Home > The Factory Point National Bank of Manchester Center > Assets and Liabilities
The Factory Point National Bank of Manchester Center, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 98 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $336,080,000 | 1,955 |
| Cash and due from depository institutions | $7,621,000 | 1,790 |
| Interest-bearing balances | $48,000 | 5,417 |
| Securities | $78,975,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $20,000 | 6,260 |
| Net loans & leases | $231,896,000 | 1,993 |
| Loan loss allowance | $4,113,000 | 1,286 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,219,000 | 2,389 |
| Other real estate owned | $637,000 | 1,790 |
| Goodwill and other intangibles | $2,299,000 | 1,318 |
| All other assets | $9,413,000 | 1,875 |
| Life insurance assets | $3,869,000 | 1,459 |
| Total liabilities and capital | $336,080,000 | 1,955 |
| Total liabilities | $306,731,000 | 1,931 |
| Total deposits | $262,008,000 | 2,028 |
| Interest-bearing deposits | $216,869,000 | 2,092 |
| Deposits held in domestic offices | $262,008,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,194,000 | 779 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,098,000 | 1,675 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,431,000 | 2,019 |
| Total equity capital | $29,349,000 | 2,321 |
| Total bank equity capital | $29,349,000 | 2,321 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $750,000 | 3,466 |
| Surplus | $2,177,000 | 5,525 |
| Undivided profits | $26,422,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,555,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $480,000 | 334 |
| Income earned, not collected on loans | $1,213,000 | 3,367 |
| Earning assets | $310,939,000 | 1,944 |
| Long-term assets (5+ years) | $82,199,000 | 1,297 |
| Average Assets, year-to-date | $338,588,670 | 1,924 |
| Average Assets, quarterly | $337,729,000 | 1,939 |
| Volatile liabilities | $64,154,000 | 2,059 |
| Insider loans | $2,972,000 | 2,321 |
| FHLB advances | $20,098,000 | 1,574 |
| Loans and leases held for sale | $96,000 | 1,709 |
| Unused loan commitments | $58,929,000 | 1,618 |
| Tier 1 (core) risk-based capital | $27,632,000 | 2,362 |
| Tier 2 risk-based capital | $2,943,000 | 1,739 |
| Total risk weighted assets | $234,277,000 | 2,039 |
| Total unused commitments | $58,929,000 | 1,620 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 100 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $339,378,000 | 1,942 |
| Cash and due from depository institutions | $7,791,000 | 1,729 |
| Interest-bearing balances | $63,000 | 5,258 |
| Securities | $84,722,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $5,301,000 | 3,205 |
| Net loans & leases | $224,551,000 | 2,021 |
| Loan loss allowance | $4,122,000 | 1,279 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,311,000 | 2,319 |
| Other real estate owned | $655,000 | 1,729 |
| Goodwill and other intangibles | $2,299,000 | 1,296 |
| All other assets | $8,748,000 | 1,917 |
| Life insurance assets | $3,840,000 | 1,446 |
| Total liabilities and capital | $339,378,000 | 1,942 |
| Total liabilities | $310,039,000 | 1,916 |
| Total deposits | $275,780,000 | 1,940 |
| Interest-bearing deposits | $229,917,000 | 1,993 |
| Deposits held in domestic offices | $275,780,000 | 1,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,348,000 | 781 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,351,000 | 2,263 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,560,000 | 2,005 |
| Total equity capital | $29,339,000 | 2,323 |
| Total bank equity capital | $29,339,000 | 2,323 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $750,000 | 3,464 |
| Surplus | $2,177,000 | 5,511 |
| Undivided profits | $26,412,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,065,000 | 2,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 560 |
| Income earned, not collected on loans | $1,240,000 | 3,198 |
| Earning assets | $314,637,000 | 1,925 |
| Long-term assets (5+ years) | $88,204,000 | 1,212 |
| Average Assets, year-to-date | $339,843,000 | 1,924 |
| Average Assets, quarterly | $339,843,000 | 1,924 |
| Volatile liabilities | $46,052,000 | 2,645 |
| Insider loans | $2,985,000 | 2,272 |
| FHLB advances | $11,351,000 | 2,156 |
| Loans and leases held for sale | $650,000 | 1,148 |
| Unused loan commitments | $62,992,000 | 1,533 |
| Tier 1 (core) risk-based capital | $27,171,000 | 2,374 |
| Tier 2 risk-based capital | $2,854,000 | 1,777 |
| Total risk weighted assets | $227,027,000 | 2,071 |
| Total unused commitments | $62,992,000 | 1,534 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 101 | 1,711 |
| Assets and Liabilities | ||
| Total Assets: | $340,308,000 | 1,920 |
| Cash and due from depository institutions | $9,290,000 | 1,711 |
| Interest-bearing balances | $146,000 | 4,346 |
| Securities | $87,936,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $49,000 | 6,310 |
| Net loans & leases | $226,136,000 | 1,991 |
| Loan loss allowance | $4,132,000 | 1,246 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,394,000 | 2,236 |
| Other real estate owned | $673,000 | 1,711 |
| Goodwill and other intangibles | $2,299,000 | 1,286 |
| All other assets | $8,531,000 | 1,979 |
| Life insurance assets | $3,764,000 | 1,441 |
| Total liabilities and capital | $340,308,000 | 1,920 |
| Total liabilities | $311,579,000 | 1,892 |
| Total deposits | $271,521,000 | 1,932 |
| Interest-bearing deposits | $219,335,000 | 2,060 |
| Deposits held in domestic offices | $271,521,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,873,000 | 832 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,853,000 | 1,839 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,332,000 | 2,117 |
| Total equity capital | $28,729,000 | 2,329 |
| Total bank equity capital | $28,729,000 | 2,329 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $750,000 | 3,465 |
| Surplus | $2,177,000 | 5,496 |
| Undivided profits | $25,802,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 465 |
| Income earned, not collected on loans | $1,178,000 | 3,459 |
| Earning assets | $314,267,000 | 1,907 |
| Long-term assets (5+ years) | $91,104,000 | 1,172 |
| Average Assets, year-to-date | $330,584,000 | 1,891 |
| Average Assets, quarterly | $339,166,000 | 1,910 |
| Volatile liabilities | $62,858,000 | 2,204 |
| Insider loans | $3,025,000 | 2,227 |
| FHLB advances | $17,853,000 | 1,745 |
| Loans and leases held for sale | $602,000 | 1,140 |
| Unused loan commitments | $59,175,000 | 1,602 |
| Tier 1 (core) risk-based capital | $26,722,000 | 2,357 |
| Tier 2 risk-based capital | $2,872,000 | 1,755 |
| Total risk weighted assets | $228,529,000 | 2,060 |
| Total unused commitments | $59,175,000 | 1,603 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 100 | 1,743 |
| Assets and Liabilities | ||
| Total Assets: | $338,024,000 | 1,926 |
| Cash and due from depository institutions | $8,723,000 | 1,743 |
| Interest-bearing balances | $108,000 | 4,619 |
| Securities | $90,048,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $222,655,000 | 2,016 |
| Loan loss allowance | $4,182,000 | 1,239 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,453,000 | 2,179 |
| Other real estate owned | $691,000 | 1,743 |
| Goodwill and other intangibles | $2,299,000 | 1,278 |
| All other assets | $8,155,000 | 2,045 |
| Life insurance assets | $3,116,000 | 1,642 |
| Total liabilities and capital | $338,024,000 | 1,926 |
| Total liabilities | $309,913,000 | 1,885 |
| Total deposits | $271,073,000 | 1,907 |
| Interest-bearing deposits | $226,155,000 | 1,963 |
| Deposits held in domestic offices | $271,073,000 | 1,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,202,000 | 802 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,606,000 | 1,985 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,032,000 | 2,310 |
| Total equity capital | $28,111,000 | 2,359 |
| Total bank equity capital | $28,111,000 | 2,359 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,488 |
| Surplus | $2,177,000 | 5,502 |
| Undivided profits | $25,184,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 867 |
| Income earned, not collected on loans | $1,129,000 | 3,592 |
| Earning assets | $312,811,000 | 1,907 |
| Long-term assets (5+ years) | $86,782,000 | 1,213 |
| Average Assets, year-to-date | $328,153,000 | 1,902 |
| Average Assets, quarterly | $332,516,000 | 1,931 |
| Volatile liabilities | $59,714,000 | 2,296 |
| Insider loans | $2,945,000 | 2,237 |
| FHLB advances | $16,606,000 | 1,881 |
| Loans and leases held for sale | $469,000 | 1,224 |
| Unused loan commitments | $57,244,000 | 1,676 |
| Tier 1 (core) risk-based capital | $26,081,000 | 2,406 |
| Tier 2 risk-based capital | $2,839,000 | 1,783 |
| Total risk weighted assets | $225,806,000 | 2,066 |
| Total unused commitments | $57,244,000 | 1,677 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 100 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $327,008,000 | 1,962 |
| Cash and due from depository institutions | $9,818,000 | 1,750 |
| Interest-bearing balances | $150,000 | 4,371 |
| Securities | $86,920,000 | 1,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $213,713,000 | 2,072 |
| Loan loss allowance | $4,088,000 | 1,260 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,054,000 | 2,310 |
| Other real estate owned | $709,000 | 1,750 |
| Goodwill and other intangibles | $2,299,000 | 1,263 |
| All other assets | $8,495,000 | 1,972 |
| Life insurance assets | $3,093,000 | 1,621 |
| Total liabilities and capital | $327,008,000 | 1,962 |
| Total liabilities | $300,411,000 | 1,921 |
| Total deposits | $252,954,000 | 2,044 |
| Interest-bearing deposits | $208,020,000 | 2,093 |
| Deposits held in domestic offices | $252,954,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,422,000 | 839 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $26,158,000 | 1,501 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,877,000 | 2,251 |
| Total equity capital | $26,597,000 | 2,401 |
| Total bank equity capital | $26,597,000 | 2,401 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $750,000 | 3,487 |
| Surplus | $2,177,000 | 5,492 |
| Undivided profits | $23,670,000 | 1,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,176,000 | 2,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $999,000 | 3,617 |
| Earning assets | $300,783,000 | 1,953 |
| Long-term assets (5+ years) | $79,734,000 | 1,280 |
| Average Assets, year-to-date | $324,862,670 | 1,927 |
| Average Assets, quarterly | $327,636,000 | 1,936 |
| Volatile liabilities | $66,786,000 | 2,066 |
| Insider loans | $2,939,000 | 2,192 |
| FHLB advances | $26,158,000 | 1,402 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $62,871,000 | 1,561 |
| Tier 1 (core) risk-based capital | $25,549,000 | 2,415 |
| Tier 2 risk-based capital | $2,744,000 | 1,801 |
| Total risk weighted assets | $218,142,000 | 2,105 |
| Total unused commitments | $62,871,000 | 1,561 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $328,264,000 | 1,934 |
| Cash and due from depository institutions | $12,899,000 | 1,749 |
| Interest-bearing balances | $148,000 | 4,492 |
| Securities | $90,401,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $209,344,000 | 2,070 |
| Loan loss allowance | $3,832,000 | 1,315 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,236,000 | 2,640 |
| Other real estate owned | $728,000 | 1,749 |
| Goodwill and other intangibles | $2,299,000 | 1,240 |
| All other assets | $8,357,000 | 1,941 |
| Life insurance assets | $3,071,000 | 1,589 |
| Total liabilities and capital | $328,264,000 | 1,934 |
| Total liabilities | $301,489,000 | 1,886 |
| Total deposits | $264,349,000 | 1,939 |
| Interest-bearing deposits | $219,623,000 | 1,980 |
| Deposits held in domestic offices | $264,349,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,244,000 | 851 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,630,000 | 1,850 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,266,000 | 1,976 |
| Total equity capital | $26,775,000 | 2,354 |
| Total bank equity capital | $26,775,000 | 2,354 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,476 |
| Surplus | $2,177,000 | 5,433 |
| Undivided profits | $23,848,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $953,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 857 |
| Income earned, not collected on loans | $1,116,000 | 3,105 |
| Earning assets | $299,893,000 | 1,935 |
| Long-term assets (5+ years) | $78,146,000 | 1,265 |
| Average Assets, year-to-date | $323,790,000 | 1,931 |
| Average Assets, quarterly | $323,790,000 | 1,931 |
| Volatile liabilities | $53,535,000 | 2,352 |
| Insider loans | $3,077,000 | 2,092 |
| FHLB advances | $16,861,000 | 1,810 |
| Loans and leases held for sale | $316,000 | 1,269 |
| Unused loan commitments | $60,547,000 | 1,583 |
| Tier 1 (core) risk-based capital | $25,366,000 | 2,384 |
| Tier 2 risk-based capital | $2,702,000 | 1,791 |
| Total risk weighted assets | $215,036,000 | 2,063 |
| Total unused commitments | $60,547,000 | 1,583 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 106 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $319,316,000 | 1,953 |
| Cash and due from depository institutions | $12,636,000 | 1,629 |
| Interest-bearing balances | $172,000 | 4,434 |
| Securities | $84,953,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $207,012,000 | 2,040 |
| Loan loss allowance | $3,618,000 | 1,382 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,748,000 | 2,907 |
| Other real estate owned | $839,000 | 1,629 |
| Goodwill and other intangibles | $2,299,000 | 1,221 |
| All other assets | $7,829,000 | 2,059 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $319,316,000 | 1,953 |
| Total liabilities | $292,574,000 | 1,917 |
| Total deposits | $270,330,000 | 1,862 |
| Interest-bearing deposits | $224,495,000 | 1,887 |
| Deposits held in domestic offices | $270,330,000 | 1,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,879,000 | 857 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,151,000 | 4,187 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,214,000 | 1,988 |
| Total equity capital | $26,742,000 | 2,324 |
| Total bank equity capital | $26,742,000 | 2,324 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $750,000 | 3,487 |
| Surplus | $2,177,000 | 5,417 |
| Undivided profits | $23,815,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $707,000 | 3,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 848 |
| Income earned, not collected on loans | $1,027,000 | 3,380 |
| Earning assets | $292,137,000 | 1,959 |
| Long-term assets (5+ years) | $72,801,000 | 1,328 |
| Average Assets, year-to-date | $312,845,800 | 1,898 |
| Average Assets, quarterly | $321,220,500 | 1,914 |
| Volatile liabilities | $38,601,000 | 2,953 |
| Insider loans | $3,135,000 | 2,048 |
| FHLB advances | $1,864,000 | 4,574 |
| Loans and leases held for sale | $342,000 | 1,280 |
| Unused loan commitments | $58,892,000 | 1,554 |
| Tier 1 (core) risk-based capital | $24,878,000 | 2,388 |
| Tier 2 risk-based capital | $2,644,000 | 1,807 |
| Total risk weighted assets | $210,505,000 | 2,088 |
