Home > The Farmers Bank, Frankfort, Indiana > Net charge- offs to loans
The Farmers Bank, Frankfort, Indiana, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 4,229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 4,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 3,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 4,277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0441% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0932% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0932% | 4,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 4,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0489% | 4,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,709 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2188% | 4,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2188% | 4,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0550% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6313% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6313% | 4,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1154% | 4,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1937% | 4,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1526% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1526% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1459% | 4,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2493% | 4,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0727% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0280% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0280% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 3,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0998% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0142% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0142% | 3,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1878% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0884% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0281% | 3,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0281% | 3,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,207 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0570% | 4,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2316% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2316% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0423% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1531% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2258% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 4,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2285% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0995% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0995% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 4,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0288% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0288% | 1,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0958% | 4,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0958% | 4,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 3,416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 4,169 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1173% | 4,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1173% | 4,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1752% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1752% | 4,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0494% | 4,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3728% | 4,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3728% | 4,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 2,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0658% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5587% | 4,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1355% | 4,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1842% | 4,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3664% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3664% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0893% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7508% | 4,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1608% | 5,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0584% | 3,695 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2189% | 5,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2325% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1351% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1454% | 4,288 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 4,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0870% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 4,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 4,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2640% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2741% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 4,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 3,635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0733% | 4,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3033% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4878% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5015% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7562% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2588% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2588% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6595% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6733% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4860% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1739% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1739% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8347% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0155% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0525% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1261% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2861% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2204% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2204% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0172% | 3,758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5314% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4451% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4451% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0996% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1151% | 5,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2247% | 5,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1662% | 4,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1686% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1686% | 2,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1489% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1710% | 5,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2993% | 5,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 5,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,804 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 5,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1786% | 5,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0584% | 3,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2237% | 5,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2520% | 5,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4499% | 5,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 5,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0859% | 5,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2408% | 5,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 5,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 5,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 5,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 5,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 4,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1480% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1480% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 5,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0739% | 5,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0404% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1944% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2199% | 5,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 3,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 3,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0041% | 1,581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0822% | 5,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2470% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1803% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2982% | 5,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0649% | 2,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3012% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2861% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3082% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3253% | 5,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2747% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2747% | 1,922 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0237% | 5,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 4,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 5,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1187% | 5,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2737% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0482% | 5,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1012% | 5,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1760% | 5,865 |
| Percentage Net Loans Charged-off:Construction & development | -2.1147% | 5,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 3,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0325% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 5,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1691% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0097% | 5,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0097% | 5,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1777% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1399% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2388% | 5,992 |
| Percentage Net Loans Charged-off:Construction & development | -2.8811% | 5,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 5,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 5,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2569% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0517% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0517% | 3,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2144% | 6,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3566% | 6,122 |
| Percentage Net Loans Charged-off:Construction & development | -4.2097% | 5,721 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 5,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 5,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4080% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1554% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1554% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0623% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9309% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0389% | 5,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0389% | 4,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1342% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3129% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3465% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5028% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1015% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2478% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3488% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2786% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0960% | 3,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0931% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3624% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4635% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6726% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3389% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4761% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0128% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0128% | 3,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0930% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2885% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4062% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0387% | 3,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0758% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2101% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3837% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5425% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0863% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1153% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1153% | 2,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1898% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.6067% | 5,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1127% | 2,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2376% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1174% | 1,209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2865% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6694% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4291% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4291% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2868% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 2,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3077% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1566% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3689% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4644% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4098% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4098% | 1,955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3265% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4472% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2352% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5325% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1617% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5594% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5594% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4199% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 6,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3599% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4689% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3163% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4887% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4092% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3034% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3820% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4880% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 19.1649% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 2,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 3,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 3,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0702% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0702% | 3,976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1630% | 1,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4694% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6065% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 27.0593% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0765% | 2,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0960% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1041% | 6,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1041% | 6,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1763% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7085% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9195% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 42.6386% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1236% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 3,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1720% | 6,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1720% | 6,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1390% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 6,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 6,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 6,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0668% | 5,803 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2043% | 6,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2043% | 6,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0411% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7160% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2449% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.3756% | 2,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3417% | 2,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 3,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 3,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2809% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1560% | 4,201 |
