Home > The Farmers Bank and Trust Company of Georgetown, Kentucky > Income and Expense
The Farmers Bank and Trust Company of Georgetown, Kentucky, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,461,000 | 2,015 |
| Total interest expense | $7,010,000 | 1,803 |
| Net interest income | $7,451,000 | 2,247 |
| Provision for loan and lease losses | $416,000 | 3,011 |
| Total noninterest income | $1,477,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $895,000 | 1,512 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $582,000 | 2,575 |
| Total noninterest expense | $6,625,000 | 2,167 |
| Salaries and employee benefits | $2,919,000 | 2,602 |
| Premises and equipment expense | $843,000 | 2,381 |
| Additional noninterest expense | $2,863,000 | 1,562 |
| Pre-tax net operating income | $1,887,000 | 2,397 |
| Securities gains (losses) | $-2,640,000 | 8,111 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-753,000 | 7,376 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-753,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,998 |
| Cash dividends | $2,072,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,887,000 | 1,969 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,948,000 | 1,993 |
| Total interest expense | $4,973,000 | 1,775 |
| Net interest income | $4,975,000 | 2,231 |
| Provision for loan and lease losses | $416,000 | 2,120 |
| Total noninterest income | $1,015,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $594,000 | 1,501 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $421,000 | 2,507 |
| Total noninterest expense | $4,269,000 | 2,241 |
| Salaries and employee benefits | $1,955,000 | 2,622 |
| Premises and equipment expense | $496,000 | 2,659 |
| Additional noninterest expense | $1,818,000 | 1,620 |
| Pre-tax net operating income | $1,305,000 | 2,467 |
| Securities gains (losses) | $114,000 | 875 |
| Applicable income taxes | $389,000 | 1,902 |
| Income before extraordinary items | $1,030,000 | 2,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,030,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,581 |
| Cash dividends | $2,072,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $946,780 | 2,637 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 1,985 |
| Total interest expense | $2,763,000 | 1,698 |
| Net interest income | $2,362,000 | 2,335 |
| Provision for loan and lease losses | $416,000 | 1,113 |
| Total noninterest income | $526,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $289,000 | 1,513 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $237,000 | 2,305 |
| Total noninterest expense | $2,115,000 | 2,259 |
| Salaries and employee benefits | $988,000 | 2,613 |
| Premises and equipment expense | $246,000 | 2,694 |
| Additional noninterest expense | $881,000 | 1,627 |
| Pre-tax net operating income | $357,000 | 3,789 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $68,000 | 3,248 |
| Income before extraordinary items | $294,000 | 3,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $294,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,680 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $289,950 | 3,797 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,292,000 | 1,901 |
| Total interest expense | $11,659,000 | 1,718 |
| Net interest income | $10,633,000 | 2,130 |
| Provision for loan and lease losses | $1,102,000 | 1,323 |
| Total noninterest income | $2,044,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,310,000 | 1,366 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $734,000 | 2,692 |
| Total noninterest expense | $8,615,000 | 2,140 |
| Salaries and employee benefits | $4,279,000 | 2,350 |
| Premises and equipment expense | $1,095,000 | 2,371 |
| Additional noninterest expense | $3,241,000 | 1,715 |
| Pre-tax net operating income | $2,960,000 | 2,497 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $964,000 | 1,907 |
| Income before extraordinary items | $1,996,000 | 2,838 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,996,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,918 |
| Cash dividends | $3,890,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,996,000 | 2,812 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,955,000 | 1,874 |
| Total interest expense | $8,723,000 | 1,716 |
| Net interest income | $8,232,000 | 2,077 |
| Provision for loan and lease losses | $11,000 | 6,130 |
| Total noninterest income | $1,525,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $968,000 | 1,366 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $557,000 | 2,674 |
| Total noninterest expense | $6,398,000 | 2,126 |
| Salaries and employee benefits | $3,145,000 | 2,394 |
| Premises and equipment expense | $844,000 | 2,290 |
| Additional noninterest expense | $2,409,000 | 1,688 |
