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The Farmers Bank of Milton, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,080,000	2,477
Total interest expense	$5,277,000	1,950
Net interest income	$7,803,000	2,726
Provision for loan and lease losses	$-103,000	4,334
Total noninterest income	$751,000	3,053
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$277,000	2,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$474,000	3,025
Total noninterest expense	$7,067,000	2,539
Salaries and employee benefits	$4,411,000	2,379
Premises and equipment expense	$618,000	2,663
Additional noninterest expense	$474,000	3,025
Pre-tax net operating income	$1,590,000	3,188
Securities gains (losses)	$-193,000	3,946
Applicable income taxes	$133,000	2,655
Income before extraordinary items	$1,264,000	3,250
Extraordinary gains, net	$0	54
Net income	$1,264,000	3,286
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,264,000	3,252
Net charge-offs	$-225,000	4,461
Cash dividends	$1,476,000	1,810
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,437,700	3,168
2023-09-30 (YTD Data)		Rank
Total interest income	$9,542,000	2,489
Total interest expense	$3,659,000	1,926
Net interest income	$5,883,000	2,740
Provision for loan and lease losses	$97,000	2,154
Total noninterest income	$565,000	3,046
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$205,000	2,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	3,002
Total noninterest expense	$5,253,000	2,545
Salaries and employee benefits	$3,244,000	2,403
Premises and equipment expense	$439,000	2,758
Additional noninterest expense	$360,000	3,001
Pre-tax net operating income	$1,098,000	3,358
Securities gains (losses)	$-193,000	4,173
Applicable income taxes	$118,000	2,614
Income before extraordinary items	$787,000	3,498
Extraordinary gains, net	$0	52
Net income	$787,000	3,530
Minority interest net income	$0	81
Net income of bank and minority interests.	$787,000	3,498
Net charge-offs	$-7,000	3,746
Cash dividends	$1,148,000	1,584
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$954,910	3,358
2023-06-30 (YTD Data)		Rank
Total interest income	$6,136,000	2,504
Total interest expense	$2,260,000	1,868
Net interest income	$3,876,000	2,778
Provision for loan and lease losses	$97,000	1,842
Total noninterest income	$351,000	3,091
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$126,000	2,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,055
Total noninterest expense	$3,455,000	2,549
Salaries and employee benefits	$2,189,000	2,386
Premises and equipment expense	$268,000	2,862
Additional noninterest expense	$225,000	3,048
Pre-tax net operating income	$675,000	3,455
Securities gains (losses)	$-88,000	4,191
Applicable income taxes	$60,000	2,792
Income before extraordinary items	$527,000	3,548
Extraordinary gains, net	$0	51
Net income	$527,000	3,583
Minority interest net income	$0	81
Net income of bank and minority interests.	$527,000	3,547
Net charge-offs	$11,000	1,777
Cash dividends	$820,000	1,545
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$606,200	3,441
2023-03-31 (YTD Data)		Rank
Total interest income	$2,900,000	2,561
Total interest expense	$1,070,000	1,753
Net interest income	$1,830,000	2,871
Provision for loan and lease losses	$56,000	1,641
Total noninterest income	$173,000	3,114
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$66,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	3,079
Total noninterest expense	$1,701,000	2,595
Salaries and employee benefits	$1,032,000	2,502
Premises and equipment expense	$147,000	2,785
Additional noninterest expense	$107,000	3,079
Pre-tax net operating income	$246,000	3,770
Securities gains (losses)	$0	950
Applicable income taxes	$49,000	2,563
Income before extraordinary items	$197,000	3,827
Extraordinary gains, net	$0	4
Net income	$197,000	3,827
Minority interest net income	$0	48
Net income of bank and minority interests.	$197,000	3,827
Net charge-offs	$9,000	1,398
Cash dividends	$492,000	1,272
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$197,000	3,845
2022-12-31 (YTD Data)		Rank
Total interest income	$10,806,000	2,418
Total interest expense	$1,742,000	1,751
Net interest income	$9,064,000	2,503
Provision for loan and lease losses	$0	3,012
Total noninterest income	$709,000	3,195
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$257,000	2,447
Trading account gains and fees	NA	NA
Additional Noninterest Income	$452,000	3,134
Total noninterest expense	$6,859,000	2,543
Salaries and employee benefits	$4,088,000	2,467
Premises and equipment expense	$652,000	2,599
Additional noninterest expense	$452,000	3,134
Pre-tax net operating income	$2,914,000	2,692
Securities gains (losses)	$0	691
Applicable income taxes	$418,000	2,164
Income before extraordinary items	$2,496,000	2,691
Extraordinary gains, net	$0	5
Net income	$2,496,000	2,688
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,496,000	2,690
Net charge-offs	$-56,000	4,127
Cash dividends	$1,968,000	1,528
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,496,000	2,715
2022-09-30 (YTD Data)		Rank
Total interest income	$7,991,000	2,390
Total interest expense	$931,000	1,860
Net interest income	$7,060,000	2,429
Provision for loan and lease losses	$0	2,835
Total noninterest income	$530,000	3,237
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$185,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,160
Total noninterest expense	$4,943,000	2,600
Salaries and employee benefits	$2,949,000	2,536
Premises and equipment expense	$476,000	2,636
Additional noninterest expense	$345,000	3,160
Pre-tax net operating income	$2,647,000	2,446
Securities gains (losses)	$0	740
Applicable income taxes	$487,000	1,860
Income before extraordinary items	$2,160,000	2,485
Extraordinary gains, net	$0	4
Net income	$2,160,000	2,484
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,160,000	2,484
Net charge-offs	$-51,000	4,105
Cash dividends	$984,000	1,707
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,160,000	2,527
2022-06-30 (YTD Data)		Rank
Total interest income	$5,285,000	2,363
Total interest expense	$533,000	1,878
Net interest income	$4,752,000	2,389
Provision for loan and lease losses	$0	2,599
Total noninterest income	$341,000	3,259
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$113,000	2,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	3,197
Total noninterest expense	$3,041,000	2,718
Salaries and employee benefits	$1,862,000	2,618
Premises and equipment expense	$311,000	2,670
Additional noninterest expense	$868,000	2,854
Pre-tax net operating income	$2,052,000	2,169
Securities gains (losses)	$0	687
Applicable income taxes	$398,000	1,652
Income before extraordinary items	$1,654,000	2,219
Extraordinary gains, net	$0	4
Net income	$1,654,000	2,220
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,654,000	2,219
Net charge-offs	$-20,000	3,883
Cash dividends	$984,000	1,380
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,654,000	2,254
2022-03-31 (YTD Data)		Rank
Total interest income	$2,660,000	2,314
Total interest expense	$254,000	1,900
Net interest income	$2,406,000	2,321
Provision for loan and lease losses	$0	2,285
Total noninterest income	$159,000	3,286
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$51,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	3,189
Total noninterest expense	$1,526,000	2,700
Salaries and employee benefits	$931,000	2,612
Premises and equipment expense	$145,000	2,795
Additional noninterest expense	$450,000	2,779
Pre-tax net operating income	$1,039,000	2,053
Securities gains (losses)	$0	623
Applicable income taxes	$212,000	1,571
Income before extraordinary items	$827,000	2,151
Extraordinary gains, net	$0	4
Net income	$827,000	2,151
Minority interest net income	$0	50
Net income of bank and minority interests.	$827,000	2,151
Net charge-offs	$-20,000	4,154
Cash dividends	$492,000	1,200
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$827,000	2,169
2021-12-31 (YTD Data)		Rank
Total interest income	$10,136,000	2,450
Total interest expense	$1,314,000	1,831
Net interest income	$8,822,000	2,497
Provision for loan and lease losses	$0	3,064
Total noninterest income	$771,000	3,259
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$241,000	2,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$530,000	3,215
Total noninterest expense	$6,504,000	2,603
Salaries and employee benefits	$3,653,000	2,644
Premises and equipment expense	$652,000	2,626
Additional noninterest expense	$2,199,000	2,424
Pre-tax net operating income	$3,089,000	2,658
Securities gains (losses)	$3,000	1,928
Applicable income taxes	$438,000	2,189
Income before extraordinary items	$2,654,000	2,687
Extraordinary gains, net	$0	10
Net income	$2,654,000	2,688
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,654,000	2,688
Net charge-offs	$-10,000	3,664
Cash dividends	$1,968,000	1,565
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,651,420	2,666
2021-09-30 (YTD Data)		Rank
Total interest income	$7,506,000	2,511
Total interest expense	$1,044,000	1,840
Net interest income	$6,462,000	2,580
Provision for loan and lease losses	$0	2,963
Total noninterest income	$587,000	3,278
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$175,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$412,000	3,228
Total noninterest expense	$4,688,000	2,672
Salaries and employee benefits	$2,653,000	2,703
Premises and equipment expense	$478,000	2,669
Additional noninterest expense	$1,557,000	2,521
Pre-tax net operating income	$2,361,000	2,742
Securities gains (losses)	$4,000	1,798
Applicable income taxes	$401,000	2,122
Income before extraordinary items	$1,964,000	2,823
Extraordinary gains, net	$0	8
Net income	$1,964,000	2,823
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,964,000	2,823
Net charge-offs	$-19,000	3,868
Cash dividends	$1,476,000	1,421
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,960,680	2,802
2021-06-30 (YTD Data)		Rank
Total interest income	$4,991,000	2,514
Total interest expense	$733,000	1,840
Net interest income	$4,258,000	2,594
Provision for loan and lease losses	$0	2,862
Total noninterest income	$363,000	3,343
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$110,000	2,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	3,291
Total noninterest expense	$3,009,000	2,721
Salaries and employee benefits	$1,684,000	2,772
Premises and equipment expense	$333,000	2,599
Additional noninterest expense	$992,000	2,593
Pre-tax net operating income	$1,612,000	2,685
Securities gains (losses)	$0	1,818
Applicable income taxes	$298,000	2,026
Income before extraordinary items	$1,314,000	2,817
Extraordinary gains, net	$0	6
Net income	$1,314,000	2,816
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,314,000	2,817
Net charge-offs	$-9,000	3,778
Cash dividends	$984,000	1,418
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,314,000	2,797
2021-03-31 (YTD Data)		Rank
Total interest income	$2,478,000	2,518
Total interest expense	$382,000	1,858
Net interest income	$2,096,000	2,597
Provision for loan and lease losses	$0	2,741
Total noninterest income	$177,000	3,351
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$58,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,346
Total noninterest expense	$1,526,000	2,683
Salaries and employee benefits	$840,000	2,768
Premises and equipment expense	$159,000	2,690
Additional noninterest expense	$527,000	2,445
Pre-tax net operating income	$747,000	2,752
