Home > The Farmers and Merchants State Bank > Income and Expense
The Farmers and Merchants State Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $521,000 | 7,509 |
| Total interest expense | $134,000 | 7,363 |
| Net interest income | $387,000 | 7,503 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $330,000 | 7,562 |
| Salaries and employee benefits | $158,000 | 7,602 |
| Premises and equipment expense | $27,000 | 7,578 |
| Additional noninterest expense | $145,000 | 7,277 |
| Pre-tax net operating income | $83,000 | 5,607 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $83,000 | 5,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $83,000 | 5,664 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $83,000 | 5,663 |
| Net charge-offs | $51,000 | 4,866 |
| Cash dividends | $98,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $83,000 | 5,540 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 7,602 |
| Total interest expense | $65,000 | 7,500 |
| Net interest income | $198,000 | 7,577 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $162,000 | 7,681 |
| Salaries and employee benefits | $81,000 | 7,679 |
| Premises and equipment expense | $5,000 | 7,855 |
| Additional noninterest expense | $76,000 | 7,323 |
| Pre-tax net operating income | $24,000 | 5,984 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $24,000 | 6,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 6,083 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $24,000 | 6,082 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $5,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $24,000 | 5,965 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,629 |
| Total interest expense | $318,000 | 7,547 |
| Net interest income | $834,000 | 7,593 |
| Provision for loan and lease losses | $363,000 | 5,006 |
| Total noninterest income | $147,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $119,000 | 5,512 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $28,000 | 6,775 |
| Total noninterest expense | $680,000 | 7,738 |
| Salaries and employee benefits | $361,000 | 7,702 |
| Premises and equipment expense | $85,000 | 7,509 |
| Additional noninterest expense | $234,000 | 7,639 |
| Pre-tax net operating income | $-62,000 | 5,531 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $-71,000 | 5,656 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-71,000 | 5,655 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-71,000 | 5,655 |
| Net charge-offs | $334,000 | 4,353 |
| Cash dividends | $155,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-71,000 | 5,638 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,705 |
| Total interest expense | $239,000 | 7,649 |
| Net interest income | $627,000 | 7,664 |
| Provision for loan and lease losses | $273,000 | 4,731 |
| Total noninterest income | $107,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $87,000 | 5,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $491,000 | 7,812 |
| Salaries and employee benefits | $281,000 | 7,744 |
| Premises and equipment expense | $35,000 | 7,882 |
| Additional noninterest expense | $175,000 | 7,687 |
| Pre-tax net operating income | $-30,000 | 5,742 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $-41,000 | 5,868 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-41,000 | 5,868 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-41,000 | 5,868 |
| Net charge-offs | $69,000 | 5,418 |
| Cash dividends | $143,000 | 3,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-41,000 | 5,816 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,795 |
| Total interest expense | $164,000 | 7,731 |
| Net interest income | $409,000 | 7,739 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $71,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $322,000 | 7,898 |
| Salaries and employee benefits | $185,000 | 7,836 |
| Premises and equipment expense | $19,000 | 8,019 |
| Additional noninterest expense | $118,000 | 7,755 |
| Pre-tax net operating income | $128,000 | 5,046 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $120,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 5,053 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $120,000 | 5,054 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $118,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $120,000 | 4,968 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 7,837 |
| Total interest expense | $85,000 | 7,784 |
| Net interest income | $207,000 | 7,762 |
| Provision for loan and lease losses | $23,000 | 5,791 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $157,000 | 7,960 |
| Salaries and employee benefits | $93,000 | 7,883 |
| Premises and equipment expense | $4,000 | 8,178 |
| Additional noninterest expense | $60,000 | 7,705 |
| Pre-tax net operating income | $63,000 | 5,459 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $58,000 | 5,575 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 5,578 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $58,000 | 5,578 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $67,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $58,000 | 5,405 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,811 |
| Total interest expense | $469,000 | 7,728 |
| Net interest income | $840,000 | 7,776 |
| Provision for loan and lease losses | $116,000 | 5,886 |
| Total noninterest income | $160,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $135,000 | 5,493 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $25,000 | 7,295 |
| Total noninterest expense | $706,000 | 7,919 |
| Salaries and employee benefits | $416,000 | 7,862 |
| Premises and equipment expense | $87,000 | 7,735 |
| Additional noninterest expense | $203,000 | 7,867 |
| Pre-tax net operating income | $178,000 | 5,807 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $165,000 | 5,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $165,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 5,079 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $165,000 | 5,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $983,000 | 7,899 |
