Home > The Exchange National Bank of Jefferson City > Income and Expense
The Exchange National Bank of Jefferson City, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,845,000 | 1,276 |
| Total interest expense | $10,826,000 | 1,390 |
| Net interest income | $14,019,000 | 1,202 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $3,084,000 | 1,273 |
| Gross Fiduciary activities income | $560,000 | 493 |
| Service charges on deposit accounts | $1,410,000 | 934 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,114,000 | 1,681 |
| Total noninterest expense | $8,504,000 | 1,607 |
| Salaries and employee benefits | $5,075,000 | 1,493 |
| Premises and equipment expense | $1,181,000 | 1,670 |
| Additional noninterest expense | $2,248,000 | 1,793 |
| Pre-tax net operating income | $8,149,000 | 856 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $2,644,000 | 765 |
| Income before extraordinary items | $5,503,000 | 946 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,503,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,083 |
| Cash dividends | $4,500,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,504,360 | 930 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,169,000 | 1,324 |
| Total interest expense | $7,007,000 | 1,424 |
| Net interest income | $9,162,000 | 1,247 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $2,082,000 | 1,293 |
| Gross Fiduciary activities income | $380,000 | 500 |
| Service charges on deposit accounts | $927,000 | 959 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $775,000 | 1,647 |
| Total noninterest expense | $5,602,000 | 1,646 |
| Salaries and employee benefits | $3,344,000 | 1,535 |
| Premises and equipment expense | $793,000 | 1,677 |
| Additional noninterest expense | $1,465,000 | 1,851 |
| Pre-tax net operating income | $5,342,000 | 898 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $1,729,000 | 814 |
| Income before extraordinary items | $3,611,000 | 1,006 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,611,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,151 |
| Cash dividends | $3,000,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,612,360 | 986 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 1,331 |
| Total interest expense | $3,468,000 | 1,430 |
| Net interest income | $4,542,000 | 1,259 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $1,035,000 | 1,279 |
| Gross Fiduciary activities income | $213,000 | 468 |
| Service charges on deposit accounts | $430,000 | 996 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $392,000 | 1,611 |
| Total noninterest expense | $2,811,000 | 1,646 |
| Salaries and employee benefits | $1,662,000 | 1,568 |
| Premises and equipment expense | $395,000 | 1,688 |
| Additional noninterest expense | $754,000 | 1,774 |
| Pre-tax net operating income | $2,616,000 | 903 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $846,000 | 817 |
| Income before extraordinary items | $1,768,000 | 995 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,768,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,440 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,769,360 | 978 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,219,000 | 1,218 |
| Total interest expense | $13,269,000 | 1,274 |
| Net interest income | $18,950,000 | 1,179 |
| Provision for loan and lease losses | $900,000 | 1,140 |
| Total noninterest income | $4,130,000 | 1,268 |
| Gross Fiduciary activities income | $710,000 | 496 |
| Service charges on deposit accounts | $2,000,000 | 886 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,420,000 | 1,732 |
| Total noninterest expense | $11,418,000 | 1,565 |
| Salaries and employee benefits | $6,995,000 | 1,399 |
| Premises and equipment expense | $1,524,000 | 1,671 |
| Additional noninterest expense | $2,899,000 | 1,821 |
| Pre-tax net operating income | $10,762,000 | 918 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,465,000 | 838 |
| Income before extraordinary items | $7,297,000 | 1,024 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,297,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $986,000 | 694 |
| Cash dividends | $6,000,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,297,000 | 1,011 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,040,000 | 1,234 |
| Total interest expense | $9,804,000 | 1,253 |
| Net interest income | $14,236,000 | 1,189 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $3,151,000 | 1,268 |
| Gross Fiduciary activities income | $554,000 | 484 |
| Service charges on deposit accounts | $1,506,000 | 886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,091,000 | 1,710 |
| Total noninterest expense | $8,583,000 | 1,566 |
| Salaries and employee benefits | $5,382,000 | 1,378 |
| Premises and equipment expense | $1,139,000 | 1,684 |
| Additional noninterest expense | $2,062,000 | 1,893 |
| Pre-tax net operating income | $8,129,000 | 948 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,619,000 | 874 |
| Income before extraordinary items | $5,510,000 | 1,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,510,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 901 |
