Home > The F&M Bank & Trust Company > Income and Expense
The F&M Bank & Trust Company, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $20,300,000 | 323 |
| Total interest expense | $1,899,000 | 362 |
| Net interest income | $18,401,000 | 321 |
| Provision for loan and lease losses | $9,994,000 | 56 |
| Total noninterest income | $-795,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $980,000 | 361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-1,775,000 | 6,729 |
| Total noninterest expense | $63,575,000 | 117 |
| Salaries and employee benefits | $42,086,000 | 81 |
| Premises and equipment expense | $8,072,000 | 102 |
| Additional noninterest expense | $13,417,000 | 183 |
| Pre-tax net operating income | $-55,963,000 | 6,738 |
| Securities gains (losses) | $-623,000 | 6,710 |
| Applicable income taxes | $-21,248,000 | 6,729 |
| Income before extraordinary items | $-35,338,000 | 6,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-35,338,000 | 6,729 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-35,338,000 | 6,729 |
| Net charge-offs | $-246,000 | 6,618 |
| Cash dividends | $40,222,000 | 43 |
| Sale, conversion, retirement of capital stock, net | $5,979,000 | 21 |
| Net operating income | $-34,939,280 | 6,729 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $94,265,000 | 285 |
| Total interest expense | $8,781,000 | 350 |
| Net interest income | $85,484,000 | 285 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $12,192,000 | 573 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,802,000 | 389 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,390,000 | 550 |
| Total noninterest expense | $81,431,000 | 287 |
| Salaries and employee benefits | $51,168,000 | 226 |
| Premises and equipment expense | $8,625,000 | 303 |
| Additional noninterest expense | $21,638,000 | 354 |
| Pre-tax net operating income | $15,895,000 | 518 |
| Securities gains (losses) | $10,000 | 2,629 |
| Applicable income taxes | $6,655,000 | 378 |
| Income before extraordinary items | $9,250,000 | 695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,250,000 | 695 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,250,000 | 695 |
| Net charge-offs | $1,379,000 | 998 |
| Cash dividends | $8,000,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $9,485,000 | 47 |
| Net operating income | $9,243,600 | 669 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $71,597,000 | 285 |
| Total interest expense | $6,738,000 | 350 |
| Net interest income | $64,859,000 | 280 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $9,513,000 | 578 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,789,000 | 399 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,724,000 | 536 |
| Total noninterest expense | $63,554,000 | 273 |
| Salaries and employee benefits | $40,315,000 | 206 |
| Premises and equipment expense | $6,491,000 | 300 |
| Additional noninterest expense | $16,748,000 | 341 |
| Pre-tax net operating income | $10,468,000 | 589 |
| Securities gains (losses) | $10,000 | 2,497 |
| Applicable income taxes | $3,883,000 | 462 |
| Income before extraordinary items | $6,595,000 | 730 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,595,000 | 730 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,595,000 | 732 |
| Net charge-offs | $1,756,000 | 655 |
| Cash dividends | $6,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $7,431,000 | 38 |
| Net operating income | $6,588,600 | 709 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $47,608,000 | 285 |
| Total interest expense | $4,555,000 | 358 |
| Net interest income | $43,053,000 | 280 |
| Provision for loan and lease losses | $350,000 | 1,497 |
| Total noninterest income | $6,710,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,815,000 | 400 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,895,000 | 513 |
| Total noninterest expense | $37,469,000 | 309 |
| Salaries and employee benefits | $23,420,000 | 249 |
| Premises and equipment expense | $4,377,000 | 297 |
| Additional noninterest expense | $9,672,000 | 386 |
| Pre-tax net operating income | $11,944,000 | 382 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $4,411,000 | 308 |
| Income before extraordinary items | $7,533,000 | 445 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,533,000 | 445 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,533,000 | 447 |
| Net charge-offs | $1,743,000 | 508 |
| Cash dividends | $4,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $5,579,000 | 38 |
| Net operating income | $7,533,000 | 435 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $23,579,000 | 290 |
| Total interest expense | $2,276,000 | 365 |
| Net interest income | $21,303,000 | 285 |
| Provision for loan and lease losses | $250,000 | 1,141 |
| Total noninterest income | $3,508,000 | 536 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $875,000 | 403 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,633,000 | 485 |
| Total noninterest expense | $18,654,000 | 313 |
| Salaries and employee benefits | $11,787,000 | 246 |
| Premises and equipment expense | $2,150,000 | 303 |
| Additional noninterest expense | $4,717,000 | 394 |
| Pre-tax net operating income | $5,907,000 | 381 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,159,000 | 321 |
| Income before extraordinary items | $3,748,000 | 450 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,748,000 | 450 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,748,000 | 451 |
| Net charge-offs | $709,000 | 610 |
| Cash dividends | $2,000,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $2,446,000 | 33 |
| Net operating income | $3,748,000 | 435 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $90,201,000 | 312 |
| Total interest expense | $9,792,000 | 412 |
| Net interest income | $80,409,000 | 299 |
| Provision for loan and lease losses | $11,074,000 | 248 |
| Total noninterest income | $14,947,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,188,000 | 469 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,759,000 | 441 |
| Total noninterest expense | $62,694,000 | 364 |
| Salaries and employee benefits | $35,564,000 | 308 |
| Premises and equipment expense | $7,914,000 | 315 |
| Additional noninterest expense | $19,216,000 | 407 |
| Pre-tax net operating income | $21,588,000 | 411 |
| Securities gains (losses) | $376,000 | 1,166 |
| Applicable income taxes | $7,226,000 | 349 |
| Income before extraordinary items | $14,738,000 | 452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,738,000 | 451 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $14,738,000 | 451 |
| Net charge-offs | $5,170,000 | 564 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $14,486,080 | 448 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $66,144,000 | 319 |
| Total interest expense | $7,479,000 | 426 |
| Net interest income | $58,665,000 | 307 |
| Provision for loan and lease losses | $8,770,000 | 245 |
| Total noninterest income | $11,439,000 | 490 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,343,000 | 482 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,096,000 | 425 |
| Total noninterest expense | $47,179,000 | 359 |
| Salaries and employee benefits | $27,332,000 | 305 |
| Premises and equipment expense | $5,635,000 | 331 |
| Additional noninterest expense | $14,212,000 | 413 |
| Pre-tax net operating income | $14,155,000 | 453 |
| Securities gains (losses) | $213,000 | 1,386 |
| Applicable income taxes | $5,169,000 | 358 |
| Income before extraordinary items | $9,199,000 | 547 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,199,000 | 546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,199,000 | 547 |
| Net charge-offs | $4,702,000 | 485 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $9,062,680 | 527 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $41,783,000 | 339 |
| Total interest expense | $5,014,000 | 437 |
| Net interest income | $36,769,000 | 325 |
| Provision for loan and lease losses | $4,754,000 | 310 |
| Total noninterest income | $7,271,000 | 501 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,541,000 | 484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,730,000 | 427 |
| Total noninterest expense | $31,302,000 | 356 |
| Salaries and employee benefits | $18,514,000 | 298 |
| Premises and equipment expense | $3,575,000 | 350 |
| Additional noninterest expense | $9,213,000 | 415 |
| Pre-tax net operating income | $7,984,000 | 501 |
| Securities gains (losses) | $213,000 | 1,063 |
| Applicable income taxes | $2,942,000 | 392 |
| Income before extraordinary items | $5,255,000 | 607 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,255,000 | 606 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,255,000 | 607 |
| Net charge-offs | $1,865,000 | 727 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,118,680 | 599 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $20,045,000 | 349 |
| Total interest expense | $2,530,000 | 457 |
| Net interest income | $17,515,000 | 338 |
| Provision for loan and lease losses | $1,794,000 | 400 |
| Total noninterest income | $3,653,000 | 498 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $767,000 | 476 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,886,000 | 426 |
| Total noninterest expense | $15,299,000 | 361 |
| Salaries and employee benefits | $9,324,000 | 292 |
| Premises and equipment expense | $2,090,000 | 301 |
| Additional noninterest expense | $3,885,000 | 466 |
| Pre-tax net operating income | $4,075,000 | 495 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,578,000 | 370 |
| Income before extraordinary items | $2,497,000 | 621 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,497,000 | 622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,497,000 | 622 |
| Net charge-offs | $2,005,000 | 406 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,497,000 | 610 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $70,919,000 | 393 |
| Total interest expense | $10,260,000 | 554 |
| Net interest income | $60,659,000 | 370 |
| Provision for loan and lease losses | $29,954,000 | 169 |
| Total noninterest income | $14,335,000 | 476 |
| Gross Fiduciary activities income | $117,000 | 822 |
| Service charges on deposit accounts | $3,112,000 | 488 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $11,106,000 | 397 |
| Total noninterest expense | $57,909,000 | 373 |
| Salaries and employee benefits | $30,390,000 | 335 |
| Premises and equipment expense | $7,404,000 | 351 |
| Additional noninterest expense | $20,115,000 | 391 |
| Pre-tax net operating income | $-12,869,000 | 7,250 |
| Securities gains (losses) | $-63,000 | 7,048 |
| Applicable income taxes | $-5,291,000 | 7,316 |
| Income before extraordinary items | $-7,641,000 | 7,160 |
| Extraordinary gains, net | $1,625,000 | 11 |
| Net income | $-6,844,000 | 7,136 |
| Minority interest net income | $828,000 | 35 |
| Net income of bank and minority interests. | $-6,016,000 | 7,112 |
| Net charge-offs | $23,337,000 | 222 |
| Cash dividends | $3,600,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 7,279 |
| Net operating income | $-7,600,680 | 7,152 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $51,648,000 | 411 |
| Total interest expense | $7,626,000 | 584 |
| Net interest income | $44,022,000 | 378 |
| Provision for loan and lease losses | $20,661,000 | 173 |
| Total noninterest income | $10,931,000 | 464 |
| Gross Fiduciary activities income | $102,000 | 794 |
| Service charges on deposit accounts | $2,324,000 | 495 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,505,000 | 395 |
| Total noninterest expense | $39,284,000 | 402 |
| Salaries and employee benefits | $20,257,000 | 379 |
| Premises and equipment expense | $5,172,000 | 380 |
| Additional noninterest expense | $13,855,000 | 419 |
| Pre-tax net operating income | $-4,992,000 | 7,230 |
| Securities gains (losses) | $207,000 | 1,193 |
| Applicable income taxes | $-1,356,000 | 7,333 |
| Income before extraordinary items | $-3,429,000 | 7,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,091,000 | 7,215 |
| Minority interest net income | $662,000 | 32 |
| Net income of bank and minority interests. | $-3,429,000 | 7,186 |
| Net charge-offs | $18,051,000 | 212 |
| Cash dividends | $3,600,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $-94,000 | 7,387 |
| Net operating income | $-3,578,040 | 7,181 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $33,803,000 | 425 |
| Total interest expense | $4,943,000 | 636 |
| Net interest income | $28,860,000 | 387 |
| Provision for loan and lease losses | $4,598,000 | 478 |
| Total noninterest income | $8,142,000 | 436 |
| Gross Fiduciary activities income | $71,000 | 794 |
| Service charges on deposit accounts | $1,578,000 | 485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,493,000 | 355 |
| Total noninterest expense | $25,650,000 | 416 |
| Salaries and employee benefits | $13,047,000 | 390 |
| Premises and equipment expense | $3,678,000 | 362 |
| Additional noninterest expense | $8,925,000 | 437 |
| Pre-tax net operating income | $6,754,000 | 493 |
| Securities gains (losses) | $-55,000 | 7,246 |
| Applicable income taxes | $2,450,000 | 401 |
| Income before extraordinary items | $4,249,000 | 614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,809,000 | 684 |
| Minority interest net income | $440,000 | 33 |
| Net income of bank and minority interests. | $4,249,000 | 614 |
| Net charge-offs | $3,107,000 | 672 |
| Cash dividends | $2,800,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $-735,000 | 7,504 |
| Net operating income | $4,284,200 | 591 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $16,536,000 | 430 |
| Total interest expense | $2,408,000 | 684 |
| Net interest income | $14,128,000 | 393 |
| Provision for loan and lease losses | $2,689,000 | 408 |
| Total noninterest income | $3,706,000 | 458 |
| Gross Fiduciary activities income | $32,000 | 825 |
| Service charges on deposit accounts | $789,000 | 475 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,885,000 | 389 |
| Total noninterest expense | $11,923,000 | 441 |
| Salaries and employee benefits | $6,347,000 | 398 |
| Premises and equipment expense | $1,397,000 | 481 |
| Additional noninterest expense | $4,179,000 | 451 |
| Pre-tax net operating income | $3,222,000 | 520 |
| Securities gains (losses) | $210,000 | 328 |
| Applicable income taxes | $1,169,000 | 410 |
| Income before extraordinary items | $2,263,000 | 581 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,144,000 | 610 |
| Minority interest net income | $119,000 | 46 |
| Net income of bank and minority interests. | $2,263,000 | 581 |
| Net charge-offs | $1,394,000 | 681 |
| Cash dividends | $1,400,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $-735,000 | 7,569 |
| Net operating income | $2,124,400 | 600 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $60,779,000 | 489 |
| Total interest expense | $9,614,000 | 860 |
| Net interest income | $51,165,000 | 435 |
| Provision for loan and lease losses | $7,781,000 | 821 |
| Total noninterest income | $16,255,000 | 454 |
| Gross Fiduciary activities income | $190,000 | 773 |
| Service charges on deposit accounts | $3,691,000 | 416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,374,000 | 394 |
| Total noninterest expense | $49,514,000 | 438 |
| Salaries and employee benefits | $26,163,000 | 377 |
| Premises and equipment expense | $4,772,000 | 533 |
| Additional noninterest expense | $18,579,000 | 431 |
| Pre-tax net operating income | $10,125,000 | 542 |
| Securities gains (losses) | $358,000 | 1,116 |
| Applicable income taxes | $2,876,000 | 557 |
| Income before extraordinary items | $7,607,000 | 585 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,739,000 | 667 |
| Minority interest net income | $868,000 | 33 |
| Net income of bank and minority interests. | $7,607,000 | 585 |
| Net charge-offs | $6,698,000 | 818 |
| Cash dividends | $3,995,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,345,660 | 582 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $44,046,000 | 503 |
| Total interest expense | $7,243,000 | 893 |
| Net interest income | $36,803,000 | 450 |
| Provision for loan and lease losses | $5,381,000 | 825 |
| Total noninterest income | $12,178,000 | 442 |
| Gross Fiduciary activities income | $154,000 | 747 |
| Service charges on deposit accounts | $2,819,000 | 406 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,205,000 | 385 |
| Total noninterest expense | $36,459,000 | 427 |
| Salaries and employee benefits | $18,975,000 | 379 |
| Premises and equipment expense | $3,710,000 | 513 |
| Additional noninterest expense | $13,774,000 | 421 |
| Pre-tax net operating income | $7,141,000 | 596 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $2,279,000 | 533 |
| Income before extraordinary items | $4,898,000 | 713 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,229,000 | 819 |
| Minority interest net income | $669,000 | 34 |
| Net income of bank and minority interests. | $4,898,000 | 713 |
| Net charge-offs | $3,169,000 | 1,096 |
| Cash dividends | $2,795,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,873,520 | 677 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $28,705,000 | 521 |
| Total interest expense | $5,066,000 | 878 |
| Net interest income | $23,639,000 | 463 |
| Provision for loan and lease losses | $3,588,000 | 828 |
| Total noninterest income | $7,986,000 | 443 |
| Gross Fiduciary activities income | $119,000 | 714 |
| Service charges on deposit accounts | $1,909,000 | 403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,958,000 | 378 |
| Total noninterest expense | $23,591,000 | 435 |
| Salaries and employee benefits | $12,328,000 | 383 |
| Premises and equipment expense | $2,436,000 | 526 |
| Additional noninterest expense | $8,827,000 | 429 |
| Pre-tax net operating income | $4,446,000 | 628 |
| Securities gains (losses) | $36,000 | 2,082 |
| Applicable income taxes | $1,467,000 | 509 |
| Income before extraordinary items | $3,015,000 | 744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,633,000 | 842 |
| Minority interest net income | $382,000 | 38 |
| Net income of bank and minority interests. | $3,015,000 | 744 |
| Net charge-offs | $610,000 | 2,222 |
| Cash dividends | $1,895,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,990,880 | 725 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,331,000 | 539 |
| Total interest expense | $2,754,000 | 842 |
| Net interest income | $11,577,000 | 478 |
| Provision for loan and lease losses | $1,692,000 | 834 |
| Total noninterest income | $3,970,000 | 438 |
| Gross Fiduciary activities income | $80,000 | 655 |
| Service charges on deposit accounts | $949,000 | 400 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,941,000 | 377 |
| Total noninterest expense | $11,679,000 | 440 |
| Salaries and employee benefits | $5,960,000 | 405 |
| Premises and equipment expense | $1,140,000 | 585 |
| Additional noninterest expense | $4,579,000 | 406 |
| Pre-tax net operating income | $2,176,000 | 628 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $724,000 | 499 |
| Income before extraordinary items | $1,475,000 | 751 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,369,000 | 806 |
| Minority interest net income | $106,000 | 44 |
| Net income of bank and minority interests. | $1,475,000 | 755 |
| Net charge-offs | $298,000 | 2,035 |
| Cash dividends | $935,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,459,590 | 724 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $59,629,000 | 549 |
| Total interest expense | $14,741,000 | 792 |
| Net interest income | $44,888,000 | 480 |
| Provision for loan and lease losses | $8,500,000 | 987 |
| Total noninterest income | $17,349,000 | 426 |
| Gross Fiduciary activities income | $171,000 | 792 |
| Service charges on deposit accounts | $4,079,000 | 408 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,099,000 | 377 |
| Total noninterest expense | $43,679,000 | 494 |
| Salaries and employee benefits | $21,218,000 | 454 |
| Premises and equipment expense | $4,779,000 | 555 |
| Additional noninterest expense | $17,682,000 | 484 |
| Pre-tax net operating income | $10,058,000 | 422 |
| Securities gains (losses) | $-393,000 | 7,545 |
| Applicable income taxes | $3,040,000 | 393 |
| Income before extraordinary items | $6,625,000 | 514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,777,000 | 579 |
| Minority interest net income | $848,000 | 34 |
| Net income of bank and minority interests. | $6,625,000 | 516 |
| Net charge-offs | $8,432,000 | 780 |
| Cash dividends | $4,407,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,896,170 | 485 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $43,568,000 | 578 |
| Total interest expense | $11,556,000 | 790 |
| Net interest income | $32,012,000 | 510 |
| Provision for loan and lease losses | $2,000,000 | 1,898 |
| Total noninterest income | $13,178,000 | 433 |
| Gross Fiduciary activities income | $136,000 | 774 |
| Service charges on deposit accounts | $3,067,000 | 408 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,975,000 | 372 |
| Total noninterest expense | $32,454,000 | 501 |
| Salaries and employee benefits | $15,757,000 | 469 |
| Premises and equipment expense | $3,581,000 | 563 |
| Additional noninterest expense | $13,116,000 | 463 |
| Pre-tax net operating income | $10,736,000 | 305 |
| Securities gains (losses) | $-308,000 | 7,662 |
| Applicable income taxes | $3,518,000 | 294 |
| Income before extraordinary items | $6,910,000 | 382 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,306,000 | 417 |
| Minority interest net income | $604,000 | 39 |
| Net income of bank and minority interests. | $6,910,000 | 382 |
| Net charge-offs | $2,259,000 | 1,402 |
| Cash dividends | $3,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,113,280 | 365 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,757,000 | 599 |
| Total interest expense | $8,132,000 | 795 |
| Net interest income | $20,625,000 | 529 |
| Provision for loan and lease losses | $1,250,000 | 1,805 |
| Total noninterest income | $8,739,000 | 436 |
| Gross Fiduciary activities income | $75,000 | 816 |
| Service charges on deposit accounts | $2,005,000 | 416 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,659,000 | 377 |
| Total noninterest expense | $21,717,000 | 506 |
| Salaries and employee benefits | $10,351,000 | 487 |
| Premises and equipment expense | $2,400,000 | 575 |
| Additional noninterest expense | $8,966,000 | 463 |
| Pre-tax net operating income | $6,397,000 | 345 |
| Securities gains (losses) | $-308,000 | 7,852 |
| Applicable income taxes | $2,137,000 | 328 |
| Income before extraordinary items | $3,952,000 | 444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,558,000 | 487 |
| Minority interest net income | $394,000 | 40 |
| Net income of bank and minority interests. | $3,952,000 | 444 |
| Net charge-offs | $1,399,000 | 1,393 |
| Cash dividends | $1,800,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,152,200 | 402 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,116,000 | 615 |
| Total interest expense | $4,335,000 | 771 |
| Net interest income | $9,781,000 | 555 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $4,034,000 | 435 |
| Gross Fiduciary activities income | $36,000 | 829 |
| Service charges on deposit accounts | $979,000 | 416 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,019,000 | 365 |
| Total noninterest expense | $10,720,000 | 489 |
| Salaries and employee benefits | $5,062,000 | 504 |
| Premises and equipment expense | $1,277,000 | 549 |
| Additional noninterest expense | $4,381,000 | 416 |
| Pre-tax net operating income | $2,345,000 | 504 |
| Securities gains (losses) | $-59,000 | 7,955 |
| Applicable income taxes | $767,000 | 436 |
| Income before extraordinary items | $1,519,000 | 673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,519,000 | 672 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,519,000 | 675 |
| Net charge-offs | $1,138,000 | 887 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,557,940 | 613 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $65,865,000 | 565 |
| Total interest expense | $24,798,000 | 647 |
| Net interest income | $41,067,000 | 538 |
| Provision for loan and lease losses | $6,500,000 | 831 |
| Total noninterest income | $16,229,000 | 418 |
| Gross Fiduciary activities income | $187,000 | 793 |
| Service charges on deposit accounts | $3,755,000 | 454 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,287,000 | 332 |
| Total noninterest expense | $43,292,000 | 475 |
| Salaries and employee benefits | $20,610,000 | 465 |
| Premises and equipment expense | $4,942,000 | 557 |
| Additional noninterest expense | $17,740,000 | 424 |
| Pre-tax net operating income | $7,504,000 | 743 |
| Securities gains (losses) | $-1,408,000 | 7,812 |
| Applicable income taxes | $1,483,000 | 876 |
| Income before extraordinary items | $4,613,000 | 880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,613,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,749,000 | 724 |
| Cash dividends | $5,100,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,683,080 | 764 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $50,657,000 | 576 |
| Total interest expense | $19,343,000 | 647 |
| Net interest income | $31,314,000 | 534 |
| Provision for loan and lease losses | $1,825,000 | 1,254 |
| Total noninterest income | $12,288,000 | 434 |
| Gross Fiduciary activities income | $124,000 | 814 |
| Service charges on deposit accounts | $2,732,000 | 481 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,432,000 | 358 |
| Total noninterest expense | $32,933,000 | 465 |
| Salaries and employee benefits | $16,248,000 | 462 |
| Premises and equipment expense | $3,673,000 | 567 |
| Additional noninterest expense | $13,012,000 | 403 |
| Pre-tax net operating income | $8,844,000 | 569 |
| Securities gains (losses) | $91,000 | 1,035 |
| Applicable income taxes | $2,660,000 | 510 |
| Income before extraordinary items | $6,275,000 | 578 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,275,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $744,000 | 1,562 |
| Cash dividends | $3,600,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,211,300 | 615 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $34,496,000 | 572 |
| Total interest expense | $13,594,000 | 635 |
| Net interest income | $20,902,000 | 534 |
| Provision for loan and lease losses | $1,225,000 | 1,079 |
| Total noninterest income | $8,010,000 | 461 |
| Gross Fiduciary activities income | $78,000 | 838 |
| Service charges on deposit accounts | $1,752,000 | 484 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,180,000 | 373 |
| Total noninterest expense | $21,896,000 | 466 |
| Salaries and employee benefits | $10,859,000 | 467 |
| Premises and equipment expense | $3,399,000 | 415 |
| Additional noninterest expense | $7,638,000 | 438 |
| Pre-tax net operating income | $5,791,000 | 617 |
| Securities gains (losses) | $80,000 | 1,125 |
| Applicable income taxes | $1,729,000 | 582 |
| Income before extraordinary items | $4,142,000 | 664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,142,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,994 |
| Cash dividends | $2,100,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,085,200 | 657 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,053,000 | 561 |
| Total interest expense | $7,495,000 | 621 |
| Net interest income | $10,558,000 | 522 |
| Provision for loan and lease losses | $375,000 | 1,195 |
| Total noninterest income | $3,955,000 | 473 |
| Gross Fiduciary activities income | $39,000 | 851 |
| Service charges on deposit accounts | $851,000 | 490 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,065,000 | 387 |
| Total noninterest expense | $10,775,000 | 467 |
| Salaries and employee benefits | $5,527,000 | 466 |
| Premises and equipment expense | $1,703,000 | 418 |
| Additional noninterest expense | $3,545,000 | 447 |
| Pre-tax net operating income | $3,363,000 | 584 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $944,000 | 611 |
| Income before extraordinary items | $2,445,000 | 620 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,445,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 8,449 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,426,280 | 600 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $88,701,000 | 493 |
| Total interest expense | $35,007,000 | 576 |
| Net interest income | $53,694,000 | 434 |
| Provision for loan and lease losses | $22,300,000 | 144 |
| Total noninterest income | $14,560,000 | 469 |
| Gross Fiduciary activities income | $90,000 | 934 |
| Service charges on deposit accounts | $3,092,000 | 564 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,378,000 | 379 |
| Total noninterest expense | $39,805,000 | 487 |
| Salaries and employee benefits | $19,943,000 | 487 |
| Premises and equipment expense | $6,293,000 | 423 |
| Additional noninterest expense | $13,569,000 | 462 |
| Pre-tax net operating income | $6,149,000 | 1,364 |
| Securities gains (losses) | $-341,000 | 8,322 |
| Applicable income taxes | $429,000 | 2,936 |
| Income before extraordinary items | $5,379,000 | 1,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,379,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,896,000 | 100 |
| Cash dividends | $8,615,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,696,130 | 1,118 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $67,673,000 | 487 |
| Total interest expense | $26,514,000 | 569 |
| Net interest income | $41,159,000 | 426 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $10,699,000 | 482 |
| Gross Fiduciary activities income | $71,000 | 920 |
| Service charges on deposit accounts | $2,276,000 | 566 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,352,000 | 395 |
| Total noninterest expense | $30,413,000 | 470 |
| Salaries and employee benefits | $15,695,000 | 473 |
| Premises and equipment expense | $4,648,000 | 429 |
| Additional noninterest expense | $10,070,000 | 448 |
| Pre-tax net operating income | $21,145,000 | 398 |
| Securities gains (losses) | $124,000 | 449 |
| Applicable income taxes | $7,101,000 | 373 |
| Income before extraordinary items | $14,168,000 | 406 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $14,168,000 | 404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,593,000 | 329 |
| Cash dividends | $5,910,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $14,084,920 | 402 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $44,876,000 | 502 |
| Total interest expense | $17,501,000 | 586 |
| Net interest income | $27,375,000 | 439 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $7,082,000 | 502 |
| Gross Fiduciary activities income | $50,000 | 931 |
| Service charges on deposit accounts | $1,471,000 | 589 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,561,000 | 408 |
| Total noninterest expense | $20,183,000 | 484 |
| Salaries and employee benefits | $10,332,000 | 496 |
| Premises and equipment expense | $3,058,000 | 447 |
