Home > The Ephrata National Bank > Income and Expense

The Ephrata National Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$25,550,000594
Total interest expense$8,889,000628
Net interest income$16,661,000569
Provision for loan and lease losses$486,000600
Total noninterest income$4,296,000538
Gross Fiduciary activities income$622,000424
Service charges on deposit accounts$1,229,000274
Trading account gains and feesNANA
Additional Noninterest Income$2,445,000551
Total noninterest expense$14,280,000545
Salaries and employee benefits$8,280,000527
Premises and equipment expense$1,295,000554
Additional noninterest expense$2,445,000551
Pre-tax net operating income$6,191,000609
Securities gains (losses)$-305,0004,378
Applicable income taxes$1,106,000607
Income before extraordinary items$4,780,000641
Extraordinary gains, net$047
Net income$4,780,000652
Minority interest net income$065
Net income of bank and minority interests.$4,780,000641
Net charge-offs$10,0001,677
Cash dividends$1,018,000891
Sale, conversion, retirement of capital stock, net$0467
Net operating income$5,027,050614
2024-12-31 (YTD Data)Rank
Total interest income$92,794,000624
Total interest expense$34,177,000679
Net interest income$58,617,000594
Provision for loan and lease losses$1,015,000925
Total noninterest income$17,971,000521
Gross Fiduciary activities income$2,703,000396
Service charges on deposit accounts$5,378,000275
Trading account gains and feesNANA
Additional Noninterest Income$9,890,000574
Total noninterest expense$54,844,000551
Salaries and employee benefits$34,043,000483
Premises and equipment expense$4,631,000598
Additional noninterest expense$9,890,000574
Pre-tax net operating income$20,729,000661
Securities gains (losses)$-97,0003,994
Applicable income taxes$3,737,000645
Income before extraordinary items$16,895,000675
Extraordinary gains, net$053
Net income$16,895,000682
Minority interest net income$090
Net income of bank and minority interests.$16,895,000675
Net charge-offs$71,0001,924
Cash dividends$3,906,0001,060
Sale, conversion, retirement of capital stock, net$0564
Net operating income$16,974,540672
2024-09-30 (YTD Data)Rank
Total interest income$67,452,000631
Total interest expense$24,508,000701
Net interest income$42,944,000604
Provision for loan and lease losses$-354,0004,408
Total noninterest income$13,301,000518
Gross Fiduciary activities income$1,903,000405
Service charges on deposit accounts$3,966,000271
Trading account gains and feesNANA
Additional Noninterest Income$7,432,000572
Total noninterest expense$40,776,000546
Salaries and employee benefits$25,318,000480
Premises and equipment expense$3,456,000596
Additional noninterest expense$7,432,000572
Pre-tax net operating income$15,823,000631
Securities gains (losses)$-91,0004,161
Applicable income taxes$2,850,000639
Income before extraordinary items$12,882,000661
Extraordinary gains, net$051
Net income$12,882,000673
Minority interest net income$082
Net income of bank and minority interests.$12,882,000663
Net charge-offs$34,0001,901
Cash dividends$2,890,000945
Sale, conversion, retirement of capital stock, net$0527
Net operating income$12,956,620654
2024-06-30 (YTD Data)Rank
Total interest income$43,962,000641
Total interest expense$15,657,000724
Net interest income$28,305,000611
Provision for loan and lease losses$-851,0004,505
Total noninterest income$8,975,000509
Gross Fiduciary activities income$1,347,000397
Service charges on deposit accounts$854,000648
Trading account gains and feesNANA
Additional Noninterest Income$6,774,000452
Total noninterest expense$26,741,000550
Salaries and employee benefits$16,674,000486
Premises and equipment expense$2,318,000596
Additional noninterest expense$6,774,000452
Pre-tax net operating income$11,390,000588
Securities gains (losses)$-91,0004,218
Applicable income taxes$2,023,000600
Income before extraordinary items$9,276,000610
Extraordinary gains, net$052
Net income$9,276,000618
Minority interest net income$084
Net income of bank and minority interests.$9,276,000612
Net charge-offs$20,0001,778
Cash dividends$1,927,000954
Sale, conversion, retirement of capital stock, net$0496
Net operating income$9,350,620602
2024-03-31 (YTD Data)Rank
Total interest income$21,553,000651
Total interest expense$7,710,000726
Net interest income$13,843,000634
Provision for loan and lease losses$-644,0004,480
Total noninterest income$4,603,000496
Gross Fiduciary activities income$870,000336
Service charges on deposit accounts$415,000664
Trading account gains and feesNANA
Additional Noninterest Income$3,318,000450
Total noninterest expense$13,496,000546
Salaries and employee benefits$8,335,000491
Premises and equipment expense$1,160,000608
Additional noninterest expense$3,318,000450
Pre-tax net operating income$5,594,000596
Securities gains (losses)$-91,0004,341
Applicable income taxes$984,000610
Income before extraordinary items$4,519,000625
Extraordinary gains, net$051
Net income$4,519,000632
Minority interest net income$072
Net income of bank and minority interests.$4,519,000625
Net charge-offs$20,0001,292
Cash dividends$964,000869
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,593,620612
2023-12-31 (YTD Data)Rank
Total interest income$77,806,000653
Total interest expense$21,888,000738
Net interest income$55,918,000614
Provision for loan and lease losses$521,0001,253
Total noninterest income$14,194,000583
Gross Fiduciary activities income$2,054,000394
Service charges on deposit accounts$1,378,000781
Trading account gains and feesNANA
Additional Noninterest Income$10,762,000512
Total noninterest expense$50,994,000563
Salaries and employee benefits$30,152,000528
Premises and equipment expense$4,560,000600
Additional noninterest expense$10,762,000512
Pre-tax net operating income$18,597,000723
Securities gains (losses)$-1,370,0004,348
Applicable income taxes$2,951,000753
Income before extraordinary items$14,276,000765
Extraordinary gains, net$054
Net income$14,276,000776
Minority interest net income$088
Net income of bank and minority interests.$14,276,000768
Net charge-offs$-28,0004,069
Cash dividends$3,837,000988
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,413,100726
2023-09-30 (YTD Data)Rank
Total interest income$56,783,000658
Total interest expense$14,554,000759
Net interest income$42,229,000618
Provision for loan and lease losses$1,568,000516
Total noninterest income$10,400,000599
Gross Fiduciary activities income$1,477,000404
Service charges on deposit accounts$1,003,000799
Trading account gains and feesNANA
Additional Noninterest Income$7,920,000527
Total noninterest expense$38,273,000559
Salaries and employee benefits$22,706,000524
Premises and equipment expense$3,425,000604
Additional noninterest expense$7,920,000527
Pre-tax net operating income$12,788,000797
Securities gains (losses)$-1,364,0004,484
Applicable income taxes$1,887,000857
Income before extraordinary items$9,537,000855
Extraordinary gains, net$052
Net income$9,537,000859
Minority interest net income$081
Net income of bank and minority interests.$9,537,000855
Net charge-offs$-49,0004,207
Cash dividends$2,876,000915
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,669,120805
2023-06-30 (YTD Data)Rank
Total interest income$36,763,000647
Total interest expense$8,362,000776
Net interest income$28,401,000618
Provision for loan and lease losses$2,072,000351
Total noninterest income$6,742,000600
Gross Fiduciary activities income$1,000,000398
Service charges on deposit accounts$631,000827
Trading account gains and feesNANA
Additional Noninterest Income$5,111,000529
Total noninterest expense$25,324,000549
Salaries and employee benefits$15,356,000508
Premises and equipment expense$2,265,000598
Additional noninterest expense$5,111,000529
Pre-tax net operating income$7,747,000874
Securities gains (losses)$-1,364,0004,549
Applicable income taxes$976,0001,028
Income before extraordinary items$5,407,000998
Extraordinary gains, net$051
Net income$5,407,0001,011
Minority interest net income$081
Net income of bank and minority interests.$5,407,000998
Net charge-offs$-71,0004,396
Cash dividends$1,916,000920
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,566,400852
2023-03-31 (YTD Data)Rank
Total interest income$17,800,000661
Total interest expense$3,525,000795
Net interest income$14,275,000620
Provision for loan and lease losses$1,257,000304
Total noninterest income$3,259,000605
Gross Fiduciary activities income$549,000393
Service charges on deposit accounts$287,000900
Trading account gains and feesNANA
Additional Noninterest Income$2,423,000538
Total noninterest expense$12,269,000574
Salaries and employee benefits$7,455,000536
Premises and equipment expense$1,080,000646
Additional noninterest expense$2,423,000538
Pre-tax net operating income$4,008,000876
Securities gains (losses)$-410,0004,535
Applicable income taxes$557,000980
Income before extraordinary items$3,041,000931
Extraordinary gains, net$04
Net income$3,041,000930
Minority interest net income$048
Net income of bank and minority interests.$3,041,000930
Net charge-offs$-76,0004,517
Cash dividends$957,000854
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,389,500864
2022-09-30 (YTD Data)Rank
Total interest income$39,086,000689
Total interest expense$2,027,0001,012
Net interest income$37,059,000674
Provision for loan and lease losses$1,300,000530
Total noninterest income$9,865,000652
Gross Fiduciary activities income$1,277,000432
Service charges on deposit accounts$987,000834
Trading account gains and feesNANA
Additional Noninterest Income$7,601,000571
Total noninterest expense$33,264,000603
Salaries and employee benefits$19,826,000581
Premises and equipment expense$3,038,000662
Additional noninterest expense$7,601,000571
Pre-tax net operating income$12,360,000871
Securities gains (losses)$139,000132
Applicable income taxes$1,768,000962
Income before extraordinary items$10,731,000836
Extraordinary gains, net$04
Net income$10,731,000836
Minority interest net income$057
Net income of bank and minority interests.$10,731,000836
Net charge-offs$81,0001,013
Cash dividends$2,854,000887
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,611,460860
2022-06-30 (YTD Data)Rank
Total interest income$24,130,000704
Total interest expense$1,068,0001,078
Net interest income$23,062,000691
Provision for loan and lease losses$750,000513
Total noninterest income$6,694,000640
Gross Fiduciary activities income$849,000395
Service charges on deposit accounts$627,000853
Trading account gains and feesNANA
Additional Noninterest Income$5,218,000578
Total noninterest expense$21,897,000602
Salaries and employee benefits$13,219,000571
Premises and equipment expense$2,013,000659
Additional noninterest expense$6,665,000605
Pre-tax net operating income$7,109,000935
Securities gains (losses)$139,000126
Applicable income taxes$955,0001,041
Income before extraordinary items$6,293,000879
Extraordinary gains, net$04
Net income$6,293,000879
Minority interest net income$060
Net income of bank and minority interests.$6,293,000879
Net charge-offs$75,000819
Cash dividends$1,900,000881
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,172,070898
2022-03-31 (YTD Data)Rank
Total interest income$11,388,000717
Total interest expense$483,0001,135
Net interest income$10,905,000702
Provision for loan and lease losses$100,000968
Total noninterest income$3,545,000618
Gross Fiduciary activities income$460,000384
Service charges on deposit accounts$293,000894
Trading account gains and feesNANA
Additional Noninterest Income$2,792,000564
Total noninterest expense$10,542,000621
Salaries and employee benefits$6,513,000580
Premises and equipment expense$983,000678
Additional noninterest expense$3,046,000646
Pre-tax net operating income$3,808,000851
Securities gains (losses)$139,000107
Applicable income taxes$554,000920
Income before extraordinary items$3,393,000799
Extraordinary gains, net$04
Net income$3,393,000799
Minority interest net income$050
Net income of bank and minority interests.$3,393,000799
Net charge-offs$52,000662
Cash dividends$949,000810
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,273,460832
2021-12-31 (YTD Data)Rank
Total interest income$43,540,000759
Total interest expense$2,220,0001,220
Net interest income$41,320,000742
Provision for loan and lease losses$475,0001,100
Total noninterest income$16,827,000590
Gross Fiduciary activities income$1,353,000425
Service charges on deposit accounts$1,069,000930
Trading account gains and feesNANA
Additional Noninterest Income$14,405,000527
Total noninterest expense$40,180,000651
Salaries and employee benefits$24,465,000607
Premises and equipment expense$3,675,000717
Additional noninterest expense$12,040,000659
Pre-tax net operating income$17,492,000829
Securities gains (losses)$731,000269
Applicable income taxes$2,763,000904
Income before extraordinary items$15,460,000789
Extraordinary gains, net$010
Net income$15,460,000790
Minority interest net income$074
Net income of bank and minority interests.$15,460,000790
Net charge-offs$-129,0004,431
Cash dividends$3,730,0001,002
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,838,650801
2021-09-30 (YTD Data)Rank
Total interest income$32,447,000783
Total interest expense$1,845,0001,168
Net interest income$30,602,000762
Provision for loan and lease losses$125,0001,815
Total noninterest income$12,567,000609
Gross Fiduciary activities income$1,008,000424
Service charges on deposit accounts$776,000944
Trading account gains and feesNANA
Additional Noninterest Income$10,783,000543
Total noninterest expense$28,793,000680
Salaries and employee benefits$17,800,000628
Premises and equipment expense$2,779,000720
Additional noninterest expense$8,214,000722
Pre-tax net operating income$14,251,000810
Securities gains (losses)$712,000246
Applicable income taxes$2,212,000918
Income before extraordinary items$12,751,000760
Extraordinary gains, net$08
Net income$12,751,000760
Minority interest net income$069
Net income of bank and minority interests.$12,751,000760
Net charge-offs$-2,0003,208
Cash dividends$2,782,000917
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,145,800772
2021-06-30 (YTD Data)Rank
Total interest income$21,046,000798
Total interest expense$1,257,0001,193
Net interest income$19,789,000777
Provision for loan and lease losses$375,000759
Total noninterest income$8,810,000582
Gross Fiduciary activities income$718,000413
Service charges on deposit accounts$494,000946
Trading account gains and feesNANA
Additional Noninterest Income$7,598,000530
Total noninterest expense$18,733,000692
Salaries and employee benefits$11,658,000636
Premises and equipment expense$1,870,000712
Additional noninterest expense$5,205,000735
Pre-tax net operating income$9,491,000800
Securities gains (losses)$362,000342
Applicable income taxes$1,457,000911
Income before extraordinary items$8,396,000769
Extraordinary gains, net$06
Net income$8,396,000769
Minority interest net income$067
Net income of bank and minority interests.$8,396,000769
Net charge-offs$-1,0003,056
Cash dividends$1,835,000922
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,088,300767
2021-03-31 (YTD Data)Rank
Total interest income$10,520,000796
Total interest expense$651,0001,218
Net interest income$9,869,000765
Provision for loan and lease losses$375,000456
Total noninterest income$4,983,000542
Gross Fiduciary activities income$440,000386
Service charges on deposit accounts$248,000928
Trading account gains and feesNANA
Additional Noninterest Income$4,295,000496
Total noninterest expense$9,135,000699
Salaries and employee benefits$5,699,000646
Premises and equipment expense$950,000714
Additional noninterest expense$2,486,000754
Pre-tax net operating income$5,342,000726
Securities gains (losses)$87,000511
Applicable income taxes$891,000804
Income before extraordinary items$4,538,000727
Extraordinary gains, net$03
Net income$4,538,000727
Minority interest net income$055
Net income of bank and minority interests.$4,538,000727
Net charge-offs$12,0001,315
Cash dividends$889,000825
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,464,920722
2020-12-31 (YTD Data)Rank
Total interest income$42,067,000800
Total interest expense$3,841,0001,211
Net interest income$38,226,000753
Provision for loan and lease losses$2,950,000811
Total noninterest income$14,627,000626
Gross Fiduciary activities income$1,246,000421
Service charges on deposit accounts$1,047,000909
Trading account gains and feesNANA
Additional Noninterest Income$12,334,000568
Total noninterest expense$35,795,000699
Salaries and employee benefits$22,062,000647
Premises and equipment expense$3,604,000723
Additional noninterest expense$10,129,000729
Pre-tax net operating income$14,108,000782
Securities gains (losses)$810,000436
Applicable income taxes$2,304,000848
Income before extraordinary items$12,614,000773
Extraordinary gains, net$04
Net income$12,614,000773
Minority interest net income$072
Net income of bank and minority interests.$12,614,000773
Net charge-offs$70,0002,209
Cash dividends$5,073,000742
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,925,500779
2020-09-30 (YTD Data)Rank
Total interest income$31,323,000808
Total interest expense$3,115,0001,189
Net interest income$28,208,000758
Provision for loan and lease losses$2,575,000765
Total noninterest income$10,784,000606
Gross Fiduciary activities income$926,000418
Service charges on deposit accounts$770,000921
Trading account gains and feesNANA
Additional Noninterest Income$9,088,000547
Total noninterest expense$26,373,000701
Salaries and employee benefits$16,522,000626
Premises and equipment expense$2,709,000709
Additional noninterest expense$7,142,000753
Pre-tax net operating income$10,044,000793
Securities gains (losses)$704,000399
Applicable income taxes$1,628,000848
Income before extraordinary items$9,120,000771
Extraordinary gains, net$04
Net income$9,120,000771
Minority interest net income$065
Net income of bank and minority interests.$9,120,000771
Net charge-offs$26,0002,387
Cash dividends$4,184,000646
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,521,600792
2020-06-30 (YTD Data)Rank
Total interest income$20,943,000813
Total interest expense$2,270,0001,185
Net interest income$18,673,000763
Provision for loan and lease losses$1,325,000917
Total noninterest income$6,412,000620
Gross Fiduciary activities income$653,000415
Service charges on deposit accounts$520,000920
Trading account gains and feesNANA
Additional Noninterest Income$5,239,000554
Total noninterest expense$17,207,000708
Salaries and employee benefits$10,662,000652
Premises and equipment expense$1,813,000708
Additional noninterest expense$4,732,000758
Pre-tax net operating income$6,553,000730
Securities gains (losses)$649,000307
Applicable income taxes$1,096,000769
Income before extraordinary items$6,106,000709
Extraordinary gains, net$04
Net income$6,106,000709
Minority interest net income$065
Net income of bank and minority interests.$6,106,000709
Net charge-offs$2,0002,854
Cash dividends$3,294,000579
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,554,350737
2020-03-31 (YTD Data)Rank
Total interest income$10,481,000812
Total interest expense$1,271,0001,176
Net interest income$9,210,000745
Provision for loan and lease losses$350,0001,098
Total noninterest income$2,715,000654
Gross Fiduciary activities income$379,000394
Service charges on deposit accounts$315,000902
Trading account gains and feesNANA
Additional Noninterest Income$2,021,000602
Total noninterest expense$9,041,000676
Salaries and employee benefits$5,696,000604
Premises and equipment expense$881,000736
Additional noninterest expense$2,464,000734
Pre-tax net operating income$2,534,000868
Securities gains (losses)$282,000299
Applicable income taxes$376,000917
Income before extraordinary items$2,440,000788
Extraordinary gains, net$04
Net income$2,440,000788
Minority interest net income$056
Net income of bank and minority interests.$2,440,000788
Net charge-offs$-6,0004,282
Cash dividends$1,402,000642
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,194,660847
2019-12-31 (YTD Data)Rank
Total interest income$41,717,000818
Total interest expense$5,119,0001,221
Net interest income$36,598,000754
Provision for loan and lease losses$770,0001,112
Total noninterest income$10,806,000656
Gross Fiduciary activities income$1,235,000424
Service charges on deposit accounts$1,376,000867
Trading account gains and feesNANA
Additional Noninterest Income$8,195,000598
Total noninterest expense$33,421,000705
Salaries and employee benefits$21,032,000627
Premises and equipment expense$3,604,000706
Additional noninterest expense$8,785,000783
Pre-tax net operating income$13,213,000832
Securities gains (losses)$411,000415
Applicable income taxes$2,131,000859
Income before extraordinary items$11,493,000833
Extraordinary gains, net$011
Net income$11,493,000834
Minority interest net income$076
Net income of bank and minority interests.$11,493,000834
Net charge-offs$-11,0004,482
Cash dividends$5,018,000786
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,147,760837
2019-09-30 (YTD Data)Rank
Total interest income$31,198,000823
Total interest expense$3,784,0001,235
Net interest income$27,414,000759
Provision for loan and lease losses$840,000792
Total noninterest income$7,969,000661
Gross Fiduciary activities income$949,000422
Service charges on deposit accounts$1,026,000871
Trading account gains and feesNANA
Additional Noninterest Income$5,994,000606
Total noninterest expense$24,463,000721
Salaries and employee benefits$15,520,000633
Premises and equipment expense$2,696,000711
Additional noninterest expense$6,247,000813
Pre-tax net operating income$10,080,000841
Securities gains (losses)$229,000492
Applicable income taxes$1,591,000901
Income before extraordinary items$8,718,000837
Extraordinary gains, net$011
Net income$8,718,000838
Minority interest net income$072
Net income of bank and minority interests.$8,718,000838
Net charge-offs$32,0002,481
Cash dividends$2,616,000973
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,523,350837
2019-06-30 (YTD Data)Rank
Total interest income$20,614,000828
Total interest expense$2,483,0001,227
Net interest income$18,131,000762
Provision for loan and lease losses$210,0001,506
Total noninterest income$5,075,000668
Gross Fiduciary activities income$647,000419
Service charges on deposit accounts$676,000867
Trading account gains and fees$0131
Additional Noninterest Income$3,752,000623
Total noninterest expense$16,379,000720
Salaries and employee benefits$10,293,000639
Premises and equipment expense$1,794,000720
Additional noninterest expense$4,292,000806
Pre-tax net operating income$6,617,000821
Securities gains (losses)$187,000395
Applicable income taxes$1,044,000889
Income before extraordinary items$5,760,000822
Extraordinary gains, net$011
Net income$5,760,000822
Minority interest net income$069
Net income of bank and minority interests.$5,760,000822
Net charge-offs$-81,0005,016
Cash dividends$1,735,000984
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,601,050824
2019-03-31 (YTD Data)Rank
Total interest income$10,157,000835
Total interest expense$1,179,0001,252
Net interest income$8,978,000773
Provision for loan and lease losses$180,0001,010
Total noninterest income$2,446,000663
Gross Fiduciary activities income$363,000395
Service charges on deposit accounts$322,000899
Trading account gains and fees$0126
Additional Noninterest Income$1,761,000613
Total noninterest expense$8,225,000700
Salaries and employee benefits$5,188,000632
Premises and equipment expense$917,000708
Additional noninterest expense$2,120,000805
Pre-tax net operating income$3,019,000871
Securities gains (losses)$81,000308
Applicable income taxes$453,000963
Income before extraordinary items$2,647,000872
Extraordinary gains, net$05
Net income$2,647,000871
Minority interest net income$052
Net income of bank and minority interests.$2,647,000871
Net charge-offs$-40,0005,021
Cash dividends$852,000931
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,578,150878
2018-12-31 (YTD Data)Rank
Total interest income$36,487,000864
Total interest expense$3,374,0001,298
Net interest income$33,113,000807
Provision for loan and lease losses$660,0001,197
Total noninterest income$11,327,000620
Gross Fiduciary activities income$1,212,000432
Service charges on deposit accounts$1,351,000896
Trading account gains and fees$0126
Additional Noninterest Income$8,764,000551
Total noninterest expense$32,292,000706
Salaries and employee benefits$20,240,000619
