The Farmers Bank, Frankfort, Indiana, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$13,943,000967
Total interest expense$5,492,000908
Net interest income$8,451,0001,021
Provision for loan and lease losses$274,000862
Total noninterest income$1,578,000998
Gross Fiduciary activities income$482,000463
Service charges on deposit accounts$282,000929
Trading account gains and feesNANA
Additional Noninterest Income$814,0001,096
Total noninterest expense$7,274,000950
Salaries and employee benefits$3,890,000984
Premises and equipment expense$666,000999
Additional noninterest expense$814,0001,096
Pre-tax net operating income$2,481,0001,244
Securities gains (losses)$0665
Applicable income taxes$307,0001,325
Income before extraordinary items$2,174,0001,202
Extraordinary gains, net$047
Net income$2,174,0001,219
Minority interest net income$065
Net income of bank and minority interests.$2,174,0001,202
Net charge-offs$290,000530
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,174,0001,212
2024-12-31 (YTD Data)Rank
Total interest income$53,116,0001,000
Total interest expense$23,186,000919
Net interest income$29,930,0001,067
Provision for loan and lease losses$2,830,000497
Total noninterest income$6,168,0001,033
Gross Fiduciary activities income$2,326,000421
Service charges on deposit accounts$1,120,000937
Trading account gains and feesNANA
Additional Noninterest Income$2,722,0001,295
Total noninterest expense$26,242,0001,001
Salaries and employee benefits$15,324,000974
Premises and equipment expense$2,236,0001,113
Additional noninterest expense$2,722,0001,295
Pre-tax net operating income$7,026,0001,483
Securities gains (losses)$0940
Applicable income taxes$461,0001,892
Income before extraordinary items$6,565,0001,413
Extraordinary gains, net$053
Net income$6,565,0001,426
Minority interest net income$090
Net income of bank and minority interests.$6,565,0001,413
Net charge-offs$1,405,000582
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$6,565,0001,417
2024-09-30 (YTD Data)Rank
Total interest income$3,089,0003,909
Total interest expense$04,421
Net interest income$2,233,0003,858
Provision for loan and lease losses$03,100
Total noninterest income$1,4024,474
Gross Fiduciary activities income$925,000519
Service charges on deposit accounts$04,347
Trading account gains and fees$0139
Additional Noninterest Income$04,404
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,460
Additional noninterest expense$8,1754,352
Pre-tax net operating income$798,0003,454
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$04,193
Extraordinary gains, net$6,237,00017
Net income$3,648,0001,726
Minority interest net income$082
Net income of bank and minority interests.$04,196
Net charge-offs$02,823
Cash dividends$839,0001,902
Sale, conversion, retirement of capital stock, net$12,836,00057
Net operating income$04,213
2024-06-30 (YTD Data)Rank
Total interest income$25,715,000995
Total interest expense$11,545,000914
Net interest income$14,170,0001,094
Provision for loan and lease losses$2,549,000327
Total noninterest income$2,582,0001,152
Gross Fiduciary activities income$1,346,000398
Service charges on deposit accounts$536,000945
Trading account gains and feesNANA
Additional Noninterest Income$700,0001,886
Total noninterest expense$13,049,0001,006
Salaries and employee benefits$7,709,000962
Premises and equipment expense$996,0001,239
Additional noninterest expense$700,0001,886
Pre-tax net operating income$1,154,0002,700
Securities gains (losses)$0628
Applicable income taxes$-295,0004,483
Income before extraordinary items$1,449,0002,317
Extraordinary gains, net$052
Net income$1,449,0002,346
Minority interest net income$084
Net income of bank and minority interests.$1,449,0002,320
Net charge-offs$1,786,000308
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,449,0002,315
2024-03-31 (YTD Data)Rank
Total interest income$12,668,0001,010
Total interest expense$5,692,000916
Net interest income$6,976,0001,111
Provision for loan and lease losses$-361,0004,451
Total noninterest income$1,915,000901
Gross Fiduciary activities income$925,000320
Service charges on deposit accounts$258,000971
Trading account gains and feesNANA
Additional Noninterest Income$732,0001,202
Total noninterest expense$6,649,000987
Salaries and employee benefits$3,978,000948
Premises and equipment expense$603,0001,070
Additional noninterest expense$732,0001,202
Pre-tax net operating income$2,603,0001,084
Securities gains (losses)$0689
Applicable income taxes$347,0001,159
Income before extraordinary items$2,256,0001,070
Extraordinary gains, net$051
Net income$2,256,0001,081
Minority interest net income$072
Net income of bank and minority interests.$2,256,0001,070
Net charge-offs$-8,0004,034
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,256,0001,065
2023-12-31 (YTD Data)Rank
Total interest income$43,916,0001,043
Total interest expense$16,699,000894
Net interest income$27,217,0001,127
Provision for loan and lease losses$10,0003,165
Total noninterest income$5,943,0001,055
Gross Fiduciary activities income$1,526,000442
Service charges on deposit accounts$1,151,000902
Trading account gains and feesNANA
Additional Noninterest Income$3,266,0001,190
Total noninterest expense$23,693,0001,060
Salaries and employee benefits$14,900,000963
Premises and equipment expense$1,901,0001,282
Additional noninterest expense$3,266,0001,190
Pre-tax net operating income$9,457,0001,212
Securities gains (losses)$0988
Applicable income taxes$1,172,0001,334
Income before extraordinary items$8,285,0001,179
Extraordinary gains, net$054
Net income$8,285,0001,195
Minority interest net income$088
Net income of bank and minority interests.$8,285,0001,182
Net charge-offs$-33,0004,108
Cash dividends$3,372,0001,091
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,285,0001,198
2023-09-30 (YTD Data)Rank
Total interest income$31,447,0001,062
Total interest expense$11,371,000908
Net interest income$20,076,0001,145
Provision for loan and lease losses$210,0001,621
Total noninterest income$4,399,0001,077
Gross Fiduciary activities income$1,109,000443
Service charges on deposit accounts$869,000897
Trading account gains and feesNANA
Additional Noninterest Income$2,421,0001,204
Total noninterest expense$17,113,0001,087
Salaries and employee benefits$10,901,000992
Premises and equipment expense$1,385,0001,313
Additional noninterest expense$2,421,0001,204
Pre-tax net operating income$7,152,0001,253
Securities gains (losses)$0849
Applicable income taxes$1,014,0001,280
Income before extraordinary items$6,138,0001,225
Extraordinary gains, net$052
Net income$6,138,0001,234
Minority interest net income$081
Net income of bank and minority interests.$6,138,0001,225
Net charge-offs$-30,0004,101
Cash dividends$2,572,000986
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,138,0001,248
2023-06-30 (YTD Data)Rank
Total interest income$20,065,0001,074
Total interest expense$6,697,000914
Net interest income$13,368,0001,156
Provision for loan and lease losses$-310,0004,522
Total noninterest income$2,937,0001,015
Gross Fiduciary activities income$738,000438
Service charges on deposit accounts$587,000872
Trading account gains and feesNANA
Additional Noninterest Income$1,612,0001,135
Total noninterest expense$11,216,0001,086
Salaries and employee benefits$7,025,0001,012
Premises and equipment expense$929,0001,291
Additional noninterest expense$1,612,0001,134
Pre-tax net operating income$5,399,0001,141
Securities gains (losses)$0938
Applicable income taxes$761,0001,199
Income before extraordinary items$4,638,0001,115
Extraordinary gains, net$051
Net income$4,638,0001,128
Minority interest net income$081
Net income of bank and minority interests.$4,638,0001,115
Net charge-offs$-41,0004,276
Cash dividends$1,268,0001,218
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,638,0001,125
2023-03-31 (YTD Data)Rank
Total interest income$9,826,0001,074
Total interest expense$2,959,000902
Net interest income$6,867,0001,141
Provision for loan and lease losses$-665,0004,638
Total noninterest income$1,433,0001,034
Gross Fiduciary activities income$361,000452
Service charges on deposit accounts$273,000939
Trading account gains and feesNANA
Additional Noninterest Income$799,0001,134
Total noninterest expense$5,425,0001,137
Salaries and employee benefits$3,411,0001,053
Premises and equipment expense$481,0001,286
Additional noninterest expense$799,0001,134
Pre-tax net operating income$3,540,000958
Securities gains (losses)$0950
Applicable income taxes$590,000939
Income before extraordinary items$2,950,000953
Extraordinary gains, net$04
Net income$2,950,000952
Minority interest net income$048
Net income of bank and minority interests.$2,950,000952
Net charge-offs$-38,0004,375
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,950,000970
2022-12-31 (YTD Data)Rank
Total interest income$30,536,0001,132
Total interest expense$3,604,0001,012
Net interest income$26,932,0001,130
Provision for loan and lease losses$50,0002,541
Total noninterest income$6,444,0001,018
Gross Fiduciary activities income$1,325,000472
Service charges on deposit accounts$1,193,000887
Trading account gains and feesNANA
Additional Noninterest Income$3,926,0001,063
Total noninterest expense$20,517,0001,166
Salaries and employee benefits$12,658,0001,097
Premises and equipment expense$1,890,0001,282
Additional noninterest expense$3,926,0001,063
Pre-tax net operating income$12,809,0001,068
Securities gains (losses)$0691
Applicable income taxes$2,166,0001,019
Income before extraordinary items$10,643,0001,059
Extraordinary gains, net$05
Net income$10,643,0001,058
Minority interest net income$063
Net income of bank and minority interests.$10,643,0001,059
Net charge-offs$-14,0003,721
Cash dividends$2,436,0001,319
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,643,0001,083
2022-09-30 (YTD Data)Rank
Total interest income$21,477,0001,150
Total interest expense$1,556,0001,279
Net interest income$19,921,0001,127
Provision for loan and lease losses$25,0002,497
Total noninterest income$4,952,0001,015
Gross Fiduciary activities income$986,000478
Service charges on deposit accounts$889,000906
Trading account gains and feesNANA
Additional Noninterest Income$3,077,0001,044
Total noninterest expense$15,318,0001,170
Salaries and employee benefits$9,473,0001,097
Premises and equipment expense$1,436,0001,269
Additional noninterest expense$3,077,0001,044
Pre-tax net operating income$9,530,0001,068
Securities gains (losses)$0740
Applicable income taxes$1,605,0001,020
Income before extraordinary items$7,925,0001,058
Extraordinary gains, net$04
Net income$7,925,0001,057
Minority interest net income$057
Net income of bank and minority interests.$7,925,0001,058
Net charge-offs$-65,0004,184
Cash dividends$1,818,0001,187
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,925,0001,078
2022-06-30 (YTD Data)Rank
Total interest income$13,650,0001,144
Total interest expense$618,0001,695
Net interest income$13,032,0001,115
Provision for loan and lease losses$02,599
Total noninterest income$2,868,0001,104
Gross Fiduciary activities income$668,000436
Service charges on deposit accounts$587,000898
Trading account gains and feesNANA
Additional Noninterest Income$1,613,0001,255
Total noninterest expense$10,072,0001,168
Salaries and employee benefits$6,167,0001,110
Premises and equipment expense$994,0001,202
Additional noninterest expense$2,911,0001,185
Pre-tax net operating income$5,828,0001,084
Securities gains (losses)$0687
Applicable income taxes$933,0001,060
Income before extraordinary items$4,895,0001,057
Extraordinary gains, net$04
Net income$4,895,0001,055
Minority interest net income$060
Net income of bank and minority interests.$4,895,0001,057
Net charge-offs$-13,0003,749
Cash dividends$1,203,0001,192
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,895,0001,083
2022-03-31 (YTD Data)Rank
Total interest income$6,622,0001,141
Total interest expense$278,0001,770
Net interest income$6,344,0001,110
Provision for loan and lease losses$02,285
Total noninterest income$1,405,0001,118
Gross Fiduciary activities income$345,000437
Service charges on deposit accounts$282,000927
Trading account gains and feesNANA
Additional Noninterest Income$778,0001,277
Total noninterest expense$5,023,0001,167
Salaries and employee benefits$3,097,0001,111
Premises and equipment expense$480,0001,264
