Home > The Farmers Bank of Lynchburg > Assets and Liabilities
The Farmers Bank of Lynchburg, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 32 | 4,083 |
| Assets and Liabilities | ||
| Total Assets: | $163,859,000 | 3,637 |
| Cash and due from depository institutions | $7,860,000 | 4,083 |
| Interest-bearing balances | $3,660,000 | 4,857 |
| Securities | $11,195,000 | 5,590 |
| Federal funds sold & reverse repurchase agreements | $23,961,000 | 231 |
| Net loans & leases | $99,637,000 | 3,544 |
| Loan loss allowance | $3,614,000 | 2,024 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,297,000 | 1,276 |
| Other real estate owned | $2,146,000 | 4,083 |
| Goodwill and other intangibles | $2,711,000 | 1,011 |
| All other assets | $7,052,000 | 2,376 |
| Life insurance assets | $5,148,000 | 1,347 |
| Total liabilities and capital | $163,859,000 | 3,637 |
| Total liabilities | $157,092,000 | 3,452 |
| Total deposits | $156,402,000 | 3,327 |
| Interest-bearing deposits | $135,283,000 | 3,190 |
| Deposits held in domestic offices | $156,402,000 | 3,326 |
| % insured | 98.71% | 365 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $21,000 | 4,249 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $669,000 | 3,940 |
| Total equity capital | $6,767,000 | 5,952 |
| Total bank equity capital | $6,767,000 | 5,952 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,000,000 | 1,627 |
| Surplus | $28,013,000 | 1,165 |
| Undivided profits | $-23,246,000 | 7,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,770,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $586,000 | 4,193 |
| Earning assets | $138,453,000 | 3,853 |
| Long-term assets (5+ years) | $18,933,000 | 5,131 |
| Average Assets, year-to-date | $161,005,500 | 3,663 |
| Average Assets, quarterly | $161,005,500 | 3,663 |
| Volatile liabilities | $4,968,000 | 4,524 |
| Insider loans | $78,000 | 6,157 |
| FHLB advances | $21,000 | 4,019 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $3,680,000 | 5,546 |
| Tier 1 (core) risk-based capital | $4,017,000 | 6,654 |
| Tier 2 risk-based capital | $1,451,000 | 3,185 |
| Total risk weighted assets | $113,926,000 | 3,414 |
| Total unused commitments | $3,680,000 | 5,546 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 29 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $158,839,000 | 3,697 |
| Cash and due from depository institutions | $20,226,000 | 4,371 |
| Interest-bearing balances | $11,860,000 | 2,666 |
| Securities | $10,847,000 | 5,624 |
| Federal funds sold & reverse repurchase agreements | $1,610,000 | 2,195 |
| Net loans & leases | $104,299,000 | 3,477 |
| Loan loss allowance | $4,812,000 | 1,552 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,407,000 | 1,250 |
| Other real estate owned | $1,925,000 | 4,371 |
| Goodwill and other intangibles | $2,807,000 | 1,001 |
| All other assets | $7,718,000 | 2,249 |
| Life insurance assets | $5,108,000 | 1,327 |
| Total liabilities and capital | $158,839,000 | 3,697 |
| Total liabilities | $151,243,000 | 3,527 |
| Total deposits | $150,465,000 | 3,380 |
| Interest-bearing deposits | $130,021,000 | 3,269 |
| Deposits held in domestic offices | $150,465,000 | 3,379 |
| % insured | 98.69% | 417 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $25,000 | 4,440 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $753,000 | 3,763 |
| Total equity capital | $7,596,000 | 5,739 |
| Total bank equity capital | $7,596,000 | 5,738 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,000,000 | 1,637 |
| Surplus | $28,012,000 | 1,172 |
| Undivided profits | $-22,416,000 | 7,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $9,733,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $603,000 | 4,289 |
| Earning assets | $128,616,000 | 4,013 |
| Long-term assets (5+ years) | $14,451,000 | 4,938 |
| Average Assets, year-to-date | $181,007,800 | 3,320 |
| Average Assets, quarterly | $160,595,500 | 3,655 |
| Volatile liabilities | $4,927,000 | 4,663 |
| Insider loans | $82,000 | 6,173 |
| FHLB advances | $25,000 | 4,164 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $4,140,000 | 5,332 |
| Tier 1 (core) risk-based capital | $4,202,000 | 6,614 |
| Tier 2 risk-based capital | $1,455,000 | 3,168 |
| Total risk weighted assets | $113,338,000 | 3,433 |
| Total unused commitments | $4,140,000 | 5,332 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 35 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $162,352,000 | 3,655 |
| Cash and due from depository institutions | $17,559,000 | 3,869 |
| Interest-bearing balances | $13,613,000 | 2,515 |
| Securities | $11,242,000 | 5,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $111,064,000 | 3,323 |
| Loan loss allowance | $6,599,000 | 1,185 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,545,000 | 1,225 |
| Other real estate owned | $2,292,000 | 3,869 |
| Goodwill and other intangibles | $2,902,000 | 985 |
| All other assets | $7,748,000 | 2,273 |
| Life insurance assets | $5,065,000 | 1,309 |
| Total liabilities and capital | $162,352,000 | 3,655 |
| Total liabilities | $153,974,000 | 3,496 |
| Total deposits | $153,226,000 | 3,337 |
| Interest-bearing deposits | $132,755,000 | 3,233 |
| Deposits held in domestic offices | $153,226,000 | 3,336 |
| % insured | 98.70% | 444 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $27,000 | 4,613 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $721,000 | 4,045 |
| Total equity capital | $8,378,000 | 5,565 |
| Total bank equity capital | $8,378,000 | 5,563 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,000,000 | 1,668 |
| Surplus | $28,185,000 | 1,179 |
| Undivided profits | $-21,807,000 | 7,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $10,482,000 | 1,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $675,000 | 4,072 |
| Earning assets | $135,919,000 | 3,870 |
| Long-term assets (5+ years) | $15,299,000 | 4,799 |
| Average Assets, year-to-date | $186,550,000 | 3,253 |
| Average Assets, quarterly | $170,919,000 | 3,516 |
| Volatile liabilities | $4,927,000 | 4,707 |
| Insider loans | $113,000 | 6,116 |
| FHLB advances | $27,000 | 4,253 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $6,106,000 | 4,742 |
| Tier 1 (core) risk-based capital | $5,411,000 | 6,299 |
| Tier 2 risk-based capital | $1,553,000 | 3,035 |
| Total risk weighted assets | $119,542,000 | 3,312 |
| Total unused commitments | $6,106,000 | 4,746 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 35 | 3,912 |
| Assets and Liabilities | ||
| Total Assets: | $179,486,000 | 3,380 |
| Cash and due from depository institutions | $20,003,000 | 3,912 |
| Interest-bearing balances | $17,188,000 | 1,978 |
| Securities | $11,197,000 | 5,665 |
| Federal funds sold & reverse repurchase agreements | $1,617,000 | 2,357 |
| Net loans & leases | $114,099,000 | 3,299 |
| Loan loss allowance | $4,179,000 | 1,816 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,653,000 | 1,216 |
| Other real estate owned | $3,043,000 | 3,912 |
| Goodwill and other intangibles | $2,997,000 | 985 |
| All other assets | $16,877,000 | 1,234 |
| Life insurance assets | $5,022,000 | 1,318 |
| Total liabilities and capital | $179,486,000 | 3,380 |
| Total liabilities | $158,863,000 | 3,406 |
| Total deposits | $158,325,000 | 3,249 |
| Interest-bearing deposits | $137,643,000 | 3,162 |
| Deposits held in domestic offices | $158,325,000 | 3,247 |
| % insured | 98.71% | 472 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $31,000 | 4,701 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $507,000 | 4,585 |
| Total equity capital | $20,623,000 | 3,105 |
| Total bank equity capital | $20,623,000 | 3,102 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,694 |
| Surplus | $28,012,000 | 1,172 |
| Undivided profits | $-9,389,000 | 7,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $9,273,000 | 1,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $713,000 | 3,917 |
| Earning assets | $144,101,000 | 3,726 |
| Long-term assets (5+ years) | $16,579,000 | 4,659 |
| Average Assets, year-to-date | $194,616,000 | 3,156 |
| Average Assets, quarterly | $190,852,000 | 3,225 |
| Volatile liabilities | $5,185,000 | 4,643 |
| Insider loans | $1,053,000 | 3,828 |
| FHLB advances | $31,000 | 4,328 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $7,345,000 | 4,466 |
| Tier 1 (core) risk-based capital | $8,413,000 | 5,405 |
| Tier 2 risk-based capital | $1,592,000 | 3,006 |
| Total risk weighted assets | $124,810,000 | 3,240 |
| Total unused commitments | $7,345,000 | 4,468 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 38 | 3,704 |
| Assets and Liabilities | ||
| Total Assets: | $202,218,000 | 3,103 |
| Cash and due from depository institutions | $22,938,000 | 3,704 |
| Interest-bearing balances | $15,966,000 | 2,191 |
| Securities | $11,421,000 | 5,587 |
| Federal funds sold & reverse repurchase agreements | $9,127,000 | 894 |
| Net loans & leases | $123,956,000 | 3,110 |
| Loan loss allowance | $5,150,000 | 1,534 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $11,283,000 | 1,040 |
| Other real estate owned | $3,149,000 | 3,704 |
| Goodwill and other intangibles | $3,675,000 | 891 |
| All other assets | $16,669,000 | 1,278 |
| Life insurance assets | $4,978,000 | 1,318 |
| Total liabilities and capital | $202,218,000 | 3,103 |
| Total liabilities | $181,034,000 | 3,119 |
| Total deposits | $180,309,000 | 2,961 |
| Interest-bearing deposits | $155,530,000 | 2,909 |
| Deposits held in domestic offices | $180,309,000 | 2,959 |
| % insured | 99.20% | 334 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $34,000 | 4,768 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $691,000 | 3,854 |
| Total equity capital | $21,184,000 | 2,993 |
| Total bank equity capital | $21,184,000 | 2,991 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,720 |
| Surplus | $28,012,000 | 1,185 |
| Undivided profits | $-8,828,000 | 7,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,257,000 | 2,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $922,000 | 3,114 |
| Earning assets | $160,470,000 | 3,461 |
| Long-term assets (5+ years) | $17,373,000 | 4,516 |
| Average Assets, year-to-date | $202,181,000 | 3,087 |
| Average Assets, quarterly | $202,181,000 | 3,087 |
| Volatile liabilities | $4,445,000 | 4,951 |
| Insider loans | $1,062,000 | 3,870 |
| FHLB advances | $34,000 | 4,375 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $7,927,000 | 4,394 |
| Tier 1 (core) risk-based capital | $8,709,000 | 5,322 |
| Tier 2 risk-based capital | $1,764,000 | 2,769 |
| Total risk weighted assets | $138,192,000 | 3,009 |
| Total unused commitments | $7,927,000 | 4,396 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 39 | 3,674 |
| Assets and Liabilities | ||
| Total Assets: | $202,144,000 | 3,106 |
| Cash and due from depository institutions | $18,886,000 | 3,674 |
| Interest-bearing balances | $15,152,000 | 2,071 |
| Securities | $10,009,000 | 5,701 |
| Federal funds sold & reverse repurchase agreements | $11,702,000 | 615 |
