Home > The Farmers and Valley Bank, Tarkio, Missouri > Income and Expense

The Farmers and Valley Bank, Tarkio, Missouri, Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$1,397,000	9,421
Total interest expense	$631,000	9,395
Net interest income	$766,000	9,340
Provision for loan and lease losses	$0	8,652
Total noninterest income	$137,000	8,440
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	9,678
Total noninterest expense	$416,000	10,013
Salaries and employee benefits	$220,000	10,017
Premises and equipment expense	$55,000	9,708
Additional noninterest expense	$141,000	9,747
Pre-tax net operating income	$487,000	7,439
Securities gains (losses)	$0	4,449
Applicable income taxes	$176,000	6,476
Income before extraordinary items	$311,000	7,792
Extraordinary gains, net	$0	32
Net income	$311,000	7,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,285
Cash dividends	$310,000	4,484
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$311,000	7,709
1997-12-31 (YTD Data)		Rank
Total interest income	$1,363,000	9,854
Total interest expense	$594,000	9,842
Net interest income	$769,000	9,752
Provision for loan and lease losses	$0	8,829
Total noninterest income	$132,000	8,863
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	10,359
Total noninterest expense	$419,000	10,412
Salaries and employee benefits	$208,000	10,499
Premises and equipment expense	$55,000	10,079
Additional noninterest expense	$156,000	9,926
Pre-tax net operating income	$482,000	8,021
Securities gains (losses)	$0	3,944
Applicable income taxes	$154,000	7,551
Income before extraordinary items	$328,000	8,167
Extraordinary gains, net	$0	44
Net income	$328,000	8,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$330,000	4,349
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$328,000	8,119
1996-12-31 (YTD Data)		Rank
Total interest income	$1,104,000	10,671
Total interest expense	$508,000	10,576
Net interest income	$596,000	10,666
Provision for loan and lease losses	$0	9,041
Total noninterest income	$91,000	10,062
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$80,000	7,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	10,919
Total noninterest expense	$406,000	10,949
Salaries and employee benefits	$203,000	11,002
Premises and equipment expense	$39,000	10,933
Additional noninterest expense	$164,000	10,381
Pre-tax net operating income	$281,000	9,261
Securities gains (losses)	$0	4,148
Applicable income taxes	$94,000	8,843
Income before extraordinary items	$187,000	9,423
Extraordinary gains, net	$0	53
Net income	$187,000	9,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$1,850,000	1,359
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$187,000	9,366
1995-12-31 (YTD Data)		Rank
Total interest income	$1,172,000	11,012
Total interest expense	$475,000	11,110
Net interest income	$697,000	10,851
Provision for loan and lease losses	$0	8,958
Total noninterest income	$104,000	10,184
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	11,437
Total noninterest expense	$305,000	11,698
Salaries and employee benefits	$212,000	11,420
Premises and equipment expense	$27,000	11,683
Additional noninterest expense	$66,000	11,829
Pre-tax net operating income	$496,000	8,462
Securities gains (losses)	$0	3,831
Applicable income taxes	$187,000	7,653
Income before extraordinary items	$309,000	8,846
Extraordinary gains, net	$0	65
Net income	$309,000	8,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	11,353
Cash dividends	$210,000	5,348
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$309,000	8,813
1994-12-31 (YTD Data)		Rank
Total interest income	$1,042,000	11,639
Total interest expense	$390,000	11,636
Net interest income	$652,000	11,546
Provision for loan and lease losses	$0	9,146
Total noninterest income	$108,000	10,558
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	8,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,783
Total noninterest expense	$422,000	11,947
Salaries and employee benefits	$248,000	11,681
Premises and equipment expense	$43,000	11,893
Additional noninterest expense	$131,000	12,007
Pre-tax net operating income	$338,000	9,841
Securities gains (losses)	$0	3,600
Applicable income taxes	$94,000	9,503
Income before extraordinary items	$244,000	9,763
Extraordinary gains, net	$0	249
Net income	$244,000	9,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	10,986
Cash dividends	$248,000	4,996
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$244,000	9,838
1993-12-31 (YTD Data)		Rank
Total interest income	$1,062,000	12,152
Total interest expense	$373,000	12,342
Net interest income	$689,000	11,922
Provision for loan and lease losses	$0	10,371
Total noninterest income	$97,000	11,399
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	8,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	12,687
Total noninterest expense	$413,000	12,585
Salaries and employee benefits	$240,000	12,283
Premises and equipment expense	$32,000	12,790
Additional noninterest expense	$141,000	12,530
Pre-tax net operating income	$373,000	9,636
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$114,000	9,431
Income before extraordinary items	$267,000	9,848
Extraordinary gains, net	$84,000	1,737
Net income	$351,000	9,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	12,001
Cash dividends	$258,000	4,766
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$261,400	9,653
1992-12-31 (YTD Data)		Rank
Total interest income	$1,251,000	12,495
Total interest expense	$482,000	12,840
Net interest income	$769,000	12,033
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$87,000	12,070
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	9,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$421,000	13,062
Salaries and employee benefits	$254,000	12,560
Premises and equipment expense	$42,000	12,992
Additional noninterest expense	$125,000	13,276
Pre-tax net operating income	$430,000	8,961
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$136,000	8,982
Income before extraordinary items	$304,000	9,262
Extraordinary gains, net	$0	1,422
Net income	$304,000	9,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	12,970
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$297,100	8,975

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.