Home > The Farmers and Savings Bank, Loudonville, Ohio > Assets and Liabilities
The Farmers and Savings Bank, Loudonville, Ohio, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $60,428,000 | 6,494 |
| Cash and due from depository institutions | $1,822,000 | 5,680 |
| Interest-bearing balances | $23,000 | 5,854 |
| Securities | $11,857,000 | 7,323 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,950 |
| Net loans & leases | $42,834,000 | 5,603 |
| Loan loss allowance | $623,000 | 5,068 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $500,000 | 8,102 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $515,000 | 8,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,428,000 | 6,494 |
| Total liabilities | $55,704,000 | 6,375 |
| Total deposits | $54,660,000 | 6,237 |
| Interest-bearing deposits | $48,261,000 | 6,103 |
| Deposits held in domestic offices | $54,660,000 | 6,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $684,000 | 3,694 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $360,000 | 7,197 |
| Total equity capital | $4,724,000 | 7,480 |
| Total bank equity capital | $4,724,000 | 7,480 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $700,000 | 8,600 |
| Undivided profits | $3,724,000 | 5,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $252,000 | 7,620 |
| Earning assets | $57,614,000 | 6,322 |
| Long-term assets (5+ years) | $13,664,000 | 3,475 |
| Average Assets, year-to-date | $57,509,800 | 6,545 |
| Average Assets, quarterly | $59,785,000 | 6,484 |
| Volatile liabilities | $9,811,000 | 4,942 |
| Insider loans | $977,000 | 3,726 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,236,000 | 6,216 |
| Tier 1 (core) risk-based capital | $4,569,000 | 7,498 |
| Tier 2 risk-based capital | $498,350 | 5,284 |
| Total risk weighted assets | $39,743,250 | 6,010 |
| Total unused commitments | $3,236,000 | 6,233 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $54,855,000 | 7,031 |
| Cash and due from depository institutions | $2,098,000 | 5,686 |
| Interest-bearing balances | $23,000 | 6,110 |
| Securities | $12,861,000 | 7,318 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 8,717 |
| Net loans & leases | $38,643,000 | 5,979 |
| Loan loss allowance | $566,000 | 5,531 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $392,000 | 8,936 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $561,000 | 8,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,855,000 | 7,031 |
| Total liabilities | $50,460,000 | 6,935 |
| Total deposits | $49,681,000 | 6,802 |
| Interest-bearing deposits | $43,009,000 | 6,729 |
| Deposits held in domestic offices | $49,681,000 | 6,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $369,000 | 3,658 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $410,000 | 7,039 |
| Total equity capital | $4,395,000 | 7,929 |
| Total bank equity capital | $4,395,000 | 7,929 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $700,000 | 8,883 |
| Undivided profits | $3,395,000 | 5,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 5,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $274,000 | 7,516 |
| Earning assets | $51,827,000 | 6,890 |
| Long-term assets (5+ years) | $12,751,000 | 3,451 |
| Average Assets, year-to-date | $53,186,600 | 6,973 |
| Average Assets, quarterly | $54,403,500 | 7,008 |
| Volatile liabilities | $4,556,000 | 7,244 |
| Insider loans | $255,000 | 7,461 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,903,000 | 6,454 |
| Tier 1 (core) risk-based capital | $4,156,000 | 8,059 |
| Tier 2 risk-based capital | $454,470 | 5,683 |
| Total risk weighted assets | $36,245,770 | 6,393 |
| Total unused commitments | $2,903,000 | 6,468 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $51,582,000 | 7,355 |
| Cash and due from depository institutions | $1,610,000 | 5,876 |
| Interest-bearing balances | $5,000 | 6,831 |
| Securities | $11,799,000 | 8,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $37,143,000 | 6,097 |
| Loan loss allowance | $555,000 | 5,754 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $443,000 | 8,846 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $587,000 | 8,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,582,000 | 7,355 |
| Total liabilities | $47,890,000 | 7,228 |
| Total deposits | $45,683,000 | 7,242 |
| Interest-bearing deposits | $38,962,000 | 7,216 |
| Deposits held in domestic offices | $45,683,000 | 7,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 4,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,692,000 | 2,693 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $315,000 | 7,116 |
