| Long-term assets (5+ years) | $179,007,000 | 770 |
| Average Assets, year-to-date | $329,051,500 | 2,073 |
| Average Assets, quarterly | $329,051,500 | 2,073 |
| Volatile liabilities | $54,833,000 | 2,518 |
| Insider loans | $1,703,000 | 3,298 |
| FHLB advances | $7,521,000 | 2,844 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,249,000 | 2,820 |
| Tier 1 (core) risk-based capital | $27,747,000 | 2,283 |
| Tier 2 risk-based capital | $2,244,000 | 2,413 |
| Total risk weighted assets | $204,852,000 | 2,275 |
| Total unused commitments | $19,249,000 | 2,825 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 64 | 2,517 |
| Assets and Liabilities | ||
| Total Assets: | $323,535,000 | 2,127 |
| Cash and due from depository institutions | $14,365,000 | 2,517 |
| Interest-bearing balances | $9,259,000 | 2,401 |
| Securities | $113,469,000 | 1,139 |
| Federal funds sold & reverse repurchase agreements | $88,000 | 4,530 |
| Net loans & leases | $178,936,000 | 2,496 |
| Loan loss allowance | $2,028,000 | 3,189 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,472,000 | 1,987 |
| Other real estate owned | $0 | 2,517 |
| Goodwill and other intangibles | $172,000 | 2,509 |
| All other assets | $10,033,000 | 2,089 |
| Life insurance assets | $3,553,000 | 1,646 |
| Total liabilities and capital | $323,535,000 | 2,127 |
| Total liabilities | $301,976,000 | 2,058 |
| Total deposits | $277,339,000 | 2,035 |
| Interest-bearing deposits | $252,821,000 | 1,922 |
| Deposits held in domestic offices | $277,339,000 | 2,033 |
| % insured | 90.86% | 3,406 |
| Federal funds purchased & repurchase agreements | $4,389,000 | 1,516 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,524,000 | 2,017 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,724,000 | 1,672 |
| Total equity capital | $21,559,000 | 2,981 |
| Total bank equity capital | $21,559,000 | 2,981 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $832,000 | 3,125 |
| Surplus | $5,395,000 | 3,906 |
| Undivided profits | $15,332,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,778,000 | 1,908 |
| Earning assets | $301,752,000 | 2,089 |
| Long-term assets (5+ years) | $176,747,000 | 783 |
| Average Assets, year-to-date | $283,273,200 | 2,325 |
| Average Assets, quarterly | $311,337,500 | 2,190 |
| Volatile liabilities | $65,433,000 | 2,196 |
| Insider loans | $1,678,000 | 3,357 |
| FHLB advances | $17,524,000 | 1,917 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $22,170,000 | 2,555 |
| Tier 1 (core) risk-based capital | $21,055,000 | 2,928 |
| Tier 2 risk-based capital | $2,038,000 | 2,623 |
| Total risk weighted assets | $196,634,000 | 2,407 |
| Total unused commitments | $22,170,000 | 2,555 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $299,140,000 | 2,283 |
| Cash and due from depository institutions | $6,504,000 | 2,626 |
| Interest-bearing balances | $35,000 | 6,798 |
| Securities | $96,787,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $1,987,000 | 2,991 |
| Net loans & leases | $179,169,000 | 2,525 |
| Loan loss allowance | $1,880,000 | 3,286 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,361,000 | 2,044 |
| Other real estate owned | $0 | 2,626 |
| Goodwill and other intangibles | $169,000 | 2,556 |
| All other assets | $8,163,000 | 2,193 |
| Life insurance assets | $3,525,000 | 1,652 |
| Total liabilities and capital | $299,140,000 | 2,283 |
| Total liabilities | $278,323,000 | 2,215 |
| Total deposits | $252,522,000 | 2,196 |
| Interest-bearing deposits | $234,698,000 | 2,060 |
| Deposits held in domestic offices | $252,522,000 | 2,194 |
| % insured | 91.78% | 3,212 |
| Federal funds purchased & repurchase agreements | $5,661,000 | 1,419 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,527,000 | 2,115 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,613,000 | 1,880 |
| Total equity capital | $20,817,000 | 3,165 |
| Total bank equity capital | $20,817,000 | 3,165 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $832,000 | 3,169 |
| Surplus | $5,395,000 | 3,909 |
| Undivided profits | $14,590,000 | 2,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 5,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,742,000 | 2,102 |
| Earning assets | $277,978,000 | 2,257 |
| Long-term assets (5+ years) | $149,759,000 | 937 |
| Average Assets, year-to-date | $273,207,750 | 2,402 |
| Average Assets, quarterly | $289,221,500 | 2,320 |
| Volatile liabilities | $55,153,000 | 2,538 |
| Insider loans | $1,793,000 | 3,260 |
| FHLB advances | $17,527,000 | 2,007 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $17,407,000 | 3,140 |
| Tier 1 (core) risk-based capital | $19,698,000 | 3,164 |
| Tier 2 risk-based capital | $1,890,000 | 2,785 |
| Total risk weighted assets | $197,069,000 | 2,437 |
| Total unused commitments | $17,407,000 | 3,142 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $279,303,000 | 2,413 |
| Cash and due from depository institutions | $7,176,000 | 2,634 |
| Interest-bearing balances | $75,000 | 6,480 |
| Securities | $74,943,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $7,902,000 | 1,286 |
| Net loans & leases | $168,261,000 | 2,693 |
| Loan loss allowance | $1,623,000 | 3,536 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,396,000 | 2,048 |
| Other real estate owned | $175,000 | 2,634 |
| Goodwill and other intangibles | $166,000 | 2,581 |
| All other assets | $14,284,000 | 1,452 |
| Life insurance assets | $3,495,000 | 1,671 |
| Total liabilities and capital | $279,303,000 | 2,413 |
| Total liabilities | $259,960,000 | 2,343 |
| Total deposits | $227,990,000 | 2,382 |
| Interest-bearing deposits | $210,484,000 | 2,249 |
| Deposits held in domestic offices | $227,990,000 | 2,380 |
| % insured | 79.75% | 3,805 |
| Federal funds purchased & repurchase agreements | $5,714,000 | 1,421 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $17,529,000 | 2,181 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,727,000 | 739 |
| Total equity capital | $19,343,000 | 3,337 |
| Total bank equity capital | $19,343,000 | 3,337 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $832,000 | 3,208 |
| Surplus | $5,395,000 | 3,938 |
| Undivided profits | $13,116,000 | 2,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 5,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,406,000 | 2,487 |
| Earning assets | $251,181,000 | 2,451 |
| Long-term assets (5+ years) | $130,782,000 | 1,045 |
| Average Assets, year-to-date | $264,563,670 | 2,497 |
| Average Assets, quarterly | $274,464,000 | 2,431 |
| Volatile liabilities | $53,471,000 | 2,608 |
| Insider loans | $1,823,000 | 3,279 |
| FHLB advances | $17,529,000 | 2,061 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,220,000 | 2,435 |
| Tier 1 (core) risk-based capital | $19,043,000 | 3,288 |
| Tier 2 risk-based capital | $1,633,000 | 3,078 |
| Total risk weighted assets | $189,236,000 | 2,551 |
| Total unused commitments | $26,220,000 | 2,440 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 59 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $269,625,000 | 2,485 |
| Cash and due from depository institutions | $7,128,000 | 2,801 |
| Interest-bearing balances | $74,000 | 6,281 |
| Securities | $86,683,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $2,988,000 | 3,198 |
| Net loans & leases | $155,731,000 | 2,878 |
| Loan loss allowance | $1,512,000 | 3,627 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,225,000 | 2,098 |
| Other real estate owned | $80,000 | 2,801 |
| Goodwill and other intangibles | $156,000 | 2,609 |
| All other assets | $10,634,000 | 1,794 |
| Life insurance assets | $3,465,000 | 1,673 |
| Total liabilities and capital | $269,625,000 | 2,485 |
| Total liabilities | $249,893,000 | 2,413 |
| Total deposits | $221,139,000 | 2,457 |
| Interest-bearing deposits | $201,738,000 | 2,351 |
| Deposits held in domestic offices | $221,139,000 | 2,455 |
| % insured | 77.71% | 4,421 |
| Federal funds purchased & repurchase agreements | $5,951,000 | 1,400 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $17,532,000 | 2,236 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,271,000 | 1,104 |
| Total equity capital | $19,732,000 | 3,314 |
| Total bank equity capital | $19,732,000 | 3,314 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $832,000 | 3,231 |
| Surplus | $5,395,000 | 3,944 |
| Undivided profits | $13,505,000 | 2,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,445,000 | 4,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,333,000 | 2,661 |
| Earning assets | $245,476,000 | 2,515 |
| Long-term assets (5+ years) | $136,937,000 | 993 |
| Average Assets, year-to-date | $257,194,000 | 2,572 |
| Average Assets, quarterly | $257,194,000 | 2,572 |
| Volatile liabilities | $56,900,000 | 2,487 |
| Insider loans | $1,803,000 | 3,295 |
| FHLB advances | $17,532,000 | 2,124 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $22,534,000 | 2,829 |
| Tier 1 (core) risk-based capital | $18,822,000 | 3,333 |
| Tier 2 risk-based capital | $1,522,000 | 3,249 |
| Total risk weighted assets | $175,002,000 | 2,752 |
| Total unused commitments | $22,534,000 | 2,832 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 55 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $244,763,000 | 2,700 |
| Cash and due from depository institutions | $7,047,000 | 3,017 |
| Interest-bearing balances | $45,000 | 6,220 |
| Securities | $68,939,000 | 1,755 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 4,038 |
| Net loans & leases | $154,384,000 | 2,926 |
| Loan loss allowance | $1,527,000 | 3,546 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,066,000 | 2,173 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $133,000 | 2,681 |
