Home > The Family Savings Bank of New Hampshire > Income and Expense
The Family Savings Bank of New Hampshire, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 7,795 |
| Total interest expense | $1,104,000 | 8,278 |
| Net interest income | $2,068,000 | 7,408 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $332,000 | 6,879 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,398,000 | 7,922 |
| Salaries and employee benefits | $516,000 | 9,242 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $705,000 | 6,278 |
| Pre-tax net operating income | $1,002,000 | 5,945 |
| Securities gains (losses) | $-121,000 | 11,668 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $569,000 | 6,771 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $569,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $647,650 | 6,308 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 11,896 |
| Total interest expense | $567,000 | 11,327 |
| Net interest income | $629,000 | 12,116 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $133,000 | 10,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $541,000 | 11,965 |
| Salaries and employee benefits | $179,000 | 12,788 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $269,000 | 10,837 |
| Pre-tax net operating income | $192,000 | 11,115 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $150,000 | 11,203 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $150,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $138,480 | 11,155 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 12,647 |
| Total interest expense | $628,000 | 12,158 |
| Net interest income | $550,000 | 12,910 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $506,000 | 12,602 |
| Salaries and employee benefits | $153,000 | 13,534 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $275,000 | 11,200 |
| Pre-tax net operating income | $115,000 | 11,866 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $71,000 | 12,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.