Home > The Exchange Bank of Kentucky > Assets and Liabilities
The Exchange Bank of Kentucky, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $64,826,000 | 6,202 |
| Cash and due from depository institutions | $4,292,000 | 6,239 |
| Interest-bearing balances | $474,000 | 3,160 |
| Securities | $14,166,000 | 6,654 |
| Federal funds sold & reverse repurchase agreements | $840,000 | 6,758 |
| Net loans & leases | $43,377,000 | 5,565 |
| Loan loss allowance | $649,000 | 4,930 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,196,000 | 5,430 |
| Other real estate owned | $24,000 | 6,239 |
| Goodwill and other intangibles | $185,000 | 2,170 |
| All other assets | $746,000 | 7,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,826,000 | 6,202 |
| Total liabilities | $60,325,000 | 6,048 |
| Total deposits | $59,535,000 | 5,867 |
| Interest-bearing deposits | $50,611,000 | 5,906 |
| Deposits held in domestic offices | $59,535,000 | 5,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $412,000 | 3,330 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $378,000 | 7,024 |
| Total equity capital | $4,501,000 | 7,695 |
| Total bank equity capital | $4,501,000 | 7,695 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,190,000 | 3,089 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $1,311,000 | 8,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $499,000 | 4,661 |
| Earning assets | $58,857,000 | 6,237 |
| Long-term assets (5+ years) | $15,599,000 | 3,184 |
| Average Assets, year-to-date | $63,493,800 | 6,110 |
| Average Assets, quarterly | $64,526,000 | 6,167 |
| Volatile liabilities | $6,684,000 | 6,201 |
| Insider loans | $823,000 | 4,127 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,691,000 | 459 |
| Unused loan commitments | $3,960,000 | 5,683 |
| Tier 1 (core) risk-based capital | $4,517,000 | 7,556 |
| Tier 2 risk-based capital | $589,190 | 4,660 |
| Total risk weighted assets | $47,053,590 | 5,317 |
| Total unused commitments | $3,960,000 | 5,693 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $65,368,000 | 6,243 |
| Cash and due from depository institutions | $5,523,000 | 7,163 |
| Interest-bearing balances | $458,000 | 3,425 |
| Securities | $15,268,000 | 6,638 |
| Federal funds sold & reverse repurchase agreements | $6,085,000 | 2,397 |
| Net loans & leases | $36,405,000 | 6,210 |
| Loan loss allowance | $472,000 | 6,295 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,219,000 | 5,367 |
| Other real estate owned | $96,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $772,000 | 7,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,368,000 | 6,243 |
| Total liabilities | $60,763,000 | 6,090 |
| Total deposits | $60,050,000 | 5,935 |
| Interest-bearing deposits | $52,065,000 | 5,912 |
| Deposits held in domestic offices | $60,050,000 | 5,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,191 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $313,000 | 8,117 |
| Total equity capital | $4,605,000 | 7,712 |
| Total bank equity capital | $4,605,000 | 7,712 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,190,000 | 3,210 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $1,415,000 | 8,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $487,000 | 4,851 |
| Earning assets | $58,216,000 | 6,370 |
| Long-term assets (5+ years) | $12,053,000 | 3,589 |
| Average Assets, year-to-date | $62,265,200 | 6,264 |
| Average Assets, quarterly | $62,409,500 | 6,393 |
| Volatile liabilities | $6,532,000 | 6,021 |
| Insider loans | $1,004,000 | 3,722 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,373,000 | 547 |
| Unused loan commitments | $2,804,000 | 6,554 |
| Tier 1 (core) risk-based capital | $4,600,000 | 7,598 |
| Tier 2 risk-based capital | $472,000 | 5,517 |
| Total risk weighted assets | $40,422,500 | 5,902 |
| Total unused commitments | $2,804,000 | 6,567 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $66,238,000 | 6,158 |
| Cash and due from depository institutions | $5,467,000 | 6,680 |
| Interest-bearing balances | $473,000 | 3,437 |
| Securities | $21,928,000 | 5,506 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 6,670 |
| Net loans & leases | $35,660,000 | 6,274 |
| Loan loss allowance | $416,000 | 6,958 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,293,000 | 5,172 |
| Other real estate owned | $121,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,244,000 | 5,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,238,000 | 6,158 |
| Total liabilities | $61,818,000 | 6,025 |
| Total deposits | $61,072,000 | 5,840 |
| Interest-bearing deposits | $51,744,000 | 5,919 |
| Deposits held in domestic offices | $61,072,000 | 5,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 4,088 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $346,000 | 6,706 |