Securities gains (losses)	$0	1,392
Applicable income taxes	$139,000	2,060
Income before extraordinary items	$608,000	2,885
Extraordinary gains, net	$0	3
Net income	$608,000	2,884
Minority interest net income	$0	55
Net income of bank and minority interests.	$608,000	2,885
Net charge-offs	$-9,000	4,024
Cash dividends	$492,000	1,229
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$608,000	2,847
2020-12-31 (YTD Data)		Rank
Total interest income	$10,353,000	2,463
Total interest expense	$2,064,000	1,945
Net interest income	$8,289,000	2,565
Provision for loan and lease losses	$0	4,319
Total noninterest income	$776,000	3,154
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$205,000	2,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$571,000	3,019
Total noninterest expense	$6,411,000	2,599
Salaries and employee benefits	$3,520,000	2,671
Premises and equipment expense	$628,000	2,694
Additional noninterest expense	$2,263,000	2,336
Pre-tax net operating income	$2,654,000	2,593
Securities gains (losses)	$23,000	2,058
Applicable income taxes	$358,000	2,179
Income before extraordinary items	$2,319,000	2,635
Extraordinary gains, net	$0	4
Net income	$2,319,000	2,634
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,319,000	2,635
Net charge-offs	$-42,000	4,556
Cash dividends	$1,968,000	1,560
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,298,990	2,602
2020-09-30 (YTD Data)		Rank
Total interest income	$7,824,000	2,473
Total interest expense	$1,608,000	1,974
Net interest income	$6,216,000	2,566
Provision for loan and lease losses	$0	4,239
Total noninterest income	$576,000	3,151
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$146,000	2,822
Trading account gains and fees	NA	NA
Additional Noninterest Income	$430,000	2,986
Total noninterest expense	$4,699,000	2,614
Salaries and employee benefits	$2,607,000	2,681
Premises and equipment expense	$453,000	2,743
Additional noninterest expense	$1,639,000	2,361
Pre-tax net operating income	$2,093,000	2,520
Securities gains (losses)	$23,000	1,862
Applicable income taxes	$312,000	2,067
Income before extraordinary items	$1,804,000	2,592
Extraordinary gains, net	$0	4
Net income	$1,804,000	2,592
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,804,000	2,592
Net charge-offs	$-40,000	4,600
Cash dividends	$1,475,000	1,368
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,784,450	2,559
2020-06-30 (YTD Data)		Rank
Total interest income	$5,345,000	2,452
Total interest expense	$1,125,000	2,012
Net interest income	$4,220,000	2,541
Provision for loan and lease losses	$0	4,134
Total noninterest income	$404,000	3,084
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$100,000	2,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	2,903
Total noninterest expense	$3,064,000	2,662
Salaries and employee benefits	$1,708,000	2,725
Premises and equipment expense	$275,000	2,902
Additional noninterest expense	$1,081,000	2,381
Pre-tax net operating income	$1,560,000	2,340
Securities gains (losses)	$23,000	1,627
Applicable income taxes	$236,000	1,923
Income before extraordinary items	$1,347,000	2,391
Extraordinary gains, net	$0	4
Net income	$1,347,000	2,390
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,347,000	2,391
Net charge-offs	$-24,000	4,568
Cash dividends	$984,000	1,361
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,327,450	2,378
2020-03-31 (YTD Data)		Rank
Total interest income	$2,740,000	2,415
Total interest expense	$604,000	2,045
Net interest income	$2,136,000	2,481
Provision for loan and lease losses	$0	3,711
Total noninterest income	$173,000	3,194
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$61,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	3,057
Total noninterest expense	$1,608,000	2,609
Salaries and employee benefits	$914,000	2,627
Premises and equipment expense	$151,000	2,760
Additional noninterest expense	$543,000	2,386
Pre-tax net operating income	$701,000	2,347
Securities gains (losses)	$23,000	1,095
Applicable income taxes	$122,000	1,779
Income before extraordinary items	$602,000	2,398
Extraordinary gains, net	$0	4
Net income	$602,000	2,397
Minority interest net income	$0	56
Net income of bank and minority interests.	$602,000	2,398
Net charge-offs	$-2,000	3,865
Cash dividends	$492,000	1,312
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$582,910	2,419
2019-12-31 (YTD Data)		Rank
Total interest income	$10,455,000	2,514
Total interest expense	$2,272,000	2,167
Net interest income	$8,183,000	2,580
Provision for loan and lease losses	$110,000	2,880
Total noninterest income	$761,000	3,156
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$293,000	2,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	3,095
Total noninterest expense	$6,261,000	2,627
Salaries and employee benefits	$3,426,000	2,701
Premises and equipment expense	$656,000	2,638
Additional noninterest expense	$2,179,000	2,419
Pre-tax net operating income	$2,573,000	2,695
Securities gains (losses)	$9,000	1,922
Applicable income taxes	$293,000	2,373
Income before extraordinary items	$2,289,000	2,710
Extraordinary gains, net	$0	11
Net income	$2,289,000	2,710
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,289,000	2,712
Net charge-offs	$477,000	1,069
Cash dividends	$1,980,000	1,599
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,280,990	2,678
2019-09-30 (YTD Data)		Rank
Total interest income	$7,750,000	2,574
Total interest expense	$1,679,000	2,200
Net interest income	$6,071,000	2,631
Provision for loan and lease losses	$110,000	2,513
Total noninterest income	$579,000	3,168
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$225,000	2,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	3,092
Total noninterest expense	$4,687,000	2,646
Salaries and employee benefits	$2,598,000	2,695
Premises and equipment expense	$451,000	2,807
Additional noninterest expense	$1,638,000	2,418
Pre-tax net operating income	$1,853,000	2,847
Securities gains (losses)	$9,000	1,686
Applicable income taxes	$200,000	2,505
Income before extraordinary items	$1,662,000	2,809
Extraordinary gains, net	$0	11
Net income	$1,662,000	2,810
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,662,000	2,810
Net charge-offs	$93,000	1,812
Cash dividends	$987,000	1,849
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,653,990	2,783
2019-06-30 (YTD Data)		Rank
Total interest income	$5,044,000	2,608
Total interest expense	$1,095,000	2,205
Net interest income	$3,949,000	2,692
Provision for loan and lease losses	$100,000	2,185
Total noninterest income	$403,000	3,083
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$154,000	2,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,010
Total noninterest expense	$2,964,000	2,757
Salaries and employee benefits	$1,696,000	2,749
Premises and equipment expense	$286,000	2,903
Additional noninterest expense	$982,000	2,615
Pre-tax net operating income	$1,288,000	2,743
Securities gains (losses)	$0	1,702
Applicable income taxes	$124,000	2,531
Income before extraordinary items	$1,164,000	2,718
Extraordinary gains, net	$0	11
Net income	$1,164,000	2,718
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,164,000	2,717
Net charge-offs	$90,000	1,467
Cash dividends	$987,000	1,467
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,164,000	2,690
2019-03-31 (YTD Data)		Rank
Total interest income	$2,513,000	2,617
Total interest expense	$550,000	2,179
Net interest income	$1,963,000	2,721
Provision for loan and lease losses	$100,000	1,466
Total noninterest income	$144,000	3,490
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$75,000	2,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	3,667
Total noninterest expense	$1,529,000	2,714
Salaries and employee benefits	$896,000	2,684
Premises and equipment expense	$158,000	2,756
Additional noninterest expense	$475,000	2,679
Pre-tax net operating income	$478,000	3,127
Securities gains (losses)	$0	1,087
Applicable income taxes	$-15,000	5,215
Income before extraordinary items	$493,000	2,912
Extraordinary gains, net	$0	5
Net income	$493,000	2,910
Minority interest net income	$0	52
Net income of bank and minority interests.	$493,000	2,911
Net charge-offs	$106,000	868
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$493,000	2,902
2018-12-31 (YTD Data)		Rank
Total interest income	$9,794,000	2,561
Total interest expense	$1,450,000	2,395
Net interest income	$8,344,000	2,578
Provision for loan and lease losses	$0	4,082
Total noninterest income	$885,000	3,017
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$312,000	2,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$573,000	2,897
Total noninterest expense	$6,065,000	2,710
Salaries and employee benefits	$3,362,000	2,744
Premises and equipment expense	$584,000	2,884
Additional noninterest expense	$2,119,000	2,498
Pre-tax net operating income	$3,164,000	2,423
Securities gains (losses)	$-14,000	4,493
Applicable income taxes	$429,000	2,112
Income before extraordinary items	$2,721,000	2,458
Extraordinary gains, net	$0	6
Net income	$2,721,000	2,456
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,721,000	2,457
Net charge-offs	$118,000	2,031
Cash dividends	$1,980,000	1,482
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,733,040	2,456
2018-09-30 (YTD Data)		Rank
Total interest income	$7,234,000	2,578
Total interest expense	$946,000	2,525
Net interest income	$6,288,000	2,572
Provision for loan and lease losses	$0	3,948
Total noninterest income	$649,000	3,078
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$235,000	2,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	2,990
Total noninterest expense	$4,478,000	2,742
Salaries and employee benefits	$2,537,000	2,747
Premises and equipment expense	$442,000	2,896
Additional noninterest expense	$1,499,000	2,610
Pre-tax net operating income	$2,459,000	2,422
Securities gains (losses)	$-14,000	4,848
Applicable income taxes	$371,000	2,048
Income before extraordinary items	$2,074,000	2,456
Extraordinary gains, net	$0	5
Net income	$2,074,000	2,455
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,074,000	2,455
Net charge-offs	$69,000	1,989
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,085,900	2,440
2018-06-30 (YTD Data)		Rank
Total interest income	$4,725,000	2,606
Total interest expense	$595,000	2,531
Net interest income	$4,130,000	2,595
Provision for loan and lease losses	$0	3,782
Total noninterest income	$438,000	3,073
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$163,000	2,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	3,011
Total noninterest expense	$2,915,000	2,795
Salaries and employee benefits	$1,632,000	2,842
Premises and equipment expense	$302,000	2,853
Additional noninterest expense	$981,000	2,654
Pre-tax net operating income	$1,653,000	2,376
Securities gains (losses)	$-16,000	5,070
Applicable income taxes	$255,000	2,002
Income before extraordinary items	$1,382,000	2,443
Extraordinary gains, net	$0	6
Net income	$1,382,000	2,442
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,382,000	2,442
Net charge-offs	$66,000	1,576
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,395,440	2,418
2018-03-31 (YTD Data)		Rank
Total interest income	$2,371,000	2,598
Total interest expense	$293,000	2,498
Net interest income	$2,078,000	2,598
Provision for loan and lease losses	$0	3,508
Total noninterest income	$200,000	3,187
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$90,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,209
