Home > The Farmers and Merchants National Bank of Kaufman > Income and Expense
The Farmers and Merchants National Bank of Kaufman, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 6,513 |
| Total interest expense | $1,740,000 | 6,234 |
| Net interest income | $2,419,000 | 6,625 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $756,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $491,000 | 2,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,429 |
| Total noninterest expense | $2,124,000 | 5,908 |
| Salaries and employee benefits | $857,000 | 6,892 |
| Premises and equipment expense | $250,000 | 6,528 |
| Additional noninterest expense | $1,017,000 | 4,652 |
| Pre-tax net operating income | $1,011,000 | 5,906 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $733,000 | 5,704 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $733,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $733,000 | 5,779 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 6,911 |
| Total interest expense | $1,825,000 | 6,276 |
| Net interest income | $2,145,000 | 7,313 |
| Provision for loan and lease losses | $-25,000 | 12,616 |
| Total noninterest income | $709,000 | 4,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $2,079,000 | 6,135 |
| Salaries and employee benefits | $861,000 | 6,950 |
| Premises and equipment expense | $253,000 | 6,631 |
| Additional noninterest expense | $965,000 | 5,074 |
| Pre-tax net operating income | $800,000 | 6,809 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $242,000 | 6,930 |
| Income before extraordinary items | $642,000 | 6,482 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $642,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $580,680 | 6,686 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 6,703 |
| Total interest expense | $2,348,000 | 6,290 |
| Net interest income | $2,329,000 | 6,942 |
| Provision for loan and lease losses | $-64,000 | 13,652 |
| Total noninterest income | $795,000 | 3,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $2,213,000 | 5,893 |
| Salaries and employee benefits | $855,000 | 6,901 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $1,095,000 | 4,706 |
| Pre-tax net operating income | $975,000 | 5,725 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $726,000 | 5,777 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $726,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $1,660,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $725,260 | 5,435 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.