Home > The Farmers Bank > Income and Expense
The Farmers Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 4,030 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $1,086,000 | 3,909 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $134,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $102,000 | 2,396 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $32,000 | 4,868 |
| Total noninterest expense | $504,000 | 5,011 |
| Salaries and employee benefits | $284,000 | 4,934 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $152,000 | 5,104 |
| Pre-tax net operating income | $696,000 | 2,497 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $178,000 | 1,941 |
| Income before extraordinary items | $518,000 | 2,692 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $518,000 | 2,692 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $518,000 | 2,692 |
| Net charge-offs | $93,000 | 1,061 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $518,000 | 2,643 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 3,974 |
| Total interest expense | $265,000 | 4,805 |
| Net interest income | $4,451,000 | 3,842 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $722,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $476,000 | 2,224 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $246,000 | 4,208 |
| Total noninterest expense | $2,459,000 | 4,722 |
| Salaries and employee benefits | $1,417,000 | 4,608 |
| Premises and equipment expense | $290,000 | 4,532 |
| Additional noninterest expense | $752,000 | 4,814 |
| Pre-tax net operating income | $2,714,000 | 2,490 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $603,000 | 2,059 |
| Income before extraordinary items | $2,111,000 | 2,621 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,111,000 | 2,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,111,000 | 2,623 |
| Net charge-offs | $8,000 | 4,089 |
| Cash dividends | $249,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,111,000 | 2,570 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 4,018 |
| Total interest expense | $201,000 | 4,852 |
| Net interest income | $3,329,000 | 3,881 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $520,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $360,000 | 2,214 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 4,416 |
| Total noninterest expense | $1,809,000 | 4,786 |
| Salaries and employee benefits | $1,002,000 | 4,748 |
| Premises and equipment expense | $227,000 | 4,498 |
| Additional noninterest expense | $580,000 | 4,808 |
| Pre-tax net operating income | $2,040,000 | 2,539 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $547,000 | 1,935 |
| Income before extraordinary items | $1,493,000 | 2,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,493,000 | 2,780 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,493,000 | 2,781 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,493,000 | 2,728 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 4,047 |
| Total interest expense | $136,000 | 4,895 |
| Net interest income | $2,208,000 | 3,908 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $346,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $226,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,306 |
| Total noninterest expense | $1,227,000 | 4,814 |
| Salaries and employee benefits | $675,000 | 4,771 |
| Premises and equipment expense | $151,000 | 4,540 |
| Additional noninterest expense | $401,000 | 4,750 |
| Pre-tax net operating income | $1,327,000 | 2,555 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $348,000 | 1,979 |
| Income before extraordinary items | $979,000 | 2,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $979,000 | 2,791 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $979,000 | 2,793 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $979,000 | 2,731 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 4,080 |
| Total interest expense | $68,000 | 4,936 |
| Net interest income | $1,093,000 | 3,946 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $181,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $105,000 | 2,396 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 3,982 |
| Total noninterest expense | $618,000 | 4,843 |
| Salaries and employee benefits | $332,000 | 4,848 |
| Premises and equipment expense | $81,000 | 4,451 |
| Additional noninterest expense | $205,000 | 4,764 |
| Pre-tax net operating income | $656,000 | 2,538 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $165,000 | 2,008 |
| Income before extraordinary items | $491,000 | 2,753 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $491,000 | 2,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $491,000 | 2,756 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $491,000 | 2,673 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 4,101 |
| Total interest expense | $328,000 | 4,804 |
| Net interest income | $4,384,000 | 3,974 |
| Provision for loan and lease losses | $4,000 | 4,524 |
| Total noninterest income | $751,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $546,000 | 2,135 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $205,000 | 4,504 |
| Total noninterest expense | $2,597,000 | 4,819 |
| Salaries and employee benefits | $1,409,000 | 4,774 |
| Premises and equipment expense | $357,000 | 4,324 |
| Additional noninterest expense | $831,000 | 4,832 |
| Pre-tax net operating income | $2,534,000 | 2,564 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $672,000 | 1,938 |
| Income before extraordinary items | $1,862,000 | 2,846 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,862,000 | 2,844 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,862,000 | 2,846 |
| Net charge-offs | $12,000 | 4,510 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,862,000 | 2,799 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 4,146 |
| Total interest expense | $253,000 | 4,823 |
| Net interest income | $3,269,000 | 4,025 |
| Provision for loan and lease losses | $4,000 | 4,318 |
| Total noninterest income | $593,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $417,000 | 2,103 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $176,000 | 4,371 |
| Total noninterest expense | $1,835,000 | 4,963 |
| Salaries and employee benefits | $970,000 | 4,958 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $620,000 | 4,877 |
| Pre-tax net operating income | $2,023,000 | 2,491 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $541,000 | 1,914 |
| Income before extraordinary items | $1,482,000 | 2,753 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,482,000 | 2,753 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,482,000 | 2,753 |
| Net charge-offs | $13,000 | 4,044 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,482,000 | 2,712 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 4,172 |
| Total interest expense | $172,000 | 4,842 |
| Net interest income | $2,172,000 | 4,039 |
| Provision for loan and lease losses | $4,000 | 4,097 |
| Total noninterest income | $398,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $280,000 | 2,061 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $118,000 | 4,355 |
| Total noninterest expense | $1,224,000 | 5,002 |
| Salaries and employee benefits | $644,000 | 5,001 |
