Home > The Farmers Bank of Willards > Income and Expense
The Farmers Bank of Willards, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,786,000 | 1,570 |
| Total interest expense | $5,517,000 | 1,907 |
| Net interest income | $20,269,000 | 1,422 |
| Provision for loan and lease losses | $372,000 | 1,492 |
| Total noninterest income | $2,042,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $360,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,682,000 | 1,768 |
| Total noninterest expense | $14,575,000 | 1,566 |
| Salaries and employee benefits | $7,004,000 | 1,768 |
| Premises and equipment expense | $1,343,000 | 1,672 |
| Additional noninterest expense | $1,682,000 | 1,768 |
| Pre-tax net operating income | $7,364,000 | 1,487 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,829,000 | 1,043 |
| Income before extraordinary items | $5,535,000 | 1,612 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,535,000 | 1,632 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,535,000 | 1,615 |
| Net charge-offs | $84,000 | 1,599 |
| Cash dividends | $1,606,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $-259,000 | 4,564 |
| Net operating income | $5,535,000 | 1,645 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,748,000 | 1,574 |
| Total interest expense | $3,660,000 | 1,925 |
| Net interest income | $15,088,000 | 1,441 |
| Provision for loan and lease losses | $253,000 | 1,471 |
| Total noninterest income | $1,491,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $261,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,230,000 | 1,793 |
| Total noninterest expense | $11,135,000 | 1,531 |
| Salaries and employee benefits | $5,223,000 | 1,777 |
| Premises and equipment expense | $1,060,000 | 1,599 |
| Additional noninterest expense | $1,230,000 | 1,793 |
| Pre-tax net operating income | $5,191,000 | 1,610 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,285,000 | 1,104 |
| Income before extraordinary items | $3,906,000 | 1,740 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,906,000 | 1,754 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,906,000 | 1,740 |
| Net charge-offs | $85,000 | 1,245 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $-225,000 | 4,595 |
| Net operating income | $3,906,000 | 1,761 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,060,000 | 1,594 |
| Total interest expense | $2,079,000 | 1,974 |
| Net interest income | $9,981,000 | 1,470 |
| Provision for loan and lease losses | $152,000 | 1,508 |
| Total noninterest income | $1,016,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $168,000 | 2,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $848,000 | 1,695 |
| Total noninterest expense | $6,794,000 | 1,634 |
| Salaries and employee benefits | $3,527,000 | 1,753 |
| Premises and equipment expense | $703,000 | 1,613 |
| Additional noninterest expense | $848,000 | 1,693 |
| Pre-tax net operating income | $4,051,000 | 1,424 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,022,000 | 996 |
| Income before extraordinary items | $3,029,000 | 1,561 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,029,000 | 1,581 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,029,000 | 1,561 |
| Net charge-offs | $19,000 | 1,563 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $-225,000 | 4,628 |
| Net operating income | $3,029,000 | 1,576 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 1,620 |
| Total interest expense | $831,000 | 2,058 |
| Net interest income | $5,001,000 | 1,470 |
| Provision for loan and lease losses | $141,000 | 1,102 |
| Total noninterest income | $464,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $79,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 1,776 |
| Total noninterest expense | $3,425,000 | 1,646 |
| Salaries and employee benefits | $1,773,000 | 1,770 |
| Premises and equipment expense | $340,000 | 1,682 |
| Additional noninterest expense | $385,000 | 1,776 |
| Pre-tax net operating income | $1,899,000 | 1,524 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $475,000 | 1,079 |
| Income before extraordinary items | $1,424,000 | 1,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,424,000 | 1,657 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,424,000 | 1,657 |
| Net charge-offs | $44,000 | 848 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $-84,000 | 4,645 |
| Net operating income | $1,424,000 | 1,674 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,835,000 | 1,584 |
| Total interest expense | $1,573,000 | 1,861 |
| Net interest income | $18,262,000 | 1,547 |
| Provision for loan and lease losses | $564,000 | 1,161 |
| Total noninterest income | $1,516,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $349,000 | 2,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,167,000 | 2,178 |
| Total noninterest expense | $12,742,000 | 1,697 |
| Salaries and employee benefits | $6,502,000 | 1,845 |
| Premises and equipment expense | $1,264,000 | 1,743 |
| Additional noninterest expense | $1,167,000 | 2,178 |
| Pre-tax net operating income | $6,472,000 | 1,740 |
| Securities gains (losses) | $-1,000 | 3,144 |
| Applicable income taxes | $1,654,000 | 1,199 |
| Income before extraordinary items | $4,817,000 | 1,867 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,817,000 | 1,865 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,817,000 | 1,866 |
| Net charge-offs | $209,000 | 906 |
| Cash dividends | $1,577,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 4,657 |
| Net operating income | $4,817,790 | 1,897 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,184,000 | 1,595 |
| Total interest expense | $1,105,000 | 1,645 |
| Net interest income | $13,079,000 | 1,585 |
| Provision for loan and lease losses | $258,000 | 1,324 |
| Total noninterest income | $1,186,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $266,000 | 2,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,147 |
| Total noninterest expense | $9,597,000 | 1,683 |
| Salaries and employee benefits | $4,896,000 | 1,833 |
| Premises and equipment expense | $1,017,000 | 1,655 |
| Additional noninterest expense | $920,000 | 2,147 |
| Pre-tax net operating income | $4,410,000 | 1,833 |
| Securities gains (losses) | $-1,000 | 3,505 |
| Applicable income taxes | $1,132,000 | 1,260 |
| Income before extraordinary items | $3,277,000 | 1,981 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,277,000 | 1,980 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,277,000 | 1,980 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 4,702 |
| Net operating income | $3,277,790 | 2,014 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 1,639 |
| Total interest expense | $744,000 | 1,440 |
| Net interest income | $8,152,000 | 1,639 |
| Provision for loan and lease losses | $105,000 | 1,500 |
| Total noninterest income | $715,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $171,000 | 2,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,304 |
| Total noninterest expense | $6,339,000 | 1,675 |
| Salaries and employee benefits | $3,228,000 | 1,848 |
| Premises and equipment expense | $662,000 | 1,701 |
| Additional noninterest expense | $2,449,000 | 1,369 |
| Pre-tax net operating income | $2,423,000 | 1,953 |
| Securities gains (losses) | $-1,000 | 3,689 |
| Applicable income taxes | $629,000 | 1,320 |
| Income before extraordinary items | $1,793,000 | 2,123 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,793,000 | 2,123 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,793,000 | 2,123 |
| Net charge-offs | $-21,000 | 3,901 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 4,732 |
| Net operating income | $1,793,790 | 2,163 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 1,636 |
| Total interest expense | $375,000 | 1,382 |
| Net interest income | $3,899,000 | 1,655 |
| Provision for loan and lease losses | $52,000 | 1,332 |
| Total noninterest income | $224,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $82,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,938 |
| Total noninterest expense | $3,133,000 | 1,687 |
| Salaries and employee benefits | $1,615,000 | 1,839 |
| Premises and equipment expense | $347,000 | 1,653 |
| Additional noninterest expense | $1,171,000 | 1,397 |
| Pre-tax net operating income | $938,000 | 2,179 |
| Securities gains (losses) | $-1,000 | 3,977 |
| Applicable income taxes | $240,000 | 1,474 |
| Income before extraordinary items | $697,000 | 2,361 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $697,000 | 2,360 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $697,000 | 2,361 |
| Net charge-offs | $-37,000 | 4,324 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $-67,000 | 4,767 |
| Net operating income | $697,790 | 2,383 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,888,000 | 1,620 |
| Total interest expense | $2,313,000 | 1,165 |
| Net interest income | $15,575,000 | 1,679 |
| Provision for loan and lease losses | $-70,000 | 4,210 |
| Total noninterest income | $1,715,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $301,000 | 2,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,414,000 | 2,279 |
| Total noninterest expense | $12,303,000 | 1,716 |
| Salaries and employee benefits | $6,414,000 | 1,837 |
| Premises and equipment expense | $1,188,000 | 1,831 |
| Additional noninterest expense | $4,701,000 | 1,397 |
| Pre-tax net operating income | $5,057,000 | 2,042 |
| Securities gains (losses) | $10,000 | 1,707 |
| Applicable income taxes | $1,312,000 | 1,422 |
| Income before extraordinary items | $3,755,000 | 2,257 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,755,000 | 2,258 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,755,000 | 2,258 |
| Net charge-offs | $180,000 | 1,075 |
| Cash dividends | $1,493,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $-543,000 | 4,799 |
| Net operating income | $3,747,100 | 2,231 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,364,000 | 1,660 |
| Total interest expense | $1,809,000 | 1,190 |
| Net interest income | $11,555,000 | 1,715 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,235,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $216,000 | 2,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,019,000 | 2,359 |
| Total noninterest expense | $9,289,000 | 1,706 |
| Salaries and employee benefits | $4,844,000 | 1,829 |
| Premises and equipment expense | $885,000 | 1,866 |
| Additional noninterest expense | $3,560,000 | 1,394 |
| Pre-tax net operating income | $3,501,000 | 2,228 |
| Securities gains (losses) | $10,000 | 1,630 |
| Applicable income taxes | $906,000 | 1,542 |
| Income before extraordinary items | $2,605,000 | 2,460 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,605,000 | 2,460 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,605,000 | 2,460 |
| Net charge-offs | $160,000 | 879 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $-451,000 | 4,872 |
| Net operating income | $2,597,100 | 2,432 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,810,000 | 1,666 |
| Total interest expense | $1,261,000 | 1,187 |
| Net interest income | $7,549,000 | 1,733 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $792,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $137,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,375 |
| Total noninterest expense | $6,121,000 | 1,707 |
| Salaries and employee benefits | $3,161,000 | 1,852 |
| Premises and equipment expense | $601,000 | 1,843 |
| Additional noninterest expense | $2,359,000 | 1,386 |
| Pre-tax net operating income | $2,220,000 | 2,254 |
| Securities gains (losses) | $10,000 | 1,415 |
| Applicable income taxes | $577,000 | 1,554 |
