Home > The Exchange Bank > Assets and Liabilities
The Exchange Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 12 | 7,391 |
| Assets and Liabilities | ||
| Total Assets: | $58,618,000 | 6,507 |
| Cash and due from depository institutions | $2,213,000 | 7,391 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $33,149,000 | 3,228 |
| Federal funds sold & reverse repurchase agreements | $1,417,000 | 4,925 |
| Net loans & leases | $19,759,000 | 7,506 |
| Loan loss allowance | $413,000 | 6,482 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $51,000 | 8,440 |
| Other real estate owned | $0 | 7,391 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,029,000 | 5,143 |
| Life insurance assets | $892,000 | 3,050 |
| Total liabilities and capital | $58,618,000 | 6,507 |
| Total liabilities | $50,229,000 | 6,556 |
| Total deposits | $49,348,000 | 6,442 |
| Interest-bearing deposits | $39,103,000 | 6,570 |
| Deposits held in domestic offices | $49,348,000 | 6,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $881,000 | 4,162 |
| Total equity capital | $8,389,000 | 5,917 |
| Total bank equity capital | $8,389,000 | 5,917 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $4,500,000 | 4,115 |
| Undivided profits | $3,389,000 | 5,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $596,000 | 5,647 |
| Earning assets | $54,325,000 | 6,480 |
| Long-term assets (5+ years) | $1,846,000 | 6,840 |
| Average Assets, year-to-date | $57,188,600 | 6,463 |
| Average Assets, quarterly | $57,810,000 | 6,505 |
| Volatile liabilities | $10,910,000 | 6,029 |
| Insider loans | $560,000 | 5,296 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $3,823,000 | 6,475 |
| Tier 1 (core) risk-based capital | $8,538,000 | 5,786 |
| Tier 2 risk-based capital | $377,000 | 6,507 |
| Total risk weighted assets | $30,126,000 | 6,987 |
| Total unused commitments | $3,823,000 | 6,477 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 12 | 7,435 |
| Assets and Liabilities | ||
| Total Assets: | $57,002,000 | 6,576 |
| Cash and due from depository institutions | $2,811,000 | 7,435 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $31,540,000 | 3,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $20,724,000 | 7,479 |
| Loan loss allowance | $457,000 | 6,295 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $46,000 | 8,501 |
| Other real estate owned | $0 | 7,435 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,881,000 | 5,373 |
| Life insurance assets | $889,000 | 3,014 |
| Total liabilities and capital | $57,002,000 | 6,576 |
| Total liabilities | $48,517,000 | 6,640 |
| Total deposits | $47,617,000 | 6,508 |
| Interest-bearing deposits | $37,203,000 | 6,669 |
| Deposits held in domestic offices | $47,617,000 | 6,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $246,000 | 3,371 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $654,000 | 4,911 |
| Total equity capital | $8,485,000 | 5,860 |
| Total bank equity capital | $8,485,000 | 5,860 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $4,500,000 | 4,098 |
| Undivided profits | $3,485,000 | 5,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 6,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $578,000 | 5,781 |
| Earning assets | $52,264,000 | 6,581 |
| Long-term assets (5+ years) | $879,000 | 7,295 |
| Average Assets, year-to-date | $56,831,250 | 6,516 |
| Average Assets, quarterly | $56,354,500 | 6,587 |
| Volatile liabilities | $9,646,000 | 6,301 |
| Insider loans | $455,000 | 5,663 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,128,000 | 7,237 |
| Tier 1 (core) risk-based capital | $8,748,000 | 5,693 |
| Tier 2 risk-based capital | $382,000 | 6,495 |
| Total risk weighted assets | $30,454,000 | 6,990 |
| Total unused commitments | $2,128,000 | 7,238 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 12 | 7,460 |
| Assets and Liabilities | ||
| Total Assets: | $55,707,000 | 6,647 |
| Cash and due from depository institutions | $3,995,000 | 7,460 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $30,890,000 | 3,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $19,038,000 | 7,622 |
| Loan loss allowance | $479,000 | 6,177 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $56,000 | 8,501 |
| Other real estate owned | $0 | 7,460 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,728,000 | 5,513 |
| Life insurance assets | $889,000 | 2,976 |
| Total liabilities and capital | $55,707,000 | 6,647 |
| Total liabilities | $47,559,000 | 6,714 |
| Total deposits | $46,301,000 | 6,592 |
| Interest-bearing deposits | $36,413,000 | 6,732 |
| Deposits held in domestic offices | $46,301,000 | 6,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $689,000 | 3,137 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $569,000 | 4,938 |
| Total equity capital | $8,148,000 | 5,884 |
| Total bank equity capital | $8,148,000 | 5,884 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $4,500,000 | 4,056 |
| Undivided profits | $3,148,000 | 5,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 6,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $461,000 | 6,089 |
| Earning assets | $49,928,000 | 6,695 |
| Long-term assets (5+ years) | $904,000 | 7,287 |
| Average Assets, year-to-date | $56,774,330 | 6,553 |
| Average Assets, quarterly | $56,610,500 | 6,574 |
| Volatile liabilities | $10,110,000 | 6,191 |
| Insider loans | $455,000 | 5,660 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $1,115,000 | 7,886 |
| Tier 1 (core) risk-based capital | $8,559,000 | 5,694 |
| Tier 2 risk-based capital | $361,000 | 6,591 |
| Total risk weighted assets | $28,763,000 | 7,102 |
| Total unused commitments | $1,115,000 | 7,887 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 12 | 7,463 |
| Assets and Liabilities | ||
| Total Assets: | $57,514,000 | 6,570 |