Additional noninterest expense$1,446,0001,174
Pre-tax net operating income$2,726,0001,081
Securities gains (losses)$0623
Applicable income taxes$475,0001,002
Income before extraordinary items$2,251,0001,096
Extraordinary gains, net$04
Net income$2,251,0001,095
Minority interest net income$050
Net income of bank and minority interests.$2,251,0001,096
Net charge-offs$-11,0003,948
Cash dividends$624,0001,032
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,251,0001,109
2021-12-31 (YTD Data)Rank
Total interest income$26,666,0001,168
Total interest expense$1,366,0001,795
Net interest income$25,300,0001,122
Provision for loan and lease losses$600,000874
Total noninterest income$7,341,0001,029
Gross Fiduciary activities income$1,296,000438
Service charges on deposit accounts$1,044,000944
Trading account gains and feesNANA
Additional Noninterest Income$5,001,0001,073
Total noninterest expense$19,560,0001,182
Salaries and employee benefits$12,076,0001,118
Premises and equipment expense$1,769,0001,338
Additional noninterest expense$5,715,0001,180
Pre-tax net operating income$12,481,0001,098
Securities gains (losses)$02,062
Applicable income taxes$2,066,0001,075
Income before extraordinary items$10,415,0001,118
Extraordinary gains, net$010
Net income$10,415,0001,118
Minority interest net income$074
Net income of bank and minority interests.$10,415,0001,118
Net charge-offs$77,0001,452
Cash dividends$6,862,000620
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,415,0001,102
2021-09-30 (YTD Data)Rank
Total interest income$20,110,0001,184
Total interest expense$1,067,0001,812
Net interest income$19,043,0001,139
Provision for loan and lease losses$600,000696
Total noninterest income$5,763,0001,021
Gross Fiduciary activities income$939,000437
Service charges on deposit accounts$751,000972
Trading account gains and feesNANA
Additional Noninterest Income$4,073,0001,040
Total noninterest expense$14,761,0001,188
Salaries and employee benefits$9,136,0001,121
Premises and equipment expense$1,313,0001,371
Additional noninterest expense$4,312,0001,177
Pre-tax net operating income$9,445,0001,129
Securities gains (losses)$02,015
Applicable income taxes$1,534,0001,131
Income before extraordinary items$7,911,0001,144
Extraordinary gains, net$08
Net income$7,911,0001,145
Minority interest net income$069
Net income of bank and minority interests.$7,911,0001,145
Net charge-offs$89,0001,128
Cash dividends$6,238,000518
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,911,0001,126
2021-06-30 (YTD Data)Rank
Total interest income$13,153,0001,198
Total interest expense$748,0001,811
Net interest income$12,405,0001,157
Provision for loan and lease losses$500,000605
Total noninterest income$3,885,0001,019
Gross Fiduciary activities income$616,000434
Service charges on deposit accounts$473,000980
Trading account gains and feesNANA
Additional Noninterest Income$2,796,0001,026
Total noninterest expense$9,974,0001,159
Salaries and employee benefits$6,186,0001,096
Premises and equipment expense$888,0001,353
Additional noninterest expense$2,900,0001,153
Pre-tax net operating income$5,816,0001,172
Securities gains (losses)$01,818
Applicable income taxes$826,0001,292
Income before extraordinary items$4,990,0001,183
Extraordinary gains, net$06
Net income$4,990,0001,184
Minority interest net income$067
Net income of bank and minority interests.$4,990,0001,184
Net charge-offs$82,000984
Cash dividends$597,0001,809
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,990,0001,163
2021-03-31 (YTD Data)Rank
Total interest income$6,498,0001,219
Total interest expense$399,0001,800
Net interest income$6,099,0001,157
Provision for loan and lease losses$300,000548
Total noninterest income$1,624,0001,138
Gross Fiduciary activities income$320,000427
Service charges on deposit accounts$238,000953
Trading account gains and feesNANA
Additional Noninterest Income$1,066,0001,224
Total noninterest expense$4,542,0001,230
Salaries and employee benefits$2,728,0001,198
Premises and equipment expense$447,0001,359
Additional noninterest expense$1,367,0001,200
Pre-tax net operating income$2,881,0001,170
Securities gains (losses)$01,392
Applicable income taxes$528,0001,097
Income before extraordinary items$2,353,0001,243
Extraordinary gains, net$03
Net income$2,353,0001,243
Minority interest net income$055
Net income of bank and minority interests.$2,353,0001,243
Net charge-offs$-13,0004,173
Cash dividends$597,0001,082
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,353,0001,211
2020-12-31 (YTD Data)Rank
Total interest income$25,697,0001,203
Total interest expense$2,432,0001,734
Net interest income$23,265,0001,138
Provision for loan and lease losses$2,193,000985
Total noninterest income$6,547,0001,065
Gross Fiduciary activities income$1,201,000426
Service charges on deposit accounts$961,000985
Trading account gains and feesNANA
Additional Noninterest Income$4,385,0001,126
Total noninterest expense$17,530,0001,225
Salaries and employee benefits$10,770,0001,174
Premises and equipment expense$1,686,0001,390
Additional noninterest expense$5,074,0001,257
Pre-tax net operating income$10,089,0001,057
Securities gains (losses)$02,675
Applicable income taxes$1,748,0001,012
Income before extraordinary items$8,341,0001,111
Extraordinary gains, net$04
Net income$8,341,0001,110
Minority interest net income$072
Net income of bank and minority interests.$8,341,0001,111
Net charge-offs$-61,0004,644
Cash dividends$2,694,0001,234
Sale, conversion, retirement of capital stock, net$95,000449
Net operating income$8,341,0001,079
2020-09-30 (YTD Data)Rank
Total interest income$19,000,0001,221
Total interest expense$1,966,0001,724
Net interest income$17,034,0001,149
Provision for loan and lease losses$1,893,000916
Total noninterest income$4,903,0001,034
Gross Fiduciary activities income$905,000425
Service charges on deposit accounts$698,0001,003
Trading account gains and feesNANA
Additional Noninterest Income$3,300,0001,081
Total noninterest expense$13,207,0001,206
Salaries and employee benefits$8,151,0001,155
Premises and equipment expense$1,284,0001,364
Additional noninterest expense$3,772,0001,245
Pre-tax net operating income$6,837,0001,103
Securities gains (losses)$02,494
Applicable income taxes$1,121,0001,100
Income before extraordinary items$5,716,0001,143
Extraordinary gains, net$04
Net income$5,716,0001,143
Minority interest net income$065
Net income of bank and minority interests.$5,716,0001,143
Net charge-offs$-24,0004,467
Cash dividends$1,597,0001,291
Sale, conversion, retirement of capital stock, net$95,000394
Net operating income$5,716,0001,112
2020-06-30 (YTD Data)Rank
Total interest income$12,589,0001,240
Total interest expense$1,462,0001,673
Net interest income$11,127,0001,161
Provision for loan and lease losses$1,522,000850
Total noninterest income$3,160,0001,000
Gross Fiduciary activities income$572,000436
Service charges on deposit accounts$459,0001,031
Trading account gains and feesNANA
Additional Noninterest Income$2,129,0001,035
Total noninterest expense$8,975,0001,179
Salaries and employee benefits$5,475,0001,133
Premises and equipment expense$890,0001,308
Additional noninterest expense$2,610,0001,195
Pre-tax net operating income$3,790,0001,212
Securities gains (losses)$02,249
Applicable income taxes$500,0001,350
Income before extraordinary items$3,290,0001,215
Extraordinary gains, net$04
Net income$3,290,0001,215
Minority interest net income$065
Net income of bank and minority interests.$3,290,0001,215
Net charge-offs$-25,0004,576
Cash dividends$1,001,0001,311
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,290,0001,188
2020-03-31 (YTD Data)Rank
Total interest income$6,346,0001,236
Total interest expense$854,0001,615
Net interest income$5,492,0001,151
Provision for loan and lease losses$1,061,000587
Total noninterest income$1,378,0001,041
Gross Fiduciary activities income$295,000430
Service charges on deposit accounts$280,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$803,0001,131
Total noninterest expense$4,384,0001,219
Salaries and employee benefits$2,587,0001,202
Premises and equipment expense$453,0001,295
Additional noninterest expense$1,344,0001,188
Pre-tax net operating income$1,425,0001,373
Securities gains (losses)$01,705
Applicable income taxes$125,0001,767
Income before extraordinary items$1,300,0001,333
Extraordinary gains, net$04
Net income$1,300,0001,332
Minority interest net income$056
Net income of bank and minority interests.$1,300,0001,333
Net charge-offs$-33,0004,779
Cash dividends$1,001,000800
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,300,0001,313
2019-12-31 (YTD Data)Rank
Total interest income$25,663,0001,231
Total interest expense$3,344,0001,682
Net interest income$22,319,0001,134
Provision for loan and lease losses$539,0001,425
Total noninterest income$5,392,0001,076
Gross Fiduciary activities income$1,136,000436
Service charges on deposit accounts$1,138,0001,028
Trading account gains and feesNANA
Additional Noninterest Income$3,118,0001,169
Total noninterest expense$17,268,0001,212
Salaries and employee benefits$10,475,0001,159
Premises and equipment expense$1,669,0001,373
Additional noninterest expense$5,124,0001,215
Pre-tax net operating income$9,904,0001,066
Securities gains (losses)$02,379
Applicable income taxes$1,752,000985
Income before extraordinary items$8,152,0001,100
Extraordinary gains, net$011
Net income$8,152,0001,102
Minority interest net income$076
Net income of bank and minority interests.$8,152,0001,102
Net charge-offs$161,0001,862
Cash dividends$1,840,0001,666
Sale, conversion, retirement of capital stock, net$-967,0005,149
Net operating income$8,152,0001,078
2019-09-30 (YTD Data)Rank
Total interest income$19,267,0001,238
Total interest expense$2,465,0001,711
Net interest income$16,802,0001,144
Provision for loan and lease losses$538,0001,107
Total noninterest income$3,832,0001,107
Gross Fiduciary activities income$719,000464
Service charges on deposit accounts$840,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$2,273,0001,181
Total noninterest expense$12,915,0001,219
Salaries and employee benefits$7,784,0001,173
Premises and equipment expense$1,224,0001,411
Additional noninterest expense$3,907,0001,194
Pre-tax net operating income$7,181,0001,113
Securities gains (losses)$02,167
Applicable income taxes$1,262,0001,055
Income before extraordinary items$5,919,0001,150
Extraordinary gains, net$011
Net income$5,919,0001,151
Minority interest net income$072
Net income of bank and minority interests.$5,919,0001,151
Net charge-offs$134,0001,574
Cash dividends$1,115,0001,699
Sale, conversion, retirement of capital stock, net$-967,0005,227
Net operating income$5,919,0001,128
2019-06-30 (YTD Data)Rank
Total interest income$12,662,0001,253
Total interest expense$1,588,0001,722
Net interest income$11,074,0001,157
Provision for loan and lease losses$338,0001,129
Total noninterest income$2,369,0001,135
Gross Fiduciary activities income$470,000467
Service charges on deposit accounts$528,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$1,371,0001,232
Total noninterest expense$8,505,0001,236
Salaries and employee benefits$5,033,0001,201
Premises and equipment expense$819,0001,402
Additional noninterest expense$2,653,0001,192
Pre-tax net operating income$4,600,0001,115
Securities gains (losses)$01,702
Applicable income taxes$795,0001,059
Income before extraordinary items$3,805,0001,152
Extraordinary gains, net$011
Net income$3,805,0001,152
Minority interest net income$069
Net income of bank and minority interests.$3,805,0001,152
Net charge-offs$165,0001,114
Cash dividends$536,0002,037
Sale, conversion, retirement of capital stock, net$-907,0005,283
Net operating income$3,805,0001,131
2019-03-31 (YTD Data)Rank
Total interest income$6,200,0001,269
Total interest expense$732,0001,786
Net interest income$5,468,0001,173
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,118,0001,150
Gross Fiduciary activities income$228,000476
Service charges on deposit accounts$251,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$639,0001,245
Total noninterest expense$3,884,0001,332
Salaries and employee benefits$2,264,0001,314
Premises and equipment expense$415,0001,408
Additional noninterest expense$1,205,0001,292
Pre-tax net operating income$2,552,0001,008
Securities gains (losses)$01,087
Applicable income taxes$475,000933
Income before extraordinary items$2,077,0001,049
Extraordinary gains, net$05
Net income$2,077,0001,048
Minority interest net income$052
Net income of bank and minority interests.$2,077,0001,048
Net charge-offs$267,000509
Cash dividends$536,0001,280
Sale, conversion, retirement of capital stock, net$-907,0005,344
Net operating income$2,077,0001,026
2018-12-31 (YTD Data)Rank
Total interest income$22,877,0001,284
Total interest expense$2,132,0001,856
Net interest income$20,745,0001,203
Provision for loan and lease losses$450,0001,544
Total noninterest income$4,839,0001,116
Gross Fiduciary activities income$1,028,000456
Service charges on deposit accounts$1,093,0001,095
Trading account gains and feesNANA
Additional Noninterest Income$2,718,0001,225
Total noninterest expense$15,501,0001,314
Salaries and employee benefits$8,859,0001,308
Premises and equipment expense$1,614,0001,396
Additional noninterest expense$5,028,0001,230
Pre-tax net operating income$9,633,0001,067
Securities gains (losses)$01,125
Applicable income taxes$1,709,000968
Income before extraordinary items$7,924,0001,096
Extraordinary gains, net$06
Net income$7,924,0001,095
Minority interest net income$072
Net income of bank and minority interests.$7,924,0001,095
Net charge-offs$1,573,000419
Cash dividends$1,643,0001,639
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,924,0001,092
2018-09-30 (YTD Data)Rank
Total interest income$16,867,0001,299
Total interest expense$1,474,0001,890
Net interest income$15,393,0001,213
Provision for loan and lease losses$300,0001,565
Total noninterest income$3,550,0001,133
Gross Fiduciary activities income$791,000445
Service charges on deposit accounts$826,0001,083
Trading account gains and feesNANA
Additional Noninterest Income$1,933,0001,285
Total noninterest expense$11,515,0001,323
Salaries and employee benefits$6,558,0001,320
Premises and equipment expense$1,201,0001,417
Additional noninterest expense$3,756,0001,240
Pre-tax net operating income$7,128,0001,088
Securities gains (losses)$01,118
Applicable income taxes$1,283,000993
Income before extraordinary items$5,845,0001,120
Extraordinary gains, net$05
Net income$5,845,0001,119
Minority interest net income$066
Net income of bank and minority interests.$5,845,0001,119
Net charge-offs$1,567,000324
Cash dividends$1,043,0001,630
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,845,0001,111
2018-06-30 (YTD Data)Rank
Total interest income$11,022,0001,305
Total interest expense$890,0001,942
Net interest income$10,132,0001,225
Provision for loan and lease losses$150,0001,766
Total noninterest income$2,271,0001,167
Gross Fiduciary activities income$468,000468
Service charges on deposit accounts$563,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$1,240,0001,321
Total noninterest expense$7,703,0001,316
Salaries and employee benefits$4,326,0001,339
Premises and equipment expense$808,0001,422
Additional noninterest expense$2,569,0001,212
Pre-tax net operating income$4,550,0001,103
Securities gains (losses)$0961
Applicable income taxes$795,0001,024
Income before extraordinary items$3,755,0001,127
Extraordinary gains, net$06
Net income$3,755,0001,126
Minority interest net income$065
Net income of bank and minority interests.$3,755,0001,126
Net charge-offs$1,596,000251
Cash dividends$521,0001,940
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,755,0001,121
2018-03-31 (YTD Data)Rank
Total interest income$5,324,0001,326
Total interest expense$417,0001,963
Net interest income$4,907,0001,254
Provision for loan and lease losses$03,508
Total noninterest income$1,042,0001,235
Gross Fiduciary activities income$224,000487
Service charges on deposit accounts$280,0001,067
Trading account gains and feesNANA
Additional Noninterest Income$538,0001,424
Total noninterest expense$3,754,0001,357
Salaries and employee benefits$2,116,0001,370
Premises and equipment expense$394,0001,473
Additional noninterest expense$1,244,0001,244
Pre-tax net operating income$2,195,0001,116
Securities gains (losses)$0735
Applicable income taxes$417,000979
Income before extraordinary items$1,778,0001,148
Extraordinary gains, net$07
Net income$1,778,0001,147
Minority interest net income$052
Net income of bank and minority interests.$1,778,0001,148
Net charge-offs$83,000947
Cash dividends$521,0001,147
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,778,0001,142
2017-12-31 (YTD Data)Rank
Total interest income$20,422,0001,323
Total interest expense$1,322,0002,110
Net interest income$19,100,0001,268
Provision for loan and lease losses$150,0002,647
Total noninterest income$4,635,0001,176
Gross Fiduciary activities income$707,000520
Service charges on deposit accounts$1,199,0001,012
Trading account gains and feesNANA
Additional Noninterest Income$2,729,0001,246
Total noninterest expense$14,865,0001,334
Salaries and employee benefits$8,540,0001,320
Premises and equipment expense$1,520,0001,507
Additional noninterest expense$4,805,0001,286
Pre-tax net operating income$8,720,0001,105
Securities gains (losses)$02,243
Applicable income taxes$3,018,000959
Income before extraordinary items$5,702,0001,220
Extraordinary gains, net$09
Net income$5,702,0001,220
Minority interest net income$076
Net income of bank and minority interests.$5,702,0001,220
Net charge-offs$-372,0005,535
Cash dividends$1,022,0002,157
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,702,0001,200
2017-09-30 (YTD Data)Rank
Total interest income$15,122,0001,341
Total interest expense$917,0002,206
Net interest income$14,205,0001,278
Provision for loan and lease losses$50,0003,230
Total noninterest income$3,276,0001,239
Gross Fiduciary activities income$488,000540
Service charges on deposit accounts$900,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$1,888,0001,335
Total noninterest expense$11,093,0001,335
Salaries and employee benefits$6,308,0001,344
Premises and equipment expense$1,138,0001,518
Additional noninterest expense$3,647,0001,269
Pre-tax net operating income$6,338,0001,159
Securities gains (losses)$02,274
Applicable income taxes$1,853,000964
Income before extraordinary items$4,485,0001,257
Extraordinary gains, net$09
Net income$4,485,0001,257
Minority interest net income$071
Net income of bank and minority interests.$4,485,0001,257
Net charge-offs$-414,0005,624
Cash dividends$500,0002,387
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,485,0001,238
2017-06-30 (YTD Data)Rank
Total interest income$9,828,0001,362
Total interest expense$523,0002,407
Net interest income$9,305,0001,295
Provision for loan and lease losses$03,871
Total noninterest income$2,190,0001,241
Gross Fiduciary activities income$327,000547
Service charges on deposit accounts$590,0001,015
Trading account gains and feesNANA
Additional Noninterest Income$1,273,0001,325
Total noninterest expense$7,343,0001,352
Salaries and employee benefits$4,110,0001,380
Premises and equipment expense$781,0001,472
Additional noninterest expense$2,452,0001,255
Pre-tax net operating income$4,152,0001,158
Securities gains (losses)$01,906
Applicable income taxes$1,210,000968
Income before extraordinary items$2,942,0001,262
Extraordinary gains, net$011
Net income$2,942,0001,262
Minority interest net income$071
Net income of bank and minority interests.$2,942,0001,262
Net charge-offs$-409,0005,705
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,942,0001,241
2017-03-31 (YTD Data)Rank
Total interest income$4,784,0001,387
Total interest expense$244,0002,499
Net interest income$4,540,0001,305
Provision for loan and lease losses$03,537
Total noninterest income$1,055,0001,268
Gross Fiduciary activities income$167,000547
Service charges on deposit accounts$282,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$606,0001,355
Total noninterest expense$3,603,0001,391
Salaries and employee benefits$2,054,0001,390
Premises and equipment expense$378,0001,542
Additional noninterest expense$1,171,0001,312
Pre-tax net operating income$1,992,0001,179
Securities gains (losses)$01,153
Applicable income taxes$575,000980
Income before extraordinary items$1,417,0001,285
Extraordinary gains, net$08
Net income$1,417,0001,285
Minority interest net income$055
Net income of bank and minority interests.$1,417,0001,285
Net charge-offs$-18,0005,222
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,417,0001,265
2016-12-31 (YTD Data)Rank
Total interest income$19,114,0001,341
Total interest expense$1,025,0002,383
Net interest income$18,089,0001,280
Provision for loan and lease losses$44,0003,733
Total noninterest income$4,382,0001,257
Gross Fiduciary activities income$652,000539
Service charges on deposit accounts$1,242,000987
Trading account gains and fees$0170
Additional Noninterest Income$2,488,0001,381
Total noninterest expense$15,229,0001,309
Salaries and employee benefits$8,146,0001,352
Premises and equipment expense$1,581,0001,444
Additional noninterest expense$5,502,0001,169
Pre-tax net operating income$7,198,0001,212
Securities gains (losses)$03,212
Applicable income taxes$1,979,0001,057
Income before extraordinary items$5,219,0001,331
Extraordinary gains, net$05
Net income$5,219,0001,330
Minority interest net income$082
Net income of bank and minority interests.$5,219,0001,330
Net charge-offs$-125,0005,569
Cash dividends$1,974,0001,444
Sale, conversion, retirement of capital stock, net$125,000469
Net operating income$5,219,0001,298
2016-09-30 (YTD Data)Rank
Total interest income$14,302,0001,347
Total interest expense$780,0002,358
Net interest income$13,522,0001,293
Provision for loan and lease losses$645,000966
Total noninterest income$3,286,0001,253
Gross Fiduciary activities income$503,000534
Service charges on deposit accounts$928,000990
Trading account gains and fees$0169
Additional Noninterest Income$1,855,0001,382
Total noninterest expense$11,549,0001,297
Salaries and employee benefits$5,762,0001,411
Premises and equipment expense$1,189,0001,440
Additional noninterest expense$4,598,0001,074
Pre-tax net operating income$4,614,0001,394
Securities gains (losses)$03,160
Applicable income taxes$1,177,0001,271
Income before extraordinary items$3,437,0001,505
Extraordinary gains, net$05
Net income$3,437,0001,504
Minority interest net income$071
Net income of bank and minority interests.$3,437,0001,505
Net charge-offs$-88,0005,541
Cash dividends$1,470,0001,305
Sale, conversion, retirement of capital stock, net$125,000395
Net operating income$3,437,0001,464
2016-06-30 (YTD Data)Rank
Total interest income$9,501,0001,360
Total interest expense$517,0002,379
Net interest income$8,984,0001,300
Provision for loan and lease losses$600,000726
Total noninterest income$2,045,0001,293
Gross Fiduciary activities income$349,000526
Service charges on deposit accounts$601,0001,006
Trading account gains and fees$0157
Additional Noninterest Income$1,095,0001,460
Total noninterest expense$7,625,0001,317
Salaries and employee benefits$3,961,0001,388
Premises and equipment expense$788,0001,446
Additional noninterest expense$2,876,0001,137
Pre-tax net operating income$2,804,0001,484
Securities gains (losses)$02,835
Applicable income taxes$684,0001,380
Income before extraordinary items$2,120,0001,574
Extraordinary gains, net$016
Net income$2,120,0001,574
Minority interest net income$071
Net income of bank and minority interests.$2,120,0001,574
Net charge-offs$27,0002,572
Cash dividends$980,0001,349
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,120,0001,536
2016-03-31 (YTD Data)Rank
Total interest income$4,735,0001,359
Total interest expense$260,0002,383
Net interest income$4,475,0001,297
Provision for loan and lease losses$225,000871
Total noninterest income$1,025,0001,282
Gross Fiduciary activities income$235,000470
Service charges on deposit accounts$278,0001,075
Trading account gains and fees$0142
Additional Noninterest Income$512,0001,482
Total noninterest expense$3,593,0001,373
Salaries and employee benefits$1,737,0001,571
Premises and equipment expense$398,0001,453
Additional noninterest expense$1,458,0001,116
Pre-tax net operating income$1,682,0001,280
Securities gains (losses)$02,077
Applicable income taxes$458,0001,127
Income before extraordinary items$1,224,0001,388
Extraordinary gains, net$012
Net income$1,224,0001,389
Minority interest net income$062
Net income of bank and minority interests.$1,224,0001,390
Net charge-offs$-13,0005,298
Cash dividends$490,0001,236