| Total unused commitments | $58,892,000 | 1,554 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 98 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $323,125,000 | 1,895 |
| Cash and due from depository institutions | $21,396,000 | 1,760 |
| Interest-bearing balances | $6,129,000 | 926 |
| Securities | $80,834,000 | 1,507 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $206,679,000 | 2,014 |
| Loan loss allowance | $3,483,000 | 1,401 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,518,000 | 3,009 |
| Other real estate owned | $898,000 | 1,760 |
| Goodwill and other intangibles | $2,299,000 | 1,189 |
| All other assets | $7,501,000 | 2,068 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $323,124,000 | 1,895 |
| Total liabilities | $296,713,000 | 1,860 |
| Total deposits | $275,909,000 | 1,774 |
| Interest-bearing deposits | $232,666,000 | 1,790 |
| Deposits held in domestic offices | $275,909,000 | 1,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,137,000 | 838 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,712,000 | 4,908 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,955,000 | 2,110 |
| Total equity capital | $26,411,000 | 2,322 |
| Total bank equity capital | $26,411,000 | 2,322 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,470 |
| Surplus | $2,177,000 | 5,381 |
| Undivided profits | $23,484,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 2,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 854 |
| Income earned, not collected on loans | $908,000 | 3,725 |
| Earning assets | $293,642,000 | 1,909 |
| Long-term assets (5+ years) | $71,170,000 | 1,337 |
| Average Assets, year-to-date | $311,228,250 | 1,891 |
| Average Assets, quarterly | $315,947,000 | 1,910 |
| Volatile liabilities | $37,366,000 | 2,926 |
| Insider loans | $3,323,000 | 1,931 |
| FHLB advances | $366,000 | 5,266 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $56,118,000 | 1,595 |
| Tier 1 (core) risk-based capital | $24,364,000 | 2,405 |
| Tier 2 risk-based capital | $2,626,000 | 1,785 |
| Total risk weighted assets | $209,186,000 | 2,055 |
| Total unused commitments | $56,118,000 | 1,595 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 102 | 1,688 |
| Assets and Liabilities | ||
| Total Assets: | $308,769,000 | 1,952 |
| Cash and due from depository institutions | $12,377,000 | 1,688 |
| Interest-bearing balances | $123,000 | 4,735 |
| Securities | $76,661,000 | 1,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $205,771,000 | 1,977 |
| Loan loss allowance | $3,311,000 | 1,452 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,535,000 | 2,952 |
| Other real estate owned | $875,000 | 1,688 |
| Goodwill and other intangibles | $2,299,000 | 1,174 |
| All other assets | $7,251,000 | 2,057 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $308,769,000 | 1,952 |
| Total liabilities | $282,424,000 | 1,908 |
| Total deposits | $269,135,000 | 1,793 |
| Interest-bearing deposits | $219,789,000 | 1,846 |
| Deposits held in domestic offices | $269,135,000 | 1,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,334,000 | 1,117 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,114,000 | 5,031 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,841,000 | 2,092 |
| Total equity capital | $26,345,000 | 2,279 |
| Total bank equity capital | $26,345,000 | 2,279 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,454 |
| Surplus | $2,177,000 | 5,359 |
| Undivided profits | $23,418,000 | 1,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $860,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $852,000 | 3,637 |
| Earning assets | $282,555,000 | 1,949 |
| Long-term assets (5+ years) | $70,991,000 | 1,349 |
| Average Assets, year-to-date | $307,262,670 | 1,897 |
| Average Assets, quarterly | $308,652,000 | 1,915 |
| Volatile liabilities | $28,134,000 | 3,455 |
| Insider loans | $3,328,000 | 1,870 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $785,000 | 1,081 |
| Unused loan commitments | $51,469,000 | 1,652 |
| Tier 1 (core) risk-based capital | $23,777,000 | 2,396 |
| Tier 2 risk-based capital | $2,580,000 | 1,783 |
| Total risk weighted assets | $205,702,000 | 2,026 |
| Total unused commitments | $51,469,000 | 1,653 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 100 | 1,707 |
| Assets and Liabilities | ||
| Total Assets: | $308,535,000 | 1,914 |
| Cash and due from depository institutions | $20,407,000 | 1,707 |
| Interest-bearing balances | $7,208,000 | 781 |
| Securities | $73,686,000 | 1,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $199,638,000 | 1,981 |
| Loan loss allowance | $3,140,000 | 1,518 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,628,000 | 2,842 |
| Other real estate owned | $834,000 | 1,707 |
| Goodwill and other intangibles | $2,299,000 | 1,162 |
| All other assets | $8,043,000 | 1,874 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $308,535,000 | 1,914 |
| Total liabilities | $283,382,000 | 1,873 |
| Total deposits | $271,040,000 | 1,760 |
| Interest-bearing deposits | $224,650,000 | 1,796 |
| Deposits held in domestic offices | $271,040,000 | 1,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,287,000 | 1,144 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,195,000 | 4,882 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,860,000 | 2,066 |
| Total equity capital | $25,153,000 | 2,302 |
| Total bank equity capital | $25,153,000 | 2,302 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,465 |
| Surplus | $2,176,000 | 5,372 |
| Undivided profits | $22,227,000 | 1,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 4,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 667 |
| Income earned, not collected on loans | $850,000 | 3,526 |
| Earning assets | $280,532,000 | 1,926 |
| Long-term assets (5+ years) | $67,526,000 | 1,451 |
| Average Assets, year-to-date | $306,509,500 | 1,906 |
| Average Assets, quarterly | $306,509,500 | 1,906 |
| Volatile liabilities | $26,400,000 | 3,486 |
| Insider loans | $3,317,000 | 1,836 |
| FHLB advances | $371,000 | 5,095 |
| Loans and leases held for sale | $878,000 | 961 |
| Unused loan commitments | $50,778,000 | 1,626 |
| Tier 1 (core) risk-based capital | $23,134,000 | 2,411 |
| Tier 2 risk-based capital | $2,515,000 | 1,803 |
| Total risk weighted assets | $200,558,000 | 2,045 |
| Total unused commitments | $50,778,000 | 1,627 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 102 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $304,484,000 | 1,933 |
| Cash and due from depository institutions | $15,124,000 | 1,667 |
| Interest-bearing balances | $4,034,000 | 1,294 |
| Securities | $72,948,000 | 1,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $201,717,000 | 1,936 |
| Loan loss allowance | $2,909,000 | 1,604 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,696,000 | 2,776 |
| Other real estate owned | $876,000 | 1,667 |
| Goodwill and other intangibles | $2,298,000 | 1,154 |
| All other assets | $7,825,000 | 1,887 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $304,484,000 | 1,933 |
| Total liabilities | $279,201,000 | 1,881 |
| Total deposits | $265,613,000 | 1,771 |
| Interest-bearing deposits | $219,651,000 | 1,814 |
| Deposits held in domestic offices | $265,613,000 | 1,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,797,000 | 1,168 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,608,000 | 4,765 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,183,000 | 1,803 |
| Total equity capital | $25,283,000 | 2,308 |
| Total bank equity capital | $25,283,000 | 2,308 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,465 |
| Surplus | $2,177,000 | 5,359 |
| Undivided profits | $22,356,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $298,000 | 444 |
| Income earned, not collected on loans | $779,000 | 3,786 |
| Earning assets | $278,699,000 | 1,928 |
| Long-term assets (5+ years) | $62,696,000 | 1,571 |
| Average Assets, year-to-date | $304,182,600 | 1,856 |
| Average Assets, quarterly | $305,693,000 | 1,899 |
| Volatile liabilities | $25,777,000 | 3,454 |
| Insider loans | $2,241,000 | 2,527 |
| FHLB advances | $374,000 | 5,103 |
| Loans and leases held for sale | $481,000 | 1,161 |
| Unused loan commitments | $48,035,000 | 1,642 |
| Tier 1 (core) risk-based capital | $22,786,000 | 2,414 |
| Tier 2 risk-based capital | $2,514,000 | 1,790 |
| Total risk weighted assets | $200,679,000 | 2,013 |
| Total unused commitments | $48,035,000 | 1,642 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 102 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $306,902,000 | 1,904 |
| Cash and due from depository institutions | $13,498,000 | 1,665 |
| Interest-bearing balances | $751,000 | 3,133 |
| Securities | $75,306,000 | 1,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $203,801,000 | 1,873 |
| Loan loss allowance | $3,756,000 | 1,248 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,469,000 | 2,907 |
| Other real estate owned | $894,000 | 1,665 |
| Goodwill and other intangibles | $2,299,000 | 1,129 |
| All other assets | $7,635,000 | 1,871 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $306,902,000 | 1,904 |
| Total liabilities | $282,017,000 | 1,859 |
| Total deposits | $272,250,000 | 1,697 |
| Interest-bearing deposits | $228,687,000 | 1,717 |
| Deposits held in domestic offices | $272,250,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,989,000 | 1,386 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $833,000 | 5,194 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,945,000 | 1,955 |
| Total equity capital | $24,885,000 | 2,309 |
| Total bank equity capital | $24,885,000 | 2,309 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $2,177,000 | 5,335 |
| Undivided profits | $21,958,000 | 1,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,624,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $396,000 | 397 |
| Income earned, not collected on loans | $691,000 | 4,359 |
| Earning assets | $279,858,000 | 1,902 |
| Long-term assets (5+ years) | $60,423,000 | 1,637 |
| Average Assets, year-to-date | $304,107,250 | 1,856 |
| Average Assets, quarterly | $306,522,000 | 1,892 |
| Volatile liabilities | $23,155,000 | 3,744 |
| Insider loans | $1,653,000 | 3,070 |
| FHLB advances | $376,000 | 5,147 |
| Loans and leases held for sale | $512,000 | 1,167 |
| Unused loan commitments | $47,423,000 | 1,628 |
| Tier 1 (core) risk-based capital | $22,153,000 | 2,449 |
| Tier 2 risk-based capital | $2,545,000 | 1,746 |
| Total risk weighted assets | $202,258,000 | 1,957 |
| Total unused commitments | $47,423,000 | 1,629 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 102 | 1,675 |
| Assets and Liabilities | ||
| Total Assets: | $306,142,000 | 1,893 |
| Cash and due from depository institutions | $10,545,000 | 1,675 |
| Interest-bearing balances | $46,000 | 5,881 |
| Securities | $80,681,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $200,619,000 | 1,863 |
| Loan loss allowance | $3,604,000 | 1,287 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,442,000 | 2,873 |
| Other real estate owned | $757,000 | 1,675 |
| Goodwill and other intangibles | $2,299,000 | 1,118 |
| All other assets | $7,799,000 | 1,845 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $306,142,000 | 1,893 |
| Total liabilities | $282,303,000 | 1,845 |
| Total deposits | $255,889,000 | 1,803 |
| Interest-bearing deposits | $216,010,000 | 1,786 |
| Deposits held in domestic offices | $255,889,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,837,000 | 1,302 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,801,000 | 1,904 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,776,000 | 1,944 |
| Total equity capital | $23,839,000 | 2,317 |
| Total bank equity capital | $23,839,000 | 2,317 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $2,177,000 | 5,340 |
| Undivided profits | $20,912,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,626,000 | 1,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $396,000 | 402 |
| Income earned, not collected on loans | $655,000 | 4,275 |
| Earning assets | $281,346,000 | 1,867 |
| Long-term assets (5+ years) | $71,637,000 | 1,460 |
| Average Assets, year-to-date | $303,175,670 | 1,851 |
| Average Assets, quarterly | $302,863,500 | 1,879 |
| Volatile liabilities | $38,816,000 | 2,489 |
| Insider loans | $1,644,000 | 3,074 |
| FHLB advances | $16,079,000 | 1,825 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $51,467,000 | 1,531 |
| Tier 1 (core) risk-based capital | $21,753,000 | 2,444 |
| Tier 2 risk-based capital | $2,529,000 | 1,742 |
| Total risk weighted assets | $201,284,000 | 1,936 |
| Total unused commitments | $51,467,000 | 1,532 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 101 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $299,585,000 | 1,892 |
| Cash and due from depository institutions | $11,357,000 | 1,683 |
| Interest-bearing balances | $62,000 | 5,786 |
| Securities | $82,813,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $191,738,000 | 1,896 |
| Loan loss allowance | $3,533,000 | 1,310 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,458,000 | 2,807 |
| Other real estate owned | $596,000 | 1,683 |
| Goodwill and other intangibles | $2,299,000 | 1,092 |
| All other assets | $7,324,000 | 1,831 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $299,585,000 | 1,892 |
| Total liabilities | $275,036,000 | 1,855 |
| Total deposits | $262,165,000 | 1,733 |
| Interest-bearing deposits | $223,326,000 | 1,743 |
| Deposits held in domestic offices | $262,165,000 | 1,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,660,000 | 1,414 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,225,000 | 3,309 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,986,000 | 1,975 |
| Total equity capital | $24,549,000 | 2,291 |
| Total bank equity capital | $24,549,000 | 2,291 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $2,177,000 | 5,335 |
| Undivided profits | $21,622,000 | 1,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,258,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,144,000 | 167 |
| Income earned, not collected on loans | $790,000 | 3,598 |
| Earning assets | $274,613,000 | 1,886 |
| Long-term assets (5+ years) | $76,546,000 | 1,335 |
| Average Assets, year-to-date | $301,692,500 | 1,858 |
| Average Assets, quarterly | $301,692,500 | 1,858 |
| Volatile liabilities | $25,651,000 | 3,273 |
| Insider loans | $2,005,000 | 2,631 |
| FHLB advances | $4,781,000 | 3,358 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $55,141,000 | 1,395 |
| Tier 1 (core) risk-based capital | $21,350,000 | 2,449 |
| Tier 2 risk-based capital | $2,414,000 | 1,795 |
| Total risk weighted assets | $192,024,000 | 1,980 |
| Total unused commitments | $55,141,000 | 1,400 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 103 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $303,800,000 | 1,859 |
| Cash and due from depository institutions | $12,315,000 | 1,678 |
| Interest-bearing balances | $52,000 | 5,829 |
| Securities | $87,139,000 | 1,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $190,583,000 | 1,886 |
| Loan loss allowance | $3,384,000 | 1,365 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,373,000 | 2,875 |