| Total interest expense | $366,000 | 7,806 |
| Net interest income | $617,000 | 7,858 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $124,000 | 6,858 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $104,000 | 5,476 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $504,000 | 7,991 |
| Salaries and employee benefits | $317,000 | 7,884 |
| Premises and equipment expense | $46,000 | 8,025 |
| Additional noninterest expense | $141,000 | 7,961 |
| Pre-tax net operating income | $201,000 | 6,033 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $192,000 | 5,737 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $192,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $192,000 | 5,907 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $665,000 | 7,934 |
| Total interest expense | $252,000 | 7,876 |
| Net interest income | $413,000 | 7,904 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $79,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $328,000 | 8,072 |
| Salaries and employee benefits | $209,000 | 7,950 |
| Premises and equipment expense | $23,000 | 8,210 |
| Additional noninterest expense | $96,000 | 8,000 |
| Pre-tax net operating income | $158,000 | 6,070 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $152,000 | 5,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $152,000 | 5,899 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,995 |
| Total interest expense | $133,000 | 7,909 |
| Net interest income | $205,000 | 7,961 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $169,000 | 8,087 |
| Salaries and employee benefits | $105,000 | 7,985 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $53,000 | 7,940 |
| Pre-tax net operating income | $72,000 | 6,337 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $69,000 | 6,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $69,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $69,000 | 6,193 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 7,925 |
| Total interest expense | $628,000 | 7,769 |
| Net interest income | $822,000 | 7,959 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $177,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $151,000 | 5,412 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $675,000 | 8,124 |
| Salaries and employee benefits | $418,000 | 8,014 |
| Premises and equipment expense | $26,000 | 8,422 |
| Additional noninterest expense | $231,000 | 7,875 |
| Pre-tax net operating income | $300,000 | 6,594 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $17,000 | 5,485 |
| Income before extraordinary items | $288,000 | 6,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $222,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $283,300 | 6,473 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,988 |
| Total interest expense | $476,000 | 7,801 |
| Net interest income | $609,000 | 8,031 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $131,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 5,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 7,708 |
| Total noninterest expense | $491,000 | 8,132 |
| Salaries and employee benefits | $315,000 | 7,982 |
| Premises and equipment expense | $10,000 | 8,494 |
| Additional noninterest expense | $166,000 | 7,915 |
| Pre-tax net operating income | $231,000 | 6,839 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $231,000 | 6,650 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $231,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $157,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $231,000 | 6,635 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 8,051 |
| Total interest expense | $322,000 | 7,831 |
| Net interest income | $400,000 | 8,108 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $84,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $331,000 | 8,170 |
| Salaries and employee benefits | $211,000 | 8,036 |
| Premises and equipment expense | $7,000 | 8,540 |
| Additional noninterest expense | $113,000 | 7,920 |
| Pre-tax net operating income | $141,000 | 7,010 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $141,000 | 6,816 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $141,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $95,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $141,000 | 6,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,079 |
| Total interest expense | $165,000 | 7,835 |
| Net interest income | $202,000 | 8,158 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $171,000 | 8,164 |
| Salaries and employee benefits | $109,000 | 8,038 |
| Premises and equipment expense | $3,000 | 8,570 |
| Additional noninterest expense | $59,000 | 7,891 |
| Pre-tax net operating income | $63,000 | 7,134 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $63,000 | 6,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $63,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $32,000 | 3,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $63,000 | 6,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 7,991 |
| Total interest expense | $625,000 | 7,658 |
| Net interest income | $799,000 | 8,096 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $195,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $169,000 | 5,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $821,000 | 7,977 |
| Salaries and employee benefits | $571,000 | 7,677 |
| Premises and equipment expense | $21,000 | 8,580 |
| Additional noninterest expense | $229,000 | 7,960 |
| Pre-tax net operating income | $161,000 | 7,521 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $161,000 | 7,435 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $161,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $124,000 | 5,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $161,000 | 7,426 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 8,078 |
| Total interest expense | $454,000 | 7,714 |
| Net interest income | $590,000 | 8,181 |