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,224,0001,348
2015-12-31 (YTD Data)Rank
Total interest income$18,230,0001,372
Total interest expense$924,0002,555
Net interest income$17,306,0001,304
Provision for loan and lease losses$25,0003,944
Total noninterest income$5,937,0001,007
Gross Fiduciary activities income$500,000591
Service charges on deposit accounts$1,248,000998
Trading account gains and fees$0159
Additional Noninterest Income$4,189,000917
Total noninterest expense$15,454,0001,277
Salaries and employee benefits$8,740,0001,256
Premises and equipment expense$1,595,0001,452
Additional noninterest expense$5,119,0001,242
Pre-tax net operating income$7,764,0001,100
Securities gains (losses)$03,216
Applicable income taxes$1,879,0001,049
Income before extraordinary items$5,885,0001,195
Extraordinary gains, net$023
Net income$5,885,0001,196
Minority interest net income$081
Net income of bank and minority interests.$5,885,0001,195
Net charge-offs$-327,0005,945
Cash dividends$3,939,000795
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,885,0001,172
2015-09-30 (YTD Data)Rank
Total interest income$13,608,0001,386
Total interest expense$689,0002,599
Net interest income$12,919,0001,319
Provision for loan and lease losses$25,0003,699
Total noninterest income$3,323,0001,224
Gross Fiduciary activities income$376,000600
Service charges on deposit accounts$938,0001,001
Trading account gains and fees$0153
Additional Noninterest Income$2,009,0001,273
Total noninterest expense$11,212,0001,322
Salaries and employee benefits$6,141,0001,333
Premises and equipment expense$1,189,0001,465
Additional noninterest expense$3,882,0001,241
Pre-tax net operating income$5,005,0001,280
Securities gains (losses)$03,031
Applicable income taxes$1,523,0001,021
Income before extraordinary items$3,482,0001,453
Extraordinary gains, net$021
Net income$3,482,0001,454
Minority interest net income$078
Net income of bank and minority interests.$3,482,0001,454
Net charge-offs$-334,0006,046
Cash dividends$3,449,000644
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,482,0001,423
2015-06-30 (YTD Data)Rank
Total interest income$8,931,0001,416
Total interest expense$450,0002,649
Net interest income$8,481,0001,335
Provision for loan and lease losses$25,0003,365
Total noninterest income$2,219,0001,242
Gross Fiduciary activities income$252,000604
Service charges on deposit accounts$612,0001,001
Trading account gains and fees$0157
Additional Noninterest Income$1,355,0001,268
Total noninterest expense$7,301,0001,355
Salaries and employee benefits$4,035,0001,358
Premises and equipment expense$768,0001,522
Additional noninterest expense$2,498,0001,269
Pre-tax net operating income$3,374,0001,250
Securities gains (losses)$02,636
Applicable income taxes$1,039,000996
Income before extraordinary items$2,335,0001,429
Extraordinary gains, net$022
Net income$2,335,0001,429
Minority interest net income$075
Net income of bank and minority interests.$2,335,0001,430
Net charge-offs$-338,0006,156
Cash dividends$2,959,000519
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,335,0001,386
2015-03-31 (YTD Data)Rank
Total interest income$4,404,0001,426
Total interest expense$224,0002,681
Net interest income$4,180,0001,350
Provision for loan and lease losses$03,703
Total noninterest income$1,019,0001,272
Gross Fiduciary activities income$120,000616
Service charges on deposit accounts$286,0001,050
Trading account gains and fees$0152
Additional Noninterest Income$613,0001,306
Total noninterest expense$3,438,0001,428
Salaries and employee benefits$1,890,0001,427
Premises and equipment expense$390,0001,520
Additional noninterest expense$1,158,0001,333
Pre-tax net operating income$1,761,0001,166
Securities gains (losses)$02,027
Applicable income taxes$555,000950
Income before extraordinary items$1,206,0001,369
Extraordinary gains, net$013
Net income$1,206,0001,370
Minority interest net income$064
Net income of bank and minority interests.$1,206,0001,371
Net charge-offs$102,0001,105
Cash dividends$480,0001,162
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,206,0001,324
2014-12-31 (YTD Data)Rank
Total interest income$17,367,0001,450
Total interest expense$1,092,0002,441
Net interest income$16,275,0001,372
Provision for loan and lease losses$04,603
Total noninterest income$4,028,0001,281
Gross Fiduciary activities income$545,000593
Service charges on deposit accounts$1,265,0001,044
Trading account gains and fees$0180
Additional Noninterest Income$2,218,0001,354
Total noninterest expense$12,957,0001,472
Salaries and employee benefits$7,506,0001,400
Premises and equipment expense$1,606,0001,474
Additional noninterest expense$3,845,0001,617
Pre-tax net operating income$7,346,0001,104
Securities gains (losses)$03,259
Applicable income taxes$2,154,000932
Income before extraordinary items$5,192,0001,258
Extraordinary gains, net$017
Net income$5,192,0001,256
Minority interest net income$084
Net income of bank and minority interests.$5,192,0001,257
Net charge-offs$921,000966
Cash dividends$1,898,0001,345
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,192,0001,230
2014-09-30 (YTD Data)Rank
Total interest income$12,938,0001,465
Total interest expense$865,0002,377
Net interest income$12,073,0001,387
Provision for loan and lease losses$04,401
Total noninterest income$2,996,0001,299
Gross Fiduciary activities income$425,000583
Service charges on deposit accounts$933,0001,070
Trading account gains and fees$0174
Additional Noninterest Income$1,638,0001,375
Total noninterest expense$9,676,0001,487
Salaries and employee benefits$5,565,0001,432
Premises and equipment expense$1,229,0001,457
Additional noninterest expense$2,882,0001,625
Pre-tax net operating income$5,393,0001,137
Securities gains (losses)$02,980
Applicable income taxes$1,540,000974
Income before extraordinary items$3,853,0001,257
Extraordinary gains, net$015
Net income$3,853,0001,255
Minority interest net income$081
Net income of bank and minority interests.$3,853,0001,256
Net charge-offs$791,000813
Cash dividends$1,418,0001,207
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,853,0001,241
2014-06-30 (YTD Data)Rank
Total interest income$8,515,0001,471
Total interest expense$602,0002,321
Net interest income$7,913,0001,403
Provision for loan and lease losses$04,196
Total noninterest income$1,982,0001,293
Gross Fiduciary activities income$306,000570
Service charges on deposit accounts$598,0001,096
Trading account gains and fees$0172
Additional Noninterest Income$1,078,0001,384
Total noninterest expense$6,380,0001,502
Salaries and employee benefits$3,611,0001,454
Premises and equipment expense$840,0001,423
Additional noninterest expense$1,929,0001,619
Pre-tax net operating income$3,515,0001,128
Securities gains (losses)$02,580
Applicable income taxes$958,0001,000
Income before extraordinary items$2,557,0001,235
Extraordinary gains, net$020
Net income$2,557,0001,234
Minority interest net income$080
Net income of bank and minority interests.$2,557,0001,236
Net charge-offs$79,0002,407
Cash dividends$938,0001,225
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,557,0001,207
2014-03-31 (YTD Data)Rank
Total interest income$4,312,0001,463
Total interest expense$306,0002,315
Net interest income$4,006,0001,381
Provision for loan and lease losses$03,817
Total noninterest income$902,0001,339
Gross Fiduciary activities income$136,000600
Service charges on deposit accounts$283,0001,138
Trading account gains and fees$0147
Additional Noninterest Income$483,0001,452
Total noninterest expense$3,188,0001,507
Salaries and employee benefits$1,790,0001,472
Premises and equipment expense$437,0001,399
Additional noninterest expense$961,0001,603
Pre-tax net operating income$1,720,0001,112
Securities gains (losses)$01,715
Applicable income taxes$463,000985
Income before extraordinary items$1,257,0001,208
Extraordinary gains, net$016
Net income$1,257,0001,209
Minority interest net income$066
Net income of bank and minority interests.$1,257,0001,209
Net charge-offs$129,0001,207
Cash dividends$469,0001,081
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,257,0001,188
2013-12-31 (YTD Data)Rank
Total interest income$17,362,0001,461
Total interest expense$1,412,0002,274
Net interest income$15,950,0001,358
Provision for loan and lease losses$800,0001,326
Total noninterest income$5,135,0001,110
Gross Fiduciary activities income$440,000629
Service charges on deposit accounts$1,316,0001,054
Trading account gains and fees$0184
Additional Noninterest Income$3,379,0001,067
Total noninterest expense$13,869,0001,419
Salaries and employee benefits$7,463,0001,407
Premises and equipment expense$1,629,0001,457
Additional noninterest expense$4,777,0001,397
Pre-tax net operating income$6,416,0001,152
Securities gains (losses)$14,0002,505
Applicable income taxes$1,677,0001,033
Income before extraordinary items$4,753,0001,281
Extraordinary gains, net$029
Net income$4,753,0001,282
Minority interest net income$090
Net income of bank and minority interests.$4,753,0001,284
Net charge-offs$544,0001,928
Cash dividends$8,087,000380
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,742,6401,263
2013-09-30 (YTD Data)Rank
Total interest income$13,033,0001,455
Total interest expense$1,097,0002,269
Net interest income$11,936,0001,361
Provision for loan and lease losses$550,0001,414
Total noninterest income$4,079,0001,093
Gross Fiduciary activities income$324,000632
Service charges on deposit accounts$972,0001,066
Trading account gains and fees$0180
Additional Noninterest Income$2,783,0001,022
Total noninterest expense$10,586,0001,397
Salaries and employee benefits$5,631,0001,404
Premises and equipment expense$1,229,0001,461
Additional noninterest expense$3,726,0001,340
Pre-tax net operating income$4,879,0001,167
Securities gains (losses)$14,0002,364
Applicable income taxes$1,279,0001,057
Income before extraordinary items$3,614,0001,273
Extraordinary gains, net$025
Net income$3,614,0001,274
Minority interest net income$084
Net income of bank and minority interests.$3,614,0001,275
Net charge-offs$346,0001,980
Cash dividends$7,617,000313
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,603,6401,245
2013-06-30 (YTD Data)Rank
Total interest income$8,613,0001,463
Total interest expense$754,0002,257
Net interest income$7,859,0001,370
Provision for loan and lease losses$400,0001,362
Total noninterest income$2,931,0001,031
Gross Fiduciary activities income$208,000648
Service charges on deposit accounts$634,0001,061
Trading account gains and fees$0157
Additional Noninterest Income$2,089,000960
Total noninterest expense$7,367,0001,352
Salaries and employee benefits$3,827,0001,376
Premises and equipment expense$817,0001,475
Additional noninterest expense$2,723,0001,220
Pre-tax net operating income$3,023,0001,228
Securities gains (losses)$02,791
Applicable income taxes$769,0001,126
Income before extraordinary items$2,254,0001,344
Extraordinary gains, net$022
Net income$2,254,0001,345
Minority interest net income$082
Net income of bank and minority interests.$2,254,0001,346
Net charge-offs$231,0001,953
Cash dividends$1,078,0001,022
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,254,0001,289
2013-03-31 (YTD Data)Rank
Total interest income$4,275,0001,493
Total interest expense$383,0002,291
Net interest income$3,892,0001,380
Provision for loan and lease losses$200,0001,346
Total noninterest income$1,735,000915
Gross Fiduciary activities income$124,000621
Service charges on deposit accounts$314,0001,067
Trading account gains and fees$0148
Additional Noninterest Income$1,297,000820
Total noninterest expense$3,736,0001,346
Salaries and employee benefits$1,862,0001,427
Premises and equipment expense$408,0001,491
Additional noninterest expense$1,466,0001,130
Pre-tax net operating income$1,691,0001,085
Securities gains (losses)$01,966
Applicable income taxes$446,0001,008
Income before extraordinary items$1,245,0001,200
Extraordinary gains, net$010
Net income$1,245,0001,202
Minority interest net income$076
Net income of bank and minority interests.$1,245,0001,202
Net charge-offs$108,0001,829
Cash dividends$539,000892
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,245,0001,147
2012-12-31 (YTD Data)Rank
Total interest income$18,405,0001,443
Total interest expense$2,064,0002,087
Net interest income$16,341,0001,339
Provision for loan and lease losses$850,0001,977
