Home > The Equity Bank > Net Loans and Leases
The Equity Bank, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $83,897,000 | 3,226 |
| Loan loss allowance | $1,810,000 | 1,956 |
| Total loans and leases | $85,707,000 | 3,206 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $85,707,000 | 3,214 |
| All real estate loans | $62,922,000 | 2,914 |
| Real estate loans in domestic offices | $62,922,000 | 2,914 |
| Construction and development loans | $3,665,000 | 2,941 |
| Commercial RE | $42,369,000 | 1,262 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,092,000 | 2,951 |
| 1-4 family residential loans | $15,796,000 | 4,772 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $20,892,000 | 1,818 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $1,828,000 | 7,715 |
| Credit card loans | $32,000 | 5,224 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,796,000 | 7,568 |
| All other loans & leases | $65,000 | 6,287 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $65,000 | 4,079 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $106,000 | 1,521 |
| Non 1-4 family restructured loans & leases | $106,000 | 1,521 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $75,662,000 | 3,564 |
| Loan loss allowance | $1,868,000 | 1,899 |
| Total loans and leases | $77,530,000 | 3,514 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $77,530,000 | 3,527 |
| All real estate loans | $61,162,000 | 3,010 |
| Real estate loans in domestic offices | $61,162,000 | 3,010 |
| Construction and development loans | $2,052,000 | 3,906 |
| Commercial RE | $39,719,000 | 1,309 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $139,000 | 5,911 |
| 1-4 family residential loans | $19,252,000 | 4,408 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $13,832,000 | 2,546 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $2,446,000 | 7,294 |
| Credit card loans | $199,000 | 3,640 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,247,000 | 7,310 |
| All other loans & leases | $90,000 | 6,193 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $90,000 | 3,732 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $643,000 | 626 |
| Non 1-4 family restructured loans & leases | $643,000 | 626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $71,841,000 | 3,755 |
| Loan loss allowance | $1,720,000 | 2,166 |
| Total loans and leases | $73,561,000 | 3,713 |
| Unearned income | $97,000 | 4,295 |
| Loans and leases, gross | $73,561,000 | 3,723 |
| All real estate loans | $57,816,000 | 3,163 |
| Real estate loans in domestic offices | $57,816,000 | 3,163 |
| Construction and development loans | $1,895,000 | 4,182 |
| Commercial RE | $34,769,000 | 1,476 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $21,152,000 | 4,230 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $12,997,000 | 2,722 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $2,785,000 | 7,110 |
| Credit card loans | $221,000 | 3,743 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,564,000 | 7,120 |
| All other loans & leases | $60,000 | 6,920 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $60,000 | 4,498 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $78,592,000 | 3,367 |
| Loan loss allowance | $2,000,000 | 1,938 |
| Total loans and leases | $80,592,000 | 3,333 |
| Unearned income | $144,000 | 4,165 |
| Loans and leases, gross | $80,592,000 | 3,343 |
| All real estate loans | $63,732,000 | 2,871 |
| Real estate loans in domestic offices | $63,732,000 | 2,871 |
| Construction and development loans | $2,543,000 | 3,535 |
| Commercial RE | $44,614,000 | 1,105 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $16,575,000 | 4,967 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $13,661,000 | 2,473 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $3,343,000 | 6,630 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,343,000 | 6,379 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $116,000 | 2,136 |
| Non 1-4 family restructured loans & leases | $116,000 | 2,136 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $74,426,000 | 3,473 |
| Loan loss allowance | $1,775,000 | 2,187 |
| Total loans and leases | $76,201,000 | 3,440 |
| Unearned income | $127,000 | 4,715 |
| Loans and leases, gross | $76,201,000 | 3,457 |
| All real estate loans | $60,478,000 | 2,980 |
| Real estate loans in domestic offices | $60,478,000 | 2,979 |
| Construction and development loans | $1,607,000 | 4,367 |
| Commercial RE | $43,205,000 | 1,106 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $15,666,000 | 5,206 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $9,880,000 | 3,078 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,147,000 | 10,111 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,147,000 | 9,932 |
| All other loans & leases | $4,823,000 | 997 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $2,823,000 | 666 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $2,000,000 | 320 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $836,000 | 900 |
| Non 1-4 family restructured loans & leases | $836,000 | 900 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $63,908,000 | 3,914 |
| Loan loss allowance | $2,015,000 | 2,055 |
| Total loans and leases | $65,923,000 | 3,846 |
| Unearned income | $112,000 | 5,355 |
| Loans and leases, gross | $65,923,000 | 3,860 |
| All real estate loans | $54,384,000 | 3,223 |
| Real estate loans in domestic offices | $54,384,000 | 3,223 |
| Construction and development loans | $2,301,000 | 3,495 |
| Commercial RE | $37,548,000 | 1,255 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $14,535,000 | 5,504 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $8,635,000 | 3,364 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,404,000 | 9,949 |
| Credit card loans | $21,000 | 6,411 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,383,000 | 9,789 |
| All other loans & leases | $1,612,000 | 2,108 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $1,612,000 | 976 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $60,468,000 | 4,135 |
| Loan loss allowance | $1,465,000 | 2,748 |
| Total loans and leases | $61,933,000 | 4,106 |
| Unearned income | $64,000 | 6,854 |
| Loans and leases, gross | $61,933,000 | 4,122 |
| All real estate loans | $52,115,000 | 3,369 |
| Real estate loans in domestic offices | $52,115,000 | 3,369 |
| Construction and development loans | $1,575,000 | 4,243 |
| Commercial RE | $36,151,000 | 1,316 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $14,389,000 | 5,633 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $7,068,000 | 4,011 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,594,000 | 8,141 |
| Credit card loans | $17,000 | 6,610 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,577,000 | 7,918 |
| All other loans & leases | $220,000 | 6,018 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $220,000 | 3,054 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |