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The Express Bank, Changes in Bank Equity Capital
| 2002-12-31 | Rank | |
| Amended balance at previous year-end | $6,738,000 | 5,717 |
| Restatements from amended reports of income, net | $0 | 254 |
| Net income | $1,042,000 | 4,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net treasury stock transactions | $0 | 43 |
| Changes incidental to business combinations, net | $8,321,000 | 138 |
| Cash dividends declared on preferred stock | $0 | 96 |
| Cash dividends declared on common stock | $0 | 6,342 |
| Other comprehensive income | $307,000 | 2,368 |
| Other transactions with parent holding company | $0 | 955 |
| Bank equity capital | $16,408,000 | 3,140 |
| 2001-12-31 | Rank | |
| Amended balance at previous year-end | $5,878,000 | 6,124 |
| Restatements from amended reports of income, net | $0 | 218 |
| Net income | $1,623,000 | 3,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net treasury stock transactions | $0 | 26 |
| Changes incidental to business combinations, net | $0 | 313 |
| Cash dividends declared on preferred stock | $0 | 114 |
| Cash dividends declared on common stock | $1,100,000 | 2,055 |
| Other comprehensive income | $337,000 | 1,660 |
| Other transactions with parent holding company | $0 | 834 |
| Bank equity capital | $6,738,000 | 5,951 |
| 2000-12-31 | Rank | |
| Amended balance at previous year-end | $4,477,000 | 6,963 |
| Restatements from amended reports of income, net | $0 | 157 |
| Net income | $1,500,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 347 |
| Cash dividends declared on preferred stock | $0 | 119 |
| Cash dividends declared on common stock | $1,000,000 | 2,243 |
| Other comprehensive income | $901,000 | 1,383 |
| Other transactions with parent holding company | $0 | 807 |
| Bank equity capital | $5,878,000 | 6,444 |
| 1999-12-31 | Rank | |
| Amended balance at previous year-end | $5,682,000 | 6,231 |
| Restatements from amended reports of income, net | $0 | 136 |
| Net income | $1,300,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 385 |
| Cash dividends declared on preferred stock | $0 | 133 |
| Cash dividends declared on common stock | $1,000,000 | 2,232 |
| Other comprehensive income | $-1,505,000 | 7,943 |
| Other transactions with parent holding company | $0 | 821 |
| Bank equity capital | $4,477,000 | 7,404 |
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $5,082,000 | 6,579 |
| Restatements from amended reports of income, net | $0 | 175 |
| Net income | $1,400,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 426 |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $1,000,000 | 2,178 |
| Other comprehensive income | $200,000 | 1,017 |
| Other transactions with parent holding company | $0 | 715 |
| Bank equity capital | $5,682,000 | 6,588 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $4,755,000 | 6,872 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $1,100,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $1,000,000 | 2,129 |
| Other comprehensive income | $227,000 | 1,362 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $5,082,000 | 7,081 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $4,321,000 | 7,474 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $587,000 | 6,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $210,000 | 5,259 |
| Other comprehensive income | $57,000 | 489 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $4,755,000 | 7,448 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $3,651,000 | 8,094 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $247,000 | 9,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $210,000 | 5,308 |
| Other comprehensive income | $633,000 | 2,324 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $4,321,000 | 8,010 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $3,876,000 | 8,077 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $550,000 | 6,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | $-775,000 | 9,387 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $3,651,000 | 8,603 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $3,405,000 | 8,659 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $471,000 | 7,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $3,876,000 | 8,544 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $2,024,000 | 11,059 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $381,000 | 8,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $1,000,000 | 265 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $3,405,000 | 9,083 |