Home > The Exchange Bank of Lenora > Income and Expense

The Exchange Bank of Lenora, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,680,0009,077
Total interest expense$931,0008,609
Net interest income$749,0009,380
Provision for loan and lease losses$08,652
Total noninterest income$102,0008,996
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0008,358
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,637
Total noninterest expense$784,0008,826
Salaries and employee benefits$580,0007,872
Premises and equipment expense$29,00010,190
Additional noninterest expense$175,0009,400
Pre-tax net operating income$67,0009,555
Securities gains (losses)$2,0003,909
Applicable income taxes$4,0009,224
Income before extraordinary items$65,0009,538
Extraordinary gains, net$032
Net income$65,0009,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00010,074
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$63,1209,488
1997-12-31 (YTD Data)Rank
Total interest income$1,590,0009,563
Total interest expense$840,0009,136
Net interest income$750,0009,808
Provision for loan and lease losses$08,829
Total noninterest income$95,0009,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0008,760
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,093
Total noninterest expense$747,0009,231
Salaries and employee benefits$544,0008,294
Premises and equipment expense$40,00010,440
Additional noninterest expense$163,0009,847
Pre-tax net operating income$98,00010,078
Securities gains (losses)$-10,00010,039
Applicable income taxes$19,0009,739
Income before extraordinary items$69,00010,140
Extraordinary gains, net$044
Net income$69,00010,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$76,80010,062
1996-12-31 (YTD Data)Rank
Total interest income$1,498,00010,111
Total interest expense$782,0009,702
Net interest income$716,00010,342
Provision for loan and lease losses$11,0008,496
Total noninterest income$102,0009,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0008,974
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,577
Total noninterest expense$662,0009,947
Salaries and employee benefits$439,0009,335
Premises and equipment expense$48,00010,693
Additional noninterest expense$175,00010,235
Pre-tax net operating income$145,00010,114
Securities gains (losses)$1,0003,760
Applicable income taxes$8,00010,393
Income before extraordinary items$138,0009,904
Extraordinary gains, net$053
Net income$138,0009,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,424
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$137,0509,861
1995-12-31 (YTD Data)Rank
Total interest income$1,444,00010,624
Total interest expense$769,00010,056
Net interest income$675,00010,914
Provision for loan and lease losses$1,0008,909
Total noninterest income$111,00010,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0009,371
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,550
Total noninterest expense$570,00010,707
Salaries and employee benefits$362,00010,237
Premises and equipment expense$38,00011,427
Additional noninterest expense$170,00010,813
Pre-tax net operating income$215,00010,368
Securities gains (losses)$-132,00011,587
Applicable income taxes$16,00010,816
Income before extraordinary items$67,00011,190
Extraordinary gains, net$065
Net income$67,00011,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$173,92010,202
1994-12-31 (YTD Data)Rank
Total interest income$1,195,00011,366
Total interest expense$558,00010,812
Net interest income$637,00011,587
Provision for loan and lease losses$09,146
Total noninterest income$95,00010,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,0009,936
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,512
Total noninterest expense$608,00011,083
Salaries and employee benefits$379,00010,473
Premises and equipment expense$37,00012,064
Additional noninterest expense$192,00011,243
Pre-tax net operating income$124,00011,457
Securities gains (losses)$-68,00011,275
Applicable income taxes$35,00010,807
Income before extraordinary items$21,00011,966
Extraordinary gains, net$0249
Net income$21,00011,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$64,52011,742
1993-12-31 (YTD Data)Rank
Total interest income$1,278,00011,735
Total interest expense$542,00011,462
Net interest income$736,00011,738
Provision for loan and lease losses$010,371
Total noninterest income$86,00011,666
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,00010,569
Trading account gains and feesNANA
Additional Noninterest Income$51,00010,038
Total noninterest expense$629,00011,491
Salaries and employee benefits$407,00010,563
Premises and equipment expense$34,00012,727
Additional noninterest expense$188,00011,892
Pre-tax net operating income$193,00011,104
Securities gains (losses)$3,0006,505
Applicable income taxes$43,00011,097
Income before extraordinary items$153,00011,170
Extraordinary gains, net$03,149
Net income$153,00011,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$150,66010,990
1992-12-31 (YTD Data)Rank
Total interest income$1,442,00012,097
Total interest expense$727,00011,680
Net interest income$715,00012,261
Provision for loan and lease losses$011,756
Total noninterest income$145,00010,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,00011,039
Trading account gains and feesNANA
Additional Noninterest Income$114,0007,627
Total noninterest expense$591,00012,116
Salaries and employee benefits$382,00011,066
Premises and equipment expense$38,00013,134
Additional noninterest expense$171,00012,650
Pre-tax net operating income$269,00010,433
Securities gains (losses)$4,0007,235
Applicable income taxes$35,00011,656
Income before extraordinary items$238,00010,066
Extraordinary gains, net$01,422
Net income$238,00010,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00012,698
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$234,5209,764

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.