Home > The Exchange Bank of Alabama > Income and Expense
The Exchange Bank of Alabama, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,567,000 | 2,220 |
| Total interest expense | $2,658,000 | 2,763 |
| Net interest income | $12,909,000 | 2,017 |
| Provision for loan and lease losses | $100,000 | 2,434 |
| Total noninterest income | $2,209,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $657,000 | 1,384 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,552,000 | 1,846 |
| Total noninterest expense | $9,198,000 | 2,139 |
| Salaries and employee benefits | $5,753,000 | 2,007 |
| Premises and equipment expense | $1,281,000 | 1,721 |
| Additional noninterest expense | $1,552,000 | 1,846 |
| Pre-tax net operating income | $5,820,000 | 1,757 |
| Securities gains (losses) | $-9,000 | 3,351 |
| Applicable income taxes | $1,302,000 | 1,267 |
| Income before extraordinary items | $4,509,000 | 1,848 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,509,000 | 1,870 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,509,000 | 1,851 |
| Net charge-offs | $31,000 | 2,008 |
| Cash dividends | $940,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,516,110 | 1,872 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,482,000 | 2,210 |
| Total interest expense | $1,808,000 | 2,760 |
| Net interest income | $9,674,000 | 2,031 |
| Provision for loan and lease losses | $50,000 | 2,479 |
| Total noninterest income | $1,032,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $492,000 | 1,392 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $540,000 | 2,612 |
| Total noninterest expense | $6,684,000 | 2,174 |
| Salaries and employee benefits | $4,288,000 | 2,024 |
| Premises and equipment expense | $980,000 | 1,707 |
| Additional noninterest expense | $540,000 | 2,611 |
| Pre-tax net operating income | $3,972,000 | 1,912 |
| Securities gains (losses) | $-9,000 | 3,466 |
| Applicable income taxes | $939,000 | 1,329 |
| Income before extraordinary items | $3,024,000 | 2,050 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,024,000 | 2,069 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,024,000 | 2,050 |
| Net charge-offs | $28,000 | 1,741 |
| Cash dividends | $840,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,031,110 | 2,070 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 2,196 |
| Total interest expense | $1,105,000 | 2,710 |
| Net interest income | $6,470,000 | 2,049 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $637,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $334,000 | 1,351 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $303,000 | 2,749 |
| Total noninterest expense | $4,458,000 | 2,163 |
| Salaries and employee benefits | $2,868,000 | 2,018 |
| Premises and equipment expense | $664,000 | 1,675 |
| Additional noninterest expense | $303,000 | 2,743 |
| Pre-tax net operating income | $2,649,000 | 1,893 |
| Securities gains (losses) | $-9,000 | 3,781 |
| Applicable income taxes | $626,000 | 1,337 |
| Income before extraordinary items | $2,014,000 | 2,058 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,014,000 | 2,083 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,014,000 | 2,058 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $640,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,021,110 | 2,069 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 2,216 |
| Total interest expense | $481,000 | 2,680 |
| Net interest income | $3,210,000 | 2,069 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $337,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $160,000 | 1,406 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $177,000 | 2,577 |
| Total noninterest expense | $2,238,000 | 2,194 |
| Salaries and employee benefits | $1,440,000 | 2,041 |
| Premises and equipment expense | $338,000 | 1,688 |
| Additional noninterest expense | $177,000 | 2,577 |
| Pre-tax net operating income | $1,309,000 | 1,951 |
| Securities gains (losses) | $-9,000 | 4,022 |
| Applicable income taxes | $324,000 | 1,322 |
| Income before extraordinary items | $976,000 | 2,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $976,000 | 2,124 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $976,000 | 2,124 |
| Net charge-offs | $12,000 | 1,306 |
| Cash dividends | $640,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $983,110 | 2,138 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,258,000 | 2,243 |
| Total interest expense | $1,365,000 | 2,028 |
| Net interest income | $10,893,000 | 2,254 |
| Provision for loan and lease losses | $-100,000 | 4,353 |
| Total noninterest income | $1,634,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $710,000 | 1,328 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $924,000 | 2,407 |
| Total noninterest expense | $8,441,000 | 2,224 |
| Salaries and employee benefits | $5,262,000 | 2,107 |
| Premises and equipment expense | $1,353,000 | 1,658 |
| Additional noninterest expense | $924,000 | 2,407 |
| Pre-tax net operating income | $4,186,000 | 2,245 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $956,000 | 1,589 |
| Income before extraordinary items | $3,230,000 | 2,365 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,230,000 | 2,364 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,230,000 | 2,364 |
| Net charge-offs | $-87,000 | 4,240 |
| Cash dividends | $220,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,230,000 | 2,392 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 2,276 |
| Total interest expense | $927,000 | 1,867 |
| Net interest income | $7,713,000 | 2,309 |
| Provision for loan and lease losses | $-100,000 | 4,450 |
| Total noninterest income | $1,295,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $536,000 | 1,333 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $759,000 | 2,360 |
| Total noninterest expense | $6,328,000 | 2,218 |
| Salaries and employee benefits | $3,966,000 | 2,094 |
| Premises and equipment expense | $1,050,000 | 1,616 |
| Additional noninterest expense | $759,000 | 2,360 |
| Pre-tax net operating income | $2,780,000 | 2,379 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $661,000 | 1,645 |
| Income before extraordinary items | $2,119,000 | 2,517 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,119,000 | 2,515 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,119,000 | 2,516 |
| Net charge-offs | $-83,000 | 4,239 |
| Cash dividends | $220,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,119,000 | 2,552 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 2,344 |
| Total interest expense | $566,000 | 1,803 |
| Net interest income | $4,787,000 | 2,379 |
| Provision for loan and lease losses | $-100,000 | 4,474 |
| Total noninterest income | $799,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $348,000 | 1,338 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $451,000 | 2,493 |
| Total noninterest expense | $4,276,000 | 2,190 |
| Salaries and employee benefits | $2,662,000 | 2,096 |
| Premises and equipment expense | $739,000 | 1,565 |
| Additional noninterest expense | $875,000 | 2,838 |
| Pre-tax net operating income | $1,410,000 | 2,639 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $331,000 | 1,782 |
| Income before extraordinary items | $1,079,000 | 2,741 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,079,000 | 2,738 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,079,000 | 2,741 |
| Net charge-offs | $-96,000 | 4,376 |
| Cash dividends | $160,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,079,000 | 2,773 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 2,359 |
| Total interest expense | $274,000 | 1,795 |
| Net interest income | $2,306,000 | 2,382 |
| Provision for loan and lease losses | $-100,000 | 4,515 |
| Total noninterest income | $363,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $168,000 | 1,359 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $195,000 | 2,598 |
| Total noninterest expense | $2,181,000 | 2,163 |
| Salaries and employee benefits | $1,345,000 | 2,077 |
| Premises and equipment expense | $360,000 | 1,611 |
| Additional noninterest expense | $476,000 | 2,677 |
| Pre-tax net operating income | $588,000 | 2,730 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $131,000 | 1,895 |
| Income before extraordinary items | $457,000 | 2,839 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $457,000 | 2,837 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $457,000 | 2,839 |
| Net charge-offs | $-97,000 | 4,548 |
| Cash dividends | $160,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $457,000 | 2,868 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,477,000 | 2,403 |
| Total interest expense | $1,267,000 | 1,871 |
| Net interest income | $9,210,000 | 2,429 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,102,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $661,000 | 1,306 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,441,000 | 2,257 |
| Total noninterest expense | $8,107,000 | 2,265 |
| Salaries and employee benefits | $5,073,000 | 2,148 |
| Premises and equipment expense | $1,401,000 | 1,606 |
| Additional noninterest expense | $1,633,000 | 2,953 |
| Pre-tax net operating income | $3,205,000 | 2,604 |
| Securities gains (losses) | $104,000 | 844 |
| Applicable income taxes | $709,000 | 1,859 |
| Income before extraordinary items | $2,600,000 | 2,715 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,600,000 | 2,716 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,600,000 | 2,716 |
| Net charge-offs | $-13,000 | 3,724 |
| Cash dividends | $352,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,517,840 | 2,726 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 2,500 |
| Total interest expense | $961,000 | 1,943 |
| Net interest income | $6,619,000 | 2,539 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,568,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $485,000 | 1,323 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,083,000 | 2,299 |
| Total noninterest expense | $6,104,000 | 2,267 |
| Salaries and employee benefits | $3,817,000 | 2,154 |
| Premises and equipment expense | $1,016,000 | 1,674 |
| Additional noninterest expense | $1,271,000 | 2,889 |
| Pre-tax net operating income | $2,083,000 | 2,888 |
| Securities gains (losses) | $98,000 | 814 |
| Applicable income taxes | $480,000 | 2,006 |
| Income before extraordinary items | $1,701,000 | 2,998 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,701,000 | 2,998 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,701,000 | 2,998 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $352,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,623,580 | 3,020 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 2,495 |
| Total interest expense | $640,000 | 2,015 |
| Net interest income | $4,429,000 | 2,537 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $953,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $314,000 | 1,312 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $639,000 | 2,394 |
| Total noninterest expense | $4,090,000 | 2,258 |
| Salaries and employee benefits | $2,593,000 | 2,130 |
| Premises and equipment expense | $670,000 | 1,682 |
| Additional noninterest expense | $827,000 | 2,919 |
| Pre-tax net operating income | $1,292,000 | 2,955 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $294,000 | 2,034 |
| Income before extraordinary items | $998,000 | 3,128 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $998,000 | 3,126 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $998,000 | 3,128 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $224,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $998,000 | 3,101 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 2,477 |
| Total interest expense | $318,000 | 2,099 |
| Net interest income | $2,224,000 | 2,509 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $463,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $160,000 | 1,289 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $303,000 | 2,441 |
