Home > The Farmers and Merchants National Bank of Oakland > Assets and Liabilities
The Farmers and Merchants National Bank of Oakland, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $23,720,000 | 9,200 |
| Cash and due from depository institutions | $1,281,000 | 8,990 |
| Interest-bearing balances | $288,000 | 4,031 |
| Securities | $9,798,000 | 7,176 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,498 |
| Net loans & leases | $10,530,000 | 9,379 |
| Loan loss allowance | $161,000 | 8,976 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $217,000 | 9,146 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $494,000 | 8,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,720,000 | 9,200 |
| Total liabilities | $21,868,000 | 9,085 |
| Total deposits | $21,593,000 | 8,994 |
| Interest-bearing deposits | $18,294,000 | 8,986 |
| Deposits held in domestic offices | $21,593,000 | 8,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,000 | 4,973 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $233,000 | 8,233 |
| Total equity capital | $1,852,000 | 9,811 |
| Total bank equity capital | $1,852,000 | 9,811 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $500,000 | 8,483 |
| Undivided profits | $852,000 | 8,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 8,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $261,000 | 7,071 |
| Earning assets | $22,016,000 | 9,151 |
| Long-term assets (5+ years) | $3,663,000 | 6,836 |
| Average Assets, year-to-date | $22,770,000 | 9,151 |
| Average Assets, quarterly | $22,917,500 | 9,219 |
| Volatile liabilities | $1,661,000 | 9,281 |
| Insider loans | $915,000 | 3,765 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,349,000 | 6,317 |
| Tier 1 (core) risk-based capital | $1,765,000 | 9,839 |
| Tier 2 risk-based capital | $153,760 | 8,829 |
| Total risk weighted assets | $12,293,860 | 9,345 |
| Total unused commitments | $3,349,000 | 6,324 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $23,131,000 | 9,547 |
| Cash and due from depository institutions | $2,593,000 | 9,356 |
| Interest-bearing balances | $481,000 | 3,199 |
| Securities | $8,560,000 | 7,893 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,036 |
| Net loans & leases | $10,660,000 | 9,759 |
| Loan loss allowance | $157,000 | 9,368 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $232,000 | 9,321 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $6,000 | 3,445 |
| All other assets | $480,000 | 8,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,131,000 | 9,547 |
| Total liabilities | $21,388,000 | 9,433 |
| Total deposits | $20,951,000 | 9,365 |
| Interest-bearing deposits | $17,442,000 | 9,409 |
| Deposits held in domestic offices | $20,951,000 | 9,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $192,000 | 4,566 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $245,000 | 8,423 |
| Total equity capital | $1,743,000 | 10,246 |
| Total bank equity capital | $1,743,000 | 10,246 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $500,000 | 8,800 |
| Undivided profits | $743,000 | 9,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 785 |
| Income earned, not collected on loans | $253,000 | 7,437 |
| Earning assets | $20,301,000 | 9,632 |
| Long-term assets (5+ years) | $5,409,000 | 5,798 |
| Average Assets, year-to-date | $22,899,600 | 9,457 |
| Average Assets, quarterly | $23,002,500 | 9,517 |
| Volatile liabilities | $1,271,000 | 9,923 |
| Insider loans | $500,000 | 5,424 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,724,000 | 7,786 |
| Tier 1 (core) risk-based capital | $1,698,000 | 10,253 |
| Tier 2 risk-based capital | $151,650 | 9,107 |
| Total risk weighted assets | $12,126,450 | 9,666 |
| Total unused commitments | $1,724,000 | 7,795 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $23,499,000 | 9,908 |
| Cash and due from depository institutions | $1,901,000 | 9,546 |
| Interest-bearing balances | $194,000 | 4,106 |
| Securities | $9,701,000 | 8,059 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,892 |
| Net loans & leases | $9,908,000 | 10,270 |
| Loan loss allowance | $200,000 | 9,147 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $164,000 | 10,148 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $18,000 | 3,145 |