| Pre-tax net operating income | $3,348,000 | 1,923 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,111,000 | 1,527 |
| Income before extraordinary items | $2,237,000 | 2,169 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,237,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $3,191,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,237,000 | 2,157 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,489,000 | 1,866 |
| Total interest expense | $5,966,000 | 1,677 |
| Net interest income | $5,523,000 | 2,098 |
| Provision for loan and lease losses | $-257,000 | 8,535 |
| Total noninterest income | $970,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $629,000 | 1,400 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $341,000 | 2,820 |
| Total noninterest expense | $4,337,000 | 2,120 |
| Salaries and employee benefits | $2,142,000 | 2,380 |
| Premises and equipment expense | $576,000 | 2,242 |
| Additional noninterest expense | $1,619,000 | 1,677 |
| Pre-tax net operating income | $2,413,000 | 1,861 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $791,000 | 1,500 |
| Income before extraordinary items | $1,622,000 | 2,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,622,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,230 |
| Cash dividends | $3,191,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,622,000 | 2,074 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 1,875 |
| Total interest expense | $3,063,000 | 1,632 |
| Net interest income | $2,649,000 | 2,181 |
| Provision for loan and lease losses | $-245,000 | 8,599 |
| Total noninterest income | $409,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $299,000 | 1,436 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $110,000 | 3,585 |
| Total noninterest expense | $2,133,000 | 2,169 |
| Salaries and employee benefits | $1,062,000 | 2,421 |
| Premises and equipment expense | $292,000 | 2,239 |
| Additional noninterest expense | $779,000 | 1,725 |
| Pre-tax net operating income | $1,170,000 | 1,902 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $376,000 | 1,587 |
| Income before extraordinary items | $794,000 | 2,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $794,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,212 |
| Cash dividends | $3,191,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $794,000 | 2,066 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,629,000 | 2,018 |
| Total interest expense | $9,021,000 | 1,845 |
| Net interest income | $10,608,000 | 2,180 |
| Provision for loan and lease losses | $-209,000 | 8,539 |
| Total noninterest income | $3,057,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,543,000 | 1,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,514,000 | 1,656 |
| Total noninterest expense | $9,809,000 | 1,816 |
| Salaries and employee benefits | $5,095,000 | 1,910 |
| Premises and equipment expense | $1,296,000 | 1,946 |
| Additional noninterest expense | $3,418,000 | 1,544 |
| Pre-tax net operating income | $4,065,000 | 2,233 |
| Securities gains (losses) | $-40,000 | 7,853 |
| Applicable income taxes | $1,298,000 | 1,866 |
| Income before extraordinary items | $2,727,000 | 2,437 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,727,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,754,200 | 2,403 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 2,096 |
| Total interest expense | $6,117,000 | 1,955 |
| Net interest income | $7,904,000 | 2,208 |
| Provision for loan and lease losses | $-264,000 | 8,634 |
| Total noninterest income | $2,123,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,181,000 | 1,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $942,000 | 1,898 |
| Total noninterest expense | $7,270,000 | 1,834 |
| Salaries and employee benefits | $3,652,000 | 1,993 |
| Premises and equipment expense | $987,000 | 1,928 |
| Additional noninterest expense | $2,631,000 | 1,506 |
| Pre-tax net operating income | $3,021,000 | 2,317 |
| Securities gains (losses) | $-40,000 | 8,101 |
| Applicable income taxes | $973,000 | 1,920 |
| Income before extraordinary items | $2,008,000 | 2,557 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,008,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,375 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,034,800 | 2,517 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,027,000 | 2,127 |
| Total interest expense | $3,820,000 | 1,982 |
| Net interest income | $5,207,000 | 2,252 |
| Provision for loan and lease losses | $-263,000 | 8,684 |
| Total noninterest income | $1,512,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $776,000 | 1,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $736,000 | 1,695 |
| Total noninterest expense | $4,781,000 | 1,857 |