| Cash dividends | $4,500,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,510,000 | 1,043 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,830,000 | 1,231 |
| Total interest expense | $6,374,000 | 1,229 |
| Net interest income | $9,456,000 | 1,198 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $2,082,000 | 1,272 |
| Gross Fiduciary activities income | $361,000 | 498 |
| Service charges on deposit accounts | $992,000 | 880 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $729,000 | 1,711 |
| Total noninterest expense | $5,758,000 | 1,558 |
| Salaries and employee benefits | $3,574,000 | 1,386 |
| Premises and equipment expense | $754,000 | 1,698 |
| Additional noninterest expense | $1,430,000 | 1,825 |
| Pre-tax net operating income | $5,330,000 | 962 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,716,000 | 887 |
| Income before extraordinary items | $3,614,000 | 1,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,614,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 684 |
| Cash dividends | $3,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,614,000 | 1,051 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 1,233 |
| Total interest expense | $3,054,000 | 1,207 |
| Net interest income | $4,687,000 | 1,206 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $979,000 | 1,296 |
| Gross Fiduciary activities income | $154,000 | 552 |
| Service charges on deposit accounts | $470,000 | 896 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $355,000 | 1,706 |
| Total noninterest expense | $2,863,000 | 1,568 |
| Salaries and employee benefits | $1,773,000 | 1,404 |
| Premises and equipment expense | $379,000 | 1,689 |
| Additional noninterest expense | $711,000 | 1,840 |
| Pre-tax net operating income | $2,578,000 | 974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $827,000 | 908 |
| Income before extraordinary items | $1,751,000 | 1,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,751,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,755 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,751,000 | 1,055 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,266,000 | 1,174 |
| Total interest expense | $10,840,000 | 1,032 |
| Net interest income | $17,426,000 | 1,245 |
| Provision for loan and lease losses | $875,000 | 1,178 |
| Total noninterest income | $3,843,000 | 1,322 |
| Gross Fiduciary activities income | $731,000 | 477 |
| Service charges on deposit accounts | $1,451,000 | 1,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,661,000 | 1,542 |
| Total noninterest expense | $10,839,000 | 1,584 |
| Salaries and employee benefits | $6,304,000 | 1,492 |
| Premises and equipment expense | $1,733,000 | 1,414 |
| Additional noninterest expense | $2,802,000 | 1,801 |
| Pre-tax net operating income | $9,555,000 | 1,021 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,059,000 | 938 |
| Income before extraordinary items | $6,496,000 | 1,121 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,496,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,164 |
| Cash dividends | $6,000,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,496,000 | 1,095 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,939,000 | 1,153 |
| Total interest expense | $8,107,000 | 976 |
| Net interest income | $12,832,000 | 1,257 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $2,847,000 | 1,344 |
| Gross Fiduciary activities income | $536,000 | 475 |
| Service charges on deposit accounts | $1,052,000 | 1,247 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,259,000 | 1,532 |
| Total noninterest expense | $8,206,000 | 1,561 |
| Salaries and employee benefits | $4,811,000 | 1,440 |
| Premises and equipment expense | $1,326,000 | 1,376 |
| Additional noninterest expense | $2,069,000 | 1,805 |
| Pre-tax net operating income | $7,023,000 | 1,037 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,242,000 | 967 |
| Income before extraordinary items | $4,781,000 | 1,138 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,781,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 874 |
| Cash dividends | $3,600,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,781,000 | 1,116 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,553,000 | 1,161 |
| Total interest expense | $5,069,000 | 965 |
| Net interest income | $8,484,000 | 1,257 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,885,000 | 1,332 |
| Gross Fiduciary activities income | $391,000 | 446 |
| Service charges on deposit accounts | $674,000 | 1,263 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $820,000 | 1,545 |
| Total noninterest expense | $5,401,000 | 1,565 |
| Salaries and employee benefits | $3,096,000 | 1,501 |
| Premises and equipment expense | $898,000 | 1,340 |
| Additional noninterest expense | $1,407,000 | 1,759 |
| Pre-tax net operating income | $4,668,000 | 1,016 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,491,000 | 963 |
| Income before extraordinary items | $3,177,000 | 1,104 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,177,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $2,400,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,177,000 | 1,083 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 1,170 |
| Total interest expense | $2,412,000 | 970 |
| Net interest income | $4,164,000 | 1,277 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $870,000 | 1,399 |
| Gross Fiduciary activities income | $161,000 | 513 |
| Service charges on deposit accounts | $323,000 | 1,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $386,000 | 1,592 |
| Total noninterest expense | $2,685,000 | 1,584 |
| Salaries and employee benefits | $1,569,000 | 1,485 |
| Premises and equipment expense | $447,000 | 1,352 |
| Additional noninterest expense | $669,000 | 1,839 |
| Pre-tax net operating income | $2,199,000 | 1,051 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $695,000 | 1,017 |
| Income before extraordinary items | $1,504,000 | 1,150 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,504,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,504,000 | 1,127 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,333,000 | 1,213 |
| Total interest expense | $7,406,000 | 1,096 |
| Net interest income | $15,927,000 | 1,269 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $3,807,000 | 1,334 |
| Gross Fiduciary activities income | $620,000 | 494 |
| Service charges on deposit accounts | $1,444,000 | 1,240 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,743,000 | 1,465 |
| Total noninterest expense | $11,062,000 | 1,473 |
| Salaries and employee benefits | $6,293,000 | 1,408 |
| Premises and equipment expense | $1,839,000 | 1,243 |
| Additional noninterest expense | $2,930,000 | 1,660 |
| Pre-tax net operating income | $8,072,000 | 1,088 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $2,609,000 | 1,011 |
| Income before extraordinary items | $5,455,000 | 1,197 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,455,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,635,000 | 539 |
| Cash dividends | $5,500,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,460,440 | 1,166 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,170,000 | 1,218 |
| Total interest expense | $5,338,000 | 1,118 |
| Net interest income | $11,832,000 | 1,268 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $2,903,000 | 1,337 |
| Gross Fiduciary activities income | $462,000 | 497 |
| Service charges on deposit accounts | $1,072,000 | 1,254 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,369,000 | 1,427 |
| Total noninterest expense | $8,338,000 | 1,461 |
| Salaries and employee benefits | $4,811,000 | 1,370 |
| Premises and equipment expense | $1,349,000 | 1,271 |
| Additional noninterest expense | $2,178,000 | 1,661 |
| Pre-tax net operating income | $6,047,000 | 1,099 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $1,950,000 | 1,033 |
| Income before extraordinary items | $4,089,000 | 1,208 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,089,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $3,600,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,094,440 | 1,170 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,251,000 | 1,219 |
| Total interest expense | $3,365,000 | 1,169 |
| Net interest income | $7,886,000 | 1,257 |
| Provision for loan and lease losses | $275,000 | 1,692 |
| Total noninterest income | $2,001,000 | 1,285 |
| Gross Fiduciary activities income | $331,000 | 476 |
| Service charges on deposit accounts | $692,000 | 1,279 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $978,000 | 1,343 |
| Total noninterest expense | $5,468,000 | 1,486 |
| Salaries and employee benefits | $3,247,000 | 1,346 |
| Premises and equipment expense | $893,000 | 1,290 |
| Additional noninterest expense | $1,328,000 | 1,800 |
| Pre-tax net operating income | $4,144,000 | 1,047 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $1,344,000 | 1,008 |
| Income before extraordinary items | $2,803,000 | 1,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,803,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $2,400,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,800,960 | 1,122 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 1,245 |
| Total interest expense | $1,604,000 | 1,246 |
| Net interest income | $3,962,000 | 1,253 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $968,000 | 1,283 |
| Gross Fiduciary activities income | $189,000 | 445 |
| Service charges on deposit accounts | $342,000 | 1,253 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $437,000 | 1,425 |
| Total noninterest expense | $2,690,000 | 1,512 |
| Salaries and employee benefits | $1,647,000 | 1,347 |
| Premises and equipment expense | $439,000 | 1,326 |
| Additional noninterest expense | $604,000 | 1,964 |
| Pre-tax net operating income | $2,090,000 | 1,036 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $676,000 | 1,012 |
| Income before extraordinary items | $1,417,000 | 1,159 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,417,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,364 |
| Cash dividends | $1,200,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,414,960 | 1,091 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,627,000 | 1,258 |
