Home > The Equity Bank > Loan Charge- Offs and Recoveries

The Equity Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$250,0002,656
Loans secured by real estate, total$163,000933
To non-U.S. addresseesNANA
Real estate loans in domestic offices$163,000931
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$163,000581
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$83,0002,582
Loans to individuals$4,0007,472
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$4,0007,092
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$177,0001,339
Loans secured by real estate, total$77,000743
To non-U.S. addresseesNANA
Real estate loans in domestic offices$77,000743
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$49,000530
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$28,000628
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$95,000907
Loans to individuals$5,0005,389
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0005,069
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$73,0004,228
Loans secured by real estate, total$86,0001,089
To non-U.S. addresseesNANA
Real estate loans in domestic offices$86,0001,087
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$114,000623
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-28,00010,085
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-12,0009,551
To non-U.S. addresseesNANA
Loans to individuals$-1,0009,571
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-1,0009,431
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$402,0002,040
Loans secured by real estate, total$375,000610
To non-U.S. addresseesNANA
Real estate loans in domestic offices$375,000610
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$175,000620
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$200,000382
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0005,876
Loans to individuals$20,0005,676
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$20,0005,191
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$302,000968
Loans secured by real estate, total$191,000463
To non-U.S. addresseesNANA
Real estate loans in domestic offices$191,000463
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$8,0001,724
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$183,000273
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$109,000918
Loans to individuals$2,0006,781
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,466
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$100,0003,830
Loans secured by real estate, total$184,000748
To non-U.S. addresseesNANA
Real estate loans in domestic offices$184,000746
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$167,000533
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$17,000988
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-102,00010,684
To non-U.S. addresseesNANA
Loans to individuals$18,0005,011
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$18,0004,534
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$1,352,000918
Loans secured by real estate, total$1,033,000379
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,033,000379
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$419,000370
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$614,000255
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$298,0001,039
Loans to individuals$21,0005,650
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$21,0005,120
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$127,0002,076
Loans secured by real estate, total$116,000753
To non-U.S. addresseesNANA
Real estate loans in domestic offices$116,000753
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$13,0001,519
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$103,000441
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0004,256
Loans to individuals$1,0007,767
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0007,446
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$1,225,000785
Loans secured by real estate, total$917,000303
To non-U.S. addresseesNANA
Real estate loans in domestic offices$917,000302
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$406,000310
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$511,000208
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$288,000777
To non-U.S. addresseesNANA
Loans to individuals$20,0004,804
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$20,0004,273
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$13,0009,032
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0005,507
Loans to individuals$09,727
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,309
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$2,0009,573
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,590
Loans to individuals$09,046
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,760
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$11,0007,374
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0004,284
To non-U.S. addresseesNANA
Loans to individuals$08,408
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,848
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$808,0001,317
Loans secured by real estate, total$714,000664
To non-U.S. addresseesNANA
Real estate loans in domestic offices$714,000664
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$164,000857
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$550,000422
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$94,0002,552
Loans to individuals$010,180
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,793
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$103,0002,833
Loans secured by real estate, total$27,0002,119
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0002,119
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$27,0001,061
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$41,0002,657
Loans to individuals$35,0002,434
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0002,221
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$705,0001,084
Loans secured by real estate, total$687,000565
To non-U.S. addresseesNANA
Real estate loans in domestic offices$687,000565
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$164,000713
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$523,000355
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0002,496
To non-U.S. addresseesNANA
Loans to individuals$-35,00012,442
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-35,00012,420
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$561,0002,094
Loans secured by real estate, total$460,0001,078
To non-U.S. addresseesNANA
Real estate loans in domestic offices$460,0001,077
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$213,000860
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$247,000828
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$99,0003,124
Loans to individuals$2,0009,872
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,0009,480
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$90,0003,388
Loans secured by real estate, total$1,0005,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,485
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$1,0004,016
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$87,0001,706
Loans to individuals$2,0008,403
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0008,120
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$471,0001,831
Loans secured by real estate, total$459,000931
To non-U.S. addresseesNANA
Real estate loans in domestic offices$459,000929
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$212,000760
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$247,000732
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0005,342
To non-U.S. addresseesNANA
Loans to individuals$09,119
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$08,565
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$475,0003,021
Loans secured by real estate, total$334,0001,636
To non-U.S. addresseesNANA
Real estate loans in domestic offices$334,0001,636
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$40,0002,771
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$294,0001,002
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0004,521
Loans to individuals$57,0004,307
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$57,0003,878
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$184,0002,099
Loans secured by real estate, total$167,000700
To non-U.S. addresseesNANA
Real estate loans in domestic offices$167,000699
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$167,000358
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$9,0006,150
Loans to individuals$8,0006,082
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0005,811
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$291,0003,394
Loans secured by real estate, total$167,0002,126
To non-U.S. addresseesNANA
Real estate loans in domestic offices$167,0002,126
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$40,0002,402
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$127,0001,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$75,0003,885
To non-U.S. addresseesNANA
Loans to individuals$49,0003,692
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$49,0003,247
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.