Home > The Farmers and Merchants State Bank, Effingham, Kansas > Net Loans and Leases
The Farmers and Merchants State Bank, Effingham, Kansas, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $12,287,000 | 9,118 |
| Loan loss allowance | $270,000 | 7,702 |
| Total loans and leases | $12,557,000 | 9,114 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $12,557,000 | 9,118 |
| All real estate loans | $7,039,000 | 8,607 |
| Real estate loans in domestic offices | $7,039,000 | 8,605 |
| Construction and development loans | $66,000 | 8,101 |
| Commercial RE | $205,000 | 9,560 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $3,695,000 | 8,211 |
| Farmland loans | $3,073,000 | 2,260 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,961,000 | 2,904 |
| Commercial and industrial loans | $625,000 | 8,960 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,797,000 | 7,746 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,797,000 | 7,566 |
| All other loans & leases | $135,000 | 5,421 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $16,000 | 5,957 |
| Lease financing receivables | $119,000 | 1,285 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $11,726,000 | 9,575 |
| Loan loss allowance | $266,000 | 7,955 |
| Total loans and leases | $11,992,000 | 9,565 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $11,992,000 | 9,584 |
| All real estate loans | $5,219,000 | 9,436 |
| Real estate loans in domestic offices | $5,219,000 | 9,436 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $792,000 | 8,846 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $2,163,000 | 9,394 |
| Farmland loans | $2,264,000 | 2,811 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,841,000 | 3,076 |
| Commercial and industrial loans | $676,000 | 9,208 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,647,000 | 8,371 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,647,000 | 8,170 |
| All other loans & leases | $1,609,000 | 1,869 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,419,000 | 932 |
| Other loans | $14,000 | 6,482 |
| Lease financing receivables | $176,000 | 1,214 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $9,166,000 | 10,382 |
| Loan loss allowance | $486,000 | 6,048 |
| Total loans and leases | $9,652,000 | 10,338 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $9,652,000 | 10,338 |
| All real estate loans | $4,861,000 | 9,915 |
| Real estate loans in domestic offices | $4,861,000 | 9,914 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $285,000 | 10,191 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $2,080,000 | 9,848 |
| Farmland loans | $2,496,000 | 2,505 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,836,000 | 3,111 |
| Commercial and industrial loans | $210,000 | 10,247 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,505,000 | 8,879 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,505,000 | 8,674 |
| All other loans & leases | $240,000 | 4,978 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $16,000 | 6,563 |
| Lease financing receivables | $224,000 | 1,152 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $8,576,000 | 10,899 |
| Loan loss allowance | $479,000 | 6,243 |
| Total loans and leases | $9,055,000 | 10,836 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $9,055,000 | 10,837 |
| All real estate loans | $4,464,000 | 10,394 |
| Real estate loans in domestic offices | $4,464,000 | 10,393 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $131,000 | 11,049 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $1,570,000 | 10,575 |
| Farmland loans | $2,763,000 | 2,292 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,393,000 | 3,510 |
| Commercial and industrial loans | $356,000 | 10,368 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,462,000 | 9,205 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,462,000 | 9,017 |
| All other loans & leases | $380,000 | 4,359 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 3,867 |
| Other loans | $10,000 | 7,324 |
| Lease financing receivables | $270,000 | 1,092 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $8,008,000 | 11,484 |
| Loan loss allowance | $473,000 | 6,425 |
| Total loans and leases | $8,481,000 | 11,411 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $8,481,000 | 11,413 |
| All real estate loans | $4,126,000 | 10,993 |
| Real estate loans in domestic offices | $4,126,000 | 10,993 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $109,000 | 11,704 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $1,796,000 | 10,893 |
| Farmland loans | $2,221,000 | 2,696 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,288,000 | 3,653 |
| Commercial and industrial loans | $452,000 | 10,611 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,380,000 | 9,641 |
| Credit card loans | $7,000 | 6,647 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,373,000 | 9,457 |
| All other loans & leases | $235,000 | 5,463 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 4,048 |
| Other loans | $44,000 | 5,235 |
| Lease financing receivables | $91,000 | 1,479 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $7,715,000 | 12,002 |
| Loan loss allowance | $480,000 | 6,557 |
| Total loans and leases | $8,195,000 | 11,925 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $8,195,000 | 11,927 |
| All real estate loans | $3,427,000 | 11,741 |
| Real estate loans in domestic offices | $3,427,000 | 11,741 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $61,000 | 12,524 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $1,556,000 | 11,551 |
| Farmland loans | $1,810,000 | 3,059 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,410,000 | 3,506 |
| Commercial and industrial loans | $602,000 | 10,676 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,374,000 | 10,021 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,374,000 | 9,814 |
| All other loans & leases | $382,000 | 4,706 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 4,293 |
| Other loans | $34,000 | 5,860 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $248,000 | 744 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $6,828,000 | 12,672 |
| Loan loss allowance | $376,000 | 7,761 |
| Total loans and leases | $7,204,000 | 12,620 |
| Unearned income | $1,000 | 9,018 |
| Loans and leases, gross | $7,204,000 | 12,620 |
| All real estate loans | $3,071,000 | 12,325 |
| Real estate loans in domestic offices | $3,071,000 | 12,325 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $38,000 | 13,161 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $1,398,000 | 12,137 |
| Farmland loans | $1,635,000 | 3,159 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,227,000 | 3,657 |
| Commercial and industrial loans | $614,000 | 11,054 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,185,000 | 10,938 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,185,000 | 10,737 |
| All other loans & leases | $108,000 | 7,258 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 4,476 |
| Other loans | $8,000 | 8,401 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |