Home > The Express Bank of Texas > Assets and Liabilities
The Express Bank of Texas, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 17 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $42,843,000 | 7,267 |
| Cash and due from depository institutions | $2,374,000 | 6,629 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $12,470,000 | 5,820 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,610 |
| Net loans & leases | $19,000,000 | 7,627 |
| Loan loss allowance | $157,000 | 8,079 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,781,000 | 2,879 |
| Other real estate owned | $0 | 6,629 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $568,000 | 7,718 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $42,843,000 | 7,267 |
| Total liabilities | $38,713,000 | 7,203 |
| Total deposits | $38,650,000 | 7,053 |
| Interest-bearing deposits | $31,608,000 | 7,057 |
| Deposits held in domestic offices | $38,650,000 | 7,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $63,000 | 8,386 |
| Total equity capital | $4,130,000 | 7,602 |
| Total bank equity capital | $4,130,000 | 7,602 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,750,000 | 1,509 |
| Surplus | $2,750,000 | 4,984 |
| Undivided profits | $-1,370,000 | 8,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $218,000 | 7,749 |
| Earning assets | $36,120,000 | 7,422 |
| Long-term assets (5+ years) | $7,712,000 | 5,069 |
| Average Assets, year-to-date | $44,484,800 | 7,103 |
| Average Assets, quarterly | $42,831,500 | 7,255 |
| Volatile liabilities | $7,328,000 | 6,659 |
| Insider loans | $565,000 | 5,212 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $2,300,000 | 7,176 |
| Tier 1 (core) risk-based capital | $4,339,000 | 7,510 |
| Tier 2 risk-based capital | $157,000 | 7,992 |
| Total risk weighted assets | $26,862,000 | 7,233 |
| Total unused commitments | $2,300,000 | 7,178 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 18 | 6,506 |
| Assets and Liabilities | ||
| Total Assets: | $42,820,000 | 7,291 |
| Cash and due from depository institutions | $956,000 | 6,506 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $15,990,000 | 5,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $21,424,000 | 7,493 |
| Loan loss allowance | $157,000 | 8,118 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,821,000 | 2,815 |
| Other real estate owned | $0 | 6,506 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $629,000 | 7,561 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $42,820,000 | 7,291 |
| Total liabilities | $38,525,000 | 7,219 |
| Total deposits | $36,363,000 | 7,180 |
| Interest-bearing deposits | $30,612,000 | 7,132 |
| Deposits held in domestic offices | $36,363,000 | 7,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,014,000 | 2,348 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $148,000 | 7,678 |
| Total equity capital | $4,295,000 | 7,562 |
| Total bank equity capital | $4,295,000 | 7,562 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,750,000 | 1,480 |
| Surplus | $2,750,000 | 4,935 |
| Undivided profits | $-1,205,000 | 8,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $298,000 | 7,187 |
| Earning assets | $37,414,000 | 7,386 |
| Long-term assets (5+ years) | $10,925,000 | 4,462 |
| Average Assets, year-to-date | $44,895,250 | 7,106 |
| Average Assets, quarterly | $43,772,500 | 7,208 |
| Volatile liabilities | $9,178,000 | 6,215 |
| Insider loans | $658,000 | 4,955 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,735,000 | 6,911 |
| Tier 1 (core) risk-based capital | $4,447,000 | 7,471 |
| Tier 2 risk-based capital | $157,000 | 8,010 |
| Total risk weighted assets | $28,951,000 | 7,108 |
| Total unused commitments | $2,735,000 | 6,913 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $44,725,000 | 7,165 |
| Cash and due from depository institutions | $3,229,000 | 6,516 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $16,959,000 | 5,108 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 3,050 |
| Net loans & leases | $17,633,000 | 7,736 |
| Loan loss allowance | $170,000 | 8,051 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,859,000 | 2,726 |
| Other real estate owned | $0 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $315,000 | 8,327 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $44,725,000 | 7,165 |
| Total liabilities | $40,320,000 | 7,099 |
| Total deposits | $40,204,000 | 6,933 |
| Interest-bearing deposits | $34,129,000 | 6,892 |
| Deposits held in domestic offices | $40,204,000 | 6,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $116,000 | 7,859 |
| Total equity capital | $4,405,000 | 7,478 |
| Total bank equity capital | $4,405,000 | 7,478 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,750,000 | 1,461 |
| Surplus | $2,750,000 | 4,911 |
| Undivided profits | $-1,095,000 | 8,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $251,000 | 7,369 |
| Earning assets | $37,322,000 | 7,360 |
| Long-term assets (5+ years) | $11,028,000 | 4,508 |
| Average Assets, year-to-date | $45,587,000 | 7,077 |
| Average Assets, quarterly | $45,117,000 | 7,119 |
| Volatile liabilities | $8,161,000 | 6,383 |
| Insider loans | $115,000 | 7,107 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,251,000 | 7,206 |
| Tier 1 (core) risk-based capital | $4,472,000 | 7,422 |
| Tier 2 risk-based capital | $170,000 | 7,946 |
| Total risk weighted assets | $26,036,000 | 7,269 |
| Total unused commitments | $2,251,000 | 7,208 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $45,509,000 | 7,153 |
| Cash and due from depository institutions | $2,403,000 | 7,208 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,628,000 | 4,492 |
| Federal funds sold & reverse repurchase agreements | $3,227,000 | 3,190 |
| Net loans & leases | $13,939,000 | 8,087 |
| Loan loss allowance | $120,000 | 8,394 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,897,000 | 2,679 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $415,000 | 8,108 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $45,509,000 | 7,153 |
| Total liabilities | $41,174,000 | 7,093 |
| Total deposits | $41,099,000 | 6,950 |
| Interest-bearing deposits | $35,944,000 | 6,847 |
| Deposits held in domestic offices | $41,099,000 | 6,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $75,000 | 8,264 |
| Total equity capital | $4,335,000 | 7,519 |
| Total bank equity capital | $4,335,000 | 7,519 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,750,000 | 1,459 |
| Surplus | $2,750,000 | 4,918 |
| Undivided profits | $-1,165,000 | 8,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $278,000 | 7,083 |
| Earning assets | $38,794,000 | 7,314 |
| Long-term assets (5+ years) | $16,789,000 | 3,762 |
| Average Assets, year-to-date | $46,018,000 | 7,109 |
| Average Assets, quarterly | $46,018,000 | 7,109 |
| Volatile liabilities | $5,094,000 | 7,193 |
| Insider loans | $91,000 | 7,301 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,600,000 | 6,193 |
| Tier 1 (core) risk-based capital | $4,517,000 | 7,418 |
| Tier 2 risk-based capital | $120,000 | 8,318 |
| Total risk weighted assets | $23,248,000 | 7,526 |
| Total unused commitments | $4,600,000 | 6,195 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $46,527,000 | 7,138 |
| Cash and due from depository institutions | $1,680,000 | 7,405 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $22,359,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $5,542,000 | 2,017 |
| Net loans & leases | $12,716,000 | 8,229 |
| Loan loss allowance | $120,000 | 8,432 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,935,000 | 2,626 |
| Other real estate owned | $0 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $295,000 | 8,450 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $46,527,000 | 7,138 |
| Total liabilities | $41,974,000 | 7,087 |
| Total deposits | $41,571,000 | 6,944 |
| Interest-bearing deposits | $37,829,000 | 6,729 |
| Deposits held in domestic offices | $41,571,000 | 6,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $403,000 | 5,278 |
| Total equity capital | $4,553,000 | 7,463 |
| Total bank equity capital | $4,553,000 | 7,463 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,750,000 | 1,442 |
| Surplus | $2,750,000 | 4,900 |
| Undivided profits | $-947,000 | 8,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $194,000 | 7,838 |
| Earning assets | $40,617,000 | 7,222 |
| Long-term assets (5+ years) | $19,440,000 | 3,520 |
| Average Assets, year-to-date | $32,141,400 | 7,827 |
| Average Assets, quarterly | $43,853,000 | 7,239 |
| Volatile liabilities | $4,909,000 | 7,264 |
| Insider loans | $91,000 | 7,338 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,702,000 | 6,022 |
| Tier 1 (core) risk-based capital | $4,544,000 | 7,399 |
| Tier 2 risk-based capital | $120,000 | 8,370 |
| Total risk weighted assets | $23,131,000 | 7,559 |
| Total unused commitments | $4,702,000 | 6,023 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 13 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $41,179,000 | 7,413 |
| Cash and due from depository institutions | $1,341,000 | 7,445 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $20,025,000 | 4,707 |
| Federal funds sold & reverse repurchase agreements | $4,585,000 | 2,258 |
| Net loans & leases | $11,060,000 | 8,400 |
| Loan loss allowance | $45,000 | 8,826 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,953,000 | 2,582 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $215,000 | 8,728 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $41,179,000 | 7,413 |
| Total liabilities | $36,265,000 | 7,401 |
| Total deposits | $36,097,000 | 7,256 |
| Interest-bearing deposits | $32,256,000 | 7,099 |
| Deposits held in domestic offices | $36,097,000 | 7,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $168,000 | 7,409 |
| Total equity capital | $4,914,000 | 7,304 |
| Total bank equity capital | $4,914,000 | 7,304 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,750,000 | 1,432 |
| Surplus | $2,750,000 | 4,873 |
| Undivided profits | $-586,000 | 8,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $160,000 | 8,234 |
| Earning assets | $35,670,000 | 7,514 |
| Long-term assets (5+ years) | $17,153,000 | 3,858 |
| Average Assets, year-to-date | $28,545,000 | 8,061 |
| Average Assets, quarterly | $36,679,000 | 7,645 |
| Volatile liabilities | $4,949,000 | 7,269 |
| Insider loans | $460,000 | 5,595 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,697,000 | 6,891 |
| Tier 1 (core) risk-based capital | $4,778,000 | 7,282 |
| Tier 2 risk-based capital | $45,000 | 8,833 |
| Total risk weighted assets | $20,372,000 | 7,805 |
| Total unused commitments | $2,697,000 | 6,898 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 9 | 8,187 |
| Assets and Liabilities | ||
| Total Assets: | $32,179,000 | 7,933 |
| Cash and due from depository institutions | $493,000 | 8,187 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $14,308,000 | 5,697 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 2,692 |
| Net loans & leases | $10,075,000 | 8,503 |
| Loan loss allowance | $30,000 | 8,916 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,855,000 | 2,596 |
| Other real estate owned | $0 | 8,187 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $198,000 | 8,811 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $32,179,000 | 7,933 |
| Total liabilities | $27,419,000 | 7,980 |
| Total deposits | $27,366,000 | 7,878 |
| Interest-bearing deposits | $24,993,000 | 7,708 |
| Deposits held in domestic offices | $27,366,000 | 7,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $53,000 | 8,609 |
| Total equity capital | $4,760,000 | 7,316 |
| Total bank equity capital | $4,760,000 | 7,316 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,750,000 | 1,432 |
| Surplus | $2,750,000 | 4,861 |
| Undivided profits | $-740,000 | 8,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $110,000 | 8,557 |
| Earning assets | $27,633,000 | 8,035 |
| Long-term assets (5+ years) | $8,088,000 | 5,449 |
| Average Assets, year-to-date | $24,333,670 | 8,353 |
| Average Assets, quarterly | $27,632,000 | 8,178 |
| Volatile liabilities | $6,121,000 | 6,861 |
| Insider loans | $710,000 | 4,776 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $950,000 | 8,158 |
| Tier 1 (core) risk-based capital | $4,809,000 | 7,242 |
| Tier 2 risk-based capital | $30,000 | 8,918 |
| Total risk weighted assets | $17,094,000 | 8,117 |
| Total unused commitments | $950,000 | 8,162 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 7 | 8,547 |
| Assets and Liabilities | ||
| Total Assets: | $23,085,000 | 8,481 |
| Cash and due from depository institutions | $963,000 | 8,547 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $4,020,000 | 7,983 |
| Federal funds sold & reverse repurchase agreements | $4,920,000 | 2,858 |
| Net loans & leases | $9,198,000 | 8,571 |
| Loan loss allowance | $15,000 | 8,984 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,891,000 | 2,539 |
| Other real estate owned | $0 | 8,547 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $93,000 | 9,049 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $23,085,000 | 8,481 |
| Total liabilities | $18,157,000 | 8,572 |
| Total deposits | $18,137,000 | 8,502 |
| Interest-bearing deposits | $16,130,000 | 8,413 |
| Deposits held in domestic offices | $18,137,000 | 8,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $20,000 | 9,040 |
| Total equity capital | $4,928,000 | 7,300 |
| Total bank equity capital | $4,928,000 | 7,300 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,750,000 | 1,427 |
| Surplus | $2,750,000 | 4,845 |
| Undivided profits | $-572,000 | 8,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $81,000 | 8,730 |
| Earning assets | $18,138,000 | 8,637 |
| Long-term assets (5+ years) | $4,127,000 | 6,471 |
| Average Assets, year-to-date | $20,411,000 | 8,617 |
| Average Assets, quarterly | $20,411,000 | 8,617 |
| Volatile liabilities | $6,108,000 | 6,798 |
| Insider loans | $400,000 | 5,833 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $654,000 | 8,387 |
| Tier 1 (core) risk-based capital | $4,902,000 | 7,175 |
| Tier 2 risk-based capital | $15,000 | 8,987 |
| Total risk weighted assets | $14,693,000 | 8,322 |
| Total unused commitments | $654,000 | 8,392 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 7 | 8,605 |
| Assets and Liabilities | ||
| Total Assets: | $17,737,000 | 8,781 |
| Cash and due from depository institutions | $344,000 | 8,605 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $5,470,000 | 7,693 |
| Federal funds sold & reverse repurchase agreements | $1,005,000 | 4,981 |
| Net loans & leases | $6,915,000 | 8,822 |
| Loan loss allowance | $0 | 9,071 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,920,000 | 2,516 |
| Other real estate owned | $0 | 8,605 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $83,000 | 9,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,737,000 | 8,781 |
| Total liabilities | $12,708,000 | 8,883 |
| Total deposits | $12,691,000 | 8,838 |
| Interest-bearing deposits | $11,357,000 | 8,757 |
| Deposits held in domestic offices | $12,691,000 | 8,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $17,000 | 9,112 |
| Total equity capital | $5,029,000 | 7,192 |
| Total bank equity capital | $5,029,000 | 7,192 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,750,000 | 1,433 |
| Surplus | $2,750,000 | 4,822 |
| Undivided profits | $-471,000 | 8,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $49,000 | 8,950 |
| Earning assets | $13,390,000 | 8,885 |
| Long-term assets (5+ years) | $5,277,000 | 6,145 |
| Average Assets, year-to-date | $16,156,500 | 8,839 |
| Average Assets, quarterly | $16,156,500 | 8,850 |
| Volatile liabilities | $4,894,000 | 7,233 |
| Insider loans | $400,000 | 5,868 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $706,000 | 8,325 |
| Tier 1 (core) risk-based capital | $5,002,000 | 7,078 |
| Tier 2 risk-based capital | $0 | 9,074 |
| Total risk weighted assets | $12,131,000 | 8,578 |
| Total unused commitments | $706,000 | 8,328 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 6 | 8,840 |
| Assets and Liabilities | ||
| Total Assets: | $14,576,000 | 8,975 |
| Cash and due from depository institutions | $340,000 | 8,840 |
| Interest-bearing balances | $250,000 | 4,479 |
| Securities | $1,998,000 | 8,570 |
| Federal funds sold & reverse repurchase agreements | $6,667,000 | 2,062 |
| Net loans & leases | $1,569,000 | 9,135 |
| Loan loss allowance | $18,000 | 9,092 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,954,000 | 2,461 |
| Other real estate owned | $0 | 8,840 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $48,000 | 9,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,576,000 | 8,975 |
| Total liabilities | $9,403,000 | 9,060 |
| Total deposits | $9,391,000 | 9,033 |
| Interest-bearing deposits | $8,595,000 | 8,966 |
| Deposits held in domestic offices | $9,391,000 | 9,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,000 | 9,198 |
| Total equity capital | $5,173,000 | 7,132 |
| Total bank equity capital | $5,173,000 | 7,132 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,750,000 | 1,428 |
| Surplus | $2,750,000 | 4,787 |
| Undivided profits | $-327,000 | 8,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $18,000 | 9,128 |
| Earning assets | $10,484,000 | 9,058 |
| Long-term assets (5+ years) | $1,998,000 | 7,298 |
| Average Assets, year-to-date | $14,576,000 | 8,961 |
| Average Assets, quarterly | $14,576,000 | 8,970 |
| Volatile liabilities | $4,249,000 | 7,502 |
| Insider loans | $714,000 | 4,728 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $150,000 | 8,869 |
| Tier 1 (core) risk-based capital | $5,160,000 | 7,017 |
| Tier 2 risk-based capital | $18,000 | 9,098 |
| Total risk weighted assets | $6,999,000 | 8,988 |
| Total unused commitments | $150,000 | 8,870 |
| Derivatives | $0 | 666 |