The Farmers and Merchants National Bank of Bridgeton, Assets and Liabilities

1998-12-31Rank
# of Employees:214788
Assets and Liabilities
Total Assets:$480,420,000977
Cash and due from depository institutions$19,809,000788
Interest-bearing balances$2,450,0001,944
Securities$98,974,0001,166
Federal funds sold & reverse repurchase agreements$67,700,000258
Net loans & leases$258,755,0001,108
Loan loss allowance$10,138,000456
Trading account assets$0197
Bank premises and fixed assets$6,994,0001,108
Other real estate owned$1,010,000788
Goodwill and other intangibles$03,445
All other assets$27,178,000445
Life insurance assets$01
Total liabilities and capital$480,420,000977
Total liabilities$450,571,000946
Total deposits$445,566,000822
Interest-bearing deposits$380,179,000824
Deposits held in domestic offices$445,566,000820
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$5,005,000986
Total equity capital$29,849,0001,499
Total bank equity capital$29,849,0001,499
Perpetual preferred stock$0199
Common stock$2,125,0001,747
Surplus$2,150,0005,173
Undivided profits$25,574,0001,008
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,043,000222
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$2,194,000941
Earning assets$427,879,0001,003
Long-term assets (5+ years)$130,234,000694
Average Assets, year-to-date$475,737,600938
Average Assets, quarterly$472,530,000978
Volatile liabilities$66,106,0001,126
Insider loans$3,144,0001,380
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$20,291,0002,246
Tier 1 (core) risk-based capital$26,379,0001,600
Tier 2 risk-based capital$4,080,170867
Total risk weighted assets$320,355,770923
Total unused commitments$20,291,0002,254
Derivatives$0527
1997-12-31Rank
# of Employees:201891
Assets and Liabilities
Total Assets:$479,670,000997
Cash and due from depository institutions$20,988,000891
Interest-bearing balances$06,604
Securities$92,693,0001,244
Federal funds sold & reverse repurchase agreements$40,950,000349
Net loans & leases$300,320,000987
Loan loss allowance$5,236,000799
Trading account assets$0203
Bank premises and fixed assets$6,353,0001,222
Other real estate owned$1,320,000891
Goodwill and other intangibles$03,571
All other assets$17,046,000585
Life insurance assets$01
Total liabilities and capital$479,670,000997
Total liabilities$443,481,000982
Total deposits$438,464,000862
Interest-bearing deposits$377,365,000864
Deposits held in domestic offices$438,464,000857
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$5,017,000999
Total equity capital$36,189,0001,238
Total bank equity capital$36,189,0001,238
Perpetual preferred stock$0223
Common stock$2,125,0001,733
Surplus$2,150,0005,170
Undivided profits$31,914,000809
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,418,000476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,899,0001,153
Earning assets$433,963,0001,007
Long-term assets (5+ years)$117,560,000672
Average Assets, year-to-date$456,313,8001,007
Average Assets, quarterly$479,334,000986
Volatile liabilities$70,913,0001,084
Insider loans$4,340,000953
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$11,141,0003,194
Tier 1 (core) risk-based capital$36,030,0001,164
Tier 2 risk-based capital$4,290,150808
Total risk weighted assets$342,265,850879
Total unused commitments$11,141,0003,196
Derivatives$0533
1996-12-31Rank
# of Employees:195961
Assets and Liabilities
Total Assets:$429,167,0001,140
Cash and due from depository institutions$17,680,000961
Interest-bearing balances$06,640
Securities$96,669,0001,231
Federal funds sold & reverse repurchase agreements$12,900,0001,005
Net loans & leases$287,695,0001,057
Loan loss allowance$3,190,0001,262
Trading account assets$0240
Bank premises and fixed assets$6,214,0001,253
Other real estate owned$2,076,000961
Goodwill and other intangibles$03,437
All other assets$5,933,0001,394
