Home > The Exchange Bank of Lenora > Assets and Liabilities
The Exchange Bank of Lenora, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $24,851,000 | 9,097 |
| Cash and due from depository institutions | $504,000 | 8,990 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,612,000 | 5,884 |
| Federal funds sold & reverse repurchase agreements | $1,070,000 | 6,952 |
| Net loans & leases | $8,226,000 | 9,736 |
| Loan loss allowance | $242,000 | 8,050 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $25,000 | 10,302 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $414,000 | 8,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,851,000 | 9,097 |
| Total liabilities | $22,002,000 | 9,068 |
| Total deposits | $19,067,000 | 9,274 |
| Interest-bearing deposits | $16,972,000 | 9,146 |
| Deposits held in domestic offices | $19,067,000 | 9,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,622,000 | 1,818 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $313,000 | 7,308 |
| Total equity capital | $2,849,000 | 8,931 |
| Total bank equity capital | $2,849,000 | 8,931 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $400,000 | 8,783 |
| Undivided profits | $2,349,000 | 6,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $184,000 | 8,139 |
| Earning assets | $23,908,000 | 8,959 |
| Long-term assets (5+ years) | $4,816,000 | 6,301 |
| Average Assets, year-to-date | $23,558,600 | 9,074 |
| Average Assets, quarterly | $23,934,000 | 9,132 |
| Volatile liabilities | $7,220,000 | 5,956 |
| Insider loans | $16,000 | 9,048 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $997,000 | 8,649 |
| Tier 1 (core) risk-based capital | $2,752,000 | 8,923 |
| Tier 2 risk-based capital | $144,540 | 8,960 |
| Total risk weighted assets | $11,465,840 | 9,474 |
| Total unused commitments | $997,000 | 8,657 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $22,455,000 | 9,616 |
| Cash and due from depository institutions | $594,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,448,000 | 6,403 |
| Federal funds sold & reverse repurchase agreements | $415,000 | 7,395 |
| Net loans & leases | $7,566,000 | 10,272 |
| Loan loss allowance | $198,000 | 8,844 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $23,000 | 10,741 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $409,000 | 9,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,455,000 | 9,616 |
| Total liabilities | $19,705,000 | 9,612 |
| Total deposits | $17,338,000 | 9,767 |
| Interest-bearing deposits | $15,514,000 | 9,632 |
| Deposits held in domestic offices | $17,338,000 | 9,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,102,000 | 2,089 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $265,000 | 8,189 |
| Total equity capital | $2,750,000 | 9,274 |
| Total bank equity capital | $2,750,000 | 9,274 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $400,000 | 9,126 |
| Undivided profits | $2,250,000 | 6,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 8,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $142,000 | 9,164 |
| Earning assets | $21,429,000 | 9,500 |
| Long-term assets (5+ years) | $4,064,000 | 6,465 |
| Average Assets, year-to-date | $22,049,000 | 9,546 |
| Average Assets, quarterly | $22,528,500 | 9,571 |
| Volatile liabilities | $4,984,000 | 7,146 |
| Insider loans | $42,000 | 9,153 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $484,000 | 9,606 |
| Tier 1 (core) risk-based capital | $2,688,000 | 9,242 |
| Tier 2 risk-based capital | $125,900 | 9,529 |
| Total risk weighted assets | $10,000,000 | 10,036 |
| Total unused commitments | $484,000 | 9,614 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $22,439,000 | 10,031 |
| Cash and due from depository institutions | $555,000 | 10,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,712,000 | 7,366 |
| Federal funds sold & reverse repurchase agreements | $3,582,000 | 3,397 |
| Net loans & leases | $6,195,000 | 10,907 |
| Loan loss allowance | $196,000 | 9,212 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $27,000 | 11,244 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $368,000 | 9,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,439,000 | 10,031 |
| Total liabilities | $19,769,000 | 10,034 |
| Total deposits | $18,427,000 | 10,092 |
| Interest-bearing deposits | $14,776,000 | 10,192 |
| Deposits held in domestic offices | $18,427,000 | 10,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,117,000 | 2,677 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $225,000 | 8,902 |
| Total equity capital | $2,670,000 | 9,601 |
| Total bank equity capital | $2,670,000 | 9,601 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $400,000 | 9,542 |
| Undivided profits | $2,170,000 | 7,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 8,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $143,000 | 9,464 |
| Earning assets | $21,489,000 | 9,885 |
| Long-term assets (5+ years) | $1,861,000 | 7,919 |
| Average Assets, year-to-date | $21,389,600 | 10,033 |
| Average Assets, quarterly | $21,674,000 | 10,081 |
| Volatile liabilities | $3,463,000 | 8,184 |
| Insider loans | $45,000 | 9,566 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $282,000 | 10,238 |
| Tier 1 (core) risk-based capital | $2,617,000 | 9,598 |
| Tier 2 risk-based capital | $108,210 | 10,172 |
| Total risk weighted assets | $8,568,810 | 10,670 |
| Total unused commitments | $282,000 | 10,248 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $20,882,000 | 10,588 |
| Cash and due from depository institutions | $181,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,481,000 | 7,771 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,937 |
| Net loans & leases | $6,351,000 | 11,346 |
| Loan loss allowance | $196,000 | 9,549 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $42,000 | 11,635 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $352,000 | 10,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,882,000 | 10,588 |
| Total liabilities | $18,256,000 | 10,617 |
| Total deposits | $15,361,000 | 10,924 |
| Interest-bearing deposits | $13,098,000 | 10,889 |
| Deposits held in domestic offices | $15,361,000 | 10,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,631,000 | 1,979 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $264,000 | 8,789 |
