Home > The Emmet County State Bank > Assets and Liabilities
The Emmet County State Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 21 | 5,137 |
| Assets and Liabilities | ||
| Total Assets: | $83,015,000 | 5,335 |
| Cash and due from depository institutions | $19,153,000 | 5,137 |
| Interest-bearing balances | $17,694,000 | 2,099 |
| Securities | $21,868,000 | 4,360 |
| Federal funds sold & reverse repurchase agreements | $2,174,000 | 1,772 |
| Net loans & leases | $37,112,000 | 5,681 |
| Loan loss allowance | $575,000 | 5,564 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,030,000 | 5,023 |
| Other real estate owned | $130,000 | 5,137 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $1,548,000 | 5,249 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $83,015,000 | 5,335 |
| Total liabilities | $75,560,000 | 5,258 |
| Total deposits | $75,299,000 | 5,157 |
| Interest-bearing deposits | $62,830,000 | 5,089 |
| Deposits held in domestic offices | $75,299,000 | 5,157 |
| % insured | 87.10% | 4,563 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $120,000 | 4,098 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $141,000 | 6,395 |
| Total equity capital | $7,455,000 | 5,756 |
| Total bank equity capital | $7,455,000 | 5,755 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 3,304 |
| Surplus | $2,750,000 | 4,618 |
| Undivided profits | $4,205,000 | 4,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $921,000 | 3,101 |
| Earning assets | $78,848,000 | 5,230 |
| Long-term assets (5+ years) | $10,101,000 | 5,988 |
| Average Assets, year-to-date | $80,535,000 | 5,389 |
| Average Assets, quarterly | $80,374,500 | 5,401 |
| Volatile liabilities | $922,000 | 6,305 |
| Insider loans | $577,000 | 4,521 |
| FHLB advances | $120,000 | 3,880 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $8,682,000 | 4,099 |
| Tier 1 (core) risk-based capital | $7,180,000 | 5,697 |
| Tier 2 risk-based capital | $575,000 | 5,193 |
| Total risk weighted assets | $48,046,000 | 5,392 |
| Total unused commitments | $8,682,000 | 4,099 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 22 | 5,058 |
| Assets and Liabilities | ||
| Total Assets: | $77,734,000 | 5,510 |
| Cash and due from depository institutions | $9,999,000 | 5,058 |
| Interest-bearing balances | $8,658,000 | 3,344 |
| Securities | $25,792,000 | 4,035 |
| Federal funds sold & reverse repurchase agreements | $486,000 | 2,900 |
| Net loans & leases | $38,846,000 | 5,642 |
| Loan loss allowance | $597,000 | 5,554 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,027,000 | 5,053 |
| Other real estate owned | $130,000 | 5,058 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $1,454,000 | 5,353 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $77,734,000 | 5,510 |
| Total liabilities | $70,500,000 | 5,446 |
| Total deposits | $70,229,000 | 5,333 |
| Interest-bearing deposits | $59,571,000 | 5,258 |
| Deposits held in domestic offices | $70,229,000 | 5,332 |
| % insured | 88.07% | 4,368 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $120,000 | 4,134 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $151,000 | 6,284 |
| Total equity capital | $7,234,000 | 5,808 |
| Total bank equity capital | $7,234,000 | 5,807 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $500,000 | 3,341 |
| Surplus | $2,750,000 | 4,632 |
| Undivided profits | $3,984,000 | 4,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 4,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 909 |
| Income earned, not collected on loans | $793,000 | 3,353 |
| Earning assets | $73,782,000 | 5,408 |
| Long-term assets (5+ years) | $10,095,000 | 5,999 |
| Average Assets, year-to-date | $79,708,330 | 5,439 |
| Average Assets, quarterly | $80,982,000 | 5,412 |
| Volatile liabilities | $261,000 | 6,860 |
| Insider loans | $577,000 | 4,561 |
| FHLB advances | $120,000 | 3,921 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $9,033,000 | 4,031 |
| Tier 1 (core) risk-based capital | $7,034,000 | 5,740 |
| Tier 2 risk-based capital | $597,000 | 5,164 |
| Total risk weighted assets | $48,687,000 | 5,412 |
| Total unused commitments | $9,033,000 | 4,032 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 22 | 5,076 |
| Assets and Liabilities | ||
| Total Assets: | $84,230,000 | 5,379 |
| Cash and due from depository institutions | $26,659,000 | 5,076 |
| Interest-bearing balances | $24,663,000 | 1,712 |
| Securities | $16,728,000 | 4,925 |
| Federal funds sold & reverse repurchase agreements | $722,000 | 2,969 |
| Net loans & leases | $37,614,000 | 5,701 |
| Loan loss allowance | $597,000 | 5,590 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,039,000 | 5,077 |
| Other real estate owned | $230,000 | 5,076 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $1,238,000 | 5,686 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $84,230,000 | 5,379 |
| Total liabilities | $77,173,000 | 5,301 |
| Total deposits | $76,907,000 | 5,203 |
| Interest-bearing deposits | $65,239,000 | 5,111 |
| Deposits held in domestic offices | $76,907,000 | 5,202 |
| % insured | 80.10% | 6,182 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $120,000 | 4,160 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $146,000 | 6,306 |
| Total equity capital | $7,057,000 | 5,870 |
| Total bank equity capital | $7,057,000 | 5,869 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $500,000 | 3,375 |
| Surplus | $2,750,000 | 4,664 |
| Undivided profits | $3,807,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 914 |
| Income earned, not collected on loans | $564,000 | 4,297 |
| Earning assets | $79,727,000 | 5,270 |
| Long-term assets (5+ years) | $10,638,000 | 5,968 |
| Average Assets, year-to-date | $80,695,500 | 5,451 |
| Average Assets, quarterly | $80,695,500 | 5,451 |
| Volatile liabilities | $511,000 | 6,699 |
| Insider loans | $650,000 | 4,438 |
| FHLB advances | $120,000 | 3,954 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $10,709,000 | 3,801 |
| Tier 1 (core) risk-based capital | $6,919,000 | 5,795 |
| Tier 2 risk-based capital | $597,000 | 5,193 |
| Total risk weighted assets | $49,354,000 | 5,412 |
| Total unused commitments | $10,709,000 | 3,801 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 22 | 5,092 |
| Assets and Liabilities | ||
| Total Assets: | $77,161,000 | 5,571 |
| Cash and due from depository institutions | $15,266,000 | 5,092 |
| Interest-bearing balances | $13,358,000 | 2,464 |
| Securities | $16,666,000 | 4,907 |
| Federal funds sold & reverse repurchase agreements | $794,000 | 2,701 |
| Net loans & leases | $41,716,000 | 5,578 |
| Loan loss allowance | $551,000 | 5,729 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,032,000 | 5,103 |
| Other real estate owned | $110,000 | 5,092 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $1,577,000 | 5,338 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $77,161,000 | 5,571 |
| Total liabilities | $70,086,000 | 5,513 |
| Total deposits | $69,829,000 | 5,392 |
| Interest-bearing deposits | $53,604,000 | 5,538 |
| Deposits held in domestic offices | $69,829,000 | 5,391 |
| % insured | 87.60% | 4,621 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $130,000 | 4,338 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $127,000 | 6,460 |
| Total equity capital | $7,075,000 | 5,879 |
| Total bank equity capital | $7,075,000 | 5,878 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $500,000 | 3,401 |
| Surplus | $2,750,000 | 4,691 |
| Undivided profits | $3,825,000 | 4,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 5,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 944 |
| Income earned, not collected on loans | $879,000 | 3,190 |
| Earning assets | $72,534,000 | 5,490 |
| Long-term assets (5+ years) | $11,704,000 | 5,257 |
| Average Assets, year-to-date | $74,859,200 | 5,614 |
| Average Assets, quarterly | $78,469,500 | 5,520 |
| Volatile liabilities | $270,000 | 6,970 |
| Insider loans | $516,000 | 4,791 |
| FHLB advances | $130,000 | 4,104 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $9,224,000 | 3,987 |
| Tier 1 (core) risk-based capital | $6,998,000 | 5,770 |
| Tier 2 risk-based capital | $551,000 | 5,358 |
| Total risk weighted assets | $50,873,000 | 5,398 |
| Total unused commitments | $9,224,000 | 3,989 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 21 | 5,251 |
| Assets and Liabilities | ||
| Total Assets: | $79,778,000 | 5,525 |
| Cash and due from depository institutions | $14,887,000 | 5,251 |
| Interest-bearing balances | $13,188,000 | 2,562 |
| Securities | $20,699,000 | 4,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $41,180,000 | 5,651 |
| Loan loss allowance | $594,000 | 5,644 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,245,000 | 4,881 |
| Other real estate owned | $20,000 | 5,251 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $1,747,000 | 5,239 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $79,778,000 | 5,525 |
| Total liabilities | $72,839,000 | 5,435 |
| Total deposits | $72,524,000 | 5,326 |
| Interest-bearing deposits | $58,020,000 | 5,392 |
| Deposits held in domestic offices | $72,524,000 | 5,325 |
| % insured | 82.22% | 5,994 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $130,000 | 4,503 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $185,000 | 6,351 |
| Total equity capital | $6,939,000 | 5,974 |
| Total bank equity capital | $6,939,000 | 5,973 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $500,000 | 3,442 |
| Surplus | $2,750,000 | 4,729 |
| Undivided profits | $3,689,000 | 4,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 5,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 968 |