Life insurance assets$01
Total liabilities and capital$429,167,0001,140
Total liabilities$389,975,0001,133
Total deposits$385,384,0001,017
Interest-bearing deposits$330,041,0001,024
Deposits held in domestic offices$385,384,0001,007
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$4,591,0001,062
Total equity capital$39,192,0001,166
Total bank equity capital$39,192,0001,166
Perpetual preferred stock$0250
Common stock$2,125,0001,824
Surplus$2,150,0005,235
Undivided profits$34,917,000732
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,575,000950
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,922,0001,142
Earning assets$397,264,0001,119
Long-term assets (5+ years)$109,717,000667
Average Assets, year-to-date$415,901,4001,127
Average Assets, quarterly$426,675,5001,134
Volatile liabilities$59,676,0001,237
Insider loans$4,497,000959
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$9,325,0003,539
Tier 1 (core) risk-based capital$39,170,0001,102
Tier 2 risk-based capital$3,190,0001,060
Total risk weighted assets$316,960,600960
Total unused commitments$9,325,0003,553
Derivatives$0549
1995-12-31Rank
# of Employees:1831,049
Assets and Liabilities
Total Assets:$403,323,0001,204
Cash and due from depository institutions$18,981,0001,049
Interest-bearing balances$06,853
Securities$114,320,0001,096
Federal funds sold & reverse repurchase agreements$27,800,000551
Net loans & leases$229,700,0001,281
Loan loss allowance$2,413,0001,651
Trading account assets$0261
Bank premises and fixed assets$5,916,0001,291
Other real estate owned$946,0001,049
Goodwill and other intangibles$03,181
All other assets$5,660,0001,470
Life insurance assets$01
Total liabilities and capital$403,323,0001,204
Total liabilities$367,046,0001,203
Total deposits$363,432,0001,092
Interest-bearing deposits$286,116,0001,192
Deposits held in domestic offices$363,432,0001,082
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$3,614,0001,319
Total equity capital$36,277,0001,263
Total bank equity capital$36,277,0001,263
Perpetual preferred stock$0288
Common stock$2,125,0001,860
Surplus$2,150,0005,278
Undivided profits$32,002,000821
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,490,000626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,660,0001,339
Earning assets$371,820,0001,201
Long-term assets (5+ years)$95,238,000711
Average Assets, year-to-date$379,767,6001,218
Average Assets, quarterly$393,992,0001,213
Volatile liabilities$42,249,0001,459
Insider loans$4,426,0001,010
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$10,718,0003,110
Tier 1 (core) risk-based capital$35,348,0001,236
Tier 2 risk-based capital$2,413,0001,343
Total risk weighted assets$268,464,2001,095
Total unused commitments$10,718,0003,123
Derivatives$0628
1994-12-31Rank
# of Employees:1931,006
Assets and Liabilities
Total Assets:$372,499,0001,273
Cash and due from depository institutions$20,354,0001,006
Interest-bearing balances$3,000,0001,163
Securities$138,144,000955
Federal funds sold & reverse repurchase agreements$11,250,000847
Net loans & leases$190,285,0001,491
Loan loss allowance$2,146,0001,858
Trading account assets$0286
Bank premises and fixed assets$5,309,0001,400
Other real estate owned$1,094,0001,006
Goodwill and other intangibles$03,133
All other assets$6,063,0001,431
Life insurance assets$01
Total liabilities and capital$372,499,0001,273
Total liabilities$340,489,0001,265
Total deposits$337,628,0001,138
Interest-bearing deposits$249,040,0001,316
Deposits held in domestic offices$337,628,0001,127
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$2,861,0001,363
Total equity capital$32,010,0001,294
Total bank equity capital$32,010,0001,294
Perpetual preferred stock$0310
Common stock$2,125,0001,913
Surplus$2,150,0005,267
Undivided profits$27,735,000843
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,414,0001,068
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,324,0001,470
Earning assets$342,679,0001,262
Long-term assets (5+ years)$90,356,000731
Average Assets, year-to-date$363,339,4001,264
Average Assets, quarterly$371,769,5001,267
Volatile liabilities$23,463,0002,237
Insider loans$3,579,0001,170
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$9,683,0003,185
Tier 1 (core) risk-based capital$31,954,0001,286
Tier 2 risk-based capital$2,146,0001,483
Total risk weighted assets$232,099,3001,227
Total unused commitments$9,683,0003,196
Derivatives$0687
1993-12-31Rank
# of Employees:1741,184
Assets and Liabilities
Total Assets:$358,087,0001,330
Cash and due from depository institutions$16,737,0001,184
Interest-bearing balances$2,000,0002,368
Securities$150,652,000910
Federal funds sold & reverse repurchase agreements$29,800,000457
Net loans & leases$149,120,0001,832
Loan loss allowance$2,135,0001,971
Trading account assets$0330
Bank premises and fixed assets$4,999,0001,466
Other real estate owned$1,722,0001,184
Goodwill and other intangibles$03,091
All other assets$5,057,0001,570
Life insurance assets$01
Total liabilities and capital$358,087,0001,330
Total liabilities$329,171,0001,324
Total deposits$327,261,0001,210
Interest-bearing deposits$254,267,0001,360
Deposits held in domestic offices$327,261,0001,199
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$1,910,0001,864
Total equity capital$28,916,0001,416
Total bank equity capital$28,916,0001,416
Perpetual preferred stock$0343
Common stock$2,125,0001,940
Surplus$2,150,0005,245
Undivided profits$24,641,000948
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,633,0001,554
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,227,0001,401
Earning assets$331,572,0001,316
Long-term assets (5+ years)$91,893,000725
Average Assets, year-to-date$342,114,6001,356
Average Assets, quarterly$351,534,0001,338
Volatile liabilities$26,892,0001,888
Insider loans$4,406,000933
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$22,066,0001,774
Tier 1 (core) risk-based capital$28,916,0001,382
Tier 2 risk-based capital$2,135,0001,482
Total risk weighted assets$201,308,0001,390
Total unused commitments$22,066,0001,794
Derivatives$0714
1992-12-31Rank
# of Employees:1711,254
Assets and Liabilities
Total Assets:$328,769,0001,498
Cash and due from depository institutions$19,235,0001,254
Interest-bearing balances$4,000,0001,721
Securities$121,396,0001,118
Federal funds sold & reverse repurchase agreements$37,100,000519
Net loans & leases$139,619,0001,997
Loan loss allowance$1,888,0002,228
Trading account assets$0344
Bank premises and fixed assets$4,995,0001,455
Other real estate owned$2,075,0001,254
Goodwill and other intangibles$03,106
All other assets$4,349,0001,844
Life insurance assets$01
Total liabilities and capital$328,769,0001,498
Total liabilities$302,367,0001,496
Total deposits$301,143,0001,404
Interest-bearing deposits$234,234,0001,546
Deposits held in domestic offices$301,143,0001,393
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$1,224,0002,790
Total equity capital$26,402,0001,476
Total bank equity capital$26,402,0001,476
Perpetual preferred stock$0346
Common stock$2,125,0002,001
Surplus$2,150,0005,153
Undivided profits$22,127,000970
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,688,0001,814
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,129,0001,719
Earning assets$302,115,0001,478
Long-term assets (5+ years)$64,156,000933
Average Assets, year-to-date$296,496,8001,593
Average Assets, quarterly$312,648,0001,549
Volatile liabilities$41,005,0001,368
Insider loans$334,0002,668
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$15,204,0002,187
Tier 1 (core) risk-based capital$26,402,0001,440
Tier 2 risk-based capital$1,888,0001,688
Total risk weighted assets$189,133,5001,521
Total unused commitments$15,204,0002,204
Derivatives$0651