| Total interest expense | $6,912,000 | 1,275 |
| Net interest income | $15,715,000 | 1,230 |
| Provision for loan and lease losses | $750,000 | 1,535 |
| Total noninterest income | $5,093,000 | 1,117 |
| Gross Fiduciary activities income | $732,000 | 448 |
| Service charges on deposit accounts | $1,467,000 | 1,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,894,000 | 1,120 |
| Total noninterest expense | $10,861,000 | 1,475 |
| Salaries and employee benefits | $6,208,000 | 1,378 |
| Premises and equipment expense | $1,951,000 | 1,159 |
| Additional noninterest expense | $2,702,000 | 1,791 |
| Pre-tax net operating income | $9,197,000 | 924 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,999,000 | 921 |
| Income before extraordinary items | $6,198,000 | 1,035 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,198,000 | 1,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,307 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,198,000 | 973 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,949,000 | 1,287 |
| Total interest expense | $5,279,000 | 1,314 |
| Net interest income | $11,670,000 | 1,256 |
| Provision for loan and lease losses | $525,000 | 1,587 |
| Total noninterest income | $4,178,000 | 1,078 |
| Gross Fiduciary activities income | $612,000 | 436 |
| Service charges on deposit accounts | $1,113,000 | 1,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,453,000 | 1,076 |
| Total noninterest expense | $8,146,000 | 1,474 |
| Salaries and employee benefits | $4,676,000 | 1,390 |
| Premises and equipment expense | $1,449,000 | 1,178 |
| Additional noninterest expense | $2,021,000 | 1,790 |
| Pre-tax net operating income | $7,177,000 | 918 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,343,000 | 936 |
| Income before extraordinary items | $4,834,000 | 1,043 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,834,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,834,000 | 973 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 1,300 |
| Total interest expense | $3,630,000 | 1,316 |
| Net interest income | $7,606,000 | 1,291 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $2,660,000 | 1,104 |
| Gross Fiduciary activities income | $446,000 | 416 |
| Service charges on deposit accounts | $731,000 | 1,168 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,483,000 | 1,148 |
| Total noninterest expense | $5,463,000 | 1,469 |
| Salaries and employee benefits | $3,103,000 | 1,394 |
| Premises and equipment expense | $971,000 | 1,178 |
| Additional noninterest expense | $1,389,000 | 1,729 |
| Pre-tax net operating income | $4,503,000 | 970 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,428,000 | 1,024 |
| Income before extraordinary items | $3,075,000 | 1,089 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,075,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,075,000 | 1,006 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 1,316 |
| Total interest expense | $1,822,000 | 1,344 |
| Net interest income | $3,745,000 | 1,306 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,576,000 | 938 |
| Gross Fiduciary activities income | $318,000 | 356 |
| Service charges on deposit accounts | $345,000 | 1,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $913,000 | 952 |
| Total noninterest expense | $2,723,000 | 1,459 |
| Salaries and employee benefits | $1,550,000 | 1,398 |
| Premises and equipment expense | $476,000 | 1,206 |
| Additional noninterest expense | $697,000 | 1,691 |
| Pre-tax net operating income | $2,448,000 | 911 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $775,000 | 978 |
| Income before extraordinary items | $1,673,000 | 1,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,673,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,673,000 | 930 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,036,000 | 1,279 |
| Total interest expense | $8,875,000 | 1,262 |
| Net interest income | $15,161,000 | 1,274 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $4,285,000 | 1,188 |
| Gross Fiduciary activities income | $450,000 | 608 |
| Service charges on deposit accounts | $1,491,000 | 1,078 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,344,000 | 1,176 |
| Total noninterest expense | $10,383,000 | 1,483 |
| Salaries and employee benefits | $5,861,000 | 1,382 |
| Premises and equipment expense | $1,811,000 | 1,222 |
| Additional noninterest expense | $2,711,000 | 1,729 |
| Pre-tax net operating income | $8,463,000 | 995 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $2,614,000 | 1,048 |
| Income before extraordinary items | $5,850,000 | 1,070 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,850,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,796 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,849,310 | 1,028 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,547,000 | 1,149 |
| Total interest expense | $14,220,000 | 1,126 |
| Net interest income | $15,327,000 | 1,154 |
| Provision for loan and lease losses | $750,000 | 1,573 |
| Total noninterest income | $4,186,000 | 1,140 |