Total noninterest income$5,662,0001,050
Gross Fiduciary activities income$494,000601
Service charges on deposit accounts$1,272,0001,122
Trading account gains and fees$0166
Additional Noninterest Income$3,896,000982
Total noninterest expense$16,797,0001,207
Salaries and employee benefits$10,714,000976
Premises and equipment expense$1,750,0001,356
Additional noninterest expense$4,333,0001,555
Pre-tax net operating income$4,356,0001,553
Securities gains (losses)$959,000543
Applicable income taxes$1,230,0001,268
Income before extraordinary items$4,085,0001,432
Extraordinary gains, net$029
Net income$4,085,0001,433
Minority interest net income$093
Net income of bank and minority interests.$4,085,0001,433
Net charge-offs$1,060,0001,765
Cash dividends$2,157,0001,151
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,346,5701,605
2012-09-30 (YTD Data)Rank
Total interest income$13,874,0001,457
Total interest expense$1,655,0002,052
Net interest income$12,219,0001,352
Provision for loan and lease losses$775,0001,740
Total noninterest income$3,910,0001,107
Gross Fiduciary activities income$371,000599
Service charges on deposit accounts$947,0001,133
Trading account gains and fees$0157
Additional Noninterest Income$2,592,0001,050
Total noninterest expense$13,243,0001,133
Salaries and employee benefits$8,853,000887
Premises and equipment expense$1,289,0001,401
Additional noninterest expense$3,101,0001,625
Pre-tax net operating income$2,111,0002,254
Securities gains (losses)$959,000415
Applicable income taxes$597,0001,752
Income before extraordinary items$2,473,0001,768
Extraordinary gains, net$020
Net income$2,473,0001,767
Minority interest net income$086
Net income of bank and minority interests.$2,473,0001,769
Net charge-offs$975,0001,497
Cash dividends$1,618,000939
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,696,2102,300
2012-06-30 (YTD Data)Rank
Total interest income$9,181,0001,483
Total interest expense$1,191,0001,982
Net interest income$7,990,0001,383
Provision for loan and lease losses$775,0001,318
Total noninterest income$2,320,0001,190
Gross Fiduciary activities income$247,000613
Service charges on deposit accounts$631,0001,122
Trading account gains and fees$0153
Additional Noninterest Income$1,442,0001,168
Total noninterest expense$9,931,0001,003
Salaries and employee benefits$6,954,000749
Premises and equipment expense$869,0001,370
Additional noninterest expense$2,108,0001,602
Pre-tax net operating income$-396,0006,754
Securities gains (losses)$959,000290
Applicable income taxes$-120,0007,034
Income before extraordinary items$683,0003,381
Extraordinary gains, net$019
Net income$683,0003,381
Minority interest net income$084
Net income of bank and minority interests.$683,0003,382
Net charge-offs$980,0001,151
Cash dividends$1,079,000912
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-276,0006,702
2012-03-31 (YTD Data)Rank
Total interest income$4,592,0001,503
Total interest expense$636,0001,930
Net interest income$3,956,0001,402
Provision for loan and lease losses$525,0001,016
Total noninterest income$1,154,0001,196
Gross Fiduciary activities income$126,000605
Service charges on deposit accounts$312,0001,125
Trading account gains and fees$0148
Additional Noninterest Income$716,0001,157
Total noninterest expense$3,275,0001,496
Salaries and employee benefits$1,833,0001,413
Premises and equipment expense$441,0001,349
Additional noninterest expense$1,001,0001,651
Pre-tax net operating income$1,310,0001,338
Securities gains (losses)$02,210
Applicable income taxes$288,0001,341
Income before extraordinary items$1,022,0001,426
Extraordinary gains, net$019
Net income$1,022,0001,427
Minority interest net income$078
Net income of bank and minority interests.$1,022,0001,427
Net charge-offs$-12,0006,715
Cash dividends$539,000815
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,022,0001,350
2011-12-31 (YTD Data)Rank
Total interest income$19,017,0001,496
Total interest expense$3,077,0001,915
Net interest income$15,940,0001,396
Provision for loan and lease losses$2,925,0001,216
Total noninterest income$4,769,0001,078
Gross Fiduciary activities income$535,000545
Service charges on deposit accounts$1,367,0001,078
Trading account gains and fees$0146
Additional Noninterest Income$2,867,0001,073
Total noninterest expense$14,113,0001,383
Salaries and employee benefits$7,411,0001,342
Premises and equipment expense$1,780,0001,402
Additional noninterest expense$4,922,0001,402
Pre-tax net operating income$3,671,0001,531
Securities gains (losses)$03,838
Applicable income taxes$664,0001,740
Income before extraordinary items$3,007,0001,609
Extraordinary gains, net$029
Net income$3,007,0001,610
Minority interest net income$096
Net income of bank and minority interests.$3,007,0001,610
Net charge-offs$2,010,0001,545
Cash dividends$1,877,0001,026
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,007,0001,533
2011-09-30 (YTD Data)Rank
Total interest income$14,273,0001,516
Total interest expense$2,391,0001,931
Net interest income$11,882,0001,412
Provision for loan and lease losses$2,325,0001,114
Total noninterest income$3,367,0001,139
Gross Fiduciary activities income$409,000538
Service charges on deposit accounts$1,019,0001,091
Trading account gains and fees$0145
Additional Noninterest Income$1,939,0001,138
Total noninterest expense$10,737,0001,368
Salaries and employee benefits$5,582,0001,335
Premises and equipment expense$1,355,0001,390
Additional noninterest expense$3,800,0001,356
Pre-tax net operating income$2,187,0001,949
Securities gains (losses)$03,555
Applicable income taxes$321,0002,196
Income before extraordinary items$1,866,0001,945
Extraordinary gains, net$021
Net income$1,866,0001,945
Minority interest net income$087
Net income of bank and minority interests.$1,866,0001,945
Net charge-offs$1,958,0001,244
Cash dividends$1,408,000886
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,866,0001,853
2011-06-30 (YTD Data)Rank
Total interest income$9,510,0001,526
Total interest expense$1,640,0001,945
Net interest income$7,870,0001,425
Provision for loan and lease losses$1,275,0001,286
Total noninterest income$2,214,0001,147
Gross Fiduciary activities income$283,000540
Service charges on deposit accounts$671,0001,099
Trading account gains and fees$0153
Additional Noninterest Income$1,260,0001,148
Total noninterest expense$7,232,0001,372
Salaries and employee benefits$3,645,0001,372
Premises and equipment expense$915,0001,382
Additional noninterest expense$2,672,0001,318
Pre-tax net operating income$1,577,0001,803
Securities gains (losses)$02,914
Applicable income taxes$275,0001,893
Income before extraordinary items$1,302,0001,823
Extraordinary gains, net$015
Net income$1,302,0001,823
Minority interest net income$089
Net income of bank and minority interests.$1,302,0001,823
Net charge-offs$149,0003,418
Cash dividends$938,000862
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,302,0001,750
2011-03-31 (YTD Data)Rank
Total interest income$4,778,0001,538
Total interest expense$829,0001,993
Net interest income$3,949,0001,409
Provision for loan and lease losses$400,0001,629
Total noninterest income$1,149,0001,102
Gross Fiduciary activities income$124,000572
Service charges on deposit accounts$322,0001,128
Trading account gains and fees$0158
Additional Noninterest Income$703,0001,059
Total noninterest expense$3,345,0001,482
Salaries and employee benefits$1,863,0001,359
Premises and equipment expense$448,0001,433
Additional noninterest expense$1,034,0001,665
Pre-tax net operating income$1,353,0001,090
Securities gains (losses)$01,772
Applicable income taxes$316,0001,078
Income before extraordinary items$1,037,0001,183
Extraordinary gains, net$09
Net income$1,037,0001,183
Minority interest net income$086
Net income of bank and minority interests.$1,037,0001,183
Net charge-offs$-271,0007,529
Cash dividends$469,000795
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,037,0001,148
2010-12-31 (YTD Data)Rank
Total interest income$20,286,0001,518
Total interest expense$4,525,0001,791
Net interest income$15,761,0001,421
Provision for loan and lease losses$3,300,0001,524
Total noninterest income$4,696,0001,138
Gross Fiduciary activities income$464,000569
Service charges on deposit accounts$1,226,0001,223
Trading account gains and fees$0175
Additional Noninterest Income$3,006,0001,067
Total noninterest expense$14,106,0001,411
Salaries and employee benefits$7,222,0001,357
Premises and equipment expense$1,717,0001,493
Additional noninterest expense$5,167,0001,408
Pre-tax net operating income$3,051,0001,602
Securities gains (losses)$03,793
Applicable income taxes$436,0002,023
Income before extraordinary items$2,615,0001,573
Extraordinary gains, net$029
Net income$2,615,0001,573
Minority interest net income$0111
Net income of bank and minority interests.$2,615,0001,575
Net charge-offs$2,440,0001,659
Cash dividends$1,876,000871
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,615,0001,526
2010-09-30 (YTD Data)Rank
Total interest income$15,282,0001,539
Total interest expense$3,614,0001,768
Net interest income$11,668,0001,457
Provision for loan and lease losses$3,075,0001,247
Total noninterest income$3,392,0001,157
Gross Fiduciary activities income$349,000563
Service charges on deposit accounts$869,0001,350
Trading account gains and fees$0165
Additional Noninterest Income$2,174,0001,048
Total noninterest expense$10,780,0001,388
Salaries and employee benefits$5,334,0001,386
Premises and equipment expense$1,286,0001,508
Additional noninterest expense$4,160,0001,299
Pre-tax net operating income$1,205,0002,771
Securities gains (losses)$03,651
Applicable income taxes$-74,0007,031
Income before extraordinary items$1,279,0002,437
Extraordinary gains, net$023
Net income$1,279,0002,433
Minority interest net income$0110
Net income of bank and minority interests.$1,279,0002,437
Net charge-offs$2,401,0001,351
Cash dividends$1,408,000791
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,279,0002,310
2010-06-30 (YTD Data)Rank
Total interest income$10,220,0001,554
Total interest expense$2,599,0001,725
Net interest income$7,621,0001,490
Provision for loan and lease losses$2,850,000981
Total noninterest income$2,047,0001,217
Gross Fiduciary activities income$234,000567
Service charges on deposit accounts$523,0001,506
Trading account gains and fees$0152
Additional Noninterest Income$1,290,0001,089
Total noninterest expense$7,480,0001,321
Salaries and employee benefits$3,498,0001,416
Premises and equipment expense$860,0001,529
Additional noninterest expense$3,122,0001,143
Pre-tax net operating income$-662,0006,851
Securities gains (losses)$03,184
Applicable income taxes$-593,0007,512
Income before extraordinary items$-69,0006,354
Extraordinary gains, net$019
Net income$-69,0006,356
Minority interest net income$0105
Net income of bank and minority interests.$-69,0006,354
Net charge-offs$2,189,0001,066
Cash dividends$938,000773
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-69,0006,270
2010-03-31 (YTD Data)Rank
Total interest income$5,093,0001,593
Total interest expense$1,367,0001,730
Net interest income$3,726,0001,538
Provision for loan and lease losses$375,0002,136
Total noninterest income$863,0001,379
Gross Fiduciary activities income$105,000600
Service charges on deposit accounts$256,0001,524
Trading account gains and fees$0175
Additional Noninterest Income$502,0001,296
Total noninterest expense$3,365,0001,494
Salaries and employee benefits$1,740,0001,443
Premises and equipment expense$446,0001,513
Additional noninterest expense$1,179,0001,500
Pre-tax net operating income$849,0001,534
Securities gains (losses)$02,284
Applicable income taxes$154,0001,713
Income before extraordinary items$695,0001,571
Extraordinary gains, net$016
Net income$695,0001,573
Minority interest net income$091
Net income of bank and minority interests.$695,0001,573
Net charge-offs$206,0002,400
Cash dividends$469,000735
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$695,0001,512
2009-12-31 (YTD Data)Rank
Total interest income$20,087,0001,699
Total interest expense$6,037,0001,913
Net interest income$14,050,0001,595
Provision for loan and lease losses$1,500,0002,904
Total noninterest income$4,875,0001,127
Gross Fiduciary activities income$430,000582
Service charges on deposit accounts$1,130,0001,504
Trading account gains and fees$0211
Additional Noninterest Income$3,315,000978
Total noninterest expense$13,313,0001,556
Salaries and employee benefits$6,831,0001,473
Premises and equipment expense$1,694,0001,582
Additional noninterest expense$4,788,0001,553
Pre-tax net operating income$4,112,0001,008
Securities gains (losses)$-1,000,0007,715
Applicable income taxes$520,0001,520
Income before extraordinary items$2,592,0001,296
Extraordinary gains, net$034
Net income$2,592,0001,294
Minority interest net income$0115
Net income of bank and minority interests.$2,592,0001,295
Net charge-offs$1,197,0002,659
Cash dividends$2,277,000800
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,422,000988
2009-09-30 (YTD Data)Rank
Total interest income$14,922,0001,738
Total interest expense$4,612,0001,962
Net interest income$10,310,0001,630
Provision for loan and lease losses$1,025,0002,745
Total noninterest income$3,751,0001,109
Gross Fiduciary activities income$325,000576
Service charges on deposit accounts$845,0001,516
Trading account gains and fees$0212
Additional Noninterest Income$2,581,000968
Total noninterest expense$9,934,0001,550
Salaries and employee benefits$5,072,0001,497
Premises and equipment expense$1,306,0001,571
Additional noninterest expense$3,556,0001,510
Pre-tax net operating income$3,102,0001,054
Securities gains (losses)$-1,000,0007,865
Applicable income taxes$312,0001,889
Income before extraordinary items$1,790,0001,501
Extraordinary gains, net$027
Net income$1,790,0001,499
Minority interest net income$0118
Net income of bank and minority interests.$1,790,0001,501
Net charge-offs$832,0002,416
Cash dividends$1,808,000706
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,640,0001,014
2009-06-30 (YTD Data)Rank
Total interest income$9,859,0001,786
Total interest expense$3,172,0002,003
Net interest income$6,687,0001,679
Provision for loan and lease losses$700,0002,488
Total noninterest income$2,665,0001,058
Gross Fiduciary activities income$212,000580
Service charges on deposit accounts$547,0001,529
Trading account gains and fees$0193
Additional Noninterest Income$1,906,000923
Total noninterest expense$6,638,0001,575
Salaries and employee benefits$3,322,0001,551
Premises and equipment expense$852,0001,635
Additional noninterest expense$2,464,0001,502
Pre-tax net operating income$2,014,0001,133
Securities gains (losses)$-490,0007,909
Applicable income taxes$249,0001,735
Income before extraordinary items$1,275,0001,463
Extraordinary gains, net$021
Net income$1,275,0001,461
Minority interest net income$0112
Net income of bank and minority interests.$1,275,0001,462
Net charge-offs$669,0002,024
Cash dividends$1,338,000691
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,686,6001,085
2009-03-31 (YTD Data)Rank
Total interest income$4,866,0001,836
Total interest expense$1,651,0002,001
Net interest income$3,215,0001,719
Provision for loan and lease losses$225,0002,683
Total noninterest income$1,271,0001,059
Gross Fiduciary activities income$93,000618
Service charges on deposit accounts$266,0001,528
Trading account gains and fees$0171
Additional Noninterest Income$912,000911
Total noninterest expense$3,099,0001,625
Salaries and employee benefits$1,599,0001,618
Premises and equipment expense$432,0001,638
Additional noninterest expense$1,068,0001,508
Pre-tax net operating income$1,162,0001,097
Securities gains (losses)$02,434
Applicable income taxes$259,0001,194
Income before extraordinary items$903,0001,207
Extraordinary gains, net$015
Net income$903,0001,208
Minority interest net income$0102
Net income of bank and minority interests.$903,0001,209
Net charge-offs$77,0003,144
Cash dividends$469,000948
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$903,0001,131
2008-12-31 (YTD Data)Rank
Total interest income$19,856,0001,924
Total interest expense$8,506,0001,860
Net interest income$11,350,0001,958
Provision for loan and lease losses$-100,0008,256
Total noninterest income$4,282,0001,209
Gross Fiduciary activities income$699,000496
Service charges on deposit accounts$1,171,0001,523
Trading account gains and fees$0154
Additional Noninterest Income$2,412,0001,138
Total noninterest expense$11,980,0001,637
Salaries and employee benefits$6,429,0001,605
Premises and equipment expense$1,635,0001,686
Additional noninterest expense$3,916,0001,577
Pre-tax net operating income$3,752,0001,459
Securities gains (losses)$03,220
Applicable income taxes$704,0001,514
Income before extraordinary items$3,048,0001,342
Extraordinary gains, net$039
Net income$3,048,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,362
Cash dividends$2,276,0001,199
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,048,0001,441
2008-09-30 (YTD Data)Rank
Total interest income$15,072,0001,944
Total interest expense$6,578,0001,882
Net interest income$8,494,0001,980
Provision for loan and lease losses$-100,0008,328
Total noninterest income$3,309,0001,217
Gross Fiduciary activities income$583,000474
Service charges on deposit accounts$882,0001,532
Trading account gains and fees$0148
Additional Noninterest Income$1,844,0001,178
Total noninterest expense$8,861,0001,645
Salaries and employee benefits$4,772,0001,631
Premises and equipment expense$1,218,0001,706
Additional noninterest expense$2,871,0001,555
Pre-tax net operating income$3,042,0001,598
Securities gains (losses)$03,106
Applicable income taxes$601,0001,677
Income before extraordinary items$2,441,0001,495
Extraordinary gains, net$031
Net income$2,441,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,036
Cash dividends$1,807,0001,122
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,441,0001,570
2008-06-30 (YTD Data)Rank
Total interest income$10,104,0001,963
Total interest expense$4,571,0001,888
Net interest income$5,533,0002,017
Provision for loan and lease losses$-100,0008,397
Total noninterest income$2,296,0001,182
Gross Fiduciary activities income$423,000462
Service charges on deposit accounts$573,0001,545
Trading account gains and fees$0149
Additional Noninterest Income$1,300,0001,171
Total noninterest expense$5,778,0001,677
Salaries and employee benefits$3,109,0001,681
Premises and equipment expense$798,0001,726
Additional noninterest expense$1,871,0001,567
Pre-tax net operating income$2,151,0001,585
Securities gains (losses)$03,233
Applicable income taxes$435,0001,769
Income before extraordinary items$1,716,0001,589
Extraordinary gains, net$021
Net income$1,716,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,536
Cash dividends$1,188,0001,231
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,716,0001,559
2008-03-31 (YTD Data)Rank
Total interest income$5,101,0001,994
Total interest expense$2,361,0001,963
Net interest income$2,740,0002,037
Provision for loan and lease losses$60,0003,470
Total noninterest income$1,068,0001,265
Gross Fiduciary activities income$205,000476
Service charges on deposit accounts$280,0001,567
Trading account gains and fees$0158
Additional Noninterest Income$583,0001,259
Total noninterest expense$2,758,0001,746
Salaries and employee benefits$1,530,0001,719
Premises and equipment expense$396,0001,741
Additional noninterest expense$832,0001,707
Pre-tax net operating income$990,0001,802
Securities gains (losses)$02,688
Applicable income taxes$197,0001,989
Income before extraordinary items$793,0001,829
Extraordinary gains, net$015
Net income$793,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$719,0001,003
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$793,0001,767
2007-12-31 (YTD Data)Rank
Total interest income$21,438,0001,972
Total interest expense$10,204,0001,920
Net interest income$11,234,0002,026
Provision for loan and lease losses$100,0004,892
Total noninterest income$3,840,0001,341
Gross Fiduciary activities income$571,000560
Service charges on deposit accounts$1,286,0001,390
Trading account gains and fees$0178
Additional Noninterest Income$1,983,0001,371
Total noninterest expense$11,202,0001,644
Salaries and employee benefits$5,993,0001,675
Premises and equipment expense$1,779,0001,497
Additional noninterest expense$3,430,0001,619
Pre-tax net operating income$3,772,0002,071
Securities gains (losses)$02,146
Applicable income taxes$724,0002,256
Income before extraordinary items$3,048,0002,021
Extraordinary gains, net$039
Net income$3,048,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,0001,478
Cash dividends$1,835,0001,720
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,048,0002,003
2007-09-30 (YTD Data)Rank
Total interest income$16,171,0001,960
Total interest expense$7,703,0001,916
Net interest income$8,468,0002,022
Provision for loan and lease losses$60,0004,834
Total noninterest income$2,827,0001,370
Gross Fiduciary activities income$427,000562
Service charges on deposit accounts$969,0001,363
Trading account gains and fees$0184
Additional Noninterest Income$1,431,0001,420
Total noninterest expense$8,256,0001,664
Salaries and employee benefits$4,375,0001,720
Premises and equipment expense$1,336,0001,492
Additional noninterest expense$2,545,0001,592
Pre-tax net operating income$2,979,0002,121
Securities gains (losses)$01,655
Applicable income taxes$595,0002,300
Income before extraordinary items$2,384,0002,076
Extraordinary gains, net$033
Net income$2,384,0002,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$653,000875
Cash dividends$1,376,0001,613
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,384,0002,055
2007-06-30 (YTD Data)Rank
Total interest income$10,807,0001,970
Total interest expense$5,104,0001,929
Net interest income$5,703,0002,038
Provision for loan and lease losses$06,209
Total noninterest income$1,875,0001,391
Gross Fiduciary activities income$281,000572
Service charges on deposit accounts$653,0001,349
Trading account gains and fees$0168
Additional Noninterest Income$941,0001,457
Total noninterest expense$5,359,0001,725
Salaries and employee benefits$2,834,0001,813
Premises and equipment expense$877,0001,532
Additional noninterest expense$1,648,0001,645
Pre-tax net operating income$2,219,0001,984
Securities gains (losses)$01,444
Applicable income taxes$475,0002,144
Income before extraordinary items$1,744,0001,972
Extraordinary gains, net$029
Net income$1,744,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$808,000521
Cash dividends$918,0001,644
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,744,0001,954
2007-03-31 (YTD Data)Rank
Total interest income$5,458,0001,954
Total interest expense$2,526,0001,930
Net interest income$2,932,0001,981
Provision for loan and lease losses$05,779
Total noninterest income$930,0001,380
Gross Fiduciary activities income$138,000586
Service charges on deposit accounts$340,0001,269
Trading account gains and fees$0195
Additional Noninterest Income$452,0001,463
Total noninterest expense$2,845,0001,621
Salaries and employee benefits$1,696,0001,527
Premises and equipment expense$436,0001,538
Additional noninterest expense$713,0001,866
Pre-tax net operating income$1,017,0002,134
Securities gains (losses)$01,187
Applicable income taxes$205,0002,368
Income before extraordinary items$812,0002,039
Extraordinary gains, net$022
Net income$812,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0008,429
Cash dividends$459,0001,511
Sale, conversion, retirement of capital stock, net$0885
Net operating income$812,0002,029
2006-12-31 (YTD Data)Rank
Total interest income$22,271,0001,816
Total interest expense$10,117,0001,656
Net interest income$12,154,0001,906
Provision for loan and lease losses$-568,0008,608
Total noninterest income$3,708,0001,363
Gross Fiduciary activities income$553,000569
Service charges on deposit accounts$1,503,0001,182
Trading account gains and fees$0130
Additional Noninterest Income$1,652,0001,549
Total noninterest expense$13,122,0001,361
Salaries and employee benefits$7,638,0001,270
Premises and equipment expense$1,837,0001,396
Additional noninterest expense$3,647,0001,457
Pre-tax net operating income$3,308,0002,603
Securities gains (losses)$01,687
Applicable income taxes$569,0002,959
Income before extraordinary items$2,739,0002,429
Extraordinary gains, net$051
Net income$2,739,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$595,0001,029
Cash dividends$2,085,0001,478
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,739,0002,410
2006-09-30 (YTD Data)Rank
Total interest income$16,932,0001,777
Total interest expense$7,516,0001,635
Net interest income$9,416,0001,851
Provision for loan and lease losses$40,0005,377
Total noninterest income$2,777,0001,388
Gross Fiduciary activities income$415,000560
Service charges on deposit accounts$1,133,0001,183
Trading account gains and fees$0126
Additional Noninterest Income$1,229,0001,562
Total noninterest expense$9,580,0001,404
Salaries and employee benefits$5,393,0001,374
Premises and equipment expense$1,377,0001,412
Additional noninterest expense$2,810,0001,407
Pre-tax net operating income$2,573,0002,594
Securities gains (losses)$01,388
Applicable income taxes$461,0002,967
Income before extraordinary items$2,112,0002,459
Extraordinary gains, net$045
Net income$2,112,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,000750
Cash dividends$1,376,0001,556
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,112,0002,446
2006-06-30 (YTD Data)Rank
Total interest income$11,331,0001,732
Total interest expense$4,891,0001,596
Net interest income$6,440,0001,808
Provision for loan and lease losses$06,419
Total noninterest income$1,807,0001,410
Gross Fiduciary activities income$248,000591
Service charges on deposit accounts$751,0001,187
Trading account gains and fees$0126
Additional Noninterest Income$808,0001,582
Total noninterest expense$6,420,0001,404
Salaries and employee benefits$3,519,0001,405
Premises and equipment expense$921,0001,409
Additional noninterest expense$1,980,0001,352
Pre-tax net operating income$1,827,0002,485
Securities gains (losses)$01,185
Applicable income taxes$350,0002,828
Income before extraordinary items$1,477,0002,366
Extraordinary gains, net$039
Net income$1,477,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,000517
Cash dividends$917,0001,552
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,477,0002,350
2006-03-31 (YTD Data)Rank
Total interest income$5,686,0001,676
Total interest expense$2,399,0001,533
Net interest income$3,287,0001,750
Provision for loan and lease losses$06,013
Total noninterest income$943,0001,338
Gross Fiduciary activities income$150,000560
Service charges on deposit accounts$378,0001,144
Trading account gains and fees$0115
Additional Noninterest Income$415,0001,531
Total noninterest expense$3,159,0001,432
Salaries and employee benefits$1,763,0001,412
Premises and equipment expense$456,0001,426
Additional noninterest expense$940,0001,403
Pre-tax net operating income$1,071,0002,160
Securities gains (losses)$0955
Applicable income taxes$229,0002,413
Income before extraordinary items$842,0002,097
Extraordinary gains, net$021
Net income$842,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,0008,683
Cash dividends$459,0001,467
Sale, conversion, retirement of capital stock, net$0648
Net operating income$842,0002,080
2005-12-31 (YTD Data)Rank
Total interest income$23,556,0001,418
Total interest expense$9,663,0001,171
Net interest income$13,893,0001,579
Provision for loan and lease losses$2,963,000366
Total noninterest income$3,936,0001,295
Gross Fiduciary activities income$565,000554
Service charges on deposit accounts$1,715,0001,029
Trading account gains and fees$0138
Additional Noninterest Income$1,656,0001,545
Total noninterest expense$13,135,0001,321
Salaries and employee benefits$7,045,0001,320
Premises and equipment expense$1,997,0001,235
Additional noninterest expense$4,093,0001,266
Pre-tax net operating income$1,731,0004,045
Securities gains (losses)$02,296
Applicable income taxes$-87,0008,595
Income before extraordinary items$1,818,0003,334
Extraordinary gains, net$046
Net income$1,818,0003,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,917,000252
Cash dividends$1,835,0001,569
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,818,0003,303
2005-09-30 (YTD Data)Rank
Total interest income$17,583,0001,384
Total interest expense$7,216,0001,107
Net interest income$10,367,0001,566
Provision for loan and lease losses$2,793,000284
Total noninterest income$3,030,0001,280
Gross Fiduciary activities income$443,000534
Service charges on deposit accounts$1,290,0001,022
Trading account gains and fees$0126
Additional Noninterest Income$1,297,0001,498
Total noninterest expense$9,734,0001,316
Salaries and employee benefits$5,154,0001,337
Premises and equipment expense$1,495,0001,221
Additional noninterest expense$3,085,0001,241
Pre-tax net operating income$870,0005,108
Securities gains (losses)$02,317
Applicable income taxes$-248,0008,772
Income before extraordinary items$1,118,0003,866
Extraordinary gains, net$035
Net income$1,118,0003,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,835,000210
Cash dividends$1,376,0001,435
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,118,0003,822
2005-06-30 (YTD Data)Rank
Total interest income$11,757,0001,343
Total interest expense$4,650,0001,074
Net interest income$7,107,0001,498
Provision for loan and lease losses$2,538,000220
Total noninterest income$2,020,0001,252
Gross Fiduciary activities income$291,000551
Service charges on deposit accounts$849,0001,014
Trading account gains and fees$0116
Additional Noninterest Income$880,0001,475
Total noninterest expense$6,511,0001,304
Salaries and employee benefits$3,411,0001,343
Premises and equipment expense$1,018,0001,180
Additional noninterest expense$2,082,0001,207
Pre-tax net operating income$78,0007,975
Securities gains (losses)$02,146
Applicable income taxes$-387,0008,824
Income before extraordinary items$465,0005,057
Extraordinary gains, net$030
Net income$465,0005,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,694,000155
Cash dividends$917,0001,419
Sale, conversion, retirement of capital stock, net$0643
Net operating income$465,0005,011
2005-03-31 (YTD Data)Rank
Total interest income$5,866,0001,311
Total interest expense$2,281,0001,028
Net interest income$3,585,0001,476
Provision for loan and lease losses$1,185,000229
Total noninterest income$1,036,0001,217
Gross Fiduciary activities income$120,000605
Service charges on deposit accounts$396,0001,050
Trading account gains and fees$0115
Additional Noninterest Income$520,0001,298
Total noninterest expense$3,156,0001,353
Salaries and employee benefits$1,795,0001,287
Premises and equipment expense$484,0001,247
Additional noninterest expense$877,0001,420
Pre-tax net operating income$280,0005,171
Securities gains (losses)$01,685
Applicable income taxes$-110,0008,850
Income before extraordinary items$390,0003,680
Extraordinary gains, net$024
Net income$390,0003,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,026,000225
Cash dividends$459,0001,330
Sale, conversion, retirement of capital stock, net$0491
Net operating income$390,0003,644
2004-12-31 (YTD Data)Rank
Total interest income$24,962,0001,132
Total interest expense$9,195,000870
Net interest income$15,767,0001,281
Provision for loan and lease losses$4,560,000271
Total noninterest income$4,555,0001,158
Gross Fiduciary activities income$491,000579
Service charges on deposit accounts$1,799,000980
Trading account gains and fees$0138
Additional Noninterest Income$2,265,0001,218
Total noninterest expense$12,904,0001,274
Salaries and employee benefits$7,046,0001,245
Premises and equipment expense$1,820,0001,263
Additional noninterest expense$4,038,0001,222
Pre-tax net operating income$2,858,0002,696
Securities gains (losses)$03,819
Applicable income taxes$627,0002,957
Income before extraordinary items$2,231,0002,664
Extraordinary gains, net$034
Net income$2,231,0002,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,654,000290
Cash dividends$2,186,0001,251
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,231,0002,610
2004-09-30 (YTD Data)Rank
Total interest income$18,888,0001,106
Total interest expense$6,851,000858
Net interest income$12,037,0001,251
Provision for loan and lease losses$1,685,000470
Total noninterest income$3,601,0001,126
Gross Fiduciary activities income$371,000578
Service charges on deposit accounts$1,374,000962
Trading account gains and fees$0134
Additional Noninterest Income$1,856,0001,146
Total noninterest expense$9,683,0001,267
Salaries and employee benefits$5,266,0001,247
Premises and equipment expense$1,376,0001,252
Additional noninterest expense$3,041,0001,204
Pre-tax net operating income$4,270,0001,508
Securities gains (losses)$03,710
Applicable income taxes$1,349,0001,412
Income before extraordinary items$2,921,0001,664
Extraordinary gains, net$026
Net income$2,921,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,063,000347
Cash dividends$1,727,0001,128
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,921,0001,615
2004-06-30 (YTD Data)Rank
Total interest income$12,681,0001,091
Total interest expense$4,634,000837
Net interest income$8,047,0001,229
Provision for loan and lease losses$1,360,000414
Total noninterest income$2,406,0001,119
Gross Fiduciary activities income$251,000574
Service charges on deposit accounts$896,000971
Trading account gains and fees$0130
Additional Noninterest Income$1,259,0001,131
Total noninterest expense$6,330,0001,293
Salaries and employee benefits$3,327,0001,308
Premises and equipment expense$1,034,0001,125
Additional noninterest expense$1,969,0001,230
Pre-tax net operating income$2,763,0001,529
Securities gains (losses)$03,413
Applicable income taxes$898,0001,401
Income before extraordinary items$1,865,0001,712
Extraordinary gains, net$021
Net income$1,865,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,882,000275
Cash dividends$1,269,0001,035
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,865,0001,655
2004-03-31 (YTD Data)Rank
Total interest income$6,380,0001,094
Total interest expense$2,422,000828
Net interest income$3,958,0001,255
Provision for loan and lease losses$525,000495
Total noninterest income$923,0001,340
Gross Fiduciary activities income$99,000648
Service charges on deposit accounts$426,000998
Trading account gains and fees$0121
Additional Noninterest Income$398,0001,538
Total noninterest expense$3,163,0001,293
Salaries and employee benefits$1,667,0001,318
Premises and equipment expense$529,0001,116
Additional noninterest expense$967,0001,242
Pre-tax net operating income$1,193,0001,728
Securities gains (losses)$02,934
Applicable income taxes$358,0001,699
Income before extraordinary items$835,0001,872
Extraordinary gains, net$016
Net income$835,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,141,000251
Cash dividends$459,0001,305
Sale, conversion, retirement of capital stock, net$0464
Net operating income$835,0001,787
2003-12-31 (YTD Data)Rank
Total interest income$27,952,0001,004
Total interest expense$11,176,000795
Net interest income$16,776,0001,159
Provision for loan and lease losses$5,000,000329
Total noninterest income$4,969,0001,141
Gross Fiduciary activities income$300,000712
Service charges on deposit accounts$1,999,000857
Trading account gains and fees$0160
Additional Noninterest Income$2,670,0001,176
Total noninterest expense$13,032,0001,240
Salaries and employee benefits$7,172,0001,191
Premises and equipment expense$2,061,0001,107
Additional noninterest expense$3,799,0001,306
Pre-tax net operating income$3,713,0002,101
Securities gains (losses)$-94,0009,014
Applicable income taxes$865,0002,396
Income before extraordinary items$2,754,0002,205
Extraordinary gains, net$054
Net income$2,754,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,715,000294
Cash dividends$2,012,0001,360
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,825,4402,055
2003-09-30 (YTD Data)Rank
Total interest income$21,274,0001,015
Total interest expense$8,596,000806
Net interest income$12,678,0001,160
Provision for loan and lease losses$4,375,000306
Total noninterest income$3,726,0001,154
Gross Fiduciary activities income$201,000737
Service charges on deposit accounts$1,472,000874
Trading account gains and fees$0153
Additional Noninterest Income$2,053,0001,207
Total noninterest expense$9,931,0001,226
Salaries and employee benefits$5,416,0001,186
Premises and equipment expense$1,552,0001,109
Additional noninterest expense$2,963,0001,268
Pre-tax net operating income$2,098,0002,743
Securities gains (losses)$-94,0009,114
Applicable income taxes$445,0003,231
Income before extraordinary items$1,559,0002,882
Extraordinary gains, net$040
Net income$1,559,0002,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,694,000285
Cash dividends$1,461,0001,300
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,632,3202,634
2003-06-30 (YTD Data)Rank
Total interest income$14,374,0001,009
Total interest expense$5,936,000814