| Income earned, not collected on loans | $1,036,000 | 2,876 |
| Earning assets | $75,067,000 | 5,434 |
| Long-term assets (5+ years) | $11,986,000 | 5,175 |
| Average Assets, year-to-date | $74,283,750 | 5,672 |
| Average Assets, quarterly | $77,786,000 | 5,580 |
| Volatile liabilities | $270,000 | 7,041 |
| Insider loans | $558,000 | 4,734 |
| FHLB advances | $130,000 | 4,198 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $9,550,000 | 3,913 |
| Tier 1 (core) risk-based capital | $6,832,000 | 5,871 |
| Tier 2 risk-based capital | $594,000 | 5,262 |
| Total risk weighted assets | $50,405,000 | 5,449 |
| Total unused commitments | $9,550,000 | 3,917 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 24 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $75,794,000 | 5,677 |
| Cash and due from depository institutions | $11,920,000 | 4,959 |
| Interest-bearing balances | $10,357,000 | 2,832 |
| Securities | $20,712,000 | 4,494 |
| Federal funds sold & reverse repurchase agreements | $144,000 | 3,691 |
| Net loans & leases | $40,131,000 | 5,751 |
| Loan loss allowance | $646,000 | 5,541 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,337,000 | 4,832 |
| Other real estate owned | $22,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,528,000 | 5,513 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $75,794,000 | 5,677 |
| Total liabilities | $69,074,000 | 5,594 |
| Total deposits | $68,766,000 | 5,471 |
| Interest-bearing deposits | $58,209,000 | 5,430 |
| Deposits held in domestic offices | $68,766,000 | 5,470 |
| % insured | 85.30% | 5,464 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $130,000 | 4,609 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $178,000 | 6,306 |
| Total equity capital | $6,720,000 | 6,051 |
| Total bank equity capital | $6,720,000 | 6,051 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $2,750,000 | 4,771 |
| Undivided profits | $3,470,000 | 4,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 5,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 972 |
| Income earned, not collected on loans | $779,000 | 3,629 |
| Earning assets | $71,344,000 | 5,601 |
| Long-term assets (5+ years) | $13,685,000 | 4,963 |
| Average Assets, year-to-date | $72,452,330 | 5,767 |
| Average Assets, quarterly | $75,382,500 | 5,689 |
| Volatile liabilities | $306,000 | 7,052 |
| Insider loans | $605,000 | 4,673 |
| FHLB advances | $130,000 | 4,282 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $9,853,000 | 3,899 |
| Tier 1 (core) risk-based capital | $6,673,000 | 5,956 |
| Tier 2 risk-based capital | $644,000 | 5,152 |
| Total risk weighted assets | $51,553,000 | 5,452 |
| Total unused commitments | $9,853,000 | 3,902 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 22 | 5,230 |
| Assets and Liabilities | ||
| Total Assets: | $74,971,000 | 5,744 |
| Cash and due from depository institutions | $20,582,000 | 5,230 |
| Interest-bearing balances | $16,710,000 | 2,128 |
| Securities | $9,184,000 | 5,924 |
| Federal funds sold & reverse repurchase agreements | $2,641,000 | 2,290 |
| Net loans & leases | $39,916,000 | 5,796 |
| Loan loss allowance | $678,000 | 5,507 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,349,000 | 4,865 |
| Other real estate owned | $0 | 5,230 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,299,000 | 5,925 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $74,971,000 | 5,744 |
| Total liabilities | $68,473,000 | 5,675 |
| Total deposits | $68,176,000 | 5,543 |
| Interest-bearing deposits | $57,290,000 | 5,534 |
| Deposits held in domestic offices | $68,176,000 | 5,541 |
| % insured | 83.72% | 5,843 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $130,000 | 4,676 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $167,000 | 6,328 |
| Total equity capital | $6,498,000 | 6,110 |
| Total bank equity capital | $6,498,000 | 6,110 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $2,750,000 | 4,804 |
| Undivided profits | $3,248,000 | 4,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 4,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 927 |
| Income earned, not collected on loans | $519,000 | 4,768 |
| Earning assets | $68,451,000 | 5,728 |
| Long-term assets (5+ years) | $11,720,000 | 5,145 |
| Average Assets, year-to-date | $70,781,500 | 5,854 |
| Average Assets, quarterly | $70,781,500 | 5,854 |
| Volatile liabilities | $295,000 | 7,128 |
| Insider loans | $608,000 | 4,693 |
| FHLB advances | $130,000 | 4,329 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $12,071,000 | 3,556 |
| Tier 1 (core) risk-based capital | $6,560,000 | 6,010 |
| Tier 2 risk-based capital | $637,000 | 5,210 |
| Total risk weighted assets | $50,926,000 | 5,519 |
| Total unused commitments | $12,071,000 | 3,558 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 23 | 5,162 |
| Assets and Liabilities | ||
| Total Assets: | $66,592,000 | 6,028 |
| Cash and due from depository institutions | $13,127,000 | 5,162 |
| Interest-bearing balances | $10,315,000 | 2,717 |
| Securities | $9,155,000 | 5,839 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 3,452 |
| Net loans & leases | $40,819,000 | 5,863 |
| Loan loss allowance | $703,000 | 5,457 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,354,000 | 4,907 |
| Other real estate owned | $0 | 5,162 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $1,612,000 | 5,622 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $66,592,000 | 6,028 |
| Total liabilities | $60,229,000 | 5,978 |
| Total deposits | $59,927,000 | 5,870 |
| Interest-bearing deposits | $49,379,000 | 5,878 |
| Deposits held in domestic offices | $59,927,000 | 5,869 |
| % insured | 97.15% | 1,023 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $140,000 | 4,841 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $162,000 | 6,448 |
| Total equity capital | $6,363,000 | 6,195 |
| Total bank equity capital | $6,363,000 | 6,195 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $2,750,000 | 4,852 |
| Undivided profits | $3,113,000 | 4,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 5,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,010 |
| Income earned, not collected on loans | $844,000 | 3,481 |
| Earning assets | $60,814,000 | 6,016 |
| Long-term assets (5+ years) | $11,346,000 | 5,174 |
| Average Assets, year-to-date | $67,696,600 | 5,943 |
| Average Assets, quarterly | $66,831,500 | 6,007 |
| Volatile liabilities | $3,787,000 | 7,111 |
| Insider loans | $491,000 | 5,082 |
| FHLB advances | $140,000 | 4,489 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,328,000 | 4,019 |
| Tier 1 (core) risk-based capital | $6,453,000 | 6,093 |
| Tier 2 risk-based capital | $665,000 | 5,179 |
| Total risk weighted assets | $53,138,000 | 5,500 |
| Total unused commitments | $9,328,000 | 4,021 |
| Derivatives | $55,000 | 1,160 |
| 2010-09-30 | Rank | |
| # of Employees: | 23 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $67,071,000 | 6,055 |
| Cash and due from depository institutions | $17,770,000 | 5,223 |
| Interest-bearing balances | $14,795,000 | 2,149 |
| Securities | $4,240,000 | 6,701 |
| Federal funds sold & reverse repurchase agreements | $949,000 | 3,324 |
| Net loans & leases | $40,742,000 | 5,961 |
| Loan loss allowance | $644,000 | 5,687 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,393,000 | 4,925 |
| Other real estate owned | $90,000 | 5,223 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,887,000 | 5,397 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $67,071,000 | 6,055 |
| Total liabilities | $59,884,000 | 6,032 |
| Total deposits | $59,529,000 | 5,929 |
| Interest-bearing deposits | $52,904,000 | 5,804 |
| Deposits held in domestic offices | $59,529,000 | 5,928 |
| % insured | 85.52% | 4,943 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $140,000 | 4,925 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $215,000 | 6,473 |
| Total equity capital | $7,187,000 | 6,079 |
| Total bank equity capital | $7,187,000 | 6,079 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $2,750,000 | 4,894 |
| Undivided profits | $3,937,000 | 4,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 4,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,015 |
| Income earned, not collected on loans | $1,084,000 | 2,995 |
| Earning assets | $60,726,000 | 6,062 |
| Long-term assets (5+ years) | $10,959,000 | 5,225 |
| Average Assets, year-to-date | $67,972,750 | 6,004 |
| Average Assets, quarterly | $66,975,500 | 6,058 |
| Volatile liabilities | $4,264,000 | 7,118 |
| Insider loans | $437,000 | 5,283 |
| FHLB advances | $140,000 | 4,610 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $8,799,000 | 4,230 |
| Tier 1 (core) risk-based capital | $7,199,000 | 5,937 |
| Tier 2 risk-based capital | $644,000 | 5,311 |
| Total risk weighted assets | $55,108,000 | 5,510 |
| Total unused commitments | $8,799,000 | 4,231 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 23 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $66,880,000 | 6,100 |
| Cash and due from depository institutions | $19,346,000 | 5,254 |
| Interest-bearing balances | $16,719,000 | 1,882 |
| Securities | $267,000 | 7,509 |
| Federal funds sold & reverse repurchase agreements | $2,160,000 | 2,552 |
| Net loans & leases | $41,997,000 | 5,945 |
| Loan loss allowance | $694,000 | 5,565 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,316,000 | 5,036 |
| Other real estate owned | $125,000 | 5,254 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,669,000 | 5,702 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $66,880,000 | 6,100 |
| Total liabilities | $59,703,000 | 6,071 |
| Total deposits | $59,360,000 | 5,949 |
| Interest-bearing deposits | $50,614,000 | 5,933 |
| Deposits held in domestic offices | $59,360,000 | 5,948 |
| % insured | 87.64% | 4,423 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $140,000 | 5,004 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $203,000 | 6,490 |
| Total equity capital | $7,177,000 | 6,096 |
| Total bank equity capital | $7,177,000 | 6,095 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $2,750,000 | 4,914 |
| Undivided profits | $3,927,000 | 4,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 5,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,023 |
| Income earned, not collected on loans | $836,000 | 3,706 |
| Earning assets | $61,143,000 | 6,077 |
| Long-term assets (5+ years) | $11,380,000 | 5,161 |
| Average Assets, year-to-date | $68,273,330 | 6,024 |
| Average Assets, quarterly | $68,500,000 | 6,033 |
| Volatile liabilities | $4,008,000 | 7,214 |
| Insider loans | $435,000 | 5,356 |
| FHLB advances | $140,000 | 4,723 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $8,087,000 | 4,466 |
| Tier 1 (core) risk-based capital | $7,162,000 | 5,960 |
| Tier 2 risk-based capital | $694,000 | 5,165 |
| Total risk weighted assets | $56,197,000 | 5,489 |
| Total unused commitments | $8,087,000 | 4,471 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 24 | 5,190 |
| Assets and Liabilities | ||
| Total Assets: | $70,120,000 | 6,054 |
| Cash and due from depository institutions | $22,471,000 | 5,190 |
| Interest-bearing balances | $13,637,000 | 2,166 |
| Securities | $262,000 | 7,603 |
| Federal funds sold & reverse repurchase agreements | $2,696,000 | 2,590 |
| Net loans & leases | $41,901,000 | 5,991 |
| Loan loss allowance | $698,000 | 5,585 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,224,000 | 5,231 |
| Other real estate owned | $135,000 | 5,190 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,431,000 | 6,132 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $70,120,000 | 6,054 |
| Total liabilities | $63,076,000 | 6,022 |
| Total deposits | $62,755,000 | 5,886 |
| Interest-bearing deposits | $53,087,000 | 5,893 |
| Deposits held in domestic offices | $62,755,000 | 5,884 |
| % insured | 85.08% | 5,246 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $140,000 | 5,102 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $181,000 | 6,665 |
| Total equity capital | $7,044,000 | 6,184 |
| Total bank equity capital | $7,044,000 | 6,184 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $2,750,000 | 4,986 |
| Undivided profits | $3,794,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 927 |
| Income earned, not collected on loans | $581,000 | 4,861 |
| Earning assets | $58,496,000 | 6,236 |
| Long-term assets (5+ years) | $11,184,000 | 5,221 |
| Average Assets, year-to-date | $68,970,000 | 6,071 |
| Average Assets, quarterly | $68,970,000 | 6,071 |
| Volatile liabilities | $4,249,000 | 7,259 |
| Insider loans | $356,000 | 5,634 |
| FHLB advances | $140,000 | 4,840 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,642,000 | 4,232 |
| Tier 1 (core) risk-based capital | $7,035,000 | 6,061 |
| Tier 2 risk-based capital | $698,000 | 5,183 |
| Total risk weighted assets | $56,990,000 | 5,505 |
| Total unused commitments | $9,642,000 | 4,237 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 23 | 5,352 |
| Assets and Liabilities | ||
| Total Assets: | $67,820,000 | 6,161 |
| Cash and due from depository institutions | $19,132,000 | 5,352 |
| Interest-bearing balances | $13,541,000 | 1,859 |
| Securities | $264,000 | 7,656 |
| Federal funds sold & reverse repurchase agreements | $4,451,000 | 1,806 |
| Net loans & leases | $41,021,000 | 6,095 |
| Loan loss allowance | $698,000 | 5,589 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,245,000 | 5,252 |
| Other real estate owned | $135,000 | 5,352 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,572,000 | 6,014 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $67,820,000 | 6,161 |
| Total liabilities | $60,638,000 | 6,125 |
| Total deposits | $60,302,000 | 5,987 |
| Interest-bearing deposits | $50,526,000 | 5,988 |
| Deposits held in domestic offices | $60,302,000 | 5,987 |
| % insured | 91.42% | 3,177 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $150,000 | 5,210 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $186,000 | 6,663 |
| Total equity capital | $7,182,000 | 6,143 |
| Total bank equity capital | $7,182,000 | 6,142 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $2,750,000 | 5,022 |
| Undivided profits | $3,932,000 | 4,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 4,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $163,000 | 802 |
| Income earned, not collected on loans | $781,000 | 4,123 |
| Earning assets | $59,277,000 | 6,235 |
| Long-term assets (5+ years) | $12,498,000 | 5,024 |
| Average Assets, year-to-date | $67,874,600 | 6,078 |
| Average Assets, quarterly | $67,182,000 | 6,155 |
| Volatile liabilities | $5,200,000 | 7,124 |
| Insider loans | $329,000 | 5,801 |
| FHLB advances | $150,000 | 4,959 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,127,000 | 4,585 |
| Tier 1 (core) risk-based capital | $7,172,000 | 6,020 |
| Tier 2 risk-based capital | $698,000 | 5,216 |
| Total risk weighted assets | $56,682,000 | 5,588 |
| Total unused commitments | $8,127,000 | 4,587 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 23 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $66,544,000 | 6,205 |
| Cash and due from depository institutions | $19,242,000 | 5,398 |
| Interest-bearing balances | $14,513,000 | 1,567 |
| Securities | $264,000 | 7,732 |
| Federal funds sold & reverse repurchase agreements | $1,920,000 | 3,034 |
| Net loans & leases | $42,245,000 | 6,089 |
| Loan loss allowance | $609,000 | 5,816 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,275,000 | 5,260 |
| Other real estate owned | $20,000 | 5,398 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,578,000 | 5,606 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $66,544,000 | 6,205 |
| Total liabilities | $59,343,000 | 6,177 |
| Total deposits | $58,894,000 | 6,048 |
| Interest-bearing deposits | $51,879,000 | 5,930 |
| Deposits held in domestic offices | $58,894,000 | 6,048 |
| % insured | 89.58% | 4,095 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $150,000 | 5,309 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $299,000 | 6,347 |
| Total equity capital | $7,201,000 | 6,254 |
| Total bank equity capital | $7,201,000 | 6,253 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $2,750,000 | 5,057 |
| Undivided profits | $3,951,000 | 4,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 5,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $163,000 | 787 |
| Income earned, not collected on loans | $1,055,000 | 3,394 |
| Earning assets | $58,942,000 | 6,262 |
| Long-term assets (5+ years) | $12,424,000 | 5,068 |
| Average Assets, year-to-date | $67,888,250 | 6,110 |
| Average Assets, quarterly | $68,212,000 | 6,138 |
| Volatile liabilities | $5,590,000 | 7,102 |
| Insider loans | $365,000 | 5,749 |
| FHLB advances | $150,000 | 5,069 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,247,000 | 4,647 |
| Tier 1 (core) risk-based capital | $7,190,000 | 6,108 |
| Tier 2 risk-based capital | $609,000 | 5,486 |
| Total risk weighted assets | $57,933,000 | 5,564 |
| Total unused commitments | $8,247,000 | 4,649 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 24 | 5,322 |
| Assets and Liabilities | ||
| Total Assets: | $69,880,000 | 6,144 |
| Cash and due from depository institutions | $14,431,000 | 5,322 |
| Interest-bearing balances | $10,939,000 | 1,728 |
| Securities | $260,000 | 7,818 |
| Federal funds sold & reverse repurchase agreements | $9,494,000 | 1,082 |
| Net loans & leases | $42,923,000 | 6,071 |
| Loan loss allowance | $675,000 | 5,574 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,307,000 | 5,276 |
| Other real estate owned | $33,000 | 5,322 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,432,000 | 5,831 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $69,880,000 | 6,144 |
| Total liabilities | $62,669,000 | 6,099 |
| Total deposits | $62,220,000 | 5,937 |
| Interest-bearing deposits | $52,455,000 | 5,938 |
| Deposits held in domestic offices | $62,220,000 | 5,936 |
| % insured | 76.51% | 4,671 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $150,000 | 5,426 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $299,000 | 6,398 |
| Total equity capital | $7,211,000 | 6,276 |
| Total bank equity capital | $7,211,000 | 6,274 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $2,750,000 | 5,102 |
| Undivided profits | $3,961,000 | 4,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,844,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $326,000 | 582 |
| Income earned, not collected on loans | $884,000 | 3,852 |
| Earning assets | $63,616,000 | 6,129 |
| Long-term assets (5+ years) | $11,826,000 | 5,117 |
| Average Assets, year-to-date | $68,336,330 | 6,139 |
| Average Assets, quarterly | $69,192,500 | 6,137 |
| Volatile liabilities | $5,534,000 | 7,157 |
| Insider loans | $362,000 | 5,818 |
| FHLB advances | $150,000 | 5,134 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,822,000 | 4,407 |
| Tier 1 (core) risk-based capital | $7,204,000 | 6,165 |
| Tier 2 risk-based capital | $675,000 | 5,251 |
| Total risk weighted assets | $56,716,000 | 5,657 |
| Total unused commitments | $9,822,000 | 4,412 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 24 | 5,357 |
| Assets and Liabilities | ||
| Total Assets: | $68,505,000 | 6,190 |
| Cash and due from depository institutions | $15,886,000 | 5,357 |
| Interest-bearing balances | $12,272,000 | 1,403 |
| Securities | $1,270,000 | 7,663 |
| Federal funds sold & reverse repurchase agreements | $5,581,000 | 2,098 |
| Net loans & leases | $43,212,000 | 6,066 |
| Loan loss allowance | $701,000 | 5,434 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,325,000 | 5,287 |
| Other real estate owned | $63,000 | 5,357 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,168,000 | 6,290 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $68,505,000 | 6,190 |
| Total liabilities | $61,008,000 | 6,160 |
| Total deposits | $60,621,000 | 6,007 |
| Interest-bearing deposits | $52,010,000 | 5,956 |
| Deposits held in domestic offices | $60,621,000 | 6,007 |
| % insured | 76.83% | 4,649 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $150,000 | 5,488 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $237,000 | 6,671 |
| Total equity capital | $7,497,000 | 6,226 |
| Total bank equity capital | $7,497,000 | 6,225 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $2,750,000 | 5,132 |
| Undivided profits | $4,247,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,542,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 708 |
| Income earned, not collected on loans | $640,000 | 4,827 |
| Earning assets | $62,335,000 | 6,186 |
| Long-term assets (5+ years) | $11,705,000 | 5,133 |
| Average Assets, year-to-date | $67,564,500 | 6,194 |
| Average Assets, quarterly | $67,564,500 | 6,194 |
| Volatile liabilities | $5,202,000 | 7,237 |
| Insider loans | $362,000 | 5,864 |
| FHLB advances | $150,000 | 5,203 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,297,000 | 4,429 |
| Tier 1 (core) risk-based capital | $7,481,000 | 6,115 |
| Tier 2 risk-based capital | $701,000 | 5,144 |
| Total risk weighted assets | $57,971,000 | 5,620 |
| Total unused commitments | $10,297,000 | 4,429 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 24 | 5,390 |
| Assets and Liabilities | ||
| Total Assets: | $66,624,000 | 6,248 |
| Cash and due from depository institutions | $14,673,000 | 5,390 |
| Interest-bearing balances | $11,189,000 | 986 |
| Securities | $4,333,000 | 7,054 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $44,674,000 | 6,037 |
| Loan loss allowance | $681,000 | 5,459 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,350,000 | 5,297 |
| Other real estate owned | $63,000 | 5,390 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,531,000 | 5,775 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $66,624,000 | 6,248 |
| Total liabilities | $59,287,000 | 6,211 |
| Total deposits | $58,181,000 | 6,061 |
| Interest-bearing deposits | $47,536,000 | 6,129 |
| Deposits held in domestic offices | $58,181,000 | 6,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $687,000 | 2,899 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $160,000 | 5,701 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $259,000 | 6,605 |
| Total equity capital | $7,337,000 | 6,306 |
| Total bank equity capital | $7,337,000 | 6,306 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $2,750,000 | 5,140 |
| Undivided profits | $4,087,000 | 4,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 4,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 647 |
| Income earned, not collected on loans | $1,056,000 | 3,526 |
| Earning assets | $60,196,000 | 6,277 |
| Long-term assets (5+ years) | $9,997,000 | 5,354 |
| Average Assets, year-to-date | $67,069,800 | 6,122 |
| Average Assets, quarterly | $67,390,000 | 6,195 |
| Volatile liabilities | $5,428,000 | 7,187 |
| Insider loans | $342,000 | 5,997 |
| FHLB advances | $160,000 | 5,392 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $7,272,000 | 5,128 |
| Tier 1 (core) risk-based capital | $7,260,000 | 6,218 |
| Tier 2 risk-based capital | $681,000 | 5,207 |
| Total risk weighted assets | $57,801,000 | 5,646 |
| Total unused commitments | $7,272,000 | 5,131 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 24 | 5,454 |
| Assets and Liabilities | ||
| Total Assets: | $68,156,000 | 6,188 |
| Cash and due from depository institutions | $13,220,000 | 5,454 |
| Interest-bearing balances | $10,190,000 | 729 |
| Securities | $4,283,000 | 7,072 |
| Federal funds sold & reverse repurchase agreements | $3,111,000 | 3,052 |
| Net loans & leases | $44,362,000 | 6,078 |
| Loan loss allowance | $693,000 | 5,349 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,385,000 | 5,287 |
| Other real estate owned | $63,000 | 5,454 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,732,000 | 5,586 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $68,156,000 | 6,188 |
| Total liabilities | $59,972,000 | 6,163 |
| Total deposits | $59,464,000 | 5,992 |
| Interest-bearing deposits | $51,524,000 | 5,910 |
| Deposits held in domestic offices | $59,464,000 | 5,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $160,000 | 5,678 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $348,000 | 6,273 |
| Total equity capital | $8,184,000 | 6,062 |
| Total bank equity capital | $8,184,000 | 6,062 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $2,750,000 | 5,162 |
| Undivided profits | $4,934,000 | 4,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 3,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $196,000 | 623 |
| Income earned, not collected on loans | $1,256,000 | 3,106 |
| Earning assets | $61,946,000 | 6,200 |
| Long-term assets (5+ years) | $9,829,000 | 5,348 |
| Average Assets, year-to-date | $67,181,250 | 6,132 |
| Average Assets, quarterly | $66,754,500 | 6,207 |
| Volatile liabilities | $4,886,000 | 7,328 |
| Insider loans | $209,000 | 6,426 |
| FHLB advances | $160,000 | 5,382 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $7,185,000 | 5,317 |
| Tier 1 (core) risk-based capital | $8,155,000 | 5,994 |
| Tier 2 risk-based capital | $693,000 | 5,114 |
| Total risk weighted assets | $56,727,000 | 5,701 |
| Total unused commitments | $7,185,000 | 5,318 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 24 | 5,512 |
| Assets and Liabilities | ||
| Total Assets: | $65,353,000 | 6,295 |
| Cash and due from depository institutions | $14,302,000 | 5,512 |
| Interest-bearing balances | $11,180,000 | 598 |
| Securities | $2,270,000 | 7,610 |
| Federal funds sold & reverse repurchase agreements | $1,381,000 | 4,336 |
| Net loans & leases | $44,434,000 | 6,062 |
| Loan loss allowance | $545,000 | 5,884 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,420,000 | 5,265 |
| Other real estate owned | $34,000 | 5,512 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,512,000 | 5,839 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $65,353,000 | 6,295 |
| Total liabilities | $57,172,000 | 6,296 |
| Total deposits | $56,609,000 | 6,131 |
| Interest-bearing deposits | $49,197,000 | 6,029 |
| Deposits held in domestic offices | $56,609,000 | 6,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $160,000 | 5,607 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $403,000 | 5,933 |
| Total equity capital | $8,181,000 | 6,088 |
| Total bank equity capital | $8,181,000 | 6,088 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $2,750,000 | 5,174 |
| Undivided profits | $4,931,000 | 4,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,169,000 | 3,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 630 |
| Income earned, not collected on loans | $1,025,000 | 3,697 |
| Earning assets | $59,265,000 | 6,309 |
| Long-term assets (5+ years) | $9,049,000 | 5,450 |
| Average Assets, year-to-date | $66,856,330 | 6,169 |
| Average Assets, quarterly | $67,450,000 | 6,193 |
| Volatile liabilities | $5,416,000 | 7,226 |
| Insider loans | $210,000 | 6,445 |
| FHLB advances | $160,000 | 5,293 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $7,747,000 | 5,257 |
| Tier 1 (core) risk-based capital | $8,160,000 | 6,018 |
| Tier 2 risk-based capital | $545,000 | 5,651 |
| Total risk weighted assets | $56,473,000 | 5,700 |
| Total unused commitments | $7,747,000 | 5,258 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 23 | 5,682 |
| Assets and Liabilities | ||
| Total Assets: | $69,547,000 | 6,150 |
| Cash and due from depository institutions | $11,685,000 | 5,682 |
| Interest-bearing balances | $8,705,000 | 883 |
| Securities | $4,337,000 | 7,159 |
| Federal funds sold & reverse repurchase agreements | $4,738,000 | 3,330 |
| Net loans & leases | $45,830,000 | 5,913 |
| Loan loss allowance | $716,000 | 5,177 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,451,000 | 5,235 |
| Other real estate owned | $78,000 | 5,682 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,428,000 | 5,877 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $69,547,000 | 6,150 |
| Total liabilities | $61,119,000 | 6,110 |
| Total deposits | $60,554,000 | 5,967 |
| Interest-bearing deposits | $53,422,000 | 5,867 |
| Deposits held in domestic offices | $60,554,000 | 5,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $160,000 | 5,406 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $405,000 | 6,120 |
| Total equity capital | $8,428,000 | 6,071 |
| Total bank equity capital | $8,428,000 | 6,071 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $2,750,000 | 5,160 |
| Undivided profits | $5,178,000 | 4,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,403,000 | 3,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 601 |
| Income earned, not collected on loans | $937,000 | 3,970 |
| Earning assets | $63,610,000 | 6,155 |
| Long-term assets (5+ years) | $8,051,000 | 5,564 |
| Average Assets, year-to-date | $67,608,000 | 6,154 |
| Average Assets, quarterly | $67,608,000 | 6,154 |
| Volatile liabilities | $5,280,000 | 7,252 |
| Insider loans | $242,000 | 6,329 |
| FHLB advances | $160,000 | 5,132 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $8,878,000 | 5,070 |
| Tier 1 (core) risk-based capital | $8,330,000 | 5,958 |
| Tier 2 risk-based capital | $709,000 | 5,000 |
| Total risk weighted assets | $56,722,000 | 5,646 |
| Total unused commitments | $8,878,000 | 5,071 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $65,669,000 | 6,226 |
| Cash and due from depository institutions | $7,079,000 | 5,310 |
| Interest-bearing balances | $4,159,000 | 1,265 |
| Securities | $8,037,000 | 6,422 |
| Federal funds sold & reverse repurchase agreements | $697,000 | 5,272 |
| Net loans & leases | $46,587,000 | 5,891 |
| Loan loss allowance | $715,000 | 5,140 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,475,000 | 5,221 |
| Other real estate owned | $75,000 | 5,310 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,719,000 | 5,550 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $65,669,000 | 6,226 |
| Total liabilities | $57,326,000 | 6,216 |
| Total deposits | $55,302,000 | 6,143 |
| Interest-bearing deposits | $47,874,000 | 6,052 |
| Deposits held in domestic offices | $55,302,000 | 6,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,770 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $620,000 | 5,082 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $404,000 | 6,119 |
| Total equity capital | $8,343,000 | 6,065 |
| Total bank equity capital | $8,343,000 | 6,065 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $2,750,000 | 5,157 |
| Undivided profits | $5,093,000 | 4,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 590 |
| Income earned, not collected on loans | $1,244,000 | 3,324 |
| Earning assets | $59,480,000 | 6,254 |
| Long-term assets (5+ years) | $11,084,000 | 4,766 |
| Average Assets, year-to-date | $67,256,800 | 6,068 |
| Average Assets, quarterly | $67,105,500 | 6,150 |
| Volatile liabilities | $6,887,000 | 6,857 |
| Insider loans | $253,000 | 6,314 |
| FHLB advances | $620,000 | 4,853 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $12,644,000 | 4,307 |
| Tier 1 (core) risk-based capital | $8,261,000 | 5,970 |
| Tier 2 risk-based capital | $662,000 | 5,148 |
| Total risk weighted assets | $52,884,000 | 5,789 |
| Total unused commitments | $12,644,000 | 4,307 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 26 | 5,325 |
| Assets and Liabilities | ||
| Total Assets: | $68,542,000 | 6,131 |
| Cash and due from depository institutions | $7,063,000 | 5,325 |
| Interest-bearing balances | $4,060,000 | 1,151 |
| Securities | $5,928,000 | 6,935 |
| Federal funds sold & reverse repurchase agreements | $4,647,000 | 2,700 |
| Net loans & leases | $47,446,000 | 5,853 |
| Loan loss allowance | $715,000 | 5,137 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,508,000 | 5,165 |
| Other real estate owned | $83,000 | 5,325 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,867,000 | 5,430 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $68,542,000 | 6,131 |
| Total liabilities | $60,515,000 | 6,085 |
| Total deposits | $59,426,000 | 5,956 |
| Interest-bearing deposits | $52,887,000 | 5,821 |
| Deposits held in domestic offices | $59,426,000 | 5,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $620,000 | 5,054 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $469,000 | 5,914 |
| Total equity capital | $8,027,000 | 6,161 |
| Total bank equity capital | $8,027,000 | 6,161 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $2,750,000 | 5,124 |
| Undivided profits | $4,777,000 | 4,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,369,000 | 3,221 |
| Earning assets | $62,081,000 | 6,159 |
| Long-term assets (5+ years) | $11,243,000 | 4,638 |
| Average Assets, year-to-date | $67,653,750 | 6,085 |
| Average Assets, quarterly | $66,736,000 | 6,157 |
| Volatile liabilities | $6,965,000 | 6,869 |
| Insider loans | $220,000 | 6,440 |
| FHLB advances | $620,000 | 4,798 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,492,000 | 5,599 |
| Tier 1 (core) risk-based capital | $8,050,000 | 6,054 |
| Tier 2 risk-based capital | $677,000 | 5,090 |
| Total risk weighted assets | $54,162,000 | 5,709 |
| Total unused commitments | $6,492,000 | 5,599 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 26 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $64,930,000 | 6,258 |
| Cash and due from depository institutions | $4,911,000 | 5,380 |
| Interest-bearing balances | $2,178,000 | 1,731 |
| Securities | $5,810,000 | 6,992 |
| Federal funds sold & reverse repurchase agreements | $2,920,000 | 3,639 |
| Net loans & leases | $48,037,000 | 5,803 |
| Loan loss allowance | $728,000 | 5,099 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,518,000 | 5,169 |
| Other real estate owned | $45,000 | 5,380 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,689,000 | 5,607 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $64,930,000 | 6,258 |
| Total liabilities | $57,001,000 | 6,240 |
| Total deposits | $55,929,000 | 6,125 |
| Interest-bearing deposits | $49,400,000 | 6,019 |
| Deposits held in domestic offices | $55,929,000 | 6,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $620,000 | 4,997 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $452,000 | 5,807 |
| Total equity capital | $7,929,000 | 6,131 |
| Total bank equity capital | $7,929,000 | 6,131 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $2,750,000 | 5,122 |
| Undivided profits | $4,679,000 | 4,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 3,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $193,000 | 561 |
| Income earned, not collected on loans | $1,165,000 | 3,484 |
| Earning assets | $58,945,000 | 6,288 |
| Long-term assets (5+ years) | $11,015,000 | 4,605 |
| Average Assets, year-to-date | $67,357,670 | 6,128 |
| Average Assets, quarterly | $66,995,000 | 6,169 |
| Volatile liabilities | $6,812,000 | 6,880 |
| Insider loans | $220,000 | 6,455 |
| FHLB advances | $620,000 | 4,760 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $7,730,000 | 5,319 |
| Tier 1 (core) risk-based capital | $8,067,000 | 6,030 |
| Tier 2 risk-based capital | $655,000 | 5,183 |
| Total risk weighted assets | $52,287,000 | 5,789 |
| Total unused commitments | $7,730,000 | 5,321 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 26 | 5,362 |
| Assets and Liabilities | ||
| Total Assets: | $69,060,000 | 6,144 |
| Cash and due from depository institutions | $4,515,000 | 5,362 |
| Interest-bearing balances | $2,178,000 | 1,873 |
| Securities | $5,887,000 | 7,028 |
| Federal funds sold & reverse repurchase agreements | $7,393,000 | 2,553 |
| Net loans & leases | $48,350,000 | 5,743 |
| Loan loss allowance | $727,000 | 5,088 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,526,000 | 5,130 |
| Other real estate owned | $0 | 5,362 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,389,000 | 5,953 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $69,060,000 | 6,144 |
| Total liabilities | $60,386,000 | 6,129 |
| Total deposits | $59,363,000 | 6,000 |
| Interest-bearing deposits | $51,969,000 | 5,900 |
| Deposits held in domestic offices | $59,363,000 | 5,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $620,000 | 4,956 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $403,000 | 6,071 |
| Total equity capital | $8,674,000 | 5,848 |
| Total bank equity capital | $8,674,000 | 5,848 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $2,750,000 | 5,100 |
| Undivided profits | $5,424,000 | 4,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 4,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $853,000 | 4,351 |
| Earning assets | $63,808,000 | 6,113 |
| Long-term assets (5+ years) | $11,394,000 | 4,488 |
| Average Assets, year-to-date | $68,571,500 | 6,114 |
| Average Assets, quarterly | $68,571,500 | 6,114 |
| Volatile liabilities | $7,406,000 | 6,692 |
| Insider loans | $474,000 | 5,588 |
| FHLB advances | $620,000 | 4,737 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $9,222,000 | 4,967 |
| Tier 1 (core) risk-based capital | $8,740,000 | 5,737 |
| Tier 2 risk-based capital | $663,000 | 5,128 |
| Total risk weighted assets | $52,994,000 | 5,729 |
| Total unused commitments | $9,222,000 | 4,969 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $68,083,000 | 6,151 |
| Cash and due from depository institutions | $4,625,000 | 5,134 |
| Interest-bearing balances | $2,178,000 | 1,798 |
| Securities | $5,875,000 | 7,063 |
| Federal funds sold & reverse repurchase agreements | $9,447,000 | 1,754 |
| Net loans & leases | $44,984,000 | 5,923 |
| Loan loss allowance | $724,000 | 5,082 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,564,000 | 5,063 |
| Other real estate owned | $0 | 5,134 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,588,000 | 5,736 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $68,083,000 | 6,151 |
| Total liabilities | $59,280,000 | 6,158 |
| Total deposits | $58,308,000 | 6,035 |
| Interest-bearing deposits | $50,601,000 | 5,927 |
| Deposits held in domestic offices | $58,308,000 | 6,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $630,000 | 5,108 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $342,000 | 6,371 |
| Total equity capital | $8,803,000 | 5,775 |
| Total bank equity capital | $8,803,000 | 5,775 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $2,750,000 | 5,086 |
| Undivided profits | $5,553,000 | 4,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,102,000 | 3,647 |
| Earning assets | $62,484,000 | 6,140 |
| Long-term assets (5+ years) | $10,654,000 | 4,560 |
| Average Assets, year-to-date | $64,944,400 | 6,151 |
| Average Assets, quarterly | $66,473,500 | 6,179 |
| Volatile liabilities | $6,295,000 | 7,033 |
| Insider loans | $472,000 | 5,597 |
| FHLB advances | $630,000 | 4,868 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,457,000 | 5,889 |
| Tier 1 (core) risk-based capital | $8,882,000 | 5,667 |
| Tier 2 risk-based capital | $619,000 | 5,296 |
| Total risk weighted assets | $49,453,000 | 5,863 |
| Total unused commitments | $5,457,000 | 5,891 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $64,864,000 | 6,256 |
| Cash and due from depository institutions | $3,962,000 | 5,063 |
| Interest-bearing balances | $2,277,000 | 1,661 |
| Securities | $5,858,000 | 7,139 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,460 |
| Net loans & leases | $48,802,000 | 5,755 |
| Loan loss allowance | $727,000 | 5,089 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,627,000 | 4,960 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,915,000 | 5,316 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $64,864,000 | 6,256 |
| Total liabilities | $56,145,000 | 6,274 |
| Total deposits | $55,175,000 | 6,152 |
| Interest-bearing deposits | $48,709,000 | 6,003 |
| Deposits held in domestic offices | $55,175,000 | 6,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $630,000 | 5,319 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $340,000 | 6,485 |
| Total equity capital | $8,719,000 | 5,774 |
| Total bank equity capital | $8,719,000 | 5,774 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $2,750,000 | 5,078 |
| Undivided profits | $5,469,000 | 4,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,394,000 | 2,967 |
| Earning assets | $59,637,000 | 6,254 |
| Long-term assets (5+ years) | $11,033,000 | 4,459 |
| Average Assets, year-to-date | $64,159,750 | 6,218 |
| Average Assets, quarterly | $63,602,500 | 6,274 |
| Volatile liabilities | $5,669,000 | 7,239 |
| Insider loans | $457,000 | 5,647 |
| FHLB advances | $630,000 | 5,047 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $5,006,000 | 6,065 |
| Tier 1 (core) risk-based capital | $8,815,000 | 5,671 |
| Tier 2 risk-based capital | $649,000 | 5,177 |
| Total risk weighted assets | $51,816,000 | 5,779 |
| Total unused commitments | $5,006,000 | 6,066 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $62,341,000 | 6,353 |
| Cash and due from depository institutions | $3,657,000 | 5,082 |
| Interest-bearing balances | $2,277,000 | 1,679 |
| Securities | $5,696,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $49,648,000 | 5,674 |
| Loan loss allowance | $724,000 | 5,083 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,619,000 | 4,951 |
| Other real estate owned | $0 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,721,000 | 5,527 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $62,341,000 | 6,353 |
| Total liabilities | $53,887,000 | 6,392 |
| Total deposits | $52,686,000 | 6,284 |
| Interest-bearing deposits | $46,268,000 | 6,139 |
| Deposits held in domestic offices | $52,686,000 | 6,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,452 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $630,000 | 5,301 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $271,000 | 6,678 |
| Total equity capital | $8,454,000 | 5,745 |
| Total bank equity capital | $8,454,000 | 5,745 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $2,750,000 | 5,069 |
| Undivided profits | $5,204,000 | 4,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,177,000 | 3,135 |
| Earning assets | $57,621,000 | 6,321 |
| Long-term assets (5+ years) | $11,553,000 | 4,346 |
| Average Assets, year-to-date | $63,925,000 | 6,250 |
| Average Assets, quarterly | $63,830,500 | 6,280 |
| Volatile liabilities | $5,111,000 | 7,369 |
| Insider loans | $525,000 | 5,391 |
| FHLB advances | $630,000 | 5,057 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,441,000 | 5,673 |
| Tier 1 (core) risk-based capital | $8,707,000 | 5,643 |
| Tier 2 risk-based capital | $652,000 | 5,133 |
| Total risk weighted assets | $52,119,000 | 5,724 |
| Total unused commitments | $6,441,000 | 5,674 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $65,320,000 | 6,237 |
| Cash and due from depository institutions | $6,733,000 | 5,063 |
| Interest-bearing balances | $4,952,000 | 1,106 |
| Securities | $5,801,000 | 7,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $49,812,000 | 5,619 |
| Loan loss allowance | $723,000 | 5,064 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,579,000 | 4,966 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,395,000 | 5,903 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $65,320,000 | 6,237 |
| Total liabilities | $56,945,000 | 6,257 |
| Total deposits | $55,388,000 | 6,155 |
| Interest-bearing deposits | $48,776,000 | 6,002 |
| Deposits held in domestic offices | $55,388,000 | 6,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,799 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $630,000 | 5,208 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $227,000 | 6,933 |
| Total equity capital | $8,375,000 | 5,748 |
| Total bank equity capital | $8,375,000 | 5,748 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $2,750,000 | 5,004 |
| Undivided profits | $5,125,000 | 4,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $789,000 | 4,170 |
| Earning assets | $60,565,000 | 6,204 |
| Long-term assets (5+ years) | $12,232,000 | 4,222 |
| Average Assets, year-to-date | $64,717,000 | 6,232 |
| Average Assets, quarterly | $64,717,000 | 6,232 |
| Volatile liabilities | $4,013,000 | 7,593 |
| Insider loans | $518,000 | 5,375 |
| FHLB advances | $630,000 | 5,008 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,208,000 | 5,460 |
| Tier 1 (core) risk-based capital | $8,529,000 | 5,647 |
| Tier 2 risk-based capital | $683,000 | 4,977 |
| Total risk weighted assets | $54,621,000 | 5,551 |
| Total unused commitments | $7,208,000 | 5,461 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $64,114,000 | 6,289 |
| Cash and due from depository institutions | $8,812,000 | 5,186 |
| Interest-bearing balances | $7,130,000 | 805 |
| Securities | $2,939,000 | 7,984 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,905 |
| Net loans & leases | $47,288,000 | 5,746 |
| Loan loss allowance | $724,000 | 5,040 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,564,000 | 4,979 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,411,000 | 5,922 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $64,114,000 | 6,289 |
| Total liabilities | $55,602,000 | 6,348 |
| Total deposits | $54,755,000 | 6,195 |
| Interest-bearing deposits | $46,896,000 | 6,089 |
| Deposits held in domestic offices | $54,755,000 | 6,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $640,000 | 5,306 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $207,000 | 7,062 |
| Total equity capital | $8,512,000 | 5,681 |
| Total bank equity capital | $8,512,000 | 5,681 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $2,750,000 | 4,984 |
| Undivided profits | $5,262,000 | 4,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $900,000 | 3,785 |
| Earning assets | $59,457,000 | 6,259 |
| Long-term assets (5+ years) | $9,464,000 | 4,683 |
| Average Assets, year-to-date | $64,005,600 | 6,199 |
| Average Assets, quarterly | $63,435,500 | 6,299 |
| Volatile liabilities | $4,087,000 | 7,591 |
| Insider loans | $819,000 | 4,593 |
| FHLB advances | $640,000 | 5,040 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $4,664,000 | 6,145 |
| Tier 1 (core) risk-based capital | $8,586,000 | 5,589 |
| Tier 2 risk-based capital | $677,000 | 4,975 |
| Total risk weighted assets | $54,126,000 | 5,573 |
| Total unused commitments | $4,664,000 | 6,146 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 27 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $62,757,000 | 6,358 |
| Cash and due from depository institutions | $8,852,000 | 5,310 |
| Interest-bearing balances | $7,031,000 | 810 |
| Securities | $2,957,000 | 8,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $47,906,000 | 5,717 |
| Loan loss allowance | $724,000 | 5,044 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,400,000 | 5,188 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,642,000 | 5,534 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $62,757,000 | 6,358 |
| Total liabilities | $54,308,000 | 6,391 |
| Total deposits | $53,453,000 | 6,237 |
| Interest-bearing deposits | $46,182,000 | 6,132 |
| Deposits held in domestic offices | $53,453,000 | 6,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $640,000 | 5,392 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $215,000 | 7,096 |
| Total equity capital | $8,449,000 | 5,695 |
| Total bank equity capital | $8,449,000 | 5,695 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $2,750,000 | 4,935 |
| Undivided profits | $5,199,000 | 4,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,044,000 | 3,308 |
| Earning assets | $57,894,000 | 6,324 |
| Long-term assets (5+ years) | $9,235,000 | 4,769 |
| Average Assets, year-to-date | $63,978,500 | 6,219 |
| Average Assets, quarterly | $63,667,000 | 6,294 |
| Volatile liabilities | $4,670,000 | 7,451 |
| Insider loans | $126,000 | 7,014 |
| FHLB advances | $640,000 | 5,126 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,819,000 | 6,062 |
| Tier 1 (core) risk-based capital | $8,509,000 | 5,594 |
| Tier 2 risk-based capital | $680,000 | 4,938 |