| Cash and due from depository institutions | $2,976,000 | 7,463 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $30,963,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $21,786,000 | 7,394 |
| Loan loss allowance | $409,000 | 6,528 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $66,000 | 8,467 |
| Other real estate owned | $0 | 7,463 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,723,000 | 5,413 |
| Life insurance assets | $852,000 | 2,977 |
| Total liabilities and capital | $57,514,000 | 6,570 |
| Total liabilities | $49,578,000 | 6,612 |
| Total deposits | $47,857,000 | 6,534 |
| Interest-bearing deposits | $36,810,000 | 6,703 |
| Deposits held in domestic offices | $47,857,000 | 6,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,556 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $571,000 | 4,833 |
| Total equity capital | $7,936,000 | 5,939 |
| Total bank equity capital | $7,936,000 | 5,939 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $4,500,000 | 3,983 |
| Undivided profits | $2,936,000 | 5,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 6,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $502,000 | 5,680 |
| Earning assets | $52,749,000 | 6,567 |
| Long-term assets (5+ years) | $948,000 | 7,304 |
| Average Assets, year-to-date | $57,308,000 | 6,553 |
| Average Assets, quarterly | $57,308,000 | 6,553 |
| Volatile liabilities | $9,737,000 | 6,133 |
| Insider loans | $360,000 | 5,957 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $2,577,000 | 7,113 |
| Tier 1 (core) risk-based capital | $8,352,000 | 5,720 |
| Tier 2 risk-based capital | $389,000 | 6,421 |
| Total risk weighted assets | $31,117,000 | 6,904 |
| Total unused commitments | $2,577,000 | 7,114 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 12 | 7,490 |
| Assets and Liabilities | ||
| Total Assets: | $57,102,000 | 6,608 |
| Cash and due from depository institutions | $1,190,000 | 7,490 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $31,351,000 | 3,444 |
| Federal funds sold & reverse repurchase agreements | $728,000 | 5,139 |
| Net loans & leases | $22,038,000 | 7,419 |
| Loan loss allowance | $381,000 | 6,725 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $77,000 | 8,466 |
| Other real estate owned | $0 | 7,490 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,718,000 | 5,446 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $57,102,000 | 6,608 |
| Total liabilities | $49,351,000 | 6,662 |
| Total deposits | $48,484,000 | 6,518 |
| Interest-bearing deposits | $38,213,000 | 6,638 |
| Deposits held in domestic offices | $48,484,000 | 6,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $867,000 | 3,831 |
| Total equity capital | $7,751,000 | 5,986 |
| Total bank equity capital | $7,751,000 | 5,986 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $4,500,000 | 3,940 |
| Undivided profits | $2,751,000 | 5,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $468,000 | 5,954 |
| Earning assets | $54,117,000 | 6,518 |
| Long-term assets (5+ years) | $988,000 | 7,312 |
| Average Assets, year-to-date | $55,898,400 | 6,567 |
| Average Assets, quarterly | $57,308,000 | 6,580 |
| Volatile liabilities | $9,651,000 | 6,116 |
| Insider loans | $450,000 | 5,612 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $2,324,000 | 7,163 |
| Tier 1 (core) risk-based capital | $8,157,000 | 5,772 |
| Tier 2 risk-based capital | $381,000 | 6,482 |
| Total risk weighted assets | $31,116,000 | 6,943 |
| Total unused commitments | $2,324,000 | 7,165 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 12 | 7,513 |
| Assets and Liabilities | ||
| Total Assets: | $57,514,000 | 6,586 |
| Cash and due from depository institutions | $2,412,000 | 7,513 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $31,629,000 | 3,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $21,726,000 | 7,462 |
| Loan loss allowance | $426,000 | 6,491 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $71,000 | 8,510 |
| Other real estate owned | $0 | 7,513 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,676,000 | 5,478 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $57,514,000 | 6,586 |
| Total liabilities | $49,364,000 | 6,625 |
| Total deposits | $47,786,000 | 6,519 |
| Interest-bearing deposits | $37,085,000 | 6,695 |
| Deposits held in domestic offices | $47,786,000 | 6,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $985,000 | 2,864 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $593,000 | 4,710 |
| Total equity capital | $8,150,000 | 5,804 |
| Total bank equity capital | $8,150,000 | 5,804 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $4,500,000 | 3,900 |
| Undivided profits | $3,150,000 | 5,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $542,000 | 5,472 |
| Earning assets | $53,355,000 | 6,552 |
| Long-term assets (5+ years) | $1,651,000 | 7,040 |
| Average Assets, year-to-date | $55,597,500 | 6,596 |
| Average Assets, quarterly | $57,436,500 | 6,564 |
| Volatile liabilities | $10,764,000 | 5,873 |
| Insider loans | $455,000 | 5,590 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,911,000 | 6,820 |
| Tier 1 (core) risk-based capital | $8,441,000 | 5,626 |
| Tier 2 risk-based capital | $386,000 | 6,464 |
| Total risk weighted assets | $30,859,000 | 6,970 |
| Total unused commitments | $2,911,000 | 6,822 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 13 | 7,370 |
| Assets and Liabilities | ||
| Total Assets: | $57,359,000 | 6,568 |
| Cash and due from depository institutions | $1,965,000 | 7,370 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $31,600,000 | 3,443 |
| Federal funds sold & reverse repurchase agreements | $2,106,000 | 3,433 |
| Net loans & leases | $20,091,000 | 7,565 |
| Loan loss allowance | $418,000 | 6,515 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $68,000 | 8,536 |
| Other real estate owned | $0 | 7,370 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,529,000 | 5,554 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $57,359,000 | 6,568 |
| Total liabilities | $49,352,000 | 6,617 |
| Total deposits | $48,841,000 | 6,453 |
| Interest-bearing deposits | $38,921,000 | 6,569 |
| Deposits held in domestic offices | $48,841,000 | 6,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $511,000 | 4,816 |
| Total equity capital | $8,007,000 | 5,827 |
| Total bank equity capital | $8,007,000 | 5,827 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $4,500,000 | 3,851 |
| Undivided profits | $3,007,000 | 5,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $394,000 | 6,205 |
| Earning assets | $53,797,000 | 6,497 |
| Long-term assets (5+ years) | $1,502,000 | 7,151 |
| Average Assets, year-to-date | $54,958,670 | 6,624 |
| Average Assets, quarterly | $55,918,000 | 6,605 |
| Volatile liabilities | $8,626,000 | 6,268 |
| Insider loans | $455,000 | 5,590 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,786,000 | 6,947 |
| Tier 1 (core) risk-based capital | $8,267,000 | 5,624 |
| Tier 2 risk-based capital | $367,000 | 6,572 |
| Total risk weighted assets | $29,319,000 | 7,037 |
| Total unused commitments | $2,786,000 | 6,947 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 13 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $54,477,000 | 6,727 |
| Cash and due from depository institutions | $1,348,000 | 7,402 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $30,131,000 | 3,606 |
| Federal funds sold & reverse repurchase agreements | $1,570,000 | 4,409 |
| Net loans & leases | $19,839,000 | 7,607 |
| Loan loss allowance | $408,000 | 6,617 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $66,000 | 8,604 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,523,000 | 5,585 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $54,477,000 | 6,727 |
| Total liabilities | $46,645,000 | 6,810 |
| Total deposits | $46,178,000 | 6,643 |
| Interest-bearing deposits | $34,659,000 | 6,934 |
| Deposits held in domestic offices | $46,178,000 | 6,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $467,000 | 4,958 |
| Total equity capital | $7,832,000 | 5,827 |
| Total bank equity capital | $7,832,000 | 5,827 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $4,500,000 | 3,835 |
| Undivided profits | $2,832,000 | 5,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $422,000 | 5,900 |
| Earning assets | $51,540,000 | 6,636 |
| Long-term assets (5+ years) | $2,600,000 | 6,789 |
| Average Assets, year-to-date | $53,758,500 | 6,747 |
| Average Assets, quarterly | $53,758,500 | 6,747 |
| Volatile liabilities | $7,607,000 | 6,450 |
| Insider loans | $455,000 | 5,576 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,184,000 | 6,368 |
| Tier 1 (core) risk-based capital | $8,145,000 | 5,627 |
| Tier 2 risk-based capital | $357,000 | 6,662 |
| Total risk weighted assets | $28,519,000 | 7,110 |
| Total unused commitments | $4,184,000 | 6,370 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $53,040,000 | 6,815 |
| Cash and due from depository institutions | $1,326,000 | 7,405 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $29,595,000 | 3,668 |
| Federal funds sold & reverse repurchase agreements | $909,000 | 4,994 |
| Net loans & leases | $19,827,000 | 7,624 |
| Loan loss allowance | $371,000 | 6,852 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $62,000 | 8,657 |
| Other real estate owned | $0 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,321,000 | 5,874 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $53,040,000 | 6,815 |
| Total liabilities | $45,124,000 | 6,918 |
| Total deposits | $44,442,000 | 6,780 |
| Interest-bearing deposits | $34,254,000 | 6,969 |
| Deposits held in domestic offices | $44,442,000 | 6,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $682,000 | 4,000 |
| Total equity capital | $7,916,000 | 5,805 |
| Total bank equity capital | $7,916,000 | 5,805 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $4,500,000 | 3,802 |
| Undivided profits | $2,916,000 | 5,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $349,000 | 6,487 |
| Earning assets | $50,331,000 | 6,728 |
| Long-term assets (5+ years) | $2,721,000 | 6,822 |
| Average Assets, year-to-date | $50,072,000 | 6,860 |
| Average Assets, quarterly | $52,797,000 | 6,788 |
| Volatile liabilities | $7,077,000 | 6,606 |
| Insider loans | $205,000 | 6,649 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,929,000 | 5,937 |
| Tier 1 (core) risk-based capital | $7,993,000 | 5,646 |
| Tier 2 risk-based capital | $351,000 | 6,727 |
| Total risk weighted assets | $28,087,000 | 7,155 |
| Total unused commitments | $4,929,000 | 5,938 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 13 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $52,554,000 | 6,807 |
| Cash and due from depository institutions | $2,567,000 | 7,445 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $25,468,000 | 4,043 |
| Federal funds sold & reverse repurchase agreements | $3,133,000 | 2,893 |
| Net loans & leases | $19,900,000 | 7,635 |
| Loan loss allowance | $413,000 | 6,618 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $68,000 | 8,667 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,418,000 | 5,706 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $52,554,000 | 6,807 |
| Total liabilities | $44,346,000 | 6,932 |
| Total deposits | $43,821,000 | 6,764 |
| Interest-bearing deposits | $34,432,000 | 6,948 |
| Deposits held in domestic offices | $43,821,000 | 6,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $525,000 | 4,782 |
| Total equity capital | $8,208,000 | 5,695 |
| Total bank equity capital | $8,208,000 | 5,695 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $4,500,000 | 3,754 |
| Undivided profits | $3,208,000 | 5,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 7,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $371,000 | 6,461 |
| Earning assets | $48,501,000 | 6,787 |
| Long-term assets (5+ years) | $3,825,000 | 6,490 |
| Average Assets, year-to-date | $49,330,000 | 6,925 |
| Average Assets, quarterly | $51,619,500 | 6,838 |
| Volatile liabilities | $7,195,000 | 6,571 |
| Insider loans | $350,000 | 6,031 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,858,000 | 6,797 |
| Tier 1 (core) risk-based capital | $8,218,000 | 5,532 |
| Tier 2 risk-based capital | $355,000 | 6,692 |
| Total risk weighted assets | $28,349,000 | 7,149 |
| Total unused commitments | $2,858,000 | 6,805 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 13 | 7,481 |
| Assets and Liabilities | ||
| Total Assets: | $50,685,000 | 6,938 |
| Cash and due from depository institutions | $2,966,000 | 7,481 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $27,329,000 | 3,930 |
| Federal funds sold & reverse repurchase agreements | $899,000 | 4,566 |
| Net loans & leases | $18,003,000 | 7,829 |
| Loan loss allowance | $403,000 | 6,683 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $79,000 | 8,666 |
| Other real estate owned | $0 | 7,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,409,000 | 5,736 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $50,685,000 | 6,938 |
| Total liabilities | $42,952,000 | 7,036 |
| Total deposits | $42,457,000 | 6,888 |
| Interest-bearing deposits | $34,073,000 | 7,000 |
| Deposits held in domestic offices | $42,457,000 | 6,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $495,000 | 4,584 |
| Total equity capital | $7,733,000 | 5,760 |
| Total bank equity capital | $7,733,000 | 5,760 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $4,500,000 | 3,713 |
| Undivided profits | $2,733,000 | 5,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $277,000 | 7,104 |
| Earning assets | $46,231,000 | 6,939 |
| Long-term assets (5+ years) | $3,805,000 | 6,605 |
| Average Assets, year-to-date | $48,255,330 | 7,037 |
| Average Assets, quarterly | $48,922,000 | 7,019 |
| Volatile liabilities | $6,571,000 | 6,728 |
| Insider loans | $350,000 | 6,060 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,378,000 | 6,158 |
| Tier 1 (core) risk-based capital | $8,047,000 | 5,554 |
| Tier 2 risk-based capital | $337,000 | 6,845 |
| Total risk weighted assets | $26,873,000 | 7,289 |
| Total unused commitments | $4,378,000 | 6,161 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 13 | 7,492 |
| Assets and Liabilities | ||
| Total Assets: | $47,159,000 | 7,150 |
| Cash and due from depository institutions | $1,814,000 | 7,492 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $23,215,000 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $2,266,000 | 4,394 |
| Net loans & leases | $18,560,000 | 7,744 |
| Loan loss allowance | $398,000 | 6,720 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $89,000 | 8,650 |
| Other real estate owned | $0 | 7,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,215,000 | 5,935 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $47,159,000 | 7,150 |
| Total liabilities | $39,106,000 | 7,269 |
| Total deposits | $38,649,000 | 7,151 |
| Interest-bearing deposits | $31,484,000 | 7,222 |
| Deposits held in domestic offices | $38,649,000 | 7,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $457,000 | 5,117 |
| Total equity capital | $8,053,000 | 5,697 |
| Total bank equity capital | $8,053,000 | 5,697 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $4,500,000 | 3,674 |
| Undivided profits | $3,053,000 | 5,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $316,000 | 6,687 |
| Earning assets | $44,041,000 | 7,086 |
| Long-term assets (5+ years) | $3,791,000 | 6,565 |
| Average Assets, year-to-date | $47,040,500 | 7,143 |
| Average Assets, quarterly | $47,040,500 | 7,143 |
| Volatile liabilities | $7,441,000 | 6,408 |
| Insider loans | $350,000 | 6,036 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,646,000 | 7,049 |
| Tier 1 (core) risk-based capital | $7,924,000 | 5,557 |
| Tier 2 risk-based capital | $329,000 | 6,876 |
| Total risk weighted assets | $26,289,000 | 7,310 |
| Total unused commitments | $2,646,000 | 7,055 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $46,922,000 | 7,179 |
| Cash and due from depository institutions | $828,000 | 7,346 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,096,000 | 4,209 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 6,071 |
| Net loans & leases | $19,530,000 | 7,703 |
| Loan loss allowance | $386,000 | 6,806 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $99,000 | 8,661 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,194,000 | 6,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,922,000 | 7,179 |
| Total liabilities | $39,083,000 | 7,313 |
| Total deposits | $38,488,000 | 7,184 |
| Interest-bearing deposits | $30,608,000 | 7,303 |
| Deposits held in domestic offices | $38,488,000 | 7,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $595,000 | 4,289 |
| Total equity capital | $7,839,000 | 5,719 |
| Total bank equity capital | $7,839,000 | 5,719 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $4,500,000 | 3,638 |
| Undivided profits | $2,839,000 | 5,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $289,000 | 7,075 |
| Earning assets | $44,801,000 | 7,057 |
| Long-term assets (5+ years) | $3,716,000 | 6,641 |
| Average Assets, year-to-date | $46,010,800 | 7,141 |
| Average Assets, quarterly | $46,594,000 | 7,173 |
| Volatile liabilities | $7,429,000 | 6,433 |
| Insider loans | $350,000 | 6,061 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,025,000 | 6,168 |
| Tier 1 (core) risk-based capital | $7,820,000 | 5,563 |
| Tier 2 risk-based capital | $333,000 | 6,859 |
| Total risk weighted assets | $26,617,000 | 7,305 |
| Total unused commitments | $4,025,000 | 6,175 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $46,266,000 | 7,229 |
| Cash and due from depository institutions | $3,720,000 | 7,387 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $22,658,000 | 4,414 |
| Federal funds sold & reverse repurchase agreements | $358,000 | 6,140 |
| Net loans & leases | $18,188,000 | 7,870 |
| Loan loss allowance | $442,000 | 6,438 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $106,000 | 8,692 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,236,000 | 5,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,266,000 | 7,229 |
| Total liabilities | $38,236,000 | 7,384 |
| Total deposits | $37,708,000 | 7,260 |
| Interest-bearing deposits | $31,418,000 | 7,273 |
| Deposits held in domestic offices | $37,708,000 | 7,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $528,000 | 4,880 |
| Total equity capital | $8,030,000 | 5,615 |
| Total bank equity capital | $8,030,000 | 5,615 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $4,500,000 | 3,571 |
| Undivided profits | $3,030,000 | 5,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $327,000 | 6,883 |
| Earning assets | $41,204,000 | 7,275 |
| Long-term assets (5+ years) | $2,246,000 | 7,197 |
| Average Assets, year-to-date | $45,783,000 | 7,190 |
| Average Assets, quarterly | $45,762,500 | 7,243 |
| Volatile liabilities | $7,231,000 | 6,524 |
| Insider loans | $350,000 | 6,092 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,554,000 | 7,675 |
| Tier 1 (core) risk-based capital | $7,995,000 | 5,475 |
| Tier 2 risk-based capital | $318,000 | 7,013 |
| Total risk weighted assets | $25,326,000 | 7,468 |
| Total unused commitments | $1,554,000 | 7,683 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $45,259,000 | 7,292 |
| Cash and due from depository institutions | $2,232,000 | 7,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $19,711,000 | 4,732 |
| Federal funds sold & reverse repurchase agreements | $2,882,000 | 4,122 |
| Net loans & leases | $18,901,000 | 7,806 |
| Loan loss allowance | $434,000 | 6,470 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $112,000 | 8,686 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,421,000 | 5,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,259,000 | 7,292 |
| Total liabilities | $37,207,000 | 7,463 |
| Total deposits | $36,731,000 | 7,335 |
| Interest-bearing deposits | $29,879,000 | 7,425 |
| Deposits held in domestic offices | $36,731,000 | 7,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $476,000 | 5,228 |
| Total equity capital | $8,052,000 | 5,580 |
| Total bank equity capital | $8,052,000 | 5,580 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $4,500,000 | 3,541 |
| Undivided profits | $3,052,000 | 5,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $251,000 | 7,493 |
| Earning assets | $41,494,000 | 7,266 |
| Long-term assets (5+ years) | $3,025,000 | 6,868 |
| Average Assets, year-to-date | $45,622,000 | 7,225 |
| Average Assets, quarterly | $44,977,500 | 7,275 |
| Volatile liabilities | $6,761,000 | 6,684 |
| Insider loans | $350,000 | 6,075 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,776,000 | 7,527 |
| Tier 1 (core) risk-based capital | $7,885,000 | 5,455 |
| Tier 2 risk-based capital | $333,000 | 6,876 |
| Total risk weighted assets | $26,537,000 | 7,368 |
| Total unused commitments | $1,776,000 | 7,540 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $44,696,000 | 7,317 |
| Cash and due from depository institutions | $1,026,000 | 7,403 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $18,606,000 | 4,873 |
| Federal funds sold & reverse repurchase agreements | $5,341,000 | 3,051 |
| Net loans & leases | $18,276,000 | 7,875 |
| Loan loss allowance | $418,000 | 6,548 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $125,000 | 8,663 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,322,000 | 5,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,696,000 | 7,317 |
| Total liabilities | $36,676,000 | 7,500 |
| Total deposits | $36,285,000 | 7,364 |
| Interest-bearing deposits | $30,010,000 | 7,433 |
| Deposits held in domestic offices | $36,285,000 | 7,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $391,000 | 5,825 |
| Total equity capital | $8,020,000 | 5,535 |
| Total bank equity capital | $8,020,000 | 5,535 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $4,500,000 | 3,500 |
| Undivided profits | $3,020,000 | 5,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 7,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $313,000 | 6,944 |
| Earning assets | $42,223,000 | 7,210 |
| Long-term assets (5+ years) | $1,060,000 | 7,684 |
| Average Assets, year-to-date | $45,803,500 | 7,212 |
| Average Assets, quarterly | $45,803,500 | 7,212 |
| Volatile liabilities | $6,758,000 | 6,654 |
| Insider loans | $350,000 | 6,062 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,401,000 | 7,840 |
| Tier 1 (core) risk-based capital | $7,873,000 | 5,402 |
| Tier 2 risk-based capital | $325,000 | 6,932 |
| Total risk weighted assets | $25,915,000 | 7,429 |
| Total unused commitments | $1,401,000 | 7,853 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $46,911,000 | 7,165 |
| Cash and due from depository institutions | $2,473,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $23,008,000 | 4,234 |
| Federal funds sold & reverse repurchase agreements | $219,000 | 6,733 |
| Net loans & leases | $19,980,000 | 7,774 |
| Loan loss allowance | $384,000 | 6,767 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $100,000 | 8,820 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,131,000 | 6,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,911,000 | 7,165 |
| Total liabilities | $39,003,000 | 7,346 |
| Total deposits | $38,367,000 | 7,229 |
| Interest-bearing deposits | $30,423,000 | 7,398 |
| Deposits held in domestic offices | $38,367,000 | 7,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $636,000 | 4,530 |
| Total equity capital | $7,908,000 | 5,542 |
| Total bank equity capital | $7,908,000 | 5,542 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $4,500,000 | 3,461 |
| Undivided profits | $2,908,000 | 5,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $380,000 | 6,522 |
| Earning assets | $43,207,000 | 7,141 |
| Long-term assets (5+ years) | $967,000 | 7,762 |
| Average Assets, year-to-date | $44,791,400 | 7,169 |
| Average Assets, quarterly | $45,725,000 | 7,202 |
| Volatile liabilities | $6,360,000 | 6,834 |
| Insider loans | $800,000 | 4,463 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,588,000 | 7,577 |
| Tier 1 (core) risk-based capital | $7,730,000 | 5,424 |
| Tier 2 risk-based capital | $341,000 | 6,810 |
| Total risk weighted assets | $27,217,000 | 7,327 |
| Total unused commitments | $1,588,000 | 7,581 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $41,951,000 | 7,468 |
| Cash and due from depository institutions | $2,261,000 | 7,525 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $21,346,000 | 4,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $17,101,000 | 8,133 |
| Loan loss allowance | $429,000 | 6,323 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $71,000 | 9,213 |
| Other real estate owned | $0 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,172,000 | 6,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,951,000 | 7,468 |
| Total liabilities | $34,190,000 | 7,715 |
| Total deposits | $33,351,000 | 7,617 |
| Interest-bearing deposits | $27,390,000 | 7,712 |
| Deposits held in domestic offices | $33,351,000 | 7,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $193,000 | 3,269 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $646,000 | 4,668 |
| Total equity capital | $7,761,000 | 5,457 |
| Total bank equity capital | $7,761,000 | 5,457 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $4,500,000 | 3,357 |
| Undivided profits | $2,761,000 | 5,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $441,000 | 6,371 |
| Earning assets | $38,447,000 | 7,450 |
| Long-term assets (5+ years) | $829,000 | 7,977 |
| Average Assets, year-to-date | $43,146,400 | 7,204 |
| Average Assets, quarterly | $42,360,000 | 7,393 |
| Volatile liabilities | $6,266,000 | 6,860 |
| Insider loans | $800,000 | 4,412 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $932,000 | 8,331 |
| Tier 1 (core) risk-based capital | $7,569,000 | 5,390 |
| Tier 2 risk-based capital | $296,000 | 7,128 |
| Total risk weighted assets | $23,564,000 | 7,724 |
| Total unused commitments | $932,000 | 8,341 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $45,496,000 | 7,177 |
| Cash and due from depository institutions | $4,074,000 | 7,642 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $21,901,000 | 4,350 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $17,772,000 | 8,162 |
| Loan loss allowance | $403,000 | 6,433 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $101,000 | 9,306 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,648,000 | 4,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,496,000 | 7,177 |
| Total liabilities | $38,090,000 | 7,346 |
| Total deposits | $33,033,000 | 7,601 |
| Interest-bearing deposits | $26,899,000 | 7,720 |
| Deposits held in domestic offices | $33,033,000 | 7,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,340,000 | 1,677 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $717,000 | 4,603 |
| Total equity capital | $7,406,000 | 5,574 |
| Total bank equity capital | $7,406,000 | 5,574 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $2,406,000 | 6,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $251,000 | 7,441 |
| Earning assets | $39,673,000 | 7,328 |
| Long-term assets (5+ years) | $1,593,000 | 7,588 |
| Average Assets, year-to-date | $43,774,800 | 7,125 |
| Average Assets, quarterly | $44,607,000 | 7,185 |
| Volatile liabilities | $11,150,000 | 5,319 |
| Insider loans | $800,000 | 4,414 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $905,000 | 8,431 |
| Tier 1 (core) risk-based capital | $7,470,000 | 5,442 |
| Tier 2 risk-based capital | $309,350 | 6,944 |
| Total risk weighted assets | $24,653,950 | 7,586 |
| Total unused commitments | $905,000 | 8,437 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $45,085,000 | 7,267 |
| Cash and due from depository institutions | $2,741,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,985,000 | 4,395 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $17,744,000 | 8,252 |
| Loan loss allowance | $402,000 | 6,422 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $122,000 | 9,485 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,493,000 | 4,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,085,000 | 7,267 |
| Total liabilities | $38,281,000 | 7,429 |
| Total deposits | $35,584,000 | 7,468 |
| Interest-bearing deposits | $27,936,000 | 7,734 |
| Deposits held in domestic offices | $35,584,000 | 7,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,080,000 | 2,448 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $617,000 | 4,666 |
| Total equity capital | $6,804,000 | 5,781 |
| Total bank equity capital | $6,804,000 | 5,781 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $4,500,000 | 3,265 |
| Undivided profits | $1,804,000 | 6,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $192,000 | 7,909 |
| Earning assets | $40,729,000 | 7,281 |
| Long-term assets (5+ years) | $4,082,000 | 6,660 |
| Average Assets, year-to-date | $41,409,000 | 7,415 |
| Average Assets, quarterly | $43,662,500 | 7,345 |
| Volatile liabilities | $7,467,000 | 6,270 |
| Insider loans | $810,000 | 4,250 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,766,000 | 7,699 |
| Tier 1 (core) risk-based capital | $7,099,000 | 5,623 |
| Tier 2 risk-based capital | $304,520 | 6,991 |
| Total risk weighted assets | $24,263,720 | 7,643 |
| Total unused commitments | $1,766,000 | 7,704 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $38,332,000 | 7,914 |
| Cash and due from depository institutions | $1,695,000 | 8,043 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,952,000 | 5,005 |
| Federal funds sold & reverse repurchase agreements | $740,000 | 7,422 |
| Net loans & leases | $15,742,000 | 8,586 |
| Loan loss allowance | $394,000 | 6,455 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $165,000 | 9,440 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,038,000 | 5,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,332,000 | 7,914 |
| Total liabilities | $31,462,000 | 8,147 |
| Total deposits | $30,979,000 | 8,042 |
| Interest-bearing deposits | $25,686,000 | 8,109 |
| Deposits held in domestic offices | $30,979,000 | 8,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $483,000 | 5,879 |
| Total equity capital | $6,870,000 | 5,849 |
| Total bank equity capital | $6,870,000 | 5,849 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $4,500,000 | 3,121 |
| Undivided profits | $1,870,000 | 7,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $199,000 | 7,931 |
| Earning assets | $35,434,000 | 7,875 |
| Long-term assets (5+ years) | $1,976,000 | 7,745 |
| Average Assets, year-to-date | $38,681,800 | 7,687 |
| Average Assets, quarterly | $37,500,000 | 7,912 |
| Volatile liabilities | $5,397,000 | 6,813 |
| Insider loans | $815,000 | 4,072 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,416,000 | 8,110 |
| Tier 1 (core) risk-based capital | $6,757,000 | 5,740 |
| Tier 2 risk-based capital | $261,940 | 7,439 |
| Total risk weighted assets | $20,823,440 | 8,117 |
| Total unused commitments | $1,416,000 | 8,120 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $38,873,000 | 8,019 |
| Cash and due from depository institutions | $1,418,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,571,000 | 4,806 |
| Federal funds sold & reverse repurchase agreements | $1,720,000 | 5,333 |
| Net loans & leases | $13,882,000 | 9,201 |
| Loan loss allowance | $371,000 | 6,833 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $200,000 | 9,543 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,082,000 | 5,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,873,000 | 8,019 |
| Total liabilities | $32,429,000 | 8,222 |
| Total deposits | $31,876,000 | 8,124 |
| Interest-bearing deposits | $26,367,000 | 8,240 |
| Deposits held in domestic offices | $31,876,000 | 8,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $553,000 | 5,528 |
| Total equity capital | $6,444,000 | 6,110 |
| Total bank equity capital | $6,444,000 | 6,110 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $4,500,000 | 3,058 |
| Undivided profits | $1,444,000 | 7,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $207,000 | 8,152 |
| Earning assets | $36,173,000 | 7,955 |
| Long-term assets (5+ years) | $2,735,000 | 7,192 |
| Average Assets, year-to-date | $37,334,400 | 7,983 |
| Average Assets, quarterly | $38,543,500 | 7,996 |
| Volatile liabilities | $5,040,000 | 7,118 |
| Insider loans | $854,000 | 3,957 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $715,000 | 9,250 |
| Tier 1 (core) risk-based capital | $6,376,000 | 6,013 |
| Tier 2 risk-based capital | $237,860 | 7,868 |
| Total risk weighted assets | $18,895,960 | 8,596 |
| Total unused commitments | $715,000 | 9,260 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $35,630,000 | 8,607 |
| Cash and due from depository institutions | $941,000 | 8,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,561,000 | 5,810 |
| Federal funds sold & reverse repurchase agreements | $2,080,000 | 4,784 |
| Net loans & leases | $14,079,000 | 9,477 |
| Loan loss allowance | $318,000 | 7,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $73,000 | 10,885 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $896,000 | 6,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,630,000 | 8,607 |
| Total liabilities | $29,502,000 | 8,873 |
| Total deposits | $29,090,000 | 8,761 |
| Interest-bearing deposits | $23,632,000 | 8,921 |
| Deposits held in domestic offices | $29,090,000 | 8,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $412,000 | 6,683 |
| Total equity capital | $6,128,000 | 6,371 |
| Total bank equity capital | $6,128,000 | 6,371 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $1,628,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 8,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $203,000 | 8,417 |
| Earning assets | $33,720,000 | 8,470 |
| Long-term assets (5+ years) | $251,000 | 9,621 |
| Average Assets, year-to-date | $34,954,600 | 8,514 |
| Average Assets, quarterly | $36,396,500 | 8,478 |
| Volatile liabilities | $4,179,000 | 7,624 |
| Insider loans | $833,000 | 4,094 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $883,000 | 9,052 |
| Tier 1 (core) risk-based capital | $6,082,000 | 6,311 |
| Tier 2 risk-based capital | $227,310 | 8,227 |
| Total risk weighted assets | $18,094,210 | 8,981 |
| Total unused commitments | $883,000 | 9,065 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $32,644,000 | 9,203 |
| Cash and due from depository institutions | $1,024,000 | 8,670 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,886,000 | 6,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $13,378,000 | 9,879 |
| Loan loss allowance | $276,000 | 8,413 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $77,000 | 11,314 |
| Other real estate owned | $30,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,249,000 | 5,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,644,000 | 9,203 |
| Total liabilities | $26,796,000 | 9,506 |
| Total deposits | $26,272,000 | 9,436 |
| Interest-bearing deposits | $21,952,000 | 9,477 |
| Deposits held in domestic offices | $26,272,000 | 9,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,510 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $349,000 | 7,718 |
| Total equity capital | $5,848,000 | 6,671 |
| Total bank equity capital | $5,848,000 | 6,671 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,500,000 | 3,787 |
| Undivided profits | $1,848,000 | 7,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 9,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $256,000 | 7,820 |
| Earning assets | $30,264,000 | 9,131 |
| Long-term assets (5+ years) | $704,000 | 9,399 |
| Average Assets, year-to-date | $33,209,800 | 8,981 |
| Average Assets, quarterly | $32,646,000 | 9,156 |
| Volatile liabilities | $3,978,000 | 7,682 |
| Insider loans | $674,000 | 4,792 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,000,000 | 8,964 |
| Tier 1 (core) risk-based capital | $5,781,000 | 6,591 |
| Tier 2 risk-based capital | $208,980 | 8,736 |
| Total risk weighted assets | $16,651,680 | 9,480 |
| Total unused commitments | $1,000,000 | 8,975 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $33,725,000 | 9,301 |
| Cash and due from depository institutions | $1,399,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,136,000 | 6,310 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 6,596 |
| Net loans & leases | $12,505,000 | 10,398 |
| Loan loss allowance | $252,000 | 9,058 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $80,000 | 11,831 |
| Other real estate owned | $60,000 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $995,000 | 6,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,725,000 | 9,301 |
| Total liabilities | $28,436,000 | 9,575 |
| Total deposits | $28,024,000 | 9,480 |
| Interest-bearing deposits | $23,419,000 | 9,527 |
| Deposits held in domestic offices | $28,024,000 | 9,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $412,000 | 5,960 |
| Total equity capital | $5,289,000 | 6,862 |
| Total bank equity capital | $5,289,000 | 6,862 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $1,289,000 | 8,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 10,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $206,000 | 8,332 |
| Earning assets | $31,191,000 | 9,222 |
| Long-term assets (5+ years) | $838,000 | 9,684 |
| Average Assets, year-to-date | $33,786,400 | 9,223 |
| Average Assets, quarterly | $33,924,000 | 9,253 |
| Volatile liabilities | $4,242,000 | 7,328 |
| Insider loans | $690,000 | 4,717 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $156,000 | 11,316 |
| Tier 1 (core) risk-based capital | $5,407,000 | 6,853 |
| Tier 2 risk-based capital | $189,040 | 9,347 |
| Total risk weighted assets | $15,060,140 | 10,066 |
| Total unused commitments | $156,000 | 11,319 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $33,058,000 | 9,751 |
| Cash and due from depository institutions | $1,663,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,628,000 | 7,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $14,696,000 | 10,117 |
| Loan loss allowance | $181,000 | 10,606 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $102,000 | 12,201 |
| Other real estate owned | $90,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $879,000 | 6,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,058,000 | 9,751 |
| Total liabilities | $27,961,000 | 10,023 |
| Total deposits | $27,550,000 | 9,938 |
| Interest-bearing deposits | $23,416,000 | 9,927 |
| Deposits held in domestic offices | $27,550,000 | 9,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $411,000 | 6,161 |
| Total equity capital | $5,097,000 | 7,157 |
| Total bank equity capital | $5,097,000 | 7,157 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $3,500,000 | 3,654 |
| Undivided profits | $1,097,000 | 9,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $127,000 | 10,180 |
| Earning assets | $30,324,000 | 9,711 |
| Long-term assets (5+ years) | $947,000 | 10,033 |
| Average Assets, year-to-date | $33,122,200 | 9,586 |
| Average Assets, quarterly | $32,983,000 | 9,707 |
| Volatile liabilities | $3,559,000 | 7,783 |
| Insider loans | $403,000 | 6,372 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $248,000 | 11,309 |
| Tier 1 (core) risk-based capital | $5,090,000 | 7,086 |
| Tier 2 risk-based capital | $181,000 | 9,777 |
| Total risk weighted assets | $16,769,100 | 9,936 |
| Total unused commitments | $248,000 | 11,316 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $33,209,000 | 9,945 |
| Cash and due from depository institutions | $1,644,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,751,000 | 7,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $14,665,000 | 10,289 |
| Loan loss allowance | $56,000 | 13,315 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $135,000 | 12,294 |
| Other real estate owned | $120,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $894,000 | 6,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,209,000 | 9,945 |
| Total liabilities | $28,353,000 | 10,231 |
| Total deposits | $27,943,000 | 10,149 |
| Interest-bearing deposits | $23,881,000 | 10,142 |
| Deposits held in domestic offices | $27,943,000 | 10,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $410,000 | 6,701 |
| Total equity capital | $4,856,000 | 7,240 |
| Total bank equity capital | $4,856,000 | 7,240 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $1,356,000 | 8,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 11,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $318,000 | 6,224 |
| Earning assets | $30,416,000 | 9,884 |
| Long-term assets (5+ years) | $1,423,000 | 9,650 |
| Average Assets, year-to-date | $32,286,400 | 9,928 |
| Average Assets, quarterly | $32,546,000 | 9,989 |
| Volatile liabilities | $3,492,000 | 7,964 |
| Insider loans | $414,000 | 2,204 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,086,000 | 8,967 |
| Tier 1 (core) risk-based capital | $4,856,000 | 7,162 |
| Tier 2 risk-based capital | $56,000 | 13,006 |
| Total risk weighted assets | $16,251,100 | 10,298 |
| Total unused commitments | $1,086,000 | 8,995 |
| Derivatives | $0 | 651 |