| Premises and equipment expense | $167,000 | 4,557 |
| Additional noninterest expense | $413,000 | 4,898 |
| Pre-tax net operating income | $1,342,000 | 2,439 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $355,000 | 1,893 |
| Income before extraordinary items | $987,000 | 2,665 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $987,000 | 2,669 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $987,000 | 2,669 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $987,000 | 2,634 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 4,235 |
| Total interest expense | $87,000 | 4,889 |
| Net interest income | $1,066,000 | 4,092 |
| Provision for loan and lease losses | $4,000 | 3,658 |
| Total noninterest income | $193,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $135,000 | 2,113 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $58,000 | 4,359 |
| Total noninterest expense | $607,000 | 5,061 |
| Salaries and employee benefits | $320,000 | 5,091 |
| Premises and equipment expense | $82,000 | 4,650 |
| Additional noninterest expense | $205,000 | 4,949 |
| Pre-tax net operating income | $648,000 | 2,450 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $161,000 | 1,930 |
| Income before extraordinary items | $487,000 | 2,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $487,000 | 2,623 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $487,000 | 2,623 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $487,000 | 2,577 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 4,250 |
| Total interest expense | $398,000 | 4,919 |
| Net interest income | $4,302,000 | 4,095 |
| Provision for loan and lease losses | $827,000 | 1,287 |
| Total noninterest income | $742,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $542,000 | 2,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $200,000 | 4,616 |
| Total noninterest expense | $2,519,000 | 5,022 |
| Salaries and employee benefits | $1,356,000 | 5,010 |
| Premises and equipment expense | $331,000 | 4,631 |
| Additional noninterest expense | $832,000 | 4,994 |
| Pre-tax net operating income | $1,698,000 | 3,172 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $366,000 | 2,442 |
| Income before extraordinary items | $1,332,000 | 3,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,332,000 | 3,375 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,332,000 | 3,376 |
| Net charge-offs | $864,000 | 1,414 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,332,000 | 3,322 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 4,317 |
| Total interest expense | $305,000 | 4,966 |
| Net interest income | $3,188,000 | 4,152 |
| Provision for loan and lease losses | $806,000 | 1,042 |
| Total noninterest income | $579,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $408,000 | 2,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $171,000 | 4,523 |
| Total noninterest expense | $1,797,000 | 5,156 |
| Salaries and employee benefits | $959,000 | 5,156 |
| Premises and equipment expense | $215,000 | 4,986 |
| Additional noninterest expense | $623,000 | 4,998 |
| Pre-tax net operating income | $1,164,000 | 3,406 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $225,000 | 2,682 |
| Income before extraordinary items | $939,000 | 3,539 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $939,000 | 3,541 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $939,000 | 3,543 |
| Net charge-offs | $860,000 | 1,113 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $939,000 | 3,456 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 4,336 |
| Total interest expense | $208,000 | 4,991 |
| Net interest income | $2,107,000 | 4,178 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $376,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $269,000 | 2,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 4,649 |
| Total noninterest expense | $1,204,000 | 5,161 |
| Salaries and employee benefits | $642,000 | 5,164 |
| Premises and equipment expense | $142,000 | 5,012 |
| Additional noninterest expense | $420,000 | 4,991 |
| Pre-tax net operating income | $1,279,000 | 2,478 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $309,000 | 1,982 |
| Income before extraordinary items | $970,000 | 2,701 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $970,000 | 2,706 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $970,000 | 2,706 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $970,000 | 2,599 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 4,294 |
| Total interest expense | $105,000 | 5,058 |
| Net interest income | $1,079,000 | 4,120 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $169,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $613,000 | 5,170 |
| Salaries and employee benefits | $328,000 | 5,180 |
| Premises and equipment expense | $68,000 | 5,115 |
| Additional noninterest expense | $217,000 | 4,975 |
| Pre-tax net operating income | $635,000 | 2,453 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $133,000 | 2,126 |
| Income before extraordinary items | $502,000 | 2,580 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $502,000 | 2,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $502,000 | 2,582 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $502,000 | 2,494 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 4,414 |
| Total interest expense | $483,000 | 5,187 |
| Net interest income | $4,315,000 | 4,211 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $745,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $569,000 | 2,242 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $176,000 | 4,751 |
| Total noninterest expense | $2,551,000 | 5,129 |
| Salaries and employee benefits | $1,427,000 | 4,959 |
| Premises and equipment expense | $309,000 | 4,898 |
| Additional noninterest expense | $815,000 | 5,236 |
| Pre-tax net operating income | $2,509,000 | 2,398 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $656,000 | 1,896 |
| Income before extraordinary items | $1,853,000 | 2,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,853,000 | 2,731 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,853,000 | 2,729 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $1,250,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,853,000 | 2,609 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 4,478 |
| Total interest expense | $370,000 | 5,270 |
| Net interest income | $3,240,000 | 4,274 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $565,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $419,000 | 2,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,680 |
| Total noninterest expense | $1,834,000 | 5,263 |
| Salaries and employee benefits | $985,000 | 5,219 |
| Premises and equipment expense | $223,000 | 5,057 |
| Additional noninterest expense | $626,000 | 5,236 |
| Pre-tax net operating income | $1,971,000 | 2,384 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $501,000 | 1,940 |
| Income before extraordinary items | $1,470,000 | 2,679 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,470,000 | 2,681 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,470,000 | 2,680 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $1,250,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,470,000 | 2,553 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 4,497 |
