Home > The F&M Bank & Trust Company > Net Charge- offs 1- 4 Family Residential
The F&M Bank & Trust Company, Net Charge- offs 1- 4 Family Residential
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-220,000 | 6,713 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-165,000 | 6,713 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-42,000 | 6,697 |
| Home equity lines of credit - net charge-offs | $-13,000 | 6,635 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $550,000 | 687 |
| Loans secured by 1-4 family senior liens - net charge-offs | $679,000 | 392 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-116,000 | 6,778 |
| Home equity lines of credit - net charge-offs | $-13,000 | 6,678 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $907,000 | 353 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,013,000 | 216 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-93,000 | 6,859 |
| Home equity lines of credit - net charge-offs | $-13,000 | 6,773 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $857,000 | 281 |
| Loans secured by 1-4 family senior liens - net charge-offs | $981,000 | 172 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-111,000 | 6,922 |
| Home equity lines of credit - net charge-offs | $-13,000 | 6,840 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-52,000 | 6,932 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-36,000 | 6,918 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 6,684 |
| Home equity lines of credit - net charge-offs | $-13,000 | 6,928 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $971,000 | 654 |
| Loans secured by 1-4 family senior liens - net charge-offs | $500,000 | 814 |
| Loans secured by 1-4 family junior liens - net charge-offs | $209,000 | 449 |
| Home equity lines of credit - net charge-offs | $262,000 | 494 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,024,000 | 505 |
| Loans secured by 1-4 family senior liens - net charge-offs | $569,000 | 610 |
| Loans secured by 1-4 family junior liens - net charge-offs | $193,000 | 376 |
| Home equity lines of credit - net charge-offs | $262,000 | 403 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $931,000 | 424 |
| Loans secured by 1-4 family senior liens - net charge-offs | $473,000 | 531 |
| Loans secured by 1-4 family junior liens - net charge-offs | $196,000 | 280 |
| Home equity lines of credit - net charge-offs | $262,000 | 317 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $914,000 | 247 |
| Loans secured by 1-4 family senior liens - net charge-offs | $453,000 | 316 |
| Loans secured by 1-4 family junior liens - net charge-offs | $199,000 | 168 |
| Home equity lines of credit - net charge-offs | $262,000 | 192 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $262,000 | 2,022 |
| Loans secured by 1-4 family senior liens - net charge-offs | $221,000 | 1,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $36,000 | 1,516 |
| Home equity lines of credit - net charge-offs | $5,000 | 1,863 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $242,000 | 1,720 |
| Loans secured by 1-4 family senior liens - net charge-offs | $224,000 | 1,382 |
| Loans secured by 1-4 family junior liens - net charge-offs | $38,000 | 1,223 |
| Home equity lines of credit - net charge-offs | $-20,000 | 7,391 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $152,000 | 1,727 |
| Loans secured by 1-4 family senior liens - net charge-offs | $160,000 | 1,275 |
| Loans secured by 1-4 family junior liens - net charge-offs | $12,000 | 1,366 |
| Home equity lines of credit - net charge-offs | $-20,000 | 7,459 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,175 |
| Loans secured by 1-4 family senior liens - net charge-offs | $17,000 | 2,015 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
| Home equity lines of credit - net charge-offs | $-20,000 | 7,537 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $597,000 | 1,272 |
| Loans secured by 1-4 family senior liens - net charge-offs | $400,000 | 1,238 |
| Loans secured by 1-4 family junior liens - net charge-offs | $197,000 | 673 |
| Home equity lines of credit - net charge-offs | $0 | 1,956 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $437,000 | 1,236 |
| Loans secured by 1-4 family senior liens - net charge-offs | $341,000 | 1,046 |
| Loans secured by 1-4 family junior liens - net charge-offs | $96,000 | 865 |
| Home equity lines of credit - net charge-offs | $0 | 1,718 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $98,000 | 2,088 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,549 |
| Loans secured by 1-4 family junior liens - net charge-offs | $98,000 | 646 |
| Home equity lines of credit - net charge-offs | $0 | 1,424 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 7,518 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,652 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 7,725 |
| Home equity lines of credit - net charge-offs | $0 | 979 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $196,000 | 2,286 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 2,804 |
| Loans secured by 1-4 family junior liens - net charge-offs | $138,000 | 910 |
| Home equity lines of credit - net charge-offs | $0 | 1,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $75,000 | 2,652 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 2,277 |
| Loans secured by 1-4 family junior liens - net charge-offs | $17,000 | 1,511 |
| Home equity lines of credit - net charge-offs | $0 | 1,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $53,000 | 2,352 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 1,738 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-5,000 | 8,104 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 7,902 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 8,113 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $385,000 | 885 |
| Loans secured by 1-4 family senior liens - net charge-offs | $394,000 | 579 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-9,000 | 8,215 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,997 |
| Loans secured by 1-4 family senior liens - net charge-offs | $4,000 | 2,676 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-7,000 | 8,276 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 8,145 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,300 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-5,000 | 8,331 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 1,332 |
| Loans secured by 1-4 family senior liens - net charge-offs | $20,000 | 936 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 8,341 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-11,000 | 8,257 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-11,000 | 8,436 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 8,210 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-8,000 | 8,431 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-6,000 | 8,229 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-6,000 | 8,492 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,230 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 8,516 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $159,000 | 527 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,424 |
| Loans secured by 1-4 family junior liens - net charge-offs | $159,000 | 156 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 8,315 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-8,000 | 8,602 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 8,285 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-5,000 | 8,626 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 8,391 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 8,677 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $902,000 | 120 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,550 |
| Loans secured by 1-4 family junior liens - net charge-offs | $902,000 | 39 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $906,000 | 96 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $906,000 | 33 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $450,000 | 119 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $450,000 | 44 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,440 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 8,787 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 1,946 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 1,323 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-8,000 | 8,818 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 1,417 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 1,011 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 8,799 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $9,000 | 1,667 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 731 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-20,000 | 9,011 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-10,000 | 8,854 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-10,000 | 9,044 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $63,000 | 1,178 |
| Loans secured by 1-4 family senior liens - net charge-offs | $51,000 | 912 |
| Loans secured by 1-4 family junior liens - net charge-offs | $12,000 | 737 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $67,000 | 851 |
| Loans secured by 1-4 family senior liens - net charge-offs | $51,000 | 654 |
| Loans secured by 1-4 family junior liens - net charge-offs | $16,000 | 507 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $59,000 | 666 |
| Loans secured by 1-4 family senior liens - net charge-offs | $51,000 | 459 |
| Loans secured by 1-4 family junior liens - net charge-offs | $8,000 | 513 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 475 |
| Loans secured by 1-4 family senior liens - net charge-offs | $51,000 | 255 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 8,252 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 1,640 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,547 |
| Loans secured by 1-4 family junior liens - net charge-offs | $32,000 | 410 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $59,000 | 1,045 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 9,060 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $322,000 | 279 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $137,000 | 127 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $6,000 | 2,647 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $128,000 | 642 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 942 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,449 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-32,000 | 12,324 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 11,947 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-101,000 | 13,888 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.