| Total equity capital | $3,692,000 | 8,552 |
| Total bank equity capital | $3,692,000 | 8,552 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $700,000 | 9,170 |
| Undivided profits | $2,692,000 | 6,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 7,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $222,000 | 8,017 |
| Earning assets | $48,947,000 | 7,163 |
| Long-term assets (5+ years) | $13,269,000 | 3,436 |
| Average Assets, year-to-date | $50,593,800 | 7,344 |
| Average Assets, quarterly | $51,291,000 | 7,357 |
| Volatile liabilities | $2,791,000 | 8,695 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,069,000 | 7,383 |
| Tier 1 (core) risk-based capital | $3,813,000 | 8,502 |
| Tier 2 risk-based capital | $438,770 | 5,843 |
| Total risk weighted assets | $34,985,170 | 6,527 |
| Total unused commitments | $2,069,000 | 7,398 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $49,895,000 | 7,755 |
| Cash and due from depository institutions | $1,489,000 | 6,250 |
| Interest-bearing balances | $1,000 | 7,618 |
| Securities | $12,507,000 | 8,172 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,475 |
| Net loans & leases | $33,818,000 | 6,458 |
| Loan loss allowance | $500,000 | 6,380 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $454,000 | 9,022 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $527,000 | 9,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,895,000 | 7,755 |
| Total liabilities | $45,417,000 | 7,727 |
| Total deposits | $44,526,000 | 7,647 |
| Interest-bearing deposits | $39,608,000 | 7,445 |
| Deposits held in domestic offices | $44,526,000 | 7,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $609,000 | 3,195 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $282,000 | 7,829 |
| Total equity capital | $4,478,000 | 7,818 |
| Total bank equity capital | $4,478,000 | 7,818 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $700,000 | 9,432 |
| Undivided profits | $3,478,000 | 5,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 6,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $201,000 | 8,097 |
| Earning assets | $47,426,000 | 7,569 |
| Long-term assets (5+ years) | $4,271,000 | 6,891 |
| Average Assets, year-to-date | $49,286,000 | 7,668 |
| Average Assets, quarterly | $49,978,000 | 7,681 |
| Volatile liabilities | $2,743,000 | 8,712 |
| Insider loans | $56,000 | 10,520 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,936,000 | 7,620 |
| Tier 1 (core) risk-based capital | $4,478,000 | 7,750 |
| Tier 2 risk-based capital | $405,020 | 6,207 |
| Total risk weighted assets | $32,306,420 | 6,898 |
| Total unused commitments | $1,936,000 | 7,647 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $48,258,000 | 8,052 |
| Cash and due from depository institutions | $2,027,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,507,000 | 8,189 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 10,768 |
| Net loans & leases | $32,534,000 | 6,647 |
| Loan loss allowance | $374,000 | 7,793 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $481,000 | 9,047 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $459,000 | 10,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,258,000 | 8,052 |
| Total liabilities | $44,077,000 | 8,044 |
| Total deposits | $42,862,000 | 8,012 |
| Interest-bearing deposits | $38,189,000 | 7,840 |
| Deposits held in domestic offices | $42,862,000 | 8,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $926,000 | 2,620 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $289,000 | 8,409 |
| Total equity capital | $4,181,000 | 8,049 |
| Total bank equity capital | $4,181,000 | 8,049 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $700,000 | 9,602 |
| Undivided profits | $3,181,000 | 5,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 8,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $232,000 | 7,913 |
| Earning assets | $45,291,000 | 7,887 |
| Long-term assets (5+ years) | $4,572,000 | 6,775 |
| Average Assets, year-to-date | $47,382,200 | 7,971 |
| Average Assets, quarterly | $48,389,000 | 7,961 |
| Volatile liabilities | $2,243,000 | 9,616 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,173,000 | 5,927 |
| Tier 1 (core) risk-based capital | $4,181,000 | 7,991 |
| Tier 2 risk-based capital | $374,000 | 6,561 |
| Total risk weighted assets | $31,427,800 | 7,089 |
| Total unused commitments | $3,173,000 | 5,953 |
| Derivatives | $0 | 651 |