| Total interest expense | $252,000 | 5,322 |
| Net interest income | $2,168,000 | 4,272 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $369,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $277,000 | 2,299 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,764 |
| Total noninterest expense | $1,234,000 | 5,283 |
| Salaries and employee benefits | $658,000 | 5,234 |
| Premises and equipment expense | $148,000 | 5,076 |
| Additional noninterest expense | $428,000 | 5,204 |
| Pre-tax net operating income | $1,303,000 | 2,365 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $319,000 | 1,989 |
| Income before extraordinary items | $984,000 | 2,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $984,000 | 2,652 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $984,000 | 2,652 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $984,000 | 2,508 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 4,566 |
| Total interest expense | $131,000 | 5,364 |
| Net interest income | $1,072,000 | 4,328 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $137,000 | 2,302 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,121 |
| Total noninterest expense | $612,000 | 5,320 |
| Salaries and employee benefits | $328,000 | 5,292 |
| Premises and equipment expense | $72,000 | 5,172 |
| Additional noninterest expense | $212,000 | 5,230 |
| Pre-tax net operating income | $634,000 | 2,436 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $128,000 | 2,196 |
| Income before extraordinary items | $506,000 | 2,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $506,000 | 2,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $506,000 | 2,586 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $750,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $506,000 | 2,462 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 4,564 |
| Total interest expense | $614,000 | 5,468 |
| Net interest income | $4,403,000 | 4,271 |
| Provision for loan and lease losses | $93,000 | 5,422 |
| Total noninterest income | $810,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $578,000 | 2,303 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $232,000 | 4,243 |
| Total noninterest expense | $2,560,000 | 5,286 |
| Salaries and employee benefits | $1,442,000 | 5,063 |
| Premises and equipment expense | $300,000 | 5,233 |
| Additional noninterest expense | $818,000 | 5,378 |
| Pre-tax net operating income | $2,560,000 | 2,091 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $698,000 | 1,682 |
| Income before extraordinary items | $1,864,000 | 2,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,864,000 | 2,390 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,864,000 | 2,391 |
| Net charge-offs | $93,000 | 5,044 |
| Cash dividends | $2,600,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,862,540 | 2,312 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 4,571 |
| Total interest expense | $480,000 | 5,497 |
| Net interest income | $3,350,000 | 4,248 |
| Provision for loan and lease losses | $38,000 | 5,732 |
| Total noninterest income | $584,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $433,000 | 2,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $151,000 | 4,512 |
| Total noninterest expense | $1,862,000 | 5,375 |
| Salaries and employee benefits | $1,007,000 | 5,257 |
| Premises and equipment expense | $221,000 | 5,321 |
| Additional noninterest expense | $634,000 | 5,316 |
| Pre-tax net operating income | $2,034,000 | 2,062 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $553,000 | 1,651 |
| Income before extraordinary items | $1,484,000 | 2,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,484,000 | 2,341 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,484,000 | 2,342 |
| Net charge-offs | $43,000 | 5,079 |
| Cash dividends | $2,600,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,481,810 | 2,237 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,611 |
| Total interest expense | $331,000 | 5,541 |
| Net interest income | $2,218,000 | 4,282 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $412,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $273,000 | 2,390 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,074 |
| Total noninterest expense | $1,305,000 | 5,297 |
| Salaries and employee benefits | $677,000 | 5,277 |
| Premises and equipment expense | $139,000 | 5,480 |
| Additional noninterest expense | $489,000 | 5,049 |
| Pre-tax net operating income | $1,295,000 | 2,101 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $335,000 | 1,687 |
| Income before extraordinary items | $960,000 | 2,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $960,000 | 2,355 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $960,000 | 2,355 |
| Net charge-offs | $36,000 | 4,718 |
| Cash dividends | $2,600,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $960,000 | 2,265 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 4,605 |
| Total interest expense | $168,000 | 5,611 |
| Net interest income | $1,115,000 | 4,262 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $217,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $625,000 | 5,448 |
| Salaries and employee benefits | $337,000 | 5,327 |
| Premises and equipment expense | $72,000 | 5,462 |
| Additional noninterest expense | $216,000 | 5,341 |
| Pre-tax net operating income | $687,000 | 2,002 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $169,000 | 1,671 |
| Income before extraordinary items | $518,000 | 2,192 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $518,000 | 2,191 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $518,000 | 2,192 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $518,000 | 2,146 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 4,752 |
| Total interest expense | $677,000 | 6,031 |
| Net interest income | $4,450,000 | 4,275 |
| Provision for loan and lease losses | $183,000 | 5,446 |
| Total noninterest income | $862,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $623,000 | 2,222 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $239,000 | 4,316 |
| Total noninterest expense | $2,545,000 | 5,459 |
| Salaries and employee benefits | $1,461,000 | 5,115 |
| Premises and equipment expense | $283,000 | 5,552 |
| Additional noninterest expense | $801,000 | 5,623 |
| Pre-tax net operating income | $2,584,000 | 1,840 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $705,000 | 1,555 |
| Income before extraordinary items | $1,881,000 | 2,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,881,000 | 2,133 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,881,000 | 2,134 |
| Net charge-offs | $119,000 | 5,274 |
| Cash dividends | $1,601,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,879,540 | 2,055 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 4,868 |
| Total interest expense | $508,000 | 6,177 |
| Net interest income | $3,305,000 | 4,359 |
| Provision for loan and lease losses | $88,000 | 5,851 |
| Total noninterest income | $665,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $472,000 | 2,257 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $193,000 | 4,230 |
| Total noninterest expense | $1,800,000 | 5,633 |
| Salaries and employee benefits | $994,000 | 5,430 |
| Premises and equipment expense | $216,000 | 5,566 |
| Additional noninterest expense | $590,000 | 5,688 |
| Pre-tax net operating income | $2,082,000 | 1,836 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $571,000 | 1,530 |
| Income before extraordinary items | $1,513,000 | 2,122 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,513,000 | 2,124 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,513,000 | 2,125 |
| Net charge-offs | $42,000 | 5,637 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,511,540 | 2,034 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 4,928 |
| Total interest expense | $345,000 | 6,232 |
| Net interest income | $2,175,000 | 4,394 |
| Provision for loan and lease losses | $78,000 | 5,413 |
| Total noninterest income | $504,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $312,000 | 2,280 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $192,000 | 3,565 |
| Total noninterest expense | $1,203,000 | 5,660 |
| Salaries and employee benefits | $659,000 | 5,498 |
| Premises and equipment expense | $144,000 | 5,600 |
| Additional noninterest expense | $400,000 | 5,663 |
| Pre-tax net operating income | $1,398,000 | 1,815 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $374,000 | 1,503 |
| Income before extraordinary items | $1,026,000 | 2,073 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,026,000 | 2,072 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,026,000 | 2,074 |
| Net charge-offs | $37,000 | 5,126 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,024,540 | 1,988 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,009 |
| Total interest expense | $178,000 | 6,305 |
| Net interest income | $1,076,000 | 4,451 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $272,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $156,000 | 2,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 3,249 |
| Total noninterest expense | $594,000 | 5,761 |
| Salaries and employee benefits | $322,000 | 5,615 |
| Premises and equipment expense | $72,000 | 5,682 |
| Additional noninterest expense | $200,000 | 5,701 |
| Pre-tax net operating income | $704,000 | 1,816 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $175,000 | 1,566 |
| Income before extraordinary items | $529,000 | 2,042 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $529,000 | 2,041 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $529,000 | 2,042 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $529,000 | 1,961 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,055 |
| Total interest expense | $775,000 | 6,532 |
| Net interest income | $4,360,000 | 4,319 |
| Provision for loan and lease losses | $309,000 | 5,220 |
| Total noninterest income | $750,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $685,000 | 2,298 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $65,000 | 6,115 |
| Total noninterest expense | $2,627,000 | 5,550 |
| Salaries and employee benefits | $1,400,000 | 5,403 |
| Premises and equipment expense | $329,000 | 5,444 |
| Additional noninterest expense | $898,000 | 5,534 |
| Pre-tax net operating income | $2,174,000 | 1,793 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $602,000 | 1,380 |
| Income before extraordinary items | $1,572,000 | 2,039 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,572,000 | 2,035 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,572,000 | 2,037 |
| Net charge-offs | $309,000 | 4,451 |
| Cash dividends | $499,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,572,000 | 2,003 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 5,124 |
| Total interest expense | $584,000 | 6,657 |
| Net interest income | $3,263,000 | 4,338 |
| Provision for loan and lease losses | $247,000 | 4,880 |
| Total noninterest income | $510,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $507,000 | 2,327 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $1,926,000 | 5,625 |
| Salaries and employee benefits | $973,000 | 5,654 |
| Premises and equipment expense | $254,000 | 5,425 |
| Additional noninterest expense | $699,000 | 5,414 |
| Pre-tax net operating income | $1,600,000 | 1,939 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $438,000 | 1,540 |
| Income before extraordinary items | $1,162,000 | 2,234 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,162,000 | 2,231 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,162,000 | 2,234 |
| Net charge-offs | $274,000 | 3,850 |
| Cash dividends | $240,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,162,000 | 2,189 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 5,178 |
| Total interest expense | $390,000 | 6,766 |
| Net interest income | $2,162,000 | 4,353 |
| Provision for loan and lease losses | $167,000 | 4,600 |
| Total noninterest income | $464,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $329,000 | 2,345 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $135,000 | 4,297 |
| Total noninterest expense | $1,329,000 | 5,574 |
| Salaries and employee benefits | $654,000 | 5,696 |
| Premises and equipment expense | $186,000 | 5,260 |
| Additional noninterest expense | $489,000 | 5,301 |
| Pre-tax net operating income | $1,130,000 | 1,920 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $316,000 | 1,477 |
| Income before extraordinary items | $814,000 | 2,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 2,202 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $814,000 | 2,203 |
| Net charge-offs | $195,000 | 3,449 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $814,000 | 2,147 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 5,187 |
| Total interest expense | $195,000 | 6,854 |
| Net interest income | $1,093,000 | 4,298 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $229,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $160,000 | 2,326 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $634,000 | 5,655 |
| Salaries and employee benefits | $330,000 | 5,733 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $202,000 | 5,582 |
| Pre-tax net operating income | $623,000 | 1,991 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $171,000 | 1,604 |
| Income before extraordinary items | $452,000 | 2,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 2,327 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $452,000 | 2,329 |
| Net charge-offs | $188,000 | 2,192 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $452,000 | 2,193 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 5,086 |
| Total interest expense | $1,070,000 | 6,651 |
| Net interest income | $4,626,000 | 4,156 |
| Provision for loan and lease losses | $113,000 | 5,905 |
| Total noninterest income | $1,054,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $744,000 | 2,243 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $310,000 | 4,046 |
| Total noninterest expense | $2,672,000 | 5,456 |
| Salaries and employee benefits | $1,550,000 | 5,245 |
| Premises and equipment expense | $341,000 | 5,489 |
| Additional noninterest expense | $781,000 | 5,535 |
| Pre-tax net operating income | $2,895,000 | 1,860 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $901,000 | 1,286 |
