Home > The Farmers Bank of Lynchburg > Income and Expense
The Farmers Bank of Lynchburg, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 3,934 |
| Total interest expense | $350,000 | 3,148 |
| Net interest income | $1,174,000 | 4,072 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $115,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,998 |
| Total noninterest expense | $1,420,000 | 3,186 |
| Salaries and employee benefits | $497,000 | 4,219 |
| Premises and equipment expense | $247,000 | 2,313 |
| Additional noninterest expense | $676,000 | 2,367 |
| Pre-tax net operating income | $-131,000 | 6,774 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-131,000 | 6,842 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-131,000 | 6,843 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-131,000 | 6,843 |
| Net charge-offs | $261,000 | 1,614 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-131,000 | 6,786 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,015,000 | 3,665 |
| Total interest expense | $1,730,000 | 3,088 |
| Net interest income | $5,285,000 | 3,766 |
| Provision for loan and lease losses | $3,550,000 | 1,043 |
| Total noninterest income | $739,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $394,000 | 3,061 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $345,000 | 3,655 |
| Total noninterest expense | $8,235,000 | 2,306 |
| Salaries and employee benefits | $2,475,000 | 3,587 |
| Premises and equipment expense | $1,115,000 | 2,184 |
| Additional noninterest expense | $4,645,000 | 1,477 |
| Pre-tax net operating income | $-5,761,000 | 7,098 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $9,034,000 | 269 |
| Income before extraordinary items | $-14,795,000 | 7,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,795,000 | 7,265 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-14,795,000 | 7,265 |
| Net charge-offs | $5,156,000 | 775 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-14,795,000 | 7,257 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 3,609 |
| Total interest expense | $1,361,000 | 3,093 |
| Net interest income | $4,104,000 | 3,716 |
| Provision for loan and lease losses | $2,600,000 | 1,041 |
| Total noninterest income | $596,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $305,000 | 3,004 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $291,000 | 3,505 |
| Total noninterest expense | $6,452,000 | 2,220 |
| Salaries and employee benefits | $1,904,000 | 3,516 |
| Premises and equipment expense | $844,000 | 2,189 |
| Additional noninterest expense | $3,704,000 | 1,395 |
| Pre-tax net operating income | $-4,352,000 | 7,202 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $8,824,000 | 231 |
| Income before extraordinary items | $-13,176,000 | 7,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,176,000 | 7,369 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-13,176,000 | 7,369 |
| Net charge-offs | $1,482,000 | 1,497 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-13,176,000 | 7,365 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 3,575 |
| Total interest expense | $962,000 | 3,050 |
| Net interest income | $2,795,000 | 3,663 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $502,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $206,000 | 2,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $296,000 | 2,893 |
| Total noninterest expense | $4,566,000 | 2,112 |
| Salaries and employee benefits | $1,234,000 | 3,622 |
| Premises and equipment expense | $568,000 | 2,204 |
| Additional noninterest expense | $2,764,000 | 1,279 |
| Pre-tax net operating income | $-1,269,000 | 7,051 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-526,000 | 7,343 |
| Income before extraordinary items | $-743,000 | 6,950 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-743,000 | 6,949 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-743,000 | 6,950 |
| Net charge-offs | $1,302,000 | 1,245 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-743,000 | 6,934 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,390 |
| Total interest expense | $520,000 | 2,944 |
| Net interest income | $1,493,000 | 3,479 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $186,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $108,000 | 2,820 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 3,953 |
| Total noninterest expense | $1,943,000 | 2,477 |
| Salaries and employee benefits | $632,000 | 3,580 |
| Premises and equipment expense | $286,000 | 2,228 |
| Additional noninterest expense | $1,025,000 | 1,680 |
| Pre-tax net operating income | $-264,000 | 6,897 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-101,000 | 7,291 |
| Income before extraordinary items | $-163,000 | 6,829 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-163,000 | 6,829 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-163,000 | 6,829 |
| Net charge-offs | $331,000 | 1,660 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-163,000 | 6,822 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,042,000 | 3,215 |
| Total interest expense | $2,837,000 | 2,722 |
| Net interest income | $6,205,000 | 3,389 |
| Provision for loan and lease losses | $5,191,000 | 1,116 |
| Total noninterest income | $535,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $562,000 | 2,423 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-27,000 | 7,076 |
| Total noninterest expense | $10,536,000 | 1,859 |
| Salaries and employee benefits | $3,003,000 | 3,119 |
| Premises and equipment expense | $1,026,000 | 2,429 |
| Additional noninterest expense | $6,507,000 | 1,141 |
| Pre-tax net operating income | $-8,987,000 | 7,321 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $-2,268,000 | 7,478 |
| Income before extraordinary items | $-6,620,000 | 7,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,620,000 | 7,261 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,620,000 | 7,261 |
| Net charge-offs | $3,874,000 | 1,240 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,693,260 | 7,248 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 3,200 |
| Total interest expense | $2,208,000 | 2,753 |
| Net interest income | $4,757,000 | 3,383 |
| Provision for loan and lease losses | $1,096,000 | 2,396 |
| Total noninterest income | $944,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $433,000 | 2,429 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $511,000 | 2,723 |
| Total noninterest expense | $5,657,000 | 2,561 |
| Salaries and employee benefits | $2,313,000 | 3,058 |
| Premises and equipment expense | $763,000 | 2,486 |
| Additional noninterest expense | $2,581,000 | 2,005 |
| Pre-tax net operating income | $-1,052,000 | 6,811 |
| Securities gains (losses) | $99,000 | 1,948 |
| Applicable income taxes | $-368,000 | 7,310 |
| Income before extraordinary items | $-585,000 | 6,718 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-585,000 | 6,719 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-585,000 | 6,719 |
| Net charge-offs | $2,508,000 | 1,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-648,360 | 6,698 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 3,183 |
| Total interest expense | $1,512,000 | 2,770 |
| Net interest income | $3,220,000 | 3,338 |
| Provision for loan and lease losses | $784,000 | 2,214 |
| Total noninterest income | $905,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $294,000 | 2,397 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $611,000 | 1,838 |
| Total noninterest expense | $4,075,000 | 2,379 |
| Salaries and employee benefits | $1,596,000 | 2,971 |
| Premises and equipment expense | $497,000 | 2,558 |
| Additional noninterest expense | $1,982,000 | 1,773 |
| Pre-tax net operating income | $-734,000 | 6,882 |
| Securities gains (losses) | $99,000 | 1,425 |
| Applicable income taxes | $-241,000 | 7,358 |
| Income before extraordinary items | $-394,000 | 6,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-394,000 | 6,782 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-394,000 | 6,781 |
| Net charge-offs | $1,823,000 | 1,206 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-457,360 | 6,788 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 3,227 |
| Total interest expense | $774,000 | 2,833 |
| Net interest income | $1,600,000 | 3,385 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $616,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $143,000 | 2,431 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $473,000 | 1,350 |
| Total noninterest expense | $1,944,000 | 2,506 |
| Salaries and employee benefits | $821,000 | 2,946 |
| Premises and equipment expense | $228,000 | 2,790 |
| Additional noninterest expense | $895,000 | 1,914 |
| Pre-tax net operating income | $197,000 | 4,097 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $121,000 | 4,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 4,721 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $121,000 | 4,720 |
| Net charge-offs | $1,400,000 | 824 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $121,000 | 4,607 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 6,858 |
| Total interest expense | $897,000 | 6,251 |
| Net interest income | $1,378,000 | 7,046 |
| Provision for loan and lease losses | $2,614,000 | 2,127 |
| Total noninterest income | $182,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $156,000 | 5,099 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $2,028,000 | 6,197 |
| Salaries and employee benefits | $772,000 | 6,776 |
| Premises and equipment expense | $268,000 | 5,896 |
| Additional noninterest expense | $988,000 | 5,268 |
| Pre-tax net operating income | $-3,082,000 | 6,911 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,156,000 | 7,327 |
| Income before extraordinary items | $-1,926,000 | 6,725 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,926,000 | 6,723 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,926,000 | 6,723 |
| Net charge-offs | $87,000 | 5,810 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,926,000 | 6,725 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $0 | 8,099 |
| Total interest expense | $0 | 8,084 |
| Net interest income | $0 | 8,092 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $0 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $0 | 7,575 |
| Total noninterest expense | $0 | 8,099 |
| Salaries and employee benefits | $0 | 8,078 |
| Premises and equipment expense | $0 | 8,071 |
| Additional noninterest expense | $0 | 8,097 |
| Pre-tax net operating income | $0 | 5,658 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $0 | 5,768 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $0 | 5,768 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $0 | 5,768 |
| Net charge-offs | $60,000 | 5,538 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $0 | 5,706 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 6,476 |
| Total interest expense | $415,000 | 6,648 |
| Net interest income | $1,088,000 | 6,199 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $-32,000 | 8,001 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-95,000 | 7,956 |
| Total noninterest expense | $899,000 | 6,530 |
| Salaries and employee benefits | $446,000 | 6,580 |
| Premises and equipment expense | $114,000 | 6,340 |
| Additional noninterest expense | $339,000 | 6,232 |
| Pre-tax net operating income | $157,000 | 4,902 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $43,000 | 3,253 |
| Income before extraordinary items | $114,000 | 5,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 5,095 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $114,000 | 5,096 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $180,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $114,000 | 5,011 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 6,491 |
| Total interest expense | $215,000 | 6,675 |
| Net interest income | $542,000 | 6,221 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $441,000 | 6,558 |
| Salaries and employee benefits | $227,000 | 6,602 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $158,000 | 6,182 |
| Pre-tax net operating income | $137,000 | 4,637 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $92,000 | 5,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $92,000 | 5,065 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $92,000 | 5,064 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $130,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $92,000 | 4,894 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 6,396 |
| Total interest expense | $1,223,000 | 6,398 |
| Net interest income | $2,137,000 | 6,284 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $202,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $167,000 | 5,111 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $1,554,000 | 6,800 |
| Salaries and employee benefits | $702,000 | 7,147 |
| Premises and equipment expense | $222,000 | 6,478 |
| Additional noninterest expense | $630,000 | 6,109 |
| Pre-tax net operating income | $785,000 | 4,200 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $272,000 | 2,512 |
| Income before extraordinary items | $513,000 | 4,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $779,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $513,000 | 4,566 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 6,427 |
| Total interest expense | $979,000 | 6,383 |
| Net interest income | $1,587,000 | 6,345 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $146,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $125,000 | 5,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $1,313,000 | 6,564 |
| Salaries and employee benefits | $750,000 | 6,436 |
| Premises and equipment expense | $165,000 | 6,532 |
| Additional noninterest expense | $398,000 | 6,478 |
| Pre-tax net operating income | $420,000 | 5,201 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $134,000 | 3,327 |
| Income before extraordinary items | $286,000 | 5,277 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $286,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $204,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $286,000 | 5,451 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 6,451 |
| Total interest expense | $691,000 | 6,379 |
| Net interest income | $1,063,000 | 6,348 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $97,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $83,000 | 5,181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $878,000 | 6,596 |
| Salaries and employee benefits | $511,000 | 6,436 |
| Premises and equipment expense | $108,000 | 6,602 |
| Additional noninterest expense | $259,000 | 6,564 |
| Pre-tax net operating income | $282,000 | 5,359 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $93,000 | 3,524 |
| Income before extraordinary items | $189,000 | 5,695 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $154,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $189,000 | 5,631 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 6,403 |
| Total interest expense | $366,000 | 6,424 |
| Net interest income | $556,000 | 6,270 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $454,000 | 6,544 |
| Salaries and employee benefits | $266,000 | 6,378 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $135,000 | 6,447 |
| Pre-tax net operating income | $151,000 | 5,424 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $102,000 | 5,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $49,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $102,000 | 5,720 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 6,274 |
| Total interest expense | $1,741,000 | 6,128 |
| Net interest income | $2,159,000 | 6,337 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $245,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $190,000 | 5,003 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $55,000 | 6,998 |
| Total noninterest expense | $1,923,000 | 6,317 |
| Salaries and employee benefits | $1,167,000 | 6,066 |
| Premises and equipment expense | $214,000 | 6,588 |
| Additional noninterest expense | $542,000 | 6,393 |
| Pre-tax net operating income | $481,000 | 6,053 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $150,000 | 4,132 |
| Income before extraordinary items | $331,000 | 6,312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $331,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,018 |
| Cash dividends | $199,000 | 4,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $331,000 | 6,296 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 6,302 |
| Total interest expense | $1,332,000 | 6,120 |
| Net interest income | $1,609,000 | 6,383 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $190,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 5,010 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $1,421,000 | 6,337 |
| Salaries and employee benefits | $857,000 | 6,106 |
| Premises and equipment expense | $158,000 | 6,636 |