| All other assets | $7,254,000 | 2,425 |
| Life insurance assets | $3,436,000 | 1,683 |
| Total liabilities and capital | $244,763,000 | 2,700 |
| Total liabilities | $225,372,000 | 2,648 |
| Total deposits | $197,892,000 | 2,667 |
| Interest-bearing deposits | $177,696,000 | 2,582 |
| Deposits held in domestic offices | $197,892,000 | 2,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,725,000 | 1,393 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $17,535,000 | 2,385 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,220,000 | 2,118 |
| Total equity capital | $19,391,000 | 3,348 |
| Total bank equity capital | $19,391,000 | 3,348 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $832,000 | 3,254 |
| Surplus | $5,395,000 | 3,929 |
| Undivided profits | $13,164,000 | 2,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $976,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,268,000 | 2,937 |
| Earning assets | $224,308,000 | 2,708 |
| Long-term assets (5+ years) | $121,525,000 | 1,111 |
| Average Assets, year-to-date | $227,679,600 | 2,798 |
| Average Assets, quarterly | $239,526,000 | 2,729 |
| Volatile liabilities | $55,865,000 | 2,491 |
| Insider loans | $2,351,000 | 2,842 |
| FHLB advances | $17,535,000 | 2,283 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,381,000 | 3,339 |
| Tier 1 (core) risk-based capital | $18,639,000 | 3,347 |
| Tier 2 risk-based capital | $1,537,000 | 3,205 |
| Total risk weighted assets | $165,716,000 | 2,880 |
| Total unused commitments | $17,381,000 | 3,341 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 57 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $234,289,000 | 2,798 |
| Cash and due from depository institutions | $5,243,000 | 2,941 |
| Interest-bearing balances | $36,000 | 5,910 |
| Securities | $65,140,000 | 1,783 |
| Federal funds sold & reverse repurchase agreements | $3,713,000 | 2,751 |
| Net loans & leases | $146,492,000 | 3,058 |
| Loan loss allowance | $1,414,000 | 3,549 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,008,000 | 2,191 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $168,000 | 2,639 |
| All other assets | $7,525,000 | 2,356 |
| Life insurance assets | $3,400,000 | 1,684 |
| Total liabilities and capital | $234,289,000 | 2,798 |
| Total liabilities | $215,957,000 | 2,723 |
| Total deposits | $188,577,000 | 2,764 |
| Interest-bearing deposits | $170,629,000 | 2,644 |
| Deposits held in domestic offices | $188,577,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,837,000 | 1,437 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $17,546,000 | 2,395 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,997,000 | 2,336 |
| Total equity capital | $18,332,000 | 3,509 |
| Total bank equity capital | $18,332,000 | 3,509 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $832,000 | 3,287 |
| Surplus | $5,395,000 | 3,928 |
| Undivided profits | $12,105,000 | 2,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 5,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,108,000 | 3,519 |
| Earning assets | $215,381,000 | 2,773 |
| Long-term assets (5+ years) | $124,202,000 | 1,059 |
| Average Assets, year-to-date | $223,408,750 | 2,852 |
| Average Assets, quarterly | $231,073,500 | 2,809 |
| Volatile liabilities | $58,194,000 | 2,370 |
| Insider loans | $2,416,000 | 2,809 |
| FHLB advances | $17,546,000 | 2,292 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,720,000 | 2,829 |
| Tier 1 (core) risk-based capital | $18,451,000 | 3,425 |
| Tier 2 risk-based capital | $1,424,000 | 3,293 |
| Total risk weighted assets | $166,199,000 | 2,879 |
| Total unused commitments | $24,720,000 | 2,831 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 55 | 3,084 |
| Assets and Liabilities | ||
| Total Assets: | $227,858,000 | 2,857 |
| Cash and due from depository institutions | $5,206,000 | 3,084 |
| Interest-bearing balances | $40,000 | 5,797 |
| Securities | $70,111,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $138,765,000 | 3,154 |
| Loan loss allowance | $1,312,000 | 3,656 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,989,000 | 2,186 |
| Other real estate owned | $62,000 | 3,084 |
| Goodwill and other intangibles | $168,000 | 2,659 |
| All other assets | $7,557,000 | 2,308 |
| Life insurance assets | $3,371,000 | 1,694 |
| Total liabilities and capital | $227,858,000 | 2,857 |
| Total liabilities | $210,449,000 | 2,777 |
| Total deposits | $182,641,000 | 2,852 |
| Interest-bearing deposits | $163,524,000 | 2,758 |
| Deposits held in domestic offices | $182,641,000 | 2,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,622,000 | 1,427 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,549,000 | 2,330 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,637,000 | 2,698 |
| Total equity capital | $17,409,000 | 3,693 |
| Total bank equity capital | $17,409,000 | 3,693 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $832,000 | 3,314 |
| Surplus | $5,395,000 | 3,923 |
| Undivided profits | $11,182,000 | 2,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 5,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,251,000 | 3,055 |
| Earning assets | $208,916,000 | 2,846 |
| Long-term assets (5+ years) | $128,059,000 | 1,019 |
| Average Assets, year-to-date | $219,782,000 | 2,888 |
| Average Assets, quarterly | $223,872,000 | 2,880 |
| Volatile liabilities | $64,077,000 | 2,170 |
| Insider loans | $2,284,000 | 2,892 |
| FHLB advances | $17,549,000 | 2,232 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,377,000 | 2,897 |
| Tier 1 (core) risk-based capital | $18,137,000 | 3,473 |
| Tier 2 risk-based capital | $1,322,000 | 3,440 |
| Total risk weighted assets | $159,310,000 | 2,965 |
| Total unused commitments | $24,377,000 | 2,898 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 57 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $219,886,000 | 2,929 |
| Cash and due from depository institutions | $5,649,000 | 2,983 |
| Interest-bearing balances | $42,000 | 5,738 |
| Securities | $65,969,000 | 1,795 |
| Federal funds sold & reverse repurchase agreements | $5,678,000 | 2,908 |
| Net loans & leases | $129,452,000 | 3,287 |
| Loan loss allowance | $1,246,000 | 3,708 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,999,000 | 2,153 |
| Other real estate owned | $0 | 2,983 |
| Goodwill and other intangibles | $116,000 | 2,802 |
| All other assets | $7,023,000 | 2,385 |
| Life insurance assets | $3,343,000 | 1,692 |
| Total liabilities and capital | $219,886,000 | 2,929 |
| Total liabilities | $200,342,000 | 2,874 |
| Total deposits | $172,833,000 | 2,992 |
| Interest-bearing deposits | $154,899,000 | 2,862 |
| Deposits held in domestic offices | $172,833,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,760,000 | 1,408 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,641,000 | 2,139 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,108,000 | 2,371 |
| Total equity capital | $19,544,000 | 3,429 |
| Total bank equity capital | $19,544,000 | 3,429 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $832,000 | 3,329 |
| Surplus | $5,395,000 | 3,906 |
| Undivided profits | $13,317,000 | 2,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 5,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,058,000 | 3,558 |
| Earning assets | $201,141,000 | 2,937 |
| Long-term assets (5+ years) | $122,484,000 | 1,003 |
| Average Assets, year-to-date | $215,744,000 | 2,931 |
| Average Assets, quarterly | $215,744,000 | 2,931 |
| Volatile liabilities | $57,626,000 | 2,326 |
| Insider loans | $3,207,000 | 2,259 |
| FHLB advances | $17,641,000 | 2,050 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,550,000 | 3,404 |
| Tier 1 (core) risk-based capital | $18,834,000 | 3,366 |
| Tier 2 risk-based capital | $1,256,000 | 3,511 |
| Total risk weighted assets | $148,458,000 | 3,091 |
| Total unused commitments | $19,550,000 | 3,406 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $211,602,000 | 2,969 |
| Cash and due from depository institutions | $3,954,000 | 3,047 |
| Interest-bearing balances | $68,000 | 5,187 |
| Securities | $62,710,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,201 |
| Net loans & leases | $128,379,000 | 3,295 |
| Loan loss allowance | $1,224,000 | 3,720 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,057,000 | 2,120 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $51,000 | 3,004 |
| All other assets | $6,951,000 | 2,433 |
| Life insurance assets | $3,315,000 | 1,690 |
| Total liabilities and capital | $211,602,000 | 2,969 |
| Total liabilities | $192,961,000 | 2,909 |
| Total deposits | $165,844,000 | 3,080 |
| Interest-bearing deposits | $146,483,000 | 2,979 |
| Deposits held in domestic offices | $165,844,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,251,000 | 1,522 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,961,000 | 2,009 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,905,000 | 2,570 |
| Total equity capital | $18,641,000 | 3,524 |
| Total bank equity capital | $18,641,000 | 3,524 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $832,000 | 3,336 |
| Surplus | $5,395,000 | 3,882 |
| Undivided profits | $12,414,000 | 2,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,149,000 | 3,558 |
| Earning assets | $194,657,000 | 2,970 |
| Long-term assets (5+ years) | $115,742,000 | 1,017 |
| Average Assets, year-to-date | $195,935,200 | 3,069 |
| Average Assets, quarterly | $206,526,500 | 3,011 |
| Volatile liabilities | $53,417,000 | 2,476 |
| Insider loans | $2,740,000 | 2,509 |
| FHLB advances | $17,961,000 | 1,910 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $21,608,000 | 3,220 |
| Tier 1 (core) risk-based capital | $18,744,000 | 3,361 |
| Tier 2 risk-based capital | $1,234,000 | 3,530 |
| Total risk weighted assets | $143,223,000 | 3,148 |
| Total unused commitments | $21,608,000 | 3,221 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 55 | 3,088 |
| Assets and Liabilities | ||
| Total Assets: | $201,451,000 | 3,079 |
| Cash and due from depository institutions | $3,397,000 | 3,088 |
| Interest-bearing balances | $55,000 | 5,203 |
| Securities | $59,974,000 | 1,932 |
| Federal funds sold & reverse repurchase agreements | $3,081,000 | 3,440 |
| Net loans & leases | $121,856,000 | 3,387 |
| Loan loss allowance | $1,165,000 | 3,787 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,104,000 | 2,056 |
| Other real estate owned | $0 | 3,088 |
| Goodwill and other intangibles | $52,000 | 3,010 |
| All other assets | $6,987,000 | 2,391 |
| Life insurance assets | $3,288,000 | 1,666 |
| Total liabilities and capital | $201,451,000 | 3,079 |
| Total liabilities | $183,625,000 | 3,014 |
| Total deposits | $155,218,000 | 3,213 |
| Interest-bearing deposits | $137,636,000 | 3,120 |
| Deposits held in domestic offices | $155,218,000 | 3,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,761,000 | 1,423 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,315,000 | 1,808 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,331,000 | 3,386 |
| Total equity capital | $17,826,000 | 3,616 |
| Total bank equity capital | $17,826,000 | 3,616 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $832,000 | 3,320 |
| Surplus | $5,395,000 | 3,830 |
| Undivided profits | $11,599,000 | 2,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,170,000 | 3,717 |
| Earning assets | $184,966,000 | 3,073 |
| Long-term assets (5+ years) | $108,857,000 | 1,056 |
| Average Assets, year-to-date | $192,018,500 | 3,128 |
| Average Assets, quarterly | $197,675,000 | 3,101 |
| Volatile liabilities | $40,325,000 | 3,048 |
| Insider loans | $2,246,000 | 2,803 |
| FHLB advances | $19,315,000 | 1,712 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,699,000 | 3,546 |
| Tier 1 (core) risk-based capital | $18,527,000 | 3,387 |
| Tier 2 risk-based capital | $1,165,000 | 3,633 |
| Total risk weighted assets | $136,687,000 | 3,244 |
| Total unused commitments | $18,699,000 | 3,546 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 55 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $193,899,000 | 3,167 |
| Cash and due from depository institutions | $4,218,000 | 3,128 |
| Interest-bearing balances | $66,000 | 5,157 |
| Securities | $57,208,000 | 2,003 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 6,256 |
| Net loans & leases | $118,373,000 | 3,448 |
| Loan loss allowance | $1,123,000 | 3,866 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,152,000 | 2,042 |
| Other real estate owned | $0 | 3,128 |
| Goodwill and other intangibles | $54,000 | 3,034 |
| All other assets | $7,872,000 | 2,168 |
| Life insurance assets | $3,261,000 | 1,672 |
| Total liabilities and capital | $193,899,000 | 3,167 |
| Total liabilities | $176,928,000 | 3,118 |
| Total deposits | $145,730,000 | 3,398 |
| Interest-bearing deposits | $129,134,000 | 3,296 |
| Deposits held in domestic offices | $145,730,000 | 3,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,055,000 | 1,430 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,249,000 | 1,575 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,894,000 | 2,459 |
| Total equity capital | $16,971,000 | 3,701 |
| Total bank equity capital | $16,971,000 | 3,701 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $832,000 | 3,328 |
| Surplus | $5,395,000 | 3,829 |
| Undivided profits | $10,744,000 | 2,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,119,000 | 3,611 |
| Earning assets | $175,669,000 | 3,208 |
| Long-term assets (5+ years) | $105,251,000 | 1,063 |
| Average Assets, year-to-date | $188,874,330 | 3,206 |
| Average Assets, quarterly | $191,120,000 | 3,193 |
| Volatile liabilities | $36,514,000 | 3,253 |
| Insider loans | $2,264,000 | 2,776 |
| FHLB advances | $22,249,000 | 1,485 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,920,000 | 3,308 |
| Tier 1 (core) risk-based capital | $18,313,000 | 3,403 |
| Tier 2 risk-based capital | $1,123,000 | 3,709 |
| Total risk weighted assets | $133,783,000 | 3,284 |
| Total unused commitments | $20,920,000 | 3,308 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $188,341,000 | 3,251 |
| Cash and due from depository institutions | $3,186,000 | 3,069 |
| Interest-bearing balances | $58,000 | 5,329 |
| Securities | $56,043,000 | 2,064 |
| Federal funds sold & reverse repurchase agreements | $5,878,000 | 2,985 |
| Net loans & leases | $109,600,000 | 3,608 |
| Loan loss allowance | $1,059,000 | 4,018 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,235,000 | 1,981 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $55,000 | 3,044 |
| All other assets | $7,344,000 | 2,230 |
| Life insurance assets | $3,235,000 | 1,663 |
| Total liabilities and capital | $188,341,000 | 3,251 |
| Total liabilities | $173,961,000 | 3,155 |
| Total deposits | $141,172,000 | 3,504 |
| Interest-bearing deposits | $120,404,000 | 3,481 |
| Deposits held in domestic offices | $141,172,000 | 3,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,349,000 | 1,250 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $22,725,000 | 1,503 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,715,000 | 2,720 |
| Total equity capital | $14,380,000 | 4,246 |
| Total bank equity capital | $14,380,000 | 4,246 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $832,000 | 3,323 |
| Surplus | $2,249,000 | 5,459 |
| Undivided profits | $11,299,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,060,000 | 3,632 |
| Earning assets | $171,579,000 | 3,272 |
| Long-term assets (5+ years) | $101,383,000 | 1,082 |
| Average Assets, year-to-date | $186,362,000 | 3,257 |
| Average Assets, quarterly | $186,362,000 | 3,257 |
| Volatile liabilities | $34,435,000 | 3,310 |
| Insider loans | $2,152,000 | 2,870 |
| FHLB advances | $22,725,000 | 1,428 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $16,890,000 | 3,751 |
| Tier 1 (core) risk-based capital | $14,946,000 | 4,039 |
| Tier 2 risk-based capital | $1,059,000 | 3,850 |
| Total risk weighted assets | $122,798,000 | 3,478 |
| Total unused commitments | $16,890,000 | 3,751 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 53 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $184,383,000 | 3,279 |
| Cash and due from depository institutions | $3,345,000 | 3,200 |
| Interest-bearing balances | $67,000 | 5,197 |
| Securities | $54,442,000 | 2,155 |
| Federal funds sold & reverse repurchase agreements | $9,655,000 | 1,708 |
| Net loans & leases | $103,594,000 | 3,739 |
| Loan loss allowance | $969,000 | 4,237 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,281,000 | 1,939 |
| Other real estate owned | $134,000 | 3,200 |
| Goodwill and other intangibles | $57,000 | 3,044 |
| All other assets | $6,875,000 | 2,373 |
| Life insurance assets | $3,208,000 | 1,643 |
| Total liabilities and capital | $184,383,000 | 3,279 |
| Total liabilities | $170,225,000 | 3,191 |
| Total deposits | $138,515,000 | 3,532 |
| Interest-bearing deposits | $113,456,000 | 3,591 |
| Deposits held in domestic offices | $138,515,000 | 3,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,025,000 | 1,388 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,198,000 | 1,542 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,487,000 | 2,976 |
| Total equity capital | $14,158,000 | 4,229 |
| Total bank equity capital | $14,158,000 | 4,229 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $832,000 | 3,322 |
| Surplus | $2,249,000 | 5,447 |
| Undivided profits | $11,077,000 | 2,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 4,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $948,000 | 4,113 |
| Earning assets | $167,758,000 | 3,293 |
| Long-term assets (5+ years) | $97,019,000 | 1,113 |
| Average Assets, year-to-date | $178,743,000 | 3,239 |
| Average Assets, quarterly | $183,655,000 | 3,255 |
| Volatile liabilities | $29,927,000 | 3,742 |
| Insider loans | $2,087,000 | 2,898 |
| FHLB advances | $23,198,000 | 1,458 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,949,000 | 3,544 |
| Tier 1 (core) risk-based capital | $14,821,000 | 4,011 |
| Tier 2 risk-based capital | $969,000 | 4,057 |
| Total risk weighted assets | $117,304,000 | 3,557 |
| Total unused commitments | $17,949,000 | 3,544 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 60 | 2,905 |
| Assets and Liabilities | ||
| Total Assets: | $182,927,000 | 3,271 |
| Cash and due from depository institutions | $3,731,000 | 2,905 |
| Interest-bearing balances | $447,000 | 3,215 |
| Securities | $61,198,000 | 1,954 |
| Federal funds sold & reverse repurchase agreements | $4,641,000 | 2,566 |
| Net loans & leases | $98,490,000 | 3,874 |
| Loan loss allowance | $899,000 | 4,481 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,245,000 | 1,917 |
| Other real estate owned | $64,000 | 2,905 |
| Goodwill and other intangibles | $59,000 | 3,042 |
| All other assets | $8,499,000 | 1,967 |
| Life insurance assets | $3,182,000 | 1,619 |
| Total liabilities and capital | $182,927,000 | 3,271 |
| Total liabilities | $169,051,000 | 3,176 |
| Total deposits | $122,563,000 | 3,800 |
| Interest-bearing deposits | $104,168,000 | 3,785 |
| Deposits held in domestic offices | $122,563,000 | 3,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,310,000 | 1,311 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,684,000 | 1,164 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,494,000 | 2,926 |
| Total equity capital | $13,876,000 | 4,272 |