Total noninterest expense	$1,524,000	2,759
Salaries and employee benefits	$859,000	2,763
Premises and equipment expense	$176,000	2,649
Additional noninterest expense	$489,000	2,676
Pre-tax net operating income	$754,000	2,482
Securities gains (losses)	$0	735
Applicable income taxes	$173,000	1,709
Income before extraordinary items	$581,000	2,662
Extraordinary gains, net	$0	7
Net income	$581,000	2,662
Minority interest net income	$0	52
Net income of bank and minority interests.	$581,000	2,662
Net charge-offs	$-31,000	5,106
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$581,000	2,655
2017-12-31 (YTD Data)		Rank
Total interest income	$9,033,000	2,639
Total interest expense	$1,167,000	2,284
Net interest income	$7,866,000	2,671
Provision for loan and lease losses	$100,000	3,045
Total noninterest income	$749,000	3,372
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$310,000	2,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$439,000	3,332
Total noninterest expense	$5,445,000	2,948
Salaries and employee benefits	$3,121,000	2,909
Premises and equipment expense	$639,000	2,821
Additional noninterest expense	$1,685,000	2,978
Pre-tax net operating income	$3,070,000	2,449
Securities gains (losses)	$-184,000	5,498
Applicable income taxes	$912,000	1,962
Income before extraordinary items	$1,974,000	2,721
Extraordinary gains, net	$0	9
Net income	$1,974,000	2,720
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,974,000	2,721
Net charge-offs	$26,000	3,302
Cash dividends	$230,000	3,572
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,099,120	2,590
2017-09-30 (YTD Data)		Rank
Total interest income	$6,738,000	2,667
Total interest expense	$876,000	2,266
Net interest income	$5,862,000	2,698
Provision for loan and lease losses	$100,000	2,645
Total noninterest income	$546,000	3,441
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$221,000	2,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$325,000	3,368
Total noninterest expense	$3,957,000	3,018
Salaries and employee benefits	$2,358,000	2,916
Premises and equipment expense	$455,000	2,930
Additional noninterest expense	$1,144,000	3,205
Pre-tax net operating income	$2,351,000	2,460
Securities gains (losses)	$-13,000	5,428
Applicable income taxes	$502,000	2,065
Income before extraordinary items	$1,836,000	2,543
Extraordinary gains, net	$0	9
Net income	$1,836,000	2,543
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,836,000	2,543
Net charge-offs	$-18,000	4,897
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,846,270	2,526
2017-06-30 (YTD Data)		Rank
Total interest income	$4,479,000	2,658
Total interest expense	$583,000	2,237
Net interest income	$3,896,000	2,700
Provision for loan and lease losses	$100,000	2,230
Total noninterest income	$378,000	3,387
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$141,000	2,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	3,252
Total noninterest expense	$2,525,000	3,111
Salaries and employee benefits	$1,502,000	3,017
Premises and equipment expense	$298,000	2,967
Additional noninterest expense	$725,000	3,312
Pre-tax net operating income	$1,649,000	2,339
Securities gains (losses)	$-16,000	5,559
Applicable income taxes	$339,000	2,046
Income before extraordinary items	$1,294,000	2,403
Extraordinary gains, net	$0	11
Net income	$1,294,000	2,403
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,294,000	2,403
Net charge-offs	$8,000	2,974
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,306,640	2,363
2017-03-31 (YTD Data)		Rank
Total interest income	$2,233,000	2,650
Total interest expense	$290,000	2,233
Net interest income	$1,943,000	2,706
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$164,000	3,581
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,400
Total noninterest expense	$1,353,000	3,021
Salaries and employee benefits	$801,000	2,948
Premises and equipment expense	$170,000	2,782
Additional noninterest expense	$382,000	3,204
Pre-tax net operating income	$654,000	2,651
Securities gains (losses)	$-20,000	5,713
Applicable income taxes	$119,000	2,307
Income before extraordinary items	$515,000	2,706
Extraordinary gains, net	$0	8
Net income	$515,000	2,706
Minority interest net income	$0	55
Net income of bank and minority interests.	$515,000	2,706
Net charge-offs	$54,000	1,274
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$531,200	2,645
2016-12-31 (YTD Data)		Rank
Total interest income	$8,650,000	2,694
Total interest expense	$1,345,000	1,955
Net interest income	$7,305,000	2,794
Provision for loan and lease losses	$375,000	1,764
Total noninterest income	$668,000	3,656
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$226,000	3,420
Trading account gains and fees	$0	170
Additional Noninterest Income	$442,000	3,419
Total noninterest expense	$5,326,000	3,062
Salaries and employee benefits	$2,953,000	3,047
Premises and equipment expense	$593,000	3,038
Additional noninterest expense	$1,780,000	2,979
Pre-tax net operating income	$2,272,000	2,843
Securities gains (losses)	$41,000	1,967
Applicable income taxes	$298,000	2,654
Income before extraordinary items	$2,015,000	2,774
Extraordinary gains, net	$0	5
Net income	$2,015,000	2,772
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,015,000	2,773
Net charge-offs	$406,000	1,243
Cash dividends	$230,000	3,603
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,979,330	2,761
2016-09-30 (YTD Data)		Rank
Total interest income	$6,449,000	2,712
Total interest expense	$1,035,000	1,928
Net interest income	$5,414,000	2,822
Provision for loan and lease losses	$50,000	3,314
Total noninterest income	$485,000	3,729
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$166,000	3,463
Trading account gains and fees	$0	169
Additional Noninterest Income	$319,000	3,486
Total noninterest expense	$3,971,000	3,066
Salaries and employee benefits	$2,198,000	3,069
Premises and equipment expense	$444,000	3,054
Additional noninterest expense	$1,329,000	2,992
Pre-tax net operating income	$1,878,000	2,726
Securities gains (losses)	$20,000	2,307
Applicable income taxes	$316,000	2,459
Income before extraordinary items	$1,582,000	2,739
Extraordinary gains, net	$0	5
Net income	$1,582,000	2,739
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,582,000	2,739
Net charge-offs	$115,000	1,949
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,565,400	2,697
2016-06-30 (YTD Data)		Rank
Total interest income	$4,266,000	2,744
Total interest expense	$705,000	1,898
Net interest income	$3,561,000	2,862
Provision for loan and lease losses	$0	4,017
Total noninterest income	$331,000	3,694
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$109,000	3,490
Trading account gains and fees	$0	157
Additional Noninterest Income	$222,000	3,456
Total noninterest expense	$2,461,000	3,239
Salaries and employee benefits	$1,389,000	3,202
Premises and equipment expense	$266,000	3,291
Additional noninterest expense	$806,000	3,214
Pre-tax net operating income	$1,431,000	2,482
Securities gains (losses)	$16,000	2,060
Applicable income taxes	$282,000	2,184
Income before extraordinary items	$1,165,000	2,530
Extraordinary gains, net	$0	16
Net income	$1,165,000	2,529
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,165,000	2,529
Net charge-offs	$119,000	1,476
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,152,040	2,482
2016-03-31 (YTD Data)		Rank
Total interest income	$2,113,000	2,765
Total interest expense	$360,000	1,873
Net interest income	$1,753,000	2,900
Provision for loan and lease losses	$0	3,656
Total noninterest income	$162,000	3,689
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$61,000	3,298
Trading account gains and fees	$0	142
Additional Noninterest Income	$101,000	3,538
Total noninterest expense	$1,172,000	3,353
Salaries and employee benefits	$644,000	3,377
Premises and equipment expense	$136,000	3,268
Additional noninterest expense	$392,000	3,275
Pre-tax net operating income	$743,000	2,384
Securities gains (losses)	$0	2,077
Applicable income taxes	$147,000	2,118
Income before extraordinary items	$596,000	2,459
Extraordinary gains, net	$0	12
Net income	$596,000	2,459
Minority interest net income	$0	62
Net income of bank and minority interests.	$596,000	2,459
Net charge-offs	$-9,000	5,132
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$596,000	2,407
2015-12-31 (YTD Data)		Rank
Total interest income	$8,540,000	2,718
Total interest expense	$1,582,000	1,700
Net interest income	$6,958,000	2,870
Provision for loan and lease losses	$250,000	2,084
Total noninterest income	$577,000	3,956
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$302,000	3,023
Trading account gains and fees	$0	159
Additional Noninterest Income	$275,000	4,087
Total noninterest expense	$5,075,000	3,180
Salaries and employee benefits	$2,653,000	3,278
Premises and equipment expense	$560,000	3,251
Additional noninterest expense	$1,862,000	2,939
Pre-tax net operating income	$2,210,000	2,829
Securities gains (losses)	$14,000	2,423
Applicable income taxes	$344,000	2,540
Income before extraordinary items	$1,880,000	2,845
Extraordinary gains, net	$0	23
Net income	$1,880,000	2,847
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,880,000	2,848
Net charge-offs	$441,000	1,280
Cash dividends	$610,000	2,703
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,868,100	2,807
2015-09-30 (YTD Data)		Rank
Total interest income	$6,411,000	2,725
Total interest expense	$1,211,000	1,692
Net interest income	$5,200,000	2,899
Provision for loan and lease losses	$250,000	1,694
Total noninterest income	$427,000	4,009
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$226,000	3,037
Trading account gains and fees	$0	153
Additional Noninterest Income	$201,000	4,132
Total noninterest expense	$3,738,000	3,237
Salaries and employee benefits	$1,947,000	3,331
Premises and equipment expense	$418,000	3,303
Additional noninterest expense	$1,373,000	2,988
Pre-tax net operating income	$1,639,000	2,921
Securities gains (losses)	$5,000	2,620
Applicable income taxes	$261,000	2,610
Income before extraordinary items	$1,383,000	2,925
Extraordinary gains, net	$0	21
Net income	$1,383,000	2,924
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,383,000	2,926
Net charge-offs	$422,000	970
Cash dividends	$380,000	2,596
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,378,800	2,880
2015-06-30 (YTD Data)		Rank
Total interest income	$4,284,000	2,717
Total interest expense	$819,000	1,686
Net interest income	$3,465,000	2,897
Provision for loan and lease losses	$225,000	1,382
Total noninterest income	$297,000	3,948
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$142,000	3,126
Trading account gains and fees	$0	157
Additional Noninterest Income	$155,000	3,982
Total noninterest expense	$2,424,000	3,334
Salaries and employee benefits	$1,292,000	3,377
Premises and equipment expense	$225,000	3,759
Additional noninterest expense	$907,000	3,023
Pre-tax net operating income	$1,113,000	2,881
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$167,000	2,632
Income before extraordinary items	$951,000	2,835
Extraordinary gains, net	$0	22
Net income	$951,000	2,835
Minority interest net income	$0	75
Net income of bank and minority interests.	$951,000	2,837
Net charge-offs	$360,000	812
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$946,750	2,795
2015-03-31 (YTD Data)		Rank
Total interest income	$2,090,000	2,768
Total interest expense	$415,000	1,679
Net interest income	$1,675,000	2,973
Provision for loan and lease losses	$0	3,703
Total noninterest income	$139,000	4,047
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$69,000	4,116
Total noninterest expense	$1,252,000	3,281
Salaries and employee benefits	$662,000	3,362
Premises and equipment expense	$146,000	3,249
Additional noninterest expense	$444,000	3,061
Pre-tax net operating income	$562,000	2,813
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$105,000	2,398
Income before extraordinary items	$458,000	2,885
Extraordinary gains, net	$0	13
Net income	$458,000	2,888
Minority interest net income	$0	64
Net income of bank and minority interests.	$458,000	2,888
Net charge-offs	$218,000	680
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$457,190	2,816
2014-12-31 (YTD Data)		Rank
Total interest income	$8,514,000	2,755
Total interest expense	$1,885,000	1,567
Net interest income	$6,629,000	3,014
Provision for loan and lease losses	$704,000	1,128
Total noninterest income	$599,000	3,996
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$271,000	3,395
Trading account gains and fees	$0	180
Additional Noninterest Income	$328,000	3,892
Total noninterest expense	$4,610,000	3,502
Salaries and employee benefits	$2,347,000	3,644
Premises and equipment expense	$556,000	3,403
Additional noninterest expense	$1,707,000	3,240
Pre-tax net operating income	$1,914,000	3,051
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$207,000	2,926
Income before extraordinary items	$1,718,000	2,991
Extraordinary gains, net	$0	17
Net income	$1,718,000	2,990
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,718,000	2,991
Net charge-offs	$454,000	1,568
Cash dividends	$231,000	3,619
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,708,210	2,956
2014-09-30 (YTD Data)		Rank
Total interest income	$6,371,000	2,783
Total interest expense	$1,413,000	1,581
Net interest income	$4,958,000	3,038
Provision for loan and lease losses	$705,000	885
Total noninterest income	$460,000	3,992
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$204,000	3,435
Trading account gains and fees	$0	174
Additional Noninterest Income	$256,000	3,873
Total noninterest expense	$3,338,000	3,589
Salaries and employee benefits	$1,727,000	3,696
Premises and equipment expense	$424,000	3,403
Additional noninterest expense	$1,187,000	3,436
Pre-tax net operating income	$1,375,000	3,197
Securities gains (losses)	$-36,000	6,312
Applicable income taxes	$140,000	3,082
Income before extraordinary items	$1,199,000	3,150
Extraordinary gains, net	$0	15
Net income	$1,199,000	3,150
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,199,000	3,151
Net charge-offs	$402,000	1,348
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,231,400	3,043
2014-06-30 (YTD Data)		Rank
Total interest income	$4,155,000	2,830
Total interest expense	$931,000	1,608
Net interest income	$3,224,000	3,093
Provision for loan and lease losses	$540,000	784
Total noninterest income	$329,000	3,861
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$132,000	3,468
Trading account gains and fees	$0	172
Additional Noninterest Income	$197,000	3,658
Total noninterest expense	$2,241,000	3,595
Salaries and employee benefits	$1,167,000	3,676
Premises and equipment expense	$270,000	3,528
Additional noninterest expense	$804,000	3,393
Pre-tax net operating income	$772,000	3,442
Securities gains (losses)	$23,000	1,584
Applicable income taxes	$63,000	3,310
Income before extraordinary items	$732,000	3,259
Extraordinary gains, net	$0	20
Net income	$732,000	3,265
Minority interest net income	$0	80
Net income of bank and minority interests.	$732,000	3,265
Net charge-offs	$333,000	1,181
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$710,840	3,269
2014-03-31 (YTD Data)		Rank
Total interest income	$2,076,000	2,842
Total interest expense	$462,000	1,638
Net interest income	$1,614,000	3,095
Provision for loan and lease losses	$160,000	1,150
Total noninterest income	$162,000	3,860
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$69,000	3,363
Trading account gains and fees	$0	147
Additional Noninterest Income	$93,000	3,685
Total noninterest expense	$1,092,000	3,688
Salaries and employee benefits	$551,000	3,859
Premises and equipment expense	$150,000	3,344
Additional noninterest expense	$391,000	3,462
Pre-tax net operating income	$524,000	2,813
Securities gains (losses)	$22,000	928
Applicable income taxes	$107,000	2,300
Income before extraordinary items	$439,000	2,825
Extraordinary gains, net	$0	16
Net income	$439,000	2,828
Minority interest net income	$0	66
Net income of bank and minority interests.	$439,000	2,828
Net charge-offs	$121,000	1,256
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$421,400	2,858
2013-12-31 (YTD Data)		Rank
Total interest income	$8,317,000	2,852
Total interest expense	$2,053,000	1,660
Net interest income	$6,264,000	3,164
Provision for loan and lease losses	$860,000	1,254
Total noninterest income	$699,000	3,864
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$352,000	3,076
Trading account gains and fees	$0	184
Additional Noninterest Income	$347,000	3,888
Total noninterest expense	$4,104,000	3,855
Salaries and employee benefits	$2,216,000	3,850
Premises and equipment expense	$505,000	3,712
Additional noninterest expense	$1,383,000	3,849
Pre-tax net operating income	$1,999,000	2,860
Securities gains (losses)	$121,000	1,185
Applicable income taxes	$331,000	2,538
Income before extraordinary items	$1,789,000	2,817
Extraordinary gains, net	$0	29
Net income	$1,789,000	2,819
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,789,000	2,820
Net charge-offs	$519,000	1,982
Cash dividends	$231,000	3,491
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,687,360	2,875
2013-09-30 (YTD Data)		Rank
Total interest income	$6,167,000	2,907
Total interest expense	$1,543,000	1,702
Net interest income	$4,624,000	3,223
Provision for loan and lease losses	$1,330,000	711
Total noninterest income	$511,000	3,969
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$260,000	3,124
Trading account gains and fees	$0	180
Additional Noninterest Income	$251,000	4,017
Total noninterest expense	$2,879,000	4,036
Salaries and employee benefits	$1,555,000	4,014
Premises and equipment expense	$382,000	3,725
Additional noninterest expense	$942,000	4,079
Pre-tax net operating income	$926,000	3,812
Securities gains (losses)	$121,000	1,088
Applicable income taxes	$18,000	4,132
Income before extraordinary items	$1,029,000	3,372
Extraordinary gains, net	$0	25
Net income	$1,029,000	3,375
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,029,000	3,376
Net charge-offs	$296,000	2,133
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$910,420	3,514
2013-06-30 (YTD Data)		Rank
Total interest income	$3,995,000	2,973
Total interest expense	$1,032,000	1,731
Net interest income	$2,963,000	3,317
Provision for loan and lease losses	$1,255,000	551
Total noninterest income	$320,000	4,103
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$163,000	3,212
Trading account gains and fees	$0	157
Additional Noninterest Income	$157,000	4,158
Total noninterest expense	$1,844,000	4,152
Salaries and employee benefits	$1,000,000	4,112
Premises and equipment expense	$262,000	3,679
Additional noninterest expense	$582,000	4,269
Pre-tax net operating income	$184,000	5,403
Securities gains (losses)	$53,000	1,477
Applicable income taxes	$-78,000	6,739
Income before extraordinary items	$315,000	4,675
Extraordinary gains, net	$0	22
Net income	$315,000	4,677
Minority interest net income	$0	82
Net income of bank and minority interests.	$315,000	4,678
Net charge-offs	$94,000	2,814
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$262,000	4,828
2013-03-31 (YTD Data)		Rank
Total interest income	$1,995,000	2,992
Total interest expense	$515,000	1,784
Net interest income	$1,480,000	3,331
Provision for loan and lease losses	$0	4,409
Total noninterest income	$144,000	4,264
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$94,000	2,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$50,000	4,707
Total noninterest expense	$894,000	4,276
Salaries and employee benefits	$496,000	4,177
Premises and equipment expense	$111,000	4,078
Additional noninterest expense	$287,000	4,321
Pre-tax net operating income	$730,000	2,197
Securities gains (losses)	$0	1,966
Applicable income taxes	$145,000	2,017
Income before extraordinary items	$585,000	2,294
Extraordinary gains, net	$0	10
Net income	$585,000	2,296
Minority interest net income	$0	76
Net income of bank and minority interests.	$585,000	2,296
Net charge-offs	$14,000	3,305
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$585,000	2,212
2012-12-31 (YTD Data)		Rank
Total interest income	$8,319,000	3,002
Total interest expense	$2,317,000	1,881
Net interest income	$6,002,000	3,379
Provision for loan and lease losses	$568,000	2,541
Total noninterest income	$546,000	4,342
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$363,000	3,115
Trading account gains and fees	$0	166
Additional Noninterest Income	$183,000	4,697
Total noninterest expense	$3,720,000	4,235
Salaries and employee benefits	$1,963,000	4,175
Premises and equipment expense	$413,000	4,247
Additional noninterest expense	$1,344,000	4,056
Pre-tax net operating income	$2,260,000	2,597
Securities gains (losses)	$175,000	1,813
Applicable income taxes	$311,000	2,627
Income before extraordinary items	$2,124,000	2,475
Extraordinary gains, net	$0	29
Net income	$2,124,000	2,476
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,124,000	2,476
Net charge-offs	$408,000	2,920
Cash dividends	$233,000	3,506
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,971,750	2,488
2012-09-30 (YTD Data)		Rank
Total interest income	$6,420,000	2,989
Total interest expense	$1,773,000	1,923
Net interest income	$4,647,000	3,349
Provision for loan and lease losses	$303,000	2,954
Total noninterest income	$387,000	4,486
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$265,000	3,208
Trading account gains and fees	$0	157
Additional Noninterest Income	$122,000	4,873
Total noninterest expense	$2,543,000	4,473
Salaries and employee benefits	$1,379,000	4,359
Premises and equipment expense	$294,000	4,402
Additional noninterest expense	$870,000	4,471
Pre-tax net operating income	$2,188,000	2,182
Securities gains (losses)	$54,000	2,397
Applicable income taxes	$409,000	2,140
Income before extraordinary items	$1,833,000	2,271
Extraordinary gains, net	$0	20
Net income	$1,833,000	2,270
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,833,000	2,271
Net charge-offs	$48,000	4,539
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,788,720	2,185
2012-06-30 (YTD Data)		Rank
Total interest income	$4,268,000	3,032
Total interest expense	$1,197,000	1,971
Net interest income	$3,071,000	3,379
Provision for loan and lease losses	$165,000	3,233
Total noninterest income	$265,000	4,456
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$178,000	3,197
Trading account gains and fees	$0	153
Additional Noninterest Income	$87,000	4,833
Total noninterest expense	$1,574,000	4,674
Salaries and employee benefits	$867,000	4,536
Premises and equipment expense	$185,000	4,561
Additional noninterest expense	$522,000	4,744
Pre-tax net operating income	$1,597,000	2,036
Securities gains (losses)	$52,000	2,033
Applicable income taxes	$331,000	1,954
Income before extraordinary items	$1,318,000	2,103