| Salaries and employee benefits | $2,414,000 | 2,027 |
| Premises and equipment expense | $652,000 | 1,934 |
| Additional noninterest expense | $1,715,000 | 1,547 |
| Pre-tax net operating income | $2,201,000 | 2,152 |
| Securities gains (losses) | $-40,000 | 8,308 |
| Applicable income taxes | $669,000 | 1,909 |
| Income before extraordinary items | $1,492,000 | 2,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,492,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,568 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,519,600 | 2,298 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 2,090 |
| Total interest expense | $1,845,000 | 1,962 |
| Net interest income | $2,658,000 | 2,194 |
| Provision for loan and lease losses | $-66,000 | 8,643 |
| Total noninterest income | $712,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $366,000 | 1,183 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $346,000 | 1,741 |
| Total noninterest expense | $2,384,000 | 1,869 |
| Salaries and employee benefits | $1,204,000 | 2,042 |
| Premises and equipment expense | $329,000 | 1,930 |
| Additional noninterest expense | $851,000 | 1,540 |
| Pre-tax net operating income | $1,052,000 | 2,195 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $326,000 | 1,914 |
| Income before extraordinary items | $726,000 | 2,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $726,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,434 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $726,000 | 2,358 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,127,000 | 2,197 |
| Total interest expense | $6,279,000 | 1,807 |
| Net interest income | $8,848,000 | 2,463 |
| Provision for loan and lease losses | $-250,000 | 8,712 |
| Total noninterest income | $2,567,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,559,000 | 1,143 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,008,000 | 2,205 |
| Total noninterest expense | $9,272,000 | 1,827 |
| Salaries and employee benefits | $4,612,000 | 1,995 |
| Premises and equipment expense | $1,313,000 | 1,833 |
| Additional noninterest expense | $3,347,000 | 1,516 |
| Pre-tax net operating income | $2,393,000 | 3,245 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $730,000 | 2,744 |
| Income before extraordinary items | $1,663,000 | 3,541 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,663,000 | 3,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 915 |
| Cash dividends | $2,164,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,663,000 | 3,511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,946,000 | 2,221 |
| Total interest expense | $4,511,000 | 1,778 |
| Net interest income | $6,435,000 | 2,519 |
| Provision for loan and lease losses | $-326,000 | 8,765 |
| Total noninterest income | $1,971,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,169,000 | 1,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $802,000 | 2,113 |
| Total noninterest expense | $6,927,000 | 1,817 |
| Salaries and employee benefits | $3,490,000 | 1,957 |
| Premises and equipment expense | $968,000 | 1,864 |
| Additional noninterest expense | $2,469,000 | 1,521 |
| Pre-tax net operating income | $1,805,000 | 3,296 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $540,000 | 2,815 |
| Income before extraordinary items | $1,265,000 | 3,536 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,265,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,277 |
| Cash dividends | $1,098,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,265,000 | 3,504 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 2,194 |
| Total interest expense | $2,985,000 | 1,691 |
| Net interest income | $4,215,000 | 2,531 |
| Provision for loan and lease losses | $-283,000 | 8,782 |
| Total noninterest income | $1,277,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $766,000 | 1,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $511,000 | 2,148 |
| Total noninterest expense | $4,570,000 | 1,816 |
| Salaries and employee benefits | $2,304,000 | 1,963 |
| Premises and equipment expense | $638,000 | 1,871 |
| Additional noninterest expense | $1,628,000 | 1,531 |
| Pre-tax net operating income | $1,205,000 | 3,238 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $334,000 | 2,911 |
| Income before extraordinary items | $871,000 | 3,432 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $871,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,208 |
| Cash dividends | $1,098,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $871,000 | 3,384 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 2,183 |
| Total interest expense | $1,489,000 | 1,600 |
| Net interest income | $2,054,000 | 2,593 |
| Provision for loan and lease losses | $-148,000 | 8,851 |
