Home > The Exchange Bank of Alabama > Net charge- offs to loans
The Exchange Bank of Alabama, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 4,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4973% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2264% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3620% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6682% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2676% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2174% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2979% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1915% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6039% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4506% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0484% | 4,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1204% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1132% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3638% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0332% | 2,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0614% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 4,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1562% | 4,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2194% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6987% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0668% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1272% | 4,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2347% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1013% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6278% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0668% | 3,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2160% | 4,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2600% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4729% | 4,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4787% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1311% | 4,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 4,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 3,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1065% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0667% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 4,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 3,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2550% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7835% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 3,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0292% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1277% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3223% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0670% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 4,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0433% | 3,499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0540% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5034% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2054% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 493 |
| Percentage Net Loans Charged-off:Construction & development | -0.3972% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5334% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6531% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1325% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3307% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9475% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4478% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 315 |
| Percentage Net Loans Charged-off:Construction & development | -0.5248% | 4,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0657% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7082% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 3,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8696% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1792% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1756% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1762% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1754% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3417% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2972% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0838% | 4,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0252% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2653% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2497% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2682% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1447% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0821% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1518% | 4,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6407% | 4,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 3,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7143% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3987% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1926% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 3,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1941% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7923% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1279% | 2,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6970% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4361% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 2,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2185% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7450% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4397% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0990% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,598 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2726% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0110% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7033% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2305% | 4,955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.1346% | 4,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3660% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0298% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8243% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2917% | 5,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | -0.2073% | 4,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5464% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3846% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0297% | 2,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 928 |
| Percentage Net Loans Charged-off:Construction & development | -0.4317% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1015% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7138% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1393% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1945% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1220% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.9476% | 5,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2166% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0684% | 3,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3538% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7526% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3694% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5453% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0927% | 5,342 |
| Percentage Net Loans Charged-off:Construction & development | -1.4863% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 5,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0921% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6363% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7490% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3555% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5393% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 5,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.6286% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1265% | 4,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1796% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0944% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8433% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0721% | 5,404 |
| Percentage Net Loans Charged-off:Construction & development | -1.2752% | 5,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1416% | 4,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3481% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7274% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1999% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 5,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9841% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1838% | 2,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0766% | 5,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8477% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1491% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2477% | 2,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.0624% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1144% | 5,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2258% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2791% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5099% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4199% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0832% | 2,621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 5,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0649% | 5,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2311% | 5,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2929% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3391% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8859% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0830% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 3.0411% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 2,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1950% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1150% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4516% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0422% | 5,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2051% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2554% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 3.8487% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1913% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2619% | 5,507 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0191% | 5,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0605% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0561% | 5,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3286% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3944% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 5.6401% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3156% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4005% | 5,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2275% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9088% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0828% | 5,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.1381% | 5,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6006% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0425% | 4,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1801% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3111% | 6,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3588% | 6,325 |
| Percentage Net Loans Charged-off:Construction & development | -5.6594% | 5,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 2,316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2485% | 4,683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2478% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1129% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1345% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6697% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0962% | 5,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 5,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 5,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.1637% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1271% | 6,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3041% | 4,738 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0567% | 6,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1363% | 5,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1782% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8390% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1014% | 5,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 5,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0411% | 5,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1993% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0799% | 6,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2009% | 5,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0532% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7980% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2659% | 5,857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3942% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1771% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0766% | 5,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 2,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4972% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 2.5757% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 2,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2187% | 443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6076% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1018% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3847% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0430% | 6,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4762% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7813% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3365% | 2,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1438% | 6,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2126% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.2279% | 5,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 2,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2909% | 354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6355% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3855% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2905% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.5256% | 6,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3883% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3708% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3963% | 2,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2498% | 6,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3171% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.3106% | 5,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 1,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4366% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9492% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0096% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4499% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.6162% | 6,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5247% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1843% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6823% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7986% | 6,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3274% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.2511% | 5,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2923% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8975% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1473% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7778% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -17.4291% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5473% | 1,249 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8010% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2618% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1243% | 3,807 |
| Percentage Net Loans Charged-off:Construction & development | 1.1492% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0666% | 6,642 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0615% | 5,491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 4,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7844% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2234% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0217% | 4,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5238% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2130% | 2,995 |
| Percentage Net Loans Charged-off:Construction & development | 1.4902% | 1,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0784% | 5,529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 1,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 6,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4219% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6505% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1328% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0584% | 5,946 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3847% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1399% | 6,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.9242% | 6,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1096% | 5,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 6,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 4,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 6,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4770% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6548% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8251% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0883% | 3,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2788% | 7,078 |
| Percentage Net Loans Charged-off:Construction & development | -1.8150% | 6,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2192% | 5,614 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 6,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 5,044 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 6,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7906% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2998% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4219% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2638% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2158% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2400% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 6.3069% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1193% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4055% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1171% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8415% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6636% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6546% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6391% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3826% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3194% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 7.9992% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3630% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5266% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3647% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 3,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9375% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7628% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4423% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8450% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4631% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3811% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 11.3299% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9045% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7512% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0520% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 3,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8700% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0660% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4780% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2041% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9259% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5994% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3196% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5546% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7001% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 6,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5124% | 7,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7515% | 1,446 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0104% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1249% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6006% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 13.5210% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1255% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1930% | 3,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5856% | 1,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 4,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4901% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9123% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6271% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4369% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9165% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5533% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 17.6825% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8768% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 2,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8286% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9828% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9374% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0344% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2981% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2185% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 20.6425% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9522% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0556% | 7,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0803% | 7,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0244% | 6,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5203% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4365% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5038% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6388% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 2.6953% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 7,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 7,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2716% | 7,060 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4193% | 1,483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4509% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0099% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 3.3517% | 1,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3053% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0279% | 5,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4432% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2677% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7974% | 3,206 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8031% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9423% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3485% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 4.3484% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3910% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 5,820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5605% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2715% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1082% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9988% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8097% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9330% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 6.1205% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4845% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0591% | 5,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7024% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1046% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9141% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3385% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2027% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8815% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 12.0074% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8443% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0813% | 5,879 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2054% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8607% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7498% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7649% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0135% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 6.1126% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 2,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0538% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 4,736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3753% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5715% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7890% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 5.3719% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1182% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0685% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0169% | 5,411 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2473% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 7,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 7,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7263% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1769% | 4,146 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5072% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 7,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 7,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0500% | 6,957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0224% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4747% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4839% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5784% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 8,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5945% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3674% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9300% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.1463% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 8,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1930% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4271% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2509% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 5,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 8,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 8,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0599% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0570% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3324% | 1,903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1228% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1768% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2690% | 1,797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0326% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6052% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0718% | 1,923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0545% | 8,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9651% | 8,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4458% | 2,745 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6744% | 1,956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 3,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2057% | 7,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8429% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2875% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2483% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1607% | 7,543 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1022% | 7,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6051% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2765% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.3908% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2207% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1851% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2910% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1121% | 1,147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.5445% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2965% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2971% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5865% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2271% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1887% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2331% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.8353% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4127% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4135% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0243% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3483% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 1.3653% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8864% | 8,411 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8811% | 2,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3351% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2243% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5727% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5806% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0933% | 3,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9933% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 2,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3919% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1412% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2221% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5621% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5555% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5689% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5855% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3412% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 3,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2696% | 3,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7658% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9641% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1673% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3626% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8525% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3762% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0510% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8265% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7787% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8052% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0558% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5918% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1337% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8293% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8438% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1312% | 1,614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6031% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3409% | 5,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3534% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2579% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4711% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3652% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5154% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6809% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3488% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9926% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8575% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |