Home > The Eudora Bank > Income and Expense
The Eudora Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,575 |
| Total interest expense | $98,000 | 6,367 |
| Net interest income | $652,000 | 6,576 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $94,000 | 6,126 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $59,000 | 5,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $35,000 | 5,977 |
| Total noninterest expense | $681,000 | 6,477 |
| Salaries and employee benefits | $282,000 | 6,644 |
| Premises and equipment expense | $91,000 | 6,177 |
| Additional noninterest expense | $308,000 | 6,115 |
| Pre-tax net operating income | $65,000 | 6,103 |
| Securities gains (losses) | $56,000 | 1,579 |
| Applicable income taxes | $36,000 | 3,863 |
| Income before extraordinary items | $85,000 | 6,081 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $85,000 | 6,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $85,000 | 6,082 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $45,800 | 6,152 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 6,622 |
| Total interest expense | $65,000 | 6,426 |
| Net interest income | $435,000 | 6,621 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $62,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $37,000 | 5,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,975 |
| Total noninterest expense | $454,000 | 6,518 |
| Salaries and employee benefits | $187,000 | 6,697 |
| Premises and equipment expense | $62,000 | 6,201 |
| Additional noninterest expense | $205,000 | 6,146 |
| Pre-tax net operating income | $43,000 | 6,107 |
| Securities gains (losses) | $56,000 | 1,450 |
| Applicable income taxes | $33,000 | 3,711 |
| Income before extraordinary items | $66,000 | 6,043 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $66,000 | 6,044 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $66,000 | 6,045 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $28,480 | 6,182 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 6,690 |
| Total interest expense | $32,000 | 6,512 |
| Net interest income | $215,000 | 6,689 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $31,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $217,000 | 6,630 |
| Salaries and employee benefits | $90,000 | 6,782 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $96,000 | 6,285 |
| Pre-tax net operating income | $29,000 | 6,053 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $21,000 | 6,197 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $21,000 | 6,197 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $21,000 | 6,198 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $20,300 | 6,126 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 6,728 |
| Total interest expense | $144,000 | 6,639 |
| Net interest income | $951,000 | 6,708 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $122,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $80,000 | 5,726 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $42,000 | 5,953 |
| Total noninterest expense | $866,000 | 6,704 |
| Salaries and employee benefits | $354,000 | 6,861 |
| Premises and equipment expense | $119,000 | 6,373 |
| Additional noninterest expense | $393,000 | 6,371 |
| Pre-tax net operating income | $207,000 | 5,662 |
| Securities gains (losses) | $52,000 | 2,708 |
| Applicable income taxes | $101,000 | 3,504 |
| Income before extraordinary items | $158,000 | 5,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 5,890 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $158,000 | 5,892 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $133,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $124,720 | 5,836 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,825 |
| Total interest expense | $110,000 | 6,752 |
| Net interest income | $722,000 | 6,804 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $93,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $59,000 | 5,818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 6,036 |
| Total noninterest expense | $639,000 | 6,793 |
| Salaries and employee benefits | $253,000 | 6,959 |
| Premises and equipment expense | $90,000 | 6,443 |
| Additional noninterest expense | $296,000 | 6,425 |
| Pre-tax net operating income | $176,000 | 5,761 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $54,000 | 3,749 |
| Income before extraordinary items | $134,000 | 5,989 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $134,000 | 5,988 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $134,000 | 5,988 |
| Net charge-offs | $6,000 | 5,452 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $125,480 | 5,889 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 6,870 |
| Total interest expense | $76,000 | 6,808 |
| Net interest income | $496,000 | 6,846 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $66,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 5,983 |
| Total noninterest expense | $427,000 | 6,851 |
| Salaries and employee benefits | $168,000 | 7,024 |
| Premises and equipment expense | $60,000 | 6,475 |
| Additional noninterest expense | $199,000 | 6,463 |
| Pre-tax net operating income | $135,000 | 5,675 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $42,000 | 3,653 |
| Income before extraordinary items | $94,000 | 5,977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $94,000 | 5,977 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $94,000 | 5,977 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $93,310 | 5,830 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 6,914 |
| Total interest expense | $40,000 | 6,862 |
| Net interest income | $251,000 | 6,888 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $214,000 | 6,905 |
| Salaries and employee benefits | $82,000 | 7,099 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $102,000 | 6,481 |