| Total noninterest expense | $2,088,000 | 2,206 |
| Salaries and employee benefits | $1,355,000 | 2,056 |
| Premises and equipment expense | $326,000 | 1,727 |
| Additional noninterest expense | $407,000 | 2,906 |
| Pre-tax net operating income | $599,000 | 3,042 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $138,000 | 2,065 |
| Income before extraordinary items | $461,000 | 3,206 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $461,000 | 3,207 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $461,000 | 3,206 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $224,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $461,000 | 3,181 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,504,000 | 2,307 |
| Total interest expense | $1,500,000 | 2,378 |
| Net interest income | $10,004,000 | 2,258 |
| Provision for loan and lease losses | $525,000 | 2,190 |
| Total noninterest income | $1,738,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $677,000 | 1,278 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,061,000 | 2,423 |
| Total noninterest expense | $7,942,000 | 2,284 |
| Salaries and employee benefits | $4,963,000 | 2,167 |
| Premises and equipment expense | $1,344,000 | 1,643 |
| Additional noninterest expense | $1,635,000 | 2,891 |
| Pre-tax net operating income | $3,275,000 | 2,326 |
| Securities gains (losses) | $-1,000 | 4,658 |
| Applicable income taxes | $639,000 | 1,768 |
| Income before extraordinary items | $2,635,000 | 2,469 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,635,000 | 2,469 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,635,000 | 2,469 |
| Net charge-offs | $307,000 | 1,274 |
| Cash dividends | $628,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,635,800 | 2,417 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 2,281 |
| Total interest expense | $1,147,000 | 2,453 |
| Net interest income | $7,737,000 | 2,209 |
| Provision for loan and lease losses | $525,000 | 1,925 |
| Total noninterest income | $1,208,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $496,000 | 1,291 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $712,000 | 2,480 |
| Total noninterest expense | $6,028,000 | 2,228 |
| Salaries and employee benefits | $3,801,000 | 2,105 |
| Premises and equipment expense | $995,000 | 1,664 |
| Additional noninterest expense | $1,232,000 | 2,862 |
| Pre-tax net operating income | $2,392,000 | 2,343 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $462,000 | 1,785 |
| Income before extraordinary items | $1,931,000 | 2,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,931,000 | 2,493 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,931,000 | 2,493 |
| Net charge-offs | $276,000 | 1,065 |
| Cash dividends | $628,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,930,190 | 2,449 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,165,000 | 2,238 |
| Total interest expense | $777,000 | 2,537 |
| Net interest income | $5,388,000 | 2,134 |
| Provision for loan and lease losses | $525,000 | 1,569 |
| Total noninterest income | $742,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $331,000 | 1,298 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $411,000 | 2,590 |
| Total noninterest expense | $4,092,000 | 2,216 |
| Salaries and employee benefits | $2,583,000 | 2,089 |
| Premises and equipment expense | $667,000 | 1,658 |
| Additional noninterest expense | $842,000 | 2,818 |
| Pre-tax net operating income | $1,513,000 | 2,378 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $239,000 | 1,914 |
| Income before extraordinary items | $1,273,000 | 2,469 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,273,000 | 2,468 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,273,000 | 2,469 |
| Net charge-offs | $333,000 | 762 |
| Cash dividends | $500,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,273,840 | 2,430 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 2,265 |
| Total interest expense | $405,000 | 2,600 |
| Net interest income | $2,595,000 | 2,159 |
| Provision for loan and lease losses | $225,000 | 1,360 |
| Total noninterest income | $396,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $191,000 | 1,339 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $205,000 | 2,413 |
| Total noninterest expense | $2,108,000 | 2,201 |
| Salaries and employee benefits | $1,337,000 | 2,049 |
| Premises and equipment expense | $335,000 | 1,673 |
| Additional noninterest expense | $436,000 | 2,783 |
| Pre-tax net operating income | $658,000 | 2,430 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $52,000 | 2,374 |
| Income before extraordinary items | $606,000 | 2,390 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $606,000 | 2,389 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $606,000 | 2,390 |
| Net charge-offs | $15,000 | 1,715 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $606,000 | 2,362 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,733,000 | 2,325 |
| Total interest expense | $1,761,000 | 2,542 |
| Net interest income | $9,972,000 | 2,244 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $1,625,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $846,000 | 1,275 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $779,000 | 2,531 |
| Total noninterest expense | $7,950,000 | 2,254 |
| Salaries and employee benefits | $4,913,000 | 2,128 |
| Premises and equipment expense | $1,305,000 | 1,685 |
| Additional noninterest expense | $1,732,000 | 2,813 |
| Pre-tax net operating income | $3,447,000 | 2,257 |
| Securities gains (losses) | $12,000 | 1,837 |
| Applicable income taxes | $415,000 | 2,137 |
| Income before extraordinary items | $3,044,000 | 2,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,044,000 | 2,267 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,044,000 | 2,267 |
| Net charge-offs | $59,000 | 2,542 |
| Cash dividends | $860,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,033,440 | 2,234 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 2,355 |
| Total interest expense | $1,323,000 | 2,553 |
| Net interest income | $7,470,000 | 2,278 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $1,192,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $631,000 | 1,283 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $561,000 | 2,596 |
| Total noninterest expense | $5,989,000 | 2,260 |
| Salaries and employee benefits | $3,768,000 | 2,104 |
| Premises and equipment expense | $964,000 | 1,720 |
| Additional noninterest expense | $1,257,000 | 2,883 |
| Pre-tax net operating income | $2,498,000 | 2,366 |
| Securities gains (losses) | $12,000 | 1,604 |
| Applicable income taxes | $450,000 | 1,895 |
| Income before extraordinary items | $2,060,000 | 2,481 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,060,000 | 2,482 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,060,000 | 2,482 |
| Net charge-offs | $48,000 | 2,242 |
| Cash dividends | $860,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,050,160 | 2,460 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 2,364 |
| Total interest expense | $878,000 | 2,537 |
| Net interest income | $4,934,000 | 2,294 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $715,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $425,000 | 1,258 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $290,000 | 2,841 |
| Total noninterest expense | $4,082,000 | 2,224 |
| Salaries and employee benefits | $2,565,000 | 2,076 |
| Premises and equipment expense | $648,000 | 1,718 |
| Additional noninterest expense | $869,000 | 2,831 |
| Pre-tax net operating income | $1,467,000 | 2,550 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $200,000 | 2,210 |
| Income before extraordinary items | $1,270,000 | 2,579 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,270,000 | 2,578 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,270,000 | 2,578 |
| Net charge-offs | $37,000 | 2,040 |
| Cash dividends | $560,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,267,420 | 2,545 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 2,378 |
| Total interest expense | $435,000 | 2,512 |
| Net interest income | $2,450,000 | 2,316 |
| Provision for loan and lease losses | $25,000 | 2,614 |
| Total noninterest income | $420,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $217,000 | 1,233 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 2,388 |
| Total noninterest expense | $2,123,000 | 2,176 |
| Salaries and employee benefits | $1,359,000 | 2,012 |
| Premises and equipment expense | $331,000 | 1,712 |
| Additional noninterest expense | $433,000 | 2,840 |
| Pre-tax net operating income | $722,000 | 2,529 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $175,000 | 1,703 |
| Income before extraordinary items | $548,000 | 2,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $548,000 | 2,756 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $548,000 | 2,756 |
| Net charge-offs | $33,000 | 1,439 |
| Cash dividends | $560,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $547,210 | 2,751 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,120,000 | 2,344 |
| Total interest expense | $1,276,000 | 2,580 |
| Net interest income | $9,844,000 | 2,282 |
| Provision for loan and lease losses | $130,000 | 2,777 |
| Total noninterest income | $1,921,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $929,000 | 1,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $992,000 | 2,247 |
| Total noninterest expense | $7,560,000 | 2,346 |
| Salaries and employee benefits | $4,599,000 | 2,239 |
| Premises and equipment expense | $1,252,000 | 1,756 |
| Additional noninterest expense | $1,709,000 | 2,897 |
| Pre-tax net operating income | $4,075,000 | 2,083 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $833,000 | 1,551 |
| Income before extraordinary items | $3,243,000 | 2,211 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,243,000 | 2,209 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,243,000 | 2,210 |
| Net charge-offs | $63,000 | 2,475 |
| Cash dividends | $420,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,242,200 | 2,205 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 2,364 |
| Total interest expense | $921,000 | 2,560 |
| Net interest income | $7,284,000 | 2,312 |
| Provision for loan and lease losses | $70,000 | 2,956 |
| Total noninterest income | $1,453,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $705,000 | 1,224 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $748,000 | 2,257 |
| Total noninterest expense | $5,711,000 | 2,331 |
| Salaries and employee benefits | $3,495,000 | 2,207 |
| Premises and equipment expense | $965,000 | 1,730 |
| Additional noninterest expense | $1,251,000 | 2,950 |
| Pre-tax net operating income | $2,956,000 | 2,147 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $621,000 | 1,595 |
| Income before extraordinary items | $2,335,000 | 2,286 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,335,000 | 2,285 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,335,000 | 2,285 |
| Net charge-offs | $36,000 | 2,399 |
| Cash dividends | $420,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,335,000 | 2,280 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 2,364 |
| Total interest expense | $606,000 | 2,506 |
| Net interest income | $4,820,000 | 2,321 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,018,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $487,000 | 1,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $531,000 | 2,206 |
| Total noninterest expense | $3,846,000 | 2,321 |
| Salaries and employee benefits | $2,393,000 | 2,177 |
| Premises and equipment expense | $633,000 | 1,766 |
| Additional noninterest expense | $820,000 | 3,000 |
| Pre-tax net operating income | $1,992,000 | 2,108 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $445,000 | 1,514 |
| Income before extraordinary items | $1,549,000 | 2,257 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,549,000 | 2,255 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,549,000 | 2,256 |
| Net charge-offs | $43,000 | 1,849 |
| Cash dividends | $220,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,547,420 | 2,255 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 2,374 |
| Total interest expense | $300,000 | 2,469 |
| Net interest income | $2,382,000 | 2,338 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $522,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $247,000 | 1,182 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $275,000 | 2,122 |
| Total noninterest expense | $2,003,000 | 2,277 |
| Salaries and employee benefits | $1,264,000 | 2,113 |
| Premises and equipment expense | $322,000 | 1,759 |
| Additional noninterest expense | $417,000 | 2,982 |
| Pre-tax net operating income | $901,000 | 2,185 |
| Securities gains (losses) | $3,000 | 584 |
| Applicable income taxes | $149,000 | 1,836 |
| Income before extraordinary items | $755,000 | 2,253 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $755,000 | 2,252 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $755,000 | 2,253 |
| Net charge-offs | $32,000 | 1,419 |
| Cash dividends | $220,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $752,480 | 2,256 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,431,000 | 2,366 |
| Total interest expense | $1,154,000 | 2,307 |
| Net interest income | $9,277,000 | 2,342 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $1,955,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $949,000 | 1,235 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,006,000 | 2,280 |
| Total noninterest expense | $7,403,000 | 2,411 |
| Salaries and employee benefits | $4,522,000 | 2,266 |
| Premises and equipment expense | $1,240,000 | 1,794 |
| Additional noninterest expense | $1,641,000 | 3,034 |
| Pre-tax net operating income | $3,629,000 | 2,183 |
| Securities gains (losses) | $33,000 | 1,098 |
| Applicable income taxes | $827,000 | 2,039 |
| Income before extraordinary items | $2,835,000 | 2,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,835,000 | 2,151 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,835,000 | 2,152 |
| Net charge-offs | $193,000 | 1,864 |
| Cash dividends | $640,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,809,590 | 2,146 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 2,400 |
| Total interest expense | $860,000 | 2,296 |
| Net interest income | $6,852,000 | 2,382 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,308,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $706,000 | 1,248 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $602,000 | 2,579 |
| Total noninterest expense | $5,435,000 | 2,460 |
| Salaries and employee benefits | $3,403,000 | 2,269 |
| Premises and equipment expense | $927,000 | 1,815 |
| Additional noninterest expense | $1,105,000 | 3,266 |
| Pre-tax net operating income | $2,725,000 | 2,222 |
| Securities gains (losses) | $23,000 | 1,253 |
| Applicable income taxes | $860,000 | 1,598 |
| Income before extraordinary items | $1,888,000 | 2,498 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,888,000 | 2,498 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,888,000 | 2,498 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $640,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,872,130 | 2,503 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 2,411 |
| Total interest expense | $562,000 | 2,281 |
| Net interest income | $4,479,000 | 2,410 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $895,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $472,000 | 1,236 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $423,000 | 2,519 |
| Total noninterest expense | $3,648,000 | 2,457 |
| Salaries and employee benefits | $2,309,000 | 2,243 |
| Premises and equipment expense | $619,000 | 1,812 |
| Additional noninterest expense | $720,000 | 3,327 |
| Pre-tax net operating income | $1,726,000 | 2,251 |
| Securities gains (losses) | $7,000 | 1,367 |
| Applicable income taxes | $588,000 | 1,553 |
| Income before extraordinary items | $1,145,000 | 2,611 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,145,000 | 2,610 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,145,000 | 2,611 |
| Net charge-offs | $11,000 | 2,863 |
| Cash dividends | $480,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,140,380 | 2,597 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 2,456 |
| Total interest expense | $276,000 | 2,300 |
| Net interest income | $2,186,000 | 2,452 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $389,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $231,000 | 1,265 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $158,000 | 2,869 |
| Total noninterest expense | $1,888,000 | 2,400 |
| Salaries and employee benefits | $1,208,000 | 2,189 |
| Premises and equipment expense | $315,000 | 1,817 |
| Additional noninterest expense | $365,000 | 3,299 |
| Pre-tax net operating income | $687,000 | 2,572 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $237,000 | 1,707 |
| Income before extraordinary items | $450,000 | 2,935 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $450,000 | 2,935 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $450,000 | 2,935 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $480,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $450,000 | 2,916 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 2,460 |
| Total interest expense | $1,108,000 | 2,259 |
| Net interest income | $8,594,000 | 2,473 |
| Provision for loan and lease losses | $2,000 | 4,296 |
| Total noninterest income | $1,689,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $859,000 | 1,375 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $830,000 | 2,621 |
| Total noninterest expense | $7,143,000 | 2,517 |
| Salaries and employee benefits | $4,332,000 | 2,361 |
| Premises and equipment expense | $1,205,000 | 1,858 |
| Additional noninterest expense | $1,606,000 | 3,193 |
| Pre-tax net operating income | $3,138,000 | 2,332 |
| Securities gains (losses) | $184,000 | 928 |
| Applicable income taxes | $1,039,000 | 1,604 |
| Income before extraordinary items | $2,283,000 | 2,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,283,000 | 2,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,283,000 | 2,558 |
| Net charge-offs | $44,000 | 3,225 |
| Cash dividends | $320,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,156,040 | 2,605 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 2,461 |
| Total interest expense | $835,000 | 2,252 |
| Net interest income | $6,454,000 | 2,475 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,239,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $624,000 | 1,401 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $615,000 | 2,632 |
| Total noninterest expense | $5,225,000 | 2,553 |
| Salaries and employee benefits | $3,188,000 | 2,374 |
| Premises and equipment expense | $904,000 | 1,867 |
| Additional noninterest expense | $1,133,000 | 3,346 |
| Pre-tax net operating income | $2,468,000 | 2,272 |
| Securities gains (losses) | $148,000 | 988 |
| Applicable income taxes | $878,000 | 1,537 |
| Income before extraordinary items | $1,738,000 | 2,571 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,738,000 | 2,572 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,738,000 | 2,572 |
| Net charge-offs | $42,000 | 2,707 |
| Cash dividends | $320,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,640,320 | 2,606 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 2,478 |
| Total interest expense | $553,000 | 2,269 |
| Net interest income | $4,281,000 | 2,495 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $790,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $404,000 | 1,414 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 2,704 |
| Total noninterest expense | $3,494,000 | 2,565 |
| Salaries and employee benefits | $2,171,000 | 2,347 |
| Premises and equipment expense | $601,000 | 1,876 |
| Additional noninterest expense | $722,000 | 3,474 |
| Pre-tax net operating income | $1,577,000 | 2,315 |
| Securities gains (losses) | $73,000 | 1,167 |
| Applicable income taxes | $561,000 | 1,553 |
| Income before extraordinary items | $1,089,000 | 2,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,089,000 | 2,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,089,000 | 2,658 |
| Net charge-offs | $35,000 | 2,409 |
| Cash dividends | $200,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,040,820 | 2,668 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 2,471 |
| Total interest expense | $272,000 | 2,301 |
| Net interest income | $2,141,000 | 2,491 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $452,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $210,000 | 1,381 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $242,000 | 2,378 |
| Total noninterest expense | $1,832,000 | 2,489 |
| Salaries and employee benefits | $1,146,000 | 2,257 |
| Premises and equipment expense | $298,000 | 1,889 |
| Additional noninterest expense | $388,000 | 3,297 |
| Pre-tax net operating income | $761,000 | 2,344 |
| Securities gains (losses) | $71,000 | 671 |
| Applicable income taxes | $286,000 | 1,519 |
| Income before extraordinary items | $546,000 | 2,607 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $546,000 | 2,607 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $546,000 | 2,607 |
| Net charge-offs | $-13,000 | 5,298 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $499,140 | 2,704 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 2,493 |
| Total interest expense | $1,054,000 | 2,332 |
| Net interest income | $8,350,000 | 2,499 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,761,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $886,000 | 1,359 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $875,000 | 2,542 |
| Total noninterest expense | $6,777,000 | 2,615 |
| Salaries and employee benefits | $4,089,000 | 2,448 |
| Premises and equipment expense | $1,209,000 | 1,881 |
| Additional noninterest expense | $1,479,000 | 3,430 |
| Pre-tax net operating income | $3,334,000 | 2,145 |
| Securities gains (losses) | $133,000 | 987 |
| Applicable income taxes | $1,162,000 | 1,455 |
| Income before extraordinary items | $2,305,000 | 2,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,305,000 | 2,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,305,000 | 2,477 |
| Net charge-offs | $253,000 | 1,766 |
| Cash dividends | $380,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,217,220 | 2,491 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 2,529 |
| Total interest expense | $789,000 | 2,359 |
| Net interest income | $6,212,000 | 2,526 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,341,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $662,000 | 1,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $679,000 | 2,513 |
| Total noninterest expense | $5,045,000 | 2,644 |
| Salaries and employee benefits | $3,073,000 | 2,446 |
| Premises and equipment expense | $902,000 | 1,901 |
| Additional noninterest expense | $1,070,000 | 3,523 |
| Pre-tax net operating income | $2,508,000 | 2,187 |
| Securities gains (losses) | $124,000 | 902 |
| Applicable income taxes | $897,000 | 1,471 |
| Income before extraordinary items | $1,735,000 | 2,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,735,000 | 2,516 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,735,000 | 2,516 |
| Net charge-offs | $245,000 | 1,362 |
| Cash dividends | $380,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,653,160 | 2,545 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 2,526 |
| Total interest expense | $528,000 | 2,367 |
| Net interest income | $4,144,000 | 2,529 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $834,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $435,000 | 1,369 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $399,000 | 2,679 |
| Total noninterest expense | $3,406,000 | 2,648 |
| Salaries and employee benefits | $2,063,000 | 2,444 |
| Premises and equipment expense | $601,000 | 1,914 |
| Additional noninterest expense | $742,000 | 3,451 |
| Pre-tax net operating income | $1,572,000 | 2,260 |
| Securities gains (losses) | $117,000 | 764 |
| Applicable income taxes | $588,000 | 1,484 |
| Income before extraordinary items | $1,101,000 | 2,582 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,101,000 | 2,584 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,101,000 | 2,584 |
| Net charge-offs | $259,000 | 1,018 |
| Cash dividends | $260,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,024,950 | 2,658 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 2,534 |
| Total interest expense | $270,000 | 2,354 |
| Net interest income | $2,067,000 | 2,523 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $403,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $208,000 | 1,398 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $195,000 | 2,668 |
| Total noninterest expense | $1,718,000 | 2,634 |
| Salaries and employee benefits | $1,069,000 | 2,367 |
| Premises and equipment expense | $296,000 | 1,961 |
| Additional noninterest expense | $353,000 | 3,565 |
| Pre-tax net operating income | $752,000 | 2,303 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $271,000 | 1,545 |
| Income before extraordinary items | $493,000 | 2,745 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $493,000 | 2,748 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $493,000 | 2,748 |
| Net charge-offs | $35,000 | 1,797 |
| Cash dividends | $260,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $485,200 | 2,703 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,789,000 | 2,451 |
| Total interest expense | $1,113,000 | 2,397 |
| Net interest income | $8,676,000 | 2,445 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,840,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $945,000 | 1,366 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $895,000 | 2,483 |
| Total noninterest expense | $6,581,000 | 2,736 |
| Salaries and employee benefits | $4,009,000 | 2,491 |
| Premises and equipment expense | $1,103,000 | 2,072 |
| Additional noninterest expense | $1,469,000 | 3,598 |
| Pre-tax net operating income | $3,935,000 | 1,860 |
| Securities gains (losses) | $76,000 | 1,453 |
| Applicable income taxes | $1,658,000 | 1,124 |
| Income before extraordinary items | $2,353,000 | 2,409 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,353,000 | 2,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,353,000 | 2,409 |
| Net charge-offs | $-498,000 | 6,390 |
| Cash dividends | $373,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,304,360 | 2,405 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 2,455 |
| Total interest expense | $837,000 | 2,421 |
| Net interest income | $6,542,000 | 2,443 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,341,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $701,000 | 1,396 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $640,000 | 2,561 |
| Total noninterest expense | $4,973,000 | 2,726 |
| Salaries and employee benefits | $3,038,000 | 2,466 |
| Premises and equipment expense | $851,000 | 2,034 |
| Additional noninterest expense | $1,084,000 | 3,659 |
| Pre-tax net operating income | $2,910,000 | 1,904 |
| Securities gains (losses) | $59,000 | 1,345 |
| Applicable income taxes | $1,048,000 | 1,271 |
| Income before extraordinary items | $1,921,000 | 2,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,921,000 | 2,291 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,921,000 | 2,290 |
| Net charge-offs | $-35,000 | 5,938 |
| Cash dividends | $373,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,882,650 | 2,269 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 2,456 |
| Total interest expense | $554,000 | 2,467 |
| Net interest income | $4,347,000 | 2,444 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,141,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $478,000 | 1,335 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $663,000 | 1,917 |
| Total noninterest expense | $3,356,000 | 2,715 |
| Salaries and employee benefits | $2,060,000 | 2,435 |
| Premises and equipment expense | $560,000 | 2,067 |
| Additional noninterest expense | $736,000 | 3,615 |
| Pre-tax net operating income | $2,132,000 | 1,726 |
| Securities gains (losses) | $29,000 | 1,459 |
| Applicable income taxes | $751,000 | 1,181 |
| Income before extraordinary items | $1,410,000 | 2,088 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,410,000 | 2,092 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,410,000 | 2,091 |
| Net charge-offs | $-10,000 | 5,673 |
| Cash dividends | $248,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,391,150 | 2,046 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,464 |
| Total interest expense | $278,000 | 2,492 |
| Net interest income | $2,159,000 | 2,449 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $444,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $251,000 | 1,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $193,000 | 2,608 |
| Total noninterest expense | $1,722,000 | 2,659 |
| Salaries and employee benefits | $1,078,000 | 2,349 |
| Premises and equipment expense | $286,000 | 2,073 |
| Additional noninterest expense | $358,000 | 3,666 |
| Pre-tax net operating income | $881,000 | 1,949 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $256,000 | 1,494 |
| Income before extraordinary items | $632,000 | 2,190 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $632,000 | 2,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $632,000 | 2,192 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $248,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $627,030 | 2,160 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,498,000 | 2,536 |
| Total interest expense | $1,147,000 | 2,660 |
| Net interest income | $8,351,000 | 2,500 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $1,581,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $980,000 | 1,386 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $601,000 | 3,117 |
| Total noninterest expense | $6,677,000 | 2,731 |
| Salaries and employee benefits | $4,049,000 | 2,455 |
| Premises and equipment expense | $1,199,000 | 1,916 |
| Additional noninterest expense | $1,429,000 | 3,773 |
| Pre-tax net operating income | $2,955,000 | 2,189 |
| Securities gains (losses) | $15,000 | 2,476 |
| Applicable income taxes | $322,000 | 2,561 |
| Income before extraordinary items | $2,648,000 | 2,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,648,000 | 2,107 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,648,000 | 2,107 |
| Net charge-offs | $313,000 | 2,531 |
| Cash dividends | $180,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,634,650 | 2,056 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 2,579 |
| Total interest expense | $864,000 | 2,734 |
| Net interest income | $6,209,000 | 2,535 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,146,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $730,000 | 1,410 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $416,000 | 3,293 |
| Total noninterest expense | $4,934,000 | 2,779 |
| Salaries and employee benefits | $3,020,000 | 2,476 |
| Premises and equipment expense | $917,000 | 1,898 |
| Additional noninterest expense | $997,000 | 3,945 |
| Pre-tax net operating income | $2,421,000 | 2,121 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $738,000 | 1,527 |
| Income before extraordinary items | $1,697,000 | 2,413 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,697,000 | 2,417 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,697,000 | 2,417 |
| Net charge-offs | $-173,000 | 6,701 |
| Cash dividends | $180,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,687,200 | 2,358 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 2,603 |
| Total interest expense | $584,000 | 2,759 |
| Net interest income | $4,087,000 | 2,560 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $580,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $486,000 | 1,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,819 |
| Total noninterest expense | $3,250,000 | 2,806 |
| Salaries and employee benefits | $2,019,000 | 2,476 |
| Premises and equipment expense | $590,000 | 1,953 |
| Additional noninterest expense | $641,000 | 4,032 |
| Pre-tax net operating income | $1,417,000 | 2,296 |
| Securities gains (losses) | $14,000 | 2,169 |
| Applicable income taxes | $390,000 | 1,769 |
| Income before extraordinary items | $1,041,000 | 2,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,041,000 | 2,561 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,041,000 | 2,561 |
| Net charge-offs | $-200,000 | 6,803 |
| Cash dividends | $80,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,030,780 | 2,484 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 2,612 |
| Total interest expense | $292,000 | 2,838 |
| Net interest income | $2,041,000 | 2,575 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $257,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $249,000 | 1,335 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $1,690,000 | 2,738 |
| Salaries and employee benefits | $1,065,000 | 2,383 |
| Premises and equipment expense | $286,000 | 2,050 |
| Additional noninterest expense | $339,000 | 3,933 |
| Pre-tax net operating income | $608,000 | 2,537 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $173,000 | 1,845 |
| Income before extraordinary items | $435,000 | 2,866 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $435,000 | 2,868 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $435,000 | 2,868 |
| Net charge-offs | $-320,000 | 6,950 |
| Cash dividends | $80,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $435,000 | 2,773 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,928,000 | 2,586 |
| Total interest expense | $1,321,000 | 2,981 |
| Net interest income | $8,607,000 | 2,494 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $893,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,055,000 | 1,352 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-162,000 | 6,794 |
| Total noninterest expense | $7,351,000 | 2,553 |
| Salaries and employee benefits | $4,063,000 | 2,407 |
| Premises and equipment expense | $1,133,000 | 2,045 |
| Additional noninterest expense | $2,155,000 | 2,918 |
| Pre-tax net operating income | $1,849,000 | 2,963 |
| Securities gains (losses) | $45,000 | 2,789 |
| Applicable income taxes | $457,000 | 2,276 |
| Income before extraordinary items | $1,437,000 | 3,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,437,000 | 3,208 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,437,000 | 3,208 |
| Net charge-offs | $413,000 | 2,904 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,402,800 | 3,110 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 2,614 |
| Total interest expense | $1,011,000 | 3,058 |
| Net interest income | $6,480,000 | 2,518 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $364,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $803,000 | 1,340 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-439,000 | 7,064 |
| Total noninterest expense | $5,483,000 | 2,578 |
| Salaries and employee benefits | $3,068,000 | 2,405 |
| Premises and equipment expense | $872,000 | 2,024 |
| Additional noninterest expense | $1,543,000 | 3,035 |
| Pre-tax net operating income | $1,161,000 | 3,377 |
| Securities gains (losses) | $45,000 | 2,497 |
| Applicable income taxes | $16,000 | 4,236 |
| Income before extraordinary items | $1,190,000 | 3,095 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,190,000 | 3,094 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,190,000 | 3,093 |
| Net charge-offs | $617,000 | 1,948 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,145,450 | 3,025 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 2,595 |
| Total interest expense | $681,000 | 3,113 |
| Net interest income | $4,393,000 | 2,486 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-195,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $544,000 | 1,300 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-739,000 | 7,190 |
| Total noninterest expense | $3,667,000 | 2,571 |
| Salaries and employee benefits | $2,088,000 | 2,367 |
| Premises and equipment expense | $567,000 | 2,056 |
| Additional noninterest expense | $1,012,000 | 3,096 |
| Pre-tax net operating income | $531,000 | 4,017 |
| Securities gains (losses) | $45,000 | 2,110 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $570,000 | 3,747 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $570,000 | 3,748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $570,000 | 3,749 |
| Net charge-offs | $302,000 | 2,318 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $525,450 | 3,703 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 2,590 |
| Total interest expense | $350,000 | 3,148 |
| Net interest income | $2,219,000 | 2,467 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $267,000 | 1,318 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-82,000 | 7,141 |
| Total noninterest expense | $1,886,000 | 2,502 |
| Salaries and employee benefits | $1,090,000 | 2,283 |
| Premises and equipment expense | $276,000 | 2,115 |
| Additional noninterest expense | $520,000 | 2,998 |
| Pre-tax net operating income | $518,000 | 2,806 |
| Securities gains (losses) | $42,000 | 1,300 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $556,000 | 2,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $556,000 | 2,404 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $556,000 | 2,405 |
| Net charge-offs | $66,000 | 2,806 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $514,420 | 2,423 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,913,000 | 2,558 |
| Total interest expense | $1,673,000 | 3,160 |
| Net interest income | $9,240,000 | 2,375 |
| Provision for loan and lease losses | $3,728,000 | 1,007 |
| Total noninterest income | $1,839,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,090,000 | 1,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $749,000 | 2,540 |
| Total noninterest expense | $8,469,000 | 2,249 |
| Salaries and employee benefits | $3,796,000 | 2,526 |
| Premises and equipment expense | $1,204,000 | 2,060 |
| Additional noninterest expense | $3,469,000 | 1,941 |
| Pre-tax net operating income | $-1,118,000 | 6,619 |
| Securities gains (losses) | $33,000 | 2,853 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $-1,121,000 | 6,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,121,000 | 6,681 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,121,000 | 6,679 |
| Net charge-offs | $3,601,000 | 1,066 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,154,000 | 6,656 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,237,000 | 2,562 |
| Total interest expense | $1,307,000 | 3,185 |
| Net interest income | $6,930,000 | 2,372 |
| Provision for loan and lease losses | $2,869,000 | 961 |
| Total noninterest income | $1,374,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $817,000 | 1,368 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $557,000 | 2,534 |
| Total noninterest expense | $6,370,000 | 2,249 |
| Salaries and employee benefits | $2,856,000 | 2,520 |
| Premises and equipment expense | $905,000 | 2,066 |
| Additional noninterest expense | $2,609,000 | 1,939 |
| Pre-tax net operating income | $-935,000 | 6,779 |
| Securities gains (losses) | $32,000 | 2,604 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $-928,000 | 6,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-928,000 | 6,838 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-928,000 | 6,837 |
| Net charge-offs | $2,925,000 | 966 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-960,000 | 6,819 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 2,560 |
| Total interest expense | $909,000 | 3,185 |
| Net interest income | $4,629,000 | 2,369 |
| Provision for loan and lease losses | $2,869,000 | 712 |
| Total noninterest income | $860,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $534,000 | 1,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $326,000 | 2,754 |
| Total noninterest expense | $3,547,000 | 2,662 |
| Salaries and employee benefits | $1,953,000 | 2,469 |
| Premises and equipment expense | $609,000 | 2,071 |
| Additional noninterest expense | $985,000 | 3,247 |
| Pre-tax net operating income | $-927,000 | 6,957 |
| Securities gains (losses) | $-8,000 | 7,053 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $-949,000 | 7,013 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-949,000 | 7,012 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-949,000 | 7,013 |
| Net charge-offs | $2,865,000 | 713 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-941,000 | 6,997 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,563 |
| Total interest expense | $494,000 | 3,073 |
| Net interest income | $2,292,000 | 2,394 |
| Provision for loan and lease losses | $1,819,000 | 555 |
| Total noninterest income | $442,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $266,000 | 1,339 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,649 |
| Total noninterest expense | $1,758,000 | 2,695 |
| Salaries and employee benefits | $1,005,000 | 2,425 |
| Premises and equipment expense | $297,000 | 2,163 |
| Additional noninterest expense | $456,000 | 3,409 |
| Pre-tax net operating income | $-843,000 | 7,226 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $-837,000 | 7,257 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-837,000 | 7,258 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-837,000 | 7,258 |
| Net charge-offs | $392,000 | 1,539 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-846,000 | 7,251 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,520,000 | 2,602 |
| Total interest expense | $2,946,000 | 2,647 |
| Net interest income | $8,574,000 | 2,560 |
| Provision for loan and lease losses | $3,655,000 | 1,417 |
| Total noninterest income | $1,944,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,192,000 | 1,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $752,000 | 2,580 |
| Total noninterest expense | $6,883,000 | 2,760 |
| Salaries and employee benefits | $3,687,000 | 2,610 |
| Premises and equipment expense | $1,176,000 | 2,137 |
| Additional noninterest expense | $2,020,000 | 3,235 |
| Pre-tax net operating income | $-20,000 | 5,819 |
| Securities gains (losses) | $43,000 | 2,762 |
| Applicable income taxes | $-14,000 | 6,594 |
| Income before extraordinary items | $37,000 | 5,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 5,854 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $37,000 | 5,854 |
| Net charge-offs | $5,468,000 | 941 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,000 | 5,845 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 2,663 |
| Total interest expense | $2,310,000 | 2,640 |
| Net interest income | $6,330,000 | 2,624 |
| Provision for loan and lease losses | $2,955,000 | 1,279 |
| Total noninterest income | $1,458,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $890,000 | 1,308 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $568,000 | 2,560 |
| Total noninterest expense | $5,161,000 | 2,768 |
| Salaries and employee benefits | $2,759,000 | 2,619 |
| Premises and equipment expense | $893,000 | 2,145 |
| Additional noninterest expense | $1,509,000 | 3,203 |
| Pre-tax net operating income | $-328,000 | 6,421 |
| Securities gains (losses) | $43,000 | 2,516 |
| Applicable income taxes | $-25,000 | 6,913 |
| Income before extraordinary items | $-260,000 | 6,495 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-260,000 | 6,496 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-260,000 | 6,495 |
| Net charge-offs | $5,165,000 | 764 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-299,130 | 6,445 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 2,689 |
| Total interest expense | $1,582,000 | 2,678 |
| Net interest income | $4,180,000 | 2,652 |
| Provision for loan and lease losses | $2,755,000 | 1,004 |
| Total noninterest income | $897,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $585,000 | 1,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $312,000 | 2,787 |
| Total noninterest expense | $3,394,000 | 2,796 |
| Salaries and employee benefits | $1,854,000 | 2,613 |
| Premises and equipment expense | $585,000 | 2,205 |
| Additional noninterest expense | $955,000 | 3,325 |
| Pre-tax net operating income | $-1,072,000 | 7,043 |
| Securities gains (losses) | $33,000 | 2,128 |
| Applicable income taxes | $15,000 | 3,923 |
| Income before extraordinary items | $-1,054,000 | 7,109 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,054,000 | 7,107 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,054,000 | 7,109 |
| Net charge-offs | $3,807,000 | 687 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,087,000 | 7,097 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 2,811 |
| Total interest expense | $865,000 | 2,585 |
| Net interest income | $1,942,000 | 2,856 |
| Provision for loan and lease losses | $575,000 | 1,690 |
| Total noninterest income | $430,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $287,000 | 1,363 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $143,000 | 2,923 |
| Total noninterest expense | $1,735,000 | 2,790 |
| Salaries and employee benefits | $929,000 | 2,643 |
| Premises and equipment expense | $298,000 | 2,214 |
| Additional noninterest expense | $508,000 | 3,140 |
| Pre-tax net operating income | $62,000 | 5,516 |
| Securities gains (losses) | $31,000 | 1,347 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $89,000 | 5,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $89,000 | 5,128 |
| Net charge-offs | $223,000 | 2,319 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $59,240 | 5,458 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,964,000 | 2,765 |
| Total interest expense | $4,805,000 | 2,342 |
| Net interest income | $7,159,000 | 3,010 |
| Provision for loan and lease losses | $3,270,000 | 1,866 |
| Total noninterest income | $1,985,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,268,000 | 1,360 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $717,000 | 2,620 |
| Total noninterest expense | $7,336,000 | 2,681 |
| Salaries and employee benefits | $3,723,000 | 2,620 |
| Premises and equipment expense | $1,159,000 | 2,283 |
| Additional noninterest expense | $2,454,000 | 2,789 |
| Pre-tax net operating income | $-1,462,000 | 6,423 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $-219,000 | 6,796 |
| Income before extraordinary items | $-1,241,000 | 6,463 |
| Extraordinary gains, net | $197,000 | 19 |
| Net income | $-1,044,000 | 6,385 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,044,000 | 6,385 |
| Net charge-offs | $2,476,000 | 1,807 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,242,700 | 6,464 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 2,798 |
| Total interest expense | $3,762,000 | 2,346 |
| Net interest income | $5,221,000 | 3,077 |
| Provision for loan and lease losses | $2,670,000 | 1,594 |
| Total noninterest income | $1,410,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $920,000 | 1,413 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $490,000 | 2,846 |
| Total noninterest expense | $5,530,000 | 2,674 |
| Salaries and employee benefits | $2,752,000 | 2,684 |
| Premises and equipment expense | $861,000 | 2,328 |
| Additional noninterest expense | $1,917,000 | 2,651 |
| Pre-tax net operating income | $-1,569,000 | 6,893 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $-225,000 | 7,128 |
| Income before extraordinary items | $-1,342,000 | 6,928 |
| Extraordinary gains, net | $197,000 | 16 |
| Net income | $-1,145,000 | 6,821 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,145,000 | 6,822 |
| Net charge-offs | $2,466,000 | 1,335 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,343,720 | 6,909 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 2,847 |
| Total interest expense | $2,589,000 | 2,365 |
