Home > The Farmers and Merchants State Bank, Effingham, Kansas > Assets and Liabilities
The Farmers and Merchants State Bank, Effingham, Kansas, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 8 | 9,497 |
| Assets and Liabilities | ||
| Total Assets: | $24,214,000 | 9,156 |
| Cash and due from depository institutions | $982,000 | 9,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,507,000 | 8,199 |
| Federal funds sold & reverse repurchase agreements | $3,665,000 | 4,299 |
| Net loans & leases | $12,287,000 | 9,118 |
| Loan loss allowance | $270,000 | 7,702 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $47,000 | 10,185 |
| Other real estate owned | $0 | 9,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $726,000 | 7,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,214,000 | 9,156 |
| Total liabilities | $21,728,000 | 9,098 |
| Total deposits | $21,379,000 | 9,016 |
| Interest-bearing deposits | $19,025,000 | 8,906 |
| Deposits held in domestic offices | $21,379,000 | 9,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $349,000 | 6,985 |
| Total equity capital | $2,486,000 | 9,256 |
| Total bank equity capital | $2,486,000 | 9,256 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $286,000 | 9,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $194,000 | 7,997 |
| Earning assets | $22,459,000 | 9,111 |
| Long-term assets (5+ years) | $1,598,000 | 7,994 |
| Average Assets, year-to-date | $23,355,600 | 9,089 |
| Average Assets, quarterly | $23,596,500 | 9,162 |
| Volatile liabilities | $1,863,000 | 9,105 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,751,000 | 7,725 |
| Tier 1 (core) risk-based capital | $2,436,000 | 9,228 |
| Tier 2 risk-based capital | $170,250 | 8,610 |
| Total risk weighted assets | $13,520,350 | 9,171 |
| Total unused commitments | $1,751,000 | 7,735 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 7 | 10,170 |
| Assets and Liabilities | ||
| Total Assets: | $23,287,000 | 9,525 |
| Cash and due from depository institutions | $515,000 | 10,170 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,472,000 | 7,933 |
| Federal funds sold & reverse repurchase agreements | $1,769,000 | 5,274 |
| Net loans & leases | $11,726,000 | 9,575 |
| Loan loss allowance | $266,000 | 7,955 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $52,000 | 10,548 |
| Other real estate owned | $0 | 10,170 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $753,000 | 7,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,287,000 | 9,525 |
| Total liabilities | $20,884,000 | 9,481 |
| Total deposits | $20,430,000 | 9,422 |
| Interest-bearing deposits | $18,349,000 | 9,279 |
| Deposits held in domestic offices | $20,430,000 | 9,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $100,000 | 4,766 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $354,000 | 7,184 |
| Total equity capital | $2,403,000 | 9,597 |
| Total bank equity capital | $2,403,000 | 9,597 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $203,000 | 9,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $213,000 | 8,068 |
| Earning assets | $21,967,000 | 9,432 |
| Long-term assets (5+ years) | $1,217,000 | 8,301 |
| Average Assets, year-to-date | $25,863,000 | 9,146 |
| Average Assets, quarterly | $23,208,500 | 9,502 |
| Volatile liabilities | $1,764,000 | 9,502 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,072,000 | 8,668 |
| Tier 1 (core) risk-based capital | $2,371,000 | 9,572 |
| Tier 2 risk-based capital | $166,200 | 8,895 |
| Total risk weighted assets | $13,196,100 | 9,508 |
| Total unused commitments | $1,072,000 | 8,678 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $28,072,000 | 9,407 |
| Cash and due from depository institutions | $726,000 | 10,360 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $15,551,000 | 6,282 |
| Federal funds sold & reverse repurchase agreements | $1,882,000 | 5,083 |
| Net loans & leases | $9,166,000 | 10,382 |
| Loan loss allowance | $486,000 | 6,048 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $62,000 | 10,973 |
| Other real estate owned | $0 | 10,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $685,000 | 7,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,072,000 | 9,407 |
| Total liabilities | $21,688,000 | 9,789 |
| Total deposits | $21,306,000 | 9,726 |
| Interest-bearing deposits | $18,331,000 | 9,667 |
| Deposits held in domestic offices | $21,306,000 | 9,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $50,000 | 5,048 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $332,000 | 7,516 |
| Total equity capital | $6,384,000 | 6,199 |
| Total bank equity capital | $6,384,000 | 6,199 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $5,984,000 | 3,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $186,000 | 8,704 |
| Earning assets | $26,699,000 | 9,272 |
| Long-term assets (5+ years) | $2,869,000 | 7,113 |
| Average Assets, year-to-date | $27,405,000 | 9,354 |
| Average Assets, quarterly | $27,571,500 | 9,418 |
| Volatile liabilities | $1,564,000 | 9,922 |
| Insider loans | $588,000 | 5,078 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,120,000 | 8,642 |
| Tier 1 (core) risk-based capital | $6,362,000 | 6,114 |
| Tier 2 risk-based capital | $146,340 | 9,548 |
| Total risk weighted assets | $11,367,340 | 10,177 |
| Total unused commitments | $1,120,000 | 8,656 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $27,660,000 | 9,788 |
| Cash and due from depository institutions | $1,189,000 | 10,829 |
| Interest-bearing balances | $200,000 | 4,184 |
| Securities | $15,582,000 | 6,556 |
| Federal funds sold & reverse repurchase agreements | $1,552,000 | 6,271 |
| Net loans & leases | $8,576,000 | 10,899 |
| Loan loss allowance | $479,000 | 6,243 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $56,000 | 11,511 |
| Other real estate owned | $0 | 10,829 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $705,000 | 7,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,660,000 | 9,788 |
| Total liabilities | $21,597,000 | 10,174 |
| Total deposits | $21,205,000 | 10,106 |
| Interest-bearing deposits | $19,180,000 | 9,916 |
| Deposits held in domestic offices | $21,205,000 | 10,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $28,000 | 4,832 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $364,000 | 7,553 |
| Total equity capital | $6,063,000 | 6,505 |
| Total bank equity capital | $6,063,000 | 6,505 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $5,663,000 | 4,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $191,000 | 8,947 |
| Earning assets | $25,910,000 | 9,686 |
| Long-term assets (5+ years) | $2,857,000 | 7,158 |
| Average Assets, year-to-date | $26,557,400 | 9,759 |
| Average Assets, quarterly | $26,854,000 | 9,836 |
| Volatile liabilities | $1,337,000 | 10,416 |
| Insider loans | $524,000 | 5,538 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,222,000 | 8,582 |
| Tier 1 (core) risk-based capital | $5,968,000 | 6,444 |
| Tier 2 risk-based capital | $141,300 | 9,927 |
| Total risk weighted assets | $10,965,900 | 10,614 |
| Total unused commitments | $1,222,000 | 8,593 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $26,660,000 | 10,203 |
| Cash and due from depository institutions | $766,000 | 11,389 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $16,296,000 | 6,758 |
| Federal funds sold & reverse repurchase agreements | $769,000 | 6,068 |
| Net loans & leases | $8,008,000 | 11,484 |
| Loan loss allowance | $473,000 | 6,425 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $64,000 | 12,004 |
| Other real estate owned | $0 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $757,000 | 7,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,660,000 | 10,203 |
| Total liabilities | $21,249,000 | 10,569 |
| Total deposits | $20,967,000 | 10,490 |
| Interest-bearing deposits | $19,034,000 | 10,270 |
| Deposits held in domestic offices | $20,967,000 | 10,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $64,000 | 4,954 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $218,000 | 8,659 |
| Total equity capital | $5,411,000 | 6,750 |
| Total bank equity capital | $5,411,000 | 6,750 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $200,000 | 11,039 |