Extraordinary gains, net	$0	19
Net income	$1,318,000	2,102
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,318,000	2,103
Net charge-offs	$1,000	5,406
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,276,400	2,046
2012-03-31 (YTD Data)		Rank
Total interest income	$2,124,000	3,067
Total interest expense	$602,000	2,031
Net interest income	$1,522,000	3,423
Provision for loan and lease losses	$125,000	2,605
Total noninterest income	$132,000	4,486
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$98,000	2,962
Trading account gains and fees	$0	148
Additional Noninterest Income	$34,000	5,214
Total noninterest expense	$788,000	4,698
Salaries and employee benefits	$418,000	4,669
Premises and equipment expense	$107,000	4,263
Additional noninterest expense	$263,000	4,735
Pre-tax net operating income	$741,000	2,157
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$151,000	2,018
Income before extraordinary items	$591,000	2,284
Extraordinary gains, net	$0	19
Net income	$591,000	2,286
Minority interest net income	$0	78
Net income of bank and minority interests.	$591,000	2,287
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$590,200	2,173
2011-12-31 (YTD Data)		Rank
Total interest income	$8,499,000	3,163
Total interest expense	$2,662,000	2,167
Net interest income	$5,837,000	3,536
Provision for loan and lease losses	$797,000	2,751
Total noninterest income	$485,000	4,453
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$380,000	3,129
Trading account gains and fees	$0	146
Additional Noninterest Income	$105,000	5,262
Total noninterest expense	$3,368,000	4,581
Salaries and employee benefits	$1,732,000	4,562
Premises and equipment expense	$340,000	4,948
Additional noninterest expense	$1,296,000	4,244
Pre-tax net operating income	$2,157,000	2,366
Securities gains (losses)	$133,000	1,814
Applicable income taxes	$358,000	2,362
Income before extraordinary items	$1,932,000	2,320
Extraordinary gains, net	$0	29
Net income	$1,932,000	2,321
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,932,000	2,321
Net charge-offs	$483,000	3,219
Cash dividends	$465,000	2,512
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,820,280	2,353
2011-09-30 (YTD Data)		Rank
Total interest income	$6,345,000	3,209
Total interest expense	$1,997,000	2,252
Net interest income	$4,348,000	3,566
Provision for loan and lease losses	$350,000	3,408
Total noninterest income	$397,000	4,342
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$274,000	3,210
Trading account gains and fees	$0	145
Additional Noninterest Income	$123,000	4,836
Total noninterest expense	$2,306,000	4,821
Salaries and employee benefits	$1,253,000	4,662
Premises and equipment expense	$185,000	5,685
Additional noninterest expense	$868,000	4,558
Pre-tax net operating income	$2,089,000	2,016
Securities gains (losses)	$115,000	1,658
Applicable income taxes	$451,000	1,818
Income before extraordinary items	$1,753,000	2,036
Extraordinary gains, net	$0	21
Net income	$1,753,000	2,036
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,753,000	2,036
Net charge-offs	$107,000	4,367
Cash dividends	$300,000	2,322
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,661,000	2,042
2011-06-30 (YTD Data)		Rank
Total interest income	$4,216,000	3,249
Total interest expense	$1,333,000	2,355
Net interest income	$2,883,000	3,598
Provision for loan and lease losses	$210,000	3,454
Total noninterest income	$245,000	4,504
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$169,000	3,358
Trading account gains and fees	$0	153
Additional Noninterest Income	$76,000	4,968
Total noninterest expense	$1,448,000	5,031
Salaries and employee benefits	$803,000	4,806
Premises and equipment expense	$111,000	5,903
Additional noninterest expense	$534,000	4,834
Pre-tax net operating income	$1,470,000	1,915
Securities gains (losses)	$67,000	1,404
Applicable income taxes	$334,000	1,692
Income before extraordinary items	$1,203,000	1,954
Extraordinary gains, net	$0	15
Net income	$1,203,000	1,954
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,203,000	1,954
Net charge-offs	$87,000	3,977
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,150,740	1,949
2011-03-31 (YTD Data)		Rank
Total interest income	$2,090,000	3,291
Total interest expense	$671,000	2,411
Net interest income	$1,419,000	3,619
Provision for loan and lease losses	$0	5,840
Total noninterest income	$117,000	4,642
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$84,000	3,335
Trading account gains and fees	$0	158
Additional Noninterest Income	$33,000	5,265
Total noninterest expense	$704,000	5,146
Salaries and employee benefits	$414,000	4,771
Premises and equipment expense	$28,000	6,863
Additional noninterest expense	$262,000	4,882
Pre-tax net operating income	$832,000	1,721
Securities gains (losses)	$19,000	1,113
Applicable income taxes	$187,000	1,580
Income before extraordinary items	$664,000	1,756
Extraordinary gains, net	$0	9
Net income	$664,000	1,756
Minority interest net income	$0	86
Net income of bank and minority interests.	$664,000	1,756
Net charge-offs	$24,000	3,913
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$649,180	1,744
2010-12-31 (YTD Data)		Rank
Total interest income	$8,343,000	3,436
Total interest expense	$3,019,000	2,592
Net interest income	$5,324,000	3,786
Provision for loan and lease losses	$266,000	5,008
Total noninterest income	$572,000	4,336
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$396,000	3,103
Trading account gains and fees	$0	175
Additional Noninterest Income	$176,000	4,769
Total noninterest expense	$3,413,000	4,662
Salaries and employee benefits	$1,613,000	4,863
Premises and equipment expense	$487,000	4,251
Additional noninterest expense	$1,313,000	4,365
Pre-tax net operating income	$2,217,000	2,061
Securities gains (losses)	$39,000	2,801
Applicable income taxes	$402,000	2,090
Income before extraordinary items	$1,854,000	2,152
Extraordinary gains, net	$0	29
Net income	$1,854,000	2,153
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,854,000	2,154
Net charge-offs	$82,000	5,582
Cash dividends	$266,000	3,024
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,822,020	2,100
2010-09-30 (YTD Data)		Rank
Total interest income	$6,217,000	3,525
Total interest expense	$2,272,000	2,673
Net interest income	$3,945,000	3,874
Provision for loan and lease losses	$216,000	4,789
Total noninterest income	$433,000	4,361
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$298,000	3,165
Trading account gains and fees	$0	165
Additional Noninterest Income	$135,000	4,807
Total noninterest expense	$2,264,000	5,031
Salaries and employee benefits	$1,177,000	4,974
Premises and equipment expense	$286,000	4,937
Additional noninterest expense	$801,000	4,921
Pre-tax net operating income	$1,898,000	1,982
Securities gains (losses)	$7,000	3,200
Applicable income taxes	$410,000	1,856
Income before extraordinary items	$1,495,000	2,144
Extraordinary gains, net	$0	23
Net income	$1,495,000	2,145
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,495,000	2,147
Net charge-offs	$56,000	5,423
Cash dividends	$100,000	3,171
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,489,540	2,065
2010-06-30 (YTD Data)		Rank
Total interest income	$4,120,000	3,569
Total interest expense	$1,498,000	2,797
Net interest income	$2,622,000	3,889
Provision for loan and lease losses	$141,000	4,716
Total noninterest income	$282,000	4,389
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$185,000	3,307
Trading account gains and fees	$0	152
Additional Noninterest Income	$97,000	4,687
Total noninterest expense	$1,444,000	5,169
Salaries and employee benefits	$738,000	5,156
Premises and equipment expense	$191,000	4,980
Additional noninterest expense	$515,000	5,013
Pre-tax net operating income	$1,319,000	1,903
Securities gains (losses)	$2,000	2,979
Applicable income taxes	$317,000	1,686
Income before extraordinary items	$1,004,000	2,114
Extraordinary gains, net	$0	19
Net income	$1,004,000	2,113
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,004,000	2,116
Net charge-offs	$44,000	4,991
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,002,480	2,042
2010-03-31 (YTD Data)		Rank
Total interest income	$2,018,000	3,688
Total interest expense	$736,000	2,948
Net interest income	$1,282,000	3,975
Provision for loan and lease losses	$86,000	4,184
Total noninterest income	$141,000	4,413
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$84,000	3,502
Trading account gains and fees	$0	175
Additional Noninterest Income	$57,000	4,465
Total noninterest expense	$729,000	5,184
Salaries and employee benefits	$368,000	5,211
Premises and equipment expense	$101,000	4,926
Additional noninterest expense	$260,000	5,002
Pre-tax net operating income	$608,000	2,078
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$154,000	1,713
Income before extraordinary items	$456,000	2,298
Extraordinary gains, net	$0	16
Net income	$456,000	2,297
Minority interest net income	$0	91
Net income of bank and minority interests.	$456,000	2,298
Net charge-offs	$18,000	4,498
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$454,500	2,228
2009-12-31 (YTD Data)		Rank
Total interest income	$7,892,000	3,853
Total interest expense	$3,079,000	3,348
Net interest income	$4,813,000	4,042
Provision for loan and lease losses	$274,000	5,412
Total noninterest income	$607,000	4,343
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$394,000	3,361
Trading account gains and fees	$0	211
Additional Noninterest Income	$213,000	4,535
Total noninterest expense	$3,494,000	4,728
Salaries and employee benefits	$1,593,000	5,021
Premises and equipment expense	$512,000	4,312
Additional noninterest expense	$1,389,000	4,298
Pre-tax net operating income	$1,652,000	2,220
Securities gains (losses)	$122,000	1,964
Applicable income taxes	$390,000	1,789
Income before extraordinary items	$1,384,000	2,242
Extraordinary gains, net	$0	34
Net income	$1,384,000	2,240
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,384,000	2,241
Net charge-offs	$159,000	5,261
Cash dividends	$267,000	3,356
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,288,840	2,317
2009-09-30 (YTD Data)		Rank
Total interest income	$5,889,000	3,921
Total interest expense	$2,298,000	3,495
Net interest income	$3,591,000	4,059
Provision for loan and lease losses	$105,000	5,912
Total noninterest income	$471,000	4,341
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$296,000	3,366
Trading account gains and fees	$0	212
Additional Noninterest Income	$175,000	4,505
Total noninterest expense	$2,341,000	5,067
Salaries and employee benefits	$1,160,000	5,142
Premises and equipment expense	$251,000	5,461
Additional noninterest expense	$930,000	4,623
Pre-tax net operating income	$1,616,000	1,924
Securities gains (losses)	$73,000	2,045
Applicable income taxes	$456,000	1,499
Income before extraordinary items	$1,233,000	2,132
Extraordinary gains, net	$0	27
Net income	$1,233,000	2,129
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,233,000	2,132
Net charge-offs	$79,000	5,280
Cash dividends	$100,000	3,575
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,179,710	2,152
2009-06-30 (YTD Data)		Rank
Total interest income	$3,893,000	3,981
Total interest expense	$1,528,000	3,624
Net interest income	$2,365,000	4,072
Provision for loan and lease losses	$0	7,158
Total noninterest income	$294,000	4,466
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$187,000	3,432