| Total equity capital | $4,420,000 | 7,724 |
| Total bank equity capital | $4,420,000 | 7,724 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,190,000 | 3,327 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $1,230,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 5,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $395,000 | 5,233 |
| Earning assets | $58,586,000 | 6,322 |
| Long-term assets (5+ years) | $12,147,000 | 3,655 |
| Average Assets, year-to-date | $61,447,800 | 6,413 |
| Average Assets, quarterly | $63,074,500 | 6,387 |
| Volatile liabilities | $5,173,000 | 6,617 |
| Insider loans | $570,000 | 5,274 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $874,000 | 672 |
| Unused loan commitments | $2,616,000 | 6,753 |
| Tier 1 (core) risk-based capital | $4,423,000 | 7,802 |
| Tier 2 risk-based capital | $416,000 | 6,047 |
| Total risk weighted assets | $39,340,100 | 5,965 |
| Total unused commitments | $2,616,000 | 6,762 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $62,667,000 | 6,612 |
| Cash and due from depository institutions | $6,128,000 | 6,114 |
| Interest-bearing balances | $624,000 | 4,027 |
| Securities | $20,806,000 | 5,952 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 7,354 |
| Net loans & leases | $32,466,000 | 6,641 |
| Loan loss allowance | $457,000 | 6,773 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,265,000 | 5,289 |
| Other real estate owned | $159,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $668,000 | 8,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,667,000 | 6,612 |
| Total liabilities | $58,420,000 | 6,473 |
| Total deposits | $57,450,000 | 6,353 |
| Interest-bearing deposits | $49,632,000 | 6,371 |
| Deposits held in domestic offices | $57,450,000 | 6,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,350 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $570,000 | 4,864 |
| Total equity capital | $4,247,000 | 8,079 |
| Total bank equity capital | $4,247,000 | 8,079 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,190,000 | 3,428 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $1,057,000 | 9,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 4,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,374 |
| Income earned, not collected on loans | $307,000 | 5,961 |
| Earning assets | $55,071,000 | 6,840 |
| Long-term assets (5+ years) | $8,122,000 | 4,979 |
| Average Assets, year-to-date | $59,012,800 | 6,765 |
| Average Assets, quarterly | $60,979,500 | 6,699 |
| Volatile liabilities | $4,852,000 | 6,640 |
| Insider loans | $549,000 | 5,427 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,241,000 | 955 |
| Unused loan commitments | $4,943,000 | 4,923 |
| Tier 1 (core) risk-based capital | $4,247,000 | 8,005 |
| Tier 2 risk-based capital | $454,570 | 5,696 |
| Total risk weighted assets | $36,363,270 | 6,347 |
| Total unused commitments | $4,943,000 | 4,945 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $60,651,000 | 6,872 |
| Cash and due from depository institutions | $5,750,000 | 5,937 |
| Interest-bearing balances | $685,000 | 4,438 |
| Securities | $18,033,000 | 6,520 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 10,824 |
| Net loans & leases | $34,656,000 | 6,354 |
| Loan loss allowance | $376,000 | 7,761 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,133,000 | 5,707 |
| Other real estate owned | $240,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $614,000 | 8,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,651,000 | 6,872 |
| Total liabilities | $56,579,000 | 6,750 |
| Total deposits | $55,890,000 | 6,637 |
| Interest-bearing deposits | $48,894,000 | 6,607 |
| Deposits held in domestic offices | $55,890,000 | 6,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,119 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $289,000 | 8,409 |
| Total equity capital | $4,072,000 | 8,184 |
| Total bank equity capital | $4,072,000 | 8,184 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,190,000 | 3,574 |
| Surplus | $1,244,000 | 7,346 |
| Undivided profits | $1,638,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 8,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $306,000 | 6,413 |
| Earning assets | $53,599,000 | 7,033 |
| Long-term assets (5+ years) | $10,736,000 | 4,154 |
| Average Assets, year-to-date | $56,447,800 | 7,083 |
| Average Assets, quarterly | $58,463,000 | 7,008 |
| Volatile liabilities | $5,859,000 | 5,972 |
| Insider loans | $826,000 | 1,041 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,986,000 | 4,631 |
| Tier 1 (core) risk-based capital | $4,072,000 | 8,121 |
| Tier 2 risk-based capital | $376,000 | 6,525 |
| Total risk weighted assets | $37,275,800 | 6,258 |
| Total unused commitments | $4,986,000 | 4,656 |
| Derivatives | $0 | 651 |