| Additional noninterest expense | $406,000 | 6,360 |
| Pre-tax net operating income | $378,000 | 6,250 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $119,000 | 4,276 |
| Income before extraordinary items | $259,000 | 6,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $259,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,065 |
| Cash dividends | $149,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $259,000 | 6,508 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 6,413 |
| Total interest expense | $892,000 | 6,128 |
| Net interest income | $1,008,000 | 6,567 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $158,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $92,000 | 5,104 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $66,000 | 5,849 |
| Total noninterest expense | $923,000 | 6,440 |
| Salaries and employee benefits | $547,000 | 6,285 |
| Premises and equipment expense | $104,000 | 6,694 |
| Additional noninterest expense | $272,000 | 6,377 |
| Pre-tax net operating income | $243,000 | 6,397 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $76,000 | 4,405 |
| Income before extraordinary items | $167,000 | 6,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,057 |
| Cash dividends | $99,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $167,000 | 6,604 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 6,430 |
| Total interest expense | $447,000 | 6,119 |
| Net interest income | $498,000 | 6,617 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $69,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $464,000 | 6,468 |
| Salaries and employee benefits | $276,000 | 6,299 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $133,000 | 6,437 |
| Pre-tax net operating income | $103,000 | 6,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $30,000 | 4,619 |
| Income before extraordinary items | $73,000 | 6,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $73,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $73,000 | 6,793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 6,276 |
| Total interest expense | $1,549,000 | 6,044 |
| Net interest income | $2,202,000 | 6,338 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $188,000 | 7,018 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $168,000 | 5,323 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $1,846,000 | 6,370 |
| Salaries and employee benefits | $984,000 | 6,449 |
| Premises and equipment expense | $226,000 | 6,459 |
| Additional noninterest expense | $636,000 | 5,901 |
| Pre-tax net operating income | $544,000 | 6,337 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $172,000 | 4,461 |
| Income before extraordinary items | $372,000 | 6,622 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $372,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,266 |
| Cash dividends | $232,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $372,000 | 6,624 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 6,340 |
| Total interest expense | $1,108,000 | 6,103 |
| Net interest income | $1,648,000 | 6,396 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $1,423,000 | 6,309 |
| Salaries and employee benefits | $748,000 | 6,414 |
| Premises and equipment expense | $159,000 | 6,622 |
| Additional noninterest expense | $516,000 | 5,675 |
| Pre-tax net operating income | $371,000 | 6,722 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $115,000 | 4,785 |
| Income before extraordinary items | $256,000 | 6,946 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $256,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $182,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $256,000 | 6,951 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 6,398 |
| Total interest expense | $687,000 | 6,169 |
| Net interest income | $1,101,000 | 6,430 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $97,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $949,000 | 6,318 |
| Salaries and employee benefits | $551,000 | 6,156 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $296,000 | 6,120 |
| Pre-tax net operating income | $249,000 | 6,777 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $73,000 | 4,872 |
| Income before extraordinary items | $176,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $176,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $132,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $176,000 | 6,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,442 |
| Total interest expense | $309,000 | 6,323 |
| Net interest income | $560,000 | 6,400 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 5,358 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $479,000 | 6,305 |
| Salaries and employee benefits | $285,000 | 6,083 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $140,000 | 6,252 |
| Pre-tax net operating income | $130,000 | 6,676 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $40,000 | 4,735 |
| Income before extraordinary items | $90,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $72,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $90,000 | 6,884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 6,288 |
| Total interest expense | $1,065,000 | 6,122 |
| Net interest income | $2,313,000 | 6,245 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $284,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $180,000 | 5,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,346 |
| Total noninterest expense | $1,995,000 | 6,126 |
| Salaries and employee benefits | $1,120,000 | 5,997 |
| Premises and equipment expense | $228,000 | 6,446 |
| Additional noninterest expense | $647,000 | 5,811 |
