Home > The Farmers Bank of Willards > Net charge- offs to loans
The Farmers Bank of Willards, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 3,956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4904% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4222% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4222% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0442% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4649% | 4,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4069% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4069% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0612% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5307% | 4,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5199% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5199% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.1325% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2526% | 4,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0635% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3467% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3467% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.8446% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1929% | 4,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0295% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0347% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3198% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3398% | 1,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0408% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2274% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 4,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0637% | 4,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 4,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1356% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1015% | 4,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0812% | 4,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0506% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0918% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.4954% | 4,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2749% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0407% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0407% | 3,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 4,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3355% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3355% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0816% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0855% | 4,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0247% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0247% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0923% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0967% | 4,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5580% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5580% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0678% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0695% | 4,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1316% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1390% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3789% | 4,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3789% | 4,397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3070% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7071% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1515% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0491% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0491% | 2,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3811% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4230% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9372% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2760% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4808% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2183% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1249% | 4,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1249% | 4,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2168% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3250% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1834% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4779% | 4,735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8018% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8018% | 4,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3433% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2738% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.6176% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3777% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3968% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0241% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1528% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4106% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0909% | 2,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3292% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2332% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.8215% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2888% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2221% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6398% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 2,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4553% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3487% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 1.2124% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4120% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4323% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3946% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7300% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3682% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7440% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9134% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3656% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7451% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6540% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5920% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 1.5424% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9062% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2257% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2904% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2089% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6769% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7976% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7532% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 1.9929% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1610% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2744% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3326% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8558% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9785% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7580% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7047% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6090% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 3.0099% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3047% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8271% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6895% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2901% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4650% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3415% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2256% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 6.3352% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6125% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6403% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8715% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0338% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6391% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8150% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5680% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3552% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 1.3749% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7722% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0362% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0366% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6934% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5218% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4246% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 1.7741% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3227% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3018% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7980% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8304% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2750% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.8619% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1256% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8863% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2759% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9551% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7703% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2534% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3048% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8972% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6474% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7360% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3128% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3112% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.8970% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2715% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3192% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5551% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0564% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5082% | 1,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2952% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3129% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3119% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0249% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3649% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4091% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4299% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3798% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1909% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2014% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1898% | 2,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1783% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2229% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0831% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4649% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4894% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2608% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3004% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2570% | 1,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4856% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1610% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1695% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3816% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5948% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4557% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1440% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6315% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6184% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 3.5433% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6792% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4471% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5845% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9744% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1698% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0590% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0858% | 3,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2095% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3203% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 1.3722% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0905% | 5,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4700% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4952% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7195% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2464% | 5,646 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4266% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4044% | 5,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2777% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3082% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2864% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 2.1517% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2307% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2431% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8477% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6917% | 5,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7578% | 5,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2803% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3760% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 2.7007% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3172% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3344% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0162% | 6,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1129% | 6,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7313% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4593% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4512% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 7.6882% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3048% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8407% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8841% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6988% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2540% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6339% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3079% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4866% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4395% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3566% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 7.7728% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7143% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4437% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4704% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3102% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6356% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8579% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7012% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7422% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2490% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1441% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 4.7743% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1544% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2558% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2157% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8962% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2719% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9494% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1181% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0063% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 8.3787% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0499% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2174% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1980% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9275% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1774% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6514% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5659% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 5.7106% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6718% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9314% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2490% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9769% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3023% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5399% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0118% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5792% | 316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9401% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8475% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 5.0809% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6188% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0436% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3256% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0923% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6169% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9560% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6868% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9754% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1622% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0771% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 6.9900% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0566% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8132% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4814% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8361% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5196% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7036% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9735% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6846% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1342% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0702% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 6.0380% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9954% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2188% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9597% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2367% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1695% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8921% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6199% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7047% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3995% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2384% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 3.1852% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0577% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1244% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4831% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1710% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2978% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0553% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7688% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0719% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3877% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2034% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 3.4517% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4709% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3166% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6335% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3669% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5135% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9845% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8283% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9933% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3722% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0723% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 1.2791% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8249% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9311% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8919% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6584% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7960% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2467% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7713% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6517% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3136% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.6594% | 1,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5067% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7016% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4562% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6985% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4864% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6023% | 1,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6829% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4450% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 3.6503% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8000% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5892% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3981% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6422% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2218% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9222% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4874% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1022% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3303% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9045% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7716% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 3.7664% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0685% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.1330% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7872% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5710% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5672% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3222% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5256% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8262% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3791% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6636% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5634% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 4.9658% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1513% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3696% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4781% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0542% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7090% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6626% | 1,395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7416% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6683% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6852% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 5.4093% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3709% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9086% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0584% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8217% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2856% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3378% | 1,415 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3258% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6633% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0383% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 1.5319% | 2,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3274% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9191% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3541% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7326% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6694% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9286% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8878% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4659% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8547% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.2153% | 2,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2776% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9722% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3370% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7919% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8917% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7026% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0816% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1595% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6875% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.2886% | 2,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8050% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8654% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9698% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5508% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4020% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3279% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7889% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1246% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6890% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.5623% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2016% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2950% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1099% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2095% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0876% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6289% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4237% | 3,135 |
| Percentage Net Loans Charged-off:Construction & development | 1.2378% | 2,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3426% | 2,595 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5786% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6824% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8352% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0228% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6541% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3998% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | 1.6544% | 1,868 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1170% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4683% | 1,069 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 3,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0681% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8843% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7002% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7037% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4545% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 1.9319% | 1,449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 3,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2366% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 3,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8580% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5628% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3645% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6458% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 3,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.2870% | 1,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7838% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8907% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5137% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 2,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2126% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7935% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0471% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4132% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2466% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2656% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4657% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6663% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7439% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3220% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3455% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6903% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9462% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1446% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6440% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 20.8488% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2002% | 2,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0948% | 1,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1032% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9058% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9407% | 949 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0382% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8963% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1148% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9285% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3315% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3405% | 2,983 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2903% | 1,901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4087% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1012% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6370% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6017% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6337% | 1,905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 5,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 3,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2971% | 3,909 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8174% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6728% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 4,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3398% | 2,988 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3445% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9376% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3212% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 7,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7799% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9318% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 5,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2265% | 4,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6625% | 1,140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 7,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3401% | 3,528 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3378% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 3,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 6,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6204% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6891% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 5,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6314% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5271% | 1,517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1128% | 7,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 5,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 3,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5948% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4764% | 1,412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1005% | 7,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 4,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0588% | 1,139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0806% | 7,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1444% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9622% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7181% | 2,488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1845% | 7,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3656% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1520% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.7652% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1711% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8690% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 5,553 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3321% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2322% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7416% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 4,921 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4548% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0558% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1066% | 5,521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5626% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2029% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0526% | 7,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5807% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9531% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6844% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2692% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4592% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2500% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 3.8447% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5953% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0903% | 6,708 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5669% | 1,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 6,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2849% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7694% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4005% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 7,006 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 8,006 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |