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The Empire National Bank of Traverse City, Total Unused Commitments

1999-12-31Rank
Total unused commitments$114,705,000679
Loan commitments-revolving, open-end lines secured by 1-4's$29,539,000330
Credit card lines$3,390,000754
Commercial real estate, construction & land development$6,132,0001,726
Commitments secured by real estate$6,132,0001,672
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$75,644,000425
Memoranda:
Commitments with an original maturity exceeding 1 yr$66,892,000298
Securities lent$086
All other off-balance sheet liabilities$15,716,00013
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$106,446,000684
Loan commitments-revolving, open-end lines secured by 1-4's$23,228,000373
Credit card lines$3,456,000777
Commercial real estate, construction & land development$7,992,0001,261
Commitments secured by real estate$7,992,0001,209
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$71,770,000421
Memoranda:
Commitments with an original maturity exceeding 1 yr$51,587,000340
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$93,000,000699
Loan commitments-revolving, open-end lines secured by 1-4's$19,333,000404
Credit card lines$3,073,000832
Commercial real estate, construction & land development$12,814,000764
Commitments secured by real estate$12,814,000724
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$57,780,000458
Memoranda:
Commitments with an original maturity exceeding 1 yr$47,637,000327
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$68,397,000878
Loan commitments-revolving, open-end lines secured by 1-4's$11,795,000634
Credit card lines$3,042,000902
Commercial real estate, construction & land development$4,071,0001,839
Commitments secured by real estate$4,071,0001,769
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$49,489,000546
Memoranda:
Commitments with an original maturity exceeding 1 yr$41,490,000389
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$54,566,000981
Loan commitments-revolving, open-end lines secured by 1-4's$6,451,000978
Credit card lines$2,686,0001,025
Commercial real estate, construction & land development$3,396,0001,926
Commitments secured by real estate$3,396,0001,832
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$42,033,000615
Memoranda:
Commitments with an original maturity exceeding 1 yr$29,679,000481
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$50,128,000992
Loan commitments-revolving, open-end lines secured by 1-4's$5,438,0001,055
Credit card lines$2,236,0001,109
Commercial real estate, construction & land development$3,865,0001,664
Commitments secured by real estate$3,865,0001,594
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$38,589,000605
Memoranda:
Commitments with an original maturity exceeding 1 yr$30,462,000431
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$58,518,000909
Loan commitments-revolving, open-end lines secured by 1-4's$3,959,0001,272
Credit card lines$2,343,0001,055
Commercial real estate, construction & land development$9,879,000691
Commitments secured by real estate$9,879,000649
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$42,337,000555
Memoranda:
Commitments with an original maturity exceeding 1 yr$23,452,000461
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$41,452,0001,096
Loan commitments-revolving, open-end lines secured by 1-4's$4,395,0001,175
Credit card lines$2,425,0001,052
Commercial real estate, construction & land development$2,722,0001,783
Commitments secured by real estate$1,822,0002,174
Commitments not secured by real estate$900,000451
Securities underwriting$026
Other unused commitments$31,910,000645
Memoranda:
Commitments with an original maturity exceeding 1 yr$20,690,000477
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109