| Gross Fiduciary activities income | $372,000 | 673 |
| Service charges on deposit accounts | $1,249,000 | 1,192 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,565,000 | 1,051 |
| Total noninterest expense | $10,540,000 | 1,396 |
| Salaries and employee benefits | $5,866,000 | 1,268 |
| Premises and equipment expense | $1,651,000 | 1,298 |
| Additional noninterest expense | $3,023,000 | 1,536 |
| Pre-tax net operating income | $8,223,000 | 918 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,646,000 | 931 |
| Income before extraordinary items | $5,577,000 | 990 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,577,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,145 |
| Cash dividends | $5,000,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,577,000 | 943 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,468,000 | 1,244 |
| Total interest expense | $14,317,000 | 1,207 |
| Net interest income | $14,151,000 | 1,235 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $2,692,000 | 1,489 |
| Gross Fiduciary activities income | $472,000 | 617 |
| Service charges on deposit accounts | $871,000 | 1,573 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,349,000 | 1,507 |
| Total noninterest expense | $9,211,000 | 1,519 |
| Salaries and employee benefits | $4,900,000 | 1,445 |
| Premises and equipment expense | $1,755,000 | 1,143 |
| Additional noninterest expense | $2,556,000 | 1,734 |
| Pre-tax net operating income | $6,732,000 | 1,117 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $2,054,000 | 1,127 |
| Income before extraordinary items | $4,650,000 | 1,134 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,650,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $15,825,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,669,320 | 1,127 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,572,000 | 1,446 |
| Total interest expense | $10,638,000 | 1,404 |
| Net interest income | $11,934,000 | 1,473 |
| Provision for loan and lease losses | $790,000 | 1,200 |
| Total noninterest income | $2,357,000 | 1,644 |
| Gross Fiduciary activities income | $339,000 | 748 |
| Service charges on deposit accounts | $755,000 | 1,760 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,263,000 | 1,576 |
| Total noninterest expense | $7,823,000 | 1,757 |
| Salaries and employee benefits | $4,318,000 | 1,602 |
| Premises and equipment expense | $1,397,000 | 1,471 |
| Additional noninterest expense | $2,108,000 | 2,061 |
| Pre-tax net operating income | $5,678,000 | 1,343 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,748,000 | 1,395 |
| Income before extraordinary items | $3,930,000 | 1,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,930,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,157 |
| Cash dividends | $3,086,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,930,000 | 1,351 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,390,000 | 1,442 |
| Total interest expense | $11,244,000 | 1,373 |
| Net interest income | $11,146,000 | 1,524 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $2,148,000 | 1,725 |
| Gross Fiduciary activities income | $422,000 | 693 |
| Service charges on deposit accounts | $716,000 | 1,787 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,010,000 | 1,842 |
| Total noninterest expense | $7,075,000 | 1,835 |
| Salaries and employee benefits | $4,017,000 | 1,658 |
| Premises and equipment expense | $979,000 | 1,996 |
| Additional noninterest expense | $2,079,000 | 2,052 |
| Pre-tax net operating income | $5,619,000 | 1,336 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,764,000 | 1,412 |
| Income before extraordinary items | $3,855,000 | 1,374 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,855,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,403 |
| Cash dividends | $5,547,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,855,000 | 1,317 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,862,000 | 1,503 |
| Total interest expense | $10,619,000 | 1,468 |
| Net interest income | $11,243,000 | 1,529 |
| Provision for loan and lease losses | $850,000 | 1,130 |
| Total noninterest income | $1,917,000 | 1,835 |
| Gross Fiduciary activities income | $290,000 | 817 |
| Service charges on deposit accounts | $706,000 | 1,842 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $921,000 | 1,836 |
| Total noninterest expense | $6,584,000 | 1,962 |
| Salaries and employee benefits | $3,572,000 | 1,834 |
| Premises and equipment expense | $839,000 | 2,325 |
| Additional noninterest expense | $2,173,000 | 1,951 |
| Pre-tax net operating income | $5,726,000 | 1,353 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $1,834,000 | 1,429 |
| Income before extraordinary items | $3,885,000 | 1,410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,885,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,218 |
| Cash dividends | $8,516,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,889,760 | 1,370 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,179,000 | 1,657 |
| Total interest expense | $9,784,000 | 1,624 |
| Net interest income | $10,395,000 | 1,699 |