| Net interest income | $3,375,000 | 3,146 |
| Provision for loan and lease losses | $1,625,000 | 1,585 |
| Total noninterest income | $843,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $590,000 | 1,439 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $253,000 | 3,278 |
| Total noninterest expense | $3,853,000 | 2,595 |
| Salaries and employee benefits | $1,855,000 | 2,688 |
| Premises and equipment expense | $570,000 | 2,359 |
| Additional noninterest expense | $1,428,000 | 2,444 |
| Pre-tax net operating income | $-1,260,000 | 7,146 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $-113,000 | 7,177 |
| Income before extraordinary items | $-1,144,000 | 7,198 |
| Extraordinary gains, net | $197,000 | 11 |
| Net income | $-947,000 | 7,128 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-947,000 | 7,129 |
| Net charge-offs | $2,359,000 | 1,016 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,146,730 | 7,197 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 2,819 |
| Total interest expense | $1,296,000 | 2,451 |
| Net interest income | $1,751,000 | 3,041 |
| Provision for loan and lease losses | $375,000 | 2,048 |
| Total noninterest income | $402,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $290,000 | 1,424 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,768,000 | 2,722 |
| Salaries and employee benefits | $925,000 | 2,734 |
| Premises and equipment expense | $285,000 | 2,399 |
| Additional noninterest expense | $558,000 | 2,729 |
| Pre-tax net operating income | $10,000 | 6,126 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $0 | 6,397 |
| Extraordinary gains, net | $197,000 | 7 |
| Net income | $197,000 | 3,893 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $197,000 | 3,892 |
| Net charge-offs | $1,325,000 | 805 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $0 | 6,252 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,062,000 | 2,818 |
| Total interest expense | $5,484,000 | 2,738 |
| Net interest income | $7,578,000 | 2,846 |
| Provision for loan and lease losses | $2,091,000 | 1,740 |
| Total noninterest income | $2,344,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,602,000 | 1,116 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $742,000 | 2,548 |
| Total noninterest expense | $6,849,000 | 2,737 |
| Salaries and employee benefits | $3,654,000 | 2,719 |
| Premises and equipment expense | $1,114,000 | 2,390 |
| Additional noninterest expense | $2,081,000 | 2,763 |
| Pre-tax net operating income | $982,000 | 3,791 |
| Securities gains (losses) | $18,000 | 2,241 |
| Applicable income taxes | $109,000 | 3,324 |
| Income before extraordinary items | $891,000 | 3,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $891,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,869,000 | 1,035 |
| Cash dividends | $386,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $874,980 | 3,683 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,001,000 | 2,815 |
| Total interest expense | $4,208,000 | 2,776 |
| Net interest income | $5,793,000 | 2,815 |
| Provision for loan and lease losses | $650,000 | 2,355 |
| Total noninterest income | $1,709,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,208,000 | 1,128 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $501,000 | 2,812 |
| Total noninterest expense | $4,812,000 | 2,865 |
| Salaries and employee benefits | $2,711,000 | 2,765 |
| Premises and equipment expense | $869,000 | 2,322 |
| Additional noninterest expense | $1,232,000 | 3,315 |
| Pre-tax net operating income | $2,040,000 | 2,276 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $633,000 | 1,637 |
| Income before extraordinary items | $1,423,000 | 2,428 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,423,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,908,000 | 854 |
| Cash dividends | $386,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,411,960 | 2,556 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 2,847 |
| Total interest expense | $2,932,000 | 2,762 |
| Net interest income | $3,762,000 | 2,865 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,155,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $790,000 | 1,122 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $365,000 | 2,713 |
| Total noninterest expense | $3,202,000 | 2,885 |
| Salaries and employee benefits | $1,822,000 | 2,775 |
| Premises and equipment expense | $580,000 | 2,335 |
| Additional noninterest expense | $800,000 | 3,359 |
| Pre-tax net operating income | $1,565,000 | 2,113 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $490,000 | 1,632 |
| Income before extraordinary items | $1,089,000 | 2,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,089,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,637 |
| Cash dividends | $238,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,079,340 | 2,366 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 2,810 |
| Total interest expense | $1,523,000 | 2,849 |
| Net interest income | $1,943,000 | 2,769 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $562,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $381,000 | 1,153 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,718 |
| Total noninterest expense | $1,632,000 | 2,832 |
| Salaries and employee benefits | $924,000 | 2,761 |
| Premises and equipment expense | $299,000 | 2,275 |
| Additional noninterest expense | $409,000 | 3,251 |
| Pre-tax net operating income | $798,000 | 2,164 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $255,000 | 1,663 |
| Income before extraordinary items | $553,000 | 2,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $553,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $238,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $546,200 | 2,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,514,000 | 2,776 |
| Total interest expense | $6,064,000 | 2,979 |
| Net interest income | $8,450,000 | 2,594 |
| Provision for loan and lease losses | $2,275,000 | 759 |
| Total noninterest income | $2,355,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,480,000 | 1,201 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $875,000 | 2,419 |
| Total noninterest expense | $6,353,000 | 2,813 |
| Salaries and employee benefits | $3,455,000 | 2,841 |
| Premises and equipment expense | $1,075,000 | 2,414 |
| Additional noninterest expense | $1,823,000 | 2,898 |
| Pre-tax net operating income | $2,177,000 | 3,147 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $666,000 | 2,361 |
| Income before extraordinary items | $1,508,000 | 3,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,508,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 1,336 |
| Cash dividends | $576,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,510,070 | 3,417 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,005,000 | 2,736 |
| Total interest expense | $4,516,000 | 2,989 |
| Net interest income | $6,489,000 | 2,560 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $1,485,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,031,000 | 1,276 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $454,000 | 3,002 |
| Total noninterest expense | $4,503,000 | 2,944 |
| Salaries and employee benefits | $2,564,000 | 2,849 |
| Premises and equipment expense | $797,000 | 2,421 |
| Additional noninterest expense | $1,142,000 | 3,320 |
| Pre-tax net operating income | $3,271,000 | 1,952 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $1,075,000 | 1,560 |
| Income before extraordinary items | $2,189,000 | 2,199 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,189,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,142 |
| Cash dividends | $456,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,193,690 | 2,185 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,214,000 | 2,794 |
| Total interest expense | $2,983,000 | 3,027 |
| Net interest income | $4,231,000 | 2,631 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $936,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $629,000 | 1,400 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $307,000 | 2,977 |
| Total noninterest expense | $2,970,000 | 2,991 |
| Salaries and employee benefits | $1,705,000 | 2,894 |
| Premises and equipment expense | $529,000 | 2,443 |
| Additional noninterest expense | $736,000 | 3,415 |
| Pre-tax net operating income | $2,047,000 | 2,113 |
| Securities gains (losses) | $-10,000 | 7,993 |
| Applicable income taxes | $670,000 | 1,714 |
| Income before extraordinary items | $1,367,000 | 2,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,367,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $308,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,373,700 | 2,349 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 2,811 |
| Total interest expense | $1,485,000 | 3,010 |
| Net interest income | $2,091,000 | 2,661 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $456,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $311,000 | 1,374 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $145,000 | 3,088 |
| Total noninterest expense | $1,447,000 | 3,076 |
| Salaries and employee benefits | $831,000 | 2,973 |
| Premises and equipment expense | $264,000 | 2,463 |
| Additional noninterest expense | $352,000 | 3,521 |
| Pre-tax net operating income | $1,025,000 | 2,124 |
| Securities gains (losses) | $-10,000 | 8,261 |
| Applicable income taxes | $330,000 | 1,741 |
| Income before extraordinary items | $685,000 | 2,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $685,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $148,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $691,700 | 2,334 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,010,000 | 2,885 |
| Total interest expense | $4,858,000 | 3,105 |
| Net interest income | $8,152,000 | 2,707 |
| Provision for loan and lease losses | $1,025,000 | 1,022 |
| Total noninterest income | $1,772,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,167,000 | 1,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $605,000 | 2,998 |
| Total noninterest expense | $5,704,000 | 2,994 |
| Salaries and employee benefits | $3,214,000 | 2,941 |
| Premises and equipment expense | $1,032,000 | 2,395 |
| Additional noninterest expense | $1,458,000 | 3,359 |
| Pre-tax net operating income | $3,195,000 | 2,669 |
| Securities gains (losses) | $-90,000 | 8,166 |
| Applicable income taxes | $1,079,000 | 2,090 |
| Income before extraordinary items | $2,026,000 | 3,071 |
| Extraordinary gains, net | $734,000 | 16 |
| Net income | $2,760,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,605 |
| Cash dividends | $308,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,084,500 | 3,005 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,510,000 | 2,931 |
| Total interest expense | $3,473,000 | 3,132 |
| Net interest income | $6,037,000 | 2,766 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,271,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $842,000 | 1,580 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $429,000 | 3,098 |
| Total noninterest expense | $4,234,000 | 3,020 |
| Salaries and employee benefits | $2,416,000 | 2,934 |
| Premises and equipment expense | $736,000 | 2,526 |
| Additional noninterest expense | $1,082,000 | 3,393 |
| Pre-tax net operating income | $2,849,000 | 2,418 |
| Securities gains (losses) | $-90,000 | 8,371 |
| Applicable income taxes | $880,000 | 2,052 |
| Income before extraordinary items | $1,879,000 | 2,710 |
| Extraordinary gains, net | $734,000 | 14 |
| Net income | $2,613,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,354 |
| Cash dividends | $308,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,940,200 | 2,619 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 2,954 |
| Total interest expense | $2,211,000 | 3,133 |
| Net interest income | $3,969,000 | 2,804 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $840,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $539,000 | 1,629 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,010 |
