Home > The Equity Bank > Assets and Liabilities
The Equity Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $114,977,000 | 3,846 |
| Cash and due from depository institutions | $1,547,000 | 6,706 |
| Interest-bearing balances | $16,000 | 6,120 |
| Securities | $27,087,000 | 3,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $83,897,000 | 3,226 |
| Loan loss allowance | $1,810,000 | 1,956 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $262,000 | 8,874 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $687,000 | 1,641 |
| All other assets | $1,497,000 | 4,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,977,000 | 3,846 |
| Total liabilities | $102,183,000 | 3,873 |
| Total deposits | $96,298,000 | 3,858 |
| Interest-bearing deposits | $79,140,000 | 4,010 |
| Deposits held in domestic offices | $96,298,000 | 3,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,921,000 | 1,426 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $964,000 | 3,628 |
| Total equity capital | $12,794,000 | 3,498 |
| Total bank equity capital | $12,794,000 | 3,498 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,427,000 | 636 |
| Surplus | $4,621,000 | 3,065 |
| Undivided profits | $2,746,000 | 6,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $480,000 | 4,750 |
| Earning assets | $111,000,000 | 3,701 |
| Long-term assets (5+ years) | $7,034,000 | 5,516 |
| Average Assets, year-to-date | $115,093,000 | 3,657 |
| Average Assets, quarterly | $114,631,000 | 3,791 |
| Volatile liabilities | $12,788,000 | 4,251 |
| Insider loans | $1,703,000 | 2,404 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,009,000 | 2,115 |
| Tier 1 (core) risk-based capital | $11,573,000 | 3,669 |
| Tier 2 risk-based capital | $1,362,670 | 2,287 |
| Total risk weighted assets | $96,938,770 | 2,908 |
| Total unused commitments | $22,009,000 | 2,121 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $117,798,000 | 3,734 |
| Cash and due from depository institutions | $3,162,000 | 6,565 |
| Interest-bearing balances | $20,000 | 5,864 |
| Securities | $35,956,000 | 3,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $75,662,000 | 3,564 |
| Loan loss allowance | $1,868,000 | 1,899 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $311,000 | 8,888 |
| Other real estate owned | $284,000 | 6,565 |
| Goodwill and other intangibles | $749,000 | 1,512 |
| All other assets | $1,674,000 | 4,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,798,000 | 3,734 |
| Total liabilities | $106,598,000 | 3,698 |
| Total deposits | $97,982,000 | 3,781 |
| Interest-bearing deposits | $79,525,000 | 3,962 |
| Deposits held in domestic offices | $97,982,000 | 3,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,041,000 | 1,177 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $575,000 | 5,356 |
| Total equity capital | $11,200,000 | 3,898 |
| Total bank equity capital | $11,200,000 | 3,898 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,427,000 | 647 |
| Surplus | $4,621,000 | 2,994 |
| Undivided profits | $1,152,000 | 8,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $445,000 | 5,220 |
| Earning assets | $111,638,000 | 3,627 |
| Long-term assets (5+ years) | $8,724,000 | 4,669 |
| Average Assets, year-to-date | $115,367,800 | 3,639 |
| Average Assets, quarterly | $116,634,000 | 3,713 |
| Volatile liabilities | $15,999,000 | 3,574 |
| Insider loans | $1,885,000 | 2,164 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,632,000 | 2,534 |
| Tier 1 (core) risk-based capital | $10,107,000 | 4,124 |
| Tier 2 risk-based capital | $1,159,360 | 2,554 |
| Total risk weighted assets | $92,040,360 | 2,998 |
| Total unused commitments | $15,632,000 | 2,540 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $115,647,000 | 3,857 |
| Cash and due from depository institutions | $3,737,000 | 6,081 |
| Interest-bearing balances | $6,000 | 6,345 |
| Securities | $33,591,000 | 3,589 |
| Federal funds sold & reverse repurchase agreements | $3,075,000 | 3,785 |
| Net loans & leases | $71,841,000 | 3,755 |
| Loan loss allowance | $1,720,000 | 2,166 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $371,000 | 8,813 |
| Other real estate owned | $281,000 | 6,081 |