| Total bank equity capital | $13,876,000 | 4,272 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $832,000 | 3,344 |
| Surplus | $2,249,000 | 5,450 |
| Undivided profits | $10,795,000 | 2,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,085,000 | 3,710 |
| Earning assets | $164,776,000 | 3,326 |
| Long-term assets (5+ years) | $100,532,000 | 1,076 |
| Average Assets, year-to-date | $177,333,000 | 3,273 |
| Average Assets, quarterly | $179,770,500 | 3,282 |
| Volatile liabilities | $39,316,000 | 3,126 |
| Insider loans | $1,822,000 | 3,127 |
| FHLB advances | $36,684,000 | 1,078 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $17,549,000 | 3,623 |
| Tier 1 (core) risk-based capital | $14,697,000 | 3,998 |
| Tier 2 risk-based capital | $899,000 | 4,282 |
| Total risk weighted assets | $113,338,000 | 3,627 |
| Total unused commitments | $17,549,000 | 3,624 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $176,614,000 | 3,340 |
| Cash and due from depository institutions | $3,026,000 | 2,845 |
| Interest-bearing balances | $224,000 | 3,922 |
| Securities | $62,055,000 | 1,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $97,729,000 | 3,858 |
| Loan loss allowance | $988,000 | 4,187 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,228,000 | 1,874 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $59,000 | 3,041 |
| All other assets | $7,517,000 | 2,166 |
| Life insurance assets | $3,155,000 | 1,597 |
| Total liabilities and capital | $176,614,000 | 3,340 |
| Total liabilities | $164,462,000 | 3,237 |
| Total deposits | $118,448,000 | 3,881 |
| Interest-bearing deposits | $102,260,000 | 3,805 |
| Deposits held in domestic offices | $118,448,000 | 3,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,432 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $37,152,000 | 1,161 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,462,000 | 2,743 |
| Total equity capital | $12,152,000 | 4,569 |
| Total bank equity capital | $12,152,000 | 4,569 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $832,000 | 3,338 |
| Surplus | $1,570,000 | 6,077 |
| Undivided profits | $9,750,000 | 3,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,022,000 | 3,543 |
| Earning assets | $160,008,000 | 3,366 |
| Long-term assets (5+ years) | $104,856,000 | 1,015 |
| Average Assets, year-to-date | $175,468,330 | 3,304 |
| Average Assets, quarterly | $175,844,000 | 3,321 |
| Volatile liabilities | $36,459,000 | 3,222 |
| Insider loans | $2,103,000 | 2,814 |
| FHLB advances | $37,152,000 | 1,079 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,225,000 | 4,727 |
| Tier 1 (core) risk-based capital | $13,877,000 | 4,133 |
| Tier 2 risk-based capital | $988,000 | 4,006 |
| Total risk weighted assets | $110,689,000 | 3,660 |
| Total unused commitments | $10,225,000 | 4,727 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 61 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $175,074,000 | 3,333 |
| Cash and due from depository institutions | $3,608,000 | 2,868 |
| Interest-bearing balances | $504,000 | 3,210 |
| Securities | $64,027,000 | 1,892 |
| Federal funds sold & reverse repurchase agreements | $2,135,000 | 4,168 |
| Net loans & leases | $91,852,000 | 3,951 |
| Loan loss allowance | $1,086,000 | 3,904 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,327,000 | 1,810 |
| Other real estate owned | $0 | 2,868 |
| Goodwill and other intangibles | $60,000 | 3,014 |
| All other assets | $7,065,000 | 2,220 |
| Life insurance assets | $3,129,000 | 1,565 |
| Total liabilities and capital | $175,074,000 | 3,333 |
| Total liabilities | $162,481,000 | 3,244 |
| Total deposits | $113,192,000 | 4,002 |
| Interest-bearing deposits | $96,945,000 | 3,940 |
| Deposits held in domestic offices | $113,192,000 | 3,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,329,000 | 1,130 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,615,000 | 1,112 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,345,000 | 2,911 |
| Total equity capital | $12,593,000 | 4,421 |
| Total bank equity capital | $12,593,000 | 4,421 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $832,000 | 3,325 |
| Surplus | $1,570,000 | 6,039 |
| Undivided profits | $10,191,000 | 2,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 3,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $978,000 | 3,483 |
| Earning assets | $158,518,000 | 3,385 |
| Long-term assets (5+ years) | $109,845,000 | 947 |
| Average Assets, year-to-date | $174,895,500 | 3,306 |
| Average Assets, quarterly | $174,895,500 | 3,306 |
| Volatile liabilities | $30,007,000 | 3,535 |
| Insider loans | $2,558,000 | 2,419 |
| FHLB advances | $37,615,000 | 1,045 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,686,000 | 4,131 |
| Tier 1 (core) risk-based capital | $13,718,000 | 4,101 |
| Tier 2 risk-based capital | $1,086,000 | 3,695 |
| Total risk weighted assets | $105,137,000 | 3,727 |
| Total unused commitments | $13,686,000 | 4,131 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $174,717,000 | 3,307 |
| Cash and due from depository institutions | $3,489,000 | 2,976 |
| Interest-bearing balances | $505,000 | 3,324 |
| Securities | $66,828,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 4,914 |
| Net loans & leases | $89,942,000 | 3,992 |
| Loan loss allowance | $1,075,000 | 3,905 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,394,000 | 1,751 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $60,000 | 3,007 |
| All other assets | $7,054,000 | 2,235 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $174,717,000 | 3,307 |
| Total liabilities | $162,029,000 | 3,221 |
| Total deposits | $112,080,000 | 4,015 |
| Interest-bearing deposits | $91,948,000 | 4,051 |
| Deposits held in domestic offices | $112,080,000 | 4,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,489,000 | 1,198 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $39,076,000 | 1,121 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,384,000 | 2,768 |
| Total equity capital | $12,688,000 | 4,346 |
| Total bank equity capital | $12,688,000 | 4,346 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $832,000 | 3,333 |
| Surplus | $1,570,000 | 6,032 |
| Undivided profits | $10,286,000 | 2,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 3,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $903,000 | 3,767 |
| Earning assets | $158,225,000 | 3,337 |
| Long-term assets (5+ years) | $110,561,000 | 928 |
| Average Assets, year-to-date | $166,288,600 | 3,317 |
| Average Assets, quarterly | $176,788,000 | 3,256 |
| Volatile liabilities | $26,239,000 | 3,779 |
| Insider loans | $2,723,000 | 2,277 |
| FHLB advances | $39,076,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,498,000 | 5,294 |
| Tier 1 (core) risk-based capital | $13,624,000 | 4,076 |
| Tier 2 risk-based capital | $1,075,000 | 3,696 |
| Total risk weighted assets | $103,599,000 | 3,756 |
| Total unused commitments | $7,498,000 | 5,294 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 59 | 2,926 |
| Assets and Liabilities | ||
| Total Assets: | $178,859,000 | 3,207 |
| Cash and due from depository institutions | $3,350,000 | 2,926 |
| Interest-bearing balances | $508,000 | 3,407 |
| Securities | $74,543,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,614 |
| Net loans & leases | $83,856,000 | 4,151 |
| Loan loss allowance | $1,052,000 | 3,938 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,421,000 | 1,710 |
| Other real estate owned | $0 | 2,926 |
| Goodwill and other intangibles | $63,000 | 2,983 |
| All other assets | $6,526,000 | 2,314 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $178,859,000 | 3,207 |
| Total liabilities | $166,031,000 | 3,119 |
| Total deposits | $111,202,000 | 3,961 |
| Interest-bearing deposits | $92,911,000 | 3,957 |
| Deposits held in domestic offices | $111,202,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,822,000 | 942 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $39,533,000 | 1,089 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,474,000 | 2,624 |
| Total equity capital | $12,828,000 | 4,285 |
| Total bank equity capital | $12,828,000 | 4,285 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $832,000 | 3,316 |
| Surplus | $1,370,000 | 6,262 |
| Undivided profits | $10,626,000 | 2,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 4,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $988,000 | 3,453 |
| Earning assets | $163,007,000 | 3,209 |
| Long-term assets (5+ years) | $117,832,000 | 876 |
| Average Assets, year-to-date | $164,181,500 | 3,336 |
| Average Assets, quarterly | $173,038,500 | 3,253 |
| Volatile liabilities | $33,213,000 | 3,173 |
| Insider loans | $2,709,000 | 2,276 |
| FHLB advances | $39,533,000 | 1,013 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,994,000 | 5,664 |
| Tier 1 (core) risk-based capital | $13,188,000 | 4,121 |
| Tier 2 risk-based capital | $1,052,000 | 3,732 |
| Total risk weighted assets | $99,607,000 | 3,812 |
| Total unused commitments | $5,994,000 | 5,664 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 59 | 2,902 |
| Assets and Liabilities | ||
| Total Assets: | $167,218,000 | 3,320 |
| Cash and due from depository institutions | $3,310,000 | 2,902 |
| Interest-bearing balances | $516,000 | 3,353 |
| Securities | $68,695,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $81,597,000 | 4,155 |
| Loan loss allowance | $1,026,000 | 3,972 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,495,000 | 1,648 |
| Other real estate owned | $28,000 | 2,902 |
| Goodwill and other intangibles | $65,000 | 2,961 |
| All other assets | $7,028,000 | 2,100 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $167,218,000 | 3,320 |
