Home > The Farmers Bank and Savings Company > Income and Expense
The Farmers Bank and Savings Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,070,000 | 2,103 |
| Total interest expense | $5,314,000 | 1,940 |
| Net interest income | $11,756,000 | 2,148 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $2,730,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,022,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,708,000 | 1,754 |
| Total noninterest expense | $11,426,000 | 1,868 |
| Salaries and employee benefits | $5,670,000 | 2,024 |
| Premises and equipment expense | $1,467,000 | 1,566 |
| Additional noninterest expense | $1,708,000 | 1,754 |
| Pre-tax net operating income | $2,760,000 | 2,607 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $510,000 | 1,881 |
| Income before extraordinary items | $2,250,000 | 2,654 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,250,000 | 2,681 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,250,000 | 2,656 |
| Net charge-offs | $247,000 | 1,061 |
| Cash dividends | $2,150,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,250,000 | 2,680 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,190,000 | 2,130 |
| Total interest expense | $3,509,000 | 1,976 |
| Net interest income | $8,681,000 | 2,169 |
| Provision for loan and lease losses | $75,000 | 2,285 |
| Total noninterest income | $2,024,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $756,000 | 987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,268,000 | 1,768 |
| Total noninterest expense | $8,447,000 | 1,888 |
| Salaries and employee benefits | $4,135,000 | 2,061 |
| Premises and equipment expense | $1,065,000 | 1,594 |
| Additional noninterest expense | $1,268,000 | 1,768 |
| Pre-tax net operating income | $2,183,000 | 2,602 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $383,000 | 1,939 |
| Income before extraordinary items | $1,800,000 | 2,630 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,800,000 | 2,659 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,800,000 | 2,631 |
| Net charge-offs | $98,000 | 1,181 |
| Cash dividends | $1,800,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,800,000 | 2,652 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 2,169 |
| Total interest expense | $2,052,000 | 1,996 |
| Net interest income | $5,702,000 | 2,215 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,313,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $479,000 | 1,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 1,714 |
| Total noninterest expense | $5,675,000 | 1,868 |
| Salaries and employee benefits | $2,742,000 | 2,069 |
| Premises and equipment expense | $714,000 | 1,595 |
| Additional noninterest expense | $834,000 | 1,712 |
| Pre-tax net operating income | $1,340,000 | 2,712 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $247,000 | 2,000 |
| Income before extraordinary items | $1,093,000 | 2,760 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,093,000 | 2,792 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,093,000 | 2,760 |
| Net charge-offs | $87,000 | 976 |
| Cash dividends | $550,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,093,000 | 2,782 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 2,175 |
| Total interest expense | $891,000 | 1,976 |
| Net interest income | $2,915,000 | 2,199 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $636,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $237,000 | 1,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 1,731 |
| Total noninterest expense | $2,954,000 | 1,851 |
| Salaries and employee benefits | $1,339,000 | 2,121 |
| Premises and equipment expense | $375,000 | 1,559 |
| Additional noninterest expense | $399,000 | 1,731 |
| Pre-tax net operating income | $597,000 | 2,905 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $108,000 | 2,094 |
| Income before extraordinary items | $489,000 | 2,964 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $489,000 | 2,963 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $489,000 | 2,964 |
| Net charge-offs | $65,000 | 717 |
| Cash dividends | $225,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $489,000 | 2,988 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,675,000 | 2,004 |
| Total interest expense | $1,537,000 | 1,883 |
| Net interest income | $13,138,000 | 1,979 |
| Provision for loan and lease losses | $207,000 | 1,774 |
| Total noninterest income | $2,568,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $981,000 | 1,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,587,000 | 1,847 |
| Total noninterest expense | $11,778,000 | 1,797 |
| Salaries and employee benefits | $5,680,000 | 2,014 |
| Premises and equipment expense | $1,401,000 | 1,604 |
| Additional noninterest expense | $1,587,000 | 1,847 |
| Pre-tax net operating income | $3,721,000 | 2,396 |
| Securities gains (losses) | $-110,000 | 3,931 |
| Applicable income taxes | $677,000 | 1,829 |
| Income before extraordinary items | $2,934,000 | 2,488 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,934,000 | 2,486 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,934,000 | 2,487 |
| Net charge-offs | $115,000 | 1,171 |
| Cash dividends | $1,275,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,023,100 | 2,482 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 1,961 |
| Total interest expense | $990,000 | 1,775 |
| Net interest income | $9,832,000 | 1,956 |
| Provision for loan and lease losses | $100,000 | 1,857 |
| Total noninterest income | $1,954,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $732,000 | 1,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,222,000 | 1,853 |
| Total noninterest expense | $8,659,000 | 1,824 |
| Salaries and employee benefits | $4,248,000 | 2,017 |
| Premises and equipment expense | $1,044,000 | 1,621 |
| Additional noninterest expense | $1,222,000 | 1,853 |
| Pre-tax net operating income | $3,027,000 | 2,271 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $573,000 | 1,742 |
| Income before extraordinary items | $2,454,000 | 2,325 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,454,000 | 2,324 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,454,000 | 2,324 |
| Net charge-offs | $93,000 | 962 |
| Cash dividends | $1,075,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,454,000 | 2,364 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 1,942 |
| Total interest expense | $617,000 | 1,696 |
| Net interest income | $6,399,000 | 1,950 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,277,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $470,000 | 1,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $807,000 | 1,897 |
| Total noninterest expense | $5,674,000 | 1,842 |
| Salaries and employee benefits | $2,826,000 | 2,023 |
| Premises and equipment expense | $711,000 | 1,604 |
| Additional noninterest expense | $2,137,000 | 1,528 |
| Pre-tax net operating income | $2,002,000 | 2,198 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $380,000 | 1,679 |
| Income before extraordinary items | $1,622,000 | 2,244 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,622,000 | 2,245 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,622,000 | 2,244 |
| Net charge-offs | $68,000 | 851 |
| Cash dividends | $675,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,622,000 | 2,283 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 1,909 |
| Total interest expense | $317,000 | 1,596 |
| Net interest income | $3,129,000 | 1,928 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $617,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $230,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 1,939 |
| Total noninterest expense | $2,856,000 | 1,815 |
| Salaries and employee benefits | $1,410,000 | 2,019 |
| Premises and equipment expense | $369,000 | 1,591 |
| Additional noninterest expense | $1,077,000 | 1,494 |
| Pre-tax net operating income | $890,000 | 2,258 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $166,000 | 1,730 |
| Income before extraordinary items | $724,000 | 2,317 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $724,000 | 2,316 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $724,000 | 2,317 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $275,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $724,000 | 2,338 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,062,000 | 1,863 |
| Total interest expense | $1,831,000 | 1,420 |
| Net interest income | $13,231,000 | 1,905 |
| Provision for loan and lease losses | $-205,000 | 4,319 |
| Total noninterest income | $2,584,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $817,000 | 1,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,767,000 | 2,044 |
| Total noninterest expense | $11,336,000 | 1,812 |
| Salaries and employee benefits | $5,566,000 | 2,038 |
| Premises and equipment expense | $1,354,000 | 1,649 |
| Additional noninterest expense | $4,416,000 | 1,473 |
| Pre-tax net operating income | $4,684,000 | 2,137 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $891,000 | 1,687 |
| Income before extraordinary items | $3,793,000 | 2,242 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,793,000 | 2,243 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,793,000 | 2,243 |
| Net charge-offs | $68,000 | 1,516 |
| Cash dividends | $1,775,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,793,000 | 2,212 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,254,000 | 1,902 |
| Total interest expense | $1,476,000 | 1,421 |
| Net interest income | $9,778,000 | 1,955 |
| Provision for loan and lease losses | $-205,000 | 4,452 |
| Total noninterest income | $1,891,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $570,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,321,000 | 2,094 |
| Total noninterest expense | $8,089,000 | 1,884 |
| Salaries and employee benefits | $4,102,000 | 2,057 |
| Premises and equipment expense | $1,021,000 | 1,667 |
| Additional noninterest expense | $2,966,000 | 1,603 |
| Pre-tax net operating income | $3,785,000 | 2,118 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $725,000 | 1,706 |
| Income before extraordinary items | $3,060,000 | 2,219 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,060,000 | 2,218 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,060,000 | 2,219 |
| Net charge-offs | $67,000 | 1,247 |
| Cash dividends | $1,375,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,060,000 | 2,190 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,243,000 | 1,949 |
| Total interest expense | $1,062,000 | 1,395 |
| Net interest income | $6,181,000 | 2,005 |
| Provision for loan and lease losses | $-205,000 | 4,540 |
| Total noninterest income | $1,262,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $345,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 1,997 |
| Total noninterest expense | $5,378,000 | 1,877 |
| Salaries and employee benefits | $2,708,000 | 2,066 |
| Premises and equipment expense | $684,000 | 1,654 |
| Additional noninterest expense | $1,986,000 | 1,584 |
| Pre-tax net operating income | $2,270,000 | 2,227 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $430,000 | 1,788 |
| Income before extraordinary items | $1,840,000 | 2,337 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,840,000 | 2,336 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,840,000 | 2,337 |
| Net charge-offs | $25,000 | 1,407 |
| Cash dividends | $700,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,840,000 | 2,305 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 1,920 |
| Total interest expense | $570,000 | 1,377 |
| Net interest income | $3,076,000 | 1,992 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $599,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $172,000 | 1,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,089 |
| Total noninterest expense | $2,664,000 | 1,868 |
| Salaries and employee benefits | $1,339,000 | 2,074 |
| Premises and equipment expense | $348,000 | 1,656 |
| Additional noninterest expense | $977,000 | 1,571 |
| Pre-tax net operating income | $966,000 | 2,411 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $180,000 | 1,880 |
| Income before extraordinary items | $786,000 | 2,536 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $786,000 | 2,534 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $786,000 | 2,536 |
| Net charge-offs | $20,000 | 1,153 |
| Cash dividends | $325,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $786,000 | 2,507 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,066,000 | 1,881 |
| Total interest expense | $2,893,000 | 1,528 |
| Net interest income | $12,173,000 | 1,927 |
| Provision for loan and lease losses | $670,000 | 1,972 |
| Total noninterest income | $2,379,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $811,000 | 1,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,568,000 | 2,047 |
| Total noninterest expense | $10,254,000 | 1,927 |
| Salaries and employee benefits | $5,306,000 | 2,060 |
| Premises and equipment expense | $1,417,000 | 1,580 |
| Additional noninterest expense | $3,531,000 | 1,685 |
| Pre-tax net operating income | $3,628,000 | 2,175 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $697,000 | 1,710 |
| Income before extraordinary items | $2,931,000 | 2,336 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,931,000 | 2,336 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,931,000 | 2,336 |
| Net charge-offs | $324,000 | 1,238 |
| Cash dividends | $1,710,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,931,000 | 2,290 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,352,000 | 1,890 |
| Total interest expense | $2,244,000 | 1,569 |
| Net interest income | $9,108,000 | 1,934 |
| Provision for loan and lease losses | $490,000 | 1,987 |
| Total noninterest income | $1,766,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $598,000 | 1,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,168,000 | 2,012 |
| Total noninterest expense | $7,736,000 | 1,893 |
| Salaries and employee benefits | $4,043,000 | 2,027 |
| Premises and equipment expense | $1,070,000 | 1,575 |
| Additional noninterest expense | $2,623,000 | 1,680 |
| Pre-tax net operating income | $2,648,000 | 2,214 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $508,000 | 1,724 |
| Income before extraordinary items | $2,140,000 | 2,356 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,140,000 | 2,356 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,140,000 | 2,356 |
| Net charge-offs | $219,000 | 1,205 |
| Cash dividends | $1,435,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,140,000 | 2,304 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 1,912 |
| Total interest expense | $1,540,000 | 1,619 |
| Net interest income | $6,037,000 | 1,949 |
| Provision for loan and lease losses | $280,000 | 2,125 |
| Total noninterest income | $1,152,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $398,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $754,000 | 1,964 |
| Total noninterest expense | $5,172,000 | 1,888 |
| Salaries and employee benefits | $2,713,000 | 2,020 |
| Premises and equipment expense | $691,000 | 1,607 |
| Additional noninterest expense | $1,768,000 | 1,661 |
| Pre-tax net operating income | $1,737,000 | 2,197 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $332,000 | 1,672 |
| Income before extraordinary items | $1,405,000 | 2,320 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,405,000 | 2,319 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,405,000 | 2,320 |
| Net charge-offs | $154,000 | 1,134 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,405,000 | 2,281 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 1,882 |
| Total interest expense | $790,000 | 1,701 |
| Net interest income | $3,039,000 | 1,899 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $626,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $248,000 | 1,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 1,792 |
| Total noninterest expense | $2,701,000 | 1,837 |
| Salaries and employee benefits | $1,413,000 | 1,972 |
| Premises and equipment expense | $360,000 | 1,586 |
| Additional noninterest expense | $928,000 | 1,611 |
| Pre-tax net operating income | $844,000 | 2,083 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $161,000 | 1,572 |
| Income before extraordinary items | $683,000 | 2,211 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $683,000 | 2,210 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $683,000 | 2,211 |
| Net charge-offs | $99,000 | 890 |
| Cash dividends | $375,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $683,000 | 2,177 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,346,000 | 1,881 |
| Total interest expense | $3,167,000 | 1,740 |
| Net interest income | $12,179,000 | 1,906 |
| Provision for loan and lease losses | $231,000 | 2,223 |
| Total noninterest income | $2,402,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,014,000 | 1,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,388,000 | 1,884 |
| Total noninterest expense | $10,752,000 | 1,806 |
| Salaries and employee benefits | $5,598,000 | 1,948 |
| Premises and equipment expense | $1,404,000 | 1,589 |
| Additional noninterest expense | $3,750,000 | 1,593 |
| Pre-tax net operating income | $3,598,000 | 2,194 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $479,000 | 2,016 |
| Income before extraordinary items | $3,119,000 | 2,231 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,119,000 | 2,233 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,119,000 | 2,233 |
| Net charge-offs | $193,000 | 1,716 |
| Cash dividends | $1,530,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,119,000 | 2,199 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,351,000 | 1,919 |
| Total interest expense | $2,327,000 | 1,769 |
| Net interest income | $9,024,000 | 1,947 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $1,785,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $732,000 | 1,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,053,000 | 1,860 |
| Total noninterest expense | $8,057,000 | 1,807 |
| Salaries and employee benefits | $4,196,000 | 1,954 |
| Premises and equipment expense | $1,048,000 | 1,606 |
| Additional noninterest expense | $2,813,000 | 1,590 |
| Pre-tax net operating income | $2,722,000 | 2,244 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $458,000 | 1,874 |
| Income before extraordinary items | $2,264,000 | 2,339 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,264,000 | 2,338 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,264,000 | 2,340 |
| Net charge-offs | $132,000 | 1,584 |
| Cash dividends | $1,000,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,264,000 | 2,308 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 1,955 |
| Total interest expense | $1,486,000 | 1,800 |
| Net interest income | $5,919,000 | 1,970 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $1,140,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $462,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $678,000 | 1,879 |
| Total noninterest expense | $5,338,000 | 1,821 |
| Salaries and employee benefits | $2,778,000 | 1,964 |
| Premises and equipment expense | $704,000 | 1,603 |
| Additional noninterest expense | $1,856,000 | 1,610 |
| Pre-tax net operating income | $1,691,000 | 2,319 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $288,000 | 1,894 |
| Income before extraordinary items | $1,403,000 | 2,425 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,403,000 | 2,425 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,403,000 | 2,425 |
| Net charge-offs | $88,000 | 1,481 |
| Cash dividends | $625,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,403,000 | 2,399 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,993 |
| Total interest expense | $701,000 | 1,837 |
| Net interest income | $2,930,000 | 1,990 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $551,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $225,000 | 1,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 1,882 |
| Total noninterest expense | $2,668,000 | 1,826 |
| Salaries and employee benefits | $1,378,000 | 1,995 |
| Premises and equipment expense | $348,000 | 1,638 |
| Additional noninterest expense | $942,000 | 1,588 |
| Pre-tax net operating income | $813,000 | 2,342 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $137,000 | 1,905 |
| Income before extraordinary items | $676,000 | 2,414 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $676,000 | 2,413 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $676,000 | 2,413 |
| Net charge-offs | $54,000 | 1,174 |
| Cash dividends | $300,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $676,000 | 2,399 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,168,000 | 1,938 |
| Total interest expense | $2,696,000 | 1,552 |
| Net interest income | $11,472,000 | 2,018 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $2,533,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $942,000 | 1,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,591,000 | 1,730 |
| Total noninterest expense | $10,155,000 | 1,887 |
| Salaries and employee benefits | $5,330,000 | 1,990 |
| Premises and equipment expense | $1,369,000 | 1,629 |
| Additional noninterest expense | $3,456,000 | 1,687 |
| Pre-tax net operating income | $3,670,000 | 2,214 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $580,000 | 1,855 |
| Income before extraordinary items | $3,090,000 | 2,281 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,090,000 | 2,279 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,090,000 | 2,280 |
| Net charge-offs | $181,000 | 1,716 |
| Cash dividends | $1,070,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,090,000 | 2,276 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,526,000 | 1,945 |
| Total interest expense | $1,996,000 | 1,488 |
| Net interest income | $8,530,000 | 2,034 |
| Provision for loan and lease losses | $45,000 | 3,238 |
| Total noninterest income | $1,890,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $676,000 | 1,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,214,000 | 1,729 |
| Total noninterest expense | $7,571,000 | 1,887 |
| Salaries and employee benefits | $3,988,000 | 1,988 |
| Premises and equipment expense | $1,019,000 | 1,654 |
| Additional noninterest expense | $2,564,000 | 1,705 |
| Pre-tax net operating income | $2,804,000 | 2,215 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $436,000 | 1,919 |
| Income before extraordinary items | $2,368,000 | 2,258 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,368,000 | 2,257 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,368,000 | 2,257 |
| Net charge-offs | $92,000 | 1,786 |
| Cash dividends | $660,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,368,000 | 2,261 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 1,953 |
| Total interest expense | $1,296,000 | 1,462 |
| Net interest income | $5,622,000 | 2,052 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,276,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $437,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 1,693 |
| Total noninterest expense | $5,057,000 | 1,896 |
| Salaries and employee benefits | $2,669,000 | 1,995 |
| Premises and equipment expense | $682,000 | 1,662 |
| Additional noninterest expense | $1,706,000 | 1,720 |
| Pre-tax net operating income | $1,841,000 | 2,214 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $271,000 | 1,948 |
| Income before extraordinary items | $1,570,000 | 2,238 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,570,000 | 2,236 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,570,000 | 2,237 |
| Net charge-offs | $46,000 | 1,817 |
| Cash dividends | $380,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,570,000 | 2,238 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 1,966 |
| Total interest expense | $622,000 | 1,450 |
| Net interest income | $2,787,000 | 2,069 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $525,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $212,000 | 1,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 1,973 |
| Total noninterest expense | $2,471,000 | 1,945 |
| Salaries and employee benefits | $1,313,000 | 2,051 |
| Premises and equipment expense | $330,000 | 1,725 |
| Additional noninterest expense | $828,000 | 1,760 |
| Pre-tax net operating income | $841,000 | 2,306 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $142,000 | 1,877 |
| Income before extraordinary items | $699,000 | 2,378 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $699,000 | 2,377 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $699,000 | 2,378 |
| Net charge-offs | $38,000 | 1,333 |
| Cash dividends | $100,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $699,000 | 2,371 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,678,000 | 2,033 |
| Total interest expense | $2,000,000 | 1,537 |
| Net interest income | $10,678,000 | 2,114 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,080,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $900,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,180,000 | 2,082 |
| Total noninterest expense | $9,499,000 | 1,995 |
| Salaries and employee benefits | $4,826,000 | 2,135 |
| Premises and equipment expense | $1,275,000 | 1,752 |
| Additional noninterest expense | $3,398,000 | 1,756 |
| Pre-tax net operating income | $3,259,000 | 2,349 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $936,000 | 1,942 |
| Income before extraordinary items | $2,323,000 | 2,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,323,000 | 2,441 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,323,000 | 2,441 |
| Net charge-offs | $244,000 | 1,663 |
| Cash dividends | $1,190,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,323,000 | 2,425 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 2,058 |
| Total interest expense | $1,425,000 | 1,585 |
| Net interest income | $7,976,000 | 2,129 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,525,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $668,000 | 1,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 2,147 |
| Total noninterest expense | $7,104,000 | 2,000 |
| Salaries and employee benefits | $3,617,000 | 2,146 |
| Premises and equipment expense | $972,000 | 1,740 |
| Additional noninterest expense | $2,515,000 | 1,769 |
| Pre-tax net operating income | $2,397,000 | 2,428 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $615,000 | 1,898 |
| Income before extraordinary items | $1,782,000 | 2,585 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,782,000 | 2,585 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,782,000 | 2,585 |
| Net charge-offs | $190,000 | 1,438 |
| Cash dividends | $795,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,782,000 | 2,571 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,131,000 | 2,082 |
| Total interest expense | $910,000 | 1,594 |
| Net interest income | $5,221,000 | 2,148 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $920,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $422,000 | 1,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,338 |
| Total noninterest expense | $4,563,000 | 2,065 |
| Salaries and employee benefits | $2,360,000 | 2,195 |
| Premises and equipment expense | $674,000 | 1,687 |
| Additional noninterest expense | $1,529,000 | 1,912 |
| Pre-tax net operating income | $1,578,000 | 2,408 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $403,000 | 1,889 |
| Income before extraordinary items | $1,175,000 | 2,567 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,175,000 | 2,566 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,175,000 | 2,567 |
| Net charge-offs | $95,000 | 1,566 |
| Cash dividends | $530,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,175,000 | 2,545 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 2,100 |
| Total interest expense | $434,000 | 1,638 |
| Net interest income | $2,589,000 | 2,165 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $478,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $205,000 | 1,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 2,214 |
| Total noninterest expense | $2,238,000 | 2,115 |
| Salaries and employee benefits | $1,183,000 | 2,225 |
| Premises and equipment expense | $342,000 | 1,678 |
| Additional noninterest expense | $713,000 | 2,017 |
| Pre-tax net operating income | $829,000 | 2,233 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $215,000 | 1,799 |
| Income before extraordinary items | $614,000 | 2,404 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $614,000 | 2,403 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $614,000 | 2,404 |
| Net charge-offs | $42,000 | 1,435 |
| Cash dividends | $265,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $614,000 | 2,383 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,032 |
| Total interest expense | $1,717,000 | 1,600 |
| Net interest income | $10,555,000 | 2,086 |
| Provision for loan and lease losses | $368,000 | 1,774 |
| Total noninterest income | $1,829,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $864,000 | 1,366 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $965,000 | 2,437 |
| Total noninterest expense | $8,749,000 | 2,137 |
| Salaries and employee benefits | $4,547,000 | 2,255 |
| Premises and equipment expense | $1,250,000 | 1,795 |
| Additional noninterest expense | $2,952,000 | 2,007 |
| Pre-tax net operating income | $3,267,000 | 2,254 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $811,000 | 1,826 |
| Income before extraordinary items | $2,456,000 | 2,436 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,456,000 | 2,435 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,456,000 | 2,436 |
| Net charge-offs | $450,000 | 1,161 |
| Cash dividends | $1,195,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,456,000 | 2,382 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,117,000 | 2,055 |
| Total interest expense | $1,280,000 | 1,611 |
| Net interest income | $7,837,000 | 2,099 |
| Provision for loan and lease losses | $266,000 | 1,767 |
| Total noninterest income | $1,419,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $641,000 | 1,376 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $778,000 | 2,362 |
| Total noninterest expense | $6,621,000 | 2,114 |
| Salaries and employee benefits | $3,450,000 | 2,225 |
| Premises and equipment expense | $918,000 | 1,841 |
| Additional noninterest expense | $2,253,000 | 1,966 |
| Pre-tax net operating income | $2,369,000 | 2,345 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $580,000 | 1,917 |
| Income before extraordinary items | $1,789,000 | 2,518 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,789,000 | 2,519 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,789,000 | 2,519 |
| Net charge-offs | $426,000 | 892 |
| Cash dividends | $795,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,789,000 | 2,469 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,020,000 | 2,078 |
| Total interest expense | $842,000 | 1,627 |
| Net interest income | $5,178,000 | 2,124 |
| Provision for loan and lease losses | $140,000 | 2,007 |
| Total noninterest income | $988,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $410,000 | 1,398 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $578,000 | 2,194 |
| Total noninterest expense | $4,316,000 | 2,164 |
| Salaries and employee benefits | $2,282,000 | 2,250 |
| Premises and equipment expense | $611,000 | 1,839 |
| Additional noninterest expense | $1,423,000 | 2,076 |
| Pre-tax net operating income | $1,710,000 | 2,182 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $435,000 | 1,802 |
| Income before extraordinary items | $1,275,000 | 2,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,275,000 | 2,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,275,000 | 2,394 |
| Net charge-offs | $319,000 | 824 |
| Cash dividends | $530,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,275,000 | 2,330 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 2,084 |
| Total interest expense | $416,000 | 1,642 |
| Net interest income | $2,575,000 | 2,135 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $488,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $193,000 | 1,471 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $295,000 | 2,108 |
| Total noninterest expense | $2,196,000 | 2,136 |
| Salaries and employee benefits | $1,162,000 | 2,232 |
| Premises and equipment expense | $306,000 | 1,844 |
| Additional noninterest expense | $728,000 | 2,008 |
| Pre-tax net operating income | $822,000 | 2,225 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $209,000 | 1,797 |
| Income before extraordinary items | $613,000 | 2,410 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $613,000 | 2,410 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $613,000 | 2,410 |
| Net charge-offs | $172,000 | 739 |
| Cash dividends | $265,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $613,000 | 2,359 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,822,000 | 2,051 |
| Total interest expense | $1,688,000 | 1,606 |
| Net interest income | $10,134,000 | 2,103 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,833,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $898,000 | 1,339 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $935,000 | 2,472 |
| Total noninterest expense | $8,580,000 | 2,163 |
| Salaries and employee benefits | $4,302,000 | 2,333 |
| Premises and equipment expense | $1,210,000 | 1,877 |
| Additional noninterest expense | $3,068,000 | 1,966 |
| Pre-tax net operating income | $3,387,000 | 2,121 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $889,000 | 1,696 |
| Income before extraordinary items | $2,498,000 | 2,343 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,498,000 | 2,344 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,498,000 | 2,345 |
| Net charge-offs | $332,000 | 1,518 |
| Cash dividends | $1,072,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,498,000 | 2,306 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 2,078 |
| Total interest expense | $1,264,000 | 1,624 |
| Net interest income | $7,570,000 | 2,123 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,430,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $674,000 | 1,348 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $756,000 | 2,389 |
| Total noninterest expense | $6,487,000 | 2,148 |
| Salaries and employee benefits | $3,218,000 | 2,339 |
| Premises and equipment expense | $911,000 | 1,882 |
| Additional noninterest expense | $2,358,000 | 1,902 |
| Pre-tax net operating income | $2,513,000 | 2,183 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $664,000 | 1,748 |
| Income before extraordinary items | $1,849,000 | 2,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,849,000 | 2,399 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,849,000 | 2,399 |
| Net charge-offs | $186,000 | 1,620 |
| Cash dividends | $688,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,849,000 | 2,360 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 2,097 |
| Total interest expense | $839,000 | 1,645 |
| Net interest income | $4,978,000 | 2,151 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $959,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $437,000 | 1,365 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $522,000 | 2,367 |
| Total noninterest expense | $4,321,000 | 2,170 |
| Salaries and employee benefits | $2,150,000 | 2,353 |
| Premises and equipment expense | $618,000 | 1,862 |
| Additional noninterest expense | $1,553,000 | 1,942 |
| Pre-tax net operating income | $1,616,000 | 2,211 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $423,000 | 1,795 |
| Income before extraordinary items | $1,193,000 | 2,444 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,193,000 | 2,446 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,193,000 | 2,446 |
| Net charge-offs | $95,000 | 1,770 |
| Cash dividends | $447,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,193,000 | 2,387 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 2,111 |
| Total interest expense | $419,000 | 1,652 |
| Net interest income | $2,449,000 | 2,176 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $473,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $209,000 | 1,391 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $264,000 | 2,280 |
| Total noninterest expense | $2,142,000 | 2,198 |
| Salaries and employee benefits | $1,067,000 | 2,370 |
| Premises and equipment expense | $316,000 | 1,841 |
| Additional noninterest expense | $759,000 | 1,962 |
| Pre-tax net operating income | $705,000 | 2,406 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $185,000 | 1,900 |
| Income before extraordinary items | $520,000 | 2,635 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $520,000 | 2,638 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $520,000 | 2,638 |
| Net charge-offs | $40,000 | 1,719 |
| Cash dividends | $222,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $520,000 | 2,563 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,806,000 | 2,067 |
| Total interest expense | $1,913,000 | 1,548 |
| Net interest income | $9,893,000 | 2,150 |
| Provision for loan and lease losses | $370,000 | 1,760 |
| Total noninterest income | $2,056,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $982,000 | 1,314 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,074,000 | 2,237 |
| Total noninterest expense | $8,542,000 | 2,190 |
| Salaries and employee benefits | $4,324,000 | 2,324 |
| Premises and equipment expense | $1,213,000 | 1,897 |
| Additional noninterest expense | $3,005,000 | 2,035 |
| Pre-tax net operating income | $3,037,000 | 2,262 |
| Securities gains (losses) | $40,000 | 1,884 |
| Applicable income taxes | $797,000 | 1,766 |
| Income before extraordinary items | $2,280,000 | 2,456 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,280,000 | 2,456 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,280,000 | 2,456 |
| Net charge-offs | $604,000 | 1,295 |
| Cash dividends | $1,023,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,250,400 | 2,448 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,810,000 | 2,091 |
| Total interest expense | $1,469,000 | 1,530 |
| Net interest income | $7,341,000 | 2,187 |
| Provision for loan and lease losses | $175,000 | 2,247 |
| Total noninterest income | $1,442,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $726,000 | 1,342 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $716,000 | 2,409 |
| Total noninterest expense | $6,409,000 | 2,201 |
| Salaries and employee benefits | $3,210,000 | 2,355 |
| Premises and equipment expense | $916,000 | 1,897 |
| Additional noninterest expense | $2,283,000 | 2,005 |
| Pre-tax net operating income | $2,199,000 | 2,357 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $575,000 | 1,842 |
| Income before extraordinary items | $1,664,000 | 2,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,664,000 | 2,532 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,664,000 | 2,531 |
| Net charge-offs | $496,000 | 1,164 |
| Cash dividends | $679,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,634,400 | 2,530 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 2,089 |
| Total interest expense | $994,000 | 1,517 |
| Net interest income | $4,847,000 | 2,180 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $911,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $455,000 | 1,400 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $456,000 | 2,438 |
| Total noninterest expense | $4,232,000 | 2,220 |
| Salaries and employee benefits | $2,148,000 | 2,348 |
| Premises and equipment expense | $601,000 | 1,944 |
| Additional noninterest expense | $1,483,000 | 2,038 |
| Pre-tax net operating income | $1,451,000 | 2,331 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $371,000 | 1,845 |
| Income before extraordinary items | $1,080,000 | 2,499 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,080,000 | 2,502 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,080,000 | 2,503 |
| Net charge-offs | $293,000 | 1,266 |
| Cash dividends | $444,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,080,000 | 2,463 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 2,106 |
| Total interest expense | $494,000 | 1,545 |
| Net interest income | $2,408,000 | 2,198 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $390,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $218,000 | 1,434 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $172,000 | 2,770 |
| Total noninterest expense | $2,093,000 | 2,239 |
| Salaries and employee benefits | $1,084,000 | 2,342 |
| Premises and equipment expense | $312,000 | 1,913 |
| Additional noninterest expense | $697,000 | 2,158 |
| Pre-tax net operating income | $705,000 | 2,309 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $178,000 | 1,849 |
| Income before extraordinary items | $527,000 | 2,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 2,479 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $527,000 | 2,479 |
| Net charge-offs | $195,000 | 969 |
| Cash dividends | $210,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $527,000 | 2,432 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,122,000 | 2,035 |
| Total interest expense | $1,983,000 | 1,720 |
| Net interest income | $10,139,000 | 2,074 |
| Provision for loan and lease losses | $291,000 | 2,504 |
| Total noninterest income | $1,964,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $997,000 | 1,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $967,000 | 2,429 |
| Total noninterest expense | $8,413,000 | 2,246 |
| Salaries and employee benefits | $4,368,000 | 2,299 |
| Premises and equipment expense | $1,087,000 | 2,087 |
| Additional noninterest expense | $2,958,000 | 2,110 |
| Pre-tax net operating income | $3,399,000 | 1,958 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $870,000 | 1,590 |
| Income before extraordinary items | $2,529,000 | 2,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,529,000 | 2,180 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,529,000 | 2,179 |
| Net charge-offs | $525,000 | 1,968 |
| Cash dividends | $1,225,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,529,000 | 2,128 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 2,034 |
| Total interest expense | $1,486,000 | 1,763 |
| Net interest income | $7,646,000 | 2,062 |
| Provision for loan and lease losses | $267,000 | 2,224 |
| Total noninterest income | $1,503,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $740,000 | 1,385 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $763,000 | 2,399 |
| Total noninterest expense | $6,336,000 | 2,236 |
| Salaries and employee benefits | $3,279,000 | 2,305 |
| Premises and equipment expense | $812,000 | 2,120 |
| Additional noninterest expense | $2,245,000 | 2,081 |
| Pre-tax net operating income | $2,546,000 | 2,023 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $650,000 | 1,645 |
| Income before extraordinary items | $1,897,000 | 2,227 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,897,000 | 2,232 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,897,000 | 2,232 |
| Net charge-offs | $429,000 | 1,762 |
| Cash dividends | $876,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,896,260 | 2,161 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 2,035 |
| Total interest expense | $984,000 | 1,811 |
| Net interest income | $5,092,000 | 2,055 |
| Provision for loan and lease losses | $144,000 | 2,555 |
| Total noninterest income | $985,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $473,000 | 1,409 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $512,000 | 2,443 |
| Total noninterest expense | $4,221,000 | 2,247 |
| Salaries and employee benefits | $2,187,000 | 2,314 |
| Premises and equipment expense | $548,000 | 2,091 |
| Additional noninterest expense | $1,486,000 | 2,080 |
| Pre-tax net operating income | $1,712,000 | 1,975 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $437,000 | 1,654 |
| Income before extraordinary items | $1,275,000 | 2,197 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,275,000 | 2,205 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,275,000 | 2,203 |
| Net charge-offs | $327,000 | 1,610 |
| Cash dividends | $576,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,275,000 | 2,105 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,053 |
| Total interest expense | $490,000 | 1,867 |
| Net interest income | $2,554,000 | 2,055 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $477,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $230,000 | 1,428 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $247,000 | 2,488 |
| Total noninterest expense | $2,111,000 | 2,254 |
| Salaries and employee benefits | $1,108,000 | 2,301 |
| Premises and equipment expense | $273,000 | 2,143 |
| Additional noninterest expense | $730,000 | 2,126 |
| Pre-tax net operating income | $920,000 | 1,840 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $241,000 | 1,540 |
| Income before extraordinary items | $679,000 | 2,044 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $679,000 | 2,045 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $679,000 | 2,046 |
| Net charge-offs | $177,000 | 1,455 |
| Cash dividends | $215,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $679,000 | 1,964 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,782,000 | 2,050 |
| Total interest expense | $2,414,000 | 1,807 |
| Net interest income | $10,368,000 | 2,079 |
| Provision for loan and lease losses | $864,000 | 1,956 |
| Total noninterest income | $1,851,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,099,000 | 1,296 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $752,000 | 2,781 |
| Total noninterest expense | $7,999,000 | 2,362 |
| Salaries and employee benefits | $4,074,000 | 2,401 |
| Premises and equipment expense | $940,000 | 2,382 |
| Additional noninterest expense | $2,985,000 | 2,179 |
| Pre-tax net operating income | $3,356,000 | 1,894 |
| Securities gains (losses) | $23,000 | 3,132 |
| Applicable income taxes | $843,000 | 1,637 |
| Income before extraordinary items | $2,536,000 | 2,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,536,000 | 2,145 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,536,000 | 2,147 |
| Net charge-offs | $513,000 | 2,620 |
| Cash dividends | $961,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,518,750 | 2,035 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,654,000 | 2,075 |
| Total interest expense | $1,888,000 | 1,803 |
| Net interest income | $7,766,000 | 2,116 |
| Provision for loan and lease losses | $711,000 | 1,838 |
| Total noninterest income | $1,350,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $825,000 | 1,304 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,872 |
| Total noninterest expense | $5,980,000 | 2,375 |
| Salaries and employee benefits | $3,041,000 | 2,423 |
| Premises and equipment expense | $683,000 | 2,483 |
| Additional noninterest expense | $2,256,000 | 2,154 |
| Pre-tax net operating income | $2,425,000 | 2,036 |
| Securities gains (losses) | $23,000 | 2,827 |
| Applicable income taxes | $591,000 | 1,767 |
| Income before extraordinary items | $1,857,000 | 2,253 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,857,000 | 2,253 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,857,000 | 2,253 |
| Net charge-offs | $449,000 | 2,326 |
| Cash dividends | $746,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,839,520 | 2,141 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 2,076 |
| Total interest expense | $1,312,000 | 1,791 |
| Net interest income | $5,151,000 | 2,126 |
| Provision for loan and lease losses | $438,000 | 1,976 |
| Total noninterest income | $849,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $552,000 | 1,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 3,079 |
| Total noninterest expense | $3,905,000 | 2,416 |
| Salaries and employee benefits | $1,997,000 | 2,452 |
| Premises and equipment expense | $411,000 | 2,721 |
| Additional noninterest expense | $1,497,000 | 2,160 |
| Pre-tax net operating income | $1,657,000 | 1,973 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $410,000 | 1,692 |
| Income before extraordinary items | $1,261,000 | 2,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,261,000 | 2,180 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,261,000 | 2,180 |
| Net charge-offs | $282,000 | 2,385 |
| Cash dividends | $534,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,250,500 | 2,079 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 2,087 |
| Total interest expense | $695,000 | 1,769 |
| Net interest income | $2,548,000 | 2,152 |
| Provision for loan and lease losses | $195,000 | 2,059 |
| Total noninterest income | $441,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $268,000 | 1,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 2,863 |
| Total noninterest expense | $1,903,000 | 2,477 |
| Salaries and employee benefits | $998,000 | 2,473 |
| Premises and equipment expense | $209,000 | 2,712 |
| Additional noninterest expense | $696,000 | 2,302 |
| Pre-tax net operating income | $891,000 | 1,855 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $227,000 | 1,584 |
| Income before extraordinary items | $664,000 | 2,085 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $664,000 | 2,086 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $664,000 | 2,087 |
| Net charge-offs | $159,000 | 2,039 |
| Cash dividends | $222,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $664,000 | 1,985 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,597,000 | 2,054 |
| Total interest expense | $3,363,000 | 1,760 |
| Net interest income | $10,234,000 | 2,140 |
| Provision for loan and lease losses | $1,275,000 | 2,075 |
| Total noninterest income | $1,912,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,217,000 | 1,213 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $695,000 | 2,646 |
| Total noninterest expense | $7,327,000 | 2,556 |
| Salaries and employee benefits | $3,801,000 | 2,523 |
| Premises and equipment expense | $804,000 | 2,910 |
| Additional noninterest expense | $2,722,000 | 2,410 |
| Pre-tax net operating income | $3,544,000 | 1,577 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $892,000 | 1,460 |
| Income before extraordinary items | $2,653,000 | 1,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,653,000 | 1,793 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,653,000 | 1,793 |
| Net charge-offs | $849,000 | 2,553 |
| Cash dividends | $712,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,652,250 | 1,714 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,147,000 | 2,094 |
| Total interest expense | $2,585,000 | 1,779 |
| Net interest income | $7,562,000 | 2,176 |
| Provision for loan and lease losses | $975,000 | 1,998 |
| Total noninterest income | $1,405,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $900,000 | 1,229 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $505,000 | 2,685 |
| Total noninterest expense | $5,528,000 | 2,553 |
| Salaries and employee benefits | $2,826,000 | 2,543 |
| Premises and equipment expense | $621,000 | 2,856 |
| Additional noninterest expense | $2,081,000 | 2,377 |
| Pre-tax net operating income | $2,464,000 | 1,755 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $597,000 | 1,580 |
| Income before extraordinary items | $1,868,000 | 1,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,868,000 | 1,942 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,868,000 | 1,942 |
| Net charge-offs | $816,000 | 2,117 |
| Cash dividends | $363,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,867,240 | 1,850 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 2,080 |
| Total interest expense | $1,752,000 | 1,824 |
| Net interest income | $5,078,000 | 2,153 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $975,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $582,000 | 1,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 2,461 |
| Total noninterest expense | $3,778,000 | 2,513 |
| Salaries and employee benefits | $1,837,000 | 2,622 |
| Premises and equipment expense | $437,000 | 2,744 |
| Additional noninterest expense | $1,504,000 | 2,235 |
| Pre-tax net operating income | $1,475,000 | 1,907 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $338,000 | 1,678 |
| Income before extraordinary items | $1,138,000 | 2,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,138,000 | 2,036 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,138,000 | 2,036 |
| Net charge-offs | $750,000 | 1,737 |
| Cash dividends | $363,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,137,230 | 1,976 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 2,091 |
| Total interest expense | $876,000 | 1,886 |
| Net interest income | $2,539,000 | 2,140 |
| Provision for loan and lease losses | $350,000 | 1,781 |
| Total noninterest income | $487,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $276,000 | 1,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,397 |
| Total noninterest expense | $1,920,000 | 2,501 |
| Salaries and employee benefits | $937,000 | 2,585 |
| Premises and equipment expense | $226,000 | 2,701 |
| Additional noninterest expense | $757,000 | 2,207 |
| Pre-tax net operating income | $756,000 | 1,860 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $180,000 | 1,611 |
| Income before extraordinary items | $576,000 | 1,982 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $576,000 | 1,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $576,000 | 1,982 |
| Net charge-offs | $207,000 | 2,097 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $576,000 | 1,935 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,246,000 | 2,113 |
| Total interest expense | $4,020,000 | 1,990 |
| Net interest income | $10,226,000 | 2,135 |
| Provision for loan and lease losses | $1,100,000 | 2,908 |
| Total noninterest income | $1,914,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,432,000 | 1,063 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $482,000 | 3,246 |
| Total noninterest expense | $7,116,000 | 2,689 |
| Salaries and employee benefits | $3,596,000 | 2,657 |
| Premises and equipment expense | $768,000 | 3,072 |
| Additional noninterest expense | $2,752,000 | 2,466 |
| Pre-tax net operating income | $3,924,000 | 1,285 |
| Securities gains (losses) | $25,000 | 3,011 |
| Applicable income taxes | $1,024,000 | 1,201 |
| Income before extraordinary items | $2,925,000 | 1,436 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,925,000 | 1,438 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,925,000 | 1,439 |
| Net charge-offs | $642,000 | 3,297 |
| Cash dividends | $908,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,906,500 | 1,386 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,639,000 | 2,174 |
| Total interest expense | $3,080,000 | 2,033 |
| Net interest income | $7,559,000 | 2,191 |
| Provision for loan and lease losses | $750,000 | 2,938 |
| Total noninterest income | $1,501,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,092,000 | 1,066 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $409,000 | 3,072 |
| Total noninterest expense | $5,380,000 | 2,666 |
| Salaries and employee benefits | $2,735,000 | 2,638 |
| Premises and equipment expense | $584,000 | 3,090 |
| Additional noninterest expense | $2,061,000 | 2,420 |
| Pre-tax net operating income | $2,930,000 | 1,356 |
| Securities gains (losses) | $25,000 | 2,801 |
| Applicable income taxes | $767,000 | 1,244 |
| Income before extraordinary items | $2,188,000 | 1,527 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,188,000 | 1,530 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,188,000 | 1,530 |
| Net charge-offs | $479,000 | 3,140 |
| Cash dividends | $563,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,169,500 | 1,470 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,059,000 | 2,217 |
| Total interest expense | $2,098,000 | 2,061 |
| Net interest income | $4,961,000 | 2,240 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $1,031,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $730,000 | 1,074 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $301,000 | 2,831 |
| Total noninterest expense | $3,595,000 | 2,671 |
| Salaries and employee benefits | $1,792,000 | 2,699 |
| Premises and equipment expense | $422,000 | 2,922 |
| Additional noninterest expense | $1,381,000 | 2,413 |
| Pre-tax net operating income | $1,847,000 | 1,411 |
| Securities gains (losses) | $25,000 | 2,268 |
| Applicable income taxes | $480,000 | 1,257 |
| Income before extraordinary items | $1,392,000 | 1,566 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,392,000 | 1,567 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,392,000 | 1,567 |
| Net charge-offs | $389,000 | 2,739 |
| Cash dividends | $563,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,373,500 | 1,518 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 2,283 |
| Total interest expense | $1,078,000 | 2,110 |
| Net interest income | $2,440,000 | 2,304 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $499,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $347,000 | 1,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 2,815 |
| Total noninterest expense | $1,775,000 | 2,738 |
| Salaries and employee benefits | $888,000 | 2,764 |
| Premises and equipment expense | $210,000 | 3,012 |
| Additional noninterest expense | $677,000 | 2,442 |
| Pre-tax net operating income | $864,000 | 1,516 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $215,000 | 1,348 |
| Income before extraordinary items | $649,000 | 1,692 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $649,000 | 1,693 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $649,000 | 1,694 |
| Net charge-offs | $180,000 | 2,551 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $649,000 | 1,621 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,305,000 | 2,340 |
| Total interest expense | $5,533,000 | 2,061 |
| Net interest income | $8,772,000 | 2,469 |
| Provision for loan and lease losses | $900,000 | 3,660 |
| Total noninterest income | $2,066,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,431,000 | 1,203 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $635,000 | 2,813 |
| Total noninterest expense | $6,942,000 | 2,815 |
| Salaries and employee benefits | $3,474,000 | 2,801 |
| Premises and equipment expense | $772,000 | 3,220 |
| Additional noninterest expense | $2,696,000 | 2,576 |
| Pre-tax net operating income | $2,996,000 | 1,337 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $708,000 | 1,235 |
| Income before extraordinary items | $2,288,000 | 1,454 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,288,000 | 1,452 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,288,000 | 1,453 |
| Net charge-offs | $421,000 | 4,013 |
| Cash dividends | $751,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,288,000 | 1,429 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 2,376 |
| Total interest expense | $4,309,000 | 2,077 |
| Net interest income | $6,391,000 | 2,550 |
| Provision for loan and lease losses | $625,000 | 3,465 |
| Total noninterest income | $1,517,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,028,000 | 1,257 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $489,000 | 2,849 |
| Total noninterest expense | $5,142,000 | 2,838 |
| Salaries and employee benefits | $2,560,000 | 2,878 |
| Premises and equipment expense | $588,000 | 3,214 |
| Additional noninterest expense | $1,994,000 | 2,581 |
| Pre-tax net operating income | $2,141,000 | 1,516 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $498,000 | 1,405 |
| Income before extraordinary items | $1,643,000 | 1,630 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,643,000 | 1,628 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,643,000 | 1,630 |
| Net charge-offs | $215,000 | 4,168 |
| Cash dividends | $438,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,643,000 | 1,589 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 2,448 |
| Total interest expense | $2,951,000 | 2,127 |
| Net interest income | $4,095,000 | 2,652 |
| Provision for loan and lease losses | $425,000 | 3,178 |
| Total noninterest income | $946,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $636,000 | 1,332 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $310,000 | 2,952 |
| Total noninterest expense | $3,451,000 | 2,856 |
| Salaries and employee benefits | $1,670,000 | 2,974 |
| Premises and equipment expense | $404,000 | 3,153 |
| Additional noninterest expense | $1,377,000 | 2,524 |
| Pre-tax net operating income | $1,165,000 | 1,870 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $259,000 | 1,695 |
| Income before extraordinary items | $906,000 | 2,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 2,015 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $906,000 | 2,016 |
| Net charge-offs | $162,000 | 3,687 |
| Cash dividends | $438,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $906,000 | 1,949 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 2,501 |
| Total interest expense | $1,472,000 | 2,206 |
| Net interest income | $1,999,000 | 2,711 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $420,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $293,000 | 1,410 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $1,704,000 | 2,810 |
| Salaries and employee benefits | $830,000 | 3,006 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $655,000 | 2,370 |
| Pre-tax net operating income | $515,000 | 2,327 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $110,000 | 2,090 |
| Income before extraordinary items | $405,000 | 2,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $405,000 | 2,543 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $405,000 | 2,545 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $405,000 | 2,403 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,991,000 | 2,645 |
| Total interest expense | $5,996,000 | 2,518 |
| Net interest income | $7,995,000 | 2,702 |
| Provision for loan and lease losses | $725,000 | 3,190 |
| Total noninterest income | $1,901,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,297,000 | 1,387 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $604,000 | 2,881 |
| Total noninterest expense | $6,483,000 | 2,870 |
| Salaries and employee benefits | $3,303,000 | 2,986 |
| Premises and equipment expense | $806,000 | 3,166 |
| Additional noninterest expense | $2,374,000 | 2,453 |
| Pre-tax net operating income | $2,688,000 | 1,979 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $644,000 | 1,601 |
| Income before extraordinary items | $2,044,000 | 1,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,044,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 3,242 |
| Cash dividends | $853,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,044,000 | 2,068 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 2,704 |
| Total interest expense | $4,488,000 | 2,610 |
| Net interest income | $5,959,000 | 2,740 |
| Provision for loan and lease losses | $335,000 | 3,364 |
| Total noninterest income | $1,413,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $963,000 | 1,408 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $450,000 | 2,982 |
| Total noninterest expense | $4,800,000 | 2,876 |
| Salaries and employee benefits | $2,458,000 | 3,039 |
| Premises and equipment expense | $614,000 | 3,134 |
| Additional noninterest expense | $1,728,000 | 2,451 |
| Pre-tax net operating income | $2,237,000 | 2,112 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $554,000 | 1,771 |
| Income before extraordinary items | $1,683,000 | 2,096 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,683,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,877 |
| Cash dividends | $516,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,683,000 | 2,195 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 2,751 |
| Total interest expense | $3,092,000 | 2,637 |
| Net interest income | $3,840,000 | 2,808 |
| Provision for loan and lease losses | $305,000 | 2,501 |
| Total noninterest income | $932,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $636,000 | 1,404 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $296,000 | 3,040 |
| Total noninterest expense | $3,143,000 | 2,934 |
| Salaries and employee benefits | $1,623,000 | 3,091 |
| Premises and equipment expense | $428,000 | 3,032 |
| Additional noninterest expense | $1,092,000 | 2,538 |
| Pre-tax net operating income | $1,324,000 | 2,432 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $345,000 | 2,037 |
| Income before extraordinary items | $979,000 | 2,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $516,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $979,000 | 2,567 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 2,809 |
| Total interest expense | $1,585,000 | 2,736 |
| Net interest income | $1,883,000 | 2,851 |
| Provision for loan and lease losses | $85,000 | 2,985 |
| Total noninterest income | $458,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $307,000 | 1,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $151,000 | 3,028 |
| Total noninterest expense | $1,611,000 | 2,868 |
| Salaries and employee benefits | $827,000 | 3,070 |
| Premises and equipment expense | $239,000 | 2,753 |
| Additional noninterest expense | $545,000 | 2,519 |
| Pre-tax net operating income | $645,000 | 2,566 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $151,000 | 2,312 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $78,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $494,000 | 2,647 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,211,000 | 3,016 |
| Total interest expense | $6,095,000 | 2,973 |
| Net interest income | $7,116,000 | 3,057 |
| Provision for loan and lease losses | $380,000 | 2,776 |
| Total noninterest income | $1,862,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,251,000 | 1,436 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $611,000 | 2,971 |
| Total noninterest expense | $5,944,000 | 2,988 |
| Salaries and employee benefits | $2,988,000 | 3,232 |
| Premises and equipment expense | $765,000 | 3,199 |
| Additional noninterest expense | $2,191,000 | 2,461 |
| Pre-tax net operating income | $2,654,000 | 2,699 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $649,000 | 2,404 |
| Income before extraordinary items | $2,005,000 | 2,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,005,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,856 |
| Cash dividends | $656,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,005,000 | 2,801 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,718,000 | 3,067 |
| Total interest expense | $4,416,000 | 3,049 |
| Net interest income | $5,302,000 | 3,080 |
| Provision for loan and lease losses | $290,000 | 2,361 |
| Total noninterest income | $1,337,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $931,000 | 1,425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,174 |
| Total noninterest expense | $4,377,000 | 3,021 |
| Salaries and employee benefits | $2,219,000 | 3,248 |
| Premises and equipment expense | $577,000 | 3,162 |
| Additional noninterest expense | $1,581,000 | 2,501 |
| Pre-tax net operating income | $1,972,000 | 2,870 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $488,000 | 2,567 |
| Income before extraordinary items | $1,484,000 | 2,995 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,484,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,308 |
| Cash dividends | $356,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,484,000 | 2,979 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 3,164 |
| Total interest expense | $2,791,000 | 3,183 |
| Net interest income | $3,496,000 | 3,123 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $842,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $597,000 | 1,481 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $245,000 | 3,390 |
| Total noninterest expense | $2,870,000 | 3,077 |
| Salaries and employee benefits | $1,475,000 | 3,295 |
| Premises and equipment expense | $375,000 | 3,253 |
| Additional noninterest expense | $1,020,000 | 2,585 |
| Pre-tax net operating income | $1,298,000 | 2,948 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $320,000 | 2,656 |
| Income before extraordinary items | $978,000 | 3,088 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $978,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,947 |
| Cash dividends | $356,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $978,000 | 3,069 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 3,228 |
| Total interest expense | $1,358,000 | 3,227 |
| Net interest income | $1,700,000 | 3,193 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $403,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $260,000 | 1,656 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $143,000 | 3,106 |
| Total noninterest expense | $1,417,000 | 3,125 |
| Salaries and employee benefits | $712,000 | 3,412 |
| Premises and equipment expense | $192,000 | 3,217 |
| Additional noninterest expense | $513,000 | 2,560 |
| Pre-tax net operating income | $621,000 | 3,046 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $160,000 | 2,677 |
| Income before extraordinary items | $461,000 | 3,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $461,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,544 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $461,000 | 3,166 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,730,000 | 3,160 |
| Total interest expense | $4,845,000 | 3,112 |
| Net interest income | $6,885,000 | 3,150 |
| Provision for loan and lease losses | $245,000 | 3,135 |
| Total noninterest income | $1,520,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,114,000 | 1,592 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $406,000 | 3,706 |
| Total noninterest expense | $5,536,000 | 3,066 |
| Salaries and employee benefits | $2,716,000 | 3,400 |
| Premises and equipment expense | $861,000 | 2,818 |
| Additional noninterest expense | $1,959,000 | 2,614 |
| Pre-tax net operating income | $2,624,000 | 3,019 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $713,000 | 2,643 |
| Income before extraordinary items | $1,911,000 | 3,196 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,911,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,944 |
| Cash dividends | $613,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,911,000 | 3,183 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,631,000 | 3,189 |
| Total interest expense | $3,525,000 | 3,089 |
| Net interest income | $5,106,000 | 3,210 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $1,107,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $821,000 | 1,623 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,821 |
| Total noninterest expense | $4,093,000 | 3,108 |
| Salaries and employee benefits | $2,053,000 | 3,377 |
| Premises and equipment expense | $629,000 | 2,885 |
| Additional noninterest expense | $1,411,000 | 2,700 |
| Pre-tax net operating income | $1,800,000 | 3,338 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $483,000 | 2,912 |
| Income before extraordinary items | $1,317,000 | 3,509 |
| Extraordinary gains, net | $1,000 | 42 |
| Net income | $1,318,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,662 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,317,000 | 3,492 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,565,000 | 3,234 |
| Total interest expense | $2,223,000 | 3,125 |
| Net interest income | $3,342,000 | 3,264 |
| Provision for loan and lease losses | $255,000 | 1,728 |
| Total noninterest income | $733,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $531,000 | 1,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $2,704,000 | 3,134 |
| Salaries and employee benefits | $1,341,000 | 3,448 |
| Premises and equipment expense | $416,000 | 2,900 |
| Additional noninterest expense | $947,000 | 2,698 |
| Pre-tax net operating income | $1,116,000 | 3,526 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $300,000 | 3,043 |
| Income before extraordinary items | $816,000 | 3,701 |
| Extraordinary gains, net | $1,000 | 37 |
| Net income | $817,000 | 3,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,294 |
| Cash dividends | $275,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $816,000 | 3,694 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 3,236 |
| Total interest expense | $1,054,000 | 3,123 |
| Net interest income | $1,653,000 | 3,275 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $357,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $249,000 | 1,689 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $1,330,000 | 3,195 |
| Salaries and employee benefits | $649,000 | 3,548 |
| Premises and equipment expense | $202,000 | 2,999 |
| Additional noninterest expense | $479,000 | 2,637 |
| Pre-tax net operating income | $540,000 | 3,567 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $145,000 | 3,084 |
| Income before extraordinary items | $395,000 | 3,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,100 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $395,000 | 3,723 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,171,000 | 3,115 |
| Total interest expense | $3,683,000 | 2,834 |
| Net interest income | $6,488,000 | 3,213 |
| Provision for loan and lease losses | $634,000 | 1,560 |
| Total noninterest income | $1,413,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $935,000 | 1,829 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $478,000 | 3,451 |
| Total noninterest expense | $5,306,000 | 3,075 |
| Salaries and employee benefits | $2,590,000 | 3,381 |
| Premises and equipment expense | $798,000 | 2,903 |
| Additional noninterest expense | $1,918,000 | 2,589 |
| Pre-tax net operating income | $1,961,000 | 3,733 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $517,000 | 3,318 |
| Income before extraordinary items | $1,444,000 | 3,875 |
| Extraordinary gains, net | $-49,000 | 8,809 |
| Net income | $1,395,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 949 |
| Cash dividends | $575,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,444,000 | 3,851 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,490,000 | 3,109 |
| Total interest expense | $2,680,000 | 2,776 |
| Net interest income | $4,810,000 | 3,246 |
| Provision for loan and lease losses | $368,000 | 1,839 |
| Total noninterest income | $984,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $718,000 | 1,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 4,012 |
| Total noninterest expense | $3,939,000 | 3,074 |
| Salaries and employee benefits | $1,963,000 | 3,325 |
| Premises and equipment expense | $298,000 | 4,864 |
| Additional noninterest expense | $1,678,000 | 2,204 |
| Pre-tax net operating income | $1,487,000 | 3,777 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $407,000 | 3,291 |
| Income before extraordinary items | $1,080,000 | 3,957 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,080,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,112 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,080,000 | 3,913 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,067 |
| Total interest expense | $1,730,000 | 2,708 |
| Net interest income | $3,216,000 | 3,209 |
| Provision for loan and lease losses | $253,000 | 1,756 |
| Total noninterest income | $601,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $450,000 | 1,857 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $151,000 | 4,308 |
| Total noninterest expense | $2,642,000 | 3,039 |
| Salaries and employee benefits | $1,296,000 | 3,340 |
| Premises and equipment expense | $393,000 | 2,890 |
| Additional noninterest expense | $953,000 | 2,558 |
| Pre-tax net operating income | $922,000 | 3,927 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $246,000 | 3,443 |
| Income before extraordinary items | $676,000 | 4,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $676,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 904 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $676,000 | 4,030 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,117 |
| Total interest expense | $842,000 | 2,669 |
| Net interest income | $1,539,000 | 3,339 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $306,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $259,000 | 1,570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $1,316,000 | 3,061 |
| Salaries and employee benefits | $659,000 | 3,285 |
| Premises and equipment expense | $202,000 | 2,861 |
| Additional noninterest expense | $455,000 | 2,664 |
| Pre-tax net operating income | $404,000 | 4,253 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $300,000 | 4,376 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $300,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $300,000 | 4,339 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,062 |
| Total interest expense | $3,136,000 | 2,527 |
| Net interest income | $5,998,000 | 3,293 |
| Provision for loan and lease losses | $490,000 | 1,988 |
| Total noninterest income | $1,394,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $908,000 | 1,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $486,000 | 3,360 |
| Total noninterest expense | $4,939,000 | 3,155 |
| Salaries and employee benefits | $2,503,000 | 3,344 |
| Premises and equipment expense | $599,000 | 3,538 |
| Additional noninterest expense | $1,837,000 | 2,607 |
| Pre-tax net operating income | $1,963,000 | 3,547 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $540,000 | 3,214 |
| Income before extraordinary items | $1,438,000 | 3,738 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,438,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,862 |
| Cash dividends | $660,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,427,050 | 3,701 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 3,041 |
| Total interest expense | $2,299,000 | 2,543 |
| Net interest income | $4,527,000 | 3,262 |
| Provision for loan and lease losses | $319,000 | 2,150 |
| Total noninterest income | $1,039,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $675,000 | 1,949 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 3,366 |
| Total noninterest expense | $3,742,000 | 3,085 |
| Salaries and employee benefits | $1,862,000 | 3,341 |
| Premises and equipment expense | $409,000 | 3,807 |
| Additional noninterest expense | $1,471,000 | 2,436 |
| Pre-tax net operating income | $1,505,000 | 3,569 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $424,000 | 3,201 |
| Income before extraordinary items | $1,096,000 | 3,776 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,096,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,623 |
| Cash dividends | $410,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,085,200 | 3,731 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 3,103 |
| Total interest expense | $1,491,000 | 2,589 |
| Net interest income | $2,942,000 | 3,322 |
| Provision for loan and lease losses | $197,000 | 2,246 |
| Total noninterest income | $660,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $421,000 | 2,050 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 3,410 |
| Total noninterest expense | $2,405,000 | 3,206 |
| Salaries and employee benefits | $1,226,000 | 3,381 |
| Premises and equipment expense | $270,000 | 3,842 |
| Additional noninterest expense | $909,000 | 2,600 |
| Pre-tax net operating income | $1,000,000 | 3,532 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $280,000 | 3,191 |
| Income before extraordinary items | $735,000 | 3,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,968 |
| Cash dividends | $410,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $724,200 | 3,689 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 3,181 |
| Total interest expense | $742,000 | 2,633 |
| Net interest income | $1,417,000 | 3,410 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $250,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $181,000 | 2,276 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,143,000 | 3,367 |
| Salaries and employee benefits | $610,000 | 3,408 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $398,000 | 2,932 |
| Pre-tax net operating income | $459,000 | 3,738 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $136,000 | 3,265 |
| Income before extraordinary items | $346,000 | 3,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $346,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $329,440 | 3,888 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,979,000 | 3,118 |
| Total interest expense | $3,045,000 | 2,828 |
| Net interest income | $5,934,000 | 3,228 |
| Provision for loan and lease losses | $311,000 | 3,083 |
| Total noninterest income | $615,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $481,000 | 3,189 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $4,607,000 | 3,285 |
| Salaries and employee benefits | $2,316,000 | 3,477 |
| Premises and equipment expense | $551,000 | 3,770 |
| Additional noninterest expense | $1,740,000 | 2,705 |
| Pre-tax net operating income | $1,631,000 | 3,903 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $428,000 | 3,653 |
| Income before extraordinary items | $1,203,000 | 4,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,203,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,141 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,203,000 | 3,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 3,185 |
| Total interest expense | $2,290,000 | 2,915 |
| Net interest income | $4,381,000 | 3,273 |
| Provision for loan and lease losses | $251,000 | 2,839 |
| Total noninterest income | $497,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $361,000 | 3,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,527 |
| Total noninterest expense | $3,400,000 | 3,319 |
| Salaries and employee benefits | $1,685,000 | 3,545 |
| Premises and equipment expense | $415,000 | 3,749 |
| Additional noninterest expense | $1,300,000 | 2,705 |
| Pre-tax net operating income | $1,227,000 | 4,007 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $325,000 | 3,778 |
| Income before extraordinary items | $902,000 | 4,282 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $902,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $902,000 | 4,105 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 3,224 |
| Total interest expense | $1,538,000 | 2,973 |
| Net interest income | $2,876,000 | 3,312 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $230,000 | 3,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $2,215,000 | 3,375 |
| Salaries and employee benefits | $1,101,000 | 3,600 |
| Premises and equipment expense | $262,000 | 3,895 |
| Additional noninterest expense | $852,000 | 2,728 |
| Pre-tax net operating income | $786,000 | 4,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $209,000 | 3,872 |
| Income before extraordinary items | $577,000 | 4,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $577,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $577,000 | 4,190 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 3,339 |
| Total interest expense | $782,000 | 3,000 |
| Net interest income | $1,356,000 | 3,451 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $172,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $1,096,000 | 3,398 |
| Salaries and employee benefits | $559,000 | 3,564 |
| Premises and equipment expense | $117,000 | 4,253 |
| Additional noninterest expense | $420,000 | 2,737 |
| Pre-tax net operating income | $332,000 | 4,526 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $248,000 | 4,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $248,000 | 4,545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 3,426 |
| Total interest expense | $3,248,000 | 3,307 |
| Net interest income | $5,367,000 | 3,452 |
| Provision for loan and lease losses | $320,000 | 3,297 |
| Total noninterest income | $664,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $469,000 | 3,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 5,085 |
| Total noninterest expense | $4,075,000 | 3,520 |
| Salaries and employee benefits | $2,011,000 | 3,720 |
| Premises and equipment expense | $465,000 | 4,170 |
| Additional noninterest expense | $1,599,000 | 2,808 |
| Pre-tax net operating income | $1,636,000 | 3,881 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $441,000 | 3,699 |
| Income before extraordinary items | $1,215,000 | 4,058 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,215,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,200,400 | 3,979 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,165,000 | 3,957 |
| Total interest expense | $3,681,000 | 4,055 |
| Net interest income | $4,484,000 | 3,776 |
| Provision for loan and lease losses | $350,000 | 2,901 |
| Total noninterest income | $666,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $470,000 | 2,981 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $196,000 | 4,976 |
| Total noninterest expense | $3,450,000 | 3,864 |
| Salaries and employee benefits | $1,646,000 | 4,216 |
| Premises and equipment expense | $461,000 | 4,156 |
| Additional noninterest expense | $1,343,000 | 3,168 |
| Pre-tax net operating income | $1,350,000 | 4,130 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $319,000 | 4,146 |
| Income before extraordinary items | $1,039,000 | 4,178 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,039,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,005 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,032,840 | 4,081 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 4,242 |
| Total interest expense | $3,590,000 | 4,311 |
| Net interest income | $4,151,000 | 4,052 |
| Provision for loan and lease losses | $215,000 | 3,578 |
| Total noninterest income | $848,000 | 3,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,045 |
| Total noninterest expense | $3,345,000 | 3,863 |
| Salaries and employee benefits | $1,535,000 | 4,286 |
| Premises and equipment expense | $482,000 | 3,901 |
| Additional noninterest expense | $1,328,000 | 3,118 |
| Pre-tax net operating income | $1,439,000 | 4,180 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $317,000 | 4,472 |
| Income before extraordinary items | $1,122,000 | 4,044 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,122,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,659 |
| Cash dividends | $562,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,122,000 | 4,038 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,279,000 | 4,257 |
| Total interest expense | $3,186,000 | 4,375 |
| Net interest income | $4,093,000 | 4,096 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $709,000 | 3,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 2,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,219 |
| Total noninterest expense | $3,302,000 | 3,895 |
| Salaries and employee benefits | $1,501,000 | 4,337 |
| Premises and equipment expense | $494,000 | 3,799 |
| Additional noninterest expense | $1,307,000 | 3,203 |
| Pre-tax net operating income | $1,260,000 | 4,617 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $287,000 | 4,914 |
| Income before extraordinary items | $973,000 | 4,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $973,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,756 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $973,000 | 4,466 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,997,000 | 4,394 |
| Total interest expense | $3,125,000 | 4,568 |
| Net interest income | $3,872,000 | 4,234 |
| Provision for loan and lease losses | $241,000 | 3,060 |
| Total noninterest income | $599,000 | 4,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,503 |
| Total noninterest expense | $2,938,000 | 4,191 |
| Salaries and employee benefits | $1,365,000 | 4,582 |
| Premises and equipment expense | $457,000 | 3,959 |
| Additional noninterest expense | $1,116,000 | 3,581 |
| Pre-tax net operating income | $1,292,000 | 4,643 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $290,000 | 5,254 |
| Income before extraordinary items | $1,002,000 | 4,521 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,002,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,346 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,002,000 | 4,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 4,817 |
| Total interest expense | $2,889,000 | 4,872 |
| Net interest income | $3,521,000 | 4,710 |
| Provision for loan and lease losses | $297,000 | 2,660 |
| Total noninterest income | $525,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,759 |
| Total noninterest expense | $2,746,000 | 4,415 |
| Salaries and employee benefits | $1,347,000 | 4,645 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $1,022,000 | 3,826 |
| Pre-tax net operating income | $1,003,000 | 5,826 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $216,000 | 6,669 |
| Income before extraordinary items | $787,000 | 5,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $787,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,528 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $787,000 | 5,466 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,037,000 | 5,166 |
| Total interest expense | $2,592,000 | 5,365 |
| Net interest income | $3,445,000 | 4,883 |
| Provision for loan and lease losses | $216,000 | 3,242 |
| Total noninterest income | $451,000 | 5,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,222 |
| Total noninterest expense | $2,353,000 | 5,258 |
| Salaries and employee benefits | $1,194,000 | 5,229 |
| Premises and equipment expense | $297,000 | 5,639 |
| Additional noninterest expense | $862,000 | 4,908 |
| Pre-tax net operating income | $1,327,000 | 4,767 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $314,000 | 5,691 |
| Income before extraordinary items | $1,013,000 | 4,447 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,013,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,292 |
| Cash dividends | $563,000 | 3,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,013,000 | 4,393 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 5,509 |
| Total interest expense | $2,470,000 | 5,626 |
| Net interest income | $3,135,000 | 5,309 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $439,000 | 5,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,016 |
| Total noninterest expense | $2,176,000 | 5,612 |
| Salaries and employee benefits | $1,070,000 | 5,729 |
| Premises and equipment expense | $266,000 | 6,114 |
| Additional noninterest expense | $840,000 | 5,047 |
| Pre-tax net operating income | $1,271,000 | 5,044 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $304,000 | 5,951 |
| Income before extraordinary items | $967,000 | 4,729 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $967,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $288,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $967,000 | 4,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 5,784 |
| Total interest expense | $1,985,000 | 5,648 |
| Net interest income | $2,881,000 | 5,773 |
| Provision for loan and lease losses | $97,000 | 4,641 |
| Total noninterest income | $372,000 | 6,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $2,167,000 | 5,829 |
| Salaries and employee benefits | $994,000 | 6,118 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $883,000 | 5,259 |
| Pre-tax net operating income | $989,000 | 6,009 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $203,000 | 7,293 |
| Income before extraordinary items | $786,000 | 5,433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $786,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $786,000 | 5,500 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 5,808 |
| Total interest expense | $2,019,000 | 5,793 |
| Net interest income | $2,953,000 | 5,725 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $338,000 | 7,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $2,019,000 | 6,281 |
| Salaries and employee benefits | $943,000 | 6,454 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $833,000 | 5,734 |
| Pre-tax net operating income | $1,032,000 | 5,772 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $226,000 | 7,158 |
| Income before extraordinary items | $806,000 | 5,547 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $806,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,282 |
| Cash dividends | $156,000 | 6,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $806,000 | 5,303 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 6,104 |
| Total interest expense | $2,484,000 | 6,025 |
| Net interest income | $2,796,000 | 6,056 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,720 |
| Total noninterest expense | $2,078,000 | 6,190 |
| Salaries and employee benefits | $913,000 | 6,544 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $859,000 | 5,736 |
| Pre-tax net operating income | $945,000 | 5,883 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $218,000 | 7,224 |
| Income before extraordinary items | $739,000 | 5,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $739,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 4,076 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $729,760 | 5,406 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.