Trading account gains and fees	$0	193
Additional Noninterest Income	$107,000	4,677
Total noninterest expense	$1,508,000	5,240
Salaries and employee benefits	$748,000	5,306
Premises and equipment expense	$187,000	5,250
Additional noninterest expense	$573,000	4,856
Pre-tax net operating income	$1,151,000	1,892
Securities gains (losses)	$29,000	2,179
Applicable income taxes	$354,000	1,381
Income before extraordinary items	$826,000	2,189
Extraordinary gains, net	$0	21
Net income	$826,000	2,187
Minority interest net income	$0	112
Net income of bank and minority interests.	$826,000	2,188
Net charge-offs	$29,000	5,364
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$805,700	2,163
2009-03-31 (YTD Data)		Rank
Total interest income	$1,945,000	4,019
Total interest expense	$754,000	3,761
Net interest income	$1,191,000	4,058
Provision for loan and lease losses	$0	6,744
Total noninterest income	$150,000	4,401
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$94,000	3,374
Trading account gains and fees	$0	171
Additional Noninterest Income	$56,000	4,631
Total noninterest expense	$774,000	5,069
Salaries and employee benefits	$399,000	5,152
Premises and equipment expense	$116,000	4,722
Additional noninterest expense	$259,000	4,853
Pre-tax net operating income	$567,000	2,152
Securities gains (losses)	$24,000	1,606
Applicable income taxes	$177,000	1,573
Income before extraordinary items	$414,000	2,503
Extraordinary gains, net	$0	15
Net income	$414,000	2,503
Minority interest net income	$0	102
Net income of bank and minority interests.	$414,000	2,505
Net charge-offs	$8,000	4,870
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$397,200	2,438
2008-12-31 (YTD Data)		Rank
Total interest income	$8,090,000	4,101
Total interest expense	$3,687,000	3,714
Net interest income	$4,403,000	4,282
Provision for loan and lease losses	$100,000	6,027
Total noninterest income	$530,000	4,722
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$391,000	3,501
Trading account gains and fees	$0	154
Additional Noninterest Income	$139,000	5,443
Total noninterest expense	$2,764,000	5,365
Salaries and employee benefits	$1,426,000	5,490
Premises and equipment expense	$324,000	5,608
Additional noninterest expense	$1,014,000	4,777
Pre-tax net operating income	$2,069,000	2,383
Securities gains (losses)	$-2,890,000	7,989
Applicable income taxes	$-455,000	7,462
Income before extraordinary items	$-366,000	6,617
Extraordinary gains, net	$0	39
Net income	$-366,000	6,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	5,185
Cash dividends	$294,000	4,136
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,483,600	2,682
2008-09-30 (YTD Data)		Rank
Total interest income	$6,048,000	4,175
Total interest expense	$2,833,000	3,763
Net interest income	$3,215,000	4,397
Provision for loan and lease losses	$0	6,991
Total noninterest income	$413,000	4,748
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$285,000	3,584
Trading account gains and fees	$0	148
Additional Noninterest Income	$128,000	5,209
Total noninterest expense	$1,929,000	5,562
Salaries and employee benefits	$1,069,000	5,499
Premises and equipment expense	$174,000	6,427
Additional noninterest expense	$686,000	5,017
Pre-tax net operating income	$1,699,000	2,585
Securities gains (losses)	$-2,806,000	8,129
Applicable income taxes	$462,000	2,000
Income before extraordinary items	$-1,569,000	7,729
Extraordinary gains, net	$0	31
Net income	$-1,569,000	7,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,385
Cash dividends	$125,000	4,247
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,237,000	2,839
2008-06-30 (YTD Data)		Rank
Total interest income	$4,045,000	4,221
Total interest expense	$1,909,000	3,857
Net interest income	$2,136,000	4,398
Provision for loan and lease losses	$0	6,671
Total noninterest income	$264,000	4,883
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$182,000	3,665
Trading account gains and fees	$0	149
Additional Noninterest Income	$82,000	5,378
Total noninterest expense	$1,230,000	5,724
Salaries and employee benefits	$685,000	5,651
Premises and equipment expense	$126,000	6,276
Additional noninterest expense	$419,000	5,283
Pre-tax net operating income	$1,170,000	2,629
Securities gains (losses)	$49,000	1,459
Applicable income taxes	$327,000	2,112
Income before extraordinary items	$892,000	2,823
Extraordinary gains, net	$0	21
Net income	$892,000	2,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,422
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$856,230	2,863
2008-03-31 (YTD Data)		Rank
Total interest income	$2,027,000	4,270
Total interest expense	$967,000	3,989
Net interest income	$1,060,000	4,425
Provision for loan and lease losses	$0	6,080
Total noninterest income	$127,000	4,962
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$88,000	3,708
Trading account gains and fees	$0	158
Additional Noninterest Income	$39,000	5,498
Total noninterest expense	$633,000	5,660
Salaries and employee benefits	$362,000	5,540
Premises and equipment expense	$55,000	6,593
Additional noninterest expense	$216,000	5,137
Pre-tax net operating income	$554,000	2,868
Securities gains (losses)	$38,000	1,241
Applicable income taxes	$162,000	2,230
Income before extraordinary items	$430,000	3,026
Extraordinary gains, net	$0	15
Net income	$430,000	3,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,915
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$402,260	3,105
2007-12-31 (YTD Data)		Rank
Total interest income	$7,400,000	4,595
Total interest expense	$3,507,000	4,334
Net interest income	$3,893,000	4,711
Provision for loan and lease losses	$135,000	4,463
Total noninterest income	$531,000	4,901
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$354,000	3,755
Trading account gains and fees	$0	178
Additional Noninterest Income	$177,000	5,297
Total noninterest expense	$2,680,000	5,384
Salaries and employee benefits	$1,321,000	5,700
Premises and equipment expense	$344,000	5,453
Additional noninterest expense	$1,015,000	4,617
Pre-tax net operating income	$1,609,000	3,777
Securities gains (losses)	$0	2,146
Applicable income taxes	$315,000	3,331
Income before extraordinary items	$1,294,000	3,773
Extraordinary gains, net	$0	39
Net income	$1,294,000	3,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	3,101
Cash dividends	$420,000	3,969
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,294,000	3,766
2007-09-30 (YTD Data)		Rank
Total interest income	$5,432,000	4,663
Total interest expense	$2,518,000	4,461
Net interest income	$2,914,000	4,725
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$373,000	5,067
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$262,000	3,788
Trading account gains and fees	$0	184
Additional Noninterest Income	$111,000	5,616
Total noninterest expense	$1,748,000	5,776
Salaries and employee benefits	$945,000	5,816
Premises and equipment expense	$140,000	6,851
Additional noninterest expense	$663,000	4,957
Pre-tax net operating income	$1,404,000	3,617
Securities gains (losses)	$0	1,655
Applicable income taxes	$323,000	3,103
Income before extraordinary items	$1,081,000	3,702
Extraordinary gains, net	$0	33
Net income	$1,081,000	3,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,397
Cash dividends	$250,000	3,844
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,081,000	3,688
2007-06-30 (YTD Data)		Rank
Total interest income	$3,547,000	4,725
Total interest expense	$1,627,000	4,540
Net interest income	$1,920,000	4,792
Provision for loan and lease losses	$51,000	4,329
Total noninterest income	$257,000	5,026
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$171,000	3,824
Trading account gains and fees	$0	168
Additional Noninterest Income	$86,000	5,378
Total noninterest expense	$1,111,000	5,948
Salaries and employee benefits	$612,000	5,949
Premises and equipment expense	$103,000	6,719
Additional noninterest expense	$396,000	5,327
Pre-tax net operating income	$1,015,000	3,501
Securities gains (losses)	$0	1,444
Applicable income taxes	$253,000	2,951
Income before extraordinary items	$762,000	3,628
Extraordinary gains, net	$0	29
Net income	$762,000	3,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,692
Cash dividends	$250,000	3,343
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$762,000	3,601
2007-03-31 (YTD Data)		Rank
Total interest income	$1,740,000	4,770
Total interest expense	$786,000	4,617
Net interest income	$954,000	4,824
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$127,000	4,998
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$85,000	3,779
Trading account gains and fees	$0	195
Additional Noninterest Income	$42,000	5,429
Total noninterest expense	$530,000	6,136
Salaries and employee benefits	$288,000	6,174
Premises and equipment expense	$47,000	6,906
Additional noninterest expense	$195,000	5,341
Pre-tax net operating income	$545,000	3,322
Securities gains (losses)	$0	1,187
Applicable income taxes	$145,000	2,778
Income before extraordinary items	$400,000	3,501
Extraordinary gains, net	$0	22
Net income	$400,000	3,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,384
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$400,000	3,477
2006-12-31 (YTD Data)		Rank
Total interest income	$6,694,000	4,688
Total interest expense	$2,794,000	4,505
Net interest income	$3,900,000	4,731
Provision for loan and lease losses	$80,000	5,017
Total noninterest income	$478,000	5,233
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$403,000	3,520
Trading account gains and fees	$0	130
Additional Noninterest Income	$75,000	6,773
Total noninterest expense	$2,137,000	5,963
Salaries and employee benefits	$1,088,000	6,194
Premises and equipment expense	$210,000	6,617
Additional noninterest expense	$839,000	5,087
Pre-tax net operating income	$2,161,000	3,478
Securities gains (losses)	$1,000	1,542
Applicable income taxes	$534,000	3,067
Income before extraordinary items	$1,628,000	3,587
Extraordinary gains, net	$0	51
Net income	$1,628,000	3,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,771
Cash dividends	$422,000	3,980
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,627,250	3,571
2006-09-30 (YTD Data)		Rank
Total interest income	$4,935,000	4,728
Total interest expense	$2,030,000	4,511
Net interest income	$2,905,000	4,780
Provision for loan and lease losses	$48,000	5,116
Total noninterest income	$360,000	5,230
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$305,000	3,534
Trading account gains and fees	$0	126
Additional Noninterest Income	$55,000	6,804
Total noninterest expense	$1,498,000	6,155
Salaries and employee benefits	$782,000	6,289
Premises and equipment expense	$140,000	6,890
Additional noninterest expense	$576,000	5,345
Pre-tax net operating income	$1,719,000	3,470
Securities gains (losses)	$1,000	1,261
Applicable income taxes	$432,000	3,064
Income before extraordinary items	$1,288,000	3,571
Extraordinary gains, net	$0	45
Net income	$1,288,000	3,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	3,782
Cash dividends	$250,000	3,894
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,287,250	3,554
2006-06-30 (YTD Data)		Rank
Total interest income	$3,252,000	4,724
Total interest expense	$1,319,000	4,443
Net interest income	$1,933,000	4,811
Provision for loan and lease losses	$26,000	5,297
Total noninterest income	$242,000	5,221
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$204,000	3,494
Trading account gains and fees	$0	126