| Total noninterest income | $621,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $369,000 | 1,128 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $252,000 | 2,142 |
| Total noninterest expense | $2,262,000 | 1,843 |
| Salaries and employee benefits | $1,148,000 | 1,988 |
| Premises and equipment expense | $316,000 | 1,894 |
| Additional noninterest expense | $798,000 | 1,561 |
| Pre-tax net operating income | $561,000 | 3,385 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $148,000 | 3,123 |
| Income before extraordinary items | $413,000 | 3,546 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $413,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $413,000 | 3,508 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,810 |
| Total interest expense | $3,571,000 | 2,262 |
| Net interest income | $6,492,000 | 3,085 |
| Provision for loan and lease losses | $166,000 | 4,073 |
| Total noninterest income | $1,695,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,082,000 | 1,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $613,000 | 2,952 |
| Total noninterest expense | $6,413,000 | 2,492 |
| Salaries and employee benefits | $3,239,000 | 2,655 |
| Premises and equipment expense | $911,000 | 2,499 |
| Additional noninterest expense | $2,263,000 | 2,151 |
| Pre-tax net operating income | $1,608,000 | 4,074 |
| Securities gains (losses) | $69,000 | 1,499 |
| Applicable income taxes | $405,000 | 3,706 |
| Income before extraordinary items | $1,272,000 | 4,048 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,272,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,551 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,219,560 | 4,097 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 2,981 |
| Total interest expense | $2,315,000 | 2,526 |
| Net interest income | $4,658,000 | 3,190 |
| Provision for loan and lease losses | $166,000 | 3,364 |
| Total noninterest income | $1,224,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $767,000 | 1,733 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $457,000 | 2,955 |
| Total noninterest expense | $4,131,000 | 2,835 |
| Salaries and employee benefits | $2,161,000 | 2,925 |
| Premises and equipment expense | $585,000 | 2,849 |
| Additional noninterest expense | $1,385,000 | 2,561 |
| Pre-tax net operating income | $1,585,000 | 3,453 |
| Securities gains (losses) | $92,000 | 1,227 |
| Applicable income taxes | $456,000 | 3,062 |
| Income before extraordinary items | $1,221,000 | 3,495 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,221,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,153,840 | 3,573 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 3,019 |
| Total interest expense | $1,502,000 | 2,568 |
| Net interest income | $3,071,000 | 3,222 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $761,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $502,000 | 1,744 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 3,259 |
| Total noninterest expense | $2,617,000 | 2,967 |
| Salaries and employee benefits | $1,356,000 | 3,114 |
| Premises and equipment expense | $374,000 | 2,957 |
| Additional noninterest expense | $887,000 | 2,659 |
| Pre-tax net operating income | $1,166,000 | 3,181 |
| Securities gains (losses) | $79,000 | 1,174 |
| Applicable income taxes | $346,000 | 2,822 |
| Income before extraordinary items | $899,000 | 3,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $899,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $842,120 | 3,290 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 3,055 |
| Total interest expense | $750,000 | 2,607 |
| Net interest income | $1,510,000 | 3,240 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $375,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 1,761 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $1,229,000 | 3,149 |
| Salaries and employee benefits | $632,000 | 3,317 |
| Premises and equipment expense | $181,000 | 3,067 |
| Additional noninterest expense | $416,000 | 2,804 |
| Pre-tax net operating income | $620,000 | 2,999 |
| Securities gains (losses) | $79,000 | 928 |
| Applicable income taxes | $229,000 | 2,342 |
| Income before extraordinary items | $470,000 | 3,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $470,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,294 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $417,070 | 3,275 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,664,000 | 3,203 |
| Total interest expense | $3,194,000 | 2,704 |
| Net interest income | $5,470,000 | 3,448 |
| Provision for loan and lease losses | $137,000 | 4,738 |
| Total noninterest income | $2,101,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,056,000 | 1,625 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,045,000 | 2,325 |
| Total noninterest expense | $4,853,000 | 3,127 |
| Salaries and employee benefits | $2,577,000 | 3,190 |
| Premises and equipment expense | $674,000 | 3,188 |
| Additional noninterest expense | $1,602,000 | 2,900 |
| Pre-tax net operating income | $2,581,000 | 2,820 |
| Securities gains (losses) | $150,000 | 1,560 |
| Applicable income taxes | $753,000 | 2,641 |
| Income before extraordinary items | $1,978,000 | 2,892 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,978,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $4,756,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,870,000 | 2,897 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 3,222 |
| Total interest expense | $2,488,000 | 2,696 |
| Net interest income | $4,109,000 | 3,445 |
| Provision for loan and lease losses | $-26,000 | 9,063 |
| Total noninterest income | $1,698,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $804,000 | 1,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $894,000 | 2,212 |
| Total noninterest expense | $3,618,000 | 3,144 |
| Salaries and employee benefits | $1,937,000 | 3,185 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $1,189,000 | 2,902 |
| Pre-tax net operating income | $2,215,000 | 2,629 |
| Securities gains (losses) | $150,000 | 1,423 |
| Applicable income taxes | $653,000 | 2,503 |
| Income before extraordinary items | $1,712,000 | 2,676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,712,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $2,911,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,604,000 | 2,672 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 3,160 |
| Total interest expense | $1,724,000 | 2,678 |
| Net interest income | $2,790,000 | 3,386 |
| Provision for loan and lease losses | $-13,000 | 9,107 |
| Total noninterest income | $1,104,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $532,000 | 1,590 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $572,000 | 2,244 |
| Total noninterest expense | $2,342,000 | 3,232 |
| Salaries and employee benefits | $1,261,000 | 3,253 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $768,000 | 2,973 |
| Pre-tax net operating income | $1,565,000 | 2,497 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $445,000 | 2,494 |
| Income before extraordinary items | $1,148,000 | 2,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,148,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $2,911,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,127,840 | 2,561 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 3,075 |
| Total interest expense | $894,000 | 2,658 |
| Net interest income | $1,457,000 | 3,256 |
| Provision for loan and lease losses | $-26,000 | 9,212 |
| Total noninterest income | $485,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $258,000 | 1,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $227,000 | 2,498 |
| Total noninterest expense | $1,164,000 | 3,248 |
| Salaries and employee benefits | $634,000 | 3,205 |
| Premises and equipment expense | $156,000 | 3,382 |
| Additional noninterest expense | $374,000 | 3,023 |
| Pre-tax net operating income | $804,000 | 2,459 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $597,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $576,840 | 2,489 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,954,000 | 3,030 |
| Total interest expense | $4,150,000 | 2,653 |
| Net interest income | $5,804,000 | 3,234 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $1,862,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,122,000 | 1,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $740,000 | 2,627 |
| Total noninterest expense | $4,508,000 | 3,216 |
| Salaries and employee benefits | $2,482,000 | 3,141 |
| Premises and equipment expense | $614,000 | 3,347 |
| Additional noninterest expense | $1,412,000 | 3,106 |
| Pre-tax net operating income | $2,883,000 | 2,584 |
| Securities gains (losses) | $101,000 | 1,743 |
| Applicable income taxes | $855,000 | 2,479 |
| Income before extraordinary items | $2,129,000 | 2,672 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,129,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,793 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,057,290 | 2,647 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,296,000 | 3,003 |
| Total interest expense | $5,382,000 | 2,954 |
| Net interest income | $5,914,000 | 2,975 |
| Provision for loan and lease losses | $255,000 | 3,548 |
| Total noninterest income | $1,559,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $882,000 | 1,720 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $677,000 | 2,622 |
| Total noninterest expense | $4,529,000 | 3,076 |
| Salaries and employee benefits | $2,383,000 | 3,077 |
| Premises and equipment expense | $609,000 | 3,314 |
| Additional noninterest expense | $1,537,000 | 2,810 |
| Pre-tax net operating income | $2,689,000 | 2,517 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $880,000 | 2,270 |
| Income before extraordinary items | $1,809,000 | 2,776 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,809,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,177 |
| Cash dividends | $1,375,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,809,000 | 2,681 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,172,000 | 3,090 |
| Total interest expense | $5,036,000 | 3,296 |
| Net interest income | $6,136,000 | 2,874 |
| Provision for loan and lease losses | $136,000 | 4,597 |
| Total noninterest income | $1,160,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $767,000 | 1,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $393,000 | 3,389 |
| Total noninterest expense | $4,250,000 | 3,167 |
| Salaries and employee benefits | $2,164,000 | 3,241 |
| Premises and equipment expense | $531,000 | 3,615 |
| Additional noninterest expense | $1,555,000 | 2,720 |
| Pre-tax net operating income | $2,910,000 | 2,445 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $991,000 | 2,139 |
| Income before extraordinary items | $1,919,000 | 2,662 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,919,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,375 |
| Cash dividends | $707,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,919,000 | 2,655 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,826,000 | 3,270 |
| Total interest expense | $3,913,000 | 3,651 |
| Net interest income | $5,913,000 | 2,964 |
| Provision for loan and lease losses | $34,000 | 7,136 |
| Total noninterest income | $1,282,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $798,000 | 1,666 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $484,000 | 3,014 |
| Total noninterest expense | $4,125,000 | 3,224 |
| Salaries and employee benefits | $2,047,000 | 3,370 |
| Premises and equipment expense | $525,000 | 3,618 |
| Additional noninterest expense | $1,553,000 | 2,783 |
| Pre-tax net operating income | $3,036,000 | 2,390 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,033,000 | 2,169 |
| Income before extraordinary items | $2,003,000 | 2,592 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,003,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $1,604,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,003,000 | 2,559 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,831,000 | 3,282 |
| Total interest expense | $4,044,000 | 3,651 |
| Net interest income | $5,787,000 | 2,980 |
| Provision for loan and lease losses | $207,000 | 3,445 |
| Total noninterest income | $1,440,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $800,000 | 1,584 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $640,000 | 2,540 |
| Total noninterest expense | $4,354,000 | 2,976 |
| Salaries and employee benefits | $2,147,000 | 3,123 |
| Premises and equipment expense | $495,000 | 3,742 |
| Additional noninterest expense | $1,712,000 | 2,433 |
| Pre-tax net operating income | $2,666,000 | 2,633 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $929,000 | 2,441 |
| Income before extraordinary items | $1,749,000 | 2,859 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,749,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,563 |
| Cash dividends | $1,606,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,741,200 | 2,784 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,494,000 | 3,407 |
| Total interest expense | $3,893,000 | 3,774 |
| Net interest income | $5,601,000 | 3,120 |
| Provision for loan and lease losses | $202,000 | 3,414 |
| Total noninterest income | $1,851,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $848,000 | 1,530 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,003,000 | 1,735 |
| Total noninterest expense | $4,193,000 | 3,042 |
| Salaries and employee benefits | $1,991,000 | 3,326 |
| Premises and equipment expense | $420,000 | 4,276 |
| Additional noninterest expense | $1,782,000 | 2,329 |
| Pre-tax net operating income | $3,057,000 | 2,449 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,036,000 | 2,360 |
| Income before extraordinary items | $2,021,000 | 2,562 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,021,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,840 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,021,000 | 2,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,181,000 | 3,548 |
| Total interest expense | $3,854,000 | 3,842 |
| Net interest income | $5,327,000 | 3,324 |
| Provision for loan and lease losses | $275,000 | 2,762 |
| Total noninterest income | $1,612,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $840,000 | 1,595 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $772,000 | 2,155 |
| Total noninterest expense | $4,124,000 | 3,261 |
| Salaries and employee benefits | $1,971,000 | 3,374 |
| Premises and equipment expense | $366,000 | 4,870 |
| Additional noninterest expense | $1,787,000 | 2,715 |
| Pre-tax net operating income | $2,540,000 | 2,742 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $856,000 | 2,685 |
| Income before extraordinary items | $1,684,000 | 2,878 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,684,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,887 |
| Cash dividends | $2,009,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,684,000 | 2,839 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,761,000 | 3,702 |
| Total interest expense | $3,622,000 | 4,028 |
| Net interest income | $5,139,000 | 3,446 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $1,194,000 | 2,736 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $769,000 | 1,773 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $414,000 | 3,239 |
| Total noninterest expense | $3,821,000 | 3,465 |
| Salaries and employee benefits | $1,826,000 | 3,598 |
| Premises and equipment expense | $363,000 | 4,901 |
| Additional noninterest expense | $1,632,000 | 2,852 |
| Pre-tax net operating income | $2,482,000 | 2,871 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $861,000 | 2,703 |
| Income before extraordinary items | $1,621,000 | 3,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,621,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,901 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,621,000 | 2,998 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,450,000 | 3,987 |
| Total interest expense | $2,776,000 | 4,247 |
| Net interest income | $4,674,000 | 3,792 |
| Provision for loan and lease losses | $420,000 | 1,753 |
| Total noninterest income | $1,097,000 | 2,912 |
| Gross Fiduciary activities income | $34,000 | 1,368 |
| Service charges on deposit accounts | $700,000 | 1,928 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $363,000 | 3,632 |
| Total noninterest expense | $3,701,000 | 3,663 |
| Salaries and employee benefits | $1,789,000 | 3,641 |
| Premises and equipment expense | $332,000 | 5,275 |
| Additional noninterest expense | $1,580,000 | 3,158 |
| Pre-tax net operating income | $1,650,000 | 4,060 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $552,000 | 3,757 |
| Income before extraordinary items | $1,079,000 | 4,245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,079,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,174 |
| Cash dividends | $2,315,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,091,540 | 4,256 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 4,209 |
| Total interest expense | $2,818,000 | 4,344 |
| Net interest income | $4,374,000 | 4,047 |
| Provision for loan and lease losses | $960,000 | 1,337 |
| Total noninterest income | $1,121,000 | 3,069 |
| Gross Fiduciary activities income | $29,000 | 1,414 |
| Service charges on deposit accounts | $702,000 | 1,944 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $390,000 | 3,812 |
| Total noninterest expense | $3,790,000 | 3,655 |
| Salaries and employee benefits | $1,704,000 | 3,813 |
| Premises and equipment expense | $353,000 | 5,195 |
| Additional noninterest expense | $1,733,000 | 3,076 |
| Pre-tax net operating income | $745,000 | 7,118 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $442,000 | 8,041 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $442,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $996,000 | 1,144 |
| Cash dividends | $910,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $442,000 | 7,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,474,000 | 4,082 |
| Total interest expense | $3,718,000 | 4,337 |
| Net interest income | $4,756,000 | 3,818 |
| Provision for loan and lease losses | $1,098,000 | 1,731 |
| Total noninterest income | $1,074,000 | 3,125 |
| Gross Fiduciary activities income | $24,000 | 1,469 |
| Service charges on deposit accounts | $685,000 | 1,988 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $365,000 | 3,923 |
| Total noninterest expense | $3,858,000 | 3,619 |
| Salaries and employee benefits | $1,845,000 | 3,462 |
| Premises and equipment expense | $336,000 | 5,522 |
| Additional noninterest expense | $1,677,000 | 3,259 |
| Pre-tax net operating income | $874,000 | 6,226 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $323,000 | 5,657 |
| Income before extraordinary items | $551,000 | 6,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $551,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 1,221 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $551,000 | 6,554 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.