| Income before extraordinary items | $1,994,000 | 2,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,994,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 4,681 |
| Cash dividends | $659,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,994,000 | 2,125 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 5,133 |
| Total interest expense | $841,000 | 6,686 |
| Net interest income | $3,483,000 | 4,175 |
| Provision for loan and lease losses | $63,000 | 5,653 |
| Total noninterest income | $763,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $558,000 | 2,263 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $205,000 | 4,365 |
| Total noninterest expense | $1,851,000 | 5,683 |
| Salaries and employee benefits | $1,048,000 | 5,543 |
| Premises and equipment expense | $251,000 | 5,570 |
| Additional noninterest expense | $552,000 | 5,649 |
| Pre-tax net operating income | $2,332,000 | 2,049 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $724,000 | 1,493 |
| Income before extraordinary items | $1,608,000 | 2,192 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,608,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,695 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,608,000 | 2,303 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,185 |
| Total interest expense | $583,000 | 6,739 |
| Net interest income | $2,305,000 | 4,197 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $507,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $305,000 | 2,616 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $202,000 | 3,744 |
| Total noninterest expense | $1,245,000 | 5,692 |
| Salaries and employee benefits | $709,000 | 5,565 |
| Premises and equipment expense | $167,000 | 5,612 |
| Additional noninterest expense | $369,000 | 5,650 |
| Pre-tax net operating income | $1,532,000 | 2,149 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $467,000 | 1,681 |
| Income before extraordinary items | $1,065,000 | 2,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,065,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,065,000 | 2,396 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 5,204 |
| Total interest expense | $312,000 | 6,766 |
| Net interest income | $1,171,000 | 4,171 |
| Provision for loan and lease losses | $7,000 | 5,635 |
| Total noninterest income | $240,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $143,000 | 2,721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $614,000 | 5,743 |
| Salaries and employee benefits | $356,000 | 5,583 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $174,000 | 5,761 |
| Pre-tax net operating income | $790,000 | 2,180 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $225,000 | 1,816 |
| Income before extraordinary items | $565,000 | 2,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $565,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $565,000 | 2,357 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 5,063 |
| Total interest expense | $1,462,000 | 6,486 |
| Net interest income | $4,819,000 | 4,105 |
| Provision for loan and lease losses | $142,000 | 4,409 |
| Total noninterest income | $898,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $517,000 | 2,976 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $381,000 | 3,825 |
| Total noninterest expense | $2,706,000 | 5,343 |
| Salaries and employee benefits | $1,490,000 | 5,323 |
| Premises and equipment expense | $387,000 | 5,129 |
| Additional noninterest expense | $829,000 | 5,237 |
| Pre-tax net operating income | $2,869,000 | 2,559 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $904,000 | 1,981 |
| Income before extraordinary items | $1,965,000 | 2,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,965,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,267 |
| Cash dividends | $670,000 | 3,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,965,000 | 2,843 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 5,081 |
| Total interest expense | $1,106,000 | 6,496 |
| Net interest income | $3,611,000 | 4,124 |
| Provision for loan and lease losses | $28,000 | 5,595 |
| Total noninterest income | $615,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $363,000 | 3,108 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $252,000 | 4,083 |
| Total noninterest expense | $1,881,000 | 5,562 |
| Salaries and employee benefits | $1,030,000 | 5,538 |
| Premises and equipment expense | $272,000 | 5,298 |
| Additional noninterest expense | $579,000 | 5,408 |
| Pre-tax net operating income | $2,317,000 | 2,559 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $720,000 | 2,047 |
| Income before extraordinary items | $1,597,000 | 2,836 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,597,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,597,000 | 2,820 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 5,127 |
| Total interest expense | $724,000 | 6,545 |
| Net interest income | $2,394,000 | 4,173 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $416,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $240,000 | 3,101 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $176,000 | 4,032 |
| Total noninterest expense | $1,245,000 | 5,612 |
| Salaries and employee benefits | $689,000 | 5,603 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $378,000 | 5,467 |
| Pre-tax net operating income | $1,545,000 | 2,624 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $483,000 | 2,112 |
| Income before extraordinary items | $1,062,000 | 2,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,062,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,062,000 | 2,884 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 5,182 |
| Total interest expense | $351,000 | 6,636 |
| Net interest income | $1,177,000 | 4,220 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $623,000 | 5,632 |
| Salaries and employee benefits | $341,000 | 5,673 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $189,000 | 5,451 |
| Pre-tax net operating income | $740,000 | 2,699 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $217,000 | 2,286 |
| Income before extraordinary items | $523,000 | 2,921 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $523,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $523,000 | 2,907 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 5,033 |
| Total interest expense | $1,137,000 | 6,686 |
| Net interest income | $4,840,000 | 4,101 |
| Provision for loan and lease losses | $232,000 | 3,262 |
| Total noninterest income | $886,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $515,000 | 2,988 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $371,000 | 3,877 |
| Total noninterest expense | $2,755,000 | 5,174 |
| Salaries and employee benefits | $1,565,000 | 5,050 |
| Premises and equipment expense | $386,000 | 5,042 |
| Additional noninterest expense | $804,000 | 5,215 |
| Pre-tax net operating income | $2,739,000 | 2,950 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $851,000 | 2,393 |
| Income before extraordinary items | $1,888,000 | 3,219 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,888,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,276 |
| Cash dividends | $669,000 | 3,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,888,000 | 3,208 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 5,048 |