| Total equity capital | $2,626,000 | 9,945 |
| Total bank equity capital | $2,626,000 | 9,945 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $2,126,000 | 7,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $125,000 | 10,193 |
| Earning assets | $20,307,000 | 10,400 |
| Long-term assets (5+ years) | $1,743,000 | 8,152 |
| Average Assets, year-to-date | $20,096,600 | 10,576 |
| Average Assets, quarterly | $20,474,500 | 10,616 |
| Volatile liabilities | $4,110,000 | 7,571 |
| Insider loans | $22,000 | 10,359 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $343,000 | 10,362 |
| Tier 1 (core) risk-based capital | $2,479,000 | 10,036 |
| Tier 2 risk-based capital | $113,130 | 10,449 |
| Total risk weighted assets | $8,967,130 | 10,995 |
| Total unused commitments | $343,000 | 10,369 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $19,951,000 | 11,125 |
| Cash and due from depository institutions | $278,000 | 10,754 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,174,000 | 8,338 |
| Federal funds sold & reverse repurchase agreements | $1,683,000 | 4,221 |
| Net loans & leases | $6,289,000 | 11,882 |
| Loan loss allowance | $195,000 | 9,967 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $34,000 | 12,292 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $493,000 | 9,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,951,000 | 11,125 |
| Total liabilities | $17,764,000 | 11,128 |
| Total deposits | $15,418,000 | 11,378 |
| Interest-bearing deposits | $12,994,000 | 11,343 |
| Deposits held in domestic offices | $15,418,000 | 11,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,219,000 | 2,547 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $128,000 | 10,487 |
| Total equity capital | $2,187,000 | 10,649 |
| Total bank equity capital | $2,187,000 | 10,649 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $400,000 | 10,339 |
| Undivided profits | $1,686,000 | 7,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $142,000 | 9,852 |
| Earning assets | $19,146,000 | 10,927 |
| Long-term assets (5+ years) | $1,953,000 | 8,319 |
| Average Assets, year-to-date | $20,008,000 | 11,062 |
| Average Assets, quarterly | $20,066,000 | 11,074 |
| Volatile liabilities | $3,279,000 | 8,196 |
| Insider loans | $25,000 | 10,724 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $148,000 | 11,347 |
| Tier 1 (core) risk-based capital | $2,411,000 | 10,403 |
| Tier 2 risk-based capital | $116,490 | 10,837 |
| Total risk weighted assets | $9,240,390 | 11,404 |
| Total unused commitments | $148,000 | 11,350 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $20,123,000 | 11,593 |
| Cash and due from depository institutions | $890,000 | 10,972 |
| Interest-bearing balances | $95,000 | 6,780 |
| Securities | $12,815,000 | 8,073 |
| Federal funds sold & reverse repurchase agreements | $988,000 | 7,876 |
| Net loans & leases | $5,077,000 | 12,699 |
| Loan loss allowance | $192,000 | 10,414 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $39,000 | 12,883 |
| Other real estate owned | $0 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $314,000 | 11,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,123,000 | 11,593 |
| Total liabilities | $17,733,000 | 11,656 |
| Total deposits | $15,275,000 | 11,983 |
| Interest-bearing deposits | $13,855,000 | 11,786 |
| Deposits held in domestic offices | $15,275,000 | 11,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,349,000 | 2,080 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $109,000 | 11,327 |
| Total equity capital | $2,390,000 | 10,702 |
| Total bank equity capital | $2,390,000 | 10,702 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $1,890,000 | 7,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 10,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $109,000 | 10,727 |
| Earning assets | $18,975,000 | 11,452 |
| Long-term assets (5+ years) | $3,465,000 | 7,443 |
| Average Assets, year-to-date | $20,067,200 | 11,520 |
| Average Assets, quarterly | $20,355,000 | 11,525 |
| Volatile liabilities | $3,149,000 | 8,233 |
| Insider loans | $45,000 | 10,733 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $132,000 | 11,709 |
| Tier 1 (core) risk-based capital | $2,390,000 | 10,669 |
| Tier 2 risk-based capital | $105,660 | 11,462 |
| Total risk weighted assets | $8,366,560 | 12,089 |
| Total unused commitments | $132,000 | 11,715 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $19,862,000 | 12,056 |
| Cash and due from depository institutions | $541,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,065,000 | 7,968 |
| Federal funds sold & reverse repurchase agreements | $1,336,000 | 7,897 |
| Net loans & leases | $4,498,000 | 13,363 |
| Loan loss allowance | $192,000 | 10,684 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $43,000 | 13,445 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $379,000 | 10,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,862,000 | 12,056 |
| Total liabilities | $17,625,000 | 12,099 |
| Total deposits | $16,238,000 | 12,248 |
| Interest-bearing deposits | $14,301,000 | 12,139 |
| Deposits held in domestic offices | $16,238,000 | 12,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,261,000 | 2,377 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $126,000 | 11,702 |
| Total equity capital | $2,237,000 | 11,034 |
| Total bank equity capital | $2,237,000 | 11,034 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $1,737,000 | 7,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 8,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $69,000 | 12,490 |
| Earning assets | $18,899,000 | 11,853 |
| Long-term assets (5+ years) | $4,001,000 | 7,189 |
| Average Assets, year-to-date | $19,639,000 | 11,980 |
| Average Assets, quarterly | $19,549,000 | 12,064 |
| Volatile liabilities | $2,590,000 | 9,119 |
| Insider loans | $45,000 | 7,335 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,000 | 12,431 |
| Tier 1 (core) risk-based capital | $2,237,000 | 10,985 |
| Tier 2 risk-based capital | $101,930 | 11,913 |
| Total risk weighted assets | $8,064,530 | 12,648 |
| Total unused commitments | $30,000 | 12,433 |
| Derivatives | $0 | 651 |