Home > The Equality State Bank > Assets and Liabilities
The Equality State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $92,452,000 | 4,724 |
| Cash and due from depository institutions | $6,746,000 | 3,519 |
| Interest-bearing balances | $15,000 | 6,171 |
| Securities | $16,870,000 | 5,413 |
| Federal funds sold & reverse repurchase agreements | $6,605,000 | 1,459 |
| Net loans & leases | $60,636,000 | 4,465 |
| Loan loss allowance | $509,000 | 5,617 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $442,000 | 7,952 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,153,000 | 5,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,452,000 | 4,724 |
| Total liabilities | $83,898,000 | 4,681 |
| Total deposits | $81,671,000 | 4,479 |
| Interest-bearing deposits | $62,376,000 | 4,897 |
| Deposits held in domestic offices | $81,671,000 | 4,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $227,000 | 7,750 |
| Total equity capital | $8,554,000 | 4,827 |
| Total bank equity capital | $8,554,000 | 4,827 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $994,000 | 3,419 |
| Surplus | $4,131,000 | 3,469 |
| Undivided profits | $3,429,000 | 5,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $603,000 | 3,880 |
| Earning assets | $84,126,000 | 4,717 |
| Long-term assets (5+ years) | $7,446,000 | 5,511 |
| Average Assets, year-to-date | $90,167,200 | 4,655 |
| Average Assets, quarterly | $90,942,000 | 4,748 |
| Volatile liabilities | $13,223,000 | 4,629 |
| Insider loans | $2,321,000 | 1,960 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,814,000 | 528 |
| Unused loan commitments | $12,317,000 | 3,270 |
| Tier 1 (core) risk-based capital | $8,688,000 | 4,778 |
| Tier 2 risk-based capital | $509,000 | 5,269 |
| Total risk weighted assets | $64,091,500 | 4,375 |
| Total unused commitments | $12,317,000 | 3,273 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $90,562,000 | 4,720 |
| Cash and due from depository institutions | $6,899,000 | 3,815 |
| Interest-bearing balances | $14,000 | 6,181 |
| Securities | $16,024,000 | 5,589 |
| Federal funds sold & reverse repurchase agreements | $10,080,000 | 1,709 |
| Net loans & leases | $56,046,000 | 4,551 |
| Loan loss allowance | $383,000 | 6,555 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $440,000 | 8,036 |
| Other real estate owned | $68,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,005,000 | 5,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,562,000 | 4,720 |
| Total liabilities | $82,537,000 | 4,662 |
| Total deposits | $81,263,000 | 4,477 |
| Interest-bearing deposits | $61,245,000 | 4,969 |
| Deposits held in domestic offices | $81,263,000 | 4,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 3,737 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $274,000 | 7,758 |
| Total equity capital | $8,025,000 | 5,194 |
| Total bank equity capital | $8,025,000 | 5,194 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $994,000 | 3,428 |
| Surplus | $4,131,000 | 3,319 |
| Undivided profits | $2,900,000 | 5,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $571,000 | 4,067 |
| Earning assets | $82,164,000 | 4,767 |
| Long-term assets (5+ years) | $9,226,000 | 4,909 |
| Average Assets, year-to-date | $83,477,400 | 4,829 |
| Average Assets, quarterly | $87,661,500 | 4,762 |
| Volatile liabilities | $11,482,000 | 4,591 |
| Insider loans | $2,356,000 | 1,823 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,527,000 | 737 |
| Unused loan commitments | $8,477,000 | 4,019 |
| Tier 1 (core) risk-based capital | $7,934,000 | 5,048 |
| Tier 2 risk-based capital | $383,000 | 6,156 |
| Total risk weighted assets | $58,565,300 | 4,487 |
| Total unused commitments | $8,477,000 | 4,025 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $80,045,000 | 5,190 |
| Cash and due from depository institutions | $7,378,000 | 4,480 |
| Interest-bearing balances | $14,000 | 6,011 |
| Securities | $14,161,000 | 6,188 |
| Federal funds sold & reverse repurchase agreements | $7,885,000 | 1,771 |
| Net loans & leases | $49,125,000 | 5,047 |
| Loan loss allowance | $316,000 | 7,399 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $451,000 | 8,147 |
| Other real estate owned | $9,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,036,000 | 5,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,045,000 | 5,190 |
| Total liabilities | $72,884,000 | 5,118 |
| Total deposits | $71,687,000 | 4,945 |
| Interest-bearing deposits | $53,690,000 | 5,495 |
| Deposits held in domestic offices | $71,687,000 | 4,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $197,000 | 9,039 |
| Total equity capital | $7,161,000 | 5,653 |
| Total bank equity capital | $7,161,000 | 5,653 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $994,000 | 3,522 |
| Surplus | $4,006,000 | 3,322 |
| Undivided profits | $2,161,000 | 6,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $558,000 | 4,242 |
| Earning assets | $71,185,000 | 5,309 |
| Long-term assets (5+ years) | $6,096,000 | 5,521 |
| Average Assets, year-to-date | $75,488,000 | 5,223 |
| Average Assets, quarterly | $77,532,500 | 5,241 |
| Volatile liabilities | $9,423,000 | 5,203 |
| Insider loans | $2,087,000 | 1,988 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,577,000 | 674 |
| Unused loan commitments | $7,018,000 | 4,331 |
| Tier 1 (core) risk-based capital | $7,132,000 | 5,515 |
| Tier 2 risk-based capital | $316,000 | 6,881 |
| Total risk weighted assets | $50,255,100 | 5,022 |
| Total unused commitments | $7,018,000 | 4,333 |
| Derivatives | $1,577,000 | 476 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $74,274,000 | 5,618 |
| Cash and due from depository institutions | $6,990,000 | 4,777 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $13,397,000 | 6,873 |
| Federal funds sold & reverse repurchase agreements | $6,855,000 | 1,911 |
| Net loans & leases | $45,316,000 | 5,392 |
| Loan loss allowance | $406,000 | 6,726 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $529,000 | 7,956 |
| Other real estate owned | $250,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $937,000 | 6,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,274,000 | 5,618 |
| Total liabilities | $67,487,000 | 5,568 |
| Total deposits | $67,281,000 | 5,357 |
| Interest-bearing deposits | $50,922,000 | 5,889 |
| Deposits held in domestic offices | $67,281,000 | 5,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $206,000 | 9,176 |
| Total equity capital | $6,787,000 | 5,933 |
| Total bank equity capital | $6,787,000 | 5,933 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $602,000 | 4,660 |
| Surplus | $4,398,000 | 3,199 |
| Undivided profits | $1,787,000 | 7,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $495,000 | 4,697 |
| Earning assets | $65,581,000 | 5,781 |
| Long-term assets (5+ years) | $4,121,000 | 6,337 |
| Average Assets, year-to-date | $71,928,200 | 5,599 |
| Average Assets, quarterly | $72,946,000 | 5,648 |
| Volatile liabilities | $5,686,000 | 6,684 |
| Insider loans | $2,927,000 | 1,492 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,328,000 | 667 |
| Unused loan commitments | $3,522,000 | 5,984 |
| Tier 1 (core) risk-based capital | $6,761,000 | 5,848 |
| Tier 2 risk-based capital | $406,000 | 6,062 |
| Total risk weighted assets | $47,440,900 | 5,276 |
| Total unused commitments | $3,522,000 | 6,000 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $70,565,000 | 5,919 |
| Cash and due from depository institutions | $6,519,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,138,000 | 7,547 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 2,382 |
| Net loans & leases | $44,186,000 | 5,435 |
| Loan loss allowance | $447,000 | 6,517 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $542,000 | 8,081 |
| Other real estate owned | $50,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,005,000 | 6,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,565,000 | 5,919 |
| Total liabilities | $64,310,000 | 5,848 |
| Total deposits | $64,102,000 | 5,646 |
| Interest-bearing deposits | $47,926,000 | 6,264 |
| Deposits held in domestic offices | $64,102,000 | 5,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $208,000 | 9,590 |
| Total equity capital | $6,255,000 | 6,365 |
| Total bank equity capital | $6,255,000 | 6,365 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $602,000 | 4,906 |
| Surplus | $3,898,000 | 3,538 |
| Undivided profits | $1,755,000 | 7,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 3,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 595 |
| Income earned, not collected on loans | $522,000 | 4,540 |
| Earning assets | $62,449,000 | 6,059 |
| Long-term assets (5+ years) | $5,975,000 | 5,355 |
| Average Assets, year-to-date | $66,488,000 | 5,961 |
| Average Assets, quarterly | $69,032,500 | 5,975 |
| Volatile liabilities | $5,997,000 | 6,293 |
| Insider loans | $2,457,000 | 1,775 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,944,000 | 477 |
| Unused loan commitments | $4,759,000 | 5,119 |
| Tier 1 (core) risk-based capital | $6,150,000 | 6,313 |
| Tier 2 risk-based capital | $447,000 | 5,750 |
| Total risk weighted assets | $46,393,200 | 5,321 |
| Total unused commitments | $4,759,000 | 5,133 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $63,491,000 | 6,383 |
| Cash and due from depository institutions | $5,107,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,281,000 | 7,606 |
| Federal funds sold & reverse repurchase agreements | $2,695,000 | 3,063 |
| Net loans & leases | $40,676,000 | 5,712 |
| Loan loss allowance | $367,000 | 7,528 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $502,000 | 8,480 |
| Other real estate owned | $82,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,148,000 | 6,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,491,000 | 6,383 |
| Total liabilities | $57,883,000 | 6,339 |
| Total deposits | $57,741,000 | 6,120 |
| Interest-bearing deposits | $45,484,000 | 6,513 |
| Deposits held in domestic offices | $57,741,000 | 6,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $142,000 | 10,180 |
| Total equity capital | $5,608,000 | 6,584 |
| Total bank equity capital | $5,608,000 | 6,584 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $602,000 | 5,156 |
| Surplus | $3,898,000 | 3,446 |
| Undivided profits | $1,108,000 | 8,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 6,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $433,000 | 4,831 |
| Earning assets | $56,652,000 | 6,488 |
| Long-term assets (5+ years) | $4,247,000 | 6,458 |
| Average Assets, year-to-date | $69,694,400 | 5,834 |
| Average Assets, quarterly | $64,182,500 | 6,282 |
| Volatile liabilities | $4,804,000 | 6,906 |
| Insider loans | $2,668,000 | 1,582 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,121,000 | 616 |
| Unused loan commitments | $4,557,000 | 5,179 |
| Tier 1 (core) risk-based capital | $5,678,000 | 6,620 |
| Tier 2 risk-based capital | $367,000 | 6,615 |
| Total risk weighted assets | $40,780,600 | 5,826 |
| Total unused commitments | $4,557,000 | 5,186 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 73 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $93,517,000 | 4,749 |
| Cash and due from depository institutions | $6,935,000 | 2,864 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,348,000 | 5,660 |
| Federal funds sold & reverse repurchase agreements | $9,865,000 | 1,386 |
| Net loans & leases | $51,231,000 | 4,695 |
| Loan loss allowance | $558,000 | 5,893 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,545,000 | 4,549 |
| Other real estate owned | $186,000 | 2,864 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,407,000 | 4,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,517,000 | 4,749 |
| Total liabilities | $84,749,000 | 4,757 |
| Total deposits | $84,545,000 | 4,575 |
| Interest-bearing deposits | $64,830,000 | 5,091 |
| Deposits held in domestic offices | $84,545,000 | 4,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $204,000 | 9,183 |
| Total equity capital | $8,768,000 | 4,631 |
| Total bank equity capital | $8,768,000 | 4,631 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $994,000 | 4,260 |
| Surplus | $3,506,000 | 3,651 |
| Undivided profits | $4,268,000 | 4,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 7,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $483,000 | 3,856 |
| Earning assets | $83,444,000 | 4,845 |
| Long-term assets (5+ years) | $12,523,000 | 3,756 |
| Average Assets, year-to-date | $89,983,600 | 4,800 |
| Average Assets, quarterly | $92,948,500 | 4,725 |
| Volatile liabilities | $6,362,000 | 5,658 |
| Insider loans | $3,339,000 | 1,242 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,892,000 | 568 |
| Unused loan commitments | $7,136,000 | 3,923 |
| Tier 1 (core) risk-based capital | $8,768,000 | 4,535 |
| Tier 2 risk-based capital | $558,000 | 4,787 |
| Total risk weighted assets | $53,897,800 | 4,588 |
| Total unused commitments | $7,136,000 | 3,945 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $87,157,000 | 5,105 |
| Cash and due from depository institutions | $9,308,000 | 3,067 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,441,000 | 5,633 |
| Federal funds sold & reverse repurchase agreements | $7,660,000 | 2,172 |
| Net loans & leases | $44,263,000 | 5,313 |
| Loan loss allowance | $416,000 | 7,322 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,670,000 | 4,246 |
| Other real estate owned | $443,000 | 3,067 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,372,000 | 4,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,157,000 | 5,105 |
| Total liabilities | $79,047,000 | 5,129 |
| Total deposits | $78,716,000 | 4,968 |
| Interest-bearing deposits | $60,531,000 | 5,537 |
| Deposits held in domestic offices | $78,716,000 | 4,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $331,000 | 7,735 |
| Total equity capital | $8,110,000 | 4,730 |
| Total bank equity capital | $8,110,000 | 4,730 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $994,000 | 4,465 |
| Surplus | $3,506,000 | 3,525 |
| Undivided profits | $3,610,000 | 5,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 8,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $407,000 | 4,977 |
| Earning assets | $74,364,000 | 5,411 |
| Long-term assets (5+ years) | $11,422,000 | 3,979 |
| Average Assets, year-to-date | $84,674,600 | 5,113 |
| Average Assets, quarterly | $86,509,000 | 5,101 |
| Volatile liabilities | $6,611,000 | 5,521 |
| Insider loans | $1,323,000 | 592 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,960,000 | 5,285 |
| Tier 1 (core) risk-based capital | $8,110,000 | 4,656 |
| Tier 2 risk-based capital | $416,000 | 6,088 |
| Total risk weighted assets | $47,374,200 | 5,167 |
| Total unused commitments | $3,960,000 | 5,316 |
| Derivatives | $0 | 651 |