| Total interest expense | $816,000 | 6,753 |
| Net interest income | $3,621,000 | 4,141 |
| Provision for loan and lease losses | $132,000 | 3,689 |
| Total noninterest income | $646,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $395,000 | 2,973 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 4,088 |
| Total noninterest expense | $1,933,000 | 5,366 |
| Salaries and employee benefits | $1,076,000 | 5,325 |
| Premises and equipment expense | $267,000 | 5,276 |
| Additional noninterest expense | $590,000 | 5,275 |
| Pre-tax net operating income | $2,202,000 | 2,923 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $679,000 | 2,416 |
| Income before extraordinary items | $1,523,000 | 3,175 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,523,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,964 |
| Cash dividends | $240,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,523,000 | 3,169 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 5,047 |
| Total interest expense | $516,000 | 6,783 |
| Net interest income | $2,402,000 | 4,162 |
| Provision for loan and lease losses | $122,000 | 2,969 |
| Total noninterest income | $419,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $248,000 | 3,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,055 |
| Total noninterest expense | $1,256,000 | 5,466 |
| Salaries and employee benefits | $707,000 | 5,393 |
| Premises and equipment expense | $164,000 | 5,536 |
| Additional noninterest expense | $385,000 | 5,341 |
| Pre-tax net operating income | $1,443,000 | 2,959 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $438,000 | 2,487 |
| Income before extraordinary items | $1,005,000 | 3,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,005,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,643 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,005,000 | 3,188 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 5,029 |
| Total interest expense | $246,000 | 6,813 |
| Net interest income | $1,191,000 | 4,186 |
| Provision for loan and lease losses | $87,000 | 2,254 |
| Total noninterest income | $202,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $637,000 | 5,422 |
| Salaries and employee benefits | $356,000 | 5,394 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $669,000 | 3,066 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $195,000 | 2,644 |
| Income before extraordinary items | $474,000 | 3,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $474,000 | 3,278 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 5,108 |
| Total interest expense | $919,000 | 6,493 |
| Net interest income | $4,172,000 | 4,487 |
| Provision for loan and lease losses | $212,000 | 3,492 |
| Total noninterest income | $844,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $466,000 | 3,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $378,000 | 3,871 |
| Total noninterest expense | $2,647,000 | 5,184 |
| Salaries and employee benefits | $1,519,000 | 5,001 |
| Premises and equipment expense | $336,000 | 5,411 |
| Additional noninterest expense | $792,000 | 5,202 |
| Pre-tax net operating income | $2,157,000 | 3,512 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $637,000 | 2,978 |
| Income before extraordinary items | $1,520,000 | 3,758 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,520,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $550,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,520,000 | 3,721 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 5,154 |
| Total interest expense | $665,000 | 6,490 |
| Net interest income | $3,044,000 | 4,596 |
| Provision for loan and lease losses | $94,000 | 4,264 |
| Total noninterest income | $587,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $335,000 | 3,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 4,119 |
| Total noninterest expense | $1,888,000 | 5,320 |
| Salaries and employee benefits | $1,064,000 | 5,216 |
| Premises and equipment expense | $246,000 | 5,485 |
| Additional noninterest expense | $578,000 | 5,234 |
| Pre-tax net operating income | $1,649,000 | 3,515 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $474,000 | 3,040 |
| Income before extraordinary items | $1,175,000 | 3,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,175,000 | 3,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,175,000 | 3,682 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 5,203 |
| Total interest expense | $422,000 | 6,467 |
| Net interest income | $1,971,000 | 4,669 |
| Provision for loan and lease losses | $57,000 | 4,394 |
| Total noninterest income | $376,000 | 4,197 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $204,000 | 3,467 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $172,000 | 4,030 |
| Total noninterest expense | $1,243,000 | 5,357 |
| Salaries and employee benefits | $698,000 | 5,254 |
| Premises and equipment expense | $161,000 | 5,506 |
| Additional noninterest expense | $384,000 | 5,232 |
| Pre-tax net operating income | $1,047,000 | 3,588 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $284,000 | 3,200 |
| Income before extraordinary items | $763,000 | 3,748 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $763,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $763,000 | 3,702 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 5,264 |
| Total interest expense | $197,000 | 6,576 |
| Net interest income | $971,000 | 4,709 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $161,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $78,000 | 3,986 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $624,000 | 5,389 |
| Salaries and employee benefits | $345,000 | 5,342 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $205,000 | 4,984 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $114,000 | 3,555 |
| Income before extraordinary items | $368,000 | 3,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $368,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $368,000 | 3,796 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 5,378 |
| Total interest expense | $764,000 | 6,371 |
| Net interest income | $3,478,000 | 4,928 |
| Provision for loan and lease losses | $141,000 | 4,364 |
| Total noninterest income | $797,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $399,000 | 3,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $398,000 | 3,728 |
| Total noninterest expense | $2,706,000 | 5,023 |
| Salaries and employee benefits | $1,548,000 | 4,837 |
| Premises and equipment expense | $390,000 | 4,843 |
| Additional noninterest expense | $768,000 | 5,234 |
| Pre-tax net operating income | $1,428,000 | 4,375 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $405,000 | 3,706 |
| Income before extraordinary items | $1,023,000 | 4,627 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,023,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,777 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,023,000 | 4,568 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 5,435 |
| Total interest expense | $570,000 | 6,368 |
| Net interest income | $2,534,000 | 5,015 |
| Provision for loan and lease losses | $74,000 | 4,848 |
| Total noninterest income | $564,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $302,000 | 3,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $262,000 | 3,982 |
| Total noninterest expense | $1,831,000 | 5,355 |
| Salaries and employee benefits | $1,039,000 | 5,188 |
| Premises and equipment expense | $220,000 | 5,708 |
| Additional noninterest expense | $572,000 | 5,201 |
| Pre-tax net operating income | $1,193,000 | 4,168 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $344,000 | 3,546 |
| Income before extraordinary items | $849,000 | 4,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $849,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $700,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $849,000 | 4,366 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 5,494 |
| Total interest expense | $381,000 | 6,401 |
| Net interest income | $1,658,000 | 5,078 |
| Provision for loan and lease losses | $43,000 | 4,943 |
| Total noninterest income | $384,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $197,000 | 3,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $1,214,000 | 5,395 |
| Salaries and employee benefits | $689,000 | 5,233 |
| Premises and equipment expense | $147,000 | 5,726 |
| Additional noninterest expense | $378,000 | 5,262 |
| Pre-tax net operating income | $785,000 | 4,156 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $215,000 | 3,631 |
| Income before extraordinary items | $571,000 | 4,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $570,270 | 4,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,469 |
| Total interest expense | $194,000 | 6,430 |
| Net interest income | $840,000 | 5,033 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $179,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $617,000 | 5,360 |
| Salaries and employee benefits | $339,000 | 5,305 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $379,000 | 4,215 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $281,000 | 4,445 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $280,260 | 4,322 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 5,370 |
| Total interest expense | $912,000 | 6,377 |
| Net interest income | $3,417,000 | 4,876 |
| Provision for loan and lease losses | $498,000 | 2,177 |
| Total noninterest income | $797,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $450,000 | 3,372 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $347,000 | 4,235 |
| Total noninterest expense | $2,361,000 | 5,425 |
| Salaries and employee benefits | $1,380,000 | 5,137 |
| Premises and equipment expense | $264,000 | 6,033 |
| Additional noninterest expense | $717,000 | 5,426 |
| Pre-tax net operating income | $1,355,000 | 4,382 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $394,000 | 3,819 |
| Income before extraordinary items | $961,000 | 4,754 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $961,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,610 |
| Cash dividends | $390,000 | 3,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $961,000 | 4,587 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 5,440 |
| Total interest expense | $708,000 | 6,429 |
| Net interest income | $2,533,000 | 4,926 |
| Provision for loan and lease losses | $386,000 | 2,078 |
| Total noninterest income | $541,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $343,000 | 3,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 4,819 |
| Total noninterest expense | $1,683,000 | 5,574 |
| Salaries and employee benefits | $954,000 | 5,410 |
| Premises and equipment expense | $199,000 | 6,021 |
| Additional noninterest expense | $530,000 | 5,447 |
| Pre-tax net operating income | $1,005,000 | 4,533 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $286,000 | 4,002 |
| Income before extraordinary items | $719,000 | 4,923 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $719,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,532 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $719,000 | 4,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 5,477 |
| Total interest expense | $493,000 | 6,429 |
| Net interest income | $1,670,000 | 4,958 |
| Provision for loan and lease losses | $248,000 | 2,149 |
| Total noninterest income | $359,000 | 4,519 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $224,000 | 3,346 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $135,000 | 4,758 |
| Total noninterest expense | $1,126,000 | 5,562 |
| Salaries and employee benefits | $631,000 | 5,450 |
| Premises and equipment expense | $133,000 | 5,992 |
| Additional noninterest expense | $362,000 | 5,348 |
| Pre-tax net operating income | $655,000 | 4,610 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $184,000 | 4,128 |
| Income before extraordinary items | $471,000 | 4,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $471,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,327 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $471,000 | 4,748 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 5,565 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $808,000 | 5,064 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $570,000 | 5,519 |
| Salaries and employee benefits | $311,000 | 5,510 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $191,000 | 5,135 |
| Pre-tax net operating income | $373,000 | 4,215 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $97,000 | 3,988 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 5,423 |
| Total interest expense | $1,209,000 | 6,399 |
| Net interest income | $3,434,000 | 4,816 |
| Provision for loan and lease losses | $356,000 | 3,101 |
| Total noninterest income | $664,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $316,000 | 4,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $348,000 | 3,961 |
| Total noninterest expense | $2,311,000 | 5,359 |
| Salaries and employee benefits | $1,352,000 | 5,065 |
| Premises and equipment expense | $267,000 | 5,926 |
| Additional noninterest expense | $692,000 | 5,448 |
| Pre-tax net operating income | $1,431,000 | 4,234 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $441,000 | 3,699 |
| Income before extraordinary items | $990,000 | 4,639 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $990,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,296 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $990,000 | 4,509 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 5,017 |
| Total interest expense | $1,695,000 | 6,614 |
| Net interest income | $4,213,000 | 3,964 |
| Provision for loan and lease losses | $260,000 | 3,515 |
| Total noninterest income | $737,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $388,000 | 3,486 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $349,000 | 3,820 |
| Total noninterest expense | $2,351,000 | 5,170 |
| Salaries and employee benefits | $1,353,000 | 4,886 |
| Premises and equipment expense | $293,000 | 5,601 |
| Additional noninterest expense | $705,000 | 5,273 |
| Pre-tax net operating income | $2,339,000 | 2,809 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $738,000 | 2,578 |
| Income before extraordinary items | $1,601,000 | 3,069 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,601,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,289 |