Additional Noninterest Income	$38,000	6,794
Total noninterest expense	$964,000	6,274
Salaries and employee benefits	$525,000	6,305
Premises and equipment expense	$88,000	7,009
Additional noninterest expense	$351,000	5,595
Pre-tax net operating income	$1,185,000	3,389
Securities gains (losses)	$1,000	1,053
Applicable income taxes	$301,000	3,037
Income before extraordinary items	$885,000	3,487
Extraordinary gains, net	$0	39
Net income	$885,000	3,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$250,000	3,368
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$884,250	3,479
2006-03-31 (YTD Data)		Rank
Total interest income	$1,595,000	4,720
Total interest expense	$612,000	4,524
Net interest income	$983,000	4,764
Provision for loan and lease losses	$0	6,013
Total noninterest income	$118,000	5,248
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$101,000	3,453
Trading account gains and fees	$0	115
Additional Noninterest Income	$17,000	6,929
Total noninterest expense	$484,000	6,276
Salaries and employee benefits	$246,000	6,500
Premises and equipment expense	$44,000	7,013
Additional noninterest expense	$194,000	5,276
Pre-tax net operating income	$617,000	3,243
Securities gains (losses)	$1,000	856
Applicable income taxes	$159,000	2,951
Income before extraordinary items	$459,000	3,367
Extraordinary gains, net	$0	21
Net income	$459,000	3,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	2,945
Cash dividends	$250,000	2,135
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$458,260	3,351
2005-12-31 (YTD Data)		Rank
Total interest income	$6,130,000	4,548
Total interest expense	$2,207,000	4,143
Net interest income	$3,923,000	4,683
Provision for loan and lease losses	$165,000	3,955
Total noninterest income	$523,000	5,140
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$443,000	3,315
Trading account gains and fees	$0	138
Additional Noninterest Income	$80,000	6,751
Total noninterest expense	$2,062,000	6,000
Salaries and employee benefits	$1,022,000	6,290
Premises and equipment expense	$260,000	6,105
Additional noninterest expense	$780,000	5,254
Pre-tax net operating income	$2,219,000	3,434
Securities gains (losses)	$-10,000	7,535
Applicable income taxes	$532,000	3,267
Income before extraordinary items	$1,677,000	3,516
Extraordinary gains, net	$0	46
Net income	$1,677,000	3,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,047
Cash dividends	$140,000	5,257
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,684,600	3,482
2005-09-30 (YTD Data)		Rank
Total interest income	$4,560,000	4,536
Total interest expense	$1,593,000	4,124
Net interest income	$2,967,000	4,684
Provision for loan and lease losses	$100,000	4,154
Total noninterest income	$390,000	5,175
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$326,000	3,372
Trading account gains and fees	$0	126
Additional Noninterest Income	$64,000	6,654
Total noninterest expense	$1,404,000	6,288
Salaries and employee benefits	$734,000	6,401
Premises and equipment expense	$141,000	6,849
Additional noninterest expense	$529,000	5,540
Pre-tax net operating income	$1,853,000	3,234
Securities gains (losses)	$-10,000	7,915
Applicable income taxes	$465,000	3,074
Income before extraordinary items	$1,378,000	3,349
Extraordinary gains, net	$0	35
Net income	$1,378,000	3,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	2,976
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,385,500	3,291
2005-06-30 (YTD Data)		Rank
Total interest income	$3,018,000	4,502
Total interest expense	$1,043,000	4,019
Net interest income	$1,975,000	4,659
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$239,000	5,324
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$200,000	3,514
Trading account gains and fees	$0	116
Additional Noninterest Income	$39,000	6,823
Total noninterest expense	$916,000	6,344
Salaries and employee benefits	$496,000	6,370
Premises and equipment expense	$93,000	6,847
Additional noninterest expense	$327,000	5,737
Pre-tax net operating income	$1,268,000	3,124
Securities gains (losses)	$0	2,146
Applicable income taxes	$334,000	2,911
Income before extraordinary items	$934,000	3,253
Extraordinary gains, net	$0	30
Net income	$934,000	3,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,351
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$934,000	3,209
2005-03-31 (YTD Data)		Rank
Total interest income	$1,494,000	4,505
Total interest expense	$513,000	3,952
Net interest income	$981,000	4,684
Provision for loan and lease losses	$20,000	4,626
Total noninterest income	$101,000	5,663
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$82,000	3,875
Trading account gains and fees	$0	115
Additional Noninterest Income	$19,000	6,923
Total noninterest expense	$415,000	6,683
Salaries and employee benefits	$231,000	6,603
Premises and equipment expense	$47,000	6,898
Additional noninterest expense	$137,000	6,307
Pre-tax net operating income	$647,000	3,049
Securities gains (losses)	$0	1,685
Applicable income taxes	$116,000	3,521
Income before extraordinary items	$531,000	2,906
Extraordinary gains, net	$0	24
Net income	$531,000	2,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,991
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$531,000	2,858
2004-12-31 (YTD Data)		Rank
Total interest income	$5,810,000	4,362
Total interest expense	$2,069,000	3,542
Net interest income	$3,741,000	4,697
Provision for loan and lease losses	$96,000	5,072
Total noninterest income	$444,000	5,560
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$352,000	3,921
Trading account gains and fees	$0	138
Additional Noninterest Income	$92,000	6,549
Total noninterest expense	$2,214,000	5,676
Salaries and employee benefits	$986,000	6,316
Premises and equipment expense	$348,000	5,238
Additional noninterest expense	$880,000	4,770
Pre-tax net operating income	$1,875,000	3,672
Securities gains (losses)	$-8,000	8,172
Applicable income taxes	$423,000	3,630
Income before extraordinary items	$1,444,000	3,730
Extraordinary gains, net	$0	34
Net income	$1,444,000	3,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,315
Cash dividends	$191,000	4,941
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,450,160	3,659
2004-09-30 (YTD Data)		Rank
Total interest income	$4,326,000	4,362
Total interest expense	$1,532,000	3,544
Net interest income	$2,794,000	4,708
Provision for loan and lease losses	$71,000	4,902
Total noninterest income	$333,000	5,580
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$262,000	3,972
Trading account gains and fees	$0	134
Additional Noninterest Income	$71,000	6,524
Total noninterest expense	$1,381,000	6,246
Salaries and employee benefits	$697,000	6,479
Premises and equipment expense	$126,000	7,104
Additional noninterest expense	$558,000	5,291
Pre-tax net operating income	$1,675,000	3,331
Securities gains (losses)	$-8,000	8,459
Applicable income taxes	$408,000	3,267
Income before extraordinary items	$1,259,000	3,418
Extraordinary gains, net	$0	26
Net income	$1,259,000	3,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,384
Cash dividends	$50,000	4,981
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,265,080	3,318
2004-06-30 (YTD Data)		Rank
Total interest income	$2,856,000	4,391
Total interest expense	$1,010,000	3,569
Net interest income	$1,846,000	4,738
Provision for loan and lease losses	$18,000	5,953
Total noninterest income	$212,000	5,690
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$167,000	4,079
Trading account gains and fees	$0	130
Additional Noninterest Income	$45,000	6,633
Total noninterest expense	$936,000	6,227
Salaries and employee benefits	$468,000	6,507
Premises and equipment expense	$85,000	7,103
Additional noninterest expense	$383,000	5,216
Pre-tax net operating income	$1,104,000	3,307
Securities gains (losses)	$-8,000	8,658
Applicable income taxes	$224,000	3,572
Income before extraordinary items	$872,000	3,297
Extraordinary gains, net	$0	21
Net income	$872,000	3,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,943
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$878,400	3,197
2004-03-31 (YTD Data)		Rank
Total interest income	$1,413,000	4,455
Total interest expense	$494,000	3,683
Net interest income	$919,000	4,756
Provision for loan and lease losses	$0	6,501
Total noninterest income	$103,000	5,713
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$82,000	4,055
Trading account gains and fees	$0	121
Additional Noninterest Income	$21,000	6,731
Total noninterest expense	$434,000	6,515
Salaries and employee benefits	$217,000	6,761
Premises and equipment expense	$43,000	7,106
Additional noninterest expense	$174,000	5,529
Pre-tax net operating income	$588,000	3,125
Securities gains (losses)	$-6,000	8,866
Applicable income taxes	$151,000	3,084
Income before extraordinary items	$431,000	3,312
Extraordinary gains, net	$0	16
Net income	$431,000	3,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,873
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$435,440	3,166
2003-12-31 (YTD Data)		Rank
Total interest income	$5,669,000	4,464
Total interest expense	$2,189,000	3,728
Net interest income	$3,480,000	4,817
Provision for loan and lease losses	$64,000	5,932
Total noninterest income	$463,000	5,621
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$382,000	3,749
Trading account gains and fees	$0	160
Additional Noninterest Income	$81,000	6,870
Total noninterest expense	$1,976,000	6,025
Salaries and employee benefits	$919,000	6,537
Premises and equipment expense	$328,000	5,388
Additional noninterest expense	$729,000	5,363
Pre-tax net operating income	$1,903,000	3,502
Securities gains (losses)	$32,000	2,881
Applicable income taxes	$450,000	3,566
Income before extraordinary items	$1,485,000	3,584
Extraordinary gains, net	$0	54
Net income	$1,485,000	3,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,630
Cash dividends	$241,000	4,707
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,460,360	3,472
2003-09-30 (YTD Data)		Rank
Total interest income	$4,226,000	4,546
Total interest expense	$1,666,000	3,805
Net interest income	$2,560,000	4,890
Provision for loan and lease losses	$46,000	5,848
Total noninterest income	$343,000	5,717
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$287,000	3,758
Trading account gains and fees	$0	153
Additional Noninterest Income	$56,000	7,052
Total noninterest expense	$1,328,000	6,374
Salaries and employee benefits	$660,000	6,657
Premises and equipment expense	$160,000	6,620
Additional noninterest expense	$508,000	5,584
Pre-tax net operating income	$1,529,000	3,483
Securities gains (losses)	$36,000	2,564
Applicable income taxes	$395,000	3,437
Income before extraordinary items	$1,170,000	3,573
Extraordinary gains, net	$0	40
Net income	$1,170,000	3,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,021
Cash dividends	$100,000	4,694
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,143,000	3,458
2003-06-30 (YTD Data)		Rank
Total interest income	$2,828,000	4,572
Total interest expense	$1,130,000	3,862
Net interest income	$1,698,000	4,904
Provision for loan and lease losses	$41,000	5,427
Total noninterest income	$231,000	5,665
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$193,000	3,709
Trading account gains and fees	$0	150
Additional Noninterest Income	$38,000	7,030
Total noninterest expense	$905,000	6,320
Salaries and employee benefits	$455,000	6,577
Premises and equipment expense	$115,000	6,402
Additional noninterest expense	$335,000	5,613