| Net loans & leases | $126,314,000 | 3,136 |
| Loan loss allowance | $5,481,000 | 1,452 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $11,433,000 | 1,045 |
| Other real estate owned | $3,181,000 | 3,674 |
| Goodwill and other intangibles | $3,789,000 | 884 |
| All other assets | $16,830,000 | 1,285 |
| Life insurance assets | $4,938,000 | 1,305 |
| Total liabilities and capital | $202,144,000 | 3,106 |
| Total liabilities | $180,826,000 | 3,118 |
| Total deposits | $180,001,000 | 2,940 |
| Interest-bearing deposits | $156,882,000 | 2,887 |
| Deposits held in domestic offices | $180,001,000 | 2,937 |
| % insured | 99.16% | 330 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $42,000 | 4,930 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $783,000 | 3,676 |
| Total equity capital | $21,318,000 | 2,967 |
| Total bank equity capital | $21,318,000 | 2,966 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,743 |
| Surplus | $28,012,000 | 1,169 |
| Undivided profits | $-8,694,000 | 7,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,567,000 | 3,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $836,000 | 3,510 |
| Earning assets | $163,177,000 | 3,428 |
| Long-term assets (5+ years) | $18,408,000 | 4,394 |
| Average Assets, year-to-date | $212,860,800 | 2,950 |
| Average Assets, quarterly | $205,184,000 | 3,057 |
| Volatile liabilities | $46,419,000 | 2,682 |
| Insider loans | $1,037,000 | 3,965 |
| FHLB advances | $42,000 | 4,537 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,950,000 | 4,356 |
| Tier 1 (core) risk-based capital | $8,859,000 | 5,311 |
| Tier 2 risk-based capital | $1,775,000 | 2,780 |
| Total risk weighted assets | $138,813,000 | 3,052 |
| Total unused commitments | $7,950,000 | 4,356 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 42 | 3,511 |
| Assets and Liabilities | ||
| Total Assets: | $208,224,000 | 3,052 |
| Cash and due from depository institutions | $24,382,000 | 3,511 |
| Interest-bearing balances | $20,105,000 | 1,720 |
| Securities | $10,210,000 | 5,632 |
| Federal funds sold & reverse repurchase agreements | $1,939,000 | 2,628 |
| Net loans & leases | $135,453,000 | 3,037 |
| Loan loss allowance | $2,751,000 | 2,572 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,584,000 | 1,032 |
| Other real estate owned | $2,786,000 | 3,511 |
| Goodwill and other intangibles | $6,856,000 | 625 |
| All other assets | $15,014,000 | 1,426 |
| Life insurance assets | $4,892,000 | 1,308 |
| Total liabilities and capital | $208,224,000 | 3,052 |
| Total liabilities | $180,830,000 | 3,143 |
| Total deposits | $179,971,000 | 2,962 |
| Interest-bearing deposits | $157,251,000 | 2,915 |
| Deposits held in domestic offices | $179,971,000 | 2,959 |
| % insured | 96.81% | 871 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $45,000 | 5,035 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $814,000 | 3,959 |
| Total equity capital | $27,394,000 | 2,417 |
| Total bank equity capital | $27,394,000 | 2,415 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,000,000 | 1,771 |
| Surplus | $28,012,000 | 1,152 |
| Undivided profits | $-2,618,000 | 6,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,751,000 | 2,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $915,000 | 3,483 |
| Earning assets | $167,707,000 | 3,396 |
| Long-term assets (5+ years) | $21,616,000 | 4,036 |
| Average Assets, year-to-date | $215,540,000 | 2,971 |
| Average Assets, quarterly | $209,487,500 | 3,040 |
| Volatile liabilities | $48,288,000 | 2,686 |
| Insider loans | $1,027,000 | 4,053 |
| FHLB advances | $45,000 | 4,654 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,848,000 | 4,466 |
| Tier 1 (core) risk-based capital | $13,753,000 | 4,123 |
| Tier 2 risk-based capital | $1,809,000 | 2,785 |
| Total risk weighted assets | $145,641,000 | 2,975 |
| Total unused commitments | $7,848,000 | 4,469 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 44 | 3,432 |
| Assets and Liabilities | ||
| Total Assets: | $210,751,000 | 3,056 |
| Cash and due from depository institutions | $22,943,000 | 3,432 |
| Interest-bearing balances | $13,763,000 | 2,178 |
| Securities | $10,443,000 | 5,657 |
| Federal funds sold & reverse repurchase agreements | $4,098,000 | 1,770 |
| Net loans & leases | $137,115,000 | 3,035 |
| Loan loss allowance | $3,125,000 | 2,328 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,725,000 | 1,032 |
| Other real estate owned | $2,615,000 | 3,432 |
| Goodwill and other intangibles | $6,364,000 | 654 |
| All other assets | $15,448,000 | 1,414 |
| Life insurance assets | $4,848,000 | 1,317 |
| Total liabilities and capital | $210,751,000 | 3,056 |
| Total liabilities | $183,193,000 | 3,130 |
| Total deposits | $182,285,000 | 2,952 |
| Interest-bearing deposits | $157,537,000 | 2,937 |
| Deposits held in domestic offices | $182,285,000 | 2,949 |
| % insured | 96.67% | 978 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $61,000 | 5,096 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $847,000 | 3,773 |
| Total equity capital | $27,558,000 | 2,400 |
| Total bank equity capital | $27,558,000 | 2,397 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,792 |
| Surplus | $28,013,000 | 1,151 |
| Undivided profits | $-2,455,000 | 6,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,259,000 | 2,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $932,000 | 3,378 |
| Earning assets | $165,419,000 | 3,443 |
| Long-term assets (5+ years) | $22,480,000 | 3,951 |
| Average Assets, year-to-date | $217,978,670 | 2,962 |
| Average Assets, quarterly | $214,330,000 | 3,022 |
| Volatile liabilities | $49,080,000 | 2,676 |
| Insider loans | $1,063,000 | 4,037 |
| FHLB advances | $61,000 | 4,763 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,807,000 | 3,845 |
| Tier 1 (core) risk-based capital | $13,695,000 | 4,136 |
| Tier 2 risk-based capital | $1,847,000 | 2,759 |
| Total risk weighted assets | $147,059,000 | 2,983 |
| Total unused commitments | $10,807,000 | 3,852 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 51 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $217,909,000 | 3,018 |
| Cash and due from depository institutions | $19,353,000 | 3,058 |
| Interest-bearing balances | $9,163,000 | 2,787 |
| Securities | $15,830,000 | 4,928 |
| Federal funds sold & reverse repurchase agreements | $5,247,000 | 1,703 |
| Net loans & leases | $141,041,000 | 3,004 |
| Loan loss allowance | $2,839,000 | 2,537 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,825,000 | 1,045 |
| Other real estate owned | $2,800,000 | 3,058 |
| Goodwill and other intangibles | $6,479,000 | 660 |
| All other assets | $15,334,000 | 1,461 |
| Life insurance assets | $4,812,000 | 1,324 |
| Total liabilities and capital | $217,910,000 | 3,018 |
| Total liabilities | $189,746,000 | 3,098 |
| Total deposits | $188,517,000 | 2,908 |
| Interest-bearing deposits | $162,799,000 | 2,895 |
| Deposits held in domestic offices | $188,517,000 | 2,906 |
| % insured | 94.96% | 1,731 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $64,000 | 5,187 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,165,000 | 3,090 |
| Total equity capital | $28,164,000 | 2,374 |
| Total bank equity capital | $28,164,000 | 2,372 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,000,000 | 1,830 |
| Surplus | $28,013,000 | 1,174 |
| Undivided profits | $-1,849,000 | 6,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,400,000 | 2,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,024,000 | 3,159 |
| Earning assets | $171,281,000 | 3,403 |
| Long-term assets (5+ years) | $27,137,000 | 3,609 |
| Average Assets, year-to-date | $221,592,500 | 2,972 |
| Average Assets, quarterly | $221,592,500 | 2,972 |
| Volatile liabilities | $48,872,000 | 2,761 |
| Insider loans | $895,000 | 4,403 |
| FHLB advances | $64,000 | 4,882 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,468,000 | 4,044 |
| Tier 1 (core) risk-based capital | $14,602,000 | 3,952 |
| Tier 2 risk-based capital | $1,914,000 | 2,723 |
| Total risk weighted assets | $153,457,000 | 2,945 |
| Total unused commitments | $10,468,000 | 4,049 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 53 | 3,005 |
| Assets and Liabilities | ||
| Total Assets: | $225,276,000 | 2,946 |
| Cash and due from depository institutions | $20,323,000 | 3,005 |
| Interest-bearing balances | $15,262,000 | 1,720 |
| Securities | $18,706,000 | 4,538 |
| Federal funds sold & reverse repurchase agreements | $7,864,000 | 1,097 |
| Net loans & leases | $142,383,000 | 3,025 |
| Loan loss allowance | $4,164,000 | 1,856 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,850,000 | 1,051 |
| Other real estate owned | $2,135,000 | 3,005 |
| Goodwill and other intangibles | $6,592,000 | 656 |
| All other assets | $15,423,000 | 1,499 |
| Life insurance assets | $4,768,000 | 1,336 |
| Total liabilities and capital | $225,276,000 | 2,946 |
| Total liabilities | $198,744,000 | 3,001 |
| Total deposits | $197,729,000 | 2,779 |
| Interest-bearing deposits | $168,600,000 | 2,793 |
| Deposits held in domestic offices | $197,729,000 | 2,777 |
| % insured | 96.00% | 1,289 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $68,000 | 5,286 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $947,000 | 3,546 |
| Total equity capital | $26,532,000 | 2,463 |
| Total bank equity capital | $26,532,000 | 2,460 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $26,512,000 | 1,232 |
| Undivided profits | $-1,980,000 | 6,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,850,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,094,000 | 3,081 |
| Earning assets | $184,215,000 | 3,214 |
| Long-term assets (5+ years) | $30,034,000 | 3,400 |
| Average Assets, year-to-date | $113,420,200 | 4,747 |
| Average Assets, quarterly | $200,075,000 | 3,225 |
| Volatile liabilities | $53,628,000 | 2,590 |
| Insider loans | $911,000 | 4,431 |
| FHLB advances | $68,000 | 5,005 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $10,456,000 | 4,027 |
| Tier 1 (core) risk-based capital | $12,663,000 | 4,423 |
| Tier 2 risk-based capital | $1,953,000 | 2,714 |
| Total risk weighted assets | $154,006,000 | 2,989 |
| Total unused commitments | $10,456,000 | 4,028 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 45 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $174,874,000 | 3,593 |
| Cash and due from depository institutions | $7,150,000 | 3,467 |
| Interest-bearing balances | $3,200,000 | 3,720 |
| Securities | $12,711,000 | 5,387 |
| Federal funds sold & reverse repurchase agreements | $14,182,000 | 642 |
| Net loans & leases | $113,553,000 | 3,647 |
| Loan loss allowance | $1,577,000 | 3,656 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,954,000 | 1,419 |
| Other real estate owned | $2,020,000 | 3,467 |
| Goodwill and other intangibles | $3,530,000 | 987 |
| All other assets | $12,774,000 | 1,544 |
| Life insurance assets | $4,700,000 | 1,343 |
| Total liabilities and capital | $174,874,000 | 3,593 |
| Total liabilities | $152,194,000 | 3,670 |
| Total deposits | $151,028,000 | 3,443 |
| Interest-bearing deposits | $131,078,000 | 3,441 |
| Deposits held in domestic offices | $151,028,000 | 3,442 |
| % insured | 87.80% | 4,675 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $71,000 | 5,382 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,095,000 | 3,588 |
| Total equity capital | $22,680,000 | 2,946 |
| Total bank equity capital | $22,680,000 | 2,945 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $20,623,000 | 1,547 |
| Undivided profits | $57,000 | 6,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,326,000 | 2,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 903 |
| Income earned, not collected on loans | $684,000 | 4,720 |
| Earning assets | $143,646,000 | 3,912 |
| Long-term assets (5+ years) | $5,835,000 | 6,116 |
| Average Assets, year-to-date | $85,456,250 | 5,569 |
| Average Assets, quarterly | $115,498,000 | 4,750 |
| Volatile liabilities | $36,590,000 | 3,501 |
| Insider loans | $986,000 | 4,295 |
| FHLB advances | $71,000 | 5,114 |
| Loans and leases held for sale | $91,000 | 1,742 |
| Unused loan commitments | $7,943,000 | 4,721 |
| Tier 1 (core) risk-based capital | $13,863,000 | 4,200 |
| Tier 2 risk-based capital | $1,569,000 | 3,174 |
| Total risk weighted assets | $125,510,000 | 3,518 |
| Total unused commitments | $7,943,000 | 4,721 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 17 | 6,236 |
| Assets and Liabilities | ||
| Total Assets: | $56,122,000 | 6,611 |
| Cash and due from depository institutions | $6,804,000 | 6,236 |
| Interest-bearing balances | $5,307,000 | 2,692 |
| Securities | $6,066,000 | 6,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $38,747,000 | 6,265 |
| Loan loss allowance | $858,000 | 5,021 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,153,000 | 5,472 |
| Other real estate owned | $142,000 | 6,236 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,210,000 | 4,078 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $56,122,000 | 6,611 |
| Total liabilities | $48,724,000 | 6,624 |
| Total deposits | $48,350,000 | 6,495 |
| Interest-bearing deposits | $39,741,000 | 6,541 |
| Deposits held in domestic offices | $48,350,000 | 6,494 |
| % insured | 79.95% | 3,726 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $374,000 | 5,971 |
| Total equity capital | $7,398,000 | 6,201 |
| Total bank equity capital | $7,398,000 | 6,199 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $2,000,000 | 5,543 |
| Undivided profits | $3,398,000 | 5,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $364,000 | 6,380 |
| Earning assets | $50,120,000 | 6,668 |
| Long-term assets (5+ years) | $3,234,000 | 6,619 |
| Average Assets, year-to-date | $55,650,330 | 6,611 |
| Average Assets, quarterly | $55,965,000 | 6,610 |
| Volatile liabilities | $6,547,000 | 6,970 |
| Insider loans | $932,000 | 4,443 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,001,000 | 6,514 |
| Tier 1 (core) risk-based capital | $7,374,000 | 6,108 |
| Tier 2 risk-based capital | $512,000 | 5,849 |
| Total risk weighted assets | $40,604,000 | 6,365 |
| Total unused commitments | $3,001,000 | 6,516 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 17 | 6,265 |
| Assets and Liabilities | ||
| Total Assets: | $55,808,000 | 6,659 |
| Cash and due from depository institutions | $2,458,000 | 6,265 |
| Interest-bearing balances | $1,220,000 | 4,209 |
| Securities | $8,115,000 | 6,244 |
| Federal funds sold & reverse repurchase agreements | $3,062,000 | 3,119 |
| Net loans & leases | $37,719,000 | 6,312 |
| Loan loss allowance | $912,000 | 4,838 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,156,000 | 5,506 |
| Other real estate owned | $0 | 6,265 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,298,000 | 4,016 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $55,808,000 | 6,659 |
| Total liabilities | $48,340,000 | 6,654 |
| Total deposits | $47,934,000 | 6,534 |
| Interest-bearing deposits | $39,274,000 | 6,581 |
| Deposits held in domestic offices | $47,934,000 | 6,534 |
| % insured | 81.90% | 3,242 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $406,000 | 5,715 |
| Total equity capital | $7,468,000 | 6,237 |
| Total bank equity capital | $7,468,000 | 6,236 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $2,000,000 | 5,576 |
| Undivided profits | $3,468,000 | 5,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 6,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $330,000 | 6,605 |
| Earning assets | $50,116,000 | 6,694 |
| Long-term assets (5+ years) | $1,734,000 | 6,966 |
| Average Assets, year-to-date | $55,414,500 | 6,651 |
| Average Assets, quarterly | $55,414,500 | 6,651 |
| Volatile liabilities | $6,329,000 | 7,004 |
| Insider loans | $232,000 | 6,259 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $2,987,000 | 6,611 |
| Tier 1 (core) risk-based capital | $7,403,000 | 6,146 |
| Tier 2 risk-based capital | $500,000 | 5,922 |
| Total risk weighted assets | $39,598,000 | 6,414 |
| Total unused commitments | $2,987,000 | 6,611 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 17 | 6,320 |
| Assets and Liabilities | ||
| Total Assets: | $55,021,000 | 6,694 |
| Cash and due from depository institutions | $2,039,000 | 6,320 |
| Interest-bearing balances | $488,000 | 4,411 |
| Securities | $10,188,000 | 5,872 |
| Federal funds sold & reverse repurchase agreements | $547,000 | 4,424 |
| Net loans & leases | $37,761,000 | 6,375 |
| Loan loss allowance | $912,000 | 4,795 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,176,000 | 5,529 |
| Other real estate owned | $0 | 6,320 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,310,000 | 4,053 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $55,021,000 | 6,694 |
| Total liabilities | $47,467,000 | 6,700 |
| Total deposits | $47,115,000 | 6,562 |
| Interest-bearing deposits | $38,097,000 | 6,604 |
| Deposits held in domestic offices | $47,115,000 | 6,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $352,000 | 6,044 |
| Total equity capital | $7,554,000 | 6,235 |
| Total bank equity capital | $7,554,000 | 6,235 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $2,000,000 | 5,582 |
| Undivided profits | $3,554,000 | 5,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $336,000 | 6,732 |
| Earning assets | $48,984,000 | 6,725 |
| Long-term assets (5+ years) | $1,912,000 | 6,930 |
| Average Assets, year-to-date | $57,010,400 | 6,488 |
| Average Assets, quarterly | $56,171,500 | 6,607 |
| Volatile liabilities | $6,186,000 | 7,020 |
| Insider loans | $233,000 | 6,331 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $2,864,000 | 6,647 |
| Tier 1 (core) risk-based capital | $7,441,000 | 6,149 |
| Tier 2 risk-based capital | $491,000 | 5,967 |
| Total risk weighted assets | $38,814,000 | 6,485 |
| Total unused commitments | $2,864,000 | 6,649 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $57,322,000 | 6,583 |
| Cash and due from depository institutions | $2,578,000 | 6,387 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $12,094,000 | 5,520 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 3,871 |
| Net loans & leases | $36,267,000 | 6,463 |
| Loan loss allowance | $926,000 | 4,614 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,165,000 | 5,575 |
| Other real estate owned | $53,000 | 6,387 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,365,000 | 4,075 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $57,323,000 | 6,583 |
| Total liabilities | $49,475,000 | 6,583 |
| Total deposits | $48,357,000 | 6,462 |
| Interest-bearing deposits | $40,313,000 | 6,486 |
| Deposits held in domestic offices | $48,357,000 | 6,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $420,000 | 3,191 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $698,000 | 4,703 |
| Total equity capital | $7,848,000 | 6,195 |
| Total bank equity capital | $7,848,000 | 6,195 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $2,000,000 | 5,612 |
| Undivided profits | $3,848,000 | 5,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $333,000 | 6,875 |
| Earning assets | $50,161,000 | 6,684 |
| Long-term assets (5+ years) | $1,584,000 | 7,027 |
| Average Assets, year-to-date | $57,507,750 | 6,493 |
| Average Assets, quarterly | $57,834,500 | 6,531 |
| Volatile liabilities | $9,083,000 | 6,453 |
| Insider loans | $190,000 | 6,486 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $3,288,000 | 6,580 |
| Tier 1 (core) risk-based capital | $7,788,000 | 6,132 |
| Tier 2 risk-based capital | $479,000 | 5,988 |
| Total risk weighted assets | $37,869,000 | 6,556 |
| Total unused commitments | $3,288,000 | 6,583 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 16 | 6,613 |
| Assets and Liabilities | ||
| Total Assets: | $58,347,000 | 6,562 |
| Cash and due from depository institutions | $1,780,000 | 6,613 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $9,091,000 | 6,090 |
| Federal funds sold & reverse repurchase agreements | $8,271,000 | 1,467 |
| Net loans & leases | $34,689,000 | 6,537 |
| Loan loss allowance | $931,000 | 4,547 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,174,000 | 5,595 |
| Other real estate owned | $52,000 | 6,613 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,290,000 | 4,072 |
| Life insurance assets | $2,077,000 | 2,287 |
| Total liabilities and capital | $58,347,000 | 6,562 |
| Total liabilities | $50,548,000 | 6,556 |
| Total deposits | $49,902,000 | 6,425 |
| Interest-bearing deposits | $40,829,000 | 6,463 |
| Deposits held in domestic offices | $49,902,000 | 6,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $646,000 | 4,835 |
| Total equity capital | $7,799,000 | 6,240 |
| Total bank equity capital | $7,799,000 | 6,240 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $2,000,000 | 5,647 |
| Undivided profits | $3,799,000 | 5,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $303,000 | 7,033 |
| Earning assets | $52,051,000 | 6,614 |
| Long-term assets (5+ years) | $1,436,000 | 7,111 |
| Average Assets, year-to-date | $57,569,670 | 6,522 |
| Average Assets, quarterly | $58,351,000 | 6,523 |
| Volatile liabilities | $10,309,000 | 6,252 |
| Insider loans | $253,000 | 6,269 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $2,298,000 | 7,082 |
| Tier 1 (core) risk-based capital | $7,740,000 | 6,172 |
| Tier 2 risk-based capital | $469,000 | 6,006 |
| Total risk weighted assets | $39,743,000 | 6,455 |
| Total unused commitments | $2,298,000 | 7,083 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $58,355,000 | 6,548 |
| Cash and due from depository institutions | $1,588,000 | 6,481 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $8,221,000 | 6,293 |
| Federal funds sold & reverse repurchase agreements | $6,810,000 | 2,517 |
| Net loans & leases | $37,143,000 | 6,360 |
| Loan loss allowance | $931,000 | 4,464 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,194,000 | 5,575 |