| Undivided profits | $5,011,000 | 4,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $162,000 | 9,387 |
| Earning assets | $25,173,000 | 10,070 |
| Long-term assets (5+ years) | $2,055,000 | 8,221 |
| Average Assets, year-to-date | $26,578,200 | 10,147 |
| Average Assets, quarterly | $26,553,000 | 10,188 |
| Volatile liabilities | $1,668,000 | 10,125 |
| Insider loans | $396,000 | 6,364 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $816,000 | 9,558 |
| Tier 1 (core) risk-based capital | $5,569,000 | 6,730 |
| Tier 2 risk-based capital | $127,880 | 10,584 |
| Total risk weighted assets | $9,885,180 | 11,254 |
| Total unused commitments | $816,000 | 9,566 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $26,628,000 | 10,647 |
| Cash and due from depository institutions | $705,000 | 11,961 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $16,865,000 | 6,869 |
| Federal funds sold & reverse repurchase agreements | $632,000 | 8,744 |
| Net loans & leases | $7,715,000 | 12,002 |
| Loan loss allowance | $480,000 | 6,557 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $81,000 | 12,437 |
| Other real estate owned | $0 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $630,000 | 8,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,628,000 | 10,647 |
| Total liabilities | $21,390,000 | 11,046 |
| Total deposits | $21,105,000 | 10,985 |
| Interest-bearing deposits | $19,350,000 | 10,728 |
| Deposits held in domestic offices | $21,105,000 | 10,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,368 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $185,000 | 9,587 |
| Total equity capital | $5,238,000 | 7,013 |
| Total bank equity capital | $5,238,000 | 7,013 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $4,838,000 | 4,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $139,000 | 9,805 |
| Earning assets | $25,312,000 | 10,474 |
| Long-term assets (5+ years) | $2,523,000 | 8,238 |
| Average Assets, year-to-date | $26,339,000 | 10,568 |
| Average Assets, quarterly | $26,236,000 | 10,651 |
| Volatile liabilities | $1,526,000 | 10,455 |
| Insider loans | $403,000 | 6,372 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $755,000 | 9,826 |
| Tier 1 (core) risk-based capital | $5,238,000 | 6,936 |
| Tier 2 risk-based capital | $124,290 | 11,042 |
| Total risk weighted assets | $9,587,090 | 11,776 |
| Total unused commitments | $755,000 | 9,851 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $26,657,000 | 10,946 |
| Cash and due from depository institutions | $706,000 | 12,446 |
| Interest-bearing balances | $199,000 | 6,148 |
| Securities | $18,113,000 | 6,501 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 10,566 |
| Net loans & leases | $6,828,000 | 12,672 |
| Loan loss allowance | $376,000 | 7,761 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $34,000 | 13,546 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $646,000 | 8,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,657,000 | 10,946 |
| Total liabilities | $21,798,000 | 11,350 |
| Total deposits | $21,511,000 | 11,285 |
| Interest-bearing deposits | $19,391,000 | 11,063 |
| Deposits held in domestic offices | $21,511,000 | 11,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $106,000 | 4,262 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $181,000 | 10,447 |
| Total equity capital | $4,859,000 | 7,237 |
| Total bank equity capital | $4,859,000 | 7,237 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $4,459,000 | 4,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $131,000 | 10,579 |
| Earning assets | $25,470,000 | 10,699 |
| Long-term assets (5+ years) | $3,379,000 | 7,680 |
| Average Assets, year-to-date | $26,491,600 | 10,830 |
| Average Assets, quarterly | $26,398,500 | 10,925 |
| Volatile liabilities | $1,528,000 | 10,761 |
| Insider loans | $60,000 | 6,846 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $508,000 | 10,531 |
| Tier 1 (core) risk-based capital | $4,859,000 | 7,159 |
| Tier 2 risk-based capital | $116,650 | 11,545 |
| Total risk weighted assets | $9,072,250 | 12,368 |
| Total unused commitments | $508,000 | 10,555 |
| Derivatives | $0 | 651 |