| Total noninterest expense | $2,815,000 | 3,043 |
| Salaries and employee benefits | $1,625,000 | 2,914 |
| Premises and equipment expense | $457,000 | 2,686 |
| Additional noninterest expense | $733,000 | 3,348 |
| Pre-tax net operating income | $1,844,000 | 2,472 |
| Securities gains (losses) | $-90,000 | 8,515 |
| Applicable income taxes | $553,000 | 2,164 |
| Income before extraordinary items | $1,201,000 | 2,789 |
| Extraordinary gains, net | $734,000 | 13 |
| Net income | $1,935,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $160,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,262,200 | 2,671 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 2,982 |
| Total interest expense | $1,045,000 | 3,147 |
| Net interest income | $1,940,000 | 2,852 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $392,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $264,000 | 1,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,265 |
| Total noninterest expense | $1,411,000 | 3,042 |
| Salaries and employee benefits | $817,000 | 2,915 |
| Premises and equipment expense | $235,000 | 2,617 |
| Additional noninterest expense | $359,000 | 3,396 |
| Pre-tax net operating income | $846,000 | 2,600 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $281,000 | 2,096 |
| Income before extraordinary items | $565,000 | 2,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $160,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $565,000 | 2,855 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,043,000 | 2,895 |
| Total interest expense | $3,565,000 | 2,896 |
| Net interest income | $7,478,000 | 2,870 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $1,651,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,159,000 | 1,510 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $492,000 | 3,395 |
| Total noninterest expense | $5,483,000 | 2,986 |
| Salaries and employee benefits | $3,106,000 | 2,888 |
| Premises and equipment expense | $898,000 | 2,607 |
| Additional noninterest expense | $1,479,000 | 3,261 |
| Pre-tax net operating income | $3,421,000 | 2,491 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $1,123,000 | 2,103 |
| Income before extraordinary items | $2,348,000 | 2,721 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,348,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,714 |
| Cash dividends | $413,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,314,000 | 2,714 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,184,000 | 2,879 |
| Total interest expense | $2,591,000 | 2,849 |
| Net interest income | $5,593,000 | 2,856 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $1,195,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $860,000 | 1,506 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $335,000 | 3,603 |
| Total noninterest expense | $4,093,000 | 2,957 |
| Salaries and employee benefits | $2,340,000 | 2,833 |
| Premises and equipment expense | $671,000 | 2,597 |
| Additional noninterest expense | $1,082,000 | 3,303 |
| Pre-tax net operating income | $2,520,000 | 2,558 |
| Securities gains (losses) | $50,000 | 878 |
| Applicable income taxes | $846,000 | 2,120 |
| Income before extraordinary items | $1,724,000 | 2,786 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,724,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,778 |
| Cash dividends | $413,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,690,500 | 2,803 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 2,860 |
| Total interest expense | $1,665,000 | 2,795 |
| Net interest income | $3,691,000 | 2,860 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $755,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $566,000 | 1,489 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $189,000 | 3,861 |
| Total noninterest expense | $2,730,000 | 2,955 |
| Salaries and employee benefits | $1,558,000 | 2,825 |
| Premises and equipment expense | $457,000 | 2,540 |
| Additional noninterest expense | $715,000 | 3,313 |
| Pre-tax net operating income | $1,641,000 | 2,561 |
| Securities gains (losses) | $34,000 | 919 |
| Applicable income taxes | $553,000 | 2,112 |
| Income before extraordinary items | $1,122,000 | 2,820 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,122,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,884 |
| Cash dividends | $215,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,099,220 | 2,834 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 2,865 |
| Total interest expense | $850,000 | 2,651 |
| Net interest income | $1,780,000 | 2,941 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $328,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $258,000 | 1,581 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $1,331,000 | 3,035 |
| Salaries and employee benefits | $756,000 | 2,909 |
| Premises and equipment expense | $229,000 | 2,549 |
| Additional noninterest expense | $346,000 | 3,398 |
| Pre-tax net operating income | $777,000 | 2,638 |
| Securities gains (losses) | $14,000 | 908 |
| Applicable income taxes | $265,000 | 2,176 |
| Income before extraordinary items | $526,000 | 2,931 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $526,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $160,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $516,760 | 2,935 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 2,724 |
| Total interest expense | $3,247,000 | 2,446 |
| Net interest income | $7,174,000 | 2,826 |
| Provision for loan and lease losses | $490,000 | 1,988 |
| Total noninterest income | $1,716,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,282,000 | 1,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $434,000 | 3,565 |
| Total noninterest expense | $5,652,000 | 2,801 |
| Salaries and employee benefits | $3,041,000 | 2,805 |
| Premises and equipment expense | $916,000 | 2,487 |
| Additional noninterest expense | $1,695,000 | 2,812 |
| Pre-tax net operating income | $2,748,000 | 2,770 |
| Securities gains (losses) | $100,000 | 1,247 |
| Applicable income taxes | $941,000 | 2,261 |
| Income before extraordinary items | $1,907,000 | 3,039 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,907,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,672 |
| Cash dividends | $333,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,840,000 | 3,069 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 2,763 |
| Total interest expense | $2,365,000 | 2,476 |
| Net interest income | $5,241,000 | 2,865 |
| Provision for loan and lease losses | $255,000 | 2,546 |
| Total noninterest income | $1,258,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $974,000 | 1,367 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $284,000 | 3,834 |
| Total noninterest expense | $4,131,000 | 2,835 |
| Salaries and employee benefits | $2,287,000 | 2,776 |
| Premises and equipment expense | $705,000 | 2,406 |
| Additional noninterest expense | $1,139,000 | 3,080 |
| Pre-tax net operating income | $2,113,000 | 2,749 |
| Securities gains (losses) | $89,000 | 1,258 |
| Applicable income taxes | $682,000 | 2,369 |
| Income before extraordinary items | $1,520,000 | 2,920 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,520,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,924 |
| Cash dividends | $333,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,458,590 | 2,943 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 2,775 |
| Total interest expense | $1,541,000 | 2,516 |
| Net interest income | $3,493,000 | 2,856 |
| Provision for loan and lease losses | $170,000 | 2,510 |
| Total noninterest income | $832,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $656,000 | 1,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $176,000 | 4,008 |
| Total noninterest expense | $2,718,000 | 2,874 |
| Salaries and employee benefits | $1,530,000 | 2,782 |
| Premises and equipment expense | $458,000 | 2,459 |
| Additional noninterest expense | $730,000 | 3,190 |
| Pre-tax net operating income | $1,437,000 | 2,678 |
| Securities gains (losses) | $66,000 | 1,282 |
| Applicable income taxes | $487,000 | 2,247 |
| Income before extraordinary items | $1,016,000 | 2,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,016,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,885 |
| Cash dividends | $185,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $971,120 | 2,928 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,757 |
| Total interest expense | $740,000 | 2,636 |
| Net interest income | $1,792,000 | 2,776 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $384,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $315,000 | 1,364 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,343,000 | 2,904 |
| Salaries and employee benefits | $767,000 | 2,798 |
| Premises and equipment expense | $244,000 | 2,365 |
| Additional noninterest expense | $332,000 | 3,451 |
| Pre-tax net operating income | $758,000 | 2,536 |
| Securities gains (losses) | $30,000 | 1,495 |
| Applicable income taxes | $255,000 | 2,166 |
| Income before extraordinary items | $533,000 | 2,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $533,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,764 |
| Cash dividends | $148,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $512,600 | 2,787 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,010,000 | 2,819 |
| Total interest expense | $3,443,000 | 2,529 |
| Net interest income | $6,567,000 | 2,924 |
| Provision for loan and lease losses | $284,000 | 3,310 |
| Total noninterest income | $1,643,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,290,000 | 1,339 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $353,000 | 4,204 |
| Total noninterest expense | $5,491,000 | 2,817 |
| Salaries and employee benefits | $3,027,000 | 2,743 |
| Premises and equipment expense | $942,000 | 2,390 |
| Additional noninterest expense | $1,522,000 | 3,038 |
| Pre-tax net operating income | $2,435,000 | 2,949 |
| Securities gains (losses) | $113,000 | 1,785 |
| Applicable income taxes | $723,000 | 2,733 |
| Income before extraordinary items | $1,825,000 | 3,071 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,825,000 | 3,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,962 |
| Cash dividends | $386,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,743,640 | 3,034 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 2,841 |
| Total interest expense | $2,624,000 | 2,583 |
| Net interest income | $4,924,000 | 2,932 |
| Provision for loan and lease losses | $194,000 | 3,403 |
| Total noninterest income | $1,155,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $928,000 | 1,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,546 |
| Total noninterest expense | $4,013,000 | 2,894 |
| Salaries and employee benefits | $2,269,000 | 2,754 |
| Premises and equipment expense | $694,000 | 2,427 |
| Additional noninterest expense | $1,050,000 | 3,251 |
| Pre-tax net operating income | $1,872,000 | 2,983 |
| Securities gains (losses) | $46,000 | 2,381 |
| Applicable income taxes | $605,000 | 2,651 |
| Income before extraordinary items | $1,313,000 | 3,261 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,313,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,769 |
| Cash dividends | $386,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,281,720 | 3,164 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 2,862 |
| Total interest expense | $1,787,000 | 2,605 |
| Net interest income | $3,259,000 | 2,945 |
| Provision for loan and lease losses | $119,000 | 3,596 |
| Total noninterest income | $741,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $586,000 | 1,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $2,682,000 | 2,881 |
| Salaries and employee benefits | $1,515,000 | 2,752 |
| Premises and equipment expense | $462,000 | 2,413 |
| Additional noninterest expense | $705,000 | 3,218 |
| Pre-tax net operating income | $1,199,000 | 3,085 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $387,000 | 2,760 |