| Additional noninterest expense | $6,793,000 | 455 |
| Pre-tax net operating income | $14,274,000 | 423 |
| Securities gains (losses) | $106,000 | 402 |
| Applicable income taxes | $4,768,000 | 399 |
| Income before extraordinary items | $9,612,000 | 443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,612,000 | 442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $666,000 | 592 |
| Cash dividends | $3,450,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $9,540,980 | 432 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $22,020,000 | 508 |
| Total interest expense | $8,686,000 | 584 |
| Net interest income | $13,334,000 | 447 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,410,000 | 506 |
| Gross Fiduciary activities income | $29,000 | 914 |
| Service charges on deposit accounts | $741,000 | 563 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,640,000 | 415 |
| Total noninterest expense | $9,881,000 | 495 |
| Salaries and employee benefits | $5,096,000 | 503 |
| Premises and equipment expense | $1,576,000 | 436 |
| Additional noninterest expense | $3,209,000 | 461 |
| Pre-tax net operating income | $6,863,000 | 430 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $2,184,000 | 424 |
| Income before extraordinary items | $4,683,000 | 438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,683,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,312 |
| Cash dividends | $900,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,680,280 | 432 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $86,799,000 | 480 |
| Total interest expense | $30,930,000 | 560 |
| Net interest income | $55,869,000 | 412 |
| Provision for loan and lease losses | $4,040,000 | 298 |
| Total noninterest income | $12,123,000 | 535 |
| Gross Fiduciary activities income | $144,000 | 875 |
| Service charges on deposit accounts | $3,160,000 | 540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,819,000 | 451 |
| Total noninterest expense | $37,307,000 | 499 |
| Salaries and employee benefits | $19,481,000 | 483 |
| Premises and equipment expense | $4,530,000 | 557 |
| Additional noninterest expense | $13,296,000 | 437 |
| Pre-tax net operating income | $26,645,000 | 446 |
| Securities gains (losses) | $115,000 | 505 |
| Applicable income taxes | $9,060,000 | 417 |
| Income before extraordinary items | $17,700,000 | 473 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,700,000 | 472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,442,000 | 329 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $17,624,100 | 460 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $64,282,000 | 486 |
| Total interest expense | $22,564,000 | 567 |
| Net interest income | $41,718,000 | 430 |
| Provision for loan and lease losses | $2,090,000 | 384 |
| Total noninterest income | $8,807,000 | 556 |
| Gross Fiduciary activities income | $113,000 | 860 |
| Service charges on deposit accounts | $2,426,000 | 530 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,268,000 | 486 |
| Total noninterest expense | $27,396,000 | 523 |
| Salaries and employee benefits | $14,519,000 | 504 |
| Premises and equipment expense | $3,166,000 | 614 |
| Additional noninterest expense | $9,711,000 | 454 |
| Pre-tax net operating income | $21,039,000 | 451 |
| Securities gains (losses) | $128,000 | 392 |
| Applicable income taxes | $7,154,000 | 433 |
| Income before extraordinary items | $14,013,000 | 472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $14,013,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,110,000 | 265 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $13,928,520 | 464 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $41,642,000 | 488 |
| Total interest expense | $14,275,000 | 569 |
| Net interest income | $27,367,000 | 440 |
| Provision for loan and lease losses | $1,540,000 | 334 |
| Total noninterest income | $5,808,000 | 564 |
| Gross Fiduciary activities income | $79,000 | 856 |
| Service charges on deposit accounts | $1,613,000 | 528 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,116,000 | 487 |
| Total noninterest expense | $17,884,000 | 539 |
| Salaries and employee benefits | $9,528,000 | 523 |
| Premises and equipment expense | $1,956,000 | 682 |
| Additional noninterest expense | $6,400,000 | 461 |
| Pre-tax net operating income | $13,751,000 | 454 |
| Securities gains (losses) | $102,000 | 352 |
| Applicable income taxes | $4,668,000 | 442 |
| Income before extraordinary items | $9,185,000 | 474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,185,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,570,000 | 249 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $9,117,680 | 466 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,918,000 | 492 |
| Total interest expense | $6,637,000 | 577 |
| Net interest income | $13,281,000 | 447 |
| Provision for loan and lease losses | $665,000 | 375 |
| Total noninterest income | $2,841,000 | 562 |
| Gross Fiduciary activities income | $42,000 | 845 |
| Service charges on deposit accounts | $783,000 | 524 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,016,000 | 496 |
| Total noninterest expense | $8,753,000 | 539 |
| Salaries and employee benefits | $4,610,000 | 541 |
| Premises and equipment expense | $1,063,000 | 607 |
| Additional noninterest expense | $3,080,000 | 475 |
| Pre-tax net operating income | $6,704,000 | 455 |
| Securities gains (losses) | $52,000 | 338 |
| Applicable income taxes | $2,240,000 | 450 |
| Income before extraordinary items | $4,516,000 | 476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,516,000 | 475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-195,000 | 8,720 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,481,160 | 470 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $68,544,000 | 503 |
| Total interest expense | $20,553,000 | 569 |
| Net interest income | $47,991,000 | 467 |
| Provision for loan and lease losses | $2,725,000 | 394 |
| Total noninterest income | $11,465,000 | 567 |
| Gross Fiduciary activities income | $171,000 | 840 |
| Service charges on deposit accounts | $3,243,000 | 524 |
| Trading account gains and fees | $540,000 | 77 |
| Additional Noninterest Income | $7,511,000 | 514 |
| Total noninterest expense | $34,342,000 | 531 |
| Salaries and employee benefits | $17,967,000 | 516 |
| Premises and equipment expense | $3,920,000 | 625 |
| Additional noninterest expense | $12,455,000 | 464 |
| Pre-tax net operating income | $22,389,000 | 491 |
| Securities gains (losses) | $448,000 | 301 |
| Applicable income taxes | $7,363,000 | 482 |
| Income before extraordinary items | $15,474,000 | 504 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $15,474,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,317 |
| Cash dividends | $10,200,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $15,169,360 | 499 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $48,941,000 | 513 |
| Total interest expense | $14,032,000 | 580 |
| Net interest income | $34,909,000 | 470 |
| Provision for loan and lease losses | $2,100,000 | 362 |
| Total noninterest income | $8,769,000 | 561 |
| Gross Fiduciary activities income | $135,000 | 805 |
| Service charges on deposit accounts | $2,440,000 | 519 |
| Trading account gains and fees | $540,000 | 70 |
| Additional Noninterest Income | $5,654,000 | 518 |
| Total noninterest expense | $25,518,000 | 533 |
| Salaries and employee benefits | $13,346,000 | 513 |
| Premises and equipment expense | $2,864,000 | 637 |
| Additional noninterest expense | $9,308,000 | 461 |
| Pre-tax net operating income | $16,060,000 | 511 |
| Securities gains (losses) | $431,000 | 291 |
| Applicable income taxes | $5,328,000 | 500 |
| Income before extraordinary items | $11,163,000 | 517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,163,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 452 |
| Cash dividends | $5,400,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,869,920 | 515 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $30,510,000 | 533 |
| Total interest expense | $8,172,000 | 616 |
| Net interest income | $22,338,000 | 484 |
| Provision for loan and lease losses | $1,280,000 | 389 |
| Total noninterest income | $6,382,000 | 526 |
| Gross Fiduciary activities income | $90,000 | 821 |
| Service charges on deposit accounts | $1,623,000 | 510 |
| Trading account gains and fees | $540,000 | 63 |
| Additional Noninterest Income | $4,129,000 | 479 |
| Total noninterest expense | $17,369,000 | 521 |
| Salaries and employee benefits | $9,135,000 | 503 |
| Premises and equipment expense | $1,885,000 | 639 |
| Additional noninterest expense | $6,349,000 | 451 |
| Pre-tax net operating income | $10,071,000 | 525 |
| Securities gains (losses) | $327,000 | 319 |
| Applicable income taxes | $3,195,000 | 532 |
| Income before extraordinary items | $7,203,000 | 527 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,203,000 | 527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 615 |
| Cash dividends | $3,450,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,977,370 | 524 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,317,000 | 552 |
| Total interest expense | $3,614,000 | 667 |
| Net interest income | $10,703,000 | 497 |
| Provision for loan and lease losses | $570,000 | 421 |
| Total noninterest income | $2,937,000 | 536 |
| Gross Fiduciary activities income | $49,000 | 815 |
| Service charges on deposit accounts | $799,000 | 502 |
| Trading account gains and fees | $91,000 | 84 |
| Additional Noninterest Income | $1,998,000 | 472 |
| Total noninterest expense | $8,616,000 | 517 |
| Salaries and employee benefits | $4,513,000 | 498 |
| Premises and equipment expense | $1,014,000 | 585 |
| Additional noninterest expense | $3,089,000 | 454 |
| Pre-tax net operating income | $4,454,000 | 575 |
| Securities gains (losses) | $160,000 | 291 |
| Applicable income taxes | $1,418,000 | 581 |
| Income before extraordinary items | $3,196,000 | 581 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,196,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $1,950,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,085,600 | 578 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $47,264,000 | 603 |
| Total interest expense | $9,911,000 | 820 |
| Net interest income | $37,353,000 | 553 |
| Provision for loan and lease losses | $2,775,000 | 409 |
| Total noninterest income | $12,854,000 | 513 |
| Gross Fiduciary activities income | $181,000 | 815 |
| Service charges on deposit accounts | $3,819,000 | 467 |
| Trading account gains and fees | $1,391,000 | 65 |
| Additional Noninterest Income | $7,463,000 | 501 |
| Total noninterest expense | $33,327,000 | 526 |
| Salaries and employee benefits | $17,648,000 | 507 |
| Premises and equipment expense | $3,729,000 | 623 |
| Additional noninterest expense | $11,950,000 | 471 |
| Pre-tax net operating income | $14,105,000 | 647 |
| Securities gains (losses) | $461,000 | 480 |
| Applicable income taxes | $4,514,000 | 644 |
| Income before extraordinary items | $10,052,000 | 661 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,052,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,498,000 | 393 |
| Cash dividends | $5,640,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,733,910 | 660 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $33,883,000 | 619 |
| Total interest expense | $7,041,000 | 833 |
| Net interest income | $26,842,000 | 565 |
| Provision for loan and lease losses | $2,000,000 | 417 |
| Total noninterest income | $9,784,000 | 518 |
| Gross Fiduciary activities income | $134,000 | 812 |
| Service charges on deposit accounts | $2,993,000 | 450 |
| Trading account gains and fees | $1,129,000 | 62 |
| Additional Noninterest Income | $5,528,000 | 504 |
| Total noninterest expense | $24,683,000 | 526 |
| Salaries and employee benefits | $13,154,000 | 509 |
| Premises and equipment expense | $2,739,000 | 632 |
| Additional noninterest expense | $8,790,000 | 475 |
| Pre-tax net operating income | $9,943,000 | 689 |
| Securities gains (losses) | $285,000 | 622 |
| Applicable income taxes | $3,099,000 | 701 |
| Income before extraordinary items | $7,129,000 | 711 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,129,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,517,000 | 422 |
| Cash dividends | $3,840,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,929,500 | 702 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $21,190,000 | 647 |
| Total interest expense | $4,593,000 | 844 |
| Net interest income | $16,597,000 | 597 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $6,308,000 | 526 |
| Gross Fiduciary activities income | $89,000 | 821 |
| Service charges on deposit accounts | $2,051,000 | 426 |
| Trading account gains and fees | $487,000 | 77 |
| Additional Noninterest Income | $3,681,000 | 520 |
| Total noninterest expense | $16,083,000 | 532 |
| Salaries and employee benefits | $8,592,000 | 520 |
| Premises and equipment expense | $1,737,000 | 666 |
| Additional noninterest expense | $5,754,000 | 478 |
| Pre-tax net operating income | $6,222,000 | 725 |
| Securities gains (losses) | $111,000 | 965 |
| Applicable income taxes | $1,925,000 | 743 |
| Income before extraordinary items | $4,408,000 | 756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,408,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,139 |
| Cash dividends | $2,190,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,330,300 | 727 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,514,000 | 662 |
| Total interest expense | $2,340,000 | 853 |
| Net interest income | $8,174,000 | 604 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $2,972,000 | 547 |
| Gross Fiduciary activities income | $43,000 | 840 |
| Service charges on deposit accounts | $1,046,000 | 409 |
| Trading account gains and fees | $115,000 | 79 |
| Additional Noninterest Income | $1,768,000 | 525 |
| Total noninterest expense | $8,016,000 | 538 |
| Salaries and employee benefits | $4,186,000 | 536 |
| Premises and equipment expense | $924,000 | 637 |
| Additional noninterest expense | $2,906,000 | 471 |
| Pre-tax net operating income | $2,830,000 | 772 |
| Securities gains (losses) | $111,000 | 744 |
| Applicable income taxes | $871,000 | 824 |
| Income before extraordinary items | $2,070,000 | 804 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,070,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-784,000 | 9,105 |
| Cash dividends | $1,440,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,992,300 | 783 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,368,000 | 659 |
| Total interest expense | $10,188,000 | 870 |
| Net interest income | $32,180,000 | 593 |
| Provision for loan and lease losses | $2,760,000 | 517 |
| Total noninterest income | $16,140,000 | 465 |
| Gross Fiduciary activities income | $167,000 | 848 |
| Service charges on deposit accounts | $4,219,000 | 407 |
| Trading account gains and fees | $1,959,000 | 67 |
| Additional Noninterest Income | $9,795,000 | 455 |
| Total noninterest expense | $33,570,000 | 526 |
| Salaries and employee benefits | $17,880,000 | 496 |
| Premises and equipment expense | $3,430,000 | 668 |
| Additional noninterest expense | $12,260,000 | 469 |
| Pre-tax net operating income | $11,990,000 | 730 |
| Securities gains (losses) | $1,034,000 | 466 |
| Applicable income taxes | $3,876,000 | 757 |
| Income before extraordinary items | $9,148,000 | 716 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,148,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,188,000 | 386 |
| Cash dividends | $8,340,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,424,200 | 720 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,784,000 | 677 |
| Total interest expense | $7,866,000 | 879 |
| Net interest income | $23,918,000 | 607 |
| Provision for loan and lease losses | $2,460,000 | 449 |
| Total noninterest income | $12,201,000 | 481 |
| Gross Fiduciary activities income | $121,000 | 866 |
| Service charges on deposit accounts | $3,124,000 | 419 |
| Trading account gains and fees | $1,664,000 | 67 |
| Additional Noninterest Income | $7,292,000 | 488 |
| Total noninterest expense | $24,898,000 | 547 |
| Salaries and employee benefits | $13,166,000 | 519 |
| Premises and equipment expense | $2,517,000 | 699 |
| Additional noninterest expense | $9,215,000 | 477 |
| Pre-tax net operating income | $8,761,000 | 774 |
| Securities gains (losses) | $828,000 | 501 |
| Applicable income taxes | $2,945,000 | 781 |
| Income before extraordinary items | $6,644,000 | 771 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,644,000 | 772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,106,000 | 646 |
| Cash dividends | $6,990,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,072,680 | 770 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,029,000 | 687 |
| Total interest expense | $5,397,000 | 887 |
| Net interest income | $15,632,000 | 619 |
| Provision for loan and lease losses | $1,550,000 | 467 |
| Total noninterest income | $7,184,000 | 529 |
| Gross Fiduciary activities income | $82,000 | 866 |
| Service charges on deposit accounts | $2,059,000 | 421 |
| Trading account gains and fees | $450,000 | 88 |
| Additional Noninterest Income | $4,593,000 | 503 |
| Total noninterest expense | $15,830,000 | 563 |
| Salaries and employee benefits | $8,337,000 | 531 |
| Premises and equipment expense | $1,590,000 | 734 |
| Additional noninterest expense | $5,903,000 | 498 |
| Pre-tax net operating income | $5,436,000 | 826 |
| Securities gains (losses) | $568,000 | 525 |
| Applicable income taxes | $1,766,000 | 867 |
| Income before extraordinary items | $4,238,000 | 801 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,238,000 | 802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 9,179 |
| Cash dividends | $5,490,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,834,720 | 813 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 678 |
| Total interest expense | $2,812,000 | 877 |
| Net interest income | $7,889,000 | 615 |
| Provision for loan and lease losses | $1,250,000 | 325 |
| Total noninterest income | $3,377,000 | 544 |
| Gross Fiduciary activities income | $42,000 | 855 |
| Service charges on deposit accounts | $991,000 | 420 |
| Trading account gains and fees | $301,000 | 77 |
| Additional Noninterest Income | $2,043,000 | 535 |
| Total noninterest expense | $7,642,000 | 573 |
| Salaries and employee benefits | $4,061,000 | 546 |
| Premises and equipment expense | $830,000 | 703 |
| Additional noninterest expense | $2,751,000 | 520 |
| Pre-tax net operating income | $2,374,000 | 939 |
| Securities gains (losses) | $485,000 | 356 |
| Applicable income taxes | $847,000 | 914 |
| Income before extraordinary items | $2,012,000 | 841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,012,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-253,000 | 9,281 |
| Cash dividends | $4,140,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,672,500 | 931 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $45,472,000 | 672 |
| Total interest expense | $14,051,000 | 794 |
| Net interest income | $31,421,000 | 610 |
| Provision for loan and lease losses | $1,400,000 | 1,002 |
| Total noninterest income | $13,876,000 | 513 |
| Gross Fiduciary activities income | $204,000 | 818 |
| Service charges on deposit accounts | $3,665,000 | 449 |
| Trading account gains and fees | $1,867,000 | 60 |
| Additional Noninterest Income | $8,140,000 | 496 |
| Total noninterest expense | $30,571,000 | 556 |
| Salaries and employee benefits | $16,151,000 | 526 |
| Premises and equipment expense | $3,306,000 | 668 |
| Additional noninterest expense | $11,114,000 | 516 |
| Pre-tax net operating income | $13,326,000 | 662 |
| Securities gains (losses) | $431,000 | 724 |
| Applicable income taxes | $4,205,000 | 697 |
| Income before extraordinary items | $9,552,000 | 660 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,552,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,765,000 | 608 |
| Cash dividends | $10,865,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,254,610 | 650 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $58,656,000 | 600 |
| Total interest expense | $24,904,000 | 677 |
| Net interest income | $33,752,000 | 553 |
| Provision for loan and lease losses | $3,975,000 | 424 |
| Total noninterest income | $11,642,000 | 549 |
| Gross Fiduciary activities income | $227,000 | 804 |
| Service charges on deposit accounts | $3,154,000 | 479 |
| Trading account gains and fees | $1,011,000 | 72 |
| Additional Noninterest Income | $7,250,000 | 506 |
| Total noninterest expense | $29,260,000 | 575 |
| Salaries and employee benefits | $14,506,000 | 544 |
| Premises and equipment expense | $3,510,000 | 623 |
| Additional noninterest expense | $11,244,000 | 530 |
| Pre-tax net operating income | $12,159,000 | 642 |
| Securities gains (losses) | $99,000 | 1,747 |
| Applicable income taxes | $3,427,000 | 749 |
| Income before extraordinary items | $8,831,000 | 637 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,831,000 | 639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,249,000 | 408 |
| Cash dividends | $9,131,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,759,720 | 611 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $66,410,000 | 579 |
| Total interest expense | $29,380,000 | 631 |
| Net interest income | $37,030,000 | 515 |
| Provision for loan and lease losses | $1,420,000 | 800 |
| Total noninterest income | $6,576,000 | 758 |
| Gross Fiduciary activities income | $238,000 | 769 |
| Service charges on deposit accounts | $2,635,000 | 516 |
| Trading account gains and fees | $243,000 | 104 |
| Additional Noninterest Income | $3,460,000 | 788 |
| Total noninterest expense | $24,543,000 | 652 |
| Salaries and employee benefits | $11,956,000 | 605 |
| Premises and equipment expense | $3,223,000 | 658 |
| Additional noninterest expense | $9,364,000 | 610 |
| Pre-tax net operating income | $17,643,000 | 494 |
| Securities gains (losses) | $-69,000 | 9,307 |
| Applicable income taxes | $5,657,000 | 510 |
| Income before extraordinary items | $11,917,000 | 495 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,917,000 | 496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-302,000 | 9,856 |
| Cash dividends | $8,900,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,963,920 | 491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $52,166,000 | 674 |
| Total interest expense | $19,684,000 | 804 |
| Net interest income | $32,482,000 | 597 |
| Provision for loan and lease losses | $1,890,000 | 592 |
| Total noninterest income | $5,900,000 | 830 |
| Gross Fiduciary activities income | $226,000 | 838 |
| Service charges on deposit accounts | $2,588,000 | 524 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,086,000 | 872 |
| Total noninterest expense | $22,475,000 | 698 |
| Salaries and employee benefits | $11,086,000 | 645 |
| Premises and equipment expense | $3,115,000 | 673 |
| Additional noninterest expense | $8,274,000 | 687 |
| Pre-tax net operating income | $14,017,000 | 627 |
| Securities gains (losses) | $184,000 | 567 |
| Applicable income taxes | $4,229,000 | 673 |
| Income before extraordinary items | $9,972,000 | 625 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,972,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,018,000 | 451 |
| Cash dividends | $7,200,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,843,200 | 614 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $50,198,000 | 679 |
| Total interest expense | $20,075,000 | 806 |
| Net interest income | $30,123,000 | 596 |
| Provision for loan and lease losses | $706,000 | 1,302 |
| Total noninterest income | $6,153,000 | 805 |
| Gross Fiduciary activities income | $222,000 | 847 |
| Service charges on deposit accounts | $2,480,000 | 518 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,451,000 | 835 |
| Total noninterest expense | $23,606,000 | 649 |
| Salaries and employee benefits | $11,029,000 | 643 |
| Premises and equipment expense | $3,227,000 | 659 |
| Additional noninterest expense | $9,350,000 | 616 |
| Pre-tax net operating income | $11,964,000 | 676 |
| Securities gains (losses) | $250,000 | 811 |
| Applicable income taxes | $638,000 | 3,247 |
| Income before extraordinary items | $11,576,000 | 508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,576,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,910 |
| Cash dividends | $6,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,338,500 | 492 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $47,954,000 | 724 |
| Total interest expense | $19,640,000 | 840 |
| Net interest income | $28,314,000 | 638 |
| Provision for loan and lease losses | $980,000 | 1,006 |
| Total noninterest income | $4,770,000 | 957 |
| Gross Fiduciary activities income | $223,000 | 874 |
| Service charges on deposit accounts | $2,473,000 | 534 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,074,000 | 1,074 |
| Total noninterest expense | $20,762,000 | 718 |
| Salaries and employee benefits | $9,846,000 | 695 |
| Premises and equipment expense | $3,256,000 | 643 |
| Additional noninterest expense | $7,660,000 | 715 |
| Pre-tax net operating income | $11,342,000 | 734 |
| Securities gains (losses) | $48,000 | 1,362 |
| Applicable income taxes | $2,986,000 | 934 |
| Income before extraordinary items | $8,404,000 | 681 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,404,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,735,000 | 336 |
| Cash dividends | $3,900,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,368,480 | 667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $48,403,000 | 755 |
| Total interest expense | $19,907,000 | 848 |
| Net interest income | $28,496,000 | 681 |
| Provision for loan and lease losses | $7,695,000 | 254 |
| Total noninterest income | $4,390,000 | 1,035 |
| Gross Fiduciary activities income | $208,000 | 955 |
| Service charges on deposit accounts | $2,673,000 | 516 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,509,000 | 1,384 |
| Total noninterest expense | $18,760,000 | 832 |
| Salaries and employee benefits | $8,930,000 | 784 |
| Premises and equipment expense | $3,193,000 | 704 |
| Additional noninterest expense | $6,637,000 | 921 |
| Pre-tax net operating income | $6,431,000 | 1,143 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $1,408,000 | 1,701 |
| Income before extraordinary items | $5,036,000 | 1,035 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,036,000 | 1,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,420,000 | 365 |
| Cash dividends | $6,300,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,025,860 | 1,022 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $49,362,000 | 765 |
| Total interest expense | $20,408,000 | 867 |
| Net interest income | $28,954,000 | 692 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $4,162,000 | 1,088 |
| Gross Fiduciary activities income | $184,000 | 1,026 |
| Service charges on deposit accounts | $2,640,000 | 540 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,338,000 | 1,473 |
| Total noninterest expense | $20,627,000 | 767 |
| Salaries and employee benefits | $10,408,000 | 674 |
| Premises and equipment expense | $3,059,000 | 751 |
| Additional noninterest expense | $7,160,000 | 852 |
| Pre-tax net operating income | $10,989,000 | 774 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $3,147,000 | 886 |
| Income before extraordinary items | $7,853,000 | 731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,853,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $825,000 | 1,004 |
| Cash dividends | $8,400,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,845,190 | 723 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $42,347,000 | 802 |
| Total interest expense | $14,023,000 | 959 |
| Net interest income | $28,324,000 | 701 |
| Provision for loan and lease losses | $1,968,000 | 594 |
| Total noninterest income | $4,490,000 | 997 |
| Gross Fiduciary activities income | $205,000 | 1,012 |
| Service charges on deposit accounts | $2,879,000 | 492 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,406,000 | 1,454 |
| Total noninterest expense | $20,525,000 | 792 |
| Salaries and employee benefits | $10,213,000 | 691 |
| Premises and equipment expense | $3,036,000 | 758 |
| Additional noninterest expense | $7,276,000 | 883 |
| Pre-tax net operating income | $10,321,000 | 771 |
| Securities gains (losses) | $337,000 | 357 |
| Applicable income taxes | $2,491,000 | 1,016 |
| Income before extraordinary items | $8,167,000 | 674 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,167,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,999,000 | 554 |
| Cash dividends | $8,550,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,907,510 | 708 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $39,521,000 | 841 |
| Total interest expense | $11,276,000 | 1,206 |
| Net interest income | $28,245,000 | 700 |
| Provision for loan and lease losses | $-679,000 | 13,196 |
| Total noninterest income | $4,739,000 | 1,027 |
| Gross Fiduciary activities income | $263,000 | 984 |
| Service charges on deposit accounts | $3,267,000 | 446 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,209,000 | 1,801 |
| Total noninterest expense | $19,499,000 | 862 |
| Salaries and employee benefits | $9,680,000 | 721 |
| Premises and equipment expense | $2,895,000 | 800 |
| Additional noninterest expense | $6,924,000 | 992 |
| Pre-tax net operating income | $14,164,000 | 532 |
| Securities gains (losses) | $3,781,000 | 198 |
| Applicable income taxes | $5,650,000 | 488 |
| Income before extraordinary items | $12,295,000 | 452 |
| Extraordinary gains, net | $550,000 | 410 |
| Net income | $12,845,000 | 448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,340 |
| Cash dividends | $8,100,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,686,110 | 518 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $41,597,000 | 909 |
| Total interest expense | $14,101,000 | 1,254 |
| Net interest income | $27,496,000 | 726 |
| Provision for loan and lease losses | $999,000 | 1,843 |
| Total noninterest income | $4,476,000 | 1,068 |
| Gross Fiduciary activities income | $168,000 | 1,124 |
| Service charges on deposit accounts | $3,279,000 | 452 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,029,000 | 1,959 |
| Total noninterest expense | $18,630,000 | 900 |
| Salaries and employee benefits | $9,111,000 | 752 |
| Premises and equipment expense | $2,652,000 | 893 |
| Additional noninterest expense | $6,867,000 | 1,026 |
| Pre-tax net operating income | $12,343,000 | 521 |
| Securities gains (losses) | $955,000 | 671 |
| Applicable income taxes | $3,922,000 | 605 |
| Income before extraordinary items | $9,376,000 | 516 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,376,000 | 517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-378,000 | 13,897 |
| Cash dividends | $16,500,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,697,950 | 496 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.