| Goodwill and other intangibles | $812,000 | 1,395 |
| All other assets | $1,939,000 | 3,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,647,000 | 3,857 |
| Total liabilities | $104,307,000 | 3,866 |
| Total deposits | $102,103,000 | 3,699 |
| Interest-bearing deposits | $83,436,000 | 3,905 |
| Deposits held in domestic offices | $102,103,000 | 3,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,204,000 | 1,873 |
| Total equity capital | $11,340,000 | 3,871 |
| Total bank equity capital | $11,340,000 | 3,871 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,427,000 | 697 |
| Surplus | $4,466,000 | 3,154 |
| Undivided profits | $1,447,000 | 8,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,059,000 | 1,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $449,000 | 5,150 |
| Earning assets | $108,513,000 | 3,791 |
| Long-term assets (5+ years) | $9,421,000 | 4,362 |
| Average Assets, year-to-date | $115,845,400 | 3,717 |
| Average Assets, quarterly | $115,559,000 | 3,816 |
| Volatile liabilities | $6,916,000 | 6,098 |
| Insider loans | $1,238,000 | 3,091 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,641,000 | 3,056 |
| Tier 1 (core) risk-based capital | $10,478,000 | 4,078 |
| Tier 2 risk-based capital | $1,065,690 | 2,805 |
| Total risk weighted assets | $84,601,090 | 3,255 |
| Total unused commitments | $11,641,000 | 3,071 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $119,209,000 | 3,758 |
| Cash and due from depository institutions | $5,514,000 | 5,997 |
| Interest-bearing balances | $3,071,000 | 1,393 |
| Securities | $28,651,000 | 4,221 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,879 |
| Net loans & leases | $78,592,000 | 3,367 |
| Loan loss allowance | $2,000,000 | 1,938 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $382,000 | 8,996 |
| Other real estate owned | $497,000 | 5,997 |
| Goodwill and other intangibles | $402,000 | 1,675 |
| All other assets | $1,674,000 | 4,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,209,000 | 3,758 |
| Total liabilities | $109,234,000 | 3,702 |
| Total deposits | $107,053,000 | 3,582 |
| Interest-bearing deposits | $89,415,000 | 3,674 |
| Deposits held in domestic offices | $107,053,000 | 3,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,181,000 | 1,959 |
| Total equity capital | $9,975,000 | 4,344 |
| Total bank equity capital | $9,975,000 | 4,344 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,428,000 | 697 |
| Surplus | $4,466,000 | 3,148 |
| Undivided profits | $81,000 | 11,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,169,000 | 1,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $490,000 | 4,823 |
| Earning assets | $113,814,000 | 3,608 |
| Long-term assets (5+ years) | $12,248,000 | 3,545 |
| Average Assets, year-to-date | $114,212,600 | 3,758 |
| Average Assets, quarterly | $118,274,500 | 3,740 |
| Volatile liabilities | $7,401,000 | 5,579 |
| Insider loans | $4,203,000 | 1,063 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,754,000 | 2,354 |
| Tier 1 (core) risk-based capital | $9,569,000 | 4,378 |
| Tier 2 risk-based capital | $1,205,110 | 2,474 |
| Total risk weighted assets | $95,613,710 | 2,840 |
| Total unused commitments | $15,754,000 | 2,366 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $109,381,000 | 4,029 |
| Cash and due from depository institutions | $3,764,000 | 5,756 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $24,149,000 | 5,120 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,473 |
| Net loans & leases | $74,426,000 | 3,473 |
| Loan loss allowance | $1,775,000 | 2,187 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $462,000 | 8,731 |
| Other real estate owned | $620,000 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,460,000 | 3,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,381,000 | 4,029 |
| Total liabilities | $100,388,000 | 3,987 |
| Total deposits | $99,756,000 | 3,795 |
| Interest-bearing deposits | $83,237,000 | 3,883 |
| Deposits held in domestic offices | $99,756,000 | 3,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $632,000 | 4,396 |
| Total equity capital | $8,993,000 | 4,475 |
| Total bank equity capital | $8,993,000 | 4,475 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,123,000 | 594 |
| Surplus | $1,932,000 | 5,755 |
| Undivided profits | $938,000 | 9,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $439,000 | 4,777 |
| Earning assets | $102,174,000 | 3,957 |
| Long-term assets (5+ years) | $14,261,000 | 3,264 |
| Average Assets, year-to-date | $105,508,800 | 4,072 |
| Average Assets, quarterly | $106,282,500 | 4,096 |
| Volatile liabilities | $6,034,000 | 6,071 |
| Insider loans | $4,495,000 | 927 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,297,000 | 2,568 |
| Tier 1 (core) risk-based capital | $9,875,000 | 4,178 |
| Tier 2 risk-based capital | $1,071,140 | 2,747 |
| Total risk weighted assets | $84,987,640 | 3,107 |
| Total unused commitments | $13,297,000 | 2,578 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $104,503,000 | 4,278 |
| Cash and due from depository institutions | $633,000 | 5,698 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $30,610,000 | 4,405 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,411 |
| Net loans & leases | $63,908,000 | 3,914 |
| Loan loss allowance | $2,015,000 | 2,055 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $539,000 | 8,476 |
| Other real estate owned | $1,201,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,612,000 | 2,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,503,000 | 4,278 |
| Total liabilities | $95,373,000 | 4,252 |
| Total deposits | $94,944,000 | 4,078 |
| Interest-bearing deposits | $84,231,000 | 4,007 |
| Deposits held in domestic offices | $94,944,000 | 4,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $429,000 | 5,964 |
| Total equity capital | $9,130,000 | 4,444 |
| Total bank equity capital | $9,130,000 | 4,444 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,567,000 | 655 |
| Surplus | $1,904,000 | 5,782 |
| Undivided profits | $1,659,000 | 8,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $378,000 | 4,905 |
| Earning assets | $98,518,000 | 4,178 |
| Long-term assets (5+ years) | $22,176,000 | 2,439 |
| Average Assets, year-to-date | $98,689,000 | 4,393 |
| Average Assets, quarterly | $102,710,500 | 4,309 |
| Volatile liabilities | $6,158,000 | 5,786 |
| Insider loans | $3,923,000 | 1,051 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,408,000 | 3,012 |
| Tier 1 (core) risk-based capital | $9,091,000 | 4,358 |
| Tier 2 risk-based capital | $1,020,060 | 2,826 |
| Total risk weighted assets | $80,609,860 | 3,196 |
| Total unused commitments | $10,408,000 | 3,033 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $95,540,000 | 4,705 |
| Cash and due from depository institutions | $2,228,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,020,000 | 4,736 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $60,468,000 | 4,135 |
| Loan loss allowance | $1,465,000 | 2,748 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $522,000 | 8,753 |
| Other real estate owned | $822,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,480,000 | 4,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,540,000 | 4,705 |
| Total liabilities | $87,110,000 | 4,738 |
| Total deposits | $86,482,000 | 4,602 |
| Interest-bearing deposits | $77,555,000 | 4,476 |
| Deposits held in domestic offices | $86,482,000 | 4,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $628,000 | 4,855 |
| Total equity capital | $8,430,000 | 4,573 |
| Total bank equity capital | $8,430,000 | 4,573 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,567,000 | 652 |
| Surplus | $1,904,000 | 5,703 |
| Undivided profits | $959,000 | 9,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,616,000 | 2,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $397,000 | 5,099 |
| Earning assets | $90,488,000 | 4,568 |
| Long-term assets (5+ years) | $16,292,000 | 3,040 |
| Average Assets, year-to-date | $88,307,200 | 4,950 |
| Average Assets, quarterly | $91,920,000 | 4,842 |
| Volatile liabilities | $5,853,000 | 5,978 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,767,000 | 3,006 |
| Tier 1 (core) risk-based capital | $8,430,000 | 4,501 |
| Tier 2 risk-based capital | $901,430 | 3,192 |
| Total risk weighted assets | $71,550,730 | 3,632 |
| Total unused commitments | $9,767,000 | 3,021 |
| Derivatives | $0 | 651 |