Home > The Exchange Bank > Income and Expense
The Exchange Bank, Income and Expense
2006-12-31 (YTD Data) | Rank | |
Total interest income | $3,049,000 | 6,740 |
Total interest expense | $1,024,000 | 6,900 |
Net interest income | $2,025,000 | 6,531 |
Provision for loan and lease losses | $23,000 | 6,241 |
Total noninterest income | $400,000 | 5,605 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $330,000 | 3,931 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $70,000 | 6,859 |
Total noninterest expense | $1,504,000 | 6,890 |
Salaries and employee benefits | $981,000 | 6,459 |
Premises and equipment expense | $98,000 | 7,822 |
Additional noninterest expense | $425,000 | 6,942 |
Pre-tax net operating income | $898,000 | 5,420 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $267,000 | 3,954 |
Income before extraordinary items | $631,000 | 5,713 |
Extraordinary gains, net | $0 | 51 |
Net income | $631,000 | 5,715 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,921 |
Cash dividends | $250,000 | 4,686 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $631,000 | 5,702 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,260,000 | 6,806 |
Total interest expense | $728,000 | 6,984 |
Net interest income | $1,532,000 | 6,576 |
Provision for loan and lease losses | $19,000 | 6,039 |
Total noninterest income | $305,000 | 5,597 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $253,000 | 3,926 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $52,000 | 6,878 |
Total noninterest expense | $1,046,000 | 7,068 |
Salaries and employee benefits | $660,000 | 6,706 |
Premises and equipment expense | $88,000 | 7,627 |
Additional noninterest expense | $298,000 | 7,094 |
Pre-tax net operating income | $772,000 | 5,298 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $180,000 | 4,273 |
Income before extraordinary items | $592,000 | 5,387 |
Extraordinary gains, net | $0 | 45 |
Net income | $592,000 | 5,390 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-57,000 | 8,389 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $592,000 | 5,384 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,488,000 | 6,836 |
Total interest expense | $463,000 | 7,011 |
Net interest income | $1,025,000 | 6,602 |
Provision for loan and lease losses | $16,000 | 5,712 |
Total noninterest income | $209,000 | 5,531 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $169,000 | 3,888 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $40,000 | 6,712 |
Total noninterest expense | $696,000 | 7,111 |
Salaries and employee benefits | $440,000 | 6,745 |
Premises and equipment expense | $57,000 | 7,687 |
Additional noninterest expense | $199,000 | 7,112 |
Pre-tax net operating income | $522,000 | 5,313 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $120,000 | 4,307 |
Income before extraordinary items | $402,000 | 5,379 |
Extraordinary gains, net | $0 | 39 |
Net income | $402,000 | 5,381 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-82,000 | 8,541 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $402,000 | 5,377 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $723,000 | 6,879 |
Total interest expense | $224,000 | 7,018 |
Net interest income | $499,000 | 6,690 |
Provision for loan and lease losses | $14,000 | 5,063 |
Total noninterest income | $106,000 | 5,470 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $84,000 | 3,836 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $22,000 | 6,566 |
Total noninterest expense | $336,000 | 7,203 |
Salaries and employee benefits | $218,000 | 6,777 |
Premises and equipment expense | $30,000 | 7,633 |
Additional noninterest expense | $88,000 | 7,332 |
Pre-tax net operating income | $255,000 | 5,325 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $60,000 | 4,268 |
Income before extraordinary items | $195,000 | 5,410 |
Extraordinary gains, net | $0 | 21 |
Net income | $195,000 | 5,409 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-14,000 | 8,005 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $195,000 | 5,411 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $2,575,000 | 6,952 |
Total interest expense | $653,000 | 7,181 |
Net interest income | $1,922,000 | 6,724 |
Provision for loan and lease losses | $44,000 | 5,895 |
Total noninterest income | $426,000 | 5,594 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $361,000 | 3,781 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $65,000 | 7,063 |
Total noninterest expense | $1,517,000 | 6,854 |