| Pre-tax net operating income | $73,000 | 5,682 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $51,000 | 5,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $51,000 | 5,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $51,000 | 5,965 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $50,310 | 5,841 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 6,938 |
| Total interest expense | $242,000 | 6,750 |
| Net interest income | $1,006,000 | 6,935 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $137,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $84,000 | 5,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $53,000 | 5,886 |
| Total noninterest expense | $1,021,000 | 6,810 |
| Salaries and employee benefits | $439,000 | 6,995 |
| Premises and equipment expense | $125,000 | 6,623 |
| Additional noninterest expense | $457,000 | 6,391 |
| Pre-tax net operating income | $122,000 | 5,689 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $69,000 | 5,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $69,000 | 5,976 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $69,000 | 5,976 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $43,000 | 4,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $64,520 | 5,874 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 6,982 |
| Total interest expense | $197,000 | 6,784 |
| Net interest income | $772,000 | 6,977 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $105,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $41,000 | 5,969 |
| Total noninterest expense | $767,000 | 6,853 |
| Salaries and employee benefits | $322,000 | 7,050 |
| Premises and equipment expense | $94,000 | 6,658 |
| Additional noninterest expense | $351,000 | 6,413 |
| Pre-tax net operating income | $110,000 | 5,768 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $99,000 | 5,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 5,895 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $99,000 | 5,895 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $94,700 | 5,808 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 7,013 |
| Total interest expense | $147,000 | 6,766 |
| Net interest income | $520,000 | 7,032 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $69,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $40,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $519,000 | 6,904 |
| Salaries and employee benefits | $217,000 | 7,119 |
| Premises and equipment expense | $61,000 | 6,742 |
| Additional noninterest expense | $241,000 | 6,435 |
| Pre-tax net operating income | $70,000 | 5,834 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $61,000 | 5,939 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,938 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $61,000 | 5,939 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $58,480 | 5,882 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 7,032 |
| Total interest expense | $81,000 | 6,760 |
| Net interest income | $263,000 | 7,055 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $35,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $252,000 | 6,985 |
| Salaries and employee benefits | $106,000 | 7,182 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $117,000 | 6,538 |
| Pre-tax net operating income | $46,000 | 5,813 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $34,000 | 5,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $34,000 | 5,937 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $34,000 | 5,938 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $34,000 | 5,909 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 6,997 |
| Total interest expense | $419,000 | 6,738 |
| Net interest income | $1,162,000 | 7,008 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $153,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 5,506 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 6,027 |
| Total noninterest expense | $1,245,000 | 6,809 |
| Salaries and employee benefits | $704,000 | 6,668 |
| Premises and equipment expense | $122,000 | 6,866 |
| Additional noninterest expense | $419,000 | 6,749 |
| Pre-tax net operating income | $70,000 | 5,563 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $16,000 | 4,094 |
| Income before extraordinary items | $57,000 | 5,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 5,774 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $57,000 | 5,774 |
| Net charge-offs | $35,000 | 6,121 |
| Cash dividends | $47,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $54,660 | 5,645 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 7,081 |
| Total interest expense | $322,000 | 6,848 |
| Net interest income | $891,000 | 7,092 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $117,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $772,000 | 7,112 |
| Salaries and employee benefits | $367,000 | 7,221 |
| Premises and equipment expense | $91,000 | 6,960 |
| Additional noninterest expense | $314,000 | 6,808 |
| Pre-tax net operating income | $236,000 | 5,112 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $32,000 | 3,803 |
| Income before extraordinary items | $205,000 | 5,273 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $205,000 | 5,275 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $205,000 | 5,276 |
| Net charge-offs | $22,000 | 5,978 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $204,140 | 5,114 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 7,144 |
| Total interest expense | $219,000 | 6,917 |
| Net interest income | $591,000 | 7,152 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $80,000 | 6,370 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $510,000 | 7,180 |
| Salaries and employee benefits | $246,000 | 7,275 |
| Premises and equipment expense | $58,000 | 7,055 |
| Additional noninterest expense | $206,000 | 6,868 |
| Pre-tax net operating income | $161,000 | 5,153 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $27,000 | 3,633 |
| Income before extraordinary items | $135,000 | 5,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 5,314 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $135,000 | 5,314 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $134,170 | 5,177 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,236 |
| Total interest expense | $112,000 | 7,017 |
| Net interest income | $295,000 | 7,225 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $254,000 | 7,273 |
| Salaries and employee benefits | $121,000 | 7,381 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $104,000 | 6,937 |
| Pre-tax net operating income | $82,000 | 5,267 |
| Securities gains (losses) | $-1,000 | 7,364 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $65,000 | 5,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 5,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $65,000 | 5,469 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $65,800 | 5,361 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,341 |
| Total interest expense | $490,000 | 7,157 |
| Net interest income | $1,129,000 | 7,318 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $147,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $103,000 | 5,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $44,000 | 6,494 |
| Total noninterest expense | $998,000 | 7,390 |
| Salaries and employee benefits | $500,000 | 7,431 |
| Premises and equipment expense | $113,000 | 7,264 |
| Additional noninterest expense | $385,000 | 7,136 |
| Pre-tax net operating income | $278,000 | 4,578 |
| Securities gains (losses) | $-37,000 | 7,131 |
| Applicable income taxes | $42,000 | 3,352 |
| Income before extraordinary items | $199,000 | 4,810 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $199,000 | 4,812 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $199,000 | 4,812 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $143,000 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $229,710 | 4,643 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 7,412 |
| Total interest expense | $367,000 | 7,270 |
| Net interest income | $853,000 | 7,360 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $105,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $31,000 | 6,688 |
| Total noninterest expense | $732,000 | 7,454 |
| Salaries and employee benefits | $359,000 | 7,517 |
| Premises and equipment expense | $84,000 | 7,334 |
| Additional noninterest expense | $289,000 | 7,170 |
| Pre-tax net operating income | $226,000 | 4,817 |
| Securities gains (losses) | $-37,000 | 7,343 |
| Applicable income taxes | $28,000 | 3,645 |
| Income before extraordinary items | $161,000 | 5,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $161,000 | 5,028 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $161,000 | 5,028 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $192,450 | 4,826 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,500 |
| Total interest expense | $248,000 | 7,354 |
| Net interest income | $553,000 | 7,425 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $479,000 | 7,539 |
| Salaries and employee benefits | $240,000 | 7,598 |
| Premises and equipment expense | $55,000 | 7,420 |
| Additional noninterest expense | $184,000 | 7,283 |
| Pre-tax net operating income | $140,000 | 4,994 |
| Securities gains (losses) | $-38,000 | 7,572 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $101,000 | 5,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 5,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $101,000 | 5,193 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $138,620 | 4,854 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,581 |
| Total interest expense | $129,000 | 7,394 |
| Net interest income | $263,000 | 7,533 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $235,000 | 7,595 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $28,000 | 7,445 |
| Additional noninterest expense | $89,000 | 7,251 |
| Pre-tax net operating income | $63,000 | 5,459 |
| Securities gains (losses) | $-45,000 | 7,936 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $18,000 | 6,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 6,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $18,000 | 6,188 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $63,000 | 5,325 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 7,405 |
| Total interest expense | $745,000 | 7,225 |
| Net interest income | $1,145,000 | 7,424 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $151,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 5,695 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $945,000 | 7,611 |
| Salaries and employee benefits | $500,000 | 7,665 |
| Premises and equipment expense | $112,000 | 7,501 |
| Additional noninterest expense | $333,000 | 7,310 |
| Pre-tax net operating income | $351,000 | 5,282 |
| Securities gains (losses) | $-63,000 | 7,188 |
| Applicable income taxes | $96,000 | 3,412 |
| Income before extraordinary items | $192,000 | 5,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $192,000 | 5,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $140,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $234,210 | 5,511 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 7,464 |
| Total interest expense | $588,000 | 7,276 |
| Net interest income | $857,000 | 7,497 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $120,000 | 6,906 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $92,000 | 5,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $696,000 | 7,669 |
| Salaries and employee benefits | $355,000 | 7,755 |
| Premises and equipment expense | $85,000 | 7,534 |
| Additional noninterest expense | $256,000 | 7,283 |
| Pre-tax net operating income | $281,000 | 5,713 |
| Securities gains (losses) | $-5,000 | 7,274 |
| Applicable income taxes | $78,000 | 3,804 |
| Income before extraordinary items | $198,000 | 5,707 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $198,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $201,600 | 5,863 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 7,531 |
| Total interest expense | $410,000 | 7,327 |
| Net interest income | $547,000 | 7,588 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $80,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $460,000 | 7,734 |
| Salaries and employee benefits | $235,000 | 7,827 |
| Premises and equipment expense | $56,000 | 7,583 |
| Additional noninterest expense | $169,000 | 7,329 |
| Pre-tax net operating income | $167,000 | 6,022 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $55,000 | 3,988 |
| Income before extraordinary items | $122,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $115,100 | 6,180 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 7,640 |
| Total interest expense | $212,000 | 7,400 |
| Net interest income | $262,000 | 7,694 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $43,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $230,000 | 7,771 |
| Salaries and employee benefits | $115,000 | 7,899 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $87,000 | 7,288 |
| Pre-tax net operating income | $75,000 | 6,309 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $56,000 | 6,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $51,860 | 6,468 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 7,569 |
| Total interest expense | $902,000 | 7,316 |
| Net interest income | $1,083,000 | 7,640 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $184,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $136,000 | 5,579 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,000 | 7,133 |
| Total noninterest expense | $933,000 | 7,740 |
| Salaries and employee benefits | $475,000 | 7,871 |
| Premises and equipment expense | $134,000 | 7,399 |
| Additional noninterest expense | $324,000 | 7,424 |
| Pre-tax net operating income | $334,000 | 6,487 |
| Securities gains (losses) | $-257,000 | 8,288 |
| Applicable income taxes | $26,000 | 5,300 |
| Income before extraordinary items | $51,000 | 7,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $195,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $220,620 | 6,692 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,614 |
| Total interest expense | $680,000 | 7,340 |
| Net interest income | $809,000 | 7,693 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $139,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 7,060 |
| Total noninterest expense | $678,000 | 7,770 |
| Salaries and employee benefits | $345,000 | 7,886 |
| Premises and equipment expense | $101,000 | 7,384 |
| Additional noninterest expense | $232,000 | 7,483 |
| Pre-tax net operating income | $270,000 | 6,683 |
| Securities gains (losses) | $-258,000 | 8,396 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $-13,000 | 7,712 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-13,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $152,120 | 7,014 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 7,694 |
| Total interest expense | $439,000 | 7,416 |
| Net interest income | $526,000 | 7,784 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $94,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $29,000 | 7,026 |
| Total noninterest expense | $441,000 | 7,857 |
| Salaries and employee benefits | $230,000 | 7,942 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $133,000 | 7,719 |
| Pre-tax net operating income | $179,000 | 6,764 |
| Securities gains (losses) | $-258,000 | 8,486 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $-104,000 | 8,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-104,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $154,000 | 6,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,760 |
| Total interest expense | $216,000 | 7,472 |
| Net interest income | $255,000 | 7,890 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $219,000 | 7,902 |
| Salaries and employee benefits | $114,000 | 7,990 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $65,000 | 7,773 |
| Pre-tax net operating income | $82,000 | 6,896 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $26,000 | 4,731 |
| Income before extraordinary items | $56,000 | 7,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $56,000 | 7,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,608 |
| Total interest expense | $755,000 | 7,417 |
| Net interest income | $1,162,000 | 7,627 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $171,000 | 7,148 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $125,000 | 5,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $959,000 | 7,779 |
| Salaries and employee benefits | $527,000 | 7,798 |
| Premises and equipment expense | $152,000 | 7,237 |
| Additional noninterest expense | $280,000 | 7,688 |
| Pre-tax net operating income | $374,000 | 6,859 |
| Securities gains (losses) | $-65,000 | 8,034 |
| Applicable income taxes | $107,000 | 4,915 |
| Income before extraordinary items | $202,000 | 7,269 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $202,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $150,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $244,250 | 7,106 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 7,685 |
| Total interest expense | $540,000 | 7,491 |
| Net interest income | $877,000 | 7,688 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $131,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $94,000 | 5,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,308 |
| Total noninterest expense | $716,000 | 7,779 |
| Salaries and employee benefits | $390,000 | 7,809 |
| Premises and equipment expense | $113,000 | 7,267 |
| Additional noninterest expense | $213,000 | 7,684 |
| Pre-tax net operating income | $292,000 | 7,041 |
| Securities gains (losses) | $-65,000 | 8,269 |
| Applicable income taxes | $62,000 | 5,295 |
| Income before extraordinary items | $165,000 | 7,403 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $165,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $212,450 | 7,155 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,750 |
| Total interest expense | $327,000 | 7,589 |
| Net interest income | $587,000 | 7,729 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $483,000 | 7,787 |
| Salaries and employee benefits | $263,000 | 7,832 |
| Premises and equipment expense | $74,000 | 7,324 |
| Additional noninterest expense | $146,000 | 7,658 |
| Pre-tax net operating income | $194,000 | 7,117 |
| Securities gains (losses) | $-61,000 | 8,417 |
| Applicable income taxes | $40,000 | 5,383 |
| Income before extraordinary items | $93,000 | 7,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $135,700 | 7,281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,805 |
| Total interest expense | $157,000 | 7,610 |
| Net interest income | $287,000 | 7,791 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $50,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $245,000 | 7,784 |
| Salaries and employee benefits | $131,000 | 7,857 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $77,000 | 7,578 |
| Pre-tax net operating income | $92,000 | 7,146 |
| Securities gains (losses) | $-45,000 | 8,545 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $33,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $64,500 | 7,296 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,563 |
| Total interest expense | $575,000 | 7,392 |
| Net interest income | $1,308,000 | 7,548 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $174,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $131,000 | 5,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,546 |
| Total noninterest expense | $975,000 | 7,792 |
| Salaries and employee benefits | $534,000 | 7,794 |
| Premises and equipment expense | $151,000 | 7,260 |
| Additional noninterest expense | $290,000 | 7,704 |
| Pre-tax net operating income | $507,000 | 6,729 |
| Securities gains (losses) | $-40,000 | 8,100 |
| Applicable income taxes | $175,000 | 4,828 |
| Income before extraordinary items | $292,000 | 7,214 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $292,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $222,000 | 4,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $317,600 | 7,083 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 7,580 |
| Total interest expense | $426,000 | 7,370 |
| Net interest income | $989,000 | 7,581 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $132,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 5,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,552 |
| Total noninterest expense | $690,000 | 7,861 |
| Salaries and employee benefits | $384,000 | 7,845 |
| Premises and equipment expense | $113,000 | 7,277 |
| Additional noninterest expense | $193,000 | 7,883 |
| Pre-tax net operating income | $431,000 | 6,668 |
| Securities gains (losses) | $-33,000 | 8,363 |
| Applicable income taxes | $136,000 | 4,918 |
| Income before extraordinary items | $262,000 | 7,121 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $262,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $283,780 | 6,964 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $916,000 | 7,621 |
| Total interest expense | $262,000 | 7,429 |
| Net interest income | $654,000 | 7,609 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $86,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $465,000 | 7,867 |
| Salaries and employee benefits | $259,000 | 7,842 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $129,000 | 7,872 |
| Pre-tax net operating income | $275,000 | 6,744 |
| Securities gains (losses) | $-24,000 | 8,417 |
| Applicable income taxes | $87,000 | 4,992 |
| Income before extraordinary items | $164,000 | 7,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $164,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $179,600 | 7,060 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,713 |
| Total interest expense | $123,000 | 7,523 |
| Net interest income | $322,000 | 7,702 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $231,000 | 7,941 |
| Salaries and employee benefits | $126,000 | 7,938 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $134,000 | 6,762 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,000 | 7,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 7,504 |
| Total interest expense | $507,000 | 7,276 |
| Net interest income | $1,377,000 | 7,489 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $179,000 | 7,337 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $140,000 | 5,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $1,077,000 | 7,658 |
| Salaries and employee benefits | $626,000 | 7,561 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $287,000 | 7,771 |
| Pre-tax net operating income | $479,000 | 6,781 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $139,000 | 5,192 |
| Income before extraordinary items | $348,000 | 7,026 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $348,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $227,000 | 4,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $342,320 | 7,001 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 7,511 |
| Total interest expense | $383,000 | 7,289 |
| Net interest income | $1,041,000 | 7,490 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $137,000 | 7,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $783,000 | 7,692 |
| Salaries and employee benefits | $457,000 | 7,581 |
| Premises and equipment expense | $123,000 | 7,151 |
| Additional noninterest expense | $203,000 | 7,882 |
| Pre-tax net operating income | $395,000 | 6,762 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $110,000 | 5,239 |
| Income before extraordinary items | $292,000 | 6,946 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $292,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $286,890 | 6,920 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $949,000 | 7,551 |
| Total interest expense | $258,000 | 7,325 |
| Net interest income | $691,000 | 7,532 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $92,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $528,000 | 7,714 |