| Other real estate owned | $54,000 | 6,481 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,345,000 | 3,942 |
| Life insurance assets | $2,059,000 | 2,292 |
| Total liabilities and capital | $58,354,000 | 6,548 |
| Total liabilities | $50,452,000 | 6,560 |
| Total deposits | $49,739,000 | 6,447 |
| Interest-bearing deposits | $41,408,000 | 6,463 |
| Deposits held in domestic offices | $49,739,000 | 6,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $713,000 | 4,826 |
| Total equity capital | $7,902,000 | 6,275 |
| Total bank equity capital | $7,902,000 | 6,275 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $2,000,000 | 5,644 |
| Undivided profits | $3,902,000 | 5,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $398,000 | 6,447 |
| Earning assets | $52,174,000 | 6,602 |
| Long-term assets (5+ years) | $2,492,000 | 6,830 |
| Average Assets, year-to-date | $57,181,000 | 6,560 |
| Average Assets, quarterly | $57,181,000 | 6,560 |
| Volatile liabilities | $10,999,000 | 6,095 |
| Insider loans | $253,000 | 6,295 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $2,453,000 | 7,071 |
| Tier 1 (core) risk-based capital | $7,758,000 | 6,175 |
| Tier 2 risk-based capital | $497,000 | 5,842 |
| Total risk weighted assets | $39,330,000 | 6,445 |
| Total unused commitments | $2,453,000 | 7,074 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 17 | 6,485 |
| Assets and Liabilities | ||
| Total Assets: | $56,007,000 | 6,617 |
| Cash and due from depository institutions | $1,639,000 | 6,485 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $11,096,000 | 5,830 |
| Federal funds sold & reverse repurchase agreements | $1,880,000 | 4,253 |
| Net loans & leases | $36,786,000 | 6,399 |
| Loan loss allowance | $927,000 | 4,442 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,212,000 | 5,563 |
| Other real estate owned | $54,000 | 6,485 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,340,000 | 3,988 |
| Life insurance assets | $2,040,000 | 2,293 |
| Total liabilities and capital | $56,007,000 | 6,617 |
| Total liabilities | $48,227,000 | 6,644 |
| Total deposits | $47,480,000 | 6,519 |
| Interest-bearing deposits | $39,104,000 | 6,538 |
| Deposits held in domestic offices | $47,480,000 | 6,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $747,000 | 4,670 |
| Total equity capital | $7,780,000 | 6,269 |
| Total bank equity capital | $7,780,000 | 6,269 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $2,000,000 | 5,645 |
| Undivided profits | $3,780,000 | 5,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $374,000 | 6,776 |
| Earning assets | $49,762,000 | 6,692 |
| Long-term assets (5+ years) | $2,524,000 | 6,661 |
| Average Assets, year-to-date | $59,909,200 | 6,346 |
| Average Assets, quarterly | $58,427,000 | 6,484 |
| Volatile liabilities | $9,485,000 | 6,338 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $1,732,000 | 7,363 |
| Tier 1 (core) risk-based capital | $7,706,000 | 6,182 |
| Tier 2 risk-based capital | $486,000 | 5,897 |
| Total risk weighted assets | $38,451,000 | 6,489 |
| Total unused commitments | $1,732,000 | 7,364 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 19 | 6,225 |
| Assets and Liabilities | ||
| Total Assets: | $60,847,000 | 6,415 |
| Cash and due from depository institutions | $4,025,000 | 6,225 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $14,996,000 | 5,185 |
| Federal funds sold & reverse repurchase agreements | $406,000 | 5,627 |
| Net loans & leases | $36,740,000 | 6,404 |
| Loan loss allowance | $937,000 | 4,378 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,220,000 | 5,557 |
| Other real estate owned | $2,000 | 6,225 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,458,000 | 3,942 |
| Life insurance assets | $2,021,000 | 2,263 |
| Total liabilities and capital | $60,847,000 | 6,415 |
| Total liabilities | $53,143,000 | 6,407 |
| Total deposits | $52,340,000 | 6,290 |
| Interest-bearing deposits | $42,486,000 | 6,350 |
| Deposits held in domestic offices | $52,340,000 | 6,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $803,000 | 4,570 |
| Total equity capital | $7,704,000 | 6,296 |
| Total bank equity capital | $7,704,000 | 6,296 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $2,000,000 | 5,636 |
| Undivided profits | $3,704,000 | 5,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $512,000 | 6,264 |
| Earning assets | $52,142,000 | 6,585 |
| Long-term assets (5+ years) | $2,450,000 | 6,651 |
| Average Assets, year-to-date | $60,884,750 | 6,326 |
| Average Assets, quarterly | $60,569,500 | 6,392 |
| Volatile liabilities | $12,087,000 | 5,887 |
| Insider loans | $193,000 | 6,571 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,615,000 | 6,939 |
| Tier 1 (core) risk-based capital | $7,684,000 | 6,216 |
| Tier 2 risk-based capital | $497,000 | 5,849 |
| Total risk weighted assets | $39,304,000 | 6,434 |
| Total unused commitments | $2,615,000 | 6,941 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $60,292,000 | 6,455 |
| Cash and due from depository institutions | $1,479,000 | 6,276 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,852,000 | 5,229 |
| Federal funds sold & reverse repurchase agreements | $2,124,000 | 4,150 |
| Net loans & leases | $37,203,000 | 6,390 |
| Loan loss allowance | $937,000 | 4,376 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,236,000 | 5,565 |
| Other real estate owned | $2,000 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,396,000 | 3,957 |
| Life insurance assets | $2,003,000 | 2,277 |
| Total liabilities and capital | $60,292,000 | 6,455 |
| Total liabilities | $52,711,000 | 6,440 |
| Total deposits | $52,070,000 | 6,308 |
| Interest-bearing deposits | $42,640,000 | 6,360 |
| Deposits held in domestic offices | $52,070,000 | 6,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $641,000 | 4,951 |
| Total equity capital | $7,581,000 | 6,273 |
| Total bank equity capital | $7,581,000 | 6,273 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $2,000,000 | 5,644 |
| Undivided profits | $3,581,000 | 5,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $419,000 | 6,575 |
| Earning assets | $54,179,000 | 6,503 |
| Long-term assets (5+ years) | $2,497,000 | 6,636 |
| Average Assets, year-to-date | $60,897,330 | 6,378 |
| Average Assets, quarterly | $61,356,500 | 6,377 |
| Volatile liabilities | $12,134,000 | 5,825 |
| Insider loans | $197,000 | 6,572 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $2,115,000 | 7,248 |
| Tier 1 (core) risk-based capital | $7,642,000 | 6,207 |
| Tier 2 risk-based capital | $502,000 | 5,818 |
| Total risk weighted assets | $39,722,000 | 6,412 |
| Total unused commitments | $2,115,000 | 7,252 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 19 | 6,273 |
| Assets and Liabilities | ||
| Total Assets: | $62,421,000 | 6,369 |
| Cash and due from depository institutions | $1,305,000 | 6,273 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $16,892,000 | 4,941 |
| Federal funds sold & reverse repurchase agreements | $4,378,000 | 3,625 |
| Net loans & leases | $35,270,000 | 6,484 |
| Loan loss allowance | $924,000 | 4,413 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,247,000 | 5,546 |
| Other real estate owned | $2,000 | 6,273 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,327,000 | 3,919 |
| Life insurance assets | $1,992,000 | 2,276 |
| Total liabilities and capital | $62,421,000 | 6,369 |
| Total liabilities | $54,890,000 | 6,355 |
| Total deposits | $54,280,000 | 6,225 |
| Interest-bearing deposits | $46,214,000 | 6,193 |
| Deposits held in domestic offices | $54,280,000 | 6,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $610,000 | 5,067 |
| Total equity capital | $7,531,000 | 6,302 |
| Total bank equity capital | $7,531,000 | 6,302 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $2,000,000 | 5,632 |
| Undivided profits | $3,531,000 | 5,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $395,000 | 6,616 |
| Earning assets | $56,540,000 | 6,416 |
| Long-term assets (5+ years) | $2,368,000 | 6,657 |
| Average Assets, year-to-date | $61,200,000 | 6,404 |
| Average Assets, quarterly | $61,200,000 | 6,404 |
| Volatile liabilities | $13,341,000 | 5,530 |
| Insider loans | $201,000 | 6,552 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,090,000 | 7,301 |
| Tier 1 (core) risk-based capital | $7,597,000 | 6,186 |
| Tier 2 risk-based capital | $499,000 | 5,826 |
| Total risk weighted assets | $39,496,000 | 6,410 |
| Total unused commitments | $2,090,000 | 7,303 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 20 | 6,141 |
| Assets and Liabilities | ||
| Total Assets: | $59,979,000 | 6,458 |
| Cash and due from depository institutions | $1,115,000 | 6,141 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $14,240,000 | 5,400 |
| Federal funds sold & reverse repurchase agreements | $2,163,000 | 4,346 |
| Net loans & leases | $37,847,000 | 6,317 |
| Loan loss allowance | $914,000 | 4,422 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,246,000 | 5,541 |
| Other real estate owned | $2,000 | 6,141 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,366,000 | 3,917 |
| Life insurance assets | $1,968,000 | 2,254 |
| Total liabilities and capital | $59,979,000 | 6,458 |
| Total liabilities | $52,517,000 | 6,447 |
| Total deposits | $52,003,000 | 6,313 |
| Interest-bearing deposits | $43,903,000 | 6,276 |
| Deposits held in domestic offices | $52,003,000 | 6,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $514,000 | 5,446 |
| Total equity capital | $7,462,000 | 6,287 |
| Total bank equity capital | $7,462,000 | 6,287 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $2,000,000 | 5,619 |
| Undivided profits | $3,462,000 | 5,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $420,000 | 6,585 |
| Earning assets | $54,250,000 | 6,484 |
| Long-term assets (5+ years) | $2,333,000 | 6,659 |
| Average Assets, year-to-date | $59,813,800 | 6,343 |
| Average Assets, quarterly | $60,488,500 | 6,409 |
| Volatile liabilities | $13,629,000 | 5,556 |
| Insider loans | $205,000 | 6,558 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $1,806,000 | 7,366 |
| Tier 1 (core) risk-based capital | $7,574,000 | 6,168 |
| Tier 2 risk-based capital | $506,000 | 5,797 |
| Total risk weighted assets | $40,049,000 | 6,373 |
| Total unused commitments | $1,806,000 | 7,367 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 20 | 6,167 |
| Assets and Liabilities | ||
| Total Assets: | $60,998,000 | 6,416 |
| Cash and due from depository institutions | $1,187,000 | 6,167 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $15,155,000 | 5,298 |
| Federal funds sold & reverse repurchase agreements | $2,958,000 | 3,305 |
| Net loans & leases | $37,062,000 | 6,397 |
| Loan loss allowance | $876,000 | 4,564 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,279,000 | 5,493 |
| Other real estate owned | $2,000 | 6,167 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,355,000 | 3,952 |
| Life insurance assets | $1,949,000 | 2,224 |
| Total liabilities and capital | $60,997,000 | 6,416 |
| Total liabilities | $53,657,000 | 6,403 |
| Total deposits | $53,018,000 | 6,258 |
| Interest-bearing deposits | $45,056,000 | 6,198 |
| Deposits held in domestic offices | $53,018,000 | 6,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $639,000 | 4,967 |
| Total equity capital | $7,340,000 | 6,320 |
| Total bank equity capital | $7,340,000 | 6,320 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $2,000,000 | 5,630 |
| Undivided profits | $3,340,000 | 5,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $383,000 | 6,851 |
| Earning assets | $55,175,000 | 6,448 |
| Long-term assets (5+ years) | $1,950,000 | 6,808 |
| Average Assets, year-to-date | $59,772,500 | 6,384 |
| Average Assets, quarterly | $61,031,000 | 6,383 |
| Volatile liabilities | $13,648,000 | 5,563 |
| Insider loans | $208,000 | 6,565 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,010,000 | 7,296 |
| Tier 1 (core) risk-based capital | $7,508,000 | 6,211 |
| Tier 2 risk-based capital | $496,000 | 5,867 |
| Total risk weighted assets | $38,932,000 | 6,444 |
| Total unused commitments | $2,010,000 | 7,297 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 20 | 6,180 |
| Assets and Liabilities | ||
| Total Assets: | $61,064,000 | 6,402 |
| Cash and due from depository institutions | $1,194,000 | 6,180 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $14,520,000 | 5,400 |
| Federal funds sold & reverse repurchase agreements | $1,713,000 | 3,854 |
| Net loans & leases | $39,032,000 | 6,270 |
| Loan loss allowance | $891,000 | 4,477 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,278,000 | 5,457 |
| Other real estate owned | $2,000 | 6,180 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,325,000 | 3,932 |
| Life insurance assets | $1,931,000 | 2,194 |
| Total liabilities and capital | $61,064,000 | 6,402 |
| Total liabilities | $53,840,000 | 6,396 |
| Total deposits | $53,315,000 | 6,253 |
| Interest-bearing deposits | $45,563,000 | 6,171 |
| Deposits held in domestic offices | $53,315,000 | 6,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $525,000 | 5,130 |
| Total equity capital | $7,224,000 | 6,253 |
| Total bank equity capital | $7,224,000 | 6,253 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $2,000,000 | 5,623 |
| Undivided profits | $3,224,000 | 5,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $335,000 | 6,922 |
| Earning assets | $55,265,000 | 6,437 |
| Long-term assets (5+ years) | $2,231,000 | 6,706 |
| Average Assets, year-to-date | $59,364,000 | 6,438 |
| Average Assets, quarterly | $60,287,000 | 6,418 |
| Volatile liabilities | $14,463,000 | 5,417 |
| Insider loans | $241,000 | 6,435 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $1,619,000 | 7,599 |
| Tier 1 (core) risk-based capital | $7,477,000 | 6,180 |
| Tier 2 risk-based capital | $516,000 | 5,751 |
| Total risk weighted assets | $40,878,000 | 6,332 |
| Total unused commitments | $1,619,000 | 7,599 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 20 | 6,188 |
| Assets and Liabilities | ||
| Total Assets: | $59,510,000 | 6,477 |
| Cash and due from depository institutions | $1,256,000 | 6,188 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $14,518,000 | 5,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $39,177,000 | 6,215 |
| Loan loss allowance | $886,000 | 4,479 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,249,000 | 5,487 |
| Other real estate owned | $2,000 | 6,188 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,308,000 | 3,852 |
| Life insurance assets | $1,913,000 | 2,157 |
| Total liabilities and capital | $59,510,000 | 6,477 |
| Total liabilities | $52,317,000 | 6,488 |
| Total deposits | $50,783,000 | 6,389 |
| Interest-bearing deposits | $41,831,000 | 6,395 |
| Deposits held in domestic offices | $50,783,000 | 6,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,076,000 | 2,585 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $458,000 | 5,393 |
| Total equity capital | $7,193,000 | 6,252 |
| Total bank equity capital | $7,193,000 | 6,252 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $2,000,000 | 5,572 |
| Undivided profits | $3,193,000 | 5,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $338,000 | 6,801 |
| Earning assets | $53,695,000 | 6,520 |
| Long-term assets (5+ years) | $2,814,000 | 6,500 |
| Average Assets, year-to-date | $58,514,000 | 6,505 |
| Average Assets, quarterly | $58,514,000 | 6,505 |
| Volatile liabilities | $11,231,000 | 5,842 |
| Insider loans | $242,000 | 6,437 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $1,979,000 | 7,421 |
| Tier 1 (core) risk-based capital | $7,451,000 | 6,124 |
| Tier 2 risk-based capital | $474,000 | 5,939 |
| Total risk weighted assets | $40,505,000 | 6,313 |
| Total unused commitments | $1,979,000 | 7,422 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $57,518,000 | 6,587 |
| Cash and due from depository institutions | $1,360,000 | 6,052 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $14,504,000 | 5,467 |
| Federal funds sold & reverse repurchase agreements | $1,782,000 | 4,171 |
| Net loans & leases | $35,323,000 | 6,447 |
| Loan loss allowance | $880,000 | 4,454 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,264,000 | 5,452 |
| Other real estate owned | $2,000 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,283,000 | 3,862 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $57,518,000 | 6,587 |
| Total liabilities | $50,353,000 | 6,604 |
| Total deposits | $49,946,000 | 6,436 |
| Interest-bearing deposits | $41,804,000 | 6,394 |
| Deposits held in domestic offices | $49,946,000 | 6,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $407,000 | 5,588 |
| Total equity capital | $7,165,000 | 6,256 |
| Total bank equity capital | $7,165,000 | 6,256 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $2,000,000 | 5,558 |
| Undivided profits | $3,165,000 | 5,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $317,000 | 7,006 |
| Earning assets | $51,609,000 | 6,638 |
| Long-term assets (5+ years) | $1,054,000 | 7,274 |
| Average Assets, year-to-date | $58,781,400 | 6,434 |
| Average Assets, quarterly | $59,390,000 | 6,485 |
| Volatile liabilities | $10,351,000 | 5,957 |
| Insider loans | $276,000 | 6,299 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,336,000 | 7,721 |
| Tier 1 (core) risk-based capital | $7,433,000 | 6,103 |
| Tier 2 risk-based capital | $472,000 | 5,976 |
| Total risk weighted assets | $37,386,000 | 6,512 |
| Total unused commitments | $1,336,000 | 7,722 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $61,262,000 | 6,425 |
| Cash and due from depository institutions | $1,461,000 | 5,934 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $14,576,000 | 5,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $40,675,000 | 6,152 |
| Loan loss allowance | $872,000 | 4,472 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,251,000 | 5,451 |
| Other real estate owned | $60,000 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,239,000 | 3,847 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $61,262,000 | 6,425 |
| Total liabilities | $54,130,000 | 6,406 |
| Total deposits | $50,349,000 | 6,390 |
| Interest-bearing deposits | $43,071,000 | 6,315 |
| Deposits held in domestic offices | $50,349,000 | 6,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,926 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $381,000 | 5,850 |
| Total equity capital | $7,132,000 | 6,265 |
| Total bank equity capital | $7,132,000 | 6,265 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $2,000,000 | 5,516 |
| Undivided profits | $3,132,000 | 5,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $333,000 | 6,934 |
| Earning assets | $55,251,000 | 6,450 |
| Long-term assets (5+ years) | $978,000 | 7,386 |
| Average Assets, year-to-date | $59,097,250 | 6,441 |
| Average Assets, quarterly | $59,981,000 | 6,444 |
| Volatile liabilities | $13,926,000 | 5,300 |
| Insider loans | $279,000 | 6,294 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,330,000 | 7,123 |
| Tier 1 (core) risk-based capital | $7,358,000 | 6,116 |
| Tier 2 risk-based capital | $525,000 | 5,676 |
| Total risk weighted assets | $41,665,000 | 6,270 |
| Total unused commitments | $2,330,000 | 7,125 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $58,700,000 | 6,497 |
| Cash and due from depository institutions | $1,367,000 | 5,964 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $14,611,000 | 5,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $38,210,000 | 6,246 |
| Loan loss allowance | $864,000 | 4,477 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,276,000 | 5,379 |
| Other real estate owned | $60,000 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,176,000 | 3,763 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $58,700,000 | 6,497 |
| Total liabilities | $51,581,000 | 6,494 |
| Total deposits | $50,436,000 | 6,366 |
| Interest-bearing deposits | $42,612,000 | 6,315 |
| Deposits held in domestic offices | $50,436,000 | 6,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $835,000 | 2,971 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $310,000 | 6,092 |
| Total equity capital | $7,119,000 | 6,223 |
| Total bank equity capital | $7,119,000 | 6,223 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,000,000 | 5,497 |
| Undivided profits | $3,119,000 | 5,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 6,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $293,000 | 7,015 |
| Earning assets | $52,821,000 | 6,550 |
| Long-term assets (5+ years) | $380,000 | 7,675 |
| Average Assets, year-to-date | $58,375,670 | 6,472 |
| Average Assets, quarterly | $58,389,000 | 6,489 |
| Volatile liabilities | $11,319,000 | 5,656 |
| Insider loans | $290,000 | 6,238 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,208,000 | 7,233 |
| Tier 1 (core) risk-based capital | $7,326,000 | 6,049 |
| Tier 2 risk-based capital | $493,000 | 5,819 |
| Total risk weighted assets | $39,074,000 | 6,372 |
| Total unused commitments | $2,208,000 | 7,235 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 22 | 5,996 |
| Assets and Liabilities | ||
| Total Assets: | $58,078,000 | 6,557 |
| Cash and due from depository institutions | $1,246,000 | 5,996 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,511,000 | 5,562 |
| Federal funds sold & reverse repurchase agreements | $252,000 | 5,924 |
| Net loans & leases | $37,549,000 | 6,255 |
| Loan loss allowance | $1,095,000 | 3,787 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,299,000 | 5,345 |
| Other real estate owned | $2,000 | 5,996 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,219,000 | 3,691 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $58,078,000 | 6,557 |
| Total liabilities | $51,061,000 | 6,551 |
| Total deposits | $50,781,000 | 6,388 |
| Interest-bearing deposits | $43,355,000 | 6,316 |
