Home > The Farmers and Traders Bank > Income and Expense
The Farmers and Traders Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 11,879 |
| Total interest expense | $742,000 | 11,621 |
| Net interest income | $790,000 | 11,945 |
| Provision for loan and lease losses | $292,000 | 4,214 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $588,000 | 12,137 |
| Salaries and employee benefits | $270,000 | 12,358 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $132,000 | 11,695 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $126,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 3,008 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $121,400 | 11,340 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.