| Total liabilities | $154,156,000 | 3,241 |
| Total deposits | $101,422,000 | 4,182 |
| Interest-bearing deposits | $87,877,000 | 4,080 |
| Deposits held in domestic offices | $101,422,000 | 4,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,532,000 | 933 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,688,000 | 1,197 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,514,000 | 1,634 |
| Total equity capital | $13,062,000 | 4,173 |
| Total bank equity capital | $13,062,000 | 4,173 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $832,000 | 3,300 |
| Surplus | $1,370,000 | 6,241 |
| Undivided profits | $10,860,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $913,000 | 3,419 |
| Earning assets | $150,808,000 | 3,363 |
| Long-term assets (5+ years) | $113,145,000 | 893 |
| Average Assets, year-to-date | $159,289,000 | 3,399 |
| Average Assets, quarterly | $164,773,000 | 3,331 |
| Volatile liabilities | $29,148,000 | 3,359 |
| Insider loans | $2,780,000 | 2,185 |
| FHLB advances | $34,988,000 | 1,125 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,257,000 | 5,610 |
| Tier 1 (core) risk-based capital | $13,250,000 | 4,020 |
| Tier 2 risk-based capital | $1,026,000 | 3,757 |
| Total risk weighted assets | $98,684,000 | 3,763 |
| Total unused commitments | $6,257,000 | 5,610 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 49 | 3,375 |
| Assets and Liabilities | ||
| Total Assets: | $162,328,000 | 3,387 |
| Cash and due from depository institutions | $3,636,000 | 3,375 |
| Interest-bearing balances | $452,000 | 3,524 |
| Securities | $64,352,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,259 |
| Net loans & leases | $79,045,000 | 4,202 |
| Loan loss allowance | $997,000 | 4,076 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,592,000 | 1,596 |
| Other real estate owned | $28,000 | 3,375 |
| Goodwill and other intangibles | $68,000 | 2,948 |
| All other assets | $7,807,000 | 1,917 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $162,328,000 | 3,387 |
| Total liabilities | $149,525,000 | 3,324 |
| Total deposits | $101,437,000 | 4,196 |
| Interest-bearing deposits | $86,566,000 | 4,155 |
| Deposits held in domestic offices | $101,437,000 | 4,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,731,000 | 905 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,439,000 | 1,280 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,918,000 | 1,445 |
| Total equity capital | $12,803,000 | 4,160 |
| Total bank equity capital | $12,803,000 | 4,160 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $832,000 | 3,310 |
| Surplus | $1,370,000 | 6,269 |
| Undivided profits | $10,601,000 | 2,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $905,000 | 3,341 |
| Earning assets | $144,649,000 | 3,476 |
| Long-term assets (5+ years) | $106,682,000 | 961 |
| Average Assets, year-to-date | $155,324,500 | 3,490 |
| Average Assets, quarterly | $155,324,500 | 3,490 |
| Volatile liabilities | $26,536,000 | 3,463 |
| Insider loans | $2,807,000 | 2,125 |
| FHLB advances | $30,439,000 | 1,190 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,946,000 | 5,705 |
| Tier 1 (core) risk-based capital | $13,266,000 | 3,964 |
| Tier 2 risk-based capital | $997,000 | 3,826 |
| Total risk weighted assets | $94,206,000 | 3,863 |
| Total unused commitments | $5,946,000 | 5,707 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $148,321,000 | 3,631 |
| Cash and due from depository institutions | $3,584,000 | 3,120 |
| Interest-bearing balances | $452,000 | 3,580 |
| Securities | $53,741,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $78,626,000 | 4,203 |
| Loan loss allowance | $966,000 | 4,136 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,697,000 | 1,533 |
| Other real estate owned | $28,000 | 3,120 |
| Goodwill and other intangibles | $68,000 | 2,937 |
| All other assets | $5,577,000 | 2,438 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $148,321,000 | 3,631 |
| Total liabilities | $135,124,000 | 3,589 |
| Total deposits | $101,268,000 | 4,170 |
| Interest-bearing deposits | $86,952,000 | 4,124 |
| Deposits held in domestic offices | $101,268,000 | 4,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,621,000 | 1,057 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $20,887,000 | 1,675 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,348,000 | 2,549 |
| Total equity capital | $13,197,000 | 4,056 |
| Total bank equity capital | $13,197,000 | 4,056 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $832,000 | 3,311 |
| Surplus | $1,370,000 | 6,271 |
| Undivided profits | $10,995,000 | 2,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $819,000 | 3,650 |
| Earning assets | $132,819,000 | 3,697 |
| Long-term assets (5+ years) | $97,696,000 | 1,072 |
| Average Assets, year-to-date | $150,492,000 | 3,473 |
| Average Assets, quarterly | $149,390,000 | 3,590 |
| Volatile liabilities | $23,147,000 | 3,753 |
| Insider loans | $2,899,000 | 2,058 |
| FHLB advances | $20,887,000 | 1,573 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,570,000 | 5,670 |
| Tier 1 (core) risk-based capital | $13,185,000 | 3,939 |
| Tier 2 risk-based capital | $966,000 | 3,892 |
| Total risk weighted assets | $89,410,000 | 3,984 |
| Total unused commitments | $5,570,000 | 5,672 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 57 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $150,459,000 | 3,568 |
| Cash and due from depository institutions | $5,330,000 | 2,976 |
| Interest-bearing balances | $431,000 | 3,657 |
| Securities | $56,142,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $76,374,000 | 4,253 |
| Loan loss allowance | $1,022,000 | 3,956 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,795,000 | 1,470 |
| Other real estate owned | $27,000 | 2,976 |
| Goodwill and other intangibles | $70,000 | 2,890 |
| All other assets | $5,721,000 | 2,362 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $150,459,000 | 3,568 |
| Total liabilities | $137,081,000 | 3,528 |
| Total deposits | $100,565,000 | 4,144 |
| Interest-bearing deposits | $86,411,000 | 4,102 |
| Deposits held in domestic offices | $100,565,000 | 4,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,570,000 | 957 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,402,000 | 1,642 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,544,000 | 2,337 |
| Total equity capital | $13,378,000 | 3,991 |
| Total bank equity capital | $13,378,000 | 3,991 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $832,000 | 3,318 |
| Surplus | $1,370,000 | 6,253 |
| Undivided profits | $11,176,000 | 2,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $919,000 | 3,405 |
| Earning assets | $132,947,000 | 3,675 |
| Long-term assets (5+ years) | $88,441,000 | 1,170 |
| Average Assets, year-to-date | $151,034,750 | 3,456 |
| Average Assets, quarterly | $151,018,000 | 3,524 |
| Volatile liabilities | $24,730,000 | 3,540 |
| Insider loans | $2,972,000 | 1,965 |
| FHLB advances | $21,402,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,133,000 | 5,816 |
| Tier 1 (core) risk-based capital | $13,208,000 | 3,898 |
| Tier 2 risk-based capital | $1,022,000 | 3,710 |
| Total risk weighted assets | $95,756,000 | 3,749 |
| Total unused commitments | $5,133,000 | 5,821 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 49 | 3,434 |
| Assets and Liabilities | ||
| Total Assets: | $151,577,000 | 3,518 |
| Cash and due from depository institutions | $3,544,000 | 3,434 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $57,230,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $77,341,000 | 4,161 |
| Loan loss allowance | $1,035,000 | 3,914 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,877,000 | 1,433 |
| Other real estate owned | $0 | 3,434 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,585,000 | 2,103 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $151,577,000 | 3,518 |
| Total liabilities | $138,843,000 | 3,461 |
| Total deposits | $111,777,000 | 3,825 |
| Interest-bearing deposits | $99,241,000 | 3,693 |
| Deposits held in domestic offices | $111,777,000 | 3,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,955 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,846,000 | 1,595 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,820,000 | 1,908 |
| Total equity capital | $12,734,000 | 4,040 |
| Total bank equity capital | $12,734,000 | 4,040 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $832,000 | 3,335 |
| Surplus | $1,370,000 | 6,268 |
| Undivided profits | $10,532,000 | 2,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $898,000 | 3,247 |
| Earning assets | $134,571,000 | 3,623 |
| Long-term assets (5+ years) | $88,730,000 | 1,213 |
| Average Assets, year-to-date | $151,226,670 | 3,464 |
| Average Assets, quarterly | $151,895,000 | 3,480 |
| Volatile liabilities | $15,844,000 | 4,605 |
| Insider loans | $4,850,000 | 1,164 |
| FHLB advances | $21,846,000 | 1,491 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,601,000 | 5,657 |
| Tier 1 (core) risk-based capital | $13,321,000 | 3,833 |
| Tier 2 risk-based capital | $1,035,000 | 3,648 |
| Total risk weighted assets | $111,499,000 | 3,285 |
| Total unused commitments | $5,601,000 | 5,659 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $152,213,000 | 3,481 |
| Cash and due from depository institutions | $10,052,000 | 3,131 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $47,698,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,415 |
| Net loans & leases | $75,932,000 | 4,147 |
| Loan loss allowance | $1,197,000 | 3,479 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,743,000 | 1,450 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,788,000 | 2,220 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $152,213,000 | 3,481 |