| Pre-tax net operating income | $602,000 | 6,418 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $196,000 | 4,692 |
| Income before extraordinary items | $406,000 | 6,755 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $406,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,218 |
| Cash dividends | $261,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $406,000 | 6,732 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 6,338 |
| Total interest expense | $743,000 | 6,201 |
| Net interest income | $1,743,000 | 6,273 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $171,000 | 6,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 5,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $1,511,000 | 6,052 |
| Salaries and employee benefits | $840,000 | 5,956 |
| Premises and equipment expense | $199,000 | 6,045 |
| Additional noninterest expense | $472,000 | 5,882 |
| Pre-tax net operating income | $403,000 | 6,768 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $128,000 | 5,002 |
| Income before extraordinary items | $275,000 | 7,041 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $275,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,589 |
| Cash dividends | $205,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $275,000 | 7,008 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 6,335 |
| Total interest expense | $462,000 | 6,246 |
| Net interest income | $1,166,000 | 6,260 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $115,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $92,000 | 5,209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $1,006,000 | 6,048 |
| Salaries and employee benefits | $562,000 | 5,961 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $312,000 | 5,893 |
| Pre-tax net operating income | $275,000 | 6,744 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $88,000 | 4,977 |
| Income before extraordinary items | $187,000 | 7,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,120 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $187,000 | 6,983 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $807,000 | 6,361 |
| Total interest expense | $218,000 | 6,325 |
| Net interest income | $589,000 | 6,270 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $499,000 | 6,111 |
| Salaries and employee benefits | $287,000 | 5,921 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $148,000 | 6,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $100,000 | 6,899 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $100,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $100,000 | 6,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 6,258 |
| Total interest expense | $790,000 | 6,299 |
| Net interest income | $2,393,000 | 6,138 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $243,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $169,000 | 5,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,906 |
| Total noninterest expense | $1,998,000 | 6,008 |
| Salaries and employee benefits | $1,140,000 | 5,861 |
| Premises and equipment expense | $250,000 | 6,186 |
| Additional noninterest expense | $608,000 | 5,931 |
| Pre-tax net operating income | $638,000 | 6,282 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $226,000 | 4,593 |
| Income before extraordinary items | $440,000 | 6,593 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $440,000 | 6,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,824 |
| Cash dividends | $439,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $421,520 | 6,611 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 6,250 |
| Total interest expense | $588,000 | 6,303 |
| Net interest income | $1,808,000 | 6,124 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $189,000 | 6,785 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 6,728 |
| Total noninterest expense | $1,439,000 | 6,100 |
| Salaries and employee benefits | $855,000 | 5,813 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $389,000 | 6,393 |
| Pre-tax net operating income | $558,000 | 6,068 |
| Securities gains (losses) | $28,000 | 2,085 |
| Applicable income taxes | $199,000 | 4,442 |
| Income before extraordinary items | $387,000 | 6,407 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $387,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,810 |
| Cash dividends | $334,000 | 3,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $368,520 | 6,432 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 6,410 |
| Total interest expense | $395,000 | 6,321 |
| Net interest income | $1,130,000 | 6,327 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $139,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 6,240 |
| Total noninterest expense | $967,000 | 6,109 |
| Salaries and employee benefits | $569,000 | 5,854 |
| Premises and equipment expense | $126,000 | 6,189 |
| Additional noninterest expense | $272,000 | 6,279 |
| Pre-tax net operating income | $302,000 | 6,485 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $99,000 | 4,856 |
| Income before extraordinary items | $203,000 | 6,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 8,943 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $203,000 | 6,790 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,424 |
| Total interest expense | $201,000 | 6,338 |
| Net interest income | $563,000 | 6,347 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $472,000 | 6,241 |
| Salaries and employee benefits | $277,000 | 5,980 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $132,000 | 6,385 |
| Pre-tax net operating income | $162,000 | 6,281 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $104,000 | 6,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $104,000 | 6,696 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 6,408 |
| Total interest expense | $1,031,000 | 6,026 |
| Net interest income | $2,076,000 | 6,469 |
| Provision for loan and lease losses | $780,000 | 1,488 |
| Total noninterest income | $173,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $2,003,000 | 5,988 |
| Salaries and employee benefits | $1,086,000 | 5,977 |
| Premises and equipment expense | $252,000 | 6,161 |
| Additional noninterest expense | $665,000 | 5,660 |
| Pre-tax net operating income | $-534,000 | 8,836 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-169,000 | 8,996 |
| Income before extraordinary items | $-365,000 | 8,847 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-365,000 | 8,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,310 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-365,000 | 8,784 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 6,427 |
| Total interest expense | $817,000 | 6,008 |
| Net interest income | $1,549,000 | 6,531 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $127,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $1,440,000 | 6,088 |
| Salaries and employee benefits | $808,000 | 5,981 |
| Premises and equipment expense | $180,000 | 6,295 |
| Additional noninterest expense | $452,000 | 5,972 |
| Pre-tax net operating income | $56,000 | 8,427 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $38,000 | 8,579 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $38,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,664 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $38,000 | 8,473 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 6,381 |
| Total interest expense | $577,000 | 5,960 |
| Net interest income | $1,044,000 | 6,505 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $68,000 | 7,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-3,000 | 9,206 |
| Total noninterest expense | $945,000 | 6,164 |
| Salaries and employee benefits | $524,000 | 6,086 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $304,000 | 5,943 |
| Pre-tax net operating income | $-13,000 | 8,713 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-8,000 | 8,979 |
| Income before extraordinary items | $-5,000 | 8,781 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-5,000 | 8,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,315 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-5,000 | 8,672 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,257 |
| Total interest expense | $299,000 | 5,943 |
| Net interest income | $556,000 | 6,303 |
| Provision for loan and lease losses | $69,000 | 3,098 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-11,000 | 9,282 |
| Total noninterest expense | $451,000 | 6,334 |
| Salaries and employee benefits | $245,000 | 6,326 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $149,000 | 5,971 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,214 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 6,064 |
| Total interest expense | $1,381,000 | 5,978 |
| Net interest income | $2,427,000 | 6,005 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $192,000 | 7,398 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $148,000 | 5,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $1,902,000 | 6,055 |
| Salaries and employee benefits | $973,000 | 6,247 |
| Premises and equipment expense | $290,000 | 5,685 |
| Additional noninterest expense | $639,000 | 5,710 |
| Pre-tax net operating income | $717,000 | 6,017 |
| Securities gains (losses) | $148,000 | 1,401 |
| Applicable income taxes | $273,000 | 4,602 |
| Income before extraordinary items | $592,000 | 6,000 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $592,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $491,360 | 6,288 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 5,748 |
| Total interest expense | $2,585,000 | 5,290 |
| Net interest income | $2,232,000 | 6,080 |
| Provision for loan and lease losses | $591,000 | 1,931 |
| Total noninterest income | $195,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $136,000 | 5,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $59,000 | 7,428 |
| Total noninterest expense | $1,574,000 | 6,630 |
| Salaries and employee benefits | $883,000 | 6,442 |
| Premises and equipment expense | $236,000 | 6,262 |
| Additional noninterest expense | $455,000 | 6,751 |
| Pre-tax net operating income | $262,000 | 7,582 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $232,000 | 7,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $232,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 864 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $210,940 | 7,529 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,229,000 | 5,582 |
| Total interest expense | $2,886,000 | 5,067 |
| Net interest income | $2,343,000 | 6,040 |
| Provision for loan and lease losses | $1,197,000 | 924 |
| Total noninterest income | $116,000 | 8,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $1,382,000 | 7,041 |
| Salaries and employee benefits | $781,000 | 6,821 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $431,000 | 6,916 |
| Pre-tax net operating income | $-120,000 | 9,267 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $-42,000 | 9,460 |
| Income before extraordinary items | $-90,000 | 9,257 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-90,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-81,840 | 9,241 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 5,736 |
| Total interest expense | $2,552,000 | 5,130 |
| Net interest income | $2,217,000 | 6,254 |
| Provision for loan and lease losses | $171,000 | 3,952 |