Premises and equipment expense$3,604,000700
Additional noninterest expense$8,448,000812
Pre-tax net operating income$11,488,000929
Securities gains (losses)$-286,0005,207
Applicable income taxes$1,306,0001,162
Income before extraordinary items$9,896,000928
Extraordinary gains, net$06
Net income$9,896,000927
Minority interest net income$072
Net income of bank and minority interests.$9,896,000927
Net charge-offs$234,0001,510
Cash dividends$3,282,0001,015
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,147,680903
2018-09-30 (YTD Data)Rank
Total interest income$26,761,000870
Total interest expense$2,488,0001,258
Net interest income$24,273,000813
Provision for loan and lease losses$470,0001,183
Total noninterest income$8,767,000614
Gross Fiduciary activities income$922,000429
Service charges on deposit accounts$1,006,000903
Trading account gains and fees$0138
Additional Noninterest Income$6,839,000538
Total noninterest expense$23,995,000710
Salaries and employee benefits$15,378,000615
Premises and equipment expense$2,764,000689
Additional noninterest expense$5,853,000845
Pre-tax net operating income$8,575,000950
Securities gains (losses)$-24,0004,966
Applicable income taxes$960,0001,203
Income before extraordinary items$7,591,000905
Extraordinary gains, net$05
Net income$7,591,000903
Minority interest net income$066
Net income of bank and minority interests.$7,591,000904
Net charge-offs$282,0001,033
Cash dividends$2,454,000912
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,612,360902
2018-06-30 (YTD Data)Rank
Total interest income$17,415,000876
Total interest expense$1,616,0001,227
Net interest income$15,799,000831
Provision for loan and lease losses$280,0001,263
Total noninterest income$5,988,000606
Gross Fiduciary activities income$636,000423
Service charges on deposit accounts$665,000902
Trading account gains and fees$0130
Additional Noninterest Income$4,687,000529
Total noninterest expense$15,948,000712
Salaries and employee benefits$10,181,000614
Premises and equipment expense$1,844,000691
Additional noninterest expense$3,923,000842
Pre-tax net operating income$5,559,000950
Securities gains (losses)$-28,0005,171
Applicable income taxes$535,0001,357
Income before extraordinary items$4,996,000905
Extraordinary gains, net$06
Net income$4,996,000903
Minority interest net income$065
Net income of bank and minority interests.$4,996,000904
Net charge-offs$349,000668
Cash dividends$1,625,000898
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,021,200895
2018-03-31 (YTD Data)Rank
Total interest income$8,522,000889
Total interest expense$774,0001,204
Net interest income$7,748,000841
Provision for loan and lease losses$190,000986
Total noninterest income$3,315,000559
Gross Fiduciary activities income$359,000409
Service charges on deposit accounts$323,000929
Trading account gains and fees$0123
Additional Noninterest Income$2,633,000473
Total noninterest expense$7,858,000724
Salaries and employee benefits$4,960,000632
Premises and equipment expense$951,000675
Additional noninterest expense$1,947,000835
Pre-tax net operating income$3,015,000864
Securities gains (losses)$34,000269
Applicable income taxes$235,0001,423
Income before extraordinary items$2,814,000792
Extraordinary gains, net$07
Net income$2,814,000792
Minority interest net income$052
Net income of bank and minority interests.$2,814,000792
Net charge-offs$347,000386
Cash dividends$798,000859
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,782,720789
2017-12-31 (YTD Data)Rank
Total interest income$33,107,000868
Total interest expense$2,939,0001,106
Net interest income$30,168,000835
Provision for loan and lease losses$940,000945
Total noninterest income$9,647,000704
Gross Fiduciary activities income$1,193,000427
Service charges on deposit accounts$1,235,000982
Trading account gains and feesNANA
Additional Noninterest Income$7,219,000650
Total noninterest expense$30,732,000716
Salaries and employee benefits$19,340,000629
Premises and equipment expense$3,579,000704
Additional noninterest expense$7,813,000848
Pre-tax net operating income$8,143,0001,164
Securities gains (losses)$618,000195
Applicable income taxes$2,343,0001,159
Income before extraordinary items$6,418,0001,109
Extraordinary gains, net$09
Net income$6,418,0001,109
Minority interest net income$076
Net income of bank and minority interests.$6,418,0001,109
Net charge-offs$262,0001,587
Cash dividends$3,190,000979
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,966,8601,157
2017-09-30 (YTD Data)Rank
Total interest income$24,632,000868
Total interest expense$2,187,0001,091
Net interest income$22,445,000840
Provision for loan and lease losses$450,0001,230
Total noninterest income$7,129,000725
Gross Fiduciary activities income$905,000429
Service charges on deposit accounts$908,0001,003
Trading account gains and feesNANA
Additional Noninterest Income$5,316,000664
Total noninterest expense$22,761,000722
Salaries and employee benefits$14,370,000636
Premises and equipment expense$2,706,000705
Additional noninterest expense$5,685,000867
Pre-tax net operating income$6,363,0001,152
Securities gains (losses)$417,000239
Applicable income taxes$935,0001,521
Income before extraordinary items$5,845,0001,016
Extraordinary gains, net$09
Net income$5,845,0001,015
Minority interest net income$071
Net income of bank and minority interests.$5,845,0001,016
Net charge-offs$-16,0004,869
Cash dividends$2,393,000909
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,486,3801,062
2017-06-30 (YTD Data)Rank
Total interest income$16,190,000874
Total interest expense$1,433,0001,083
Net interest income$14,757,000850
Provision for loan and lease losses$210,0001,505
Total noninterest income$4,677,000729
Gross Fiduciary activities income$620,000425
Service charges on deposit accounts$587,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$3,470,000664
Total noninterest expense$15,132,000725
Salaries and employee benefits$9,530,000643
Premises and equipment expense$1,783,000714
Additional noninterest expense$3,819,000861
Pre-tax net operating income$4,092,0001,171
Securities gains (losses)$247,000251
Applicable income taxes$544,0001,617
Income before extraordinary items$3,795,0001,025
Extraordinary gains, net$011
Net income$3,795,0001,025
Minority interest net income$071
Net income of bank and minority interests.$3,795,0001,025
Net charge-offs$-30,0005,135
Cash dividends$1,596,000906
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,580,1101,073
2017-03-31 (YTD Data)Rank
Total interest income$7,980,000882
Total interest expense$702,0001,076
Net interest income$7,278,000853
Provision for loan and lease losses$90,0001,522
Total noninterest income$2,272,000728
Gross Fiduciary activities income$350,000407
Service charges on deposit accounts$287,0001,039
Trading account gains and feesNANA
Additional Noninterest Income$1,635,000682
Total noninterest expense$7,500,000733
Salaries and employee benefits$4,719,000658
Premises and equipment expense$881,000727
Additional noninterest expense$1,900,000855
Pre-tax net operating income$1,960,0001,189
Securities gains (losses)$140,000191
Applicable income taxes$257,0001,637
Income before extraordinary items$1,843,0001,031
Extraordinary gains, net$08
Net income$1,843,0001,032
Minority interest net income$055
Net income of bank and minority interests.$1,843,0001,031
Net charge-offs$-20,0005,253
Cash dividends$798,000876
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,719,8001,067
2016-12-31 (YTD Data)Rank
Total interest income$28,312,000964
Total interest expense$3,054,000958
Net interest income$25,258,000955
Provision for loan and lease losses$325,0001,915
Total noninterest income$8,773,000756
Gross Fiduciary activities income$1,007,000456
Service charges on deposit accounts$1,123,0001,089
Trading account gains and fees$0170
Additional Noninterest Income$6,643,000689
Total noninterest expense$27,029,000792
Salaries and employee benefits$16,769,000711
Premises and equipment expense$3,274,000755
Additional noninterest expense$6,986,000943
Pre-tax net operating income$6,677,0001,291
Securities gains (losses)$2,200,000113
Applicable income taxes$1,353,0001,360
Income before extraordinary items$7,524,000993
Extraordinary gains, net$05
Net income$7,524,000992
Minority interest net income$082
Net income of bank and minority interests.$7,524,000992
Net charge-offs$-159,0005,625
Cash dividends$3,606,000888
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,654,0001,229
2016-09-30 (YTD Data)Rank
Total interest income$20,552,000993
Total interest expense$2,319,000936
Net interest income$18,233,000999
Provision for loan and lease losses$200,0002,037
Total noninterest income$6,435,000779
Gross Fiduciary activities income$747,000456
Service charges on deposit accounts$820,0001,112
Trading account gains and fees$0169
Additional Noninterest Income$4,868,000705
Total noninterest expense$19,791,000809
Salaries and employee benefits$12,230,000724
Premises and equipment expense$2,395,000784
Additional noninterest expense$5,166,000952
Pre-tax net operating income$4,677,0001,377
Securities gains (losses)$2,130,00098
Applicable income taxes$1,045,0001,366
Income before extraordinary items$5,762,000973
Extraordinary gains, net$05
Net income$5,762,000973
Minority interest net income$071
Net income of bank and minority interests.$5,762,000973
Net charge-offs$-157,0005,685
Cash dividends$2,809,000808
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,951,5001,304
2016-06-30 (YTD Data)Rank
Total interest income$13,167,0001,028
Total interest expense$1,568,000923
Net interest income$11,599,0001,040
Provision for loan and lease losses$04,017
Total noninterest income$4,072,000800
Gross Fiduciary activities income$505,000457
Service charges on deposit accounts$535,0001,119
Trading account gains and fees$0157
Additional Noninterest Income$3,032,000726
Total noninterest expense$13,077,000813
Salaries and employee benefits$8,011,000737
Premises and equipment expense$1,564,000800
Additional noninterest expense$3,502,000945
Pre-tax net operating income$2,594,0001,587
Securities gains (losses)$1,666,00091
Applicable income taxes$600,0001,498
Income before extraordinary items$3,660,0001,009
Extraordinary gains, net$016
Net income$3,660,0001,008
Minority interest net income$071
Net income of bank and minority interests.$3,660,0001,008
Net charge-offs$-169,0005,825
Cash dividends$1,539,000931
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,227,2401,487
2016-03-31 (YTD Data)Rank
Total interest income$6,880,000985
Total interest expense$811,000897
Net interest income$6,069,000994
Provision for loan and lease losses$-50,0005,956
Total noninterest income$1,924,000809
Gross Fiduciary activities income$254,000454
Service charges on deposit accounts$262,0001,138
Trading account gains and fees$0142
Additional Noninterest Income$1,408,000740
Total noninterest expense$6,454,000819
Salaries and employee benefits$3,971,000748
Premises and equipment expense$777,000813
Additional noninterest expense$1,706,000961
Pre-tax net operating income$1,589,0001,342
Securities gains (losses)$728,00098
Applicable income taxes$382,0001,267
Income before extraordinary items$1,935,000925
Extraordinary gains, net$012
Net income$1,935,000926
Minority interest net income$062
Net income of bank and minority interests.$1,935,000926
Net charge-offs$-12,0005,253
Cash dividends$769,000901
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,323,4801,269
2015-12-31 (YTD Data)Rank
Total interest income$26,827,000975
Total interest expense$3,744,000741
Net interest income$23,083,0001,001
Provision for loan and lease losses$150,0002,613
Total noninterest income$7,215,000866
Gross Fiduciary activities income$870,000489
Service charges on deposit accounts$1,081,0001,148
Trading account gains and fees$0159
Additional Noninterest Income$5,264,000790
Total noninterest expense$24,562,000839
Salaries and employee benefits$14,796,000773
Premises and equipment expense$3,218,000761
Additional noninterest expense$6,548,0001,010
Pre-tax net operating income$5,586,0001,439
Securities gains (losses)$2,815,00074
Applicable income taxes$1,358,0001,307
Income before extraordinary items$7,043,0001,012
Extraordinary gains, net$023
Net income$7,043,0001,012
Minority interest net income$081
Net income of bank and minority interests.$7,043,0001,012
Net charge-offs$213,0001,931
Cash dividends$3,581,000865
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,678,4001,393
2015-09-30 (YTD Data)Rank
Total interest income$20,340,000971
Total interest expense$2,893,000723
Net interest income$17,447,000999
Provision for loan and lease losses$150,0002,243
Total noninterest income$5,247,000896
Gross Fiduciary activities income$616,000506
Service charges on deposit accounts$807,0001,157
Trading account gains and fees$0153
Additional Noninterest Income$3,824,000820
Total noninterest expense$18,278,000861
Salaries and employee benefits$11,055,000789
Premises and equipment expense$2,435,000768
Additional noninterest expense$4,788,0001,036
Pre-tax net operating income$4,266,0001,452
Securities gains (losses)$1,675,000109
Applicable income taxes$903,0001,463
Income before extraordinary items$5,038,0001,063
Extraordinary gains, net$021
Net income$5,038,0001,061
Minority interest net income$078
Net income of bank and minority interests.$5,038,0001,063
Net charge-offs$185,0001,627
Cash dividends$2,311,000871
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,614,2501,382
2015-06-30 (YTD Data)Rank
Total interest income$13,585,000959
Total interest expense$1,965,000710
Net interest income$11,620,000994
Provision for loan and lease losses$300,0001,096
Total noninterest income$3,434,000910
Gross Fiduciary activities income$456,000486
Service charges on deposit accounts$530,0001,149
Trading account gains and fees$0157
Additional Noninterest Income$2,448,000838
Total noninterest expense$12,194,000865
Salaries and employee benefits$7,376,000792
Premises and equipment expense$1,644,000766
Additional noninterest expense$3,174,0001,039
Pre-tax net operating income$2,560,0001,547
Securities gains (losses)$1,161,000123
Applicable income taxes$521,0001,583
Income before extraordinary items$3,200,0001,101
Extraordinary gains, net$022
Net income$3,200,0001,100
Minority interest net income$075
Net income of bank and minority interests.$3,200,0001,102
Net charge-offs$192,0001,210
Cash dividends$1,541,000874
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,201,5401,469
2015-03-31 (YTD Data)Rank
Total interest income$6,871,000938
Total interest expense$1,014,000692
Net interest income$5,857,000980
Provision for loan and lease losses$200,000888
Total noninterest income$1,640,000910
Gross Fiduciary activities income$245,000479
Service charges on deposit accounts$257,0001,166
Trading account gains and fees$0152
Additional Noninterest Income$1,138,000839
Total noninterest expense$6,115,000857
Salaries and employee benefits$3,702,000794
Premises and equipment expense$822,000775
Additional noninterest expense$1,591,0001,023
Pre-tax net operating income$1,182,0001,613
Securities gains (losses)$561,000149
Applicable income taxes$243,0001,624
Income before extraordinary items$1,500,0001,139
Extraordinary gains, net$013
Net income$1,500,0001,140
Minority interest net income$064
Net income of bank and minority interests.$1,500,0001,140
Net charge-offs$201,000723
Cash dividends$771,000815
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,017,5401,515
2014-12-31 (YTD Data)Rank
Total interest income$27,129,000934
Total interest expense$4,676,000613
Net interest income$22,453,000997
Provision for loan and lease losses$-50,0005,961
Total noninterest income$6,438,000917
Gross Fiduciary activities income$920,000478
Service charges on deposit accounts$1,186,0001,118
Trading account gains and fees$0180
Additional Noninterest Income$4,332,000851
Total noninterest expense$23,278,000865
Salaries and employee benefits$13,943,000794
Premises and equipment expense$3,060,000806
Additional noninterest expense$6,275,0001,055
Pre-tax net operating income$5,663,0001,369
Securities gains (losses)$3,060,00080
Applicable income taxes$1,546,0001,175
Income before extraordinary items$7,177,000929
Extraordinary gains, net$017
Net income$7,177,000928
Minority interest net income$084
Net income of bank and minority interests.$7,177,000928
Net charge-offs$28,0004,127
Cash dividends$3,557,000807
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,667,8001,356
2014-09-30 (YTD Data)Rank
Total interest income$20,387,000934
Total interest expense$3,589,000611
Net interest income$16,798,0001,009
Provision for loan and lease losses$-300,0006,320
Total noninterest income$4,754,000919
Gross Fiduciary activities income$666,000487
Service charges on deposit accounts$880,0001,136
Trading account gains and fees$0174
Additional Noninterest Income$3,208,000852
Total noninterest expense$17,234,000872
Salaries and employee benefits$10,428,000798
Premises and equipment expense$2,266,000824
Additional noninterest expense$4,540,0001,092
Pre-tax net operating income$4,618,0001,293
Securities gains (losses)$1,851,00093
Applicable income taxes$1,083,0001,238
Income before extraordinary items$5,386,000923
Extraordinary gains, net$015
Net income$5,386,000922
Minority interest net income$081
Net income of bank and minority interests.$5,386,000922
Net charge-offs$-49,0006,034
Cash dividends$2,786,000717
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,849,6701,242
2014-06-30 (YTD Data)Rank
Total interest income$13,693,000917
Total interest expense$2,434,000596
Net interest income$11,259,000992
Provision for loan and lease losses$-300,0006,449
Total noninterest income$3,103,000913
Gross Fiduciary activities income$448,000484
Service charges on deposit accounts$559,0001,162
Trading account gains and fees$0172
Additional Noninterest Income$2,096,000852
Total noninterest expense$11,492,000873
Salaries and employee benefits$6,911,000792
Premises and equipment expense$1,503,000828
Additional noninterest expense$3,078,0001,057
Pre-tax net operating income$3,170,0001,242
Securities gains (losses)$1,227,000103
Applicable income taxes$746,0001,190
Income before extraordinary items$3,651,000885
Extraordinary gains, net$020
Net income$3,651,000885
Minority interest net income$080
Net income of bank and minority interests.$3,651,000885
Net charge-offs$-49,0006,139
Cash dividends$1,514,000818
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,632,5901,175
2014-03-31 (YTD Data)Rank
Total interest income$6,870,000922
Total interest expense$1,217,000606
Net interest income$5,653,000975
Provision for loan and lease losses$-200,0006,567
Total noninterest income$1,518,000907
Gross Fiduciary activities income$252,000471
Service charges on deposit accounts$274,0001,168
Trading account gains and fees$0147
Additional Noninterest Income$992,000851
Total noninterest expense$5,770,000873
Salaries and employee benefits$3,430,000811
Premises and equipment expense$776,000824
Additional noninterest expense$1,564,0001,031
Pre-tax net operating income$1,601,0001,185
Securities gains (losses)$663,000102
Applicable income taxes$399,0001,085
Income before extraordinary items$1,865,000836
Extraordinary gains, net$016
Net income$1,865,000838
Minority interest net income$066
Net income of bank and minority interests.$1,865,000837
Net charge-offs$-37,0006,219
Cash dividends$743,000781
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,321,3401,144
2013-12-31 (YTD Data)Rank
Total interest income$26,898,000942
Total interest expense$5,382,000604
Net interest income$21,516,0001,019
Provision for loan and lease losses$-225,0006,481
Total noninterest income$6,181,000973
Gross Fiduciary activities income$832,000494
Service charges on deposit accounts$1,123,0001,214
Trading account gains and fees$0184
Additional Noninterest Income$4,226,000909
Total noninterest expense$21,792,000932
Salaries and employee benefits$12,913,000833
Premises and equipment expense$2,712,000889
Additional noninterest expense$6,167,0001,098
Pre-tax net operating income$6,130,0001,203
Securities gains (losses)$3,192,00080
Applicable income taxes$1,501,0001,126
Income before extraordinary items$7,821,000804
Extraordinary gains, net$029
Net income$7,821,000803
Minority interest net income$090
Net income of bank and minority interests.$7,821,000805
Net charge-offs$72,0004,062
Cash dividends$2,966,000879
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,139,7201,172
2013-09-30 (YTD Data)Rank
Total interest income$20,002,000954
Total interest expense$4,100,000604
Net interest income$15,902,0001,036
Provision for loan and lease losses$-150,0006,602
Total noninterest income$4,612,000999
Gross Fiduciary activities income$597,000504
Service charges on deposit accounts$827,0001,242
Trading account gains and fees$0180
Additional Noninterest Income$3,188,000933
Total noninterest expense$16,080,000950
Salaries and employee benefits$9,545,000850
Premises and equipment expense$2,019,000899
Additional noninterest expense$4,516,0001,122
Pre-tax net operating income$4,584,0001,237
Securities gains (losses)$2,059,000111
Applicable income taxes$958,0001,293
Income before extraordinary items$5,685,000840
Extraordinary gains, net$025
Net income$5,685,000841
Minority interest net income$084
Net income of bank and minority interests.$5,685,000842
Net charge-offs$83,0003,427
Cash dividends$2,225,000805
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,914,2601,153
2013-06-30 (YTD Data)Rank
Total interest income$13,259,000952
Total interest expense$2,778,000608
Net interest income$10,481,0001,041
Provision for loan and lease losses$-150,0006,712
Total noninterest income$3,166,000977
Gross Fiduciary activities income$403,000505
Service charges on deposit accounts$518,0001,295
Trading account gains and fees$0157
Additional Noninterest Income$2,245,000905
Total noninterest expense$10,759,000945
Salaries and employee benefits$6,352,000857
Premises and equipment expense$1,309,000920
Additional noninterest expense$3,098,0001,087
Pre-tax net operating income$3,038,0001,220
Securities gains (losses)$1,566,000127
Applicable income taxes$684,0001,212
Income before extraordinary items$3,920,000793
Extraordinary gains, net$022
Net income$3,920,000794
Minority interest net income$082
Net income of bank and minority interests.$3,920,000795
Net charge-offs$93,0002,824
Cash dividends$1,484,000807
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,588,9001,129
2013-03-31 (YTD Data)Rank
Total interest income$6,653,000957
Total interest expense$1,430,000612
Net interest income$5,223,0001,045
Provision for loan and lease losses$-50,0006,800
Total noninterest income$1,585,000987
Gross Fiduciary activities income$218,000493
Service charges on deposit accounts$247,0001,345
Trading account gains and fees$0148
Additional Noninterest Income$1,120,000921
Total noninterest expense$5,346,000959
Salaries and employee benefits$3,168,000869
Premises and equipment expense$644,000949
Additional noninterest expense$1,534,0001,084
Pre-tax net operating income$1,512,0001,203
Securities gains (losses)$918,000117
Applicable income taxes$392,0001,103
Income before extraordinary items$2,038,000766
Extraordinary gains, net$010
Net income$2,038,000767
Minority interest net income$076
Net income of bank and minority interests.$2,038,000768
Net charge-offs$109,0001,821
Cash dividends$742,000709
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,266,8801,127
2012-12-31 (YTD Data)Rank
Total interest income$28,267,000922
Total interest expense$6,413,000665
Net interest income$21,854,0001,009
Provision for loan and lease losses$-975,0007,021
Total noninterest income$6,337,000960
Gross Fiduciary activities income$810,000500
Service charges on deposit accounts$1,133,0001,255
Trading account gains and fees$0166
Additional Noninterest Income$4,394,000899
Total noninterest expense$21,030,000951
Salaries and employee benefits$12,502,000838
Premises and equipment expense$2,532,000945
Additional noninterest expense$5,996,0001,156
Pre-tax net operating income$8,136,000871
Securities gains (losses)$940,000562
Applicable income taxes$1,295,0001,225
Income before extraordinary items$7,781,000773
Extraordinary gains, net$029
Net income$7,781,000770
Minority interest net income$093
Net income of bank and minority interests.$7,781,000773
Net charge-offs$-11,0006,633
Cash dividends$2,853,000916
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,972,600798
2012-09-30 (YTD Data)Rank
Total interest income$21,465,000933
Total interest expense$4,926,000684
Net interest income$16,539,0001,002
Provision for loan and lease losses$-850,0007,128
Total noninterest income$4,739,000963
Gross Fiduciary activities income$585,000508
Service charges on deposit accounts$860,0001,245
Trading account gains and fees$0157
Additional Noninterest Income$3,294,000876
Total noninterest expense$15,647,000961
Salaries and employee benefits$9,326,000843
Premises and equipment expense$1,918,000944
Additional noninterest expense$4,403,0001,176
Pre-tax net operating income$6,481,000865
Securities gains (losses)$917,000440
Applicable income taxes$1,160,0001,096
Income before extraordinary items$6,238,000729
Extraordinary gains, net$020
Net income$6,238,000728
Minority interest net income$086
Net income of bank and minority interests.$6,238,000729
Net charge-offs$-14,0006,682
Cash dividends$2,141,000728
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,467,720771
2012-06-30 (YTD Data)Rank
Total interest income$14,498,000925
Total interest expense$3,366,000688
Net interest income$11,132,000994
Provision for loan and lease losses$-600,0007,197
Total noninterest income$3,323,000904
Gross Fiduciary activities income$415,000491
Service charges on deposit accounts$606,0001,169
Trading account gains and fees$0153
Additional Noninterest Income$2,302,000837
Total noninterest expense$10,601,000947
Salaries and employee benefits$6,306,000831
Premises and equipment expense$1,277,000944
Additional noninterest expense$3,018,0001,140
Pre-tax net operating income$4,454,000824
Securities gains (losses)$575,000472
Applicable income taxes$776,0001,088
Income before extraordinary items$4,253,000713
Extraordinary gains, net$019
Net income$4,253,000712
Minority interest net income$084
Net income of bank and minority interests.$4,253,000713
Net charge-offs$3,0005,275
Cash dividends$1,427,000725
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,764,250755
2012-03-31 (YTD Data)Rank
Total interest income$7,330,000918
Total interest expense$1,741,000687
Net interest income$5,589,000988
Provision for loan and lease losses$-250,0007,242
Total noninterest income$1,820,000833
Gross Fiduciary activities income$235,000467
Service charges on deposit accounts$305,0001,155
Trading account gains and fees$0148
Additional Noninterest Income$1,280,000764
Total noninterest expense$5,392,000921
Salaries and employee benefits$3,227,000798
Premises and equipment expense$636,000954
Additional noninterest expense$1,529,0001,115
Pre-tax net operating income$2,267,000805
Securities gains (losses)$345,000395
Applicable income taxes$383,0001,104
Income before extraordinary items$2,229,000685
Extraordinary gains, net$019
Net income$2,229,000686
Minority interest net income$078
Net income of bank and minority interests.$2,229,000686
Net charge-offs$22,0003,626
Cash dividends$714,000646
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,935,750729
2011-12-31 (YTD Data)Rank
Total interest income$31,233,000894
Total interest expense$8,246,000700
Net interest income$22,987,000954
Provision for loan and lease losses$1,575,0001,831
Total noninterest income$5,582,000947
Gross Fiduciary activities income$805,000447
Service charges on deposit accounts$1,305,0001,123
Trading account gains and fees$0146
Additional Noninterest Income$3,472,000932
Total noninterest expense$20,038,000982
Salaries and employee benefits$11,501,000857
Premises and equipment expense$2,446,0001,017
Additional noninterest expense$6,091,0001,156
Pre-tax net operating income$6,956,000875
Securities gains (losses)$1,500,000302
Applicable income taxes$1,186,0001,192
Income before extraordinary items$7,270,000699
Extraordinary gains, net$029
Net income$7,270,000699
Minority interest net income$096
Net income of bank and minority interests.$7,270,000699
Net charge-offs$227,0004,149
Cash dividends$2,741,000716
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,980,000807
2011-09-30 (YTD Data)Rank
Total interest income$23,669,000898
Total interest expense$6,343,000712
Net interest income$17,326,000957
Provision for loan and lease losses$1,350,0001,611
Total noninterest income$4,093,000973
Gross Fiduciary activities income$605,000439
Service charges on deposit accounts$972,0001,138
Trading account gains and fees$0145
Additional Noninterest Income$2,516,000953
Total noninterest expense$14,859,0001,000
Salaries and employee benefits$8,566,000860
Premises and equipment expense$1,821,0001,039
Additional noninterest expense$4,472,0001,163
Pre-tax net operating income$5,210,000895
Securities gains (losses)$1,046,000338
Applicable income taxes$870,0001,204
Income before extraordinary items$5,386,000729
Extraordinary gains, net$021
Net income$5,386,000728
Minority interest net income$087
Net income of bank and minority interests.$5,386,000729
Net charge-offs$229,0003,562
Cash dividends$2,056,000625
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,486,440815
2011-06-30 (YTD Data)Rank
Total interest income$15,774,000911
Total interest expense$4,288,000738
Net interest income$11,486,000965
Provision for loan and lease losses$900,0001,580
Total noninterest income$2,672,000991
Gross Fiduciary activities income$415,000439
Service charges on deposit accounts$644,0001,136
Trading account gains and fees$0153
Additional Noninterest Income$1,613,000965
Total noninterest expense$9,907,0001,012
Salaries and employee benefits$5,662,000879
Premises and equipment expense$1,205,0001,058
Additional noninterest expense$3,040,0001,164
Pre-tax net operating income$3,351,000898
Securities gains (losses)$858,000233
Applicable income taxes$577,0001,183
Income before extraordinary items$3,632,000709
Extraordinary gains, net$015
Net income$3,632,000708
Minority interest net income$089
Net income of bank and minority interests.$3,632,000709
Net charge-offs$231,0002,964
Cash dividends$1,371,000621
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,894,120832
2011-03-31 (YTD Data)Rank
Total interest income$7,843,000926
Total interest expense$2,196,000756
Net interest income$5,647,000983
Provision for loan and lease losses$450,0001,516
Total noninterest income$1,443,000937
Gross Fiduciary activities income$205,000446
Service charges on deposit accounts$301,0001,187
Trading account gains and fees$0158
Additional Noninterest Income$937,000867
Total noninterest expense$4,982,000998
Salaries and employee benefits$2,852,000884
Premises and equipment expense$607,0001,068
Additional noninterest expense$1,523,0001,169
Pre-tax net operating income$1,658,000916
Securities gains (losses)$337,000226
Applicable income taxes$274,0001,201
Income before extraordinary items$1,721,000745
Extraordinary gains, net$09
Net income$1,721,000745
Minority interest net income$086
Net income of bank and minority interests.$1,721,000745
Net charge-offs$-1,0006,209
Cash dividends$685,000557
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,431,180840
2010-12-31 (YTD Data)Rank
Total interest income$32,754,000937
Total interest expense$10,547,000770
Net interest income$22,207,000994
Provision for loan and lease losses$1,800,0002,218
Total noninterest income$5,811,000956
Gross Fiduciary activities income$820,000438
Service charges on deposit accounts$1,584,000956
Trading account gains and fees$0175
Additional Noninterest Income$3,407,000970
Total noninterest expense$19,772,0001,008
Salaries and employee benefits$10,834,000902
Premises and equipment expense$2,476,0001,058
Additional noninterest expense$6,462,0001,145
Pre-tax net operating income$6,446,000824
Securities gains (losses)$972,000505
Applicable income taxes$965,0001,255
Income before extraordinary items$6,453,000696
Extraordinary gains, net$029
Net income$6,453,000693
Minority interest net income$0111
Net income of bank and minority interests.$6,453,000697
Net charge-offs$580,0003,450
Cash dividends$2,732,000597
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,607,360748
2010-09-30 (YTD Data)Rank
Total interest income$24,805,000939
Total interest expense$8,146,000776
Net interest income$16,659,000994
Provision for loan and lease losses$1,350,0002,120
Total noninterest income$4,337,000942
Gross Fiduciary activities income$565,000461
Service charges on deposit accounts$1,270,000923
Trading account gains and fees$0165
Additional Noninterest Income$2,502,000946
Total noninterest expense$14,837,000992
Salaries and employee benefits$8,147,000892
Premises and equipment expense$1,853,0001,063
Additional noninterest expense$4,837,0001,119
Pre-tax net operating income$4,809,000865
Securities gains (losses)$735,000535
Applicable income taxes$726,0001,298
Income before extraordinary items$4,818,000721
Extraordinary gains, net$023
Net income$4,818,000720
Minority interest net income$0110
Net income of bank and minority interests.$4,818,000721
Net charge-offs$548,0002,950
Cash dividends$2,047,000516
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,178,550786
2010-06-30 (YTD Data)Rank
Total interest income$16,494,000953
Total interest expense$5,526,000786
Net interest income$10,968,0001,012
Provision for loan and lease losses$900,0002,046
Total noninterest income$3,026,000893
Gross Fiduciary activities income$400,000452
Service charges on deposit accounts$898,000876
Trading account gains and fees$0152
Additional Noninterest Income$1,728,000885
Total noninterest expense$9,875,000996
Salaries and employee benefits$5,420,000901
Premises and equipment expense$1,230,0001,085
Additional noninterest expense$3,225,0001,103
Pre-tax net operating income$3,219,000854
Securities gains (losses)$454,000518
Applicable income taxes$486,0001,242
Income before extraordinary items$3,187,000705
Extraordinary gains, net$019
Net income$3,187,000703
Minority interest net income$0105
Net income of bank and minority interests.$3,187,000705
Net charge-offs$399,0002,711
Cash dividends$1,364,000508
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,792,020769
2010-03-31 (YTD Data)Rank
Total interest income$8,154,000989
Total interest expense$2,811,000821
Net interest income$5,343,0001,046
Provision for loan and lease losses$450,0001,922
Total noninterest income$1,521,000873
Gross Fiduciary activities income$200,000462
Service charges on deposit accounts$439,000888
Trading account gains and fees$0175
Additional Noninterest Income$882,000878
Total noninterest expense$4,841,0001,025
Salaries and employee benefits$2,692,000912
Premises and equipment expense$615,0001,115
Additional noninterest expense$1,534,0001,147
Pre-tax net operating income$1,573,000853
Securities gains (losses)$159,000601
Applicable income taxes$253,0001,187
Income before extraordinary items$1,479,000750
Extraordinary gains, net$016
Net income$1,479,000753
Minority interest net income$091
Net income of bank and minority interests.$1,479,000754
Net charge-offs$148,0002,736
Cash dividends$681,000492
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,343,850786
2009-12-31 (YTD Data)Rank
Total interest income$33,803,0001,006
Total interest expense$12,818,000923
Net interest income$20,985,0001,044
Provision for loan and lease losses$2,920,0002,018
Total noninterest income$6,265,000915
Gross Fiduciary activities income$845,000426
Service charges on deposit accounts$2,047,000841
Trading account gains and fees$0211
Additional Noninterest Income$3,373,000966
Total noninterest expense$20,069,0001,042
Salaries and employee benefits$10,867,000906
Premises and equipment expense$2,260,0001,205
Additional noninterest expense$6,942,0001,119
Pre-tax net operating income$4,261,000986
Securities gains (losses)$175,0001,656
Applicable income taxes$136,0002,669
Income before extraordinary items$4,300,000799
Extraordinary gains, net$034
Net income$4,300,000797
Minority interest net income$0115
Net income of bank and minority interests.$4,300,000799
Net charge-offs$1,211,0002,644
Cash dividends$3,817,000464
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,130,250819
2009-09-30 (YTD Data)Rank
Total interest income$25,322,0001,026
Total interest expense$9,844,000946
Net interest income$15,478,0001,065
Provision for loan and lease losses$1,720,0002,075
Total noninterest income$4,643,000941
Gross Fiduciary activities income$520,000468