Pre-tax net operating income	$983,000	3,574
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$236,000	3,657
Income before extraordinary items	$748,000	3,679
Extraordinary gains, net	$0	30
Net income	$748,000	3,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,922
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$747,240	3,488
2003-03-31 (YTD Data)		Rank
Total interest income	$1,432,000	4,550
Total interest expense	$573,000	3,906
Net interest income	$859,000	4,845
Provision for loan and lease losses	$36,000	4,248
Total noninterest income	$111,000	5,652
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$96,000	3,642
Trading account gains and fees	$0	134
Additional Noninterest Income	$15,000	7,351
Total noninterest expense	$439,000	6,434
Salaries and employee benefits	$216,000	6,738
Premises and equipment expense	$52,000	6,665
Additional noninterest expense	$171,000	5,533
Pre-tax net operating income	$495,000	3,519
Securities gains (losses)	$0	2,891
Applicable income taxes	$118,000	3,661
Income before extraordinary items	$377,000	3,625
Extraordinary gains, net	$0	21
Net income	$377,000	3,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,620
Cash dividends	$100,000	2,874
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$377,000	3,449
2002-12-31 (YTD Data)		Rank
Total interest income	$6,066,000	4,519
Total interest expense	$2,743,000	3,810
Net interest income	$3,323,000	4,935
Provision for loan and lease losses	$108,000	5,596
Total noninterest income	$457,000	5,460
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$374,000	3,695
Trading account gains and fees	$0	153
Additional Noninterest Income	$83,000	6,810
Total noninterest expense	$1,879,000	6,096
Salaries and employee benefits	$890,000	6,555
Premises and equipment expense	$273,000	5,856
Additional noninterest expense	$716,000	5,335
Pre-tax net operating income	$1,793,000	3,663
Securities gains (losses)	$49,000	2,428
Applicable income taxes	$401,000	3,877
Income before extraordinary items	$1,441,000	3,605
Extraordinary gains, net	$0	70
Net income	$1,441,000	3,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,712
Cash dividends	$324,000	4,194
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,402,780	3,571
2001-12-31 (YTD Data)		Rank
Total interest income	$6,418,000	4,723
Total interest expense	$3,332,000	4,361
Net interest income	$3,086,000	4,964
Provision for loan and lease losses	$76,000	6,064
Total noninterest income	$365,000	5,915
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$328,000	3,936
Trading account gains and fees	$0	177
Additional Noninterest Income	$37,000	8,124
Total noninterest expense	$1,536,000	6,721
Salaries and employee benefits	$754,000	6,967
Premises and equipment expense	$168,000	7,241
Additional noninterest expense	$614,000	5,750
Pre-tax net operating income	$1,839,000	3,375
Securities gains (losses)	$75,000	1,993
Applicable income taxes	$434,000	3,576
Income before extraordinary items	$1,480,000	3,253
Extraordinary gains, net	$0	105
Net income	$1,480,000	3,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,370
Cash dividends	$126,000	5,521
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,422,250	3,255
2000-12-31 (YTD Data)		Rank
Total interest income	$5,940,000	5,119
Total interest expense	$2,951,000	4,983
Net interest income	$2,989,000	5,175
Provision for loan and lease losses	$61,000	6,164
Total noninterest income	$335,000	6,018
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$233,000	4,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	6,386
Total noninterest expense	$1,413,000	6,973
Salaries and employee benefits	$671,000	7,331
Premises and equipment expense	$202,000	6,737
Additional noninterest expense	$540,000	6,130
Pre-tax net operating income	$1,850,000	3,506
Securities gains (losses)	$0	1,956
Applicable income taxes	$487,000	3,542
Income before extraordinary items	$1,363,000	3,508
Extraordinary gains, net	$0	38
Net income	$1,363,000	3,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,242
Cash dividends	$119,000	5,804
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,363,000	3,496
1999-12-31 (YTD Data)		Rank
Total interest income	$5,493,000	5,234
Total interest expense	$2,699,000	4,968
Net interest income	$2,794,000	5,435
Provision for loan and lease losses	$54,000	6,426
Total noninterest income	$333,000	6,146
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$232,000	4,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	6,614
Total noninterest expense	$1,294,000	7,326
Salaries and employee benefits	$664,000	7,426
Premises and equipment expense	$146,000	7,736
Additional noninterest expense	$484,000	6,633
Pre-tax net operating income	$1,779,000	3,653
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$476,000	3,736
Income before extraordinary items	$1,307,000	3,629
Extraordinary gains, net	$0	35
Net income	$1,307,000	3,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,975
Cash dividends	$119,000	5,925
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,304,080	3,596
1998-12-31 (YTD Data)		Rank
Total interest income	$5,467,000	5,325
Total interest expense	$2,896,000	4,856
Net interest income	$2,571,000	5,732
Provision for loan and lease losses	$51,000	6,547
Total noninterest income	$319,000	6,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$227,000	4,781
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	6,828
Total noninterest expense	$1,291,000	7,277
Salaries and employee benefits	$619,000	7,651
Premises and equipment expense	$170,000	7,238
Additional noninterest expense	$502,000	6,419
Pre-tax net operating income	$1,548,000	4,082
Securities gains (losses)	$12,000	2,822
Applicable income taxes	$399,000	4,418
Income before extraordinary items	$1,161,000	4,041
Extraordinary gains, net	$0	32
Net income	$1,161,000	4,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,812
Cash dividends	$108,000	6,186
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,152,120	3,968
1997-12-31 (YTD Data)		Rank
Total interest income	$5,363,000	5,510
Total interest expense	$2,741,000	5,056
Net interest income	$2,622,000	5,857
Provision for loan and lease losses	$0	8,829
Total noninterest income	$288,000	6,773
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$210,000	5,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	7,457
Total noninterest expense	$1,208,000	7,647
Salaries and employee benefits	$608,000	7,860
Premises and equipment expense	$140,000	8,021
Additional noninterest expense	$460,000	6,841
Pre-tax net operating income	$1,702,000	4,036
Securities gains (losses)	$-9,000	9,978
Applicable income taxes	$449,000	4,540
Income before extraordinary items	$1,244,000	3,934
Extraordinary gains, net	$0	44
Net income	$1,244,000	3,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	10,339
Cash dividends	$108,000	6,383
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,250,570	3,851
1996-12-31 (YTD Data)		Rank
Total interest income	$5,029,000	5,906
Total interest expense	$2,623,000	5,326
Net interest income	$2,406,000	6,377
Provision for loan and lease losses	$10,000	8,531
Total noninterest income	$288,000	7,093
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,617
Total noninterest expense	$1,160,000	8,112
Salaries and employee benefits	$605,000	8,088
Premises and equipment expense	$140,000	8,281
Additional noninterest expense	$415,000	7,761
Pre-tax net operating income	$1,524,000	4,282
Securities gains (losses)	$-26,000	10,772
Applicable income taxes	$400,000	4,887
Income before extraordinary items	$1,098,000	4,160
Extraordinary gains, net	$0	53
Net income	$1,098,000	4,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,914
Cash dividends	$108,000	6,551
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,116,980	4,060
1995-12-31 (YTD Data)		Rank
Total interest income	$4,583,000	6,364
Total interest expense	$2,376,000	5,775
Net interest income	$2,207,000	6,859
Provision for loan and lease losses	$94,000	4,768
Total noninterest income	$293,000	7,153
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,713
Total noninterest expense	$1,148,000	8,398
Salaries and employee benefits	$581,000	8,489
Premises and equipment expense	$123,000	8,962
Additional noninterest expense	$444,000	7,759
Pre-tax net operating income	$1,258,000	5,093
Securities gains (losses)	$-44,000	11,097
Applicable income taxes	$319,000	5,789
Income before extraordinary items	$895,000	5,015
Extraordinary gains, net	$0	65
Net income	$895,000	5,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,247
Cash dividends	$86,000	7,097
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$927,560	4,865
1994-12-31 (YTD Data)		Rank
Total interest income	$4,158,000	6,515
Total interest expense	$1,917,000	5,801
Net interest income	$2,241,000	6,991
Provision for loan and lease losses	$41,000	6,560
Total noninterest income	$265,000	7,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	6,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	8,126
Total noninterest expense	$1,248,000	8,431
Salaries and employee benefits	$578,000	8,771
Premises and equipment expense	$143,000	8,743
Additional noninterest expense	$527,000	7,619
Pre-tax net operating income	$1,217,000	5,191
Securities gains (losses)	$-20,000	10,331
Applicable income taxes	$274,000	6,207
Income before extraordinary items	$923,000	4,801
Extraordinary gains, net	$0	249
Net income	$923,000	4,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,455
Cash dividends	$86,000	7,211
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$938,400	4,789
1993-12-31 (YTD Data)		Rank
Total interest income	$4,093,000	6,762
Total interest expense	$1,929,000	6,015
Net interest income	$2,164,000	7,268
Provision for loan and lease losses	$46,000	7,689
Total noninterest income	$259,000	8,229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	7,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	7,658
Total noninterest expense	$1,162,000	9,051
Salaries and employee benefits	$547,000	9,250
Premises and equipment expense	$141,000	9,145
Additional noninterest expense	$474,000	8,485
Pre-tax net operating income	$1,215,000	5,139
Securities gains (losses)	$13,000	5,183
Applicable income taxes	$316,000	5,893
Income before extraordinary items	$912,000	5,043
Extraordinary gains, net	$0	3,149
Net income	$912,000	5,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	7,365
Cash dividends	$86,000	7,203
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$902,380	4,862
1992-12-31 (YTD Data)		Rank
Total interest income	$4,094,000	7,389
Total interest expense	$2,078,000	6,926
Net interest income	$2,016,000	7,706
Provision for loan and lease losses	$75,000	8,067
Total noninterest income	$209,000	9,239
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	7,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$1,110,000	9,458
Salaries and employee benefits	$501,000	9,773
Premises and equipment expense	$131,000	9,652
Additional noninterest expense	$478,000	8,661
Pre-tax net operating income	$1,040,000	5,473
Securities gains (losses)	$91,000	3,163
Applicable income taxes	$295,000	5,996
Income before extraordinary items	$836,000	5,186
Extraordinary gains, net	$0	1,422
Net income	$836,000	5,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	7,168
Cash dividends	$86,000	6,908
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$768,660	5,201

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.