| Other real estate owned | $606,000 | 1,678 |
| Goodwill and other intangibles | $2,299,000 | 1,097 |
| All other assets | $7,485,000 | 1,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,800,000 | 1,859 |
| Total liabilities | $279,929,000 | 1,817 |
| Total deposits | $259,472,000 | 1,741 |
| Interest-bearing deposits | $219,369,000 | 1,762 |
| Deposits held in domestic offices | $259,472,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,832,000 | 1,373 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,391,000 | 2,272 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,234,000 | 1,714 |
| Total equity capital | $23,871,000 | 2,308 |
| Total bank equity capital | $23,871,000 | 2,308 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $2,177,000 | 5,320 |
| Undivided profits | $20,944,000 | 1,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,864,000 | 1,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,533,000 | 128 |
| Income earned, not collected on loans | $730,000 | 3,976 |
| Earning assets | $277,774,000 | 1,853 |
| Long-term assets (5+ years) | $78,188,000 | 1,338 |
| Average Assets, year-to-date | $303,360,200 | 1,791 |
| Average Assets, quarterly | $310,067,500 | 1,804 |
| Volatile liabilities | $35,611,000 | 2,588 |
| Insider loans | $1,639,000 | 3,020 |
| FHLB advances | $9,884,000 | 2,346 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $51,681,000 | 1,415 |
| Tier 1 (core) risk-based capital | $21,002,000 | 2,455 |
| Tier 2 risk-based capital | $2,398,000 | 1,774 |
| Total risk weighted assets | $190,862,000 | 1,965 |
| Total unused commitments | $51,681,000 | 1,416 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 107 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $316,335,000 | 1,782 |
| Cash and due from depository institutions | $27,192,000 | 1,651 |
| Interest-bearing balances | $12,663,000 | 612 |
| Securities | $85,532,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $189,542,000 | 1,881 |
| Loan loss allowance | $3,262,000 | 1,429 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,569,000 | 2,692 |
| Other real estate owned | $654,000 | 1,651 |
| Goodwill and other intangibles | $2,385,000 | 1,071 |
| All other assets | $7,461,000 | 1,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,335,000 | 1,782 |
| Total liabilities | $292,990,000 | 1,738 |
| Total deposits | $283,678,000 | 1,579 |
| Interest-bearing deposits | $240,552,000 | 1,594 |
| Deposits held in domestic offices | $283,678,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,819,000 | 1,337 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $634,000 | 5,099 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,859,000 | 2,028 |
| Total equity capital | $23,345,000 | 2,355 |
| Total bank equity capital | $23,345,000 | 2,355 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $2,177,000 | 5,304 |
| Undivided profits | $20,418,000 | 1,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $275,000 | 572 |
| Income earned, not collected on loans | $682,000 | 4,431 |
| Earning assets | $287,737,000 | 1,796 |
| Long-term assets (5+ years) | $86,256,000 | 1,237 |
| Average Assets, year-to-date | $303,250,250 | 1,805 |
| Average Assets, quarterly | $311,351,000 | 1,796 |
| Volatile liabilities | $26,270,000 | 3,182 |
| Insider loans | $1,649,000 | 2,990 |
| FHLB advances | $386,000 | 4,991 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $51,960,000 | 1,413 |
| Tier 1 (core) risk-based capital | $20,076,000 | 2,565 |
| Tier 2 risk-based capital | $2,413,000 | 1,765 |
| Total risk weighted assets | $192,368,000 | 1,955 |
| Total unused commitments | $51,960,000 | 1,417 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 100 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $306,367,000 | 1,819 |
| Cash and due from depository institutions | $33,230,000 | 1,746 |
| Interest-bearing balances | $20,129,000 | 418 |
| Securities | $78,010,000 | 1,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $181,333,000 | 1,926 |
| Loan loss allowance | $3,224,000 | 1,414 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,604,000 | 2,633 |
| Other real estate owned | $696,000 | 1,746 |
| Goodwill and other intangibles | $2,385,000 | 1,041 |
| All other assets | $7,109,000 | 1,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,367,000 | 1,819 |
| Total liabilities | $283,170,000 | 1,775 |
| Total deposits | $273,078,000 | 1,630 |
| Interest-bearing deposits | $231,276,000 | 1,644 |
| Deposits held in domestic offices | $273,078,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,242,000 | 1,332 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,262,000 | 4,208 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,588,000 | 2,396 |
| Total equity capital | $23,197,000 | 2,362 |
| Total bank equity capital | $23,197,000 | 2,362 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $2,177,000 | 5,281 |
| Undivided profits | $20,270,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 2,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $606,000 | 336 |
| Income earned, not collected on loans | $640,000 | 4,475 |
| Earning assets | $279,472,000 | 1,829 |
| Long-term assets (5+ years) | $81,029,000 | 1,239 |
| Average Assets, year-to-date | $298,888,670 | 1,829 |
| Average Assets, quarterly | $302,568,000 | 1,822 |
| Volatile liabilities | $27,354,000 | 3,046 |
| Insider loans | $1,548,000 | 3,098 |
| FHLB advances | $389,000 | 4,963 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $50,430,000 | 1,424 |
| Tier 1 (core) risk-based capital | $19,677,000 | 2,566 |
| Tier 2 risk-based capital | $2,333,000 | 1,786 |
| Total risk weighted assets | $185,716,000 | 1,980 |
| Total unused commitments | $50,430,000 | 1,434 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 99 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $298,769,000 | 1,830 |
| Cash and due from depository institutions | $22,873,000 | 1,730 |
| Interest-bearing balances | $10,106,000 | 855 |
| Securities | $90,550,000 | 1,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $171,516,000 | 1,999 |
| Loan loss allowance | $3,353,000 | 1,336 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,657,000 | 2,566 |
| Other real estate owned | $707,000 | 1,730 |
| Goodwill and other intangibles | $2,384,000 | 1,040 |
| All other assets | $7,082,000 | 1,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,769,000 | 1,830 |
| Total liabilities | $275,627,000 | 1,791 |
| Total deposits | $266,865,000 | 1,650 |
| Interest-bearing deposits | $228,540,000 | 1,659 |
| Deposits held in domestic offices | $266,865,000 | 1,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,765,000 | 1,310 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $845,000 | 4,907 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,152,000 | 1,935 |
| Total equity capital | $23,142,000 | 2,313 |
| Total bank equity capital | $23,142,000 | 2,313 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $2,177,000 | 5,263 |
| Undivided profits | $20,215,000 | 1,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,433,000 | 2,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $606,000 | 337 |
| Income earned, not collected on loans | $777,000 | 3,825 |
| Earning assets | $272,172,000 | 1,835 |
| Long-term assets (5+ years) | $69,331,000 | 1,367 |
| Average Assets, year-to-date | $295,149,500 | 1,839 |
| Average Assets, quarterly | $295,149,500 | 1,839 |
| Volatile liabilities | $26,866,000 | 3,063 |
| Insider loans | $1,560,000 | 3,007 |
| FHLB advances | $391,000 | 4,902 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $51,737,000 | 1,354 |
| Tier 1 (core) risk-based capital | $19,356,000 | 2,557 |
| Tier 2 risk-based capital | $2,219,000 | 1,820 |
| Total risk weighted assets | $176,376,000 | 2,031 |
| Total unused commitments | $51,737,000 | 1,365 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 107 | 1,610 |
| Assets and Liabilities | ||
| Total Assets: | $291,530,000 | 1,843 |
| Cash and due from depository institutions | $21,685,000 | 1,610 |
| Interest-bearing balances | $9,025,000 | 875 |
| Securities | $84,965,000 | 1,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $171,593,000 | 1,990 |
| Loan loss allowance | $3,239,000 | 1,352 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,778,000 | 2,474 |
| Other real estate owned | $453,000 | 1,610 |
| Goodwill and other intangibles | $2,384,000 | 1,021 |
| All other assets | $6,672,000 | 1,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,530,000 | 1,843 |
| Total liabilities | $268,421,000 | 1,815 |
| Total deposits | $256,517,000 | 1,693 |
| Interest-bearing deposits | $214,406,000 | 1,724 |
| Deposits held in domestic offices | $256,517,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,487,000 | 1,281 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,447,000 | 3,765 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,970,000 | 2,048 |
| Total equity capital | $23,109,000 | 2,295 |
| Total bank equity capital | $23,109,000 | 2,295 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $2,177,000 | 5,224 |
| Undivided profits | $20,182,000 | 1,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,564,000 | 1,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 764 |
| Income earned, not collected on loans | $720,000 | 4,275 |
| Earning assets | $265,583,000 | 1,848 |
| Long-term assets (5+ years) | $82,316,000 | 1,142 |
| Average Assets, year-to-date | $280,026,600 | 1,815 |
| Average Assets, quarterly | $294,506,000 | 1,811 |
| Volatile liabilities | $31,077,000 | 2,726 |
| Insider loans | $1,588,000 | 2,978 |
| FHLB advances | $394,000 | 4,933 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $44,605,000 | 1,473 |
| Tier 1 (core) risk-based capital | $18,977,000 | 2,571 |
| Tier 2 risk-based capital | $2,252,000 | 1,765 |
| Total risk weighted assets | $179,139,000 | 1,962 |
| Total unused commitments | $44,605,000 | 1,474 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $268,416,000 | 1,888 |
| Cash and due from depository institutions | $32,855,000 | 1,664 |
| Interest-bearing balances | $22,345,000 | 301 |
| Securities | $59,678,000 | 1,881 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $162,213,000 | 2,008 |
| Loan loss allowance | $3,035,000 | 1,365 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,894,000 | 2,318 |
| Other real estate owned | $611,000 | 1,664 |
| Goodwill and other intangibles | $2,384,000 | 966 |
| All other assets | $6,781,000 | 1,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,416,000 | 1,888 |
| Total liabilities | $248,441,000 | 1,850 |
| Total deposits | $239,369,000 | 1,701 |
| Interest-bearing deposits | $203,543,000 | 1,721 |
| Deposits held in domestic offices | $239,369,000 | 1,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,771,000 | 1,391 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,605,000 | 4,328 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,696,000 | 2,301 |
| Total equity capital | $19,975,000 | 2,463 |
| Total bank equity capital | $19,975,000 | 2,463 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $2,177,000 | 5,216 |
| Undivided profits | $17,048,000 | 1,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $288,000 | 510 |
| Income earned, not collected on loans | $793,000 | 4,228 |
| Earning assets | $244,236,000 | 1,904 |
| Long-term assets (5+ years) | $37,219,000 | 2,128 |
| Average Assets, year-to-date | $252,581,800 | 1,927 |
| Average Assets, quarterly | $267,113,000 | 1,880 |
| Volatile liabilities | $25,913,000 | 3,043 |
| Insider loans | $1,422,000 | 3,100 |
| FHLB advances | $403,000 | 4,768 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $38,436,000 | 1,544 |
| Tier 1 (core) risk-based capital | $17,064,000 | 2,707 |
| Tier 2 risk-based capital | $2,089,000 | 1,771 |
| Total risk weighted assets | $166,204,000 | 2,011 |
| Total unused commitments | $38,436,000 | 1,549 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 99 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $238,699,000 | 2,045 |
| Cash and due from depository institutions | $8,456,000 | 1,685 |
| Interest-bearing balances | $38,000 | 5,566 |
| Securities | $70,138,000 | 1,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $146,927,000 | 2,155 |
| Loan loss allowance | $2,873,000 | 1,349 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,244,000 | 2,069 |
| Other real estate owned | $419,000 | 1,685 |
| Goodwill and other intangibles | $2,579,000 | 912 |
| All other assets | $5,936,000 | 1,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,699,000 | 2,045 |
| Total liabilities | $220,504,000 | 1,990 |
| Total deposits | $203,975,000 | 1,908 |
| Interest-bearing deposits | $172,572,000 | 1,961 |
| Deposits held in domestic offices | $203,975,000 | 1,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,292,000 | 1,297 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,371,000 | 2,408 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,866,000 | 2,183 |
| Total equity capital | $18,195,000 | 2,576 |
| Total bank equity capital | $18,195,000 | 2,576 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $2,177,000 | 5,229 |
| Undivided profits | $15,268,000 | 1,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,845,000 | 1,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $304,000 | 424 |
| Income earned, not collected on loans | $943,000 | 2,916 |
| Earning assets | $217,103,000 | 2,063 |
| Long-term assets (5+ years) | $50,077,000 | 1,651 |
| Average Assets, year-to-date | $227,986,400 | 2,029 |
| Average Assets, quarterly | $238,551,000 | 2,007 |
| Volatile liabilities | $25,177,000 | 3,068 |
| Insider loans | $1,294,000 | 3,237 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,389,000 | 472 |
| Unused loan commitments | $42,031,000 | 1,330 |
| Tier 1 (core) risk-based capital | $15,340,000 | 2,915 |
| Tier 2 risk-based capital | $1,873,850 | 1,903 |
| Total risk weighted assets | $148,907,850 | 2,151 |
| Total unused commitments | $42,031,000 | 1,331 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 86 | 2,009 |
| Assets and Liabilities | ||
| Total Assets: | $202,778,000 | 2,316 |
| Cash and due from depository institutions | $8,514,000 | 2,009 |
| Interest-bearing balances | $43,000 | 5,547 |
| Securities | $59,319,000 | 1,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $124,612,000 | 2,400 |
| Loan loss allowance | $2,438,000 | 1,521 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,357,000 | 3,511 |
| Other real estate owned | $235,000 | 2,009 |
| Goodwill and other intangibles | $1,963,000 | 1,083 |
| All other assets | $5,778,000 | 1,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,778,000 | 2,316 |
| Total liabilities | $187,015,000 | 2,285 |
| Total deposits | $174,357,000 | 2,176 |
| Interest-bearing deposits | $148,366,000 | 2,214 |
| Deposits held in domestic offices | $174,357,000 | 2,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,568,000 | 2,266 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,108,000 | 2,126 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $982,000 | 3,321 |
| Total equity capital | $15,763,000 | 2,821 |
| Total bank equity capital | $15,763,000 | 2,821 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $2,177,000 | 5,264 |
| Undivided profits | $12,836,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 790 |
| Income earned, not collected on loans | $641,000 | 3,675 |
| Earning assets | $183,974,000 | 2,344 |
| Long-term assets (5+ years) | $38,625,000 | 2,115 |
| Average Assets, year-to-date | $179,082,000 | 2,528 |
| Average Assets, quarterly | $199,893,500 | 2,323 |
| Volatile liabilities | $18,669,000 | 3,651 |
| Insider loans | $2,573,000 | 1,803 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,417,000 | 459 |
| Unused loan commitments | $30,916,000 | 1,711 |
| Tier 1 (core) risk-based capital | $14,555,000 | 3,006 |
| Tier 2 risk-based capital | $1,696,590 | 1,968 |
| Total risk weighted assets | $134,985,990 | 2,273 |
| Total unused commitments | $30,916,000 | 1,713 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $165,583,000 | 2,779 |
| Cash and due from depository institutions | $10,490,000 | 2,234 |
| Interest-bearing balances | $5,269,000 | 1,154 |
| Securities | $44,850,000 | 2,556 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,585 |
| Net loans & leases | $102,955,000 | 2,691 |
| Loan loss allowance | $1,977,000 | 1,792 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,845,000 | 4,168 |
| Other real estate owned | $256,000 | 2,234 |
| Goodwill and other intangibles | $154,000 | 2,494 |
| All other assets | $4,433,000 | 1,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,583,000 | 2,779 |
| Total liabilities | $149,916,000 | 2,766 |
| Total deposits | $146,659,000 | 2,603 |
| Interest-bearing deposits | $128,724,000 | 2,518 |
| Deposits held in domestic offices | $146,659,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,882,000 | 2,037 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $134,000 | 4,710 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,241,000 | 2,959 |
| Total equity capital | $15,667,000 | 2,862 |
| Total bank equity capital | $15,667,000 | 2,862 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $2,177,000 | 5,152 |
| Undivided profits | $12,740,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,196,000 | 2,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 558 |
| Income earned, not collected on loans | $525,000 | 4,410 |
| Earning assets | $153,674,000 | 2,763 |
| Long-term assets (5+ years) | $15,939,000 | 3,623 |
| Average Assets, year-to-date | $157,005,800 | 2,756 |
| Average Assets, quarterly | $163,819,000 | 2,765 |
| Volatile liabilities | $11,462,000 | 4,598 |
| Insider loans | $1,227,000 | 3,081 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,250,000 | 660 |
| Unused loan commitments | $26,016,000 | 1,844 |
| Tier 1 (core) risk-based capital | $15,281,000 | 2,791 |
| Tier 2 risk-based capital | $1,362,060 | 2,288 |
| Total risk weighted assets | $108,349,460 | 2,619 |
| Total unused commitments | $26,016,000 | 1,851 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 75 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $154,118,000 | 2,900 |
| Cash and due from depository institutions | $8,237,000 | 2,386 |
| Interest-bearing balances | $4,807,000 | 938 |
| Securities | $39,458,000 | 2,859 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,623 |
| Net loans & leases | $97,219,000 | 2,832 |
| Loan loss allowance | $1,710,000 | 2,057 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,168,000 | 3,584 |
| Other real estate owned | $162,000 | 2,386 |
| Goodwill and other intangibles | $170,000 | 2,347 |
| All other assets | $4,404,000 | 1,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,118,000 | 2,900 |
| Total liabilities | $139,748,000 | 2,884 |
| Total deposits | $135,442,000 | 2,759 |
| Interest-bearing deposits | $118,019,000 | 2,712 |
| Deposits held in domestic offices | $135,442,000 | 2,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,402,000 | 2,434 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,742,000 | 3,038 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,162,000 | 3,145 |
| Total equity capital | $14,370,000 | 3,081 |
| Total bank equity capital | $14,370,000 | 3,081 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $2,177,000 | 5,153 |
| Undivided profits | $11,443,000 | 2,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,697,000 | 1,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $211,000 | 621 |
| Income earned, not collected on loans | $535,000 | 4,427 |
| Earning assets | $143,784,000 | 2,871 |
| Long-term assets (5+ years) | $4,733,000 | 6,103 |
| Average Assets, year-to-date | $148,560,400 | 2,872 |
| Average Assets, quarterly | $154,105,000 | 2,855 |
| Volatile liabilities | $10,427,000 | 4,867 |
| Insider loans | $1,226,000 | 3,068 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,498,000 | 691 |
| Unused loan commitments | $23,918,000 | 1,843 |
| Tier 1 (core) risk-based capital | $14,073,000 | 3,020 |
| Tier 2 risk-based capital | $1,251,350 | 2,367 |
| Total risk weighted assets | $99,649,350 | 2,770 |
| Total unused commitments | $23,918,000 | 1,850 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 78 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $142,976,000 | 3,172 |
| Cash and due from depository institutions | $5,482,000 | 2,414 |
| Interest-bearing balances | $519,000 | 3,014 |
| Securities | $27,686,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,046 |
| Net loans & leases | $101,225,000 | 2,759 |
| Loan loss allowance | $1,325,000 | 2,728 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,470,000 | 3,135 |
| Other real estate owned | $213,000 | 2,414 |
| Goodwill and other intangibles | $186,000 | 2,168 |
| All other assets | $3,814,000 | 1,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,976,000 | 3,172 |
| Total liabilities | $129,751,000 | 3,152 |
| Total deposits | $126,375,000 | 3,017 |
| Interest-bearing deposits | $112,015,000 | 2,941 |
| Deposits held in domestic offices | $126,375,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,007,000 | 2,738 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,180,000 | 3,181 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,189,000 | 3,092 |
| Total equity capital | $13,225,000 | 3,345 |
| Total bank equity capital | $13,225,000 | 3,345 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $2,177,000 | 5,221 |
| Undivided profits | $10,298,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $277,000 | 480 |
| Income earned, not collected on loans | $570,000 | 4,046 |
| Earning assets | $131,330,000 | 3,176 |
| Long-term assets (5+ years) | $1,742,000 | 8,032 |
| Average Assets, year-to-date | $140,881,800 | 3,091 |
| Average Assets, quarterly | $143,563,500 | 3,118 |
| Volatile liabilities | $9,759,000 | 4,961 |
| Insider loans | $1,122,000 | 3,343 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,248,000 | 684 |
| Unused loan commitments | $20,086,000 | 2,042 |
| Tier 1 (core) risk-based capital | $13,018,000 | 3,291 |
| Tier 2 risk-based capital | $1,253,380 | 2,413 |
| Total risk weighted assets | $100,198,580 | 2,779 |
| Total unused commitments | $20,086,000 | 2,056 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 76 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $138,119,000 | 3,262 |
| Cash and due from depository institutions | $4,913,000 | 2,550 |
| Interest-bearing balances | $21,000 | 6,152 |
| Securities | $25,707,000 | 4,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $100,735,000 | 2,682 |
| Loan loss allowance | $1,071,000 | 3,327 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,744,000 | 2,760 |
| Other real estate owned | $257,000 | 2,550 |
| Goodwill and other intangibles | $202,000 | 2,004 |
| All other assets | $3,561,000 | 2,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,119,000 | 3,262 |
| Total liabilities | $125,705,000 | 3,243 |
| Total deposits | $121,946,000 | 3,143 |
| Interest-bearing deposits | $108,396,000 | 3,041 |
| Deposits held in domestic offices | $121,946,000 | 3,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $633,000 | 2,968 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,614,000 | 2,560 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,512,000 | 2,627 |
| Total equity capital | $12,414,000 | 3,541 |
| Total bank equity capital | $12,414,000 | 3,541 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $2,177,000 | 5,259 |
| Undivided profits | $9,487,000 | 2,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 3,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 735 |
| Income earned, not collected on loans | $598,000 | 3,985 |
| Earning assets | $126,463,000 | 3,266 |
| Long-term assets (5+ years) | $4,968,000 | 5,811 |
| Average Assets, year-to-date | $131,406,400 | 3,305 |
| Average Assets, quarterly | $139,723,000 | 3,209 |
| Volatile liabilities | $11,553,000 | 4,111 |
| Insider loans | $902,000 | 3,983 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,838,000 | 623 |
| Unused loan commitments | $15,909,000 | 2,335 |
| Tier 1 (core) risk-based capital | $12,152,000 | 3,498 |
| Tier 2 risk-based capital | $1,071,000 | 2,735 |
| Total risk weighted assets | $96,482,100 | 2,815 |
| Total unused commitments | $15,909,000 | 2,347 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $123,470,000 | 3,592 |
| Cash and due from depository institutions | $4,090,000 | 2,740 |
| Interest-bearing balances | $35,000 | 6,272 |
| Securities | $18,007,000 | 6,333 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 2,873 |
| Net loans & leases | $94,937,000 | 2,770 |
| Loan loss allowance | $1,019,000 | 3,524 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,644,000 | 4,322 |
| Other real estate owned | $0 | 2,740 |
| Goodwill and other intangibles | $217,000 | 1,873 |
| All other assets | $1,650,000 | 4,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,470,000 | 3,592 |
| Total liabilities | $112,048,000 | 3,608 |
| Total deposits | $109,049,000 | 3,489 |
| Interest-bearing deposits | $96,072,000 | 3,390 |
| Deposits held in domestic offices | $109,049,000 | 3,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $656,000 | 3,736 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $981,000 | 3,211 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,362,000 | 2,401 |
| Total equity capital | $11,422,000 | 3,561 |
| Total bank equity capital | $11,422,000 | 3,561 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $2,177,000 | 5,241 |
| Undivided profits | $8,495,000 | 2,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 2,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $530,000 | 3,968 |
| Earning assets | $115,904,000 | 3,505 |
| Long-term assets (5+ years) | $11,809,000 | 3,718 |
| Average Assets, year-to-date | $124,064,000 | 3,488 |
| Average Assets, quarterly | $125,294,000 | 3,522 |
| Volatile liabilities | $5,694,000 | 6,269 |
| Insider loans | $928,000 | 3,911 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $588,000 | 771 |
| Unused loan commitments | $18,398,000 | 2,052 |
| Tier 1 (core) risk-based capital | $11,207,000 | 3,676 |
| Tier 2 risk-based capital | $1,019,000 | 2,861 |
| Total risk weighted assets | $90,297,600 | 2,923 |
| Total unused commitments | $18,398,000 | 2,063 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $126,708,000 | 3,575 |
| Cash and due from depository institutions | $5,429,000 | 2,723 |
| Interest-bearing balances | $1,002,000 | 3,381 |
| Securities | $22,309,000 | 5,664 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $91,029,000 | 2,815 |
| Loan loss allowance | $1,105,000 | 3,384 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,739,000 | 4,124 |
| Other real estate owned | $516,000 | 2,723 |
| Goodwill and other intangibles | $233,000 | 1,744 |
| All other assets | $1,453,000 | 4,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,708,000 | 3,575 |
| Total liabilities | $116,262,000 | 3,545 |
| Total deposits | $113,083,000 | 3,467 |
| Interest-bearing deposits | $102,086,000 | 3,328 |
| Deposits held in domestic offices | $113,083,000 | 3,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $677,000 | 3,053 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,511,000 | 2,366 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $991,000 | 3,135 |
| Total equity capital | $10,446,000 | 3,917 |
| Total bank equity capital | $10,446,000 | 3,917 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $2,177,000 | 5,224 |
| Undivided profits | $7,519,000 | 3,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,227,000 | 2,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $432,000 | 4,335 |
| Earning assets | $118,340,000 | 3,504 |
| Long-term assets (5+ years) | $15,732,000 | 3,188 |
| Average Assets, year-to-date | $122,946,800 | 3,585 |
| Average Assets, quarterly | $124,509,500 | 3,609 |
| Volatile liabilities | $5,668,000 | 6,083 |
| Insider loans | $1,071,000 | 3,547 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,145,000 | 2,410 |
| Tier 1 (core) risk-based capital | $10,213,000 | 3,910 |
| Tier 2 risk-based capital | $1,014,380 | 2,848 |
| Total risk weighted assets | $81,059,380 | 3,175 |
| Total unused commitments | $14,145,000 | 2,431 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 76 | 2,835 |
| Assets and Liabilities | ||
| Total Assets: | $125,639,000 | 3,685 |
| Cash and due from depository institutions | $7,188,000 | 2,835 |
| Interest-bearing balances | $2,569,000 | 2,322 |
| Securities | $32,168,000 | 4,190 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,741 |
| Net loans & leases | $75,655,000 | 3,398 |
| Loan loss allowance | $1,142,000 | 3,339 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,504,000 | 4,645 |
| Other real estate owned | $1,300,000 | 2,835 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,824,000 | 3,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,639,000 | 3,685 |
| Total liabilities | $115,846,000 | 3,664 |
| Total deposits | $113,552,000 | 3,582 |
| Interest-bearing deposits | $104,546,000 | 3,398 |
| Deposits held in domestic offices | $113,552,000 | 3,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $274,000 | 3,320 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,178,000 | 2,369 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $842,000 | 3,772 |
| Total equity capital | $9,793,000 | 3,965 |
| Total bank equity capital | $9,793,000 | 3,965 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $2,177,000 | 5,132 |
| Undivided profits | $6,866,000 | 3,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,479,000 | 2,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $449,000 | 4,529 |
| Earning assets | $116,392,000 | 3,634 |
| Long-term assets (5+ years) | $6,953,000 | 5,465 |
| Average Assets, year-to-date | $124,362,800 | 3,646 |
| Average Assets, quarterly | $125,214,000 | 3,665 |
| Volatile liabilities | $6,296,000 | 5,703 |
| Insider loans | $39,000 | 7,559 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,359,000 | 2,551 |
| Tier 1 (core) risk-based capital | $9,793,000 | 3,907 |
| Tier 2 risk-based capital | $960,520 | 3,016 |
| Total risk weighted assets | $76,660,220 | 3,407 |
| Total unused commitments | $12,359,000 | 2,570 |
| Derivatives | $0 | 651 |