| Total liabilities | $138,475,000 | 3,431 |
| Total deposits | $102,977,000 | 4,079 |
| Interest-bearing deposits | $89,783,000 | 3,972 |
| Deposits held in domestic offices | $102,977,000 | 4,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,387,000 | 1,003 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,287,000 | 1,497 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,824,000 | 2,104 |
| Total equity capital | $13,738,000 | 3,884 |
| Total bank equity capital | $13,738,000 | 3,884 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $832,000 | 3,337 |
| Surplus | $1,370,000 | 6,269 |
| Undivided profits | $11,536,000 | 2,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $846,000 | 3,365 |
| Earning assets | $129,630,000 | 3,717 |
| Long-term assets (5+ years) | $86,687,000 | 1,186 |
| Average Assets, year-to-date | $151,051,500 | 3,477 |
| Average Assets, quarterly | $151,051,500 | 3,477 |
| Volatile liabilities | $26,725,000 | 3,176 |
| Insider loans | $4,950,000 | 1,132 |
| FHLB advances | $22,287,000 | 1,392 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,870,000 | 5,961 |
| Tier 1 (core) risk-based capital | $13,263,000 | 3,812 |
| Tier 2 risk-based capital | $1,150,000 | 3,311 |
| Total risk weighted assets | $91,967,000 | 3,759 |
| Total unused commitments | $4,870,000 | 5,967 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $149,890,000 | 3,510 |
| Cash and due from depository institutions | $3,937,000 | 3,206 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $47,660,000 | 2,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $85,823,000 | 3,782 |
| Loan loss allowance | $1,194,000 | 3,471 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,745,000 | 1,440 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,725,000 | 2,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,890,000 | 3,510 |
| Total liabilities | $136,740,000 | 3,445 |
| Total deposits | $102,569,000 | 4,074 |
| Interest-bearing deposits | $89,364,000 | 3,977 |
| Deposits held in domestic offices | $102,569,000 | 4,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,472,000 | 1,240 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,728,000 | 1,450 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,971,000 | 1,880 |
| Total equity capital | $13,150,000 | 3,954 |
| Total bank equity capital | $13,150,000 | 3,954 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $832,000 | 3,366 |
| Surplus | $1,370,000 | 6,276 |
| Undivided profits | $10,948,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $840,000 | 3,513 |
| Earning assets | $133,483,000 | 3,604 |
| Long-term assets (5+ years) | $96,861,000 | 1,113 |
| Average Assets, year-to-date | $145,264,400 | 3,497 |
| Average Assets, quarterly | $149,759,500 | 3,473 |
| Volatile liabilities | $23,690,000 | 3,471 |
| Insider loans | $4,950,000 | 1,107 |
| FHLB advances | $23,727,000 | 1,348 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,819,000 | 5,835 |
| Tier 1 (core) risk-based capital | $13,034,000 | 3,825 |
| Tier 2 risk-based capital | $1,192,000 | 3,220 |
| Total risk weighted assets | $95,330,000 | 3,649 |
| Total unused commitments | $4,819,000 | 5,840 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $149,629,000 | 3,492 |
| Cash and due from depository institutions | $3,687,000 | 2,921 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $49,227,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $84,170,000 | 3,802 |
| Loan loss allowance | $1,240,000 | 3,350 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,806,000 | 1,399 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,739,000 | 2,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,629,000 | 3,492 |
| Total liabilities | $136,655,000 | 3,428 |
| Total deposits | $102,790,000 | 4,055 |
| Interest-bearing deposits | $89,119,000 | 3,974 |
| Deposits held in domestic offices | $102,790,000 | 4,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,657,000 | 1,268 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,412,000 | 1,387 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,796,000 | 2,091 |
| Total equity capital | $12,974,000 | 3,986 |
| Total bank equity capital | $12,974,000 | 3,986 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $832,000 | 3,386 |
| Surplus | $1,370,000 | 6,290 |
| Undivided profits | $10,772,000 | 2,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $838,000 | 3,696 |
| Earning assets | $133,397,000 | 3,564 |
| Long-term assets (5+ years) | $99,814,000 | 1,085 |
| Average Assets, year-to-date | $144,108,000 | 3,528 |
| Average Assets, quarterly | $148,472,500 | 3,505 |
| Volatile liabilities | $24,936,000 | 3,308 |
| Insider loans | $4,950,000 | 1,090 |
| FHLB advances | $24,409,000 | 1,276 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,761,000 | 5,471 |
| Tier 1 (core) risk-based capital | $12,831,000 | 3,865 |
| Tier 2 risk-based capital | $1,177,000 | 3,227 |
| Total risk weighted assets | $94,109,000 | 3,660 |
| Total unused commitments | $5,761,000 | 5,479 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $147,316,000 | 3,525 |
| Cash and due from depository institutions | $5,467,000 | 3,106 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $53,722,000 | 2,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $75,846,000 | 4,099 |
| Loan loss allowance | $1,252,000 | 3,294 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,887,000 | 1,354 |
| Other real estate owned | $0 | 3,106 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,394,000 | 2,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,316,000 | 3,525 |
| Total liabilities | $133,999,000 | 3,486 |
| Total deposits | $102,246,000 | 4,076 |
| Interest-bearing deposits | $89,737,000 | 3,950 |
| Deposits held in domestic offices | $102,246,000 | 4,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,922,000 | 1,494 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,240,000 | 1,347 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,591,000 | 2,391 |
| Total equity capital | $13,317,000 | 3,899 |
| Total bank equity capital | $13,317,000 | 3,899 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $832,000 | 3,390 |
| Surplus | $1,370,000 | 6,285 |
| Undivided profits | $11,115,000 | 2,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $868,000 | 3,448 |
| Earning assets | $129,568,000 | 3,644 |
| Long-term assets (5+ years) | $96,392,000 | 1,065 |
| Average Assets, year-to-date | $142,267,670 | 3,555 |
| Average Assets, quarterly | $147,187,500 | 3,488 |
| Volatile liabilities | $24,052,000 | 3,359 |
| Insider loans | $4,950,000 | 1,075 |
| FHLB advances | $25,235,000 | 1,236 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,284,000 | 5,633 |
| Tier 1 (core) risk-based capital | $12,646,000 | 3,850 |
| Tier 2 risk-based capital | $1,099,000 | 3,361 |
| Total risk weighted assets | $87,728,000 | 3,832 |
| Total unused commitments | $5,284,000 | 5,645 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $147,059,000 | 3,478 |
| Cash and due from depository institutions | $4,262,000 | 2,906 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $57,118,000 | 2,101 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,263 |
| Net loans & leases | $71,314,000 | 4,227 |
| Loan loss allowance | $1,200,000 | 3,350 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,934,000 | 1,331 |
| Other real estate owned | $0 | 2,906 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,431,000 | 2,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,059,000 | 3,478 |
| Total liabilities | $134,166,000 | 3,414 |
| Total deposits | $102,062,000 | 4,039 |
| Interest-bearing deposits | $88,233,000 | 3,994 |
| Deposits held in domestic offices | $102,062,000 | 4,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,097,000 | 1,394 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,608,000 | 1,277 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,399,000 | 2,654 |
| Total equity capital | $12,893,000 | 3,936 |
| Total bank equity capital | $12,893,000 | 3,936 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $832,000 | 3,407 |
| Surplus | $1,370,000 | 6,292 |
| Undivided profits | $10,691,000 | 2,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 6,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $892,000 | 3,390 |
| Earning assets | $130,432,000 | 3,575 |
| Long-term assets (5+ years) | $92,879,000 | 1,061 |
| Average Assets, year-to-date | $139,743,500 | 3,605 |
| Average Assets, quarterly | $139,743,500 | 3,605 |
| Volatile liabilities | $22,541,000 | 3,471 |
| Insider loans | $4,950,000 | 1,064 |
| FHLB advances | $25,601,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,101,000 | 6,100 |
| Tier 1 (core) risk-based capital | $12,448,000 | 3,841 |
| Tier 2 risk-based capital | $1,075,000 | 3,356 |
| Total risk weighted assets | $85,999,000 | 3,848 |
| Total unused commitments | $4,101,000 | 6,112 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $132,428,000 | 3,770 |
| Cash and due from depository institutions | $4,825,000 | 2,960 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $45,089,000 | 2,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $70,321,000 | 4,281 |
| Loan loss allowance | $1,213,000 | 3,242 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,041,000 | 1,286 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,152,000 | 2,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,428,000 | 3,770 |
| Total liabilities | $119,640,000 | 3,751 |
| Total deposits | $97,069,000 | 4,162 |
| Interest-bearing deposits | $83,604,000 | 4,099 |
