Home > The Farmers and Merchants National Bank of Bridgeton > Income and Expense
The Farmers and Merchants National Bank of Bridgeton, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,212,000 | 991 |
| Total interest expense | $18,390,000 | 862 |
| Net interest income | $14,822,000 | 1,141 |
| Provision for loan and lease losses | $15,420,000 | 160 |
| Total noninterest income | $3,509,000 | 1,189 |
| Gross Fiduciary activities income | $834,000 | 503 |
| Service charges on deposit accounts | $1,707,000 | 730 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $968,000 | 1,901 |
| Total noninterest expense | $14,589,000 | 941 |
| Salaries and employee benefits | $6,575,000 | 994 |
| Premises and equipment expense | $2,196,000 | 891 |
| Additional noninterest expense | $5,818,000 | 869 |
| Pre-tax net operating income | $-11,678,000 | 10,469 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-4,888,000 | 10,454 |
| Income before extraordinary items | $-6,790,000 | 10,446 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-6,790,000 | 10,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,518,000 | 185 |
| Cash dividends | $327,000 | 4,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-6,790,000 | 10,441 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,392,000 | 1,028 |
| Total interest expense | $17,159,000 | 952 |
| Net interest income | $16,233,000 | 1,084 |
| Provision for loan and lease losses | $7,967,000 | 240 |
| Total noninterest income | $3,192,000 | 1,237 |
| Gross Fiduciary activities income | $745,000 | 546 |
| Service charges on deposit accounts | $1,693,000 | 751 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $754,000 | 2,108 |
| Total noninterest expense | $11,003,000 | 1,200 |
| Salaries and employee benefits | $6,096,000 | 1,078 |
| Premises and equipment expense | $1,973,000 | 1,000 |
| Additional noninterest expense | $2,934,000 | 1,473 |
| Pre-tax net operating income | $455,000 | 8,160 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $-710,000 | 10,875 |
| Income before extraordinary items | $1,167,000 | 4,149 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,167,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,921,000 | 262 |
| Cash dividends | $3,807,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,165,000 | 4,100 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,390,000 | 1,136 |
| Total interest expense | $14,870,000 | 1,101 |
| Net interest income | $15,520,000 | 1,167 |
| Provision for loan and lease losses | $1,805,000 | 670 |
| Total noninterest income | $2,831,000 | 1,421 |
| Gross Fiduciary activities income | $694,000 | 618 |
| Service charges on deposit accounts | $1,677,000 | 790 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $460,000 | 3,098 |
| Total noninterest expense | $10,269,000 | 1,392 |
| Salaries and employee benefits | $5,598,000 | 1,189 |
| Premises and equipment expense | $1,777,000 | 1,183 |
| Additional noninterest expense | $2,894,000 | 1,795 |
| Pre-tax net operating income | $6,277,000 | 1,163 |
| Securities gains (losses) | $415,000 | 459 |
| Applicable income taxes | $1,276,000 | 1,896 |
| Income before extraordinary items | $5,416,000 | 973 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,416,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 887 |
| Cash dividends | $1,594,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,079,850 | 1,014 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,212,000 | 1,214 |
| Total interest expense | $13,114,000 | 1,266 |
| Net interest income | $15,098,000 | 1,191 |
| Provision for loan and lease losses | $1,266,000 | 795 |
| Total noninterest income | $2,383,000 | 1,597 |
| Gross Fiduciary activities income | $652,000 | 662 |
| Service charges on deposit accounts | $1,428,000 | 935 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $303,000 | 3,971 |
| Total noninterest expense | $9,888,000 | 1,435 |
| Salaries and employee benefits | $5,709,000 | 1,172 |
| Premises and equipment expense | $1,704,000 | 1,222 |
| Additional noninterest expense | $2,475,000 | 2,012 |
| Pre-tax net operating income | $6,327,000 | 1,208 |
| Securities gains (losses) | $360,000 | 450 |
| Applicable income taxes | $1,700,000 | 1,469 |
| Income before extraordinary items | $4,987,000 | 1,073 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,987,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $999,000 | 883 |
| Cash dividends | $1,593,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,717,000 | 1,102 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,674,000 | 1,273 |
| Total interest expense | $10,731,000 | 1,222 |
| Net interest income | $13,943,000 | 1,295 |
| Provision for loan and lease losses | $725,000 | 1,174 |
| Total noninterest income | $2,185,000 | 1,723 |
| Gross Fiduciary activities income | $620,000 | 671 |
| Service charges on deposit accounts | $1,258,000 | 1,055 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $307,000 | 4,026 |
| Total noninterest expense | $9,398,000 | 1,562 |
| Salaries and employee benefits | $5,235,000 | 1,282 |
| Premises and equipment expense | $1,551,000 | 1,346 |
| Additional noninterest expense | $2,612,000 | 2,062 |
| Pre-tax net operating income | $6,005,000 | 1,244 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,411,000 | 1,640 |
| Income before extraordinary items | $4,594,000 | 1,105 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,594,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,072 |
| Cash dividends | $1,556,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,594,000 | 1,110 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,263,000 | 1,373 |
| Total interest expense | $10,356,000 | 1,295 |
| Net interest income | $12,907,000 | 1,407 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $2,123,000 | 1,889 |
| Gross Fiduciary activities income | $591,000 | 710 |
| Service charges on deposit accounts | $1,177,000 | 1,145 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $355,000 | 4,079 |
| Total noninterest expense | $8,692,000 | 1,743 |
| Salaries and employee benefits | $4,714,000 | 1,432 |
| Premises and equipment expense | $1,450,000 | 1,464 |
| Additional noninterest expense | $2,528,000 | 2,207 |
| Pre-tax net operating income | $5,538,000 | 1,254 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $1,372,000 | 1,699 |
| Income before extraordinary items | $4,209,000 | 1,212 |
| Extraordinary gains, net | $-39,000 | 12,644 |
| Net income | $4,170,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,660 |
| Cash dividends | $997,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $-659,000 | 13,245 |
| Net operating income | $4,176,750 | 1,137 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,198,000 | 1,566 |
| Total interest expense | $10,827,000 | 1,607 |
| Net interest income | $12,371,000 | 1,487 |
| Provision for loan and lease losses | $991,000 | 1,855 |
| Total noninterest income | $1,791,000 | 2,089 |
| Gross Fiduciary activities income | $556,000 | 723 |
| Service charges on deposit accounts | $968,000 | 1,381 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $267,000 | 4,754 |
| Total noninterest expense | $8,132,000 | 1,864 |
| Salaries and employee benefits | $4,441,000 | 1,493 |
| Premises and equipment expense | $1,340,000 | 1,586 |
| Additional noninterest expense | $2,351,000 | 2,440 |
| Pre-tax net operating income | $5,039,000 | 1,264 |
| Securities gains (losses) | $-356,000 | 13,886 |
| Applicable income taxes | $1,022,000 | 2,068 |
| Income before extraordinary items | $3,661,000 | 1,278 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,661,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 2,865 |
| Cash dividends | $949,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,938,680 | 1,098 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.