| Income before extraordinary items | $842,000 | 3,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $842,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,486 |
| Cash dividends | $238,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $821,300 | 3,256 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 2,863 |
| Total interest expense | $918,000 | 2,614 |
| Net interest income | $1,621,000 | 2,952 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $348,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $283,000 | 1,476 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $1,327,000 | 2,890 |
| Salaries and employee benefits | $750,000 | 2,769 |
| Premises and equipment expense | $234,000 | 2,378 |
| Additional noninterest expense | $343,000 | 3,249 |
| Pre-tax net operating income | $572,000 | 3,193 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $150,000 | 3,221 |
| Income before extraordinary items | $434,000 | 3,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $148,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $425,120 | 3,151 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,953,000 | 2,779 |
| Total interest expense | $4,207,000 | 2,632 |
| Net interest income | $6,746,000 | 2,826 |
| Provision for loan and lease losses | $1,065,000 | 1,276 |
| Total noninterest income | $1,915,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,227,000 | 1,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $688,000 | 2,736 |
| Total noninterest expense | $5,287,000 | 2,786 |
| Salaries and employee benefits | $2,961,000 | 2,658 |
| Premises and equipment expense | $888,000 | 2,435 |
| Additional noninterest expense | $1,438,000 | 3,057 |
| Pre-tax net operating income | $2,309,000 | 3,068 |
| Securities gains (losses) | $113,000 | 1,621 |
| Applicable income taxes | $696,000 | 2,856 |
| Income before extraordinary items | $1,726,000 | 3,137 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,726,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 1,432 |
| Cash dividends | $371,000 | 3,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,645,770 | 3,162 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,105,000 | 2,798 |
| Total interest expense | $5,894,000 | 2,715 |
| Net interest income | $6,211,000 | 2,860 |
| Provision for loan and lease losses | $390,000 | 2,674 |
| Total noninterest income | $1,468,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,016,000 | 1,455 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $452,000 | 3,303 |
| Total noninterest expense | $4,947,000 | 2,848 |
| Salaries and employee benefits | $2,746,000 | 2,721 |
| Premises and equipment expense | $832,000 | 2,531 |
| Additional noninterest expense | $1,369,000 | 3,117 |
| Pre-tax net operating income | $2,342,000 | 2,807 |
| Securities gains (losses) | $99,000 | 1,747 |
| Applicable income taxes | $751,000 | 2,543 |
| Income before extraordinary items | $1,690,000 | 2,940 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,690,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,383 |
| Cash dividends | $346,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,621,690 | 2,944 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,578,000 | 2,983 |
| Total interest expense | $5,745,000 | 2,897 |
| Net interest income | $5,833,000 | 3,036 |
| Provision for loan and lease losses | $450,000 | 2,054 |
| Total noninterest income | $1,382,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $985,000 | 1,381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $397,000 | 3,359 |
| Total noninterest expense | $4,685,000 | 2,893 |
| Salaries and employee benefits | $2,628,000 | 2,711 |
| Premises and equipment expense | $778,000 | 2,646 |
| Additional noninterest expense | $1,279,000 | 3,226 |
| Pre-tax net operating income | $2,080,000 | 3,223 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $730,000 | 2,694 |
| Income before extraordinary items | $1,350,000 | 3,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,350,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,140 |
| Cash dividends | $296,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,350,000 | 3,520 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 3,075 |
| Total interest expense | $4,934,000 | 2,962 |
| Net interest income | $5,571,000 | 3,111 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $1,230,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $893,000 | 1,458 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $337,000 | 3,759 |
| Total noninterest expense | $4,367,000 | 3,057 |
| Salaries and employee benefits | $2,422,000 | 2,888 |
| Premises and equipment expense | $754,000 | 2,697 |
| Additional noninterest expense | $1,191,000 | 3,446 |
| Pre-tax net operating income | $2,169,000 | 3,133 |
| Securities gains (losses) | $36,000 | 1,115 |
| Applicable income taxes | $623,000 | 3,142 |
| Income before extraordinary items | $1,582,000 | 3,115 |
| Extraordinary gains, net | $-15,000 | 10,156 |
| Net income | $1,567,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,465 |
| Cash dividends | $371,000 | 4,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,556,080 | 3,119 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,164,000 | 3,183 |
| Total interest expense | $4,758,000 | 3,144 |
| Net interest income | $5,406,000 | 3,180 |
| Provision for loan and lease losses | $460,000 | 1,836 |
| Total noninterest income | $1,073,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $777,000 | 1,638 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $296,000 | 4,062 |
| Total noninterest expense | $4,328,000 | 3,004 |
| Salaries and employee benefits | $2,427,000 | 2,803 |
| Premises and equipment expense | $734,000 | 2,658 |
| Additional noninterest expense | $1,167,000 | 3,453 |
| Pre-tax net operating income | $1,691,000 | 3,819 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $472,000 | 3,993 |
| Income before extraordinary items | $1,250,000 | 3,799 |
| Extraordinary gains, net | $52,000 | 20 |
| Net income | $1,302,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,905 |
| Cash dividends | $296,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,227,370 | 3,766 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,671,000 | 3,341 |
| Total interest expense | $4,398,000 | 3,359 |
| Net interest income | $5,273,000 | 3,303 |
| Provision for loan and lease losses | $345,000 | 2,350 |
| Total noninterest income | $1,030,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $724,000 | 1,795 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $306,000 | 3,885 |
| Total noninterest expense | $4,540,000 | 2,791 |
| Salaries and employee benefits | $2,401,000 | 2,757 |
| Premises and equipment expense | $736,000 | 2,617 |
| Additional noninterest expense | $1,403,000 | 2,907 |
| Pre-tax net operating income | $1,418,000 | 4,683 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $428,000 | 4,679 |
| Income before extraordinary items | $1,000,000 | 4,722 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,000,000 | 4,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,663 |
| Cash dividends | $296,000 | 4,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $993,000 | 4,670 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,496,000 | 3,433 |
| Total interest expense | $4,570,000 | 3,276 |
| Net interest income | $4,926,000 | 3,580 |
| Provision for loan and lease losses | $440,000 | 1,926 |
| Total noninterest income | $942,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $665,000 | 2,031 |
| Trading account gains and fees | $29,000 | 216 |
| Additional Noninterest Income | $248,000 | 4,559 |
| Total noninterest expense | $3,886,000 | 3,431 |
| Salaries and employee benefits | $2,305,000 | 2,898 |
| Premises and equipment expense | $579,000 | 3,327 |
| Additional noninterest expense | $1,002,000 | 4,400 |
| Pre-tax net operating income | $1,542,000 | 4,242 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $539,000 | 3,906 |
| Income before extraordinary items | $1,029,000 | 4,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,029,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,483 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,011,840 | 4,401 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,754,000 | 3,705 |
| Total interest expense | $4,307,000 | 3,461 |
| Net interest income | $4,447,000 | 3,952 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $876,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $603,000 | 2,258 |
| Trading account gains and fees | $43,000 | 336 |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $3,829,000 | 3,460 |
| Salaries and employee benefits | $2,099,000 | 3,157 |
| Premises and equipment expense | $561,000 | 3,402 |
| Additional noninterest expense | $1,169,000 | 3,825 |
| Pre-tax net operating income | $1,299,000 | 4,973 |
| Securities gains (losses) | $48,000 | 1,329 |
| Applicable income taxes | $330,000 | 5,663 |
| Income before extraordinary items | $1,017,000 | 4,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,017,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,305 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $980,520 | 4,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 3,755 |
| Total interest expense | $3,568,000 | 3,395 |
| Net interest income | $4,382,000 | 4,018 |
| Provision for loan and lease losses | $148,000 | 3,653 |
| Total noninterest income | $693,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $574,000 | 2,369 |
| Trading account gains and fees | $-122,000 | 4,880 |
| Additional Noninterest Income | $241,000 | 4,692 |
| Total noninterest expense | $3,764,000 | 3,608 |
| Salaries and employee benefits | $1,988,000 | 3,304 |
| Premises and equipment expense | $563,000 | 3,455 |
| Additional noninterest expense | $1,213,000 | 4,021 |
| Pre-tax net operating income | $1,163,000 | 5,356 |
| Securities gains (losses) | $38,000 | 1,321 |
| Applicable income taxes | $204,000 | 7,278 |
| Income before extraordinary items | $997,000 | 4,561 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $997,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,686 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $965,460 | 4,701 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 3,789 |
| Total interest expense | $3,469,000 | 3,617 |
| Net interest income | $4,604,000 | 3,845 |
| Provision for loan and lease losses | $714,000 | 1,639 |
| Total noninterest income | $859,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $560,000 | 2,463 |
| Trading account gains and fees | $13,000 | 406 |
| Additional Noninterest Income | $286,000 | 4,602 |
| Total noninterest expense | $5,039,000 | 2,841 |
| Salaries and employee benefits | $1,893,000 | 3,450 |
| Premises and equipment expense | $561,000 | 3,524 |
| Additional noninterest expense | $2,585,000 | 2,159 |
| Pre-tax net operating income | $-290,000 | 12,758 |
| Securities gains (losses) | $627,000 | 778 |
| Applicable income taxes | $21,000 | 11,584 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $316,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,657 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-273,380 | 12,735 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 4,121 |
| Total interest expense | $3,997,000 | 4,082 |
| Net interest income | $4,394,000 | 4,095 |
| Provision for loan and lease losses | $504,000 | 2,980 |
| Total noninterest income | $734,000 | 4,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,582 |
| Total noninterest expense | $3,475,000 | 3,957 |
| Salaries and employee benefits | $1,699,000 | 3,769 |
| Premises and equipment expense | $579,000 | 3,483 |
| Additional noninterest expense | $1,197,000 | 4,348 |
| Pre-tax net operating income | $1,149,000 | 5,096 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $966,000 | 4,648 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $966,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 2,644 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $910,700 | 4,568 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.