The Farmers and Merchants National Bank of Bridgeton, Net charge- offs to loans

1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6423%119
Percentage Net Loans Charged-off: Total real estate loans0.6966%20
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate1.3415%18
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial7.6222%14
Percentage Net Loans Charged-off: Loans to individuals5.5955%45
Percentage Net Loans Charged-off: Credit card loans8.9588%53
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9683%79
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9714%245
Percentage Net Loans Charged-off: Total real estate loans0.0460%541
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1002%330
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1002%301
Percentage Net Loans Charged-off: Commercial and industrial1.0681%167
Percentage Net Loans Charged-off: Loans to individuals5.4488%59
Percentage Net Loans Charged-off: Credit card loans5.4123%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2838%53
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3906%2,285
Percentage Net Loans Charged-off: Total real estate loans0.0671%533
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0593%410
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0793%440
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0793%404
Percentage Net Loans Charged-off: Commercial and industrial1.5272%114
Percentage Net Loans Charged-off: Loans to individuals0.1226%1,263
Percentage Net Loans Charged-off: Credit card loans2.4125%548
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4739%1,791
Percentage Net Loans Charged-off: Total real estate loans0.0194%836
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0583%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%1,323
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0020%1,323
Percentage Net Loans Charged-off: Commercial and industrial0.6236%266
Percentage Net Loans Charged-off: Loans to individuals0.7271%552
Percentage Net Loans Charged-off: Credit card loans4.3506%133
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.7590%21
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4187%2,193
Percentage Net Loans Charged-off: Total real estate loans0.1671%453
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.1292%476
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.2075%251
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2075%249
Percentage Net Loans Charged-off: Commercial and industrial0.2230%498
Percentage Net Loans Charged-off: Loans to individuals0.6739%470
Percentage Net Loans Charged-off: Credit card loans2.7287%266
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.3421%10
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3797%3,488
Percentage Net Loans Charged-off: Total real estate loans0.2831%466
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.5209%395
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0276%838
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0276%796
Percentage Net Loans Charged-off: Commercial and industrial0.7551%442
Percentage Net Loans Charged-off: Loans to individuals0.2077%1,079
Percentage Net Loans Charged-off: Credit card loans0.8414%825
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2761%6,255
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.5167%784
Percentage Net Loans Charged-off: Loans to individuals0.7217%773
Percentage Net Loans Charged-off: Credit card loans1.4754%759
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144