| Income before extraordinary items | $1,653,000 | 2,495 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,653,000 | 2,494 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,653,000 | 2,495 |
| Net charge-offs | $167,000 | 715 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $-148,000 | 4,906 |
| Net operating income | $1,645,100 | 2,464 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 1,652 |
| Total interest expense | $648,000 | 1,222 |
| Net interest income | $3,810,000 | 1,707 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $312,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $69,000 | 2,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 2,657 |
| Total noninterest expense | $2,947,000 | 1,744 |
| Salaries and employee benefits | $1,565,000 | 1,849 |
| Premises and equipment expense | $306,000 | 1,823 |
| Additional noninterest expense | $1,076,000 | 1,456 |
| Pre-tax net operating income | $1,175,000 | 2,178 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $305,000 | 1,496 |
| Income before extraordinary items | $880,000 | 2,386 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $880,000 | 2,384 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $880,000 | 2,386 |
| Net charge-offs | $-52,000 | 4,624 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $872,100 | 2,351 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,880,000 | 1,570 |
| Total interest expense | $3,088,000 | 1,452 |
| Net interest income | $15,792,000 | 1,581 |
| Provision for loan and lease losses | $875,000 | 1,746 |
| Total noninterest income | $1,468,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $257,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,211,000 | 2,293 |
| Total noninterest expense | $11,181,000 | 1,790 |
| Salaries and employee benefits | $6,068,000 | 1,895 |
| Premises and equipment expense | $1,089,000 | 1,916 |
| Additional noninterest expense | $4,024,000 | 1,529 |
| Pre-tax net operating income | $5,204,000 | 1,739 |
| Securities gains (losses) | $14,000 | 2,219 |
| Applicable income taxes | $1,342,000 | 1,222 |
| Income before extraordinary items | $3,876,000 | 1,962 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,876,000 | 1,961 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,876,000 | 1,962 |
| Net charge-offs | $921,000 | 689 |
| Cash dividends | $1,510,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 4,924 |
| Net operating income | $3,864,940 | 1,919 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,123,000 | 1,574 |
| Total interest expense | $2,379,000 | 1,495 |
| Net interest income | $11,744,000 | 1,578 |
| Provision for loan and lease losses | $875,000 | 1,475 |
| Total noninterest income | $1,099,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $192,000 | 2,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 2,246 |
| Total noninterest expense | $8,508,000 | 1,756 |
| Salaries and employee benefits | $4,628,000 | 1,835 |
| Premises and equipment expense | $834,000 | 1,886 |
| Additional noninterest expense | $3,046,000 | 1,496 |
| Pre-tax net operating income | $3,460,000 | 1,861 |
| Securities gains (losses) | $14,000 | 2,034 |
| Applicable income taxes | $886,000 | 1,279 |
| Income before extraordinary items | $2,588,000 | 2,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,588,000 | 2,099 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,588,000 | 2,099 |
| Net charge-offs | $936,000 | 524 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,576,940 | 2,046 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,538,000 | 1,573 |
| Total interest expense | $1,627,000 | 1,550 |
| Net interest income | $7,911,000 | 1,562 |
| Provision for loan and lease losses | $725,000 | 1,301 |
| Total noninterest income | $726,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $133,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 2,203 |
| Total noninterest expense | $5,785,000 | 1,726 |
| Salaries and employee benefits | $3,091,000 | 1,832 |
| Premises and equipment expense | $688,000 | 1,611 |
| Additional noninterest expense | $2,006,000 | 1,498 |
| Pre-tax net operating income | $2,127,000 | 1,917 |
| Securities gains (losses) | $4,000 | 2,045 |
| Applicable income taxes | $536,000 | 1,286 |
| Income before extraordinary items | $1,595,000 | 2,155 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,595,000 | 2,155 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,595,000 | 2,155 |
| Net charge-offs | $348,000 | 740 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,591,840 | 2,113 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,849,000 | 1,548 |
| Total interest expense | $839,000 | 1,640 |
| Net interest income | $4,010,000 | 1,502 |
| Provision for loan and lease losses | $400,000 | 1,004 |
| Total noninterest income | $381,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $84,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,011 |
| Total noninterest expense | $2,910,000 | 1,739 |
| Salaries and employee benefits | $1,561,000 | 1,836 |
| Premises and equipment expense | $319,000 | 1,740 |
| Additional noninterest expense | $1,030,000 | 1,479 |
| Pre-tax net operating income | $1,081,000 | 1,723 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $280,000 | 1,129 |
| Income before extraordinary items | $801,000 | 1,977 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $801,000 | 1,977 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $801,000 | 1,977 |
| Net charge-offs | $180,000 | 665 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $801,000 | 1,942 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,720,000 | 1,536 |
| Total interest expense | $3,433,000 | 1,652 |
| Net interest income | $16,287,000 | 1,486 |
| Provision for loan and lease losses | $1,065,000 | 874 |
| Total noninterest income | $1,298,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $360,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $938,000 | 2,335 |
| Total noninterest expense | $10,913,000 | 1,784 |
| Salaries and employee benefits | $6,041,000 | 1,832 |
| Premises and equipment expense | $1,026,000 | 2,000 |
| Additional noninterest expense | $3,846,000 | 1,567 |
| Pre-tax net operating income | $5,607,000 | 1,614 |
| Securities gains (losses) | $-3,000 | 4,646 |
| Applicable income taxes | $1,449,000 | 1,142 |
| Income before extraordinary items | $4,155,000 | 1,834 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,155,000 | 1,836 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,155,000 | 1,836 |
| Net charge-offs | $1,141,000 | 611 |
| Cash dividends | $1,512,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 5,099 |
| Net operating income | $4,157,370 | 1,800 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,756,000 | 1,556 |
| Total interest expense | $2,570,000 | 1,668 |
| Net interest income | $12,186,000 | 1,501 |
| Provision for loan and lease losses | $800,000 | 824 |
| Total noninterest income | $899,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $267,000 | 2,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,442 |
| Total noninterest expense | $8,194,000 | 1,791 |
| Salaries and employee benefits | $4,526,000 | 1,840 |
| Premises and equipment expense | $787,000 | 1,995 |
| Additional noninterest expense | $2,881,000 | 1,553 |
| Pre-tax net operating income | $4,091,000 | 1,696 |
| Securities gains (losses) | $-3,000 | 4,753 |
| Applicable income taxes | $1,059,000 | 1,186 |
| Income before extraordinary items | $3,029,000 | 1,927 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,029,000 | 1,927 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,029,000 | 1,928 |
| Net charge-offs | $819,000 | 555 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,031,370 | 1,889 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,728,000 | 1,573 |
| Total interest expense | $1,664,000 | 1,672 |
| Net interest income | $8,064,000 | 1,518 |
| Provision for loan and lease losses | $500,000 | 847 |
| Total noninterest income | $497,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $175,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 2,742 |
| Total noninterest expense | $5,468,000 | 1,788 |
| Salaries and employee benefits | $2,979,000 | 1,861 |
| Premises and equipment expense | $491,000 | 2,088 |
| Additional noninterest expense | $1,998,000 | 1,514 |
| Pre-tax net operating income | $2,593,000 | 1,743 |
| Securities gains (losses) | $-4,000 | 4,803 |
| Applicable income taxes | $675,000 | 1,194 |
| Income before extraordinary items | $1,914,000 | 1,980 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,914,000 | 1,978 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,914,000 | 1,980 |
| Net charge-offs | $755,000 | 431 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,917,160 | 1,956 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 1,590 |
| Total interest expense | $813,000 | 1,652 |
| Net interest income | $3,948,000 | 1,554 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $266,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $90,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,555 |
| Total noninterest expense | $2,774,000 | 1,777 |
| Salaries and employee benefits | $1,460,000 | 1,897 |
| Premises and equipment expense | $282,000 | 1,916 |
| Additional noninterest expense | $1,032,000 | 1,483 |
| Pre-tax net operating income | $1,140,000 | 1,876 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $293,000 | 1,272 |
| Income before extraordinary items | $846,000 | 2,125 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $846,000 | 2,124 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $846,000 | 2,124 |
| Net charge-offs | $107,000 | 862 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $846,790 | 2,110 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,186,000 | 1,573 |
| Total interest expense | $2,869,000 | 1,480 |
| Net interest income | $15,317,000 | 1,568 |
| Provision for loan and lease losses | $1,265,000 | 731 |
| Total noninterest income | $1,088,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $327,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $761,000 | 2,556 |
| Total noninterest expense | $10,621,000 | 1,799 |
| Salaries and employee benefits | $5,681,000 | 1,893 |
| Premises and equipment expense | $959,000 | 2,108 |
| Additional noninterest expense | $3,981,000 | 1,510 |
| Pre-tax net operating income | $4,519,000 | 1,934 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $1,153,000 | 1,258 |
| Income before extraordinary items | $3,365,000 | 2,148 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,365,000 | 2,146 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,365,000 | 2,147 |
| Net charge-offs | $2,088,000 | 349 |
| Cash dividends | $1,315,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,365,790 | 2,145 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,420,000 | 1,578 |
| Total interest expense | $2,088,000 | 1,448 |
| Net interest income | $11,332,000 | 1,584 |
| Provision for loan and lease losses | $914,000 | 696 |
| Total noninterest income | $767,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $236,000 | 2,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,677 |
| Total noninterest expense | $7,969,000 | 1,805 |
| Salaries and employee benefits | $4,313,000 | 1,878 |
| Premises and equipment expense | $710,000 | 2,132 |
| Additional noninterest expense | $2,946,000 | 1,539 |
| Pre-tax net operating income | $3,216,000 | 2,024 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $812,000 | 1,366 |
| Income before extraordinary items | $2,403,000 | 2,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,403,000 | 2,232 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,403,000 | 2,233 |
| Net charge-offs | $1,894,000 | 284 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,403,790 | 2,231 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 1,578 |
| Total interest expense | $1,329,000 | 1,427 |
| Net interest income | $7,512,000 | 1,591 |
| Provision for loan and lease losses | $471,000 | 863 |
| Total noninterest income | $496,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $154,000 | 2,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,736 |
| Total noninterest expense | $5,301,000 | 1,823 |
| Salaries and employee benefits | $2,910,000 | 1,872 |
| Premises and equipment expense | $469,000 | 2,165 |
| Additional noninterest expense | $1,922,000 | 1,566 |
| Pre-tax net operating income | $2,236,000 | 1,928 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $571,000 | 1,287 |
| Income before extraordinary items | $1,664,000 | 2,153 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,664,000 | 2,150 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,664,000 | 2,152 |
| Net charge-offs | $1,110,000 | 301 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,664,790 | 2,144 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 1,594 |
| Total interest expense | $640,000 | 1,416 |
| Net interest income | $3,700,000 | 1,609 |
| Provision for loan and lease losses | $195,000 | 965 |
| Total noninterest income | $236,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $73,000 | 2,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,730 |
| Total noninterest expense | $2,724,000 | 1,796 |
| Salaries and employee benefits | $1,503,000 | 1,842 |
| Premises and equipment expense | $245,000 | 2,141 |
| Additional noninterest expense | $976,000 | 1,537 |
| Pre-tax net operating income | $1,017,000 | 2,023 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $258,000 | 1,342 |
| Income before extraordinary items | $759,000 | 2,245 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $759,000 | 2,244 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $759,000 | 2,245 |
| Net charge-offs | $1,053,000 | 216 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $759,000 | 2,235 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,279,000 | 1,550 |
| Total interest expense | $2,581,000 | 1,248 |
| Net interest income | $14,698,000 | 1,593 |
| Provision for loan and lease losses | $1,107,000 | 825 |
| Total noninterest income | $1,554,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $295,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,259,000 | 2,019 |
| Total noninterest expense | $9,674,000 | 1,964 |
| Salaries and employee benefits | $5,212,000 | 2,018 |
| Premises and equipment expense | $871,000 | 2,314 |
| Additional noninterest expense | $3,591,000 | 1,672 |
| Pre-tax net operating income | $5,471,000 | 1,587 |
| Securities gains (losses) | $-85,000 | 5,379 |
| Applicable income taxes | $2,276,000 | 1,183 |
| Income before extraordinary items | $3,110,000 | 1,969 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,110,000 | 1,968 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,110,000 | 1,969 |
| Net charge-offs | $1,741,000 | 457 |
| Cash dividends | $1,118,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $-600,000 | 5,644 |
| Net operating income | $3,164,400 | 1,928 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,815,000 | 1,567 |
| Total interest expense | $1,923,000 | 1,235 |
| Net interest income | $10,892,000 | 1,608 |
| Provision for loan and lease losses | $896,000 | 774 |
| Total noninterest income | $866,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $218,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,491 |
| Total noninterest expense | $7,189,000 | 1,976 |
| Salaries and employee benefits | $3,797,000 | 2,075 |
| Premises and equipment expense | $670,000 | 2,284 |
| Additional noninterest expense | $2,722,000 | 1,644 |
| Pre-tax net operating income | $3,673,000 | 1,761 |
| Securities gains (losses) | $-85,000 | 5,622 |
| Applicable income taxes | $1,321,000 | 1,223 |
| Income before extraordinary items | $2,267,000 | 2,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,267,000 | 2,185 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,267,000 | 2,185 |
| Net charge-offs | $1,193,000 | 436 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-600,000 | 5,715 |
| Net operating income | $2,321,400 | 2,128 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 1,561 |
| Total interest expense | $1,239,000 | 1,232 |
| Net interest income | $7,165,000 | 1,624 |
| Provision for loan and lease losses | $687,000 | 675 |
| Total noninterest income | $484,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $141,000 | 2,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 2,779 |
| Total noninterest expense | $4,786,000 | 1,970 |
| Salaries and employee benefits | $2,496,000 | 2,110 |
| Premises and equipment expense | $445,000 | 2,297 |
| Additional noninterest expense | $1,845,000 | 1,616 |
| Pre-tax net operating income | $2,176,000 | 1,902 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $796,000 | 1,274 |
| Income before extraordinary items | $1,380,000 | 2,297 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,380,000 | 2,298 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,380,000 | 2,298 |
| Net charge-offs | $417,000 | 660 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-550,000 | 5,767 |
| Net operating income | $1,380,000 | 2,262 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 1,586 |
| Total interest expense | $598,000 | 1,241 |
| Net interest income | $3,529,000 | 1,629 |
| Provision for loan and lease losses | $62,000 | 1,865 |
| Total noninterest income | $180,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $66,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,285 |
| Total noninterest expense | $2,382,000 | 2,010 |
| Salaries and employee benefits | $1,276,000 | 2,095 |
| Premises and equipment expense | $234,000 | 2,247 |
| Additional noninterest expense | $872,000 | 1,702 |
| Pre-tax net operating income | $1,265,000 | 1,646 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $471,000 | 1,129 |
| Income before extraordinary items | $794,000 | 1,994 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $794,000 | 1,995 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $794,000 | 1,995 |
| Net charge-offs | $133,000 | 764 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $794,000 | 1,965 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,921,000 | 1,588 |
| Total interest expense | $2,361,000 | 1,229 |
| Net interest income | $13,560,000 | 1,647 |
| Provision for loan and lease losses | $674,000 | 1,214 |
| Total noninterest income | $448,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $283,000 | 3,036 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $165,000 | 4,557 |
| Total noninterest expense | $9,016,000 | 2,090 |
| Salaries and employee benefits | $4,788,000 | 2,161 |
| Premises and equipment expense | $814,000 | 2,468 |
| Additional noninterest expense | $3,414,000 | 1,750 |
| Pre-tax net operating income | $4,318,000 | 1,823 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,588,000 | 1,227 |
| Income before extraordinary items | $2,730,000 | 2,267 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,730,000 | 2,264 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,730,000 | 2,266 |
| Net charge-offs | $887,000 | 722 |
| Cash dividends | $1,667,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,730,000 | 2,210 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,843,000 | 1,604 |
| Total interest expense | $1,770,000 | 1,225 |
| Net interest income | $10,073,000 | 1,676 |
| Provision for loan and lease losses | $214,000 | 1,991 |
| Total noninterest income | $181,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $213,000 | 3,045 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-32,000 | 5,933 |
| Total noninterest expense | $6,769,000 | 2,076 |
| Salaries and employee benefits | $3,564,000 | 2,172 |
| Premises and equipment expense | $619,000 | 2,443 |
| Additional noninterest expense | $2,586,000 | 1,745 |
| Pre-tax net operating income | $3,271,000 | 1,835 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,207,000 | 1,254 |
| Income before extraordinary items | $2,064,000 | 2,291 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,064,000 | 2,290 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,064,000 | 2,291 |
| Net charge-offs | $657,000 | 649 |
| Cash dividends | $672,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,064,000 | 2,227 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 1,634 |
| Total interest expense | $1,170,000 | 1,229 |
| Net interest income | $6,635,000 | 1,702 |
| Provision for loan and lease losses | $214,000 | 1,547 |
| Total noninterest income | $-106,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $142,000 | 3,036 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-248,000 | 6,047 |
| Total noninterest expense | $4,390,000 | 2,134 |
| Salaries and employee benefits | $2,339,000 | 2,213 |
| Premises and equipment expense | $389,000 | 2,561 |
| Additional noninterest expense | $1,662,000 | 1,810 |
| Pre-tax net operating income | $1,925,000 | 2,001 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $704,000 | 1,349 |
| Income before extraordinary items | $1,221,000 | 2,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,221,000 | 2,467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,221,000 | 2,467 |
| Net charge-offs | $337,000 | 795 |
| Cash dividends | $672,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,221,000 | 2,405 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 1,652 |
| Total interest expense | $586,000 | 1,216 |
| Net interest income | $3,256,000 | 1,730 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $-43,000 | 6,103 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $68,000 | 3,097 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-111,000 | 6,108 |
| Total noninterest expense | $2,240,000 | 2,103 |
| Salaries and employee benefits | $1,173,000 | 2,219 |
| Premises and equipment expense | $192,000 | 2,614 |
| Additional noninterest expense | $875,000 | 1,728 |
| Pre-tax net operating income | $898,000 | 2,084 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $328,000 | 1,397 |
| Income before extraordinary items | $570,000 | 2,524 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $570,000 | 2,524 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $570,000 | 2,524 |
| Net charge-offs | $82,000 | 1,124 |
| Cash dividends | $673,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $570,000 | 2,476 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,278,000 | 1,633 |
| Total interest expense | $2,375,000 | 1,169 |
| Net interest income | $12,903,000 | 1,698 |
| Provision for loan and lease losses | $941,000 | 859 |
| Total noninterest income | $197,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $273,000 | 3,204 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-76,000 | 6,115 |
| Total noninterest expense | $8,671,000 | 2,153 |
| Salaries and employee benefits | $4,642,000 | 2,185 |
| Premises and equipment expense | $802,000 | 2,554 |
| Additional noninterest expense | $3,227,000 | 1,874 |
| Pre-tax net operating income | $3,488,000 | 2,071 |
| Securities gains (losses) | $-40,000 | 6,008 |
| Applicable income taxes | $1,246,000 | 1,387 |
| Income before extraordinary items | $2,202,000 | 2,545 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,202,000 | 2,547 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,202,000 | 2,547 |
| Net charge-offs | $1,706,000 | 437 |
| Cash dividends | $336,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,227,600 | 2,486 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,454,000 | 1,647 |
| Total interest expense | $1,771,000 | 1,193 |
| Net interest income | $9,683,000 | 1,708 |
| Provision for loan and lease losses | $818,000 | 703 |
| Total noninterest income | $-31,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $207,000 | 3,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-238,000 | 6,233 |
| Total noninterest expense | $6,467,000 | 2,154 |
| Salaries and employee benefits | $3,403,000 | 2,236 |
| Premises and equipment expense | $624,000 | 2,511 |
| Additional noninterest expense | $2,440,000 | 1,852 |
| Pre-tax net operating income | $2,367,000 | 2,274 |
| Securities gains (losses) | $-40,000 | 6,130 |
| Applicable income taxes | $834,000 | 1,548 |
| Income before extraordinary items | $1,493,000 | 2,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,493,000 | 2,780 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,493,000 | 2,781 |
| Net charge-offs | $681,000 | 696 |
| Cash dividends | $336,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,518,600 | 2,693 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 1,654 |
| Total interest expense | $1,169,000 | 1,210 |
| Net interest income | $6,427,000 | 1,715 |
| Provision for loan and lease losses | $818,000 | 502 |
| Total noninterest income | $181,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $139,000 | 3,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,306 |
| Total noninterest expense | $4,351,000 | 2,162 |
| Salaries and employee benefits | $2,227,000 | 2,287 |
| Premises and equipment expense | $411,000 | 2,540 |
| Additional noninterest expense | $1,713,000 | 1,770 |
| Pre-tax net operating income | $1,439,000 | 2,415 |
| Securities gains (losses) | $-40,000 | 6,230 |
| Applicable income taxes | $498,000 | 1,636 |
| Income before extraordinary items | $901,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $901,000 | 2,939 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $901,000 | 2,941 |
| Net charge-offs | $415,000 | 739 |
| Cash dividends | $336,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $926,600 | 2,829 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 1,668 |
| Total interest expense | $584,000 | 1,208 |
| Net interest income | $3,170,000 | 1,732 |
| Provision for loan and lease losses | $537,000 | 389 |
| Total noninterest income | $185,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $117,000 | 3,365 |
| Total noninterest expense | $2,130,000 | 2,206 |
| Salaries and employee benefits | $1,109,000 | 2,305 |
| Premises and equipment expense | $212,000 | 2,529 |
| Additional noninterest expense | $809,000 | 1,863 |
| Pre-tax net operating income | $688,000 | 2,445 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $244,000 | 1,620 |
| Income before extraordinary items | $444,000 | 2,941 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $444,000 | 2,944 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $444,000 | 2,944 |
| Net charge-offs | $206,000 | 707 |
| Cash dividends | $336,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $444,000 | 2,864 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,096,000 | 1,659 |
| Total interest expense | $2,309,000 | 1,255 |
| Net interest income | $12,787,000 | 1,716 |
| Provision for loan and lease losses | $2,906,000 | 344 |
| Total noninterest income | $689,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $317,000 | 3,108 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $372,000 | 3,706 |
| Total noninterest expense | $8,362,000 | 2,243 |
| Salaries and employee benefits | $4,267,000 | 2,354 |
| Premises and equipment expense | $857,000 | 2,531 |
| Additional noninterest expense | $3,238,000 | 1,907 |
| Pre-tax net operating income | $2,208,000 | 2,813 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $758,000 | 1,816 |
| Income before extraordinary items | $1,450,000 | 3,298 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,450,000 | 3,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,450,000 | 3,299 |
| Net charge-offs | $3,888,000 | 282 |
| Cash dividends | $273,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $-300,000 | 6,460 |
| Net operating income | $1,450,000 | 3,246 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,290,000 | 1,668 |
| Total interest expense | $1,720,000 | 1,276 |
| Net interest income | $9,570,000 | 1,732 |
| Provision for loan and lease losses | $2,049,000 | 347 |
| Total noninterest income | $493,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $239,000 | 3,125 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $254,000 | 3,885 |
| Total noninterest expense | $6,109,000 | 2,300 |
| Salaries and employee benefits | $3,118,000 | 2,403 |
| Premises and equipment expense | $656,000 | 2,529 |
| Additional noninterest expense | $2,335,000 | 1,970 |
| Pre-tax net operating income | $1,905,000 | 2,604 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $667,000 | 1,703 |
| Income before extraordinary items | $1,238,000 | 3,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,238,000 | 3,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,238,000 | 3,077 |
| Net charge-offs | $2,872,000 | 274 |
| Cash dividends | $273,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $-300,000 | 6,552 |
| Net operating income | $1,238,000 | 3,033 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 1,647 |
| Total interest expense | $1,129,000 | 1,309 |
| Net interest income | $6,433,000 | 1,710 |
| Provision for loan and lease losses | $1,470,000 | 335 |
| Total noninterest income | $232,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $161,000 | 3,087 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $71,000 | 4,980 |
| Total noninterest expense | $4,113,000 | 2,284 |
| Salaries and employee benefits | $2,067,000 | 2,425 |
| Premises and equipment expense | $438,000 | 2,532 |
| Additional noninterest expense | $1,608,000 | 1,900 |
| Pre-tax net operating income | $1,082,000 | 2,818 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $379,000 | 1,823 |
| Income before extraordinary items | $703,000 | 3,328 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $703,000 | 3,334 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $703,000 | 3,334 |
| Net charge-offs | $1,665,000 | 334 |
| Cash dividends | $273,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $703,000 | 3,290 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 1,640 |
| Total interest expense | $558,000 | 1,357 |
| Net interest income | $3,229,000 | 1,691 |
| Provision for loan and lease losses | $800,000 | 301 |
| Total noninterest income | $247,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $79,000 | 3,101 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $168,000 | 2,804 |
| Total noninterest expense | $2,015,000 | 2,324 |
| Salaries and employee benefits | $1,010,000 | 2,485 |
| Premises and equipment expense | $279,000 | 2,126 |
| Additional noninterest expense | $726,000 | 2,077 |
| Pre-tax net operating income | $661,000 | 2,418 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $243,000 | 1,531 |
| Income before extraordinary items | $418,000 | 2,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $418,000 | 2,911 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $418,000 | 2,911 |
| Net charge-offs | $1,410,000 | 225 |
| Cash dividends | $273,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $418,000 | 2,872 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,427,000 | 1,616 |
| Total interest expense | $2,541,000 | 1,334 |
| Net interest income | $12,886,000 | 1,671 |
| Provision for loan and lease losses | $3,727,000 | 354 |
| Total noninterest income | $688,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $301,000 | 3,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $387,000 | 3,719 |
| Total noninterest expense | $7,729,000 | 2,423 |
| Salaries and employee benefits | $4,149,000 | 2,397 |
| Premises and equipment expense | $811,000 | 2,675 |
| Additional noninterest expense | $2,769,000 | 2,256 |
| Pre-tax net operating income | $2,118,000 | 2,746 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $728,000 | 1,775 |
| Income before extraordinary items | $1,390,000 | 3,302 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,390,000 | 3,304 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,390,000 | 3,305 |
| Net charge-offs | $4,386,000 | 377 |
| Cash dividends | $136,000 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,390,000 | 3,241 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,587,000 | 1,628 |
| Total interest expense | $1,957,000 | 1,339 |
| Net interest income | $9,630,000 | 1,676 |
| Provision for loan and lease losses | $3,292,000 | 304 |
| Total noninterest income | $588,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $224,000 | 3,385 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $364,000 | 3,457 |
| Total noninterest expense | $5,779,000 | 2,417 |
| Salaries and employee benefits | $3,034,000 | 2,467 |
| Premises and equipment expense | $606,000 | 2,709 |
| Additional noninterest expense | $2,139,000 | 2,170 |
| Pre-tax net operating income | $1,147,000 | 3,441 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $375,000 | 2,201 |
| Income before extraordinary items | $772,000 | 3,886 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $772,000 | 3,889 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $772,000 | 3,889 |
| Net charge-offs | $3,862,000 | 338 |
| Cash dividends | $136,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $772,000 | 3,818 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,768,000 | 1,612 |
| Total interest expense | $1,334,000 | 1,347 |
| Net interest income | $6,434,000 | 1,671 |
| Provision for loan and lease losses | $2,137,000 | 333 |
| Total noninterest income | $470,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $152,000 | 3,330 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $318,000 | 3,124 |
| Total noninterest expense | $3,895,000 | 2,394 |
| Salaries and employee benefits | $2,029,000 | 2,470 |
| Premises and equipment expense | $398,000 | 2,754 |
| Additional noninterest expense | $1,468,000 | 2,114 |
| Pre-tax net operating income | $872,000 | 3,174 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $294,000 | 2,040 |
| Income before extraordinary items | $578,000 | 3,681 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $578,000 | 3,684 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $578,000 | 3,684 |
| Net charge-offs | $2,891,000 | 329 |
| Cash dividends | $137,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $578,000 | 3,577 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 1,615 |
| Total interest expense | $685,000 | 1,354 |
| Net interest income | $3,224,000 | 1,684 |
| Provision for loan and lease losses | $982,000 | 405 |
| Total noninterest income | $281,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 2,736 |
| Total noninterest expense | $1,891,000 | 2,487 |
| Salaries and employee benefits | $993,000 | 2,528 |
| Premises and equipment expense | $198,000 | 2,791 |
| Additional noninterest expense | $700,000 | 2,221 |
| Pre-tax net operating income | $632,000 | 2,464 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $224,000 | 1,605 |
| Income before extraordinary items | $408,000 | 2,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $408,000 | 2,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $408,000 | 2,992 |
| Net charge-offs | $2,106,000 | 251 |
| Cash dividends | $136,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $408,000 | 2,910 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,707,000 | 1,596 |
| Total interest expense | $3,475,000 | 1,296 |
| Net interest income | $13,232,000 | 1,674 |
| Provision for loan and lease losses | $4,718,000 | 533 |
| Total noninterest income | $341,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $318,000 | 3,376 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $23,000 | 6,224 |
| Total noninterest expense | $7,396,000 | 2,539 |
| Salaries and employee benefits | $3,721,000 | 2,624 |
| Premises and equipment expense | $804,000 | 2,737 |
| Additional noninterest expense | $2,871,000 | 2,258 |
| Pre-tax net operating income | $1,459,000 | 3,373 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $456,000 | 2,278 |
| Income before extraordinary items | $1,003,000 | 3,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,003,000 | 3,913 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,003,000 | 3,915 |
| Net charge-offs | $3,897,000 | 702 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,003,000 | 3,749 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,712,000 | 1,600 |
| Total interest expense | $2,725,000 | 1,292 |
| Net interest income | $9,987,000 | 1,674 |
| Provision for loan and lease losses | $3,350,000 | 577 |
| Total noninterest income | $125,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $232,000 | 3,462 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-107,000 | 6,925 |
| Total noninterest expense | $5,446,000 | 2,597 |
| Salaries and employee benefits | $2,731,000 | 2,703 |
| Premises and equipment expense | $589,000 | 2,817 |
| Additional noninterest expense | $2,126,000 | 2,279 |
| Pre-tax net operating income | $1,316,000 | 3,129 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $428,000 | 2,103 |
| Income before extraordinary items | $888,000 | 3,664 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $888,000 | 3,664 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $888,000 | 3,666 |
| Net charge-offs | $2,916,000 | 683 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $888,000 | 3,508 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,512,000 | 1,609 |
| Total interest expense | $1,888,000 | 1,287 |
| Net interest income | $6,624,000 | 1,679 |
| Provision for loan and lease losses | $2,904,000 | 472 |
| Total noninterest income | $20,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-128,000 | 7,029 |
| Total noninterest expense | $3,710,000 | 2,541 |
| Salaries and employee benefits | $1,866,000 | 2,649 |
| Premises and equipment expense | $388,000 | 2,840 |
| Additional noninterest expense | $1,456,000 | 2,221 |
| Pre-tax net operating income | $30,000 | 6,193 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-51,000 | 6,945 |
| Income before extraordinary items | $81,000 | 6,055 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $81,000 | 6,055 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $81,000 | 6,055 |
| Net charge-offs | $1,934,000 | 710 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $81,000 | 5,905 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 1,595 |
| Total interest expense | $980,000 | 1,285 |
| Net interest income | $3,339,000 | 1,666 |
| Provision for loan and lease losses | $1,452,000 | 464 |
| Total noninterest income | $33,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $73,000 | 3,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-40,000 | 7,069 |
| Total noninterest expense | $1,761,000 | 2,662 |
| Salaries and employee benefits | $952,000 | 2,596 |
| Premises and equipment expense | $193,000 | 2,858 |
| Additional noninterest expense | $616,000 | 2,588 |
| Pre-tax net operating income | $159,000 | 4,848 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $29,000 | 3,455 |
| Income before extraordinary items | $130,000 | 5,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $130,000 | 5,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $130,000 | 5,050 |
| Net charge-offs | $1,167,000 | 607 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $130,000 | 4,893 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,048,000 | 1,576 |
| Total interest expense | $4,356,000 | 1,392 |
| Net interest income | $13,692,000 | 1,624 |
| Provision for loan and lease losses | $6,030,000 | 680 |
| Total noninterest income | $205,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $374,000 | 3,166 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-169,000 | 6,934 |
| Total noninterest expense | $7,824,000 | 2,422 |
| Salaries and employee benefits | $3,831,000 | 2,503 |
| Premises and equipment expense | $816,000 | 2,869 |
| Additional noninterest expense | $3,177,000 | 2,095 |
| Pre-tax net operating income | $43,000 | 5,901 |
| Securities gains (losses) | $-11,000 | 6,885 |
| Applicable income taxes | $-131,000 | 6,859 |
| Income before extraordinary items | $163,000 | 5,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $163,000 | 5,669 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $163,000 | 5,669 |
| Net charge-offs | $4,865,000 | 814 |
| Cash dividends | $95,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $174,000 | 5,522 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,635,000 | 1,578 |
| Total interest expense | $3,319,000 | 1,425 |
| Net interest income | $10,316,000 | 1,627 |
| Provision for loan and lease losses | $4,502,000 | 680 |
| Total noninterest income | $276,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $291,000 | 3,101 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-15,000 | 6,937 |
| Total noninterest expense | $6,045,000 | 2,366 |
| Salaries and employee benefits | $2,903,000 | 2,473 |
| Premises and equipment expense | $614,000 | 2,882 |
| Additional noninterest expense | $2,528,000 | 2,000 |
| Pre-tax net operating income | $45,000 | 6,005 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $-86,000 | 6,986 |
| Income before extraordinary items | $133,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 5,777 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $133,000 | 5,777 |
| Net charge-offs | $4,142,000 | 735 |
| Cash dividends | $95,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $131,000 | 5,638 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,111,000 | 1,591 |
| Total interest expense | $2,248,000 | 1,454 |
| Net interest income | $6,863,000 | 1,636 |
| Provision for loan and lease losses | $3,077,000 | 661 |
| Total noninterest income | $262,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $200,000 | 3,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $4,060,000 | 2,370 |
| Salaries and employee benefits | $2,002,000 | 2,420 |
| Premises and equipment expense | $410,000 | 2,907 |
| Additional noninterest expense | $1,648,000 | 2,069 |
| Pre-tax net operating income | $-12,000 | 6,236 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $-75,000 | 7,069 |
| Income before extraordinary items | $65,000 | 5,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $65,000 | 5,914 |
| Net charge-offs | $2,423,000 | 800 |
| Cash dividends | $96,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $63,720 | 5,844 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 1,614 |
| Total interest expense | $1,172,000 | 1,450 |
| Net interest income | $3,352,000 | 1,667 |
| Provision for loan and lease losses | $1,522,000 | 630 |
| Total noninterest income | $210,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,308 |
| Total noninterest expense | $2,024,000 | 2,401 |
| Salaries and employee benefits | $1,016,000 | 2,398 |
| Premises and equipment expense | $211,000 | 2,861 |
| Additional noninterest expense | $797,000 | 2,110 |
| Pre-tax net operating income | $16,000 | 6,143 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $-31,000 | 7,133 |
| Income before extraordinary items | $49,000 | 5,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $49,000 | 5,726 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $49,000 | 5,727 |
| Net charge-offs | $1,217,000 | 748 |
| Cash dividends | $96,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $47,000 | 5,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,155,000 | 1,601 |
| Total interest expense | $5,670,000 | 1,465 |
| Net interest income | $13,485,000 | 1,645 |
| Provision for loan and lease losses | $6,071,000 | 983 |
| Total noninterest income | $483,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $438,000 | 2,906 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 6,193 |
| Total noninterest expense | $7,273,000 | 2,647 |
| Salaries and employee benefits | $3,883,000 | 2,477 |
| Premises and equipment expense | $829,000 | 2,908 |
| Additional noninterest expense | $2,561,000 | 2,632 |
| Pre-tax net operating income | $624,000 | 4,096 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $88,000 | 3,316 |
| Income before extraordinary items | $536,000 | 4,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $536,000 | 4,214 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $536,000 | 4,214 |
| Net charge-offs | $4,907,000 | 1,037 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $536,000 | 4,074 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,519,000 | 1,619 |
| Total interest expense | $4,409,000 | 1,472 |
| Net interest income | $10,110,000 | 1,670 |
| Provision for loan and lease losses | $3,904,000 | 1,063 |
| Total noninterest income | $605,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $336,000 | 2,927 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $269,000 | 3,717 |
| Total noninterest expense | $5,435,000 | 2,645 |
| Salaries and employee benefits | $2,946,000 | 2,454 |
| Premises and equipment expense | $606,000 | 3,009 |
| Additional noninterest expense | $1,883,000 | 2,629 |
| Pre-tax net operating income | $1,376,000 | 2,549 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $430,000 | 1,809 |
| Income before extraordinary items | $946,000 | 2,988 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $946,000 | 2,985 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $946,000 | 2,988 |
| Net charge-offs | $3,252,000 | 1,079 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $946,000 | 2,862 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,667,000 | 1,640 |
| Total interest expense | $2,940,000 | 1,532 |
| Net interest income | $6,727,000 | 1,672 |
| Provision for loan and lease losses | $2,464,000 | 1,094 |
| Total noninterest income | $372,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $231,000 | 2,878 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 4,077 |
| Total noninterest expense | $3,672,000 | 2,623 |
| Salaries and employee benefits | $2,021,000 | 2,410 |
| Premises and equipment expense | $398,000 | 3,066 |
| Additional noninterest expense | $1,253,000 | 2,618 |
| Pre-tax net operating income | $963,000 | 2,444 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $307,000 | 1,716 |
| Income before extraordinary items | $656,000 | 2,884 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $656,000 | 2,880 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $656,000 | 2,882 |
| Net charge-offs | $1,714,000 | 1,263 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $656,000 | 2,776 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 1,696 |
| Total interest expense | $1,483,000 | 1,589 |
| Net interest income | $3,287,000 | 1,728 |
| Provision for loan and lease losses | $975,000 | 1,196 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $95,000 | 3,602 |
| Total noninterest expense | $1,792,000 | 2,710 |
| Salaries and employee benefits | $1,067,000 | 2,309 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $527,000 | 3,027 |
| Pre-tax net operating income | $729,000 | 1,754 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $252,000 | 1,191 |