| Provision for loan and lease losses | $395,000 | 2,118 |
| Total noninterest income | $1,890,000 | 1,927 |
| Gross Fiduciary activities income | $286,000 | 877 |
| Service charges on deposit accounts | $701,000 | 1,936 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $903,000 | 1,941 |
| Total noninterest expense | $6,126,000 | 2,238 |
| Salaries and employee benefits | $3,368,000 | 1,959 |
| Premises and equipment expense | $737,000 | 2,651 |
| Additional noninterest expense | $2,021,000 | 2,426 |
| Pre-tax net operating income | $5,764,000 | 1,250 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,882,000 | 1,305 |
| Income before extraordinary items | $3,882,000 | 1,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,882,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,255 |
| Cash dividends | $1,379,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,882,000 | 1,254 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,628,000 | 1,817 |
| Total interest expense | $8,649,000 | 1,829 |
| Net interest income | $9,979,000 | 1,790 |
| Provision for loan and lease losses | $265,000 | 2,457 |
| Total noninterest income | $1,745,000 | 2,045 |
| Gross Fiduciary activities income | $230,000 | 970 |
| Service charges on deposit accounts | $666,000 | 2,029 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $849,000 | 2,012 |
| Total noninterest expense | $5,948,000 | 2,290 |
| Salaries and employee benefits | $3,054,000 | 2,171 |
| Premises and equipment expense | $760,000 | 2,615 |
| Additional noninterest expense | $2,134,000 | 2,282 |
| Pre-tax net operating income | $5,511,000 | 1,389 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $1,791,000 | 1,402 |
| Income before extraordinary items | $3,725,000 | 1,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,725,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $1,213,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,721,600 | 1,376 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,062,000 | 1,918 |
| Total interest expense | $6,847,000 | 1,835 |
| Net interest income | $9,215,000 | 1,970 |
| Provision for loan and lease losses | $139,000 | 3,781 |
| Total noninterest income | $1,749,000 | 2,031 |
| Gross Fiduciary activities income | $222,000 | 990 |
| Service charges on deposit accounts | $678,000 | 1,990 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $849,000 | 2,059 |
| Total noninterest expense | $6,029,000 | 2,331 |
| Salaries and employee benefits | $3,011,000 | 2,209 |
| Premises and equipment expense | $785,000 | 2,568 |
| Additional noninterest expense | $2,233,000 | 2,350 |
| Pre-tax net operating income | $4,796,000 | 1,521 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $1,497,000 | 1,559 |
| Income before extraordinary items | $3,307,000 | 1,486 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,307,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $1,103,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,301,480 | 1,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,123,000 | 1,945 |
| Total interest expense | $7,051,000 | 1,847 |
| Net interest income | $9,072,000 | 1,991 |
| Provision for loan and lease losses | $370,000 | 2,586 |
| Total noninterest income | $1,673,000 | 2,240 |
| Gross Fiduciary activities income | $233,000 | 1,025 |
| Service charges on deposit accounts | $558,000 | 2,470 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $882,000 | 2,230 |
| Total noninterest expense | $5,781,000 | 2,474 |
| Salaries and employee benefits | $2,871,000 | 2,328 |
| Premises and equipment expense | $780,000 | 2,616 |
| Additional noninterest expense | $2,130,000 | 2,580 |
| Pre-tax net operating income | $4,594,000 | 1,526 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $1,438,000 | 1,628 |
| Income before extraordinary items | $3,167,000 | 1,612 |
| Extraordinary gains, net | $38,000 | 2,338 |
| Net income | $3,205,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,270 |
| Cash dividends | $1,546,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,159,410 | 1,522 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,899,000 | 1,988 |
| Total interest expense | $9,121,000 | 1,855 |
| Net interest income | $8,778,000 | 2,077 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $1,328,000 | 2,634 |
| Gross Fiduciary activities income | $255,000 | 1,011 |
| Service charges on deposit accounts | $530,000 | 2,603 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $543,000 | 3,021 |
| Total noninterest expense | $5,494,000 | 2,630 |
| Salaries and employee benefits | $2,666,000 | 2,422 |
| Premises and equipment expense | $752,000 | 2,761 |
| Additional noninterest expense | $2,076,000 | 2,706 |
| Pre-tax net operating income | $4,307,000 | 1,471 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $1,297,000 | 1,630 |
| Income before extraordinary items | $3,028,000 | 1,528 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,028,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 5,156 |
| Cash dividends | $922,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,015,400 | 1,424 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.