Service charges on deposit accounts$1,526,000847
Trading account gains and fees$0212
Additional Noninterest Income$2,597,000964
Total noninterest expense$15,340,0001,008
Salaries and employee benefits$8,256,000904
Premises and equipment expense$1,684,0001,227
Additional noninterest expense$5,400,0001,045
Pre-tax net operating income$3,061,0001,066
Securities gains (losses)$-41,0007,356
Applicable income taxes$37,0003,497
Income before extraordinary items$2,983,000912
Extraordinary gains, net$027
Net income$2,983,000913
Minority interest net income$0118
Net income of bank and minority interests.$2,983,000913
Net charge-offs$180,0004,369
Cash dividends$3,134,000391
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,023,590888
2009-06-30 (YTD Data)Rank
Total interest income$16,817,0001,051
Total interest expense$6,630,0001,000
Net interest income$10,187,0001,074
Provision for loan and lease losses$376,0003,362
Total noninterest income$3,166,000919
Gross Fiduciary activities income$400,000441
Service charges on deposit accounts$990,000852
Trading account gains and fees$0193
Additional Noninterest Income$1,776,000973
Total noninterest expense$10,566,0001,004
Salaries and employee benefits$5,572,000908
Premises and equipment expense$1,121,0001,255
Additional noninterest expense$3,873,000993
Pre-tax net operating income$2,411,000950
Securities gains (losses)$156,0001,184
Applicable income taxes$226,0001,831
Income before extraordinary items$2,341,000798
Extraordinary gains, net$021
Net income$2,341,000796
Minority interest net income$0112
Net income of bank and minority interests.$2,341,000798
Net charge-offs$132,0003,924
Cash dividends$2,257,000398
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,199,040831
2009-03-31 (YTD Data)Rank
Total interest income$8,406,0001,053
Total interest expense$3,274,0001,060
Net interest income$5,132,0001,062
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,504,000936
Gross Fiduciary activities income$150,000512
Service charges on deposit accounts$476,000857
Trading account gains and fees$0171
Additional Noninterest Income$878,000935
Total noninterest expense$5,435,000940
Salaries and employee benefits$2,855,000896
Premises and equipment expense$557,0001,281
Additional noninterest expense$2,023,000818
Pre-tax net operating income$1,051,0001,230
Securities gains (losses)$68,0001,165
Applicable income taxes$38,0003,107
Income before extraordinary items$1,081,000996
Extraordinary gains, net$015
Net income$1,081,000996
Minority interest net income$0102
Net income of bank and minority interests.$1,081,000998
Net charge-offs$92,0002,958
Cash dividends$1,378,000324
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,015,040990
2008-12-31 (YTD Data)Rank
Total interest income$34,725,0001,101
Total interest expense$14,598,0001,113
Net interest income$20,127,0001,077
Provision for loan and lease losses$669,0003,315
Total noninterest income$5,413,000986
Gross Fiduciary activities income$710,000491
Service charges on deposit accounts$1,454,0001,239
Trading account gains and fees$0154
Additional Noninterest Income$3,249,000905
Total noninterest expense$20,468,000973
Salaries and employee benefits$11,862,000839
Premises and equipment expense$2,199,0001,242
Additional noninterest expense$6,407,0001,003
Pre-tax net operating income$4,403,0001,243
Securities gains (losses)$-506,0007,568
Applicable income taxes$-117,0007,113
Income before extraordinary items$4,014,0001,044
Extraordinary gains, net$039
Net income$4,014,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0004,485
Cash dividends$4,549,000619
Sale, conversion, retirement of capital stock, net$193,000789
Net operating income$4,520,000982
2008-09-30 (YTD Data)Rank
Total interest income$26,071,0001,123
Total interest expense$11,018,0001,151
Net interest income$15,053,0001,103
Provision for loan and lease losses$519,0002,675
Total noninterest income$3,921,0001,061
Gross Fiduciary activities income$560,000483
Service charges on deposit accounts$956,0001,422
Trading account gains and fees$0148
Additional Noninterest Income$2,405,000965
Total noninterest expense$13,983,0001,055
Salaries and employee benefits$7,870,000976
Premises and equipment expense$1,611,0001,282
Additional noninterest expense$4,502,0001,023
Pre-tax net operating income$4,472,0001,136
Securities gains (losses)$-761,0007,856
Applicable income taxes$623,0001,654
Income before extraordinary items$3,088,0001,196
Extraordinary gains, net$031
Net income$3,088,0001,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,432
Cash dividends$3,165,000687
Sale, conversion, retirement of capital stock, net$191,000592
Net operating income$3,719,6301,051
2008-06-30 (YTD Data)Rank
Total interest income$17,253,0001,147
Total interest expense$7,393,0001,182
Net interest income$9,860,0001,112
Provision for loan and lease losses$349,0002,333
Total noninterest income$2,607,0001,073
Gross Fiduciary activities income$420,000467
Service charges on deposit accounts$615,0001,444
Trading account gains and fees$0149
Additional Noninterest Income$1,572,0001,012
Total noninterest expense$8,996,0001,082
Salaries and employee benefits$5,222,000996
Premises and equipment expense$1,077,0001,274
Additional noninterest expense$2,697,0001,111
Pre-tax net operating income$3,122,0001,132
Securities gains (losses)$112,000892
Applicable income taxes$411,0001,841
Income before extraordinary items$2,823,000969
Extraordinary gains, net$021
Net income$2,823,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$1,775,000867
Sale, conversion, retirement of capital stock, net$192,000425
Net operating income$2,725,560987
2008-03-31 (YTD Data)Rank
Total interest income$8,585,0001,186
Total interest expense$3,752,0001,249
Net interest income$4,833,0001,131
Provision for loan and lease losses$199,0001,839
Total noninterest income$1,330,0001,056
Gross Fiduciary activities income$220,000455
Service charges on deposit accounts$307,0001,426
Trading account gains and fees$0158
Additional Noninterest Income$803,0001,002
Total noninterest expense$4,404,0001,098
Salaries and employee benefits$2,625,0001,003
Premises and equipment expense$534,0001,292
Additional noninterest expense$1,245,0001,158
Pre-tax net operating income$1,560,0001,212
Securities gains (losses)$26,0001,452
Applicable income taxes$191,0002,034
Income before extraordinary items$1,395,0001,089
Extraordinary gains, net$015
Net income$1,395,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,250
Cash dividends$887,000844
Sale, conversion, retirement of capital stock, net$90,000345
Net operating income$1,372,1201,060
2007-12-31 (YTD Data)Rank
Total interest income$33,784,0001,248
Total interest expense$14,692,0001,366
Net interest income$19,092,0001,168
Provision for loan and lease losses$1,446,0001,087
Total noninterest income$4,644,0001,159
Gross Fiduciary activities income$708,000507
Service charges on deposit accounts$1,231,0001,463
Trading account gains and fees$0178
Additional Noninterest Income$2,705,0001,091
Total noninterest expense$16,831,0001,115
Salaries and employee benefits$9,672,0001,040
Premises and equipment expense$2,045,0001,304
Additional noninterest expense$5,114,0001,094
Pre-tax net operating income$5,459,0001,525
Securities gains (losses)$157,000494
Applicable income taxes$553,0002,607
Income before extraordinary items$5,063,0001,262
Extraordinary gains, net$039
Net income$5,063,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,008,0001,016
Cash dividends$3,453,0001,065
Sale, conversion, retirement of capital stock, net$355,000604
Net operating income$4,921,7001,293
2007-09-30 (YTD Data)Rank
Total interest income$25,165,0001,258
Total interest expense$10,950,0001,373
Net interest income$14,215,0001,183
Provision for loan and lease losses$1,326,000708
Total noninterest income$3,426,0001,169
Gross Fiduciary activities income$518,000520
Service charges on deposit accounts$899,0001,468
Trading account gains and fees$0184
Additional Noninterest Income$2,009,0001,105
Total noninterest expense$12,496,0001,122
Salaries and employee benefits$7,153,0001,049
Premises and equipment expense$1,537,0001,290
Additional noninterest expense$3,806,0001,079
Pre-tax net operating income$3,819,0001,739
Securities gains (losses)$168,000399
Applicable income taxes$351,0002,974
Income before extraordinary items$3,636,0001,399
Extraordinary gains, net$033
Net income$3,636,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$981,000667
Cash dividends$2,568,000993
Sale, conversion, retirement of capital stock, net$259,000535
Net operating income$3,483,1201,453
2007-06-30 (YTD Data)Rank
Total interest income$16,628,0001,281
Total interest expense$7,224,0001,392
Net interest income$9,404,0001,215
Provision for loan and lease losses$1,236,000496
Total noninterest income$2,292,0001,199
Gross Fiduciary activities income$358,000516
Service charges on deposit accounts$581,0001,513
Trading account gains and fees$0168
Additional Noninterest Income$1,353,0001,134
Total noninterest expense$8,442,0001,118
Salaries and employee benefits$4,752,0001,073
Premises and equipment expense$1,030,0001,300
Additional noninterest expense$2,660,0001,044
Pre-tax net operating income$2,018,0002,140
Securities gains (losses)$-2,0007,706
Applicable income taxes$23,0005,272
Income before extraordinary items$1,993,0001,736
Extraordinary gains, net$029
Net income$1,993,0001,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$941,000465
Cash dividends$1,711,0001,014
Sale, conversion, retirement of capital stock, net$176,000477
Net operating income$1,994,9801,719
2007-03-31 (YTD Data)Rank
Total interest income$8,209,0001,294
Total interest expense$3,578,0001,390
Net interest income$4,631,0001,228
Provision for loan and lease losses$1,074,000283
Total noninterest income$1,115,0001,202
Gross Fiduciary activities income$188,000498
Service charges on deposit accounts$270,0001,592
Trading account gains and fees$0195
Additional Noninterest Income$657,0001,122
Total noninterest expense$4,134,0001,138
Salaries and employee benefits$2,377,0001,079
Premises and equipment expense$527,0001,281
Additional noninterest expense$1,230,0001,106
Pre-tax net operating income$538,0003,356
Securities gains (losses)$01,187
Applicable income taxes$-144,0008,541
Income before extraordinary items$682,0002,380
Extraordinary gains, net$022
Net income$682,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$893,000260
Cash dividends$855,000927
Sale, conversion, retirement of capital stock, net$86,000385
Net operating income$682,0002,366
2006-12-31 (YTD Data)Rank
Total interest income$31,567,0001,244
Total interest expense$12,904,0001,307
Net interest income$18,663,0001,208
Provision for loan and lease losses$1,276,000818
Total noninterest income$4,272,0001,240
Gross Fiduciary activities income$611,000539
Service charges on deposit accounts$1,306,0001,369
Trading account gains and fees$0130
Additional Noninterest Income$2,355,0001,193
Total noninterest expense$15,300,0001,180
Salaries and employee benefits$8,579,0001,133
Premises and equipment expense$1,917,0001,345
Additional noninterest expense$4,804,0001,117
Pre-tax net operating income$6,359,0001,526
Securities gains (losses)$-870,0008,567
Applicable income taxes$718,0002,631
Income before extraordinary items$4,771,0001,520
Extraordinary gains, net$051
Net income$4,771,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,000817
Cash dividends$3,336,0001,015
Sale, conversion, retirement of capital stock, net$-927,0008,660
Net operating income$5,527,9001,305
2006-09-30 (YTD Data)Rank
Total interest income$23,414,0001,258
Total interest expense$9,369,0001,309
Net interest income$14,045,0001,210
Provision for loan and lease losses$1,113,000687
Total noninterest income$3,134,0001,281
Gross Fiduciary activities income$421,000556
Service charges on deposit accounts$978,0001,370
Trading account gains and fees$0126
Additional Noninterest Income$1,735,0001,223
Total noninterest expense$11,256,0001,218
Salaries and employee benefits$6,329,0001,173
Premises and equipment expense$1,405,0001,386
Additional noninterest expense$3,522,0001,144
Pre-tax net operating income$4,810,0001,547
Securities gains (losses)$-775,0008,660
Applicable income taxes$567,0002,684
Income before extraordinary items$3,468,0001,597
Extraordinary gains, net$045
Net income$3,468,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,000591
Cash dividends$2,482,000969
Sale, conversion, retirement of capital stock, net$-1,039,0008,730
Net operating income$4,134,5001,354
2006-06-30 (YTD Data)Rank
Total interest income$15,365,0001,254
Total interest expense$6,024,0001,298
Net interest income$9,341,0001,213
Provision for loan and lease losses$150,0002,563
Total noninterest income$2,123,0001,264
Gross Fiduciary activities income$306,000543
Service charges on deposit accounts$637,0001,390
Trading account gains and fees$0126
Additional Noninterest Income$1,180,0001,204
Total noninterest expense$7,464,0001,227
Salaries and employee benefits$4,220,0001,175
Premises and equipment expense$931,0001,386
Additional noninterest expense$2,313,0001,172
Pre-tax net operating income$3,850,0001,312
Securities gains (losses)$7,000794
Applicable income taxes$633,0001,982
Income before extraordinary items$3,224,0001,185
Extraordinary gains, net$039
Net income$3,224,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,092
Cash dividends$1,657,000962
Sale, conversion, retirement of capital stock, net$-1,143,0008,767
Net operating income$3,218,1201,172
2006-03-31 (YTD Data)Rank
Total interest income$7,540,0001,261
Total interest expense$2,878,0001,293
Net interest income$4,662,0001,218
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,055,0001,229
Gross Fiduciary activities income$168,000522
Service charges on deposit accounts$309,0001,392
Trading account gains and fees$0115
Additional Noninterest Income$578,0001,206
Total noninterest expense$3,569,0001,283
Salaries and employee benefits$2,068,0001,198
Premises and equipment expense$454,0001,432
Additional noninterest expense$1,047,0001,269
Pre-tax net operating income$2,073,0001,190
Securities gains (losses)$-8,0008,193
Applicable income taxes$372,0001,746
Income before extraordinary items$1,693,0001,105
Extraordinary gains, net$021
Net income$1,693,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$832,000876
Sale, conversion, retirement of capital stock, net$-1,069,0008,784
Net operating income$1,699,5601,089
2005-12-31 (YTD Data)Rank
Total interest income$28,087,0001,186
Total interest expense$9,401,0001,198
Net interest income$18,686,0001,151
Provision for loan and lease losses$221,0003,425
Total noninterest income$3,881,0001,315
Gross Fiduciary activities income$568,000553
Service charges on deposit accounts$1,156,0001,514
Trading account gains and fees$0138
Additional Noninterest Income$2,157,0001,286
Total noninterest expense$13,883,0001,238
Salaries and employee benefits$7,598,0001,218
Premises and equipment expense$1,707,0001,431
Additional noninterest expense$4,578,0001,113
Pre-tax net operating income$8,463,0001,139
Securities gains (losses)$132,000616
Applicable income taxes$1,610,0001,628
Income before extraordinary items$6,985,0001,042
Extraordinary gains, net$046
Net income$6,985,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,372
Cash dividends$3,276,000958
Sale, conversion, retirement of capital stock, net$-2,348,0008,819
Net operating income$6,878,0801,030
2005-09-30 (YTD Data)Rank
Total interest income$20,736,0001,168
Total interest expense$6,737,0001,172
Net interest income$13,999,0001,143
Provision for loan and lease losses$131,0003,743
Total noninterest income$2,852,0001,341
Gross Fiduciary activities income$402,000559
Service charges on deposit accounts$840,0001,539
Trading account gains and fees$0126
Additional Noninterest Income$1,610,0001,291
Total noninterest expense$10,500,0001,224
Salaries and employee benefits$5,674,0001,213
Premises and equipment expense$1,293,0001,408
Additional noninterest expense$3,533,0001,070
Pre-tax net operating income$6,220,0001,153
Securities gains (losses)$79,000741
Applicable income taxes$1,205,0001,647
Income before extraordinary items$5,094,0001,059
Extraordinary gains, net$035
Net income$5,094,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,263
Cash dividends$2,440,000901
Sale, conversion, retirement of capital stock, net$-1,229,0008,849
Net operating income$5,030,0101,051
2005-06-30 (YTD Data)Rank
Total interest income$13,587,0001,154
Total interest expense$4,297,0001,156
Net interest income$9,290,0001,139
Provision for loan and lease losses$41,0004,838
Total noninterest income$2,021,0001,251
Gross Fiduciary activities income$293,000546
Service charges on deposit accounts$530,0001,592
Trading account gains and fees$0116
Additional Noninterest Income$1,198,0001,181
Total noninterest expense$7,046,0001,201
Salaries and employee benefits$3,774,0001,212
Premises and equipment expense$854,0001,419
Additional noninterest expense$2,418,0001,039
Pre-tax net operating income$4,224,0001,110
Securities gains (losses)$127,000505
Applicable income taxes$879,0001,506
Income before extraordinary items$3,472,0001,007
Extraordinary gains, net$030
Net income$3,472,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,682
Cash dividends$1,619,000881
Sale, conversion, retirement of capital stock, net$-332,0008,852
Net operating income$3,370,4001,015
2005-03-31 (YTD Data)Rank
Total interest income$6,750,0001,127
Total interest expense$2,057,0001,150
Net interest income$4,693,0001,117
Provision for loan and lease losses$-49,0008,800
Total noninterest income$1,103,0001,158
Gross Fiduciary activities income$173,000494
Service charges on deposit accounts$247,0001,658
Trading account gains and fees$0115
Additional Noninterest Income$683,0001,065
Total noninterest expense$3,565,0001,187
Salaries and employee benefits$1,873,0001,226
Premises and equipment expense$433,0001,401
Additional noninterest expense$1,259,000988
Pre-tax net operating income$2,280,0001,020
Securities gains (losses)$26,000712
Applicable income taxes$445,0001,481
Income before extraordinary items$1,861,000933
Extraordinary gains, net$024
Net income$1,861,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,069
Cash dividends$795,000818
Sale, conversion, retirement of capital stock, net$31,000357
Net operating income$1,839,940927
2004-12-31 (YTD Data)Rank
Total interest income$25,969,0001,091
Total interest expense$7,703,0001,047
Net interest income$18,266,0001,097
Provision for loan and lease losses$357,0002,593
Total noninterest income$3,076,0001,567
Gross Fiduciary activities income$564,000530
Service charges on deposit accounts$1,100,0001,594
Trading account gains and fees$0138
Additional Noninterest Income$1,412,0001,714
Total noninterest expense$13,129,0001,252
Salaries and employee benefits$7,266,0001,196
Premises and equipment expense$1,593,0001,445
Additional noninterest expense$4,270,0001,156
Pre-tax net operating income$7,856,0001,119
Securities gains (losses)$599,000406
Applicable income taxes$1,654,0001,494
Income before extraordinary items$6,801,000971
Extraordinary gains, net$034
Net income$6,801,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,815
Cash dividends$3,058,000951
Sale, conversion, retirement of capital stock, net$118,000641
Net operating income$6,321,8001,008
2004-09-30 (YTD Data)Rank
Total interest income$19,318,0001,084
Total interest expense$5,723,0001,037
Net interest income$13,595,0001,084
Provision for loan and lease losses$420,0001,701
Total noninterest income$2,291,0001,586
Gross Fiduciary activities income$423,000530
Service charges on deposit accounts$811,0001,630
Trading account gains and fees$0134
Additional Noninterest Income$1,057,0001,708
Total noninterest expense$9,732,0001,264
Salaries and employee benefits$5,421,0001,205
Premises and equipment expense$1,160,0001,493
Additional noninterest expense$3,151,0001,156
Pre-tax net operating income$5,734,0001,151
Securities gains (losses)$548,000400
Applicable income taxes$1,228,0001,510
Income before extraordinary items$5,054,000989
Extraordinary gains, net$026
Net income$5,054,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,980
Cash dividends$2,264,000867
Sale, conversion, retirement of capital stock, net$85,000536
Net operating income$4,615,6001,026
2004-06-30 (YTD Data)Rank
Total interest income$12,833,0001,077
Total interest expense$3,790,0001,033
Net interest income$9,043,0001,082
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,555,0001,551
Gross Fiduciary activities income$302,000508
Service charges on deposit accounts$525,0001,667
Trading account gains and fees$0130
Additional Noninterest Income$728,0001,666
Total noninterest expense$6,478,0001,254
Salaries and employee benefits$3,607,0001,210
Premises and equipment expense$751,0001,547
Additional noninterest expense$2,120,0001,152
Pre-tax net operating income$3,820,0001,128
Securities gains (losses)$378,000414
Applicable income taxes$837,0001,475
Income before extraordinary items$3,361,000972
Extraordinary gains, net$021
Net income$3,361,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,878
Cash dividends$1,499,000910
Sale, conversion, retirement of capital stock, net$53,000469
Net operating income$3,058,6001,037
2004-03-31 (YTD Data)Rank
Total interest income$6,438,0001,086
Total interest expense$1,895,0001,047
Net interest income$4,543,0001,090
Provision for loan and lease losses$150,0001,414
Total noninterest income$808,0001,478
Gross Fiduciary activities income$172,000472
Service charges on deposit accounts$251,0001,688
Trading account gains and fees$0121
Additional Noninterest Income$385,0001,573
Total noninterest expense$3,251,0001,252
Salaries and employee benefits$1,817,0001,209
Premises and equipment expense$384,0001,532
Additional noninterest expense$1,050,0001,145
Pre-tax net operating income$1,950,0001,093
Securities gains (losses)$158,000602
Applicable income taxes$413,0001,510
Income before extraordinary items$1,695,000964
Extraordinary gains, net$016
Net income$1,695,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$735,000881
Sale, conversion, retirement of capital stock, net$29,000350
Net operating income$1,568,600989
2003-12-31 (YTD Data)Rank
Total interest income$25,750,0001,105
Total interest expense$8,173,0001,098
Net interest income$17,577,0001,099
Provision for loan and lease losses$675,0001,666
Total noninterest income$3,238,0001,582
Gross Fiduciary activities income$577,000515
Service charges on deposit accounts$1,056,0001,625
Trading account gains and fees$0160
Additional Noninterest Income$1,605,0001,740
Total noninterest expense$12,606,0001,285
Salaries and employee benefits$6,952,0001,231
Premises and equipment expense$1,506,0001,510
Additional noninterest expense$4,148,0001,203
Pre-tax net operating income$7,534,0001,113
Securities gains (losses)$529,000722
Applicable income taxes$1,596,0001,543
Income before extraordinary items$6,467,000996
Extraordinary gains, net$054
Net income$6,467,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,490
Cash dividends$2,820,0001,050
Sale, conversion, retirement of capital stock, net$98,000672
Net operating income$6,043,8001,007
2003-09-30 (YTD Data)Rank
Total interest income$19,350,0001,123
Total interest expense$6,196,0001,128
Net interest income$13,154,0001,116
Provision for loan and lease losses$525,0001,587
Total noninterest income$2,387,0001,645
Gross Fiduciary activities income$433,000523
Service charges on deposit accounts$791,0001,630
Trading account gains and fees$0153
Additional Noninterest Income$1,163,0001,848
Total noninterest expense$9,413,0001,300
Salaries and employee benefits$5,165,0001,257
Premises and equipment expense$1,125,0001,524
Additional noninterest expense$3,123,0001,211
Pre-tax net operating income$5,603,0001,153
Securities gains (losses)$386,000810
Applicable income taxes$1,254,0001,557
Income before extraordinary items$4,735,0001,067
Extraordinary gains, net$040
Net income$4,735,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,0001,188
Cash dividends$2,085,000977
Sale, conversion, retirement of capital stock, net$73,000532
Net operating income$4,430,0601,069
2003-06-30 (YTD Data)Rank
Total interest income$13,019,0001,118
Total interest expense$4,208,0001,137
Net interest income$8,811,0001,108
Provision for loan and lease losses$375,0001,474
Total noninterest income$1,611,0001,625
Gross Fiduciary activities income$301,000509
Service charges on deposit accounts$522,0001,616
Trading account gains and fees$0150
Additional Noninterest Income$788,0001,804
Total noninterest expense$6,295,0001,296
Salaries and employee benefits$3,444,0001,254
Premises and equipment expense$705,0001,628
Additional noninterest expense$2,146,0001,174
Pre-tax net operating income$3,752,0001,147
Securities gains (losses)$221,000984
Applicable income taxes$838,0001,559
Income before extraordinary items$3,135,0001,065
Extraordinary gains, net$030
Net income$3,135,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,447
Cash dividends$1,380,0001,004
Sale, conversion, retirement of capital stock, net$46,000445
Net operating income$2,960,4101,053
2003-03-31 (YTD Data)Rank
Total interest income$6,516,0001,127
Total interest expense$2,162,0001,141
Net interest income$4,354,0001,122
Provision for loan and lease losses$225,0001,208
Total noninterest income$746,0001,684
Gross Fiduciary activities income$137,000550
Service charges on deposit accounts$246,0001,660
Trading account gains and fees$0134
Additional Noninterest Income$363,0001,858
Total noninterest expense$3,102,0001,304
Salaries and employee benefits$1,762,0001,211
Premises and equipment expense$374,0001,533
Additional noninterest expense$966,0001,264
Pre-tax net operating income$1,773,0001,212
Securities gains (losses)$221,000622
Applicable income taxes$409,0001,592
Income before extraordinary items$1,585,0001,050
Extraordinary gains, net$021
Net income$1,585,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,000883
Cash dividends$675,000950
Sale, conversion, retirement of capital stock, net$24,000311
Net operating income$1,410,4101,092
2002-12-31 (YTD Data)Rank
Total interest income$26,552,0001,156
Total interest expense$9,403,0001,196
Net interest income$17,149,0001,129
Provision for loan and lease losses$1,000,0001,347
Total noninterest income$2,973,0001,574
Gross Fiduciary activities income$498,000571
Service charges on deposit accounts$905,0001,778
Trading account gains and fees$0153
Additional Noninterest Income$1,570,0001,593
Total noninterest expense$11,463,0001,342
Salaries and employee benefits$6,549,0001,232
Premises and equipment expense$1,302,0001,690
Additional noninterest expense$3,612,0001,335
Pre-tax net operating income$7,659,0001,102
Securities gains (losses)$52,0002,371
Applicable income taxes$1,467,0001,681
Income before extraordinary items$6,244,0001,004
Extraordinary gains, net$070
Net income$6,244,0001,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,120,000861
Cash dividends$2,552,0001,068
Sale, conversion, retirement of capital stock, net$87,000659
Net operating income$6,201,880971
2001-12-31 (YTD Data)Rank
Total interest income$26,800,0001,278
Total interest expense$12,000,0001,359
Net interest income$14,800,0001,196
Provision for loan and lease losses$300,0003,194
Total noninterest income$2,308,0001,798
Gross Fiduciary activities income$478,000608
Service charges on deposit accounts$879,0001,725
Trading account gains and fees$0177
Additional Noninterest Income$951,0002,116
Total noninterest expense$10,064,0001,462
Salaries and employee benefits$5,726,0001,297
Premises and equipment expense$1,037,0002,050
Additional noninterest expense$3,301,0001,421
Pre-tax net operating income$6,744,0001,100
Securities gains (losses)$20,0003,157
Applicable income taxes$1,406,0001,591
Income before extraordinary items$5,358,0001,025
Extraordinary gains, net$0105
Net income$5,358,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,597
Cash dividends$2,260,0001,192
Sale, conversion, retirement of capital stock, net$-418,0009,551
Net operating income$5,342,200987
2000-12-31 (YTD Data)Rank
Total interest income$24,875,0001,401
Total interest expense$11,129,0001,539
Net interest income$13,746,0001,273
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,958,0001,906
Gross Fiduciary activities income$442,000633
Service charges on deposit accounts$731,0001,898
Trading account gains and fees$0180
Additional Noninterest Income$785,0002,174
Total noninterest expense$8,804,0001,599
Salaries and employee benefits$4,990,0001,419
Premises and equipment expense$902,0002,288
Additional noninterest expense$2,912,0001,536
Pre-tax net operating income$6,660,0001,127
Securities gains (losses)$-100,0009,412
Applicable income taxes$1,597,0001,428
Income before extraordinary items$4,963,0001,077
Extraordinary gains, net$038
Net income$4,963,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,671
Cash dividends$2,087,0001,306
Sale, conversion, retirement of capital stock, net$-1,054,0009,856
Net operating income$5,039,0001,054
1999-12-31 (YTD Data)Rank
Total interest income$22,403,0001,454
Total interest expense$8,997,0001,664
Net interest income$13,406,0001,295
Provision for loan and lease losses$135,0004,497
Total noninterest income$1,726,0002,068
Gross Fiduciary activities income$391,000708
Service charges on deposit accounts$570,0002,343
Trading account gains and fees$0173
Additional Noninterest Income$765,0002,225
Total noninterest expense$8,410,0001,635
Salaries and employee benefits$4,721,0001,456
Premises and equipment expense$794,0002,556
Additional noninterest expense$2,895,0001,554
Pre-tax net operating income$6,587,0001,172
Securities gains (losses)$-21,0009,563
Applicable income taxes$1,659,0001,450
Income before extraordinary items$4,907,0001,115
Extraordinary gains, net$035
Net income$4,907,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,765
Cash dividends$2,085,0001,317
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,922,7501,096
1998-12-31 (YTD Data)Rank
Total interest income$21,257,0001,518
Total interest expense$8,851,0001,734
Net interest income$12,406,0001,367
Provision for loan and lease losses$120,0004,610
Total noninterest income$1,240,0002,623
Gross Fiduciary activities income$367,000732
Service charges on deposit accounts$406,0003,098
Trading account gains and fees$0224
Additional Noninterest Income$467,0003,106
Total noninterest expense$7,298,0001,793
Salaries and employee benefits$4,383,0001,496
Premises and equipment expense$666,0002,892
Additional noninterest expense$2,249,0001,878
Pre-tax net operating income$6,228,0001,198
Securities gains (losses)$148,0001,055
Applicable income taxes$1,632,0001,500
Income before extraordinary items$4,744,0001,138
Extraordinary gains, net$032
Net income$4,744,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,00010,249
Cash dividends$1,590,0001,577
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,634,4801,122
1997-12-31 (YTD Data)Rank
Total interest income$20,124,0001,635
Total interest expense$8,228,0001,875
Net interest income$11,896,0001,454
Provision for loan and lease losses$120,0004,629
Total noninterest income$1,131,0002,764
Gross Fiduciary activities income$356,000766
Service charges on deposit accounts$420,0003,098
Trading account gains and fees$0239
Additional Noninterest Income$355,0003,552
Total noninterest expense$6,813,0001,897
Salaries and employee benefits$3,962,0001,655
Premises and equipment expense$695,0002,758
Additional noninterest expense$2,156,0001,970
Pre-tax net operating income$6,094,0001,282
Securities gains (losses)$41,0001,451
Applicable income taxes$1,483,0001,719
Income before extraordinary items$4,652,0001,181
Extraordinary gains, net$044
Net income$4,652,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,921
Cash dividends$1,470,0001,649
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,620,8401,163
1996-12-31 (YTD Data)Rank
Total interest income$19,564,0001,728
Total interest expense$7,962,0001,971
Net interest income$11,602,0001,533
Provision for loan and lease losses$120,0004,568
Total noninterest income$998,0003,131
Gross Fiduciary activities income$306,000852
Service charges on deposit accounts$392,0003,390
Trading account gains and fees$0262
Additional Noninterest Income$300,0004,071
Total noninterest expense$6,578,0002,104
Salaries and employee benefits$3,785,0001,749
Premises and equipment expense$723,0002,701
Additional noninterest expense$2,070,0002,382
Pre-tax net operating income$5,902,0001,227
Securities gains (losses)$71,0001,131
Applicable income taxes$1,475,0001,625
Income before extraordinary items$4,498,0001,141
Extraordinary gains, net$053
Net income$4,498,0001,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$1,350,0001,710
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,444,7501,133
1995-12-31 (YTD Data)Rank
Total interest income$19,109,0001,776
Total interest expense$7,960,0001,966
Net interest income$11,149,0001,611
Provision for loan and lease losses$120,0004,090
Total noninterest income$891,0003,390
Gross Fiduciary activities income$255,000938
Service charges on deposit accounts$361,0003,671
Trading account gains and fees$0522
Additional Noninterest Income$275,0004,223
Total noninterest expense$6,652,0002,072
Salaries and employee benefits$3,652,0001,813
Premises and equipment expense$726,0002,716
Additional noninterest expense$2,274,0002,168
Pre-tax net operating income$5,268,0001,436
Securities gains (losses)$122,000870
Applicable income taxes$1,293,0001,885
Income before extraordinary items$4,097,0001,288
Extraordinary gains, net$065
Net income$4,097,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,732
Cash dividends$1,230,0001,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,004,2801,297
1994-12-31 (YTD Data)Rank
Total interest income$18,056,0001,703
Total interest expense$7,017,0001,804
Net interest income$11,039,0001,641
Provision for loan and lease losses$09,146
Total noninterest income$841,0003,561
Gross Fiduciary activities income$254,000962
Service charges on deposit accounts$353,0003,808
Trading account gains and fees$0475
Additional Noninterest Income$234,0004,766
Total noninterest expense$6,952,0002,055
Salaries and employee benefits$3,501,0001,909
Premises and equipment expense$702,0002,822
Additional noninterest expense$2,749,0001,970
Pre-tax net operating income$4,928,0001,486
Securities gains (losses)$-6,0009,509
Applicable income taxes$995,0002,252
Income before extraordinary items$3,927,0001,283
Extraordinary gains, net$0249
Net income$3,927,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$1,182,0001,675
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,931,8001,293
1993-12-31 (YTD Data)Rank
Total interest income$17,840,0001,755
Total interest expense$7,514,0001,753
Net interest income$10,326,0001,745
Provision for loan and lease losses$120,0005,200
Total noninterest income$751,0004,207
Gross Fiduciary activities income$240,0001,011
Service charges on deposit accounts$301,0004,413
Trading account gains and fees$0532
Additional Noninterest Income$210,0005,508
Total noninterest expense$6,223,0002,314
Salaries and employee benefits$3,304,0002,020
Premises and equipment expense$654,0003,058
Additional noninterest expense$2,265,0002,451
Pre-tax net operating income$4,734,0001,485
Securities gains (losses)$14,0005,105
Applicable income taxes$885,0002,546
Income before extraordinary items$3,863,0001,316
Extraordinary gains, net$-9,00012,296
Net income$3,854,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0006,409
Cash dividends$1,068,0001,650
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,851,6601,234
1992-12-31 (YTD Data)Rank
Total interest income$18,739,0001,892
Total interest expense$9,540,0001,792
Net interest income$9,199,0001,988
Provision for loan and lease losses$-41,00013,586
Total noninterest income$716,0004,335
Gross Fiduciary activities income$225,0001,050
Service charges on deposit accounts$305,0004,381
Trading account gains and fees$0504
Additional Noninterest Income$186,0005,920
Total noninterest expense$5,737,0002,521
Salaries and employee benefits$3,129,0002,105
Premises and equipment expense$622,0003,246
Additional noninterest expense$1,986,0002,822
Pre-tax net operating income$4,219,0001,498
Securities gains (losses)$7,0006,774
Applicable income taxes$728,0002,849
Income before extraordinary items$3,498,0001,335
Extraordinary gains, net$01,422
Net income$3,498,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-161,00013,820
Cash dividends$1,002,0001,535
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,492,1901,234

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.