| Provision for loan and lease losses | $8,000 | 6,450 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $126,000 | 5,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $612,000 | 7,996 |
| Salaries and employee benefits | $430,000 | 7,660 |
| Premises and equipment expense | $7,000 | 8,690 |
| Additional noninterest expense | $175,000 | 7,974 |
| Pre-tax net operating income | $116,000 | 7,748 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $116,000 | 7,645 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $116,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $92,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $116,000 | 7,643 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,115 |
| Total interest expense | $287,000 | 7,757 |
| Net interest income | $400,000 | 8,225 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $411,000 | 8,022 |
| Salaries and employee benefits | $283,000 | 7,726 |
| Premises and equipment expense | $7,000 | 8,697 |
| Additional noninterest expense | $121,000 | 7,942 |
| Pre-tax net operating income | $83,000 | 7,787 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $83,000 | 7,659 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $83,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $59,000 | 4,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $83,000 | 7,665 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 8,103 |
| Total interest expense | $138,000 | 7,783 |
| Net interest income | $211,000 | 8,192 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $204,000 | 8,048 |
| Salaries and employee benefits | $141,000 | 7,745 |
| Premises and equipment expense | $6,000 | 8,653 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $47,000 | 7,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $32,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,000 | 7,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 8,087 |
| Total interest expense | $471,000 | 7,707 |
| Net interest income | $823,000 | 8,184 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $187,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $842,000 | 8,010 |
| Salaries and employee benefits | $595,000 | 7,639 |
| Premises and equipment expense | $26,000 | 8,702 |
| Additional noninterest expense | $221,000 | 8,101 |
| Pre-tax net operating income | $168,000 | 7,784 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $168,000 | 7,720 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $168,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $90,000 | 5,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $168,000 | 7,683 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 8,126 |
| Total interest expense | $345,000 | 7,704 |
| Net interest income | $619,000 | 8,224 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $143,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 5,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,813 |
| Total noninterest expense | $634,000 | 8,001 |
| Salaries and employee benefits | $449,000 | 7,592 |
| Premises and equipment expense | $12,000 | 8,758 |
| Additional noninterest expense | $173,000 | 8,041 |
| Pre-tax net operating income | $128,000 | 7,909 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $128,000 | 7,819 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $128,000 | 7,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $58,000 | 4,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $128,000 | 7,780 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,163 |
| Total interest expense | $219,000 | 7,715 |
| Net interest income | $412,000 | 8,243 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $76,000 | 5,593 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $435,000 | 7,956 |
| Salaries and employee benefits | $303,000 | 7,587 |
| Premises and equipment expense | $11,000 | 8,735 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $70,000 | 8,026 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $70,000 | 7,958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $70,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $25,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $70,000 | 7,921 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,192 |
| Total interest expense | $104,000 | 7,785 |
| Net interest income | $214,000 | 8,284 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $212,000 | 8,073 |
| Salaries and employee benefits | $150,000 | 7,665 |
| Premises and equipment expense | $5,000 | 8,804 |
| Additional noninterest expense | $57,000 | 8,120 |
| Pre-tax net operating income | $46,000 | 7,942 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $46,000 | 7,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $46,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,000 | 7,805 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 8,191 |
| Total interest expense | $334,000 | 7,941 |
| Net interest income | $887,000 | 8,190 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $229,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $186,000 | 5,367 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $857,000 | 8,055 |
| Salaries and employee benefits | $594,000 | 7,685 |
| Premises and equipment expense | $48,000 | 8,622 |
| Additional noninterest expense | $215,000 | 8,226 |
| Pre-tax net operating income | $259,000 | 7,579 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $264,000 | 7,371 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $264,000 | 7,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $259,000 | 7,344 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 8,231 |
| Total interest expense | $242,000 | 8,027 |
| Net interest income | $673,000 | 8,215 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $169,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $143,000 | 5,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $627,000 | 8,085 |
| Salaries and employee benefits | $441,000 | 7,662 |
| Premises and equipment expense | $26,000 | 8,792 |
| Additional noninterest expense | $160,000 | 8,240 |