| Salaries and employee benefits | $310,000 | 7,584 |
| Premises and equipment expense | $81,000 | 7,205 |
| Additional noninterest expense | $137,000 | 7,890 |
| Pre-tax net operating income | $255,000 | 6,793 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $190,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $186,350 | 6,945 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 7,582 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $348,000 | 7,562 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $266,000 | 7,752 |
| Salaries and employee benefits | $156,000 | 7,599 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $130,000 | 6,724 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $107,000 | 6,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $102,260 | 6,741 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 7,689 |
| Total interest expense | $530,000 | 7,639 |
| Net interest income | $1,336,000 | 7,599 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $177,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $138,000 | 6,025 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $1,078,000 | 7,716 |
| Salaries and employee benefits | $593,000 | 7,726 |
| Premises and equipment expense | $194,000 | 6,854 |
| Additional noninterest expense | $291,000 | 7,823 |
| Pre-tax net operating income | $405,000 | 7,021 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $120,000 | 5,530 |
| Income before extraordinary items | $305,000 | 7,262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $305,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $248,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $290,600 | 7,176 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 7,770 |
| Total interest expense | $397,000 | 7,782 |
| Net interest income | $1,014,000 | 7,633 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $131,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $103,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $789,000 | 7,767 |
| Salaries and employee benefits | $429,000 | 7,774 |
| Premises and equipment expense | $158,000 | 6,660 |
| Additional noninterest expense | $202,000 | 7,975 |
| Pre-tax net operating income | $356,000 | 6,925 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $107,000 | 5,498 |
| Income before extraordinary items | $267,000 | 7,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $267,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $254,220 | 7,066 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 7,897 |
| Total interest expense | $263,000 | 7,915 |
| Net interest income | $644,000 | 7,753 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $536,000 | 7,746 |
| Salaries and employee benefits | $289,000 | 7,781 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $137,000 | 7,960 |
| Pre-tax net operating income | $197,000 | 7,240 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $158,000 | 7,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $158,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $148,880 | 7,285 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 8,002 |
| Total interest expense | $131,000 | 8,023 |
| Net interest income | $310,000 | 7,866 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $271,000 | 7,744 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $-6,000 | 9,121 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $70,000 | 7,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,100 | 7,238 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 7,934 |
| Total interest expense | $633,000 | 7,997 |
| Net interest income | $1,287,000 | 7,781 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $189,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,044,000 | 7,849 |
| Salaries and employee benefits | $551,000 | 7,925 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $291,000 | 7,870 |
| Pre-tax net operating income | $362,000 | 7,315 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $125,000 | 5,738 |
| Income before extraordinary items | $255,000 | 7,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $255,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $192,000 | 4,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $242,940 | 7,518 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 8,226 |
| Total interest expense | $1,009,000 | 8,005 |
| Net interest income | $976,000 | 8,337 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $207,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $161,000 | 5,656 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $1,021,000 | 7,899 |
| Salaries and employee benefits | $514,000 | 8,102 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $282,000 | 7,986 |
| Pre-tax net operating income | $162,000 | 8,055 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $103,000 | 8,307 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $103,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $87,000 | 5,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $94,040 | 8,268 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 8,203 |
| Total interest expense | $1,132,000 | 7,945 |
| Net interest income | $1,089,000 | 8,307 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $173,000 | 7,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 5,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,337 |
| Total noninterest expense | $1,043,000 | 7,890 |
| Salaries and employee benefits | $531,000 | 8,087 |
| Premises and equipment expense | $226,000 | 6,371 |
| Additional noninterest expense | $286,000 | 8,058 |
| Pre-tax net operating income | $219,000 | 8,284 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $47,000 | 7,287 |
| Income before extraordinary items | $154,000 | 8,395 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $154,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $173,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $167,860 | 8,308 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 8,133 |
| Total interest expense | $1,045,000 | 8,061 |
| Net interest income | $1,257,000 | 8,083 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $152,000 | 8,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $1,100,000 | 7,842 |
| Salaries and employee benefits | $529,000 | 8,165 |
| Premises and equipment expense | $235,000 | 6,258 |
| Additional noninterest expense | $336,000 | 7,822 |
| Pre-tax net operating income | $259,000 | 8,294 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $80,000 | 7,195 |
| Income before extraordinary items | $182,000 | 8,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $182,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $1,358,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $179,930 | 8,408 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 8,416 |
| Total interest expense | $1,017,000 | 8,382 |
| Net interest income | $1,202,000 | 8,327 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $156,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $1,038,000 | 7,994 |
| Salaries and employee benefits | $498,000 | 8,369 |
| Premises and equipment expense | $215,000 | 6,507 |
| Additional noninterest expense | $325,000 | 7,888 |
| Pre-tax net operating income | $315,000 | 8,301 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $83,000 | 7,783 |
| Income before extraordinary items | $241,000 | 8,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $241,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $131,000 | 5,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $234,340 | 8,283 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 8,766 |
| Total interest expense | $987,000 | 8,723 |
| Net interest income | $1,226,000 | 8,625 |
| Provision for loan and lease losses | $79,000 | 5,693 |
| Total noninterest income | $133,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $936,000 | 8,568 |
| Salaries and employee benefits | $485,000 | 8,709 |
| Premises and equipment expense | $167,000 | 7,436 |
| Additional noninterest expense | $284,000 | 8,489 |
| Pre-tax net operating income | $344,000 | 8,759 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $159,000 | 7,472 |
| Income before extraordinary items | $185,000 | 9,295 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $185,000 | 9,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $142,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $185,000 | 9,253 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 9,222 |
| Total interest expense | $922,000 | 9,262 |
| Net interest income | $1,197,000 | 9,037 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $878,000 | 9,133 |
| Salaries and employee benefits | $467,000 | 9,126 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $256,000 | 9,326 |
| Pre-tax net operating income | $403,000 | 8,485 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $123,000 | 8,345 |
| Income before extraordinary items | $284,000 | 8,557 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $284,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $281,200 | 8,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 9,583 |
| Total interest expense | $894,000 | 9,636 |
| Net interest income | $1,197,000 | 9,334 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $131,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $924,000 | 9,276 |
| Salaries and employee benefits | $468,000 | 9,380 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $309,000 | 9,158 |
| Pre-tax net operating income | $404,000 | 9,043 |
| Securities gains (losses) | $44,000 | 1,402 |
| Applicable income taxes | $130,000 | 8,624 |
| Income before extraordinary items | $318,000 | 8,759 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $318,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $147,000 | 6,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $286,760 | 9,046 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 9,891 |
| Total interest expense | $716,000 | 10,013 |
| Net interest income | $1,231,000 | 9,672 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $965,000 | 9,493 |
| Salaries and employee benefits | $480,000 | 9,570 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $328,000 | 9,619 |
| Pre-tax net operating income | $382,000 | 9,500 |
| Securities gains (losses) | $24,000 | 1,636 |
| Applicable income taxes | $131,000 | 8,694 |
| Income before extraordinary items | $275,000 | 9,427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $275,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $133,000 | 6,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $258,680 | 9,662 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 10,461 |
| Total interest expense | $615,000 | 11,050 |
| Net interest income | $1,250,000 | 9,897 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $164,000 | 9,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $983,000 | 9,809 |
| Salaries and employee benefits | $449,000 | 10,159 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $431,000 | 9,179 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $340,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $168,000 | 5,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $331,530 | 8,857 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 11,014 |
| Total interest expense | $755,000 | 11,547 |
| Net interest income | $1,186,000 | 10,372 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $930,000 | 10,304 |
| Salaries and employee benefits | $395,000 | 10,921 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $377,000 | 9,849 |
| Pre-tax net operating income | $365,000 | 9,538 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $315,000 | 9,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $315,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $154,000 | 5,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $315,000 | 8,735 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.