Salaries and employee benefits | $1,016,000 | 6,313 |
Premises and equipment expense | $112,000 | 7,731 |
Additional noninterest expense | $389,000 | 7,136 |
Pre-tax net operating income | $787,000 | 5,914 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $248,000 | 4,373 |
Income before extraordinary items | $539,000 | 6,219 |
Extraordinary gains, net | $0 | 46 |
Net income | $539,000 | 6,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 4,747 |
Cash dividends | $375,000 | 4,079 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $539,000 | 6,185 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,885,000 | 7,019 |
Total interest expense | $455,000 | 7,257 |
Net interest income | $1,430,000 | 6,793 |
Provision for loan and lease losses | $30,000 | 5,800 |
Total noninterest income | $309,000 | 5,707 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $268,000 | 3,812 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $41,000 | 7,302 |
Total noninterest expense | $1,081,000 | 6,982 |
Salaries and employee benefits | $698,000 | 6,549 |
Premises and equipment expense | $96,000 | 7,530 |
Additional noninterest expense | $287,000 | 7,196 |
Pre-tax net operating income | $628,000 | 5,883 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $180,000 | 4,564 |
Income before extraordinary items | $448,000 | 6,130 |
Extraordinary gains, net | $0 | 35 |
Net income | $448,000 | 6,135 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-25,000 | 8,249 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $448,000 | 6,102 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,202,000 | 7,075 |
Total interest expense | $274,000 | 7,353 |
Net interest income | $928,000 | 6,848 |
Provision for loan and lease losses | $15,000 | 5,851 |
Total noninterest income | $203,000 | 5,699 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $173,000 | 3,824 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $30,000 | 7,186 |
Total noninterest expense | $722,000 | 6,993 |
Salaries and employee benefits | $466,000 | 6,540 |
Premises and equipment expense | $61,000 | 7,596 |
Additional noninterest expense | $195,000 | 7,138 |
Pre-tax net operating income | $394,000 | 6,024 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $120,000 | 4,564 |
Income before extraordinary items | $274,000 | 6,315 |
Extraordinary gains, net | $0 | 30 |
Net income | $274,000 | 6,318 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-32,000 | 8,324 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $274,000 | 6,264 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $581,000 | 7,173 |
Total interest expense | $120,000 | 7,561 |
Net interest income | $461,000 | 6,914 |
Provision for loan and lease losses | $8,000 | 5,590 |
Total noninterest income | $106,000 | 5,559 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $87,000 | 3,754 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $19,000 | 6,923 |
Total noninterest expense | $347,000 | 7,119 |
Salaries and employee benefits | $232,000 | 6,593 |
Premises and equipment expense | $27,000 | 7,847 |
Additional noninterest expense | $88,000 | 7,402 |
Pre-tax net operating income | $212,000 | 5,832 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $60,000 | 4,523 |
Income before extraordinary items | $152,000 | 6,060 |
Extraordinary gains, net | $0 | 24 |
Net income | $152,000 | 6,061 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 8,462 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $152,000 | 6,028 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,066,000 | 7,319 |
Total interest expense | $408,000 | 7,656 |
Net interest income | $1,658,000 | 7,102 |
Provision for loan and lease losses | $28,000 | 6,505 |
Total noninterest income | $487,000 | 5,334 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $437,000 | 3,444 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $50,000 | 7,418 |
Total noninterest expense | $1,494,000 | 6,889 |
Salaries and employee benefits | $1,011,000 | 6,242 |
Premises and equipment expense | $101,000 | 7,956 |
Additional noninterest expense | $382,000 | 7,227 |
Pre-tax net operating income | $623,000 | 6,328 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $200,000 | 4,751 |
Income before extraordinary items | $423,000 | 6,664 |
Extraordinary gains, net | $0 | 34 |
Net income | $423,000 | 6,666 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 4,821 |
Cash dividends | $250,000 | 4,586 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $423,000 | 6,608 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,505,000 | 7,391 |
Total interest expense | $299,000 | 7,710 |
Net interest income | $1,206,000 | 7,177 |
Provision for loan and lease losses | $23,000 | 6,245 |
Total noninterest income | $379,000 | 5,270 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $343,000 | 3,352 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $36,000 | 7,481 |
Total noninterest expense | $1,043,000 | 7,057 |
Salaries and employee benefits | $683,000 | 6,523 |
Premises and equipment expense | $83,000 | 7,829 |
Additional noninterest expense | $277,000 | 7,275 |
Pre-tax net operating income | $519,000 | 6,241 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $120,000 | 5,137 |
Income before extraordinary items | $399,000 | 6,334 |
Extraordinary gains, net | $0 | 26 |
Net income | $399,000 | 6,334 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,882 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $399,000 | 6,252 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $982,000 | 7,477 |
Total interest expense | $200,000 | 7,766 |
Net interest income | $782,000 | 7,270 |
Provision for loan and lease losses | $15,000 | 6,089 |
Total noninterest income | $255,000 | 5,235 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $227,000 | 3,354 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $28,000 | 7,329 |
Total noninterest expense | $705,000 | 7,070 |
Salaries and employee benefits | $457,000 | 6,568 |
Premises and equipment expense | $57,000 | 7,822 |
Additional noninterest expense | $191,000 | 7,234 |
Pre-tax net operating income | $317,000 | 6,395 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $90,000 | 4,967 |
Income before extraordinary items | $227,000 | 6,655 |
Extraordinary gains, net | $0 | 21 |
Net income | $227,000 | 6,655 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,524 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $227,000 | 6,570 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $498,000 | 7,502 |
Total interest expense | $107,000 | 7,728 |
Net interest income | $391,000 | 7,310 |
Provision for loan and lease losses | $8,000 | 5,831 |
Total noninterest income | $126,000 | 5,200 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $111,000 | 3,331 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $15,000 | 7,252 |
Total noninterest expense | $345,000 | 7,161 |
Salaries and employee benefits | $227,000 | 6,635 |
Premises and equipment expense | $25,000 | 8,017 |
Additional noninterest expense | $93,000 | 7,316 |
Pre-tax net operating income | $164,000 | 6,261 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $60,000 | 4,582 |
Income before extraordinary items | $104,000 | 6,807 |
Extraordinary gains, net | $0 | 16 |
Net income | $104,000 | 6,809 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,741 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $104,000 | 6,696 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $1,953,000 | 7,590 |
Total interest expense | $459,000 | 7,904 |
Net interest income | $1,494,000 | 7,374 |
Provision for loan and lease losses | $28,000 | 6,851 |
Total noninterest income | $522,000 | 5,324 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $472,000 | 3,250 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $50,000 | 7,561 |
Total noninterest expense | $1,488,000 | 6,907 |
Salaries and employee benefits | $997,000 | 6,278 |
Premises and equipment expense | $89,000 | 8,214 |
Additional noninterest expense | $402,000 | 7,144 |
Pre-tax net operating income | $500,000 | 6,681 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $160,000 | 5,198 |
Income before extraordinary items | $340,000 | 7,085 |
Extraordinary gains, net | $0 | 54 |
Net income | $340,000 | 7,086 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 5,866 |
Cash dividends | $250,000 | 4,628 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $340,000 | 6,937 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,477,000 | 7,670 |
Total interest expense | $355,000 | 7,989 |
Net interest income | $1,122,000 | 7,426 |
Provision for loan and lease losses | $23,000 | 6,658 |
Total noninterest income | $387,000 | 5,403 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $353,000 | 3,258 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $34,000 | 7,714 |
Total noninterest expense | $1,061,000 | 7,048 |
Salaries and employee benefits | $692,000 | 6,504 |
Premises and equipment expense | $71,000 | 8,156 |
