Home > The Equality State Bank > Income and Expense
The Equality State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 4,389 |
| Total interest expense | $2,174,000 | 5,692 |
| Net interest income | $4,842,000 | 3,546 |
| Provision for loan and lease losses | $244,000 | 3,101 |
| Total noninterest income | $879,000 | 3,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,947 |
| Total noninterest expense | $2,976,000 | 4,242 |
| Salaries and employee benefits | $1,537,000 | 4,253 |
| Premises and equipment expense | $472,000 | 3,974 |
| Additional noninterest expense | $967,000 | 4,130 |
| Pre-tax net operating income | $2,501,000 | 2,795 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $852,000 | 2,498 |
| Income before extraordinary items | $1,649,000 | 3,013 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,649,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $894,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,649,000 | 2,977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 4,567 |
| Total interest expense | $2,195,000 | 5,844 |
| Net interest income | $4,485,000 | 3,750 |
| Provision for loan and lease losses | $116,000 | 4,821 |
| Total noninterest income | $919,000 | 3,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,722 |
| Total noninterest expense | $2,810,000 | 4,367 |
| Salaries and employee benefits | $1,409,000 | 4,479 |
| Premises and equipment expense | $453,000 | 3,985 |
| Additional noninterest expense | $948,000 | 4,132 |
| Pre-tax net operating income | $2,478,000 | 2,815 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $831,000 | 2,653 |
| Income before extraordinary items | $1,647,000 | 3,019 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,647,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $845,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,647,000 | 2,931 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 5,038 |
| Total interest expense | $1,977,000 | 6,307 |
| Net interest income | $4,066,000 | 4,185 |
| Provision for loan and lease losses | $146,000 | 4,210 |
| Total noninterest income | $782,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,111 |
| Total noninterest expense | $2,635,000 | 4,573 |
| Salaries and employee benefits | $1,242,000 | 4,945 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $944,000 | 4,119 |
| Pre-tax net operating income | $2,067,000 | 3,423 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $702,000 | 3,229 |
| Income before extraordinary items | $1,365,000 | 3,644 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,365,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,289 |
| Cash dividends | $994,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,365,000 | 3,567 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,330 |
| Total interest expense | $1,853,000 | 6,729 |
| Net interest income | $3,907,000 | 4,415 |
| Provision for loan and lease losses | $244,000 | 2,987 |
| Total noninterest income | $764,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 3,087 |
| Total noninterest expense | $2,529,000 | 4,955 |
| Salaries and employee benefits | $1,191,000 | 5,244 |
| Premises and equipment expense | $466,000 | 4,009 |
| Additional noninterest expense | $872,000 | 4,866 |
| Pre-tax net operating income | $1,898,000 | 3,545 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $641,000 | 3,394 |
| Income before extraordinary items | $1,257,000 | 3,721 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,257,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,155 |
| Cash dividends | $646,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,257,000 | 3,670 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 5,635 |
| Total interest expense | $1,730,000 | 7,065 |
| Net interest income | $3,704,000 | 4,631 |
| Provision for loan and lease losses | $365,000 | 1,989 |
| Total noninterest income | $726,000 | 3,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,271 |
| Total noninterest expense | $2,555,000 | 4,905 |
| Salaries and employee benefits | $1,142,000 | 5,435 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $949,000 | 4,554 |
| Pre-tax net operating income | $1,510,000 | 4,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $998,000 | 4,643 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $998,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,004 |
| Cash dividends | $526,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $998,000 | 4,610 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,530 |
| Total interest expense | $1,363,000 | 7,336 |
| Net interest income | $3,789,000 | 4,599 |
| Provision for loan and lease losses | $97,000 | 4,641 |
| Total noninterest income | $2,616,000 | 1,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,267,000 | 1,042 |
| Total noninterest expense | $2,957,000 | 4,477 |
| Salaries and employee benefits | $1,180,000 | 5,316 |
| Premises and equipment expense | $504,000 | 3,778 |
| Additional noninterest expense | $1,273,000 | 3,849 |
| Pre-tax net operating income | $3,351,000 | 2,126 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,174,000 | 1,917 |
| Income before extraordinary items | $2,177,000 | 2,246 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,177,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $5,267,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,177,000 | 2,262 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 4,274 |
| Total interest expense | $2,004,000 | 5,828 |
| Net interest income | $5,066,000 | 3,529 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $871,000 | 3,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $647,000 | 2,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $4,024,000 | 3,473 |
| Salaries and employee benefits | $1,618,000 | 3,992 |
| Premises and equipment expense | $733,000 | 2,760 |
| Additional noninterest expense | $1,673,000 | 3,183 |
| Pre-tax net operating income | $1,772,000 | 3,741 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $597,000 | 3,617 |
| Income before extraordinary items | $1,175,000 | 4,094 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,175,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $517,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,175,000 | 3,897 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 4,912 |
| Total interest expense | $2,375,000 | 6,238 |
| Net interest income | $4,478,000 | 4,019 |
| Provision for loan and lease losses | $172,000 | 5,716 |
| Total noninterest income | $943,000 | 3,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $713,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 5,242 |
| Total noninterest expense | $3,774,000 | 3,689 |
| Salaries and employee benefits | $1,401,000 | 4,496 |
| Premises and equipment expense | $712,000 | 2,876 |
| Additional noninterest expense | $1,661,000 | 3,286 |
| Pre-tax net operating income | $1,475,000 | 4,093 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $478,000 | 4,139 |
| Income before extraordinary items | $1,000,000 | 4,513 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,000,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $487,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $997,960 | 4,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.