| Deposits held in domestic offices | $50,781,000 | 6,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $280,000 | 6,202 |
| Total equity capital | $7,017,000 | 6,208 |
| Total bank equity capital | $7,017,000 | 6,208 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $2,000,000 | 5,515 |
| Undivided profits | $3,017,000 | 5,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $321,000 | 6,712 |
| Earning assets | $52,312,000 | 6,596 |
| Long-term assets (5+ years) | $388,000 | 7,744 |
| Average Assets, year-to-date | $58,213,500 | 6,537 |
| Average Assets, quarterly | $58,213,500 | 6,537 |
| Volatile liabilities | $11,498,000 | 5,524 |
| Insider loans | $282,000 | 6,284 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,772,000 | 6,989 |
| Tier 1 (core) risk-based capital | $7,288,000 | 6,043 |
| Tier 2 risk-based capital | $488,000 | 5,823 |
| Total risk weighted assets | $38,406,000 | 6,403 |
| Total unused commitments | $2,772,000 | 6,992 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $58,349,000 | 6,568 |
| Cash and due from depository institutions | $1,381,000 | 5,877 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $14,718,000 | 5,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $37,879,000 | 6,269 |
| Loan loss allowance | $1,090,000 | 3,771 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,329,000 | 5,278 |
| Other real estate owned | $2,000 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,040,000 | 3,778 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $58,349,000 | 6,568 |
| Total liabilities | $51,206,000 | 6,582 |
| Total deposits | $50,659,000 | 6,417 |
| Interest-bearing deposits | $42,890,000 | 6,380 |
| Deposits held in domestic offices | $50,659,000 | 6,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $306,000 | 3,210 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $241,000 | 6,476 |
| Total equity capital | $7,143,000 | 6,177 |
| Total bank equity capital | $7,143,000 | 6,177 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $2,000,000 | 5,506 |
| Undivided profits | $3,143,000 | 5,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $295,000 | 6,942 |
| Earning assets | $52,597,000 | 6,602 |
| Long-term assets (5+ years) | $215,000 | 7,874 |
| Average Assets, year-to-date | $59,342,600 | 6,418 |
| Average Assets, quarterly | $58,404,000 | 6,531 |
| Volatile liabilities | $10,699,000 | 5,672 |
| Insider loans | $279,000 | 6,333 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,805,000 | 6,864 |
| Tier 1 (core) risk-based capital | $7,289,000 | 6,001 |
| Tier 2 risk-based capital | $483,000 | 5,859 |
| Total risk weighted assets | $38,031,000 | 6,435 |
| Total unused commitments | $2,805,000 | 6,866 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 22 | 6,018 |
| Assets and Liabilities | ||
| Total Assets: | $58,459,000 | 6,544 |
| Cash and due from depository institutions | $1,336,000 | 6,018 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $14,847,000 | 5,543 |
| Federal funds sold & reverse repurchase agreements | $407,000 | 5,264 |
| Net loans & leases | $37,536,000 | 6,283 |
| Loan loss allowance | $1,062,000 | 3,845 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,332,000 | 5,240 |
| Other real estate owned | $2,000 | 6,018 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,999,000 | 3,790 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $58,459,000 | 6,544 |
| Total liabilities | $51,188,000 | 6,544 |
| Total deposits | $50,902,000 | 6,348 |
| Interest-bearing deposits | $43,326,000 | 6,319 |
| Deposits held in domestic offices | $50,902,000 | 6,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $286,000 | 6,328 |
| Total equity capital | $7,271,000 | 6,120 |
| Total bank equity capital | $7,271,000 | 6,120 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $2,000,000 | 5,480 |
| Undivided profits | $3,271,000 | 5,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $303,000 | 7,021 |
| Earning assets | $52,790,000 | 6,566 |
| Long-term assets (5+ years) | $265,000 | 7,902 |
| Average Assets, year-to-date | $59,591,000 | 6,413 |
| Average Assets, quarterly | $59,076,500 | 6,496 |
| Volatile liabilities | $10,685,000 | 5,667 |
| Insider loans | $249,000 | 6,482 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,597,000 | 6,438 |
| Tier 1 (core) risk-based capital | $7,341,000 | 5,954 |
| Tier 2 risk-based capital | $474,000 | 5,906 |
| Total risk weighted assets | $37,290,000 | 6,485 |
| Total unused commitments | $3,597,000 | 6,443 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $59,694,000 | 6,487 |
| Cash and due from depository institutions | $1,180,000 | 6,064 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $20,627,000 | 4,703 |
| Federal funds sold & reverse repurchase agreements | $138,000 | 5,602 |
| Net loans & leases | $35,028,000 | 6,428 |
| Loan loss allowance | $1,099,000 | 3,742 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,364,000 | 5,180 |
| Other real estate owned | $2,000 | 6,064 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,355,000 | 5,820 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $59,694,000 | 6,487 |
| Total liabilities | $52,667,000 | 6,496 |
| Total deposits | $51,930,000 | 6,319 |
| Interest-bearing deposits | $44,566,000 | 6,254 |
| Deposits held in domestic offices | $51,930,000 | 6,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,224 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $237,000 | 6,424 |
| Total equity capital | $7,027,000 | 6,111 |
| Total bank equity capital | $7,027,000 | 6,111 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $2,000,000 | 5,487 |
| Undivided profits | $3,027,000 | 5,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 5,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $352,000 | 6,426 |
| Earning assets | $55,793,000 | 6,426 |
| Long-term assets (5+ years) | $260,000 | 7,947 |
| Average Assets, year-to-date | $59,968,330 | 6,423 |
| Average Assets, quarterly | $60,225,500 | 6,433 |
| Volatile liabilities | $12,541,000 | 5,223 |
| Insider loans | $204,000 | 6,704 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,114,000 | 6,757 |
| Tier 1 (core) risk-based capital | $7,290,000 | 5,923 |
| Tier 2 risk-based capital | $443,000 | 6,084 |
| Total risk weighted assets | $34,911,000 | 6,635 |
| Total unused commitments | $3,114,000 | 6,762 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $60,757,000 | 6,426 |
| Cash and due from depository institutions | $1,306,000 | 5,928 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $16,085,000 | 5,361 |
| Federal funds sold & reverse repurchase agreements | $5,187,000 | 2,744 |
| Net loans & leases | $35,349,000 | 6,363 |
| Loan loss allowance | $930,000 | 4,181 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,391,000 | 5,121 |
| Other real estate owned | $86,000 | 5,928 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,353,000 | 5,653 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $60,757,000 | 6,426 |
| Total liabilities | $53,441,000 | 6,450 |
| Total deposits | $53,247,000 | 6,256 |
| Interest-bearing deposits | $45,824,000 | 6,216 |
| Deposits held in domestic offices | $53,247,000 | 6,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $194,000 | 7,104 |
| Total equity capital | $7,316,000 | 6,062 |
| Total bank equity capital | $7,316,000 | 6,062 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $2,000,000 | 5,475 |
| Undivided profits | $3,316,000 | 5,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $336,000 | 6,496 |
| Earning assets | $56,621,000 | 6,381 |
| Long-term assets (5+ years) | $306,000 | 7,941 |
| Average Assets, year-to-date | $60,105,500 | 6,437 |
| Average Assets, quarterly | $60,105,500 | 6,437 |
| Volatile liabilities | $11,964,000 | 5,247 |
| Insider loans | $207,000 | 6,691 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,197,000 | 6,736 |
| Tier 1 (core) risk-based capital | $7,291,000 | 5,874 |
| Tier 2 risk-based capital | $438,000 | 6,074 |
| Total risk weighted assets | $34,571,000 | 6,634 |
| Total unused commitments | $3,197,000 | 6,742 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $59,454,000 | 6,504 |
| Cash and due from depository institutions | $2,034,000 | 5,799 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $18,070,000 | 5,092 |
| Federal funds sold & reverse repurchase agreements | $2,080,000 | 3,946 |
| Net loans & leases | $34,263,000 | 6,458 |
| Loan loss allowance | $962,000 | 4,072 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,415,000 | 5,093 |
| Other real estate owned | $186,000 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,406,000 | 5,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,454,000 | 6,504 |
| Total liabilities | $52,194,000 | 6,530 |
| Total deposits | $52,049,000 | 6,351 |
| Interest-bearing deposits | $43,803,000 | 6,354 |
| Deposits held in domestic offices | $52,049,000 | 6,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $145,000 | 7,584 |
| Total equity capital | $7,260,000 | 6,013 |
| Total bank equity capital | $7,260,000 | 6,013 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $2,000,000 | 5,466 |
| Undivided profits | $3,260,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $359,000 | 6,462 |
| Earning assets | $54,413,000 | 6,489 |
| Long-term assets (5+ years) | $324,000 | 7,992 |
| Average Assets, year-to-date | $61,086,600 | 6,294 |
| Average Assets, quarterly | $58,776,000 | 6,504 |
| Volatile liabilities | $11,511,000 | 5,333 |
| Insider loans | $173,000 | 6,900 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,776,000 | 6,304 |
| Tier 1 (core) risk-based capital | $7,288,000 | 5,817 |
| Tier 2 risk-based capital | $421,000 | 6,212 |
| Total risk weighted assets | $33,357,000 | 6,754 |
| Total unused commitments | $3,776,000 | 6,308 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $58,098,000 | 6,568 |
| Cash and due from depository institutions | $1,421,000 | 5,967 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $18,122,000 | 5,011 |
| Federal funds sold & reverse repurchase agreements | $3,123,000 | 3,551 |
| Net loans & leases | $32,838,000 | 6,589 |
| Loan loss allowance | $692,000 | 5,089 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,389,000 | 5,104 |
| Other real estate owned | $64,000 | 5,967 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,141,000 | 6,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,098,000 | 6,568 |
| Total liabilities | $50,309,000 | 6,625 |
| Total deposits | $50,076,000 | 6,452 |
| Interest-bearing deposits | $43,023,000 | 6,404 |
| Deposits held in domestic offices | $50,076,000 | 6,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $233,000 | 7,002 |
| Total equity capital | $7,789,000 | 5,727 |
| Total bank equity capital | $7,789,000 | 5,727 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $2,000,000 | 5,460 |
| Undivided profits | $3,789,000 | 5,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 1,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $305,000 | 7,079 |
| Earning assets | $54,083,000 | 6,510 |
| Long-term assets (5+ years) | $378,000 | 8,018 |
| Average Assets, year-to-date | $61,494,750 | 6,298 |
| Average Assets, quarterly | $59,319,000 | 6,484 |
| Volatile liabilities | $10,807,000 | 5,513 |
| Insider loans | $185,000 | 6,904 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,441,000 | 7,070 |
| Tier 1 (core) risk-based capital | $7,787,000 | 5,575 |
| Tier 2 risk-based capital | $390,000 | 6,475 |
| Total risk weighted assets | $30,925,000 | 6,985 |
| Total unused commitments | $2,441,000 | 7,076 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $60,540,000 | 6,436 |
| Cash and due from depository institutions | $1,551,000 | 5,823 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $19,898,000 | 4,707 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,695 |
| Net loans & leases | $32,832,000 | 6,581 |
| Loan loss allowance | $727,000 | 4,895 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,383,000 | 5,097 |
| Other real estate owned | $144,000 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,232,000 | 5,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,540,000 | 6,436 |
| Total liabilities | $52,612,000 | 6,507 |
| Total deposits | $52,411,000 | 6,316 |
| Interest-bearing deposits | $45,084,000 | 6,264 |
| Deposits held in domestic offices | $52,411,000 | 6,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $201,000 | 7,378 |
| Total equity capital | $7,928,000 | 5,647 |
| Total bank equity capital | $7,928,000 | 5,647 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $3,928,000 | 5,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,539,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $414,000 | 6,013 |
| Earning assets | $56,230,000 | 6,376 |
| Long-term assets (5+ years) | $293,000 | 8,065 |
| Average Assets, year-to-date | $62,627,000 | 6,247 |
| Average Assets, quarterly | $61,356,500 | 6,344 |
| Volatile liabilities | $12,753,000 | 5,019 |
| Insider loans | $105,000 | 7,463 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,239,000 | 7,215 |
| Tier 1 (core) risk-based capital | $7,848,000 | 5,477 |
| Tier 2 risk-based capital | $393,000 | 6,425 |
| Total risk weighted assets | $31,072,000 | 6,979 |
| Total unused commitments | $2,239,000 | 7,226 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $62,173,000 | 6,299 |
| Cash and due from depository institutions | $1,705,000 | 6,397 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $22,976,000 | 4,274 |
| Federal funds sold & reverse repurchase agreements | $3,805,000 | 3,862 |
| Net loans & leases | $30,922,000 | 6,713 |
| Loan loss allowance | $759,000 | 4,715 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,392,000 | 5,065 |
| Other real estate owned | $173,000 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,200,000 | 5,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,173,000 | 6,299 |
| Total liabilities | $54,073,000 | 6,373 |
| Total deposits | $53,848,000 | 6,186 |
| Interest-bearing deposits | $46,362,000 | 6,154 |
| Deposits held in domestic offices | $53,848,000 | 6,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $225,000 | 7,187 |
| Total equity capital | $8,100,000 | 5,489 |
| Total bank equity capital | $8,100,000 | 5,489 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $4,100,000 | 5,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,055,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $504,000 | 5,333 |
| Earning assets | $57,703,000 | 6,247 |
| Long-term assets (5+ years) | $1,267,000 | 7,595 |
| Average Assets, year-to-date | $63,670,500 | 6,185 |
| Average Assets, quarterly | $63,670,500 | 6,185 |
| Volatile liabilities | $13,351,000 | 4,874 |
| Insider loans | $142,000 | 7,208 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,785,000 | 6,843 |
| Tier 1 (core) risk-based capital | $7,998,000 | 5,357 |
| Tier 2 risk-based capital | $369,000 | 6,582 |
| Total risk weighted assets | $29,159,000 | 7,113 |
| Total unused commitments | $2,785,000 | 6,858 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $65,168,000 | 6,109 |
| Cash and due from depository institutions | $1,916,000 | 6,243 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $29,093,000 | 3,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $31,316,000 | 6,701 |
| Loan loss allowance | $825,000 | 4,397 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,417,000 | 5,004 |
| Other real estate owned | $195,000 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,231,000 | 5,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,168,000 | 6,109 |
| Total liabilities | $57,016,000 | 6,170 |
| Total deposits | $52,964,000 | 6,204 |
| Interest-bearing deposits | $45,568,000 | 6,171 |
| Deposits held in domestic offices | $52,964,000 | 6,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,855,000 | 1,630 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $197,000 | 7,570 |
| Total equity capital | $8,152,000 | 5,429 |
| Total bank equity capital | $8,152,000 | 5,429 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $4,152,000 | 5,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $566,000 | 5,166 |
| Earning assets | $60,409,000 | 6,065 |
| Long-term assets (5+ years) | $4,750,000 | 6,152 |
| Average Assets, year-to-date | $63,894,200 | 6,025 |
| Average Assets, quarterly | $63,278,500 | 6,171 |
| Volatile liabilities | $16,299,000 | 4,276 |
| Insider loans | $183,000 | 6,983 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,846,000 | 6,675 |
| Tier 1 (core) risk-based capital | $8,052,000 | 5,279 |
| Tier 2 risk-based capital | $371,000 | 6,541 |
| Total risk weighted assets | $29,538,000 | 7,093 |
| Total unused commitments | $2,846,000 | 6,677 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $66,711,000 | 5,961 |
| Cash and due from depository institutions | $2,022,000 | 6,455 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $20,527,000 | 4,453 |
| Federal funds sold & reverse repurchase agreements | $5,611,000 | 2,525 |
| Net loans & leases | $35,362,000 | 6,330 |
| Loan loss allowance | $892,000 | 3,925 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,499,000 | 4,839 |
| Other real estate owned | $165,000 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,525,000 | 5,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,711,000 | 5,961 |
| Total liabilities | $58,782,000 | 6,026 |
| Total deposits | $58,552,000 | 5,778 |
| Interest-bearing deposits | $50,133,000 | 5,780 |
| Deposits held in domestic offices | $58,552,000 | 5,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $230,000 | 7,596 |
| Total equity capital | $7,929,000 | 5,393 |
| Total bank equity capital | $7,929,000 | 5,393 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $3,929,000 | 5,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $546,000 | 5,623 |
| Earning assets | $61,500,000 | 5,938 |
| Long-term assets (5+ years) | $369,000 | 8,242 |
| Average Assets, year-to-date | $70,556,800 | 5,612 |
| Average Assets, quarterly | $66,973,000 | 5,918 |
| Volatile liabilities | $12,026,000 | 5,107 |
| Insider loans | $227,000 | 6,786 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,341,000 | 7,908 |
| Tier 1 (core) risk-based capital | $7,861,000 | 5,271 |
| Tier 2 risk-based capital | $395,000 | 6,290 |
| Total risk weighted assets | $31,094,000 | 6,945 |
| Total unused commitments | $1,341,000 | 7,916 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $74,981,000 | 5,432 |
| Cash and due from depository institutions | $784,000 | 6,531 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $27,390,000 | 3,681 |
| Federal funds sold & reverse repurchase agreements | $870,000 | 5,615 |
| Net loans & leases | $43,022,000 | 5,687 |
| Loan loss allowance | $1,426,000 | 2,563 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,393,000 | 5,060 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,522,000 | 4,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,981,000 | 5,432 |
| Total liabilities | $67,005,000 | 5,437 |
| Total deposits | $66,535,000 | 5,161 |
| Interest-bearing deposits | $58,203,000 | 5,111 |
| Deposits held in domestic offices | $66,535,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $470,000 | 5,992 |
| Total equity capital | $7,976,000 | 5,261 |
| Total bank equity capital | $7,976,000 | 5,261 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $3,976,000 | 4,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $435,000 | 5,595 |
| Earning assets | $71,282,000 | 5,299 |
| Long-term assets (5+ years) | $590,000 | 8,251 |
| Average Assets, year-to-date | $73,335,000 | 5,318 |
| Average Assets, quarterly | $74,654,000 | 5,392 |
| Volatile liabilities | $16,194,000 | 4,240 |
| Insider loans | $244,000 | 6,833 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,232,000 | 8,041 |
| Tier 1 (core) risk-based capital | $8,029,000 | 5,113 |
| Tier 2 risk-based capital | $472,500 | 5,608 |
| Total risk weighted assets | $36,846,700 | 6,345 |
| Total unused commitments | $1,232,000 | 8,044 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $70,389,000 | 5,667 |
| Cash and due from depository institutions | $1,446,000 | 6,066 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $30,164,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $36,847,000 | 6,122 |
| Loan loss allowance | $330,000 | 7,092 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $852,000 | 6,489 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,080,000 | 5,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,389,000 | 5,667 |
| Total liabilities | $62,334,000 | 5,711 |
| Total deposits | $61,986,000 | 5,453 |
| Interest-bearing deposits | $53,849,000 | 5,390 |
| Deposits held in domestic offices | $61,986,000 | 5,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $348,000 | 6,528 |
| Total equity capital | $8,055,000 | 5,088 |
| Total bank equity capital | $8,055,000 | 5,088 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $4,055,000 | 4,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $324,000 | 6,182 |
| Earning assets | $67,011,000 | 5,512 |
| Long-term assets (5+ years) | $1,625,000 | 7,902 |
| Average Assets, year-to-date | $72,315,400 | 5,428 |
| Average Assets, quarterly | $70,760,500 | 5,605 |
| Volatile liabilities | $12,791,000 | 4,720 |
| Insider loans | $99,000 | 8,014 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,239,000 | 8,286 |
| Tier 1 (core) risk-based capital | $8,479,000 | 4,882 |
| Tier 2 risk-based capital | $330,000 | 6,733 |
| Total risk weighted assets | $33,693,100 | 6,593 |
| Total unused commitments | $1,239,000 | 8,293 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $72,996,000 | 5,566 |
| Cash and due from depository institutions | $1,922,000 | 6,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $42,032,000 | 2,720 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,707 |
| Net loans & leases | $25,420,000 | 7,249 |