| Percentage Net Loans Charged-off: Credit card loans | -20.0000% | 1,466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1439% | 4,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0727% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9266% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2910% | 3,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.4857% | 2,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4576% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 4,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3352% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1835% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | -21.2800% | 1,466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1651% | 3,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4246% | 2,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6849% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 3,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 3,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2903% | 7,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | -24.0096% | 1,465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1848% | 3,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3827% | 7,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 6,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1739% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5128% | 7,191 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2752% | 6,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2049% | 6,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1189% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8513% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1173% | 4,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 3,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2661% | 3,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2854% | 1,500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2601% | 3,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6380% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0582% | 6,926 |
| Percentage Net Loans Charged-off: Credit card loans | -6.1728% | 1,562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0755% | 1,688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1159% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 2,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 1,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2555% | 2,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1859% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1279% | 7,054 |
| Percentage Net Loans Charged-off: Credit card loans | -7.6000% | 1,557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 1,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5251% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1852% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 2,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3726% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3417% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3815% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3253% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1310% | 6,907 |
| Percentage Net Loans Charged-off: Credit card loans | -10.5263% | 1,557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2849% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4525% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6930% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3842% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2284% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1269% | 6,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0166% | 6,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4492% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2632% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4685% | 1,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2099% | 1,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4919% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2974% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | -2.8736% | 1,664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0662% | 1,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4263% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2282% | 1,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 3,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 3,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9758% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1512% | 5,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0596% | 1,684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5247% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2359% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 3,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7592% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 5,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0100% | 6,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2970% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1029% | 7,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0606% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 6,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1252% | 2,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2094% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 2,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5111% | 7,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 4,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0475% | 6,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 7,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 2,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1270% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 1,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2836% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7887% | 7,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0952% | 5,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1754% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3141% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4039% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1479% | 7,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0731% | 4,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1915% | 1,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1663% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2572% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7951% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1433% | 7,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0888% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1602% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9979% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2247% | 7,962 |
| Percentage Net Loans Charged-off: Credit card loans | -234.0426% | 2,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0194% | 1,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3739% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2079% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4288% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2491% | 7,866 |
| Percentage Net Loans Charged-off: Credit card loans | -83.3750% | 1,990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2282% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6956% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1927% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0416% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1851% | 7,619 |
| Percentage Net Loans Charged-off: Credit card loans | -69.2042% | 1,973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0756% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1043% | 8,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 7,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5372% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3462% | 7,729 |
| Percentage Net Loans Charged-off: Credit card loans | -160.0000% | 1,959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0759% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4529% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 10.6487% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3024% | 7,882 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2471% | 8,032 |
| Percentage Net Loans Charged-off: Credit card loans | -270.8333% | 2,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1087% | 7,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5956% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 12.7518% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6108% | 8,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1901% | 7,846 |
| Percentage Net Loans Charged-off: Credit card loans | -308.8421% | 2,071 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1869% | 7,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4292% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8958% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 17.1715% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1148% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1546% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7446% | 8,081 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4429% | 8,089 |
| Percentage Net Loans Charged-off: Credit card loans | -337.7111% | 2,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3420% | 7,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1933% | 8,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2906% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3698% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9453% | 8,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3670% | 7,752 |
| Percentage Net Loans Charged-off: Credit card loans | -622.2222% | 2,036 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9115% | 7,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3076% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1621% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1497% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2269% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2929% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7084% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6808% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | -205.8824% | 2,211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 6,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6725% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5176% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8169% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2582% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3336% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2495% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8897% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | -185.0612% | 2,199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1862% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3622% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2078% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1161% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3385% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4370% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6285% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4916% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | -190.8657% | 2,185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3366% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2785% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2563% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3308% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7457% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5998% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | -82.0513% | 2,163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6426% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0427% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4208% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 5.8617% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2236% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4320% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3499% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1681% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7717% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4633% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 6.1358% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1663% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1996% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4111% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8725% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2240% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1892% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0436% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6607% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 9.3531% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1798% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1314% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3092% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5553% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5047% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1884% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2457% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2862% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 16.1906% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3371% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2117% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2493% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4582% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4032% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4071% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1030% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2335% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 1.7388% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1587% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1422% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8721% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2822% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2807% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2181% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 2.3738% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2239% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1233% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0211% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2782% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7966% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2989% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 3.5680% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4460% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1361% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1764% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3105% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5004% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.3755% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 8,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 8,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1018% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7795% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7365% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0477% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5037% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0566% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2368% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 3,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9836% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4752% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1029% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4928% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 8,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.0625% | 8,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0791% | 8,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3580% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1744% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7358% | 8,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 5,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0443% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6311% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1943% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9226% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3646% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 5,898 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2524% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0570% | 11,001 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6049% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6238% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |