Home > The Express Bank > Net Loans and Leases
The Express Bank, Net Loans and Leases
| 2002-12-31 | Rank | |
| Net loans and leases | $37,599,000 | 6,195 |
| Loan loss allowance | $409,000 | 6,557 |
| Total loans and leases | $38,008,000 | 6,209 |
| Unearned income | $1,000 | 2,683 |
| Loans and leases, gross | $38,009,000 | 6,213 |
| All real estate loans | $22,610,000 | 6,219 |
| Real estate loans in domestic offices | $22,610,000 | 6,217 |
| Construction and development loans | $4,421,000 | 3,477 |
| Commercial RE | $10,372,000 | 4,557 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $637,000 | 3,973 |
| 1-4 family residential loans | $7,148,000 | 6,714 |
| Farmland loans | $32,000 | 6,278 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $180,000 | 5,061 |
| Commercial and industrial loans | $5,597,000 | 5,183 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,380,000 | 2,817 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $50,000 | 3,156 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,330,000 | 2,647 |
| All other loans & leases | $1,242,000 | 2,290 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $295,000 | 2,321 |
| Other loans | $947,000 | 1,102 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $409,000 | 6,154 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $32,709,000 | 6,559 |
| Loan loss allowance | $166,000 | 8,510 |
| Total loans and leases | $32,875,000 | 6,589 |
| Unearned income | $13,000 | 2,403 |
| Loans and leases, gross | $32,888,000 | 6,588 |
| All real estate loans | $16,886,000 | 6,830 |
| Real estate loans in domestic offices | $16,886,000 | 6,829 |
| Construction and development loans | $794,000 | 5,947 |
| Commercial RE | $7,616,000 | 4,972 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $369,000 | 4,572 |
| 1-4 family residential loans | $8,083,000 | 6,467 |
| Farmland loans | $24,000 | 6,431 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $156,000 | 5,239 |
| Commercial and industrial loans | $5,455,000 | 5,265 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,726,000 | 2,655 |
| Credit card loans | $65,000 | 2,528 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,661,000 | 2,505 |
| All other loans & leases | $665,000 | 3,089 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $363,000 | 2,097 |
| Other loans | $302,000 | 2,109 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $166,000 | 8,337 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $35,487,000 | 6,322 |
| Loan loss allowance | $208,000 | 8,233 |
| Total loans and leases | $35,695,000 | 6,348 |
| Unearned income | $55,000 | 2,053 |
| Loans and leases, gross | $35,750,000 | 6,342 |
| All real estate loans | $18,456,000 | 6,578 |
| Real estate loans in domestic offices | $18,456,000 | 6,576 |
| Construction and development loans | $1,128,000 | 5,282 |
| Commercial RE | $10,035,000 | 4,213 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $390,000 | 4,470 |
| 1-4 family residential loans | $6,877,000 | 6,859 |
| Farmland loans | $26,000 | 6,584 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $158,000 | 5,418 |
| Commercial and industrial loans | $6,165,000 | 4,905 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,835,000 | 2,792 |
| Credit card loans | $155,000 | 3,498 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,680,000 | 2,672 |
| All other loans & leases | $1,136,000 | 2,306 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $99,000 | 3,139 |
| Other loans | $1,037,000 | 1,045 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $31,946,000 | 6,602 |
| Loan loss allowance | $189,000 | 8,559 |
| Total loans and leases | $32,135,000 | 6,628 |
| Unearned income | $201,000 | 1,450 |
| Loans and leases, gross | $32,336,000 | 6,616 |
| All real estate loans | $17,095,000 | 6,734 |
| Real estate loans in domestic offices | $17,095,000 | 6,732 |
| Construction and development loans | $802,000 | 5,748 |
| Commercial RE | $8,628,000 | 4,392 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $947,000 | 3,238 |
| 1-4 family residential loans | $6,706,000 | 6,977 |
| Farmland loans | $12,000 | 6,874 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $334,000 | 5,255 |
| Commercial and industrial loans | $4,947,000 | 5,380 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,866,000 | 2,795 |
| Credit card loans | $96,000 | 4,161 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,770,000 | 2,637 |
| All other loans & leases | $94,000 | 5,756 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $94,000 | 3,281 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $24,839,000 | 7,318 |
| Loan loss allowance | $123,000 | 9,419 |
| Total loans and leases | $24,962,000 | 7,339 |
| Unearned income | $590,000 | 832 |
| Loans and leases, gross | $25,552,000 | 7,277 |
| All real estate loans | $12,780,000 | 7,373 |
| Real estate loans in domestic offices | $12,780,000 | 7,372 |
| Construction and development loans | $624,000 | 5,957 |
| Commercial RE | $5,978,000 | 4,987 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $983,000 | 3,096 |
| 1-4 family residential loans | $5,182,000 | 7,544 |
| Farmland loans | $13,000 | 7,076 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $309,000 | 5,470 |
| Commercial and industrial loans | $4,753,000 | 5,297 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,500,000 | 3,526 |
| Credit card loans | $84,000 | 4,423 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,416,000 | 3,346 |
| All other loans & leases | $210,000 | 4,824 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $175,000 | 2,814 |
| Other loans | $35,000 | 4,920 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $21,882,000 | 7,975 |
| Loan loss allowance | $94,000 | 10,132 |
| Total loans and leases | $21,976,000 | 8,002 |
| Unearned income | $550,000 | 1,040 |
| Loans and leases, gross | $22,526,000 | 7,933 |
| All real estate loans | $10,148,000 | 8,155 |
| Real estate loans in domestic offices | $10,148,000 | 8,154 |
| Construction and development loans | $502,000 | 6,402 |
| Commercial RE | $5,110,000 | 5,388 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $887,000 | 3,415 |
| 1-4 family residential loans | $3,634,000 | 8,597 |
| Farmland loans | $15,000 | 7,398 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $464,000 | 5,404 |
| Commercial and industrial loans | $4,693,000 | 5,392 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,937,000 | 3,921 |
| Credit card loans | $84,000 | 4,662 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,853,000 | 3,746 |
| All other loans & leases | $284,000 | 4,499 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $284,000 | 2,222 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $19,810,000 | 8,487 |
| Loan loss allowance | $86,000 | 10,711 |
| Total loans and leases | $19,896,000 | 8,519 |
| Unearned income | $574,000 | 1,963 |
| Loans and leases, gross | $19,896,000 | 8,526 |
| All real estate loans | $8,222,000 | 8,918 |
| Real estate loans in domestic offices | $8,222,000 | 8,917 |
| Construction and development loans | $469,000 | 6,667 |
| Commercial RE | $3,997,000 | 6,083 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $629,000 | 4,127 |
| 1-4 family residential loans | $3,107,000 | 9,222 |
| Farmland loans | $20,000 | 7,696 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $716,000 | 5,217 |
| Commercial and industrial loans | $4,521,000 | 5,549 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,440,000 | 4,319 |
| Credit card loans | $83,000 | 4,941 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,357,000 | 4,131 |
| All other loans & leases | $571,000 | 3,489 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $571,000 | 1,601 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $14,513,000 | 9,649 |
| Loan loss allowance | $93,000 | 11,087 |
| Total loans and leases | $14,606,000 | 9,676 |
| Unearned income | $330,000 | 2,898 |
| Loans and leases, gross | $14,606,000 | 9,680 |
| All real estate loans | $6,112,000 | 9,811 |
| Real estate loans in domestic offices | $6,112,000 | 9,810 |
| Construction and development loans | $607,000 | 6,269 |
| Commercial RE | $2,400,000 | 7,362 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $271,000 | 5,572 |
| 1-4 family residential loans | $2,650,000 | 9,784 |
| Farmland loans | $184,000 | 6,998 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $651,000 | 5,521 |
| Commercial and industrial loans | $3,623,000 | 6,150 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,988,000 | 5,962 |
| Credit card loans | $57,000 | 5,447 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,931,000 | 5,751 |
| All other loans & leases | $562,000 | 3,622 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $37,000 | 4,617 |
| Other loans | $525,000 | 1,753 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $13,189,000 | 10,228 |
| Loan loss allowance | $99,000 | 11,584 |
| Total loans and leases | $13,288,000 | 10,262 |
| Unearned income | $220,000 | 3,850 |
| Loans and leases, gross | $13,288,000 | 10,265 |
| All real estate loans | $5,607,000 | 10,388 |
| Real estate loans in domestic offices | $5,607,000 | 10,388 |
| Construction and development loans | $544,000 | 6,535 |
| Commercial RE | $1,989,000 | 8,022 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $74,000 | 7,308 |
| 1-4 family residential loans | $2,915,000 | 10,009 |
| Farmland loans | $85,000 | 7,904 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $960,000 | 5,198 |
| Commercial and industrial loans | $2,744,000 | 6,976 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,492,000 | 6,497 |
| Credit card loans | $42,000 | 5,819 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,450,000 | 6,285 |
| All other loans & leases | $705,000 | 3,324 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $705,000 | 1,551 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $8,897,000 | 11,666 |
| Loan loss allowance | $97,000 | 12,168 |
| Total loans and leases | $8,994,000 | 11,694 |
| Unearned income | $181,000 | 4,512 |
| Loans and leases, gross | $8,994,000 | 11,696 |
| All real estate loans | $3,635,000 | 11,647 |
| Real estate loans in domestic offices | $3,635,000 | 11,647 |
| Construction and development loans | $310,000 | 7,542 |
| Commercial RE | $1,488,000 | 8,936 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $21,000 | 8,269 |
| 1-4 family residential loans | $1,790,000 | 11,343 |
| Farmland loans | $26,000 | 8,657 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,055,000 | 5,115 |
| Commercial and industrial loans | $1,139,000 | 9,488 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,139,000 | 7,016 |
| Credit card loans | $27,000 | 6,253 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,112,000 | 6,767 |
| All other loans & leases | $207,000 | 5,893 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $207,000 | 3,036 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $10,245,000 | 11,604 |
| Loan loss allowance | $70,000 | 13,114 |
| Total loans and leases | $10,315,000 | 11,655 |
| Unearned income | $238,000 | 4,502 |
| Loans and leases, gross | $10,315,000 | 11,659 |
| All real estate loans | $3,905,000 | 11,841 |
| Real estate loans in domestic offices | $3,905,000 | 11,841 |
| Construction and development loans | $547,000 | 6,453 |
| Commercial RE | $1,507,000 | 9,090 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,000 | 8,356 |
| 1-4 family residential loans | $1,798,000 | 11,721 |
| Farmland loans | $28,000 | 8,792 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,381,000 | 4,660 |
| Commercial and industrial loans | $1,599,000 | 8,885 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,649,000 | 6,645 |
| Credit card loans | $7,000 | 6,886 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,642,000 | 6,380 |
| All other loans & leases | $19,000 | 9,433 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $19,000 | 7,051 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |