Home > The Everett Bank > Income and Expense
The Everett Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 5,606 |
| Total interest expense | $2,008,000 | 5,597 |
| Net interest income | $3,080,000 | 5,510 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $2,145,000 | 5,867 |
| Salaries and employee benefits | $1,128,000 | 5,533 |
| Premises and equipment expense | $305,000 | 5,645 |
| Additional noninterest expense | $712,000 | 6,238 |
| Pre-tax net operating income | $1,081,000 | 5,641 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $280,000 | 6,120 |
| Income before extraordinary items | $801,000 | 5,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $801,000 | 5,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $801,000 | 5,428 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,703 |
| Total interest expense | $2,038,000 | 5,741 |
| Net interest income | $3,037,000 | 5,603 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $145,000 | 10,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $2,062,000 | 6,170 |
| Salaries and employee benefits | $1,088,000 | 5,703 |
| Premises and equipment expense | $340,000 | 5,343 |
| Additional noninterest expense | $634,000 | 7,047 |
| Pre-tax net operating income | $1,120,000 | 5,450 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $384,000 | 5,152 |
| Income before extraordinary items | $745,000 | 5,853 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $773,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $208,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $739,060 | 5,623 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 6,353 |
| Total interest expense | $2,200,000 | 6,613 |
| Net interest income | $2,833,000 | 6,002 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,996,000 | 6,392 |
| Salaries and employee benefits | $978,000 | 6,156 |
| Premises and equipment expense | $332,000 | 5,574 |
| Additional noninterest expense | $686,000 | 6,847 |
| Pre-tax net operating income | $929,000 | 5,949 |
| Securities gains (losses) | $-22,000 | 13,503 |
| Applicable income taxes | $135,000 | 9,001 |
| Income before extraordinary items | $772,000 | 5,509 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $772,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $202,000 | 4,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $790,700 | 5,098 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.