| Deposits held in domestic offices | $97,069,000 | 4,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,476,000 | 1,522 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,769,000 | 1,717 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,326,000 | 2,762 |
| Total equity capital | $12,788,000 | 3,910 |
| Total bank equity capital | $12,788,000 | 3,910 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $832,000 | 3,403 |
| Surplus | $1,370,000 | 6,278 |
| Undivided profits | $10,586,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 6,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $800,000 | 3,869 |
| Earning assets | $115,410,000 | 3,915 |
| Long-term assets (5+ years) | $79,886,000 | 1,179 |
| Average Assets, year-to-date | $120,055,800 | 3,939 |
| Average Assets, quarterly | $130,830,500 | 3,777 |
| Volatile liabilities | $18,371,000 | 3,960 |
| Insider loans | $4,850,000 | 1,061 |
| FHLB advances | $16,761,000 | 1,590 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,667,000 | 6,176 |
| Tier 1 (core) risk-based capital | $12,263,000 | 3,822 |
| Tier 2 risk-based capital | $1,031,000 | 3,436 |
| Total risk weighted assets | $82,311,000 | 3,941 |
| Total unused commitments | $3,667,000 | 6,178 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $109,481,000 | 4,270 |
| Cash and due from depository institutions | $3,659,000 | 3,349 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $33,903,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,898 |
| Net loans & leases | $59,537,000 | 4,693 |
| Loan loss allowance | $1,499,000 | 2,595 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,576,000 | 1,973 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,806,000 | 2,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,481,000 | 4,270 |
| Total liabilities | $97,455,000 | 4,281 |
| Total deposits | $85,787,000 | 4,425 |
| Interest-bearing deposits | $73,014,000 | 4,441 |
| Deposits held in domestic offices | $85,787,000 | 4,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,085,000 | 1,657 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,010,000 | 2,769 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,573,000 | 2,449 |
| Total equity capital | $12,026,000 | 3,886 |
| Total bank equity capital | $12,026,000 | 3,886 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $832,000 | 3,467 |
| Surplus | $1,370,000 | 6,327 |
| Undivided profits | $9,824,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $802,000 | 4,192 |
| Earning assets | $96,440,000 | 4,379 |
| Long-term assets (5+ years) | $50,460,000 | 1,708 |
| Average Assets, year-to-date | $105,185,000 | 4,231 |
| Average Assets, quarterly | $109,156,000 | 4,241 |
| Volatile liabilities | $11,554,000 | 5,228 |
| Insider loans | $4,500,000 | 1,097 |
| FHLB advances | $5,994,000 | 2,647 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,808,000 | 5,187 |
| Tier 1 (core) risk-based capital | $11,925,000 | 3,759 |
| Tier 2 risk-based capital | $901,000 | 3,655 |
| Total risk weighted assets | $71,633,000 | 4,254 |
| Total unused commitments | $5,808,000 | 5,194 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $99,939,000 | 4,452 |
| Cash and due from depository institutions | $3,685,000 | 3,624 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $27,779,000 | 3,634 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,123 |
| Net loans & leases | $61,180,000 | 4,515 |
| Loan loss allowance | $1,496,000 | 2,471 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,041,000 | 3,930 |
| Other real estate owned | $0 | 3,624 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,054,000 | 2,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,939,000 | 4,452 |
| Total liabilities | $88,402,000 | 4,498 |
| Total deposits | $84,935,000 | 4,340 |
| Interest-bearing deposits | $73,288,000 | 4,315 |
| Deposits held in domestic offices | $84,935,000 | 4,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,235,000 | 2,186 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,000 | 5,645 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,210,000 | 3,085 |
| Total equity capital | $11,537,000 | 3,928 |
| Total bank equity capital | $11,537,000 | 3,928 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $832,000 | 3,563 |
| Surplus | $1,370,000 | 6,400 |
| Undivided profits | $9,335,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $498,000 | 5,137 |
| Earning assets | $90,159,000 | 4,511 |
| Long-term assets (5+ years) | $50,929,000 | 1,620 |
| Average Assets, year-to-date | $99,220,600 | 4,322 |
| Average Assets, quarterly | $100,323,000 | 4,392 |
| Volatile liabilities | $11,148,000 | 5,321 |
| Insider loans | $4,500,000 | 1,070 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,175,000 | 5,820 |
| Tier 1 (core) risk-based capital | $11,639,000 | 3,757 |
| Tier 2 risk-based capital | $821,190 | 3,832 |
| Total risk weighted assets | $65,020,190 | 4,425 |
| Total unused commitments | $4,175,000 | 5,823 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $99,403,000 | 4,433 |
| Cash and due from depository institutions | $4,321,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $34,642,000 | 3,186 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $54,243,000 | 4,846 |
| Loan loss allowance | $1,732,000 | 2,110 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,108,000 | 3,854 |
| Other real estate owned | $0 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,089,000 | 2,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,403,000 | 4,433 |
| Total liabilities | $88,181,000 | 4,497 |
| Total deposits | $86,966,000 | 4,240 |
| Interest-bearing deposits | $75,399,000 | 4,174 |
| Deposits held in domestic offices | $86,966,000 | 4,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,000 | 5,649 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,186,000 | 2,836 |
| Total equity capital | $11,222,000 | 3,859 |
| Total bank equity capital | $11,222,000 | 3,859 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $832,000 | 3,653 |
| Surplus | $1,370,000 | 6,505 |
| Undivided profits | $9,020,000 | 2,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $382,000 | 5,569 |
| Earning assets | $88,885,000 | 4,517 |
| Long-term assets (5+ years) | $44,672,000 | 1,878 |
| Average Assets, year-to-date | $95,737,200 | 4,414 |
| Average Assets, quarterly | $98,575,500 | 4,410 |
| Volatile liabilities | $11,581,000 | 5,045 |
| Insider loans | $3,825,000 | 1,228 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,201,000 | 5,889 |
| Tier 1 (core) risk-based capital | $11,765,000 | 3,693 |
| Tier 2 risk-based capital | $790,690 | 3,837 |
| Total risk weighted assets | $62,313,590 | 4,483 |
| Total unused commitments | $4,201,000 | 5,897 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $93,844,000 | 4,593 |
| Cash and due from depository institutions | $3,969,000 | 3,988 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $37,319,000 | 3,018 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,389 |
| Net loans & leases | $43,923,000 | 5,369 |
| Loan loss allowance | $1,725,000 | 2,055 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,489,000 | 4,796 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,644,000 | 2,063 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,844,000 | 4,593 |
| Total liabilities | $82,318,000 | 4,674 |
| Total deposits | $81,313,000 | 4,475 |
| Interest-bearing deposits | $70,794,000 | 4,418 |
| Deposits held in domestic offices | $81,313,000 | 4,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,005,000 | 3,507 |
| Total equity capital | $11,526,000 | 3,852 |
| Total bank equity capital | $11,526,000 | 3,852 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $832,000 | 3,669 |
| Surplus | $1,370,000 | 6,486 |
| Undivided profits | $9,324,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $419,000 | 5,283 |
| Earning assets | $84,742,000 | 4,644 |
| Long-term assets (5+ years) | $41,829,000 | 1,838 |
| Average Assets, year-to-date | $87,816,400 | 4,625 |
| Average Assets, quarterly | $91,274,500 | 4,632 |
| Volatile liabilities | $10,063,000 | 4,971 |
| Insider loans | $4,525,000 | 937 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,006,000 | 5,345 |
| Tier 1 (core) risk-based capital | $11,575,000 | 3,668 |
| Tier 2 risk-based capital | $679,170 | 4,180 |
| Total risk weighted assets | $53,287,470 | 4,846 |
| Total unused commitments | $5,006,000 | 5,354 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $78,907,000 | 5,234 |
| Cash and due from depository institutions | $3,567,000 | 4,480 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,527,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $38,549,000 | 5,940 |
| Loan loss allowance | $1,480,000 | 2,371 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,416,000 | 4,911 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,848,000 | 2,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,907,000 | 5,234 |
| Total liabilities | $67,773,000 | 5,398 |
| Total deposits | $66,128,000 | 5,277 |
| Interest-bearing deposits | $56,383,000 | 5,291 |
| Deposits held in domestic offices | $66,128,000 | 5,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,003 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $41,000 | 4,947 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,004,000 | 3,563 |
| Total equity capital | $11,134,000 | 3,924 |
| Total bank equity capital | $11,134,000 | 3,924 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $832,000 | 3,779 |
| Surplus | $1,370,000 | 6,590 |
| Undivided profits | $8,932,000 | 2,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 9,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $394,000 | 5,736 |