Net interest income$8,438,0001,162
Provision for loan and lease losses$3,350,000267
Total noninterest income$2,057,0001,342
Gross Fiduciary activities income$102,000803
Service charges on deposit accounts$973,000873
Trading account gains and fees$0150
Additional Noninterest Income$982,0001,536
Total noninterest expense$6,659,0001,220
Salaries and employee benefits$3,658,0001,171
Premises and equipment expense$1,047,0001,093
Additional noninterest expense$1,954,0001,275
Pre-tax net operating income$486,0005,383
Securities gains (losses)$-93,0009,189
Applicable income taxes$63,0005,666
Income before extraordinary items$330,0005,880
Extraordinary gains, net$030
Net income$330,0005,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,545,000398
Cash dividends$911,0001,414
Sale, conversion, retirement of capital stock, net$0589
Net operating income$408,1205,148
2003-03-31 (YTD Data)Rank
Total interest income$7,277,0001,002
Total interest expense$3,029,000817
Net interest income$4,248,0001,154
Provision for loan and lease losses$900,000403
Total noninterest income$1,132,0001,221
Gross Fiduciary activities income$108,000621
Service charges on deposit accounts$479,000861
Trading account gains and fees$0134
Additional Noninterest Income$545,0001,393
Total noninterest expense$3,152,0001,288
Salaries and employee benefits$1,729,0001,241
Premises and equipment expense$529,0001,096
Additional noninterest expense$894,0001,351
Pre-tax net operating income$1,328,0001,586
Securities gains (losses)$41,0001,496
Applicable income taxes$490,0001,395
Income before extraordinary items$879,0001,803
Extraordinary gains, net$021
Net income$879,0001,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,000507
Cash dividends$460,0001,302
Sale, conversion, retirement of capital stock, net$0419
Net operating income$852,7601,740
2002-12-31 (YTD Data)Rank
Total interest income$30,469,0001,007
Total interest expense$13,219,000861
Net interest income$17,250,0001,116
Provision for loan and lease losses$2,300,000666
Total noninterest income$3,874,0001,281
Gross Fiduciary activities income$425,000629
Service charges on deposit accounts$1,995,000801
Trading account gains and fees$0153
Additional Noninterest Income$1,454,0001,685
Total noninterest expense$11,441,0001,344
Salaries and employee benefits$6,439,0001,257
Premises and equipment expense$1,951,0001,129
Additional noninterest expense$3,051,0001,553
Pre-tax net operating income$7,383,0001,137
Securities gains (losses)$-34,0009,044
Applicable income taxes$2,696,0001,021
Income before extraordinary items$4,653,0001,341
Extraordinary gains, net$070
Net income$4,653,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,943,000575
Cash dividends$1,863,0001,390
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,674,7601,289
2001-12-31 (YTD Data)Rank
Total interest income$29,367,0001,155
Total interest expense$14,382,0001,114
Net interest income$14,985,0001,181
Provision for loan and lease losses$1,010,0001,235
Total noninterest income$3,039,0001,466
Gross Fiduciary activities income$449,000627
Service charges on deposit accounts$1,380,0001,077
Trading account gains and fees$0177
Additional Noninterest Income$1,210,0001,785
Total noninterest expense$10,897,0001,341
Salaries and employee benefits$5,967,0001,244
Premises and equipment expense$1,918,0001,109
Additional noninterest expense$3,012,0001,544
Pre-tax net operating income$6,117,0001,226
Securities gains (losses)$-165,0009,532
Applicable income taxes$2,102,0001,126
Income before extraordinary items$3,850,0001,412
Extraordinary gains, net$0105
Net income$3,850,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,576
Cash dividends$2,091,0001,273
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,957,2501,321
2000-12-31 (YTD Data)Rank
Total interest income$27,640,0001,285
Total interest expense$12,771,0001,363
Net interest income$14,869,0001,184
Provision for loan and lease losses$910,0001,151
Total noninterest income$2,666,0001,498
Gross Fiduciary activities income$367,000680
Service charges on deposit accounts$1,028,0001,319
Trading account gains and fees$0180
Additional Noninterest Income$1,271,0001,584
Total noninterest expense$9,624,0001,444
Salaries and employee benefits$5,354,0001,333
Premises and equipment expense$1,502,0001,376
Additional noninterest expense$2,768,0001,612
Pre-tax net operating income$7,001,0001,083
Securities gains (losses)$01,956
Applicable income taxes$2,510,000962
Income before extraordinary items$4,491,0001,181
Extraordinary gains, net$038
Net income$4,491,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,051
Cash dividends$4,910,000635
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,491,0001,179
1999-12-31 (YTD Data)Rank
Total interest income$22,388,0001,455
Total interest expense$9,784,0001,534
Net interest income$12,604,0001,380
Provision for loan and lease losses$720,0001,277
Total noninterest income$2,551,0001,543
Gross Fiduciary activities income$380,000716
Service charges on deposit accounts$959,0001,365
Trading account gains and fees$0173
Additional Noninterest Income$1,212,0001,630
Total noninterest expense$8,430,0001,630
Salaries and employee benefits$4,465,0001,556
Premises and equipment expense$1,445,0001,409
Additional noninterest expense$2,520,0001,760
Pre-tax net operating income$6,005,0001,274
Securities gains (losses)$03,155
Applicable income taxes$2,153,0001,155
Income before extraordinary items$3,852,0001,391
Extraordinary gains, net$035
Net income$3,852,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$847,000799
Cash dividends$1,454,0001,730
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,852,0001,373
1998-12-31 (YTD Data)Rank
Total interest income$21,993,0001,470
Total interest expense$10,021,0001,520
Net interest income$11,972,0001,405
Provision for loan and lease losses$680,0001,348
Total noninterest income$2,316,0001,645
Gross Fiduciary activities income$422,000693
Service charges on deposit accounts$876,0001,428
Trading account gains and fees$0224
Additional Noninterest Income$1,018,0001,831
Total noninterest expense$7,951,0001,661
Salaries and employee benefits$4,264,0001,552
Premises and equipment expense$1,337,0001,469
Additional noninterest expense$2,350,0001,797
Pre-tax net operating income$5,657,0001,326
Securities gains (losses)$04,449
Applicable income taxes$2,028,0001,249
Income before extraordinary items$3,629,0001,459
Extraordinary gains, net$032
Net income$3,629,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,000887
Cash dividends$1,362,0001,789
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,629,0001,394
1997-12-31 (YTD Data)Rank
Total interest income$21,016,0001,569
Total interest expense$9,280,0001,670
Net interest income$11,736,0001,473
Provision for loan and lease losses$630,0001,447
Total noninterest income$2,168,0001,660
Gross Fiduciary activities income$353,000767
Service charges on deposit accounts$815,0001,596
Trading account gains and fees$0239
Additional Noninterest Income$1,000,0001,739
Total noninterest expense$7,610,0001,713
Salaries and employee benefits$4,094,0001,596
Premises and equipment expense$1,291,0001,507
Additional noninterest expense$2,225,0001,910
Pre-tax net operating income$5,664,0001,372
Securities gains (losses)$03,944
Applicable income taxes$2,039,0001,299
Income before extraordinary items$3,625,0001,492
Extraordinary gains, net$044
Net income$3,625,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,860
Cash dividends$2,297,0001,160
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,625,0001,455
1996-12-31 (YTD Data)Rank
Total interest income$18,913,0001,784
Total interest expense$8,338,0001,885
Net interest income$10,575,0001,676
Provision for loan and lease losses$480,0001,787
Total noninterest income$1,800,0002,010
Gross Fiduciary activities income$281,000881
Service charges on deposit accounts$766,0001,755
Trading account gains and fees$0262
Additional Noninterest Income$753,0002,188
Total noninterest expense$7,395,0001,910
Salaries and employee benefits$3,955,0001,679
Premises and equipment expense$1,182,0001,720
Additional noninterest expense$2,258,0002,206
Pre-tax net operating income$4,500,0001,610
Securities gains (losses)$04,148
Applicable income taxes$1,605,0001,502
Income before extraordinary items$2,895,0001,718
Extraordinary gains, net$053
Net income$2,895,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,410
Cash dividends$994,0002,183
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,895,0001,685
1995-12-31 (YTD Data)Rank
Total interest income$17,500,0001,934
Total interest expense$7,976,0001,964
Net interest income$9,524,0001,873
Provision for loan and lease losses$340,0002,093
Total noninterest income$1,560,0002,224
Gross Fiduciary activities income$318,000876
Service charges on deposit accounts$703,0001,930
Trading account gains and fees$0522
Additional Noninterest Income$539,0002,734
Total noninterest expense$6,913,0002,001
Salaries and employee benefits$3,737,0001,774
Premises and equipment expense$1,163,0001,738
Additional noninterest expense$2,013,0002,385
Pre-tax net operating income$3,831,0001,932
Securities gains (losses)$13,0002,193
Applicable income taxes$1,291,0001,888
Income before extraordinary items$2,553,0001,970
Extraordinary gains, net$065
Net income$2,553,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,620
Cash dividends$925,0002,180
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,544,4201,956
1994-12-31 (YTD Data)Rank
Total interest income$16,059,0001,919
Total interest expense$6,501,0001,921
Net interest income$9,558,0001,889
Provision for loan and lease losses$254,0002,564
Total noninterest income$1,438,0002,376
Gross Fiduciary activities income$230,000984
Service charges on deposit accounts$665,0002,036
Trading account gains and fees$0475
Additional Noninterest Income$543,0002,796
Total noninterest expense$7,256,0001,973
Salaries and employee benefits$3,613,0001,852
Premises and equipment expense$1,036,0001,959
Additional noninterest expense$2,607,0002,070
Pre-tax net operating income$3,486,0002,046
Securities gains (losses)$03,600
Applicable income taxes$1,147,0001,963
Income before extraordinary items$2,339,0002,091
Extraordinary gains, net$0249
Net income$2,339,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,00012,159
Cash dividends$854,0002,168
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,339,0002,109
1993-12-31 (YTD Data)Rank
Total interest income$15,929,0001,971
Total interest expense$6,563,0001,971
Net interest income$9,366,0001,930
Provision for loan and lease losses$1,295,0001,103
Total noninterest income$1,654,0002,258
Gross Fiduciary activities income$219,0001,039
Service charges on deposit accounts$720,0001,894
Trading account gains and fees$0532
Additional Noninterest Income$715,0002,556
Total noninterest expense$6,896,0002,125
Salaries and employee benefits$3,290,0002,023
Premises and equipment expense$971,0002,115
Additional noninterest expense$2,635,0002,114
Pre-tax net operating income$2,829,0002,433
Securities gains (losses)$07,477
Applicable income taxes$853,0002,620
Income before extraordinary items$1,976,0002,554
Extraordinary gains, net$03,149
Net income$1,976,0002,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,0001,320
Cash dividends$785,0002,194
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,976,0002,402
1992-12-31 (YTD Data)Rank
Total interest income$16,598,0002,136
Total interest expense$7,754,0002,193
Net interest income$8,844,0002,069
Provision for loan and lease losses$945,0001,908
Total noninterest income$1,464,0002,435
Gross Fiduciary activities income$222,0001,052
Service charges on deposit accounts$664,0002,051
Trading account gains and fees$0504
Additional Noninterest Income$578,0002,897
Total noninterest expense$6,366,0002,296
Salaries and employee benefits$3,120,0002,107
Premises and equipment expense$926,0002,243
Additional noninterest expense$2,320,0002,470
Pre-tax net operating income$2,997,0002,079
Securities gains (losses)$5,0007,049
Applicable income taxes$975,0002,159
Income before extraordinary items$2,027,0002,258
Extraordinary gains, net$01,422
Net income$2,027,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,0001,853
Cash dividends$850,0001,800
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,023,6002,089

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.