| Income before extraordinary items | $477,000 | 2,226 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $477,000 | 2,225 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $477,000 | 2,226 |
| Net charge-offs | $831,000 | 1,169 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $477,000 | 2,135 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,135,000 | 1,788 |
| Total interest expense | $6,411,000 | 1,820 |
| Net interest income | $12,724,000 | 1,753 |
| Provision for loan and lease losses | $3,456,000 | 1,802 |
| Total noninterest income | $459,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $7,306,000 | 2,691 |
| Salaries and employee benefits | $3,929,000 | 2,487 |
| Premises and equipment expense | $829,000 | 3,035 |
| Additional noninterest expense | $2,548,000 | 2,699 |
| Pre-tax net operating income | $2,421,000 | 1,618 |
| Securities gains (losses) | $-5,000 | 6,952 |
| Applicable income taxes | $792,000 | 1,144 |
| Income before extraordinary items | $1,624,000 | 1,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,624,000 | 1,979 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,624,000 | 1,981 |
| Net charge-offs | $1,748,000 | 2,203 |
| Cash dividends | $779,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,627,350 | 1,943 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,172,000 | 1,834 |
| Total interest expense | $4,900,000 | 1,861 |
| Net interest income | $9,272,000 | 1,797 |
| Provision for loan and lease losses | $2,306,000 | 1,745 |
| Total noninterest income | $446,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $333,000 | 3,130 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $113,000 | 5,220 |
| Total noninterest expense | $5,481,000 | 2,698 |
| Salaries and employee benefits | $2,969,000 | 2,499 |
| Premises and equipment expense | $611,000 | 3,115 |
| Additional noninterest expense | $1,901,000 | 2,676 |
| Pre-tax net operating income | $1,931,000 | 1,675 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $648,000 | 1,153 |
| Income before extraordinary items | $1,288,000 | 2,060 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,288,000 | 2,059 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,288,000 | 2,060 |
| Net charge-offs | $1,340,000 | 1,890 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,284,650 | 2,020 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,324,000 | 1,894 |
| Total interest expense | $3,328,000 | 1,912 |
| Net interest income | $5,996,000 | 1,846 |
| Provision for loan and lease losses | $1,356,000 | 1,740 |
| Total noninterest income | $389,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $222,000 | 3,121 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $167,000 | 3,929 |
| Total noninterest expense | $3,720,000 | 2,680 |
| Salaries and employee benefits | $1,995,000 | 2,521 |
| Premises and equipment expense | $402,000 | 3,168 |
| Additional noninterest expense | $1,323,000 | 2,606 |
| Pre-tax net operating income | $1,309,000 | 1,703 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $441,000 | 1,188 |
| Income before extraordinary items | $872,000 | 2,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $872,000 | 2,081 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $872,000 | 2,083 |
| Net charge-offs | $949,000 | 1,675 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $869,360 | 2,026 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 1,939 |
| Total interest expense | $1,697,000 | 1,949 |
| Net interest income | $2,907,000 | 1,894 |
| Provision for loan and lease losses | $573,000 | 1,656 |
| Total noninterest income | $206,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $93,000 | 3,770 |
| Total noninterest expense | $1,750,000 | 2,744 |
| Salaries and employee benefits | $982,000 | 2,585 |
| Premises and equipment expense | $214,000 | 3,070 |
| Additional noninterest expense | $554,000 | 2,750 |
| Pre-tax net operating income | $790,000 | 1,626 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $292,000 | 1,078 |
| Income before extraordinary items | $498,000 | 2,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $498,000 | 2,145 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $498,000 | 2,147 |
| Net charge-offs | $432,000 | 1,467 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $498,000 | 2,008 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,468,000 | 2,067 |
| Total interest expense | $7,987,000 | 1,977 |
| Net interest income | $10,481,000 | 2,117 |
| Provision for loan and lease losses | $1,184,000 | 2,472 |
| Total noninterest income | $842,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $502,000 | 3,009 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $340,000 | 3,880 |
| Total noninterest expense | $6,867,000 | 2,726 |
| Salaries and employee benefits | $4,075,000 | 2,467 |
| Premises and equipment expense | $848,000 | 3,031 |
| Additional noninterest expense | $1,944,000 | 2,933 |
| Pre-tax net operating income | $3,272,000 | 1,661 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $1,114,000 | 1,099 |
| Income before extraordinary items | $2,160,000 | 1,848 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,160,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 2,591 |
| Cash dividends | $932,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,158,680 | 1,971 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,928,000 | 2,101 |
| Total interest expense | $6,089,000 | 2,031 |
| Net interest income | $7,839,000 | 2,142 |
| Provision for loan and lease losses | $436,000 | 2,955 |
| Total noninterest income | $715,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $373,000 | 3,060 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $342,000 | 3,457 |
| Total noninterest expense | $5,122,000 | 2,723 |
| Salaries and employee benefits | $3,075,000 | 2,483 |
| Premises and equipment expense | $633,000 | 3,054 |
| Additional noninterest expense | $1,414,000 | 2,931 |
| Pre-tax net operating income | $2,996,000 | 1,626 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $1,053,000 | 1,106 |
| Income before extraordinary items | $1,946,000 | 1,823 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,946,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 2,334 |
| Cash dividends | $314,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,944,050 | 1,920 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,320,000 | 2,114 |
| Total interest expense | $4,187,000 | 2,055 |
| Net interest income | $5,133,000 | 2,161 |
| Provision for loan and lease losses | $327,000 | 2,421 |
| Total noninterest income | $438,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $238,000 | 3,118 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $200,000 | 3,761 |
| Total noninterest expense | $3,397,000 | 2,743 |
| Salaries and employee benefits | $2,050,000 | 2,517 |
| Premises and equipment expense | $427,000 | 3,040 |
| Additional noninterest expense | $920,000 | 2,955 |
| Pre-tax net operating income | $1,847,000 | 1,807 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $639,000 | 1,327 |
| Income before extraordinary items | $1,209,000 | 2,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,209,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,738 |
| Cash dividends | $314,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,208,350 | 2,136 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 2,108 |
| Total interest expense | $2,178,000 | 2,094 |
| Net interest income | $2,631,000 | 2,109 |
| Provision for loan and lease losses | $114,000 | 2,554 |
| Total noninterest income | $166,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $113,000 | 3,189 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $1,675,000 | 2,771 |
| Salaries and employee benefits | $1,026,000 | 2,525 |
| Premises and equipment expense | $214,000 | 3,034 |
| Additional noninterest expense | $435,000 | 3,060 |
| Pre-tax net operating income | $1,008,000 | 1,770 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $357,000 | 1,297 |
| Income before extraordinary items | $652,000 | 2,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $652,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $651,350 | 2,087 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,970,000 | 2,092 |
| Total interest expense | $8,880,000 | 2,137 |
| Net interest income | $11,090,000 | 2,046 |
| Provision for loan and lease losses | $283,000 | 3,306 |
| Total noninterest income | $875,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $425,000 | 3,410 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $450,000 | 3,507 |
| Total noninterest expense | $6,213,000 | 2,872 |
| Salaries and employee benefits | $3,782,000 | 2,624 |
| Premises and equipment expense | $920,000 | 2,757 |
| Additional noninterest expense | $1,511,000 | 3,399 |
| Pre-tax net operating income | $5,469,000 | 1,522 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,936,000 | 1,162 |
| Income before extraordinary items | $3,533,000 | 1,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,533,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,753 |
| Cash dividends | $568,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $3,640,000 | 304 |
| Net operating income | $3,533,000 | 1,770 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,030,000 | 2,092 |
| Total interest expense | $6,609,000 | 2,143 |
| Net interest income | $8,421,000 | 2,038 |
| Provision for loan and lease losses | $123,000 | 3,826 |
| Total noninterest income | $617,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $298,000 | 3,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $319,000 | 3,628 |
| Total noninterest expense | $4,662,000 | 2,848 |
| Salaries and employee benefits | $2,840,000 | 2,607 |
| Premises and equipment expense | $716,000 | 2,663 |
| Additional noninterest expense | $1,106,000 | 3,414 |
| Pre-tax net operating income | $4,253,000 | 1,586 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,548,000 | 1,196 |
| Income before extraordinary items | $2,705,000 | 1,864 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,705,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,501 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $3,640,000 | 223 |
| Net operating income | $2,705,000 | 1,853 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 2,111 |
| Total interest expense | $4,351,000 | 2,171 |
| Net interest income | $5,644,000 | 2,051 |
| Provision for loan and lease losses | $123,000 | 2,943 |
| Total noninterest income | $374,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $192,000 | 3,590 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $3,070,000 | 2,915 |
| Salaries and employee benefits | $1,877,000 | 2,659 |
| Premises and equipment expense | $477,000 | 2,688 |
| Additional noninterest expense | $716,000 | 3,498 |
| Pre-tax net operating income | $2,825,000 | 1,635 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,024,000 | 1,254 |
| Income before extraordinary items | $1,801,000 | 1,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,801,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,182 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,801,000 | 1,896 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 2,105 |
| Total interest expense | $2,129,000 | 2,199 |
| Net interest income | $2,878,000 | 2,026 |
| Provision for loan and lease losses | $123,000 | 1,733 |
| Total noninterest income | $181,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $88,000 | 4,018 |
| Total noninterest expense | $1,529,000 | 2,934 |
| Salaries and employee benefits | $936,000 | 2,700 |
| Premises and equipment expense | $232,000 | 2,765 |
| Additional noninterest expense | $361,000 | 3,450 |
| Pre-tax net operating income | $1,407,000 | 1,632 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $508,000 | 1,271 |
| Income before extraordinary items | $899,000 | 1,869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $899,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 657 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $899,000 | 1,861 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,721,000 | 2,203 |
| Total interest expense | $6,878,000 | 2,319 |
| Net interest income | $10,843,000 | 2,144 |
| Provision for loan and lease losses | $272,000 | 2,958 |
| Total noninterest income | $697,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $341,000 | 3,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $356,000 | 3,966 |
| Total noninterest expense | $5,800,000 | 2,954 |
| Salaries and employee benefits | $3,521,000 | 2,724 |
| Premises and equipment expense | $903,000 | 2,712 |
| Additional noninterest expense | $1,376,000 | 3,535 |
| Pre-tax net operating income | $5,468,000 | 1,747 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,941,000 | 1,369 |
| Income before extraordinary items | $3,527,000 | 2,005 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,527,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $936,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,527,000 | 1,994 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,873,000 | 2,259 |
| Total interest expense | $4,841,000 | 2,380 |
| Net interest income | $8,032,000 | 2,174 |
| Provision for loan and lease losses | $272,000 | 2,320 |
| Total noninterest income | $526,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $252,000 | 3,935 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 3,908 |
| Total noninterest expense | $4,323,000 | 2,964 |
| Salaries and employee benefits | $2,623,000 | 2,734 |
| Premises and equipment expense | $681,000 | 2,714 |
| Additional noninterest expense | $1,019,000 | 3,557 |
| Pre-tax net operating income | $3,963,000 | 1,857 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,410,000 | 1,460 |
| Income before extraordinary items | $2,553,000 | 2,119 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,553,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $404,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,553,000 | 2,104 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 2,306 |
| Total interest expense | $2,943,000 | 2,475 |
| Net interest income | $5,287,000 | 2,210 |
| Provision for loan and lease losses | $204,000 | 2,082 |
| Total noninterest income | $343,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $161,000 | 3,996 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 3,923 |
| Total noninterest expense | $2,892,000 | 2,976 |
| Salaries and employee benefits | $1,745,000 | 2,748 |
| Premises and equipment expense | $445,000 | 2,744 |
| Additional noninterest expense | $702,000 | 3,466 |
| Pre-tax net operating income | $2,534,000 | 1,930 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $899,000 | 1,522 |
| Income before extraordinary items | $1,635,000 | 2,181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,635,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $404,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,635,000 | 2,169 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 2,355 |
| Total interest expense | $1,356,000 | 2,534 |
| Net interest income | $2,591,000 | 2,245 |
| Provision for loan and lease losses | $102,000 | 1,973 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $1,436,000 | 2,993 |
| Salaries and employee benefits | $863,000 | 2,791 |
| Premises and equipment expense | $210,000 | 2,897 |
| Additional noninterest expense | $363,000 | 3,369 |
| Pre-tax net operating income | $1,217,000 | 1,948 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $429,000 | 1,570 |
| Income before extraordinary items | $788,000 | 2,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $404,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $788,000 | 2,205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,008,000 | 2,358 |
| Total interest expense | $4,165,000 | 2,564 |
| Net interest income | $9,843,000 | 2,251 |
| Provision for loan and lease losses | $342,000 | 2,567 |
| Total noninterest income | $596,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $306,000 | 4,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $290,000 | 4,412 |
| Total noninterest expense | $5,177,000 | 3,139 |
| Salaries and employee benefits | $3,161,000 | 2,834 |
| Premises and equipment expense | $775,000 | 2,979 |
| Additional noninterest expense | $1,241,000 | 3,761 |
| Pre-tax net operating income | $4,920,000 | 1,893 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $1,757,000 | 1,513 |
| Income before extraordinary items | $3,164,000 | 2,144 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,164,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,108 |
| Cash dividends | $482,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,163,360 | 2,128 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,175,000 | 2,375 |
| Total interest expense | $2,899,000 | 2,606 |
| Net interest income | $7,276,000 | 2,255 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $448,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $225,000 | 4,207 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 4,371 |
| Total noninterest expense | $3,745,000 | 3,215 |
| Salaries and employee benefits | $2,334,000 | 2,839 |
| Premises and equipment expense | $570,000 | 3,010 |
| Additional noninterest expense | $841,000 | 4,026 |
| Pre-tax net operating income | $3,709,000 | 1,887 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $1,310,000 | 1,539 |
| Income before extraordinary items | $2,400,000 | 2,141 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,400,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,399,350 | 2,106 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 2,414 |
| Total interest expense | $1,808,000 | 2,626 |
| Net interest income | $4,702,000 | 2,308 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $296,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $2,484,000 | 3,213 |
| Salaries and employee benefits | $1,555,000 | 2,833 |
| Premises and equipment expense | $372,000 | 3,038 |
| Additional noninterest expense | $557,000 | 4,025 |
| Pre-tax net operating income | $2,334,000 | 1,945 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $819,000 | 1,592 |
| Income before extraordinary items | $1,516,000 | 2,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,516,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,515,350 | 2,171 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 2,495 |
| Total interest expense | $831,000 | 2,700 |
| Net interest income | $2,265,000 | 2,369 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $152,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $1,229,000 | 3,256 |
| Salaries and employee benefits | $772,000 | 2,852 |
| Premises and equipment expense | $167,000 | 3,348 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $1,098,000 | 2,008 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $384,000 | 1,655 |
| Income before extraordinary items | $715,000 | 2,287 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $715,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $714,350 | 2,248 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,095,000 | 2,570 |
| Total interest expense | $3,039,000 | 2,605 |
| Net interest income | $8,056,000 | 2,531 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $523,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $289,000 | 4,400 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $234,000 | 4,768 |
| Total noninterest expense | $4,474,000 | 3,432 |
| Salaries and employee benefits | $2,801,000 | 3,031 |
| Premises and equipment expense | $599,000 | 3,538 |
| Additional noninterest expense | $1,074,000 | 4,095 |
| Pre-tax net operating income | $3,745,000 | 2,163 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,282,000 | 1,812 |
| Income before extraordinary items | $2,465,000 | 2,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,465,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $401,000 | 3,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,463,680 | 2,401 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 2,606 |
| Total interest expense | $2,246,000 | 2,597 |
| Net interest income | $5,828,000 | 2,579 |
| Provision for loan and lease losses | $320,000 | 2,139 |
| Total noninterest income | $385,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $215,000 | 4,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 4,841 |
| Total noninterest expense | $3,306,000 | 3,447 |
| Salaries and employee benefits | $2,065,000 | 3,049 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $809,000 | 4,051 |
| Pre-tax net operating income | $2,587,000 | 2,316 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $877,000 | 1,978 |
| Income before extraordinary items | $1,710,000 | 2,659 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,710,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,710,000 | 2,596 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,683 |
| Total interest expense | $1,477,000 | 2,611 |
| Net interest income | $3,742,000 | 2,647 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $248,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $2,200,000 | 3,474 |
| Salaries and employee benefits | $1,359,000 | 3,107 |
| Premises and equipment expense | $263,000 | 3,917 |
| Additional noninterest expense | $578,000 | 3,854 |
| Pre-tax net operating income | $1,550,000 | 2,517 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $520,000 | 2,136 |
| Income before extraordinary items | $1,030,000 | 2,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,030,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,030,000 | 2,785 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,685 |
| Total interest expense | $722,000 | 2,688 |
| Net interest income | $1,878,000 | 2,634 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,025,000 | 3,676 |
| Salaries and employee benefits | $670,000 | 3,150 |
| Premises and equipment expense | $149,000 | 3,610 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $870,000 | 2,268 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $294,000 | 1,964 |
| Income before extraordinary items | $576,000 | 2,600 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $576,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $576,000 | 2,510 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 2,891 |
| Total interest expense | $3,077,000 | 2,801 |
| Net interest income | $6,695,000 | 2,866 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $512,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $270,000 | 4,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $242,000 | 4,909 |
| Total noninterest expense | $3,581,000 | 4,032 |
| Salaries and employee benefits | $2,182,000 | 3,648 |
| Premises and equipment expense | $631,000 | 3,386 |
| Additional noninterest expense | $768,000 | 5,188 |
| Pre-tax net operating income | $3,106,000 | 2,429 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,038,000 | 2,123 |
| Income before extraordinary items | $2,068,000 | 2,788 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,068,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,795 |
| Cash dividends | $384,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,068,000 | 2,658 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 2,964 |
| Total interest expense | $2,340,000 | 2,853 |
| Net interest income | $4,911,000 | 2,939 |
| Provision for loan and lease losses | $355,000 | 2,237 |
| Total noninterest income | $388,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $199,000 | 4,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 4,911 |
| Total noninterest expense | $2,651,000 | 4,057 |
| Salaries and employee benefits | $1,577,000 | 3,752 |
| Premises and equipment expense | $505,000 | 3,198 |
| Additional noninterest expense | $569,000 | 5,200 |
| Pre-tax net operating income | $2,293,000 | 2,559 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $686,000 | 2,421 |
| Income before extraordinary items | $1,607,000 | 2,812 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,607,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,199 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,607,000 | 2,671 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,053 |
| Total interest expense | $1,595,000 | 2,884 |
| Net interest income | $3,122,000 | 3,070 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $288,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $158,000 | 4,487 |
| Total noninterest expense | $1,752,000 | 4,087 |
| Salaries and employee benefits | $1,036,000 | 3,801 |
| Premises and equipment expense | $326,000 | 3,270 |
| Additional noninterest expense | $390,000 | 5,101 |
| Pre-tax net operating income | $1,478,000 | 2,631 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $371,000 | 2,840 |
| Income before extraordinary items | $1,107,000 | 2,750 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,107,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,862 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,107,000 | 2,597 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 3,119 |
| Total interest expense | $829,000 | 2,839 |
| Net interest income | $1,478,000 | 3,215 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $886,000 | 4,042 |
| Salaries and employee benefits | $531,000 | 3,722 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $214,000 | 4,731 |
| Pre-tax net operating income | $605,000 | 3,061 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $182,000 | 2,864 |
| Income before extraordinary items | $423,000 | 3,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $423,000 | 3,162 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 3,246 |
| Total interest expense | $3,348,000 | 3,228 |
| Net interest income | $5,826,000 | 3,225 |
| Provision for loan and lease losses | $724,000 | 1,769 |
| Total noninterest income | $422,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $245,000 | 4,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 5,256 |
| Total noninterest expense | $3,400,000 | 4,063 |
| Salaries and employee benefits | $1,913,000 | 3,883 |
| Premises and equipment expense | $659,000 | 3,154 |
| Additional noninterest expense | $828,000 | 4,810 |
| Pre-tax net operating income | $2,124,000 | 3,297 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $650,000 | 2,981 |
| Income before extraordinary items | $1,474,000 | 3,551 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,474,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,463 |
| Cash dividends | $368,000 | 3,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,474,000 | 3,446 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,605,000 | 3,780 |
| Total interest expense | $4,477,000 | 3,464 |
| Net interest income | $4,128,000 | 4,028 |
| Provision for loan and lease losses | $538,000 | 2,092 |
| Total noninterest income | $334,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $210,000 | 5,048 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $2,936,000 | 4,413 |
| Salaries and employee benefits | $1,685,000 | 4,132 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $658,000 | 5,497 |
| Pre-tax net operating income | $988,000 | 4,928 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $250,000 | 4,610 |
| Income before extraordinary items | $738,000 | 5,091 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $738,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,879 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $738,000 | 4,987 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 4,070 |
| Total interest expense | $4,160,000 | 3,854 |
| Net interest income | $3,979,000 | 4,198 |
| Provision for loan and lease losses | $223,000 | 3,509 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $190,000 | 5,229 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $119,000 | 6,021 |
| Total noninterest expense | $2,745,000 | 4,533 |
| Salaries and employee benefits | $1,550,000 | 4,246 |
| Premises and equipment expense | $482,000 | 3,901 |
| Additional noninterest expense | $713,000 | 5,110 |
| Pre-tax net operating income | $1,320,000 | 4,458 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $365,000 | 4,184 |
| Income before extraordinary items | $955,000 | 4,514 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $955,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,956 |
| Cash dividends | $334,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $955,000 | 4,513 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,769,000 | 4,024 |
| Total interest expense | $3,959,000 | 3,616 |
| Net interest income | $3,810,000 | 4,348 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $285,000 | 6,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $2,603,000 | 4,726 |
| Salaries and employee benefits | $1,467,000 | 4,415 |
| Premises and equipment expense | $467,000 | 4,006 |
| Additional noninterest expense | $669,000 | 5,415 |
| Pre-tax net operating income | $1,442,000 | 4,207 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $410,000 | 4,096 |
| Income before extraordinary items | $1,032,000 | 4,332 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,032,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $316,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,032,000 | 4,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 4,203 |
| Total interest expense | $3,829,000 | 3,824 |
| Net interest income | $3,571,000 | 4,512 |
| Provision for loan and lease losses | $235,000 | 3,172 |
| Total noninterest income | $342,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,426 |
| Total noninterest expense | $2,312,000 | 5,041 |
| Salaries and employee benefits | $1,323,000 | 4,691 |
| Premises and equipment expense | $393,000 | 4,482 |
| Additional noninterest expense | $596,000 | 5,780 |
| Pre-tax net operating income | $1,366,000 | 4,465 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $415,000 | 4,324 |
| Income before extraordinary items | $951,000 | 4,658 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $951,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,607 |
| Cash dividends | $301,000 | 4,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $951,000 | 4,566 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 4,399 |
| Total interest expense | $3,418,000 | 4,224 |
| Net interest income | $3,765,000 | 4,460 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $324,000 | 6,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $2,255,000 | 5,193 |
| Salaries and employee benefits | $1,328,000 | 4,699 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $542,000 | 6,178 |
| Pre-tax net operating income | $1,711,000 | 4,017 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $587,000 | 3,752 |
| Income before extraordinary items | $1,124,000 | 4,285 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,124,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $285,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,124,000 | 4,224 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 4,624 |
| Total interest expense | $3,503,000 | 4,196 |
| Net interest income | $3,416,000 | 4,925 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $278,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $2,306,000 | 5,328 |
| Salaries and employee benefits | $1,205,000 | 5,188 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $693,000 | 5,781 |
| Pre-tax net operating income | $1,318,000 | 4,793 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $873,000 | 4,971 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $873,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,831 |
| Cash dividends | $238,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $873,000 | 4,925 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 4,917 |
| Total interest expense | $3,063,000 | 4,665 |
| Net interest income | $3,332,000 | 5,062 |
| Provision for loan and lease losses | $342,000 | 2,087 |
| Total noninterest income | $242,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $2,163,000 | 5,640 |
| Salaries and employee benefits | $1,118,000 | 5,539 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $643,000 | 6,242 |
| Pre-tax net operating income | $1,069,000 | 5,714 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $367,000 | 5,253 |
| Income before extraordinary items | $702,000 | 5,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $702,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,439 |
| Cash dividends | $220,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $702,000 | 5,963 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 4,793 |
| Total interest expense | $2,429,000 | 4,771 |
| Net interest income | $3,662,000 | 4,734 |
| Provision for loan and lease losses | $295,000 | 2,325 |
| Total noninterest income | $235,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,946,000 | 6,350 |
| Salaries and employee benefits | $1,069,000 | 5,776 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $587,000 | 7,132 |
| Pre-tax net operating income | $1,656,000 | 4,049 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $588,000 | 3,571 |
| Income before extraordinary items | $1,068,000 | 4,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,068,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,331 |
| Cash dividends | $208,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,068,000 | 4,332 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 4,883 |
| Total interest expense | $2,453,000 | 4,907 |
| Net interest income | $3,644,000 | 4,784 |
| Provision for loan and lease losses | $235,000 | 3,574 |
| Total noninterest income | $236,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,873,000 | 6,692 |
| Salaries and employee benefits | $1,017,000 | 6,029 |
| Premises and equipment expense | $289,000 | 6,037 |
| Additional noninterest expense | $567,000 | 7,625 |
| Pre-tax net operating income | $1,772,000 | 3,741 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $629,000 | 3,451 |
| Income before extraordinary items | $1,143,000 | 4,198 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,143,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $185,000 | 5,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,143,000 | 3,984 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 5,270 |
| Total interest expense | $3,068,000 | 5,061 |
| Net interest income | $3,241,000 | 5,351 |
| Provision for loan and lease losses | $259,000 | 4,503 |
| Total noninterest income | $211,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,731,000 | 7,184 |
| Salaries and employee benefits | $862,000 | 6,858 |
| Premises and equipment expense | $310,000 | 5,827 |
| Additional noninterest expense | $559,000 | 7,886 |
| Pre-tax net operating income | $1,462,000 | 4,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $536,000 | 3,764 |
| Income before extraordinary items | $926,000 | 4,825 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $926,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $179,000 | 5,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $926,000 | 4,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.