| Loan loss allowance | $237,000 | 8,109 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $647,000 | 7,169 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $875,000 | 6,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,996,000 | 5,566 |
| Total liabilities | $64,816,000 | 5,579 |
| Total deposits | $64,444,000 | 5,373 |
| Interest-bearing deposits | $55,763,000 | 5,316 |
| Deposits held in domestic offices | $64,444,000 | 5,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $372,000 | 6,753 |
| Total equity capital | $8,180,000 | 5,104 |
| Total bank equity capital | $8,180,000 | 5,104 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $500,000 | 8,483 |
| Undivided profits | $7,180,000 | 3,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $260,000 | 7,089 |
| Earning assets | $69,552,000 | 5,400 |
| Long-term assets (5+ years) | $2,649,000 | 7,338 |
| Average Assets, year-to-date | $73,339,600 | 5,306 |
| Average Assets, quarterly | $72,583,500 | 5,492 |
| Volatile liabilities | $12,486,000 | 4,331 |
| Insider loans | $119,000 | 7,884 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,018,000 | 8,620 |
| Tier 1 (core) risk-based capital | $8,199,000 | 4,913 |
| Tier 2 risk-based capital | $237,000 | 7,760 |
| Total risk weighted assets | $28,402,300 | 7,095 |
| Total unused commitments | $1,018,000 | 8,629 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $73,846,000 | 5,491 |
| Cash and due from depository institutions | $1,444,000 | 6,393 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $49,854,000 | 2,290 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,731 |
| Net loans & leases | $18,734,000 | 8,462 |
| Loan loss allowance | $236,000 | 8,336 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $612,000 | 7,387 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,002,000 | 6,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,846,000 | 5,491 |
| Total liabilities | $63,537,000 | 5,666 |
| Total deposits | $63,179,000 | 5,454 |
| Interest-bearing deposits | $55,223,000 | 5,388 |
| Deposits held in domestic offices | $63,179,000 | 5,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $358,000 | 7,155 |
| Total equity capital | $10,309,000 | 4,186 |
| Total bank equity capital | $10,309,000 | 4,186 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $500,000 | 8,800 |
| Undivided profits | $9,309,000 | 2,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $211,000 | 8,097 |
| Earning assets | $70,788,000 | 5,333 |
| Long-term assets (5+ years) | $7,672,000 | 4,999 |
| Average Assets, year-to-date | $75,524,600 | 5,221 |
| Average Assets, quarterly | $74,529,000 | 5,417 |
| Volatile liabilities | $13,042,000 | 4,166 |
| Insider loans | $131,000 | 8,083 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $488,000 | 9,601 |
| Tier 1 (core) risk-based capital | $10,303,000 | 4,047 |
| Tier 2 risk-based capital | $236,000 | 7,893 |
| Total risk weighted assets | $25,444,000 | 7,601 |
| Total unused commitments | $488,000 | 9,609 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $76,336,000 | 5,502 |
| Cash and due from depository institutions | $1,233,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $58,093,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,797 |
| Net loans & leases | $12,458,000 | 9,785 |
| Loan loss allowance | $237,000 | 8,651 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $401,000 | 8,608 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,101,000 | 5,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,336,000 | 5,502 |
| Total liabilities | $66,453,000 | 5,627 |
| Total deposits | $66,020,000 | 5,429 |
| Interest-bearing deposits | $58,713,000 | 5,300 |
| Deposits held in domestic offices | $66,020,000 | 5,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $433,000 | 6,511 |
| Total equity capital | $9,883,000 | 4,384 |
| Total bank equity capital | $9,883,000 | 4,384 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $8,883,000 | 2,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $166,000 | 9,044 |
| Earning assets | $73,601,000 | 5,302 |
| Long-term assets (5+ years) | $10,613,000 | 4,075 |
| Average Assets, year-to-date | $77,492,400 | 5,285 |
| Average Assets, quarterly | $76,600,000 | 5,450 |
| Volatile liabilities | $13,809,000 | 3,858 |
| Insider loans | $188,000 | 7,840 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $522,000 | 9,725 |
| Tier 1 (core) risk-based capital | $9,883,000 | 4,286 |
| Tier 2 risk-based capital | $237,000 | 8,094 |
| Total risk weighted assets | $23,198,900 | 8,079 |
| Total unused commitments | $522,000 | 9,733 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $78,092,000 | 5,465 |
| Cash and due from depository institutions | $1,617,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,664,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $10,400,000 | 10,501 |
| Loan loss allowance | $230,000 | 9,015 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $195,000 | 10,292 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,116,000 | 5,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,092,000 | 5,465 |
| Total liabilities | $68,722,000 | 5,559 |
| Total deposits | $68,361,000 | 5,381 |
| Interest-bearing deposits | $60,650,000 | 5,243 |
| Deposits held in domestic offices | $68,361,000 | 5,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $361,000 | 7,584 |
| Total equity capital | $9,370,000 | 4,591 |
| Total bank equity capital | $9,370,000 | 4,591 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $8,370,000 | 3,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $175,000 | 9,239 |
| Earning assets | $75,164,000 | 5,253 |
| Long-term assets (5+ years) | $13,763,000 | 3,275 |
| Average Assets, year-to-date | $75,495,400 | 5,400 |
| Average Assets, quarterly | $76,952,500 | 5,467 |
| Volatile liabilities | $13,622,000 | 3,611 |
| Insider loans | $104,000 | 9,103 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $111,000 | 11,002 |
| Tier 1 (core) risk-based capital | $9,370,000 | 4,449 |
| Tier 2 risk-based capital | $230,000 | 8,369 |
| Total risk weighted assets | $22,250,600 | 8,380 |
| Total unused commitments | $111,000 | 11,007 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $74,650,000 | 5,635 |
| Cash and due from depository institutions | $2,808,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $58,027,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $9,433,000 | 11,151 |
| Loan loss allowance | $223,000 | 9,483 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $210,000 | 10,600 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,172,000 | 6,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,650,000 | 5,635 |
| Total liabilities | $65,721,000 | 5,756 |
| Total deposits | $65,429,000 | 5,536 |
| Interest-bearing deposits | $58,315,000 | 5,363 |
| Deposits held in domestic offices | $65,429,000 | 5,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $292,000 | 7,440 |
| Total equity capital | $8,929,000 | 4,508 |
| Total bank equity capital | $8,929,000 | 4,508 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $7,929,000 | 2,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $172,000 | 9,154 |
| Earning assets | $70,460,000 | 5,506 |
| Long-term assets (5+ years) | $18,603,000 | 2,707 |
| Average Assets, year-to-date | $76,145,800 | 5,432 |
| Average Assets, quarterly | $74,593,500 | 5,609 |
| Volatile liabilities | $11,591,000 | 3,904 |
| Insider loans | $49,000 | 10,296 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $118,000 | 11,439 |
| Tier 1 (core) risk-based capital | $8,929,000 | 4,549 |
| Tier 2 risk-based capital | $223,000 | 8,712 |
| Total risk weighted assets | $20,882,700 | 8,796 |
| Total unused commitments | $118,000 | 11,442 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $76,751,000 | 5,634 |
| Cash and due from depository institutions | $3,096,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $58,395,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $9,896,000 | 11,391 |
| Loan loss allowance | $225,000 | 9,772 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $184,000 | 11,329 |
| Other real estate owned | $93,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,087,000 | 5,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,751,000 | 5,634 |
| Total liabilities | $68,406,000 | 5,707 |
| Total deposits | $68,058,000 | 5,535 |
| Interest-bearing deposits | $61,290,000 | 5,358 |
| Deposits held in domestic offices | $68,058,000 | 5,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $348,000 | 6,898 |
| Total equity capital | $8,345,000 | 4,825 |
| Total bank equity capital | $8,345,000 | 4,825 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $7,345,000 | 3,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 8,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $179,000 | 8,682 |
| Earning assets | $72,291,000 | 5,490 |
| Long-term assets (5+ years) | $16,005,000 | 3,151 |
| Average Assets, year-to-date | $73,729,200 | 5,669 |
| Average Assets, quarterly | $75,559,000 | 5,652 |
| Volatile liabilities | $12,279,000 | 3,523 |
| Insider loans | $62,000 | 10,410 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $175,000 | 11,549 |
| Tier 1 (core) risk-based capital | $8,345,000 | 4,721 |
| Tier 2 risk-based capital | $225,000 | 8,839 |
| Total risk weighted assets | $20,283,900 | 9,079 |
| Total unused commitments | $175,000 | 11,555 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $71,573,000 | 6,030 |
| Cash and due from depository institutions | $2,343,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $54,585,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $10,705,000 | 11,447 |
| Loan loss allowance | $182,000 | 10,886 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $207,000 | 11,513 |
| Other real estate owned | $143,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,190,000 | 5,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,573,000 | 6,030 |
| Total liabilities | $64,053,000 | 6,100 |
| Total deposits | $63,508,000 | 5,956 |
| Interest-bearing deposits | $57,587,000 | 5,775 |
| Deposits held in domestic offices | $63,508,000 | 5,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $545,000 | 5,439 |
| Total equity capital | $7,520,000 | 5,063 |
| Total bank equity capital | $7,520,000 | 5,063 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $6,520,000 | 3,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 9,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $227,000 | 8,042 |
| Earning assets | $67,690,000 | 5,841 |
| Long-term assets (5+ years) | $18,725,000 | 2,740 |
| Average Assets, year-to-date | $67,637,000 | 6,168 |
| Average Assets, quarterly | $70,546,000 | 6,050 |
| Volatile liabilities | $11,581,000 | 3,686 |
| Insider loans | $89,000 | 6,012 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $61,000 | 12,294 |
| Tier 1 (core) risk-based capital | $7,520,000 | 4,999 |
| Tier 2 risk-based capital | $182,000 | 9,874 |
| Total risk weighted assets | $19,612,200 | 9,402 |
| Total unused commitments | $61,000 | 12,298 |
| Derivatives | $0 | 651 |