| Total risk weighted assets | $54,397,000 | 5,544 |
| Total unused commitments | $4,819,000 | 6,063 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $64,577,000 | 6,233 |
| Cash and due from depository institutions | $8,402,000 | 5,181 |
| Interest-bearing balances | $7,330,000 | 740 |
| Securities | $5,969,000 | 7,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $47,662,000 | 5,659 |
| Loan loss allowance | $726,000 | 4,965 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,039,000 | 5,776 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,505,000 | 5,593 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $64,577,000 | 6,233 |
| Total liabilities | $56,250,000 | 6,281 |
| Total deposits | $51,634,000 | 6,297 |
| Interest-bearing deposits | $44,869,000 | 6,191 |
| Deposits held in domestic offices | $51,634,000 | 6,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,800,000 | 1,856 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $640,000 | 5,312 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $176,000 | 7,251 |
| Total equity capital | $8,327,000 | 5,701 |
| Total bank equity capital | $8,327,000 | 5,701 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $2,750,000 | 4,911 |
| Undivided profits | $5,077,000 | 4,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $926,000 | 3,374 |
| Earning assets | $60,961,000 | 6,146 |
| Long-term assets (5+ years) | $8,881,000 | 4,915 |
| Average Assets, year-to-date | $64,385,670 | 6,194 |
| Average Assets, quarterly | $64,615,500 | 6,200 |
| Volatile liabilities | $8,216,000 | 6,370 |
| Insider loans | $312,000 | 6,158 |
| FHLB advances | $640,000 | 5,088 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,143,000 | 5,646 |
| Tier 1 (core) risk-based capital | $8,381,000 | 5,577 |
| Tier 2 risk-based capital | $680,000 | 4,893 |
| Total risk weighted assets | $54,326,000 | 5,469 |
| Total unused commitments | $6,143,000 | 5,646 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $64,654,000 | 6,253 |
| Cash and due from depository institutions | $6,725,000 | 5,308 |
| Interest-bearing balances | $4,743,000 | 1,142 |
| Securities | $10,842,000 | 6,280 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 4,582 |
| Net loans & leases | $43,624,000 | 5,852 |
| Loan loss allowance | $723,000 | 5,015 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $955,000 | 5,963 |
| Other real estate owned | $0 | 5,308 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,108,000 | 6,324 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $64,654,000 | 6,253 |
| Total liabilities | $56,543,000 | 6,280 |
| Total deposits | $55,724,000 | 6,107 |
| Interest-bearing deposits | $48,233,000 | 6,022 |
| Deposits held in domestic offices | $55,724,000 | 6,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $650,000 | 5,188 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $169,000 | 7,224 |
| Total equity capital | $8,111,000 | 5,706 |
| Total bank equity capital | $8,111,000 | 5,706 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $2,750,000 | 4,918 |
| Undivided profits | $4,861,000 | 4,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $630,000 | 4,519 |
| Earning assets | $60,609,000 | 6,187 |
| Long-term assets (5+ years) | $8,814,000 | 4,996 |
| Average Assets, year-to-date | $64,290,000 | 6,249 |
| Average Assets, quarterly | $64,290,000 | 6,249 |
| Volatile liabilities | $3,986,000 | 7,555 |
| Insider loans | $257,000 | 6,382 |
| FHLB advances | $650,000 | 4,957 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,926,000 | 5,086 |
| Tier 1 (core) risk-based capital | $8,295,000 | 5,568 |
| Tier 2 risk-based capital | $615,000 | 5,185 |
| Total risk weighted assets | $49,102,000 | 5,731 |
| Total unused commitments | $7,926,000 | 5,089 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $63,926,000 | 6,288 |
| Cash and due from depository institutions | $6,556,000 | 5,189 |
| Interest-bearing balances | $5,053,000 | 1,102 |
| Securities | $11,953,000 | 6,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $43,124,000 | 5,903 |
| Loan loss allowance | $721,000 | 4,988 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $994,000 | 5,882 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,299,000 | 5,909 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $63,926,000 | 6,288 |
| Total liabilities | $55,189,000 | 6,368 |
| Total deposits | $52,794,000 | 6,286 |
| Interest-bearing deposits | $45,296,000 | 6,207 |
| Deposits held in domestic offices | $52,794,000 | 6,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,418 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $650,000 | 5,231 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $145,000 | 7,398 |
| Total equity capital | $8,737,000 | 5,467 |
| Total bank equity capital | $8,737,000 | 5,467 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $2,750,000 | 4,900 |
| Undivided profits | $5,487,000 | 4,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 5,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $838,000 | 3,561 |
| Earning assets | $60,130,000 | 6,214 |
| Long-term assets (5+ years) | $8,883,000 | 5,036 |
| Average Assets, year-to-date | $65,835,600 | 6,073 |
| Average Assets, quarterly | $64,352,500 | 6,241 |
| Volatile liabilities | $4,704,000 | 7,337 |
| Insider loans | $297,000 | 6,246 |
| FHLB advances | $650,000 | 4,971 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,030,000 | 4,926 |
| Tier 1 (core) risk-based capital | $8,809,000 | 5,312 |
| Tier 2 risk-based capital | $609,000 | 5,190 |
| Total risk weighted assets | $48,590,000 | 5,766 |
| Total unused commitments | $8,030,000 | 4,926 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $64,779,000 | 6,219 |
| Cash and due from depository institutions | $7,007,000 | 5,323 |
| Interest-bearing balances | $5,053,000 | 1,130 |
| Securities | $11,367,000 | 6,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $43,993,000 | 5,840 |
| Loan loss allowance | $729,000 | 4,965 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,011,000 | 5,853 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,401,000 | 5,741 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $64,779,000 | 6,219 |
| Total liabilities | $56,097,000 | 6,301 |
| Total deposits | $55,235,000 | 6,113 |
| Interest-bearing deposits | $48,045,000 | 5,982 |
| Deposits held in domestic offices | $55,235,000 | 6,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $650,000 | 5,266 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $212,000 | 7,014 |
| Total equity capital | $8,682,000 | 5,477 |
| Total bank equity capital | $8,682,000 | 5,477 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $2,750,000 | 4,873 |
| Undivided profits | $5,432,000 | 4,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $971,000 | 3,221 |
| Earning assets | $60,413,000 | 6,152 |
| Long-term assets (5+ years) | $8,366,000 | 5,272 |
| Average Assets, year-to-date | $66,313,000 | 6,067 |
| Average Assets, quarterly | $65,319,500 | 6,155 |
| Volatile liabilities | $3,542,000 | 7,763 |
| Insider loans | $298,000 | 6,237 |
| FHLB advances | $650,000 | 5,011 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,371,000 | 5,716 |
| Tier 1 (core) risk-based capital | $8,695,000 | 5,318 |
| Tier 2 risk-based capital | $632,000 | 5,083 |
| Total risk weighted assets | $50,432,000 | 5,665 |
| Total unused commitments | $5,371,000 | 5,722 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $65,860,000 | 6,165 |
| Cash and due from depository institutions | $6,799,000 | 5,124 |
| Interest-bearing balances | $5,449,000 | 1,090 |
| Securities | $13,535,000 | 5,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $43,146,000 | 5,876 |
| Loan loss allowance | $726,000 | 4,976 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $997,000 | 5,896 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,383,000 | 5,770 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $65,860,000 | 6,165 |
| Total liabilities | $57,414,000 | 6,223 |
| Total deposits | $54,707,000 | 6,153 |
| Interest-bearing deposits | $48,301,000 | 6,006 |
| Deposits held in domestic offices | $54,707,000 | 6,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,445 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $650,000 | 5,247 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $207,000 | 6,730 |
| Total equity capital | $8,446,000 | 5,472 |
| Total bank equity capital | $8,446,000 | 5,472 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $2,750,000 | 4,861 |
| Undivided profits | $5,196,000 | 4,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $899,000 | 3,240 |
| Earning assets | $62,130,000 | 6,065 |
| Long-term assets (5+ years) | $8,423,000 | 5,362 |
| Average Assets, year-to-date | $66,824,330 | 6,079 |
| Average Assets, quarterly | $66,848,000 | 6,095 |
| Volatile liabilities | $5,587,000 | 7,038 |
| Insider loans | $298,000 | 6,267 |
| FHLB advances | $650,000 | 5,011 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,366,000 | 5,071 |
| Tier 1 (core) risk-based capital | $8,562,000 | 5,339 |
| Tier 2 risk-based capital | $644,000 | 5,000 |
| Total risk weighted assets | $51,444,000 | 5,573 |
| Total unused commitments | $7,366,000 | 5,074 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 29 | 5,130 |
| Assets and Liabilities | ||
| Total Assets: | $67,836,000 | 6,097 |
| Cash and due from depository institutions | $7,696,000 | 5,130 |
| Interest-bearing balances | $6,043,000 | 1,114 |
| Securities | $16,337,000 | 5,316 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,393 |
| Net loans & leases | $40,455,000 | 6,008 |