Additional noninterest expense | $298,000 | 7,155 |
Pre-tax net operating income | $425,000 | 6,613 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $160,000 | 4,998 |
Income before extraordinary items | $265,000 | 7,157 |
Extraordinary gains, net | $0 | 40 |
Net income | $265,000 | 7,158 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-35,000 | 8,859 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $265,000 | 6,995 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $998,000 | 7,693 |
Total interest expense | $247,000 | 8,032 |
Net interest income | $751,000 | 7,438 |
Provision for loan and lease losses | $15,000 | 6,544 |
Total noninterest income | $254,000 | 5,426 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $231,000 | 3,259 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $23,000 | 7,664 |
Total noninterest expense | $715,000 | 7,033 |
Salaries and employee benefits | $466,000 | 6,501 |
Premises and equipment expense | $46,000 | 8,198 |
Additional noninterest expense | $203,000 | 7,104 |
Pre-tax net operating income | $275,000 | 6,662 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $120,000 | 4,860 |
Income before extraordinary items | $155,000 | 7,399 |
Extraordinary gains, net | $0 | 30 |
Net income | $155,000 | 7,401 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-35,000 | 8,911 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $155,000 | 7,216 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $517,000 | 7,658 |
Total interest expense | $127,000 | 8,085 |
Net interest income | $390,000 | 7,359 |
Provision for loan and lease losses | $5,000 | 6,526 |
Total noninterest income | $122,000 | 5,426 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $108,000 | 3,351 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $14,000 | 7,447 |
Total noninterest expense | $324,000 | 7,328 |
Salaries and employee benefits | $222,000 | 6,661 |
Premises and equipment expense | $16,000 | 8,615 |
Additional noninterest expense | $86,000 | 7,511 |
Pre-tax net operating income | $183,000 | 6,046 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $40,000 | 5,397 |
Income before extraordinary items | $143,000 | 6,125 |
Extraordinary gains, net | $0 | 21 |
Net income | $143,000 | 6,124 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 8,980 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $143,000 | 5,947 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,340,000 | 7,493 |
Total interest expense | $659,000 | 7,925 |
Net interest income | $1,681,000 | 7,141 |
Provision for loan and lease losses | $30,000 | 7,191 |
Total noninterest income | $429,000 | 5,602 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $381,000 | 3,642 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $48,000 | 7,649 |
Total noninterest expense | $1,435,000 | 6,987 |
Salaries and employee benefits | $974,000 | 6,242 |
Premises and equipment expense | $92,000 | 8,283 |
Additional noninterest expense | $369,000 | 7,355 |
Pre-tax net operating income | $645,000 | 6,271 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $184,000 | 5,228 |
Income before extraordinary items | $461,000 | 6,569 |
Extraordinary gains, net | $0 | 70 |
Net income | $461,000 | 6,568 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $75,000 | 4,640 |
Cash dividends | $300,000 | 4,293 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $461,000 | 6,442 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,850,000 | 7,404 |
Total interest expense | $1,158,000 | 7,691 |
Net interest income | $1,692,000 | 6,993 |
Provision for loan and lease losses | $28,000 | 7,315 |
Total noninterest income | $330,000 | 6,161 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $282,000 | 4,322 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $48,000 | 7,736 |
Total noninterest expense | $1,361,000 | 7,096 |
Salaries and employee benefits | $922,000 | 6,274 |
Premises and equipment expense | $83,000 | 8,575 |
Additional noninterest expense | $356,000 | 7,464 |
Pre-tax net operating income | $633,000 | 6,057 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $275,000 | 4,439 |
Income before extraordinary items | $358,000 | 6,792 |
Extraordinary gains, net | $0 | 105 |
Net income | $358,000 | 6,793 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,531 |
Cash dividends | $250,000 | 4,656 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $358,000 | 6,669 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,253,000 | 7,162 |
Total interest expense | $1,340,000 | 7,485 |
Net interest income | $1,913,000 | 6,708 |
Provision for loan and lease losses | $30,000 | 7,204 |
Total noninterest income | $393,000 | 5,573 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $260,000 | 4,425 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $133,000 | 5,768 |
Total noninterest expense | $1,306,000 | 7,230 |
Salaries and employee benefits | $863,000 | 6,447 |
Premises and equipment expense | $111,000 | 8,251 |
Additional noninterest expense | $332,000 | 7,695 |
Pre-tax net operating income | $970,000 | 5,336 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $350,000 | 4,270 |
Income before extraordinary items | $620,000 | 5,749 |
Extraordinary gains, net | $0 | 38 |
Net income | $620,000 | 5,747 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 5,537 |
Cash dividends | $250,000 | 4,756 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $620,000 | 5,754 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,930,000 | 7,458 |
Total interest expense | $1,095,000 | 7,923 |
Net interest income | $1,835,000 | 6,942 |
Provision for loan and lease losses | $30,000 | 7,215 |
Total noninterest income | $267,000 | 6,758 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $222,000 | 4,837 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $45,000 | 8,226 |
Total noninterest expense | $1,204,000 | 7,558 |
Salaries and employee benefits | $802,000 | 6,745 |
Premises and equipment expense | $121,000 | 8,213 |
Additional noninterest expense | $281,000 | 8,288 |
Pre-tax net operating income | $868,000 | 5,695 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $325,000 | 4,634 |
Income before extraordinary items | $543,000 | 6,196 |
Extraordinary gains, net | $0 | 35 |
Net income | $543,000 | 6,194 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 5,975 |
Cash dividends | $200,000 | 5,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $543,000 | 6,180 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,861,000 | 7,685 |
Total interest expense | $1,115,000 | 8,121 |
Net interest income | $1,746,000 | 7,169 |
Provision for loan and lease losses | $25,000 | 7,503 |
Total noninterest income | $185,000 | 7,759 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $148,000 | 5,972 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 8,655 |
Total noninterest expense | $1,154,000 | 7,667 |
Salaries and employee benefits | $723,000 | 7,055 |
Premises and equipment expense | $156,000 | 7,517 |
Additional noninterest expense | $275,000 | 8,356 |
Pre-tax net operating income | $752,000 | 6,285 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $220,000 | 5,952 |
Income before extraordinary items | $532,000 | 6,418 |
Extraordinary gains, net | $0 | 32 |
Net income | $532,000 | 6,417 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,842 |
Cash dividends | $150,000 | 5,770 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $532,000 | 6,310 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,805,000 | 7,999 |
Total interest expense | $1,074,000 | 8,481 |
Net interest income | $1,731,000 | 7,479 |
Provision for loan and lease losses | $77,000 | 5,729 |
Total noninterest income | $162,000 | 8,402 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $124,000 | 6,675 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 8,946 |
Total noninterest expense | $1,073,000 | 8,087 |
Salaries and employee benefits | $721,000 | 7,202 |
Premises and equipment expense | $94,000 | 9,100 |
Additional noninterest expense | $258,000 | 8,755 |
Pre-tax net operating income | $743,000 | 6,810 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $300,000 | 5,716 |
Income before extraordinary items | $443,000 | 7,359 |
Extraordinary gains, net | $0 | 44 |
Net income | $443,000 | 7,362 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 6,314 |
Cash dividends | $150,000 | 5,875 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $443,000 | 7,307 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,602,000 | 8,565 |
Total interest expense | $1,038,000 | 8,886 |
Net interest income | $1,564,000 | 8,115 |
Provision for loan and lease losses | $30,000 | 7,397 |
Total noninterest income | $182,000 | 8,503 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $138,000 | 6,695 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 9,167 |
Total noninterest expense | $1,045,000 | 8,518 |
Salaries and employee benefits | $705,000 | 7,506 |
Premises and equipment expense | $82,000 | 9,755 |
Additional noninterest expense | $258,000 | 9,308 |
Pre-tax net operating income | $671,000 | 7,064 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $220,000 | 6,838 |
Income before extraordinary items | $451,000 | 7,227 |
Extraordinary gains, net | $0 | 53 |
Net income | $451,000 | 7,230 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,470 |
Cash dividends | $150,000 | 5,964 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $451,000 | 7,178 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,479,000 | 9,005 |
Total interest expense | $986,000 | 9,307 |
Net interest income | $1,493,000 | 8,555 |
Provision for loan and lease losses | $40,000 | 6,618 |
Total noninterest income | $191,000 | 8,570 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $141,000 | 6,862 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 9,224 |
Total noninterest expense | $984,000 | 9,023 |
Salaries and employee benefits | $674,000 | 7,898 |
Premises and equipment expense | $60,000 | 10,776 |
Additional noninterest expense | $250,000 | 9,821 |
Pre-tax net operating income | $660,000 | 7,541 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $186,000 | 7,672 |
Income before extraordinary items | $474,000 | 7,449 |
Extraordinary gains, net | $0 | 65 |
Net income | $474,000 | 7,450 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,953 |
Cash dividends | $100,000 | 6,741 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $474,000 | 7,415 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,315,000 | 9,225 |
Total interest expense | $788,000 | 9,659 |
Net interest income | $1,527,000 | 8,808 |
Provision for loan and lease losses | $45,000 | 6,361 |
Total noninterest income | $168,000 | 9,344 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $133,000 | 7,276 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 10,473 |
Total noninterest expense | $993,000 | 9,378 |
Salaries and employee benefits | $629,000 | 8,413 |
Premises and equipment expense | $62,000 | 11,231 |
Additional noninterest expense | $302,000 | 9,939 |
Pre-tax net operating income | $657,000 | 7,663 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $240,000 | 6,686 |
Income before extraordinary items | $417,000 | 8,024 |
Extraordinary gains, net | $0 | 249 |
Net income | $417,000 | 8,031 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 11,449 |
Cash dividends | $100,000 | 6,840 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $417,000 | 8,068 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,220,000 | 9,742 |
Total interest expense | $786,000 | 10,118 |
Net interest income | $1,434,000 | 9,323 |
Provision for loan and lease losses | $140,000 | 4,819 |
Total noninterest income | $164,000 | 9,940 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $134,000 | 7,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 11,310 |
Total noninterest expense | $993,000 | 9,755 |
Salaries and employee benefits | $589,000 | 8,895 |
Premises and equipment expense | $88,000 | 10,858 |
Additional noninterest expense | $316,000 | 10,242 |
Pre-tax net operating income | $465,000 | 8,906 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $130,000 | 9,087 |
Income before extraordinary items | $335,000 | 9,085 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $335,000 | 9,251 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 8,132 |
Cash dividends | $100,000 | 6,847 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $335,000 | 8,833 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,333,000 | 10,231 |
Total interest expense | $1,011,000 | 10,337 |
Net interest income | $1,322,000 | 9,895 |
Provision for loan and lease losses | $160,000 | 5,897 |
Total noninterest income | $156,000 | 10,377 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $115,000 | 8,077 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,988 |
Total noninterest expense | $901,000 | 10,474 |
Salaries and employee benefits | $559,000 | 9,189 |
Premises and equipment expense | $88,000 | 11,176 |
Additional noninterest expense | $254,000 | 11,476 |
Pre-tax net operating income | $417,000 | 9,089 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $86,000 | 10,284 |
Income before extraordinary items | $331,000 | 8,919 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $331,000 | 9,062 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $190,000 | 4,307 |
Cash dividends | $100,000 | 6,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $331,000 | 8,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.