Home > The Exchange Bank of Clyde, Clyde, Kansas > Income and Expense
The Exchange Bank of Clyde, Clyde, Kansas, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 10,182 |
| Total interest expense | $523,000 | 10,040 |
| Net interest income | $589,000 | 10,211 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $48,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $403,000 | 10,462 |
| Salaries and employee benefits | $242,000 | 10,319 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $85,000 | 10,658 |
| Pre-tax net operating income | $208,000 | 9,532 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $67,000 | 8,963 |
| Income before extraordinary items | $137,000 | 9,706 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $137,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $139,680 | 9,635 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 10,775 |
| Total interest expense | $484,000 | 10,644 |
| Net interest income | $544,000 | 10,787 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $49,000 | 10,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $399,000 | 10,970 |
| Salaries and employee benefits | $249,000 | 10,722 |
| Premises and equipment expense | $65,000 | 10,223 |
| Additional noninterest expense | $85,000 | 11,205 |
| Pre-tax net operating income | $186,000 | 9,873 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $125,000 | 9,999 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $125,000 | 9,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $52,000 | 7,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $126,360 | 9,935 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 11,362 |
| Total interest expense | $446,000 | 11,198 |
| Net interest income | $508,000 | 11,383 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $383,000 | 11,486 |
| Salaries and employee benefits | $234,000 | 11,275 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $86,000 | 11,731 |
| Pre-tax net operating income | $161,000 | 10,709 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $47,000 | 10,241 |
| Income before extraordinary items | $111,000 | 10,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $111,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $117,000 | 6,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $113,100 | 10,781 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 12,056 |
| Total interest expense | $324,000 | 11,935 |
| Net interest income | $484,000 | 12,053 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $53,000 | 11,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $364,000 | 12,168 |
| Salaries and employee benefits | $217,000 | 11,938 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $87,000 | 12,388 |
| Pre-tax net operating income | $149,000 | 11,274 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $97,000 | 11,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $97,000 | 11,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $109,410 | 11,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 12,624 |
| Total interest expense | $348,000 | 12,446 |
| Net interest income | $479,000 | 12,608 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $380,000 | 12,724 |
| Salaries and employee benefits | $222,000 | 12,437 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $97,000 | 12,957 |
| Pre-tax net operating income | $116,000 | 11,747 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $96,000 | 11,839 |
| Extraordinary gains, net | $-5,000 | 12,234 |
| Net income | $91,000 | 11,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $89,070 | 11,732 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 12,951 |
| Total interest expense | $513,000 | 12,711 |
| Net interest income | $531,000 | 12,963 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $32,000 | 13,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 11,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $402,000 | 13,158 |
| Salaries and employee benefits | $235,000 | 12,767 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $111,000 | 13,421 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $94,000 | 3,106 |
| Applicable income taxes | $87,000 | 10,252 |
| Income before extraordinary items | $168,000 | 11,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $168,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $105,960 | 11,573 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.