| Pre-tax net operating income | $215,000 | 7,623 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $220,000 | 7,364 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $220,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $215,000 | 7,332 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 8,363 |
| Total interest expense | $155,000 | 8,147 |
| Net interest income | $416,000 | 8,344 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $108,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $429,000 | 8,106 |
| Salaries and employee benefits | $295,000 | 7,709 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $117,000 | 8,130 |
| Pre-tax net operating income | $95,000 | 7,955 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $102,000 | 7,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $95,000 | 7,760 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,390 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $210,000 | 8,380 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $204,000 | 8,211 |
| Salaries and employee benefits | $147,000 | 7,742 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $66,000 | 7,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $59,000 | 7,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 8,547 |
| Total interest expense | $268,000 | 8,567 |
| Net interest income | $773,000 | 8,452 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $217,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $188,000 | 5,402 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $738,000 | 8,382 |
| Salaries and employee benefits | $480,000 | 8,158 |
| Premises and equipment expense | $48,000 | 8,799 |
| Additional noninterest expense | $210,000 | 8,379 |
| Pre-tax net operating income | $244,000 | 7,658 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $244,000 | 7,555 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $244,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $305,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $244,000 | 7,416 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 8,667 |
| Total interest expense | $189,000 | 8,713 |
| Net interest income | $561,000 | 8,556 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $161,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $145,000 | 5,385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $557,000 | 8,382 |
| Salaries and employee benefits | $348,000 | 8,203 |
| Premises and equipment expense | $32,000 | 8,898 |
| Additional noninterest expense | $177,000 | 8,211 |
| Pre-tax net operating income | $157,000 | 7,933 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $157,000 | 7,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $157,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $260,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $157,000 | 7,704 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $491,000 | 8,731 |
| Total interest expense | $115,000 | 8,840 |
| Net interest income | $376,000 | 8,594 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $103,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $93,000 | 5,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $345,000 | 8,511 |
| Salaries and employee benefits | $218,000 | 8,338 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $107,000 | 8,348 |
| Pre-tax net operating income | $134,000 | 7,734 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $134,000 | 7,620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $134,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $260,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $134,000 | 7,435 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,808 |
| Total interest expense | $56,000 | 8,920 |
| Net interest income | $186,000 | 8,656 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $161,000 | 8,651 |
| Salaries and employee benefits | $105,000 | 8,433 |
| Premises and equipment expense | $1,000 | 9,257 |
| Additional noninterest expense | $55,000 | 8,353 |
| Pre-tax net operating income | $74,000 | 7,624 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $175,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 8,889 |
| Total interest expense | $274,000 | 8,940 |
| Net interest income | $690,000 | 8,757 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $229,000 | 7,040 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $206,000 | 5,131 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $684,000 | 8,574 |
| Salaries and employee benefits | $450,000 | 8,329 |
| Premises and equipment expense | $83,000 | 8,400 |
| Additional noninterest expense | $151,000 | 8,872 |
| Pre-tax net operating income | $235,000 | 7,807 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $235,000 | 7,648 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $235,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $40,000 | 6,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 7,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 9,100 |
| Total interest expense | $397,000 | 9,165 |
| Net interest income | $681,000 | 8,883 |
| Provision for loan and lease losses | $29,000 | 7,298 |
| Total noninterest income | $221,000 | 7,111 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $194,000 | 5,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $719,000 | 8,636 |
| Salaries and employee benefits | $506,000 | 8,148 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $166,000 | 8,934 |
| Pre-tax net operating income | $154,000 | 8,087 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $25,000 | 7,184 |
| Income before extraordinary items | $129,000 | 8,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $129,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $15,000 | 6,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $129,000 | 8,051 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 9,318 |
| Total interest expense | $427,000 | 9,371 |
| Net interest income | $677,000 | 9,168 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $172,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $637,000 | 9,002 |
| Salaries and employee benefits | $454,000 | 8,474 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $143,000 | 9,293 |
| Pre-tax net operating income | $182,000 | 8,435 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $129,000 | 8,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $129,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,600 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $130,440 | 8,521 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 9,608 |
| Total interest expense | $372,000 | 9,695 |
| Net interest income | $635,000 | 9,437 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $166,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $614,000 | 9,279 |
| Salaries and employee benefits | $434,000 | 8,708 |
| Premises and equipment expense | $35,000 | 9,905 |
| Additional noninterest expense | $145,000 | 9,559 |
| Pre-tax net operating income | $187,000 | 8,644 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $41,000 | 7,793 |
| Income before extraordinary items | $146,000 | 8,665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $146,000 | 8,622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 9,858 |
| Total interest expense | $367,000 | 9,943 |
| Net interest income | $631,000 | 9,660 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $191,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $626,000 | 9,345 |
| Salaries and employee benefits | $434,000 | 8,751 |
| Premises and equipment expense | $33,000 | 10,136 |
| Additional noninterest expense | $159,000 | 9,573 |
| Pre-tax net operating income | $191,000 | 8,946 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $49,000 | 8,347 |
| Income before extraordinary items | $143,000 | 9,027 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $143,000 | 9,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $142,260 | 8,974 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 10,310 |
| Total interest expense | $366,000 | 10,403 |
| Net interest income | $621,000 | 10,138 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $190,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $569,000 | 9,860 |
| Salaries and employee benefits | $408,000 | 9,211 |
| Premises and equipment expense | $32,000 | 10,586 |
| Additional noninterest expense | $129,000 | 10,241 |
| Pre-tax net operating income | $227,000 | 9,422 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $75,000 | 8,822 |
| Income before extraordinary items | $153,000 | 9,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $153,000 | 9,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $152,330 | 9,520 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 10,842 |
| Total interest expense | $361,000 | 10,961 |
| Net interest income | $622,000 | 10,602 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $182,000 | 8,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $550,000 | 10,396 |
| Salaries and employee benefits | $394,000 | 9,643 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $119,000 | 10,907 |
| Pre-tax net operating income | $250,000 | 9,483 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $186,000 | 9,429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $186,000 | 9,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $186,750 | 9,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 11,381 |
| Total interest expense | $348,000 | 11,484 |
| Net interest income | $588,000 | 11,159 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $157,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $479,000 | 11,111 |
| Salaries and employee benefits | $337,000 | 10,423 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $109,000 | 11,530 |
| Pre-tax net operating income | $211,000 | 10,394 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $86,000 | 9,471 |
| Income before extraordinary items | $121,000 | 10,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $121,000 | 10,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $52,000 | 7,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $123,560 | 10,695 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 12,005 |
| Total interest expense | $291,000 | 12,066 |
| Net interest income | $548,000 | 11,866 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $422,000 | 11,947 |
| Salaries and employee benefits | $289,000 | 11,308 |
| Premises and equipment expense | $30,000 | 12,221 |
| Additional noninterest expense | $103,000 | 12,268 |
| Pre-tax net operating income | $279,000 | 10,284 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $189,000 | 10,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $189,000 | 10,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $191,760 | 10,428 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 12,607 |
| Total interest expense | $289,000 | 12,715 |
| Net interest income | $544,000 | 12,413 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $370,000 | 12,758 |
| Salaries and employee benefits | $232,000 | 12,358 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $109,000 | 12,860 |
| Pre-tax net operating income | $301,000 | 10,232 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $199,000 | 10,670 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $199,000 | 10,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $113,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $199,000 | 10,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 13,171 |
| Total interest expense | $371,000 | 13,292 |
| Net interest income | $541,000 | 12,934 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $370,000 | 13,310 |
| Salaries and employee benefits | $224,000 | 12,889 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $105,000 | 13,479 |
| Pre-tax net operating income | $265,000 | 10,470 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $175,000 | 10,932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $175,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $175,000 | 10,598 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.