| Cash dividends | $640,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,601,000 | 2,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 4,864 |
| Total interest expense | $1,819,000 | 6,560 |
| Net interest income | $4,612,000 | 3,721 |
| Provision for loan and lease losses | $272,000 | 3,065 |
| Total noninterest income | $658,000 | 4,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,688 |
| Total noninterest expense | $2,338,000 | 5,094 |
| Salaries and employee benefits | $1,363,000 | 4,715 |
| Premises and equipment expense | $310,000 | 5,329 |
| Additional noninterest expense | $665,000 | 5,380 |
| Pre-tax net operating income | $2,660,000 | 2,628 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $917,000 | 2,284 |
| Income before extraordinary items | $1,743,000 | 2,871 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,743,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,062 |
| Cash dividends | $680,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,743,000 | 2,866 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 5,185 |
| Total interest expense | $1,688,000 | 6,564 |
| Net interest income | $3,894,000 | 4,276 |
| Provision for loan and lease losses | $131,000 | 4,563 |
| Total noninterest income | $627,000 | 4,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,841 |
| Total noninterest expense | $2,084,000 | 5,536 |
| Salaries and employee benefits | $1,227,000 | 5,082 |
| Premises and equipment expense | $307,000 | 5,394 |
| Additional noninterest expense | $550,000 | 6,150 |
| Pre-tax net operating income | $2,306,000 | 2,983 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $763,000 | 2,736 |
| Income before extraordinary items | $1,543,000 | 3,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,543,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,543,000 | 3,133 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 5,243 |
| Total interest expense | $1,738,000 | 6,679 |
| Net interest income | $3,850,000 | 4,253 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $573,000 | 4,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,245 |
| Total noninterest expense | $2,005,000 | 5,593 |
| Salaries and employee benefits | $1,197,000 | 5,077 |
| Premises and equipment expense | $288,000 | 5,507 |
| Additional noninterest expense | $520,000 | 6,295 |
| Pre-tax net operating income | $2,333,000 | 2,957 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $775,000 | 2,810 |
| Income before extraordinary items | $1,558,000 | 3,161 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,558,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,558,000 | 3,074 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,229,000 | 5,610 |
| Total interest expense | $1,661,000 | 6,980 |
| Net interest income | $3,568,000 | 4,659 |
| Provision for loan and lease losses | $343,000 | 2,359 |
| Total noninterest income | $549,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,175 |
| Total noninterest expense | $2,034,000 | 5,598 |
| Salaries and employee benefits | $1,147,000 | 5,285 |
| Premises and equipment expense | $341,000 | 4,999 |
| Additional noninterest expense | $546,000 | 6,157 |
| Pre-tax net operating income | $1,740,000 | 3,967 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $570,000 | 3,832 |
| Income before extraordinary items | $1,170,000 | 4,142 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,170,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,958 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,170,000 | 4,080 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 5,881 |
| Total interest expense | $1,667,000 | 7,170 |
| Net interest income | $3,399,000 | 4,948 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $529,000 | 4,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $1,990,000 | 5,964 |
| Salaries and employee benefits | $1,191,000 | 5,244 |
| Premises and equipment expense | $294,000 | 5,670 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $1,887,000 | 3,571 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $626,000 | 3,464 |
| Income before extraordinary items | $1,261,000 | 3,711 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,261,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,261,000 | 3,659 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 6,120 |
| Total interest expense | $1,619,000 | 7,360 |
| Net interest income | $3,235,000 | 5,185 |
| Provision for loan and lease losses | $71,000 | 5,396 |
| Total noninterest income | $506,000 | 5,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,004 |
| Total noninterest expense | $1,920,000 | 6,178 |
| Salaries and employee benefits | $1,088,000 | 5,654 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $532,000 | 7,016 |
| Pre-tax net operating income | $1,750,000 | 3,934 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $575,000 | 3,772 |
| Income before extraordinary items | $1,175,000 | 4,028 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,175,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,175,000 | 4,005 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 6,681 |
| Total interest expense | $1,412,000 | 7,172 |
| Net interest income | $2,602,000 | 6,261 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $535,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,199 |
| Total noninterest expense | $1,813,000 | 6,657 |
| Salaries and employee benefits | $997,000 | 6,100 |
| Premises and equipment expense | $271,000 | 6,158 |
| Additional noninterest expense | $545,000 | 7,466 |
| Pre-tax net operating income | $1,276,000 | 5,010 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $414,000 | 4,646 |
| Income before extraordinary items | $862,000 | 5,066 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $862,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $862,000 | 5,118 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 7,265 |
| Total interest expense | $1,512,000 | 7,169 |
| Net interest income | $2,186,000 | 7,219 |
| Provision for loan and lease losses | $53,000 | 7,335 |
| Total noninterest income | $492,000 | 5,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,866 |
| Total noninterest expense | $1,667,000 | 7,301 |
| Salaries and employee benefits | $886,000 | 6,800 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $484,000 | 8,389 |
| Pre-tax net operating income | $958,000 | 6,074 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $307,000 | 5,986 |
| Income before extraordinary items | $651,000 | 6,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $651,000 | 6,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $651,000 | 6,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 7,996 |
| Total interest expense | $1,902,000 | 7,348 |
| Net interest income | $1,733,000 | 8,551 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $429,000 | 6,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $1,727,000 | 7,192 |
| Salaries and employee benefits | $915,000 | 6,533 |
| Premises and equipment expense | $309,000 | 5,841 |
| Additional noninterest expense | $503,000 | 8,429 |
| Pre-tax net operating income | $369,000 | 9,510 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $299,380 | 8,948 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.