| Earning assets | $71,076,000 | 5,317 |
| Long-term assets (5+ years) | $25,036,000 | 2,386 |
| Average Assets, year-to-date | $78,086,400 | 5,101 |
| Average Assets, quarterly | $77,414,500 | 5,243 |
| Volatile liabilities | $5,938,000 | 6,632 |
| Insider loans | $5,350,000 | 771 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,247,000 | 6,319 |
| Tier 1 (core) risk-based capital | $11,074,000 | 3,802 |
| Tier 2 risk-based capital | $605,800 | 4,475 |
| Total risk weighted assets | $47,589,800 | 5,232 |
| Total unused commitments | $3,247,000 | 6,328 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $81,369,000 | 5,244 |
| Cash and due from depository institutions | $3,957,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $32,194,000 | 3,707 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,231 |
| Net loans & leases | $39,766,000 | 5,892 |
| Loan loss allowance | $1,263,000 | 2,847 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,476,000 | 4,746 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,876,000 | 2,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,369,000 | 5,244 |
| Total liabilities | $70,920,000 | 5,361 |
| Total deposits | $70,122,000 | 5,179 |
| Interest-bearing deposits | $58,778,000 | 5,293 |
| Deposits held in domestic offices | $70,122,000 | 5,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $119,000 | 4,767 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $679,000 | 4,767 |
| Total equity capital | $10,449,000 | 4,181 |
| Total bank equity capital | $10,449,000 | 4,181 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $832,000 | 4,027 |
| Surplus | $1,370,000 | 6,780 |
| Undivided profits | $8,247,000 | 2,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $449,000 | 5,150 |
| Earning assets | $73,060,000 | 5,336 |
| Long-term assets (5+ years) | $25,004,000 | 2,269 |
| Average Assets, year-to-date | $81,616,400 | 5,061 |
| Average Assets, quarterly | $79,803,500 | 5,282 |
| Volatile liabilities | $4,469,000 | 7,437 |
| Insider loans | $5,500,000 | 783 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,855,000 | 5,748 |
| Tier 1 (core) risk-based capital | $10,613,000 | 4,036 |
| Tier 2 risk-based capital | $629,090 | 4,413 |
| Total risk weighted assets | $49,693,290 | 5,081 |
| Total unused commitments | $3,855,000 | 5,760 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $83,453,000 | 5,173 |
| Cash and due from depository institutions | $5,329,000 | 3,844 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,869,000 | 3,714 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,765 |
| Net loans & leases | $34,887,000 | 6,381 |
| Loan loss allowance | $1,297,000 | 2,797 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,406,000 | 4,874 |
| Other real estate owned | $0 | 3,844 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,762,000 | 2,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,453,000 | 5,173 |
| Total liabilities | $72,930,000 | 5,290 |
| Total deposits | $70,954,000 | 5,192 |
| Interest-bearing deposits | $60,129,000 | 5,281 |
| Deposits held in domestic offices | $70,954,000 | 5,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,525,000 | 2,388 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $451,000 | 6,642 |
| Total equity capital | $10,523,000 | 4,136 |
| Total bank equity capital | $10,523,000 | 4,136 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $832,000 | 4,221 |
| Surplus | $1,370,000 | 6,877 |
| Undivided profits | $8,321,000 | 3,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $413,000 | 5,621 |
| Earning assets | $73,956,000 | 5,322 |
| Long-term assets (5+ years) | $24,150,000 | 2,179 |
| Average Assets, year-to-date | $81,633,800 | 5,074 |
| Average Assets, quarterly | $81,715,000 | 5,214 |
| Volatile liabilities | $3,735,000 | 7,882 |
| Insider loans | $4,910,000 | 913 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,963,000 | 5,609 |
| Tier 1 (core) risk-based capital | $10,618,000 | 3,979 |
| Tier 2 risk-based capital | $599,730 | 4,588 |
| Total risk weighted assets | $47,281,330 | 5,256 |
| Total unused commitments | $3,963,000 | 5,620 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $83,103,000 | 5,136 |
| Cash and due from depository institutions | $5,218,000 | 4,565 |
| Interest-bearing balances | $200,000 | 4,365 |
| Securities | $37,409,000 | 3,515 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,040 |
| Net loans & leases | $33,318,000 | 6,577 |
| Loan loss allowance | $1,600,000 | 2,393 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,512,000 | 4,595 |
| Other real estate owned | $0 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,946,000 | 2,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,103,000 | 5,136 |
| Total liabilities | $73,343,000 | 5,264 |
| Total deposits | $71,786,000 | 5,118 |
| Interest-bearing deposits | $60,464,000 | 5,193 |
| Deposits held in domestic offices | $71,786,000 | 5,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 3,124 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $307,000 | 7,209 |
| Total equity capital | $9,760,000 | 4,153 |
| Total bank equity capital | $9,760,000 | 4,153 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $832,000 | 4,405 |
| Surplus | $1,370,000 | 6,986 |
| Undivided profits | $7,558,000 | 3,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $429,000 | 4,876 |
| Earning assets | $73,627,000 | 5,300 |
| Long-term assets (5+ years) | $22,402,000 | 2,323 |
| Average Assets, year-to-date | $82,140,400 | 5,092 |
| Average Assets, quarterly | $82,170,000 | 5,155 |
| Volatile liabilities | $3,880,000 | 7,617 |
| Insider loans | $3,885,000 | 1,080 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,307,000 | 5,340 |
| Tier 1 (core) risk-based capital | $10,653,000 | 3,875 |
| Tier 2 risk-based capital | $580,880 | 4,672 |
| Total risk weighted assets | $45,451,180 | 5,346 |
| Total unused commitments | $4,307,000 | 5,348 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $83,098,000 | 5,233 |
| Cash and due from depository institutions | $3,247,000 | 4,957 |
| Interest-bearing balances | $394,000 | 4,714 |
| Securities | $37,577,000 | 3,660 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,925 |
| Net loans & leases | $34,855,000 | 6,308 |
| Loan loss allowance | $618,000 | 5,462 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $921,000 | 6,469 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,698,000 | 3,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,098,000 | 5,233 |
| Total liabilities | $72,338,000 | 5,432 |
| Total deposits | $71,675,000 | 5,284 |
| Interest-bearing deposits | $63,008,000 | 5,215 |
| Deposits held in domestic offices | $71,675,000 | 5,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $275,000 | 3,540 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $388,000 | 6,428 |
| Total equity capital | $10,760,000 | 3,784 |
| Total bank equity capital | $10,760,000 | 3,784 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $832,000 | 4,581 |
| Surplus | $1,370,000 | 7,021 |
| Undivided profits | $8,558,000 | 2,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $855,000 | 3,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $262,000 | 480 |
| Income earned, not collected on loans | $480,000 | 3,876 |
| Earning assets | $77,626,000 | 5,163 |
| Long-term assets (5+ years) | $29,818,000 | 1,917 |
| Average Assets, year-to-date | $82,098,400 | 5,165 |
| Average Assets, quarterly | $81,299,000 | 5,288 |
| Volatile liabilities | $3,340,000 | 8,008 |
| Insider loans | $2,417,000 | 1,715 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,850,000 | 4,990 |
| Tier 1 (core) risk-based capital | $10,760,000 | 3,715 |
| Tier 2 risk-based capital | $570,630 | 4,710 |
| Total risk weighted assets | $45,603,130 | 5,308 |
| Total unused commitments | $4,850,000 | 5,012 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $84,497,000 | 5,244 |
| Cash and due from depository institutions | $4,048,000 | 4,959 |
| Interest-bearing balances | $639,000 | 4,525 |
| Securities | $39,119,000 | 3,522 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 5,103 |
| Net loans & leases | $35,647,000 | 6,233 |
| Loan loss allowance | $657,000 | 5,269 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $964,000 | 6,349 |
| Other real estate owned | $0 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,769,000 | 4,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,497,000 | 5,244 |
| Total liabilities | $74,426,000 | 5,406 |
| Total deposits | $73,787,000 | 5,261 |
| Interest-bearing deposits | $64,425,000 | 5,248 |
| Deposits held in domestic offices | $73,787,000 | 5,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $639,000 | 4,779 |
| Total equity capital | $10,071,000 | 3,861 |
| Total bank equity capital | $10,071,000 | 3,861 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $832,000 | 4,805 |
| Surplus | $1,370,000 | 6,979 |
| Undivided profits | $7,869,000 | 2,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 3,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $555,000 | 3,680 |
| Earning assets | $78,355,000 | 5,176 |
| Long-term assets (5+ years) | $31,904,000 | 1,761 |
| Average Assets, year-to-date | $79,220,400 | 5,399 |
| Average Assets, quarterly | $81,597,000 | 5,353 |
| Volatile liabilities | $5,879,000 | 5,962 |
| Insider loans | $168,000 | 4,384 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,343,000 | 5,005 |
| Tier 1 (core) risk-based capital | $10,071,000 | 3,799 |
| Tier 2 risk-based capital | $564,490 | 4,733 |
| Total risk weighted assets | $45,066,290 | 5,408 |
| Total unused commitments | $4,343,000 | 5,035 |
| Derivatives | $0 | 651 |