| Total noninterest income | $102,000 | 8,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $1,311,000 | 7,268 |
| Salaries and employee benefits | $795,000 | 6,773 |
| Premises and equipment expense | $149,000 | 7,678 |
| Additional noninterest expense | $367,000 | 7,564 |
| Pre-tax net operating income | $837,000 | 5,799 |
| Securities gains (losses) | $-59,000 | 9,834 |
| Applicable income taxes | $257,000 | 5,139 |
| Income before extraordinary items | $521,000 | 6,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $521,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,024 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $560,530 | 6,075 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,825 |
| Total interest expense | $2,694,000 | 5,111 |
| Net interest income | $2,125,000 | 6,440 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $1,322,000 | 7,190 |
| Salaries and employee benefits | $761,000 | 6,858 |
| Premises and equipment expense | $174,000 | 7,165 |
| Additional noninterest expense | $387,000 | 7,327 |
| Pre-tax net operating income | $808,000 | 6,063 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $270,000 | 5,455 |
| Income before extraordinary items | $540,000 | 6,372 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $540,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $2,650,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $538,660 | 6,274 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,810 |
| Total interest expense | $2,876,000 | 4,891 |
| Net interest income | $2,113,000 | 6,693 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $79,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $1,294,000 | 7,352 |
| Salaries and employee benefits | $795,000 | 6,811 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $330,000 | 8,020 |
| Pre-tax net operating income | $848,000 | 6,339 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $278,000 | 5,939 |
| Income before extraordinary items | $570,000 | 6,545 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $570,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $570,000 | 6,486 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,810 |
| Total interest expense | $3,140,000 | 4,590 |
| Net interest income | $2,012,000 | 7,116 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $89,000 | 10,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $1,173,000 | 8,064 |
| Salaries and employee benefits | $769,000 | 7,142 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $285,000 | 9,039 |
| Pre-tax net operating income | $894,000 | 6,114 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $286,000 | 5,990 |
| Income before extraordinary items | $613,000 | 6,191 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $613,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $609,600 | 6,159 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 5,932 |
| Total interest expense | $3,169,000 | 4,524 |
| Net interest income | $1,895,000 | 7,544 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $73,000 | 10,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $1,224,000 | 8,131 |
| Salaries and employee benefits | $744,000 | 7,438 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $389,000 | 8,297 |
| Pre-tax net operating income | $720,000 | 7,225 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $541,000 | 6,952 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $541,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $536,500 | 6,969 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 6,000 |
| Total interest expense | $2,505,000 | 4,650 |
| Net interest income | $2,150,000 | 7,197 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $107,000 | 10,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,306,000 | 8,215 |
| Salaries and employee benefits | $728,000 | 7,686 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $465,000 | 8,194 |
| Pre-tax net operating income | $939,000 | 6,219 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $260,000 | 6,395 |
| Income before extraordinary items | $679,000 | 6,030 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $679,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $679,000 | 6,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 5,858 |
| Total interest expense | $2,506,000 | 4,798 |
| Net interest income | $2,420,000 | 6,696 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $111,000 | 11,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,195,000 | 8,910 |
| Salaries and employee benefits | $689,000 | 8,073 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $402,000 | 9,251 |
| Pre-tax net operating income | $1,319,000 | 4,805 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $417,000 | 4,856 |
| Income before extraordinary items | $913,000 | 5,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $913,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $905,410 | 4,847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 6,184 |
| Total interest expense | $2,832,000 | 5,421 |
| Net interest income | $2,363,000 | 6,865 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $1,117,000 | 9,423 |
| Salaries and employee benefits | $624,000 | 8,606 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $392,000 | 9,654 |
| Pre-tax net operating income | $1,285,000 | 4,651 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $891,000 | 4,971 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $891,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $87,000 | 6,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $882,030 | 4,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.