| All other assets | $507,000 | 8,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,499,000 | 9,908 |
| Total liabilities | $21,795,000 | 9,772 |
| Total deposits | $21,479,000 | 9,703 |
| Interest-bearing deposits | $18,136,000 | 9,705 |
| Deposits held in domestic offices | $21,479,000 | 9,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $90,000 | 4,901 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $226,000 | 8,885 |
| Total equity capital | $1,704,000 | 10,678 |
| Total bank equity capital | $1,704,000 | 10,678 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $704,000 | 9,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 775 |
| Income earned, not collected on loans | $268,000 | 7,381 |
| Earning assets | $21,103,000 | 9,936 |
| Long-term assets (5+ years) | $2,859,000 | 7,121 |
| Average Assets, year-to-date | $22,764,600 | 9,873 |
| Average Assets, quarterly | $23,089,000 | 9,913 |
| Volatile liabilities | $1,439,000 | 10,053 |
| Insider loans | $345,000 | 6,492 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,172,000 | 7,281 |
| Tier 1 (core) risk-based capital | $1,678,000 | 10,680 |
| Tier 2 risk-based capital | $154,340 | 9,390 |
| Total risk weighted assets | $12,301,340 | 10,006 |
| Total unused commitments | $2,172,000 | 7,294 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $21,892,000 | 10,460 |
| Cash and due from depository institutions | $1,281,000 | 9,970 |
| Interest-bearing balances | $487,000 | 3,367 |
| Securities | $8,928,000 | 8,668 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,522 |
| Net loans & leases | $9,589,000 | 10,688 |
| Loan loss allowance | $222,000 | 9,128 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $179,000 | 10,413 |
| Other real estate owned | $0 | 9,970 |
| Goodwill and other intangibles | $33,000 | 2,779 |
| All other assets | $482,000 | 9,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,892,000 | 10,460 |
| Total liabilities | $20,175,000 | 10,361 |
| Total deposits | $20,024,000 | 10,269 |
| Interest-bearing deposits | $17,552,000 | 10,183 |
| Deposits held in domestic offices | $20,024,000 | 10,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $29,000 | 4,822 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $122,000 | 10,826 |
| Total equity capital | $1,717,000 | 11,026 |
| Total bank equity capital | $1,717,000 | 11,026 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $717,000 | 9,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 720 |
| Income earned, not collected on loans | $288,000 | 7,305 |
| Earning assets | $20,404,000 | 10,391 |
| Long-term assets (5+ years) | $3,159,000 | 6,945 |
| Average Assets, year-to-date | $20,364,000 | 10,537 |
| Average Assets, quarterly | $21,038,500 | 10,535 |
| Volatile liabilities | $747,000 | 11,140 |
| Insider loans | $141,000 | 8,619 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,449,000 | 8,209 |
| Tier 1 (core) risk-based capital | $1,660,000 | 11,052 |
| Tier 2 risk-based capital | $148,160 | 9,799 |
| Total risk weighted assets | $11,778,560 | 10,461 |
| Total unused commitments | $1,449,000 | 8,222 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $19,512,000 | 11,186 |
| Cash and due from depository institutions | $854,000 | 10,449 |
| Interest-bearing balances | $198,000 | 4,547 |
| Securities | $6,827,000 | 9,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $11,193,000 | 10,710 |
| Loan loss allowance | $280,000 | 8,665 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $77,000 | 11,874 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $52,000 | 2,525 |
| All other assets | $509,000 | 9,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,512,000 | 11,186 |
| Total liabilities | $18,001,000 | 11,085 |
| Total deposits | $17,845,000 | 10,970 |
| Interest-bearing deposits | $15,490,000 | 10,891 |
| Deposits held in domestic offices | $17,845,000 | 10,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $69,000 | 4,927 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $87,000 | 11,384 |
| Total equity capital | $1,511,000 | 11,608 |
| Total bank equity capital | $1,511,000 | 11,608 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $511,000 | 10,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 649 |
| Income earned, not collected on loans | $295,000 | 6,667 |
| Earning assets | $18,218,000 | 11,085 |
| Long-term assets (5+ years) | $4,320,000 | 6,412 |
| Average Assets, year-to-date | $20,628,600 | 10,962 |
| Average Assets, quarterly | $19,781,000 | 11,120 |
| Volatile liabilities | $659,000 | 11,620 |
| Insider loans | $296,000 | 7,196 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,370,000 | 8,448 |
| Tier 1 (core) risk-based capital | $1,621,000 | 11,509 |
| Tier 2 risk-based capital | $161,460 | 9,895 |
| Total risk weighted assets | $12,798,260 | 10,587 |
| Total unused commitments | $1,370,000 | 8,460 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $21,416,000 | 11,387 |
| Cash and due from depository institutions | $1,332,000 | 11,619 |
| Interest-bearing balances | $297,000 | 5,111 |
| Securities | $6,699,000 | 10,449 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $12,579,000 | 10,643 |
| Loan loss allowance | $130,000 | 11,520 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $107,000 | 12,126 |
| Other real estate owned | $0 | 11,619 |
| Goodwill and other intangibles | $74,000 | 2,348 |
| All other assets | $525,000 | 9,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,416,000 | 11,387 |
| Total liabilities | $19,775,000 | 11,294 |
| Total deposits | $19,318,000 | 11,269 |
| Interest-bearing deposits | $16,560,000 | 11,255 |
| Deposits held in domestic offices | $19,318,000 | 11,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $165,000 | 4,136 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $292,000 | 7,668 |
| Total equity capital | $1,641,000 | 11,879 |
| Total bank equity capital | $1,641,000 | 11,879 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $641,000 | 10,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 7,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 718 |
| Income earned, not collected on loans | $338,000 | 5,454 |
| Earning assets | $19,675,000 | 11,339 |
| Long-term assets (5+ years) | $4,375,000 | 6,815 |
| Average Assets, year-to-date | $21,885,600 | 11,224 |
| Average Assets, quarterly | $21,499,500 | 11,349 |
| Volatile liabilities | $632,000 | 12,074 |
| Insider loans | $292,000 | 7,354 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,050,000 | 7,438 |
| Tier 1 (core) risk-based capital | $1,567,000 | 11,956 |
| Tier 2 risk-based capital | $130,000 | 10,902 |
| Total risk weighted assets | $14,356,300 | 10,531 |
| Total unused commitments | $2,050,000 | 7,464 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $22,856,000 | 11,536 |
| Cash and due from depository institutions | $2,215,000 | 11,407 |
| Interest-bearing balances | $1,287,000 | 3,393 |
| Securities | $8,781,000 | 9,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $11,031,000 | 11,360 |
| Loan loss allowance | $110,000 | 12,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $143,000 | 12,196 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $101,000 | 2,199 |
| All other assets | $585,000 | 8,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,856,000 | 11,536 |
| Total liabilities | $21,233,000 | 11,436 |
| Total deposits | $20,484,000 | 11,459 |
| Interest-bearing deposits | $18,067,000 | 11,341 |
| Deposits held in domestic offices | $20,484,000 | 11,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,262 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $146,000 | 4,082 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $303,000 | 8,192 |
| Total equity capital | $1,623,000 | 12,182 |
| Total bank equity capital | $1,623,000 | 12,182 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $623,000 | 10,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 8,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $317,000 | 6,241 |
| Earning assets | $21,099,000 | 11,445 |
| Long-term assets (5+ years) | $3,725,000 | 7,398 |
| Average Assets, year-to-date | $23,131,200 | 11,382 |
| Average Assets, quarterly | $22,590,000 | 11,536 |
| Volatile liabilities | $1,108,000 | 11,577 |
| Insider loans | $21,000 | 8,307 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,125,000 | 8,862 |
| Tier 1 (core) risk-based capital | $1,522,000 | 12,310 |
| Tier 2 risk-based capital | $110,000 | 11,698 |
| Total risk weighted assets | $15,238,000 | 10,562 |
| Total unused commitments | $1,125,000 | 8,889 |
| Derivatives | $0 | 651 |