| Loan loss allowance | $715,000 | 4,976 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $994,000 | 5,896 |
| Other real estate owned | $0 | 5,130 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,154,000 | 6,075 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $67,836,000 | 6,097 |
| Total liabilities | $59,211,000 | 6,139 |
| Total deposits | $58,583,000 | 5,969 |
| Interest-bearing deposits | $52,171,000 | 5,802 |
| Deposits held in domestic offices | $58,583,000 | 5,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $450,000 | 5,230 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $178,000 | 7,251 |
| Total equity capital | $8,625,000 | 5,450 |
| Total bank equity capital | $8,625,000 | 5,450 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $2,750,000 | 4,845 |
| Undivided profits | $5,375,000 | 4,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $692,000 | 4,011 |
| Earning assets | $64,035,000 | 5,986 |
| Long-term assets (5+ years) | $7,571,000 | 5,529 |
| Average Assets, year-to-date | $67,306,500 | 6,089 |
| Average Assets, quarterly | $67,306,500 | 6,089 |
| Volatile liabilities | $3,576,000 | 7,701 |
| Insider loans | $440,000 | 5,675 |
| FHLB advances | $450,000 | 4,951 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,410,000 | 4,787 |
| Tier 1 (core) risk-based capital | $8,480,000 | 5,320 |
| Tier 2 risk-based capital | $659,000 | 4,899 |
| Total risk weighted assets | $52,643,000 | 5,436 |
| Total unused commitments | $8,410,000 | 4,794 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $66,777,000 | 6,116 |
| Cash and due from depository institutions | $9,759,000 | 5,136 |
| Interest-bearing balances | $7,627,000 | 831 |
| Securities | $13,167,000 | 5,964 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,454 |
| Net loans & leases | $40,131,000 | 6,027 |
| Loan loss allowance | $741,000 | 4,862 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,005,000 | 5,899 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,215,000 | 5,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,777,000 | 6,116 |
| Total liabilities | $57,211,000 | 6,241 |
| Total deposits | $56,596,000 | 6,071 |
| Interest-bearing deposits | $49,474,000 | 5,966 |
| Deposits held in domestic offices | $56,596,000 | 6,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $450,000 | 5,252 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $165,000 | 7,360 |
| Total equity capital | $9,566,000 | 5,028 |
| Total bank equity capital | $9,566,000 | 5,028 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $2,750,000 | 4,822 |
| Undivided profits | $6,316,000 | 4,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $878,000 | 3,393 |
| Earning assets | $62,425,000 | 6,047 |
| Long-term assets (5+ years) | $7,244,000 | 5,613 |
| Average Assets, year-to-date | $67,171,000 | 5,990 |
| Average Assets, quarterly | $67,082,000 | 6,083 |
| Volatile liabilities | $3,488,000 | 7,788 |
| Insider loans | $451,000 | 5,655 |
| FHLB advances | $450,000 | 4,988 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,315,000 | 6,049 |
| Tier 1 (core) risk-based capital | $9,534,000 | 4,873 |
| Tier 2 risk-based capital | $651,000 | 4,941 |
| Total risk weighted assets | $52,031,000 | 5,462 |
| Total unused commitments | $4,315,000 | 6,054 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $67,387,000 | 6,095 |
| Cash and due from depository institutions | $9,830,000 | 5,029 |
| Interest-bearing balances | $7,628,000 | 960 |
| Securities | $13,279,000 | 5,861 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,806 |
| Net loans & leases | $41,174,000 | 5,979 |
| Loan loss allowance | $735,000 | 4,886 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,000,000 | 5,904 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,504,000 | 5,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,387,000 | 6,095 |
| Total liabilities | $57,851,000 | 6,193 |
| Total deposits | $57,137,000 | 6,036 |
| Interest-bearing deposits | $50,492,000 | 5,890 |
| Deposits held in domestic offices | $57,137,000 | 6,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $450,000 | 5,227 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $264,000 | 6,717 |
| Total equity capital | $9,536,000 | 5,004 |
| Total bank equity capital | $9,536,000 | 5,004 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $2,750,000 | 4,787 |
| Undivided profits | $6,286,000 | 4,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,139,000 | 2,777 |
| Earning assets | $62,681,000 | 6,043 |
| Long-term assets (5+ years) | $7,643,000 | 5,522 |
| Average Assets, year-to-date | $67,269,500 | 6,013 |
| Average Assets, quarterly | $65,999,000 | 6,144 |
| Volatile liabilities | $3,670,000 | 7,770 |
| Insider loans | $123,000 | 7,265 |
| FHLB advances | $450,000 | 4,955 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,417,000 | 5,613 |
| Tier 1 (core) risk-based capital | $9,478,000 | 4,872 |
| Tier 2 risk-based capital | $676,000 | 4,819 |
| Total risk weighted assets | $54,005,000 | 5,336 |
| Total unused commitments | $5,417,000 | 5,617 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 29 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $64,611,000 | 6,222 |
| Cash and due from depository institutions | $9,629,000 | 5,170 |
| Interest-bearing balances | $8,023,000 | 1,027 |
| Securities | $10,541,000 | 6,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $42,145,000 | 5,887 |
| Loan loss allowance | $730,000 | 4,881 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,007,000 | 5,874 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,289,000 | 5,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,611,000 | 6,222 |
| Total liabilities | $55,161,000 | 6,343 |
| Total deposits | $54,132,000 | 6,193 |
| Interest-bearing deposits | $48,424,000 | 6,047 |
| Deposits held in domestic offices | $54,132,000 | 6,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 2,973 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $450,000 | 5,285 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $279,000 | 6,681 |
| Total equity capital | $9,450,000 | 5,039 |
| Total bank equity capital | $9,450,000 | 5,039 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $2,750,000 | 4,753 |
| Undivided profits | $6,200,000 | 4,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $937,000 | 3,204 |
| Earning assets | $60,709,000 | 6,139 |
| Long-term assets (5+ years) | $7,487,000 | 5,468 |
| Average Assets, year-to-date | $67,230,330 | 6,022 |
| Average Assets, quarterly | $66,746,500 | 6,096 |
| Volatile liabilities | $3,958,000 | 7,657 |
| Insider loans | $103,000 | 7,476 |
| FHLB advances | $450,000 | 4,930 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,402,000 | 5,218 |
| Tier 1 (core) risk-based capital | $9,400,000 | 4,834 |
| Tier 2 risk-based capital | $686,000 | 4,745 |
| Total risk weighted assets | $54,833,000 | 5,278 |
| Total unused commitments | $6,402,000 | 5,233 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $68,882,000 | 5,971 |
| Cash and due from depository institutions | $9,708,000 | 5,143 |
| Interest-bearing balances | $7,925,000 | 1,050 |
| Securities | $12,397,000 | 5,992 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,928 |
| Net loans & leases | $42,114,000 | 5,833 |
| Loan loss allowance | $735,000 | 4,813 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $988,000 | 5,895 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,275,000 | 5,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,882,000 | 5,971 |
| Total liabilities | $59,493,000 | 6,083 |
| Total deposits | $58,710,000 | 5,901 |
| Interest-bearing deposits | $52,142,000 | 5,775 |
| Deposits held in domestic offices | $58,710,000 | 5,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $450,000 | 5,142 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $333,000 | 6,268 |
| Total equity capital | $9,389,000 | 4,972 |
| Total bank equity capital | $9,389,000 | 4,972 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $2,750,000 | 4,728 |
| Undivided profits | $6,139,000 | 4,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 5,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $916,000 | 3,318 |
| Earning assets | $64,836,000 | 5,875 |
| Long-term assets (5+ years) | $7,218,000 | 5,507 |
| Average Assets, year-to-date | $68,540,000 | 5,959 |
| Average Assets, quarterly | $68,540,000 | 5,959 |
| Volatile liabilities | $3,754,000 | 7,739 |
| Insider loans | $350,000 | 6,062 |
| FHLB advances | $450,000 | 4,870 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,820,000 | 4,707 |
| Tier 1 (core) risk-based capital | $9,314,000 | 4,802 |
| Tier 2 risk-based capital | $703,000 | 4,611 |
| Total risk weighted assets | $56,205,000 | 5,141 |
| Total unused commitments | $7,820,000 | 4,719 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $68,198,000 | 5,974 |
| Cash and due from depository institutions | $8,371,000 | 5,011 |
| Interest-bearing balances | $6,539,000 | 1,157 |
| Securities | $12,156,000 | 6,031 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,483 |
| Net loans & leases | $41,670,000 | 5,873 |
| Loan loss allowance | $727,000 | 4,788 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $982,000 | 5,897 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,319,000 | 5,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,198,000 | 5,974 |
| Total liabilities | $57,798,000 | 6,130 |
| Total deposits | $57,461,000 | 5,939 |
| Interest-bearing deposits | $50,722,000 | 5,823 |
| Deposits held in domestic offices | $57,461,000 | 5,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $337,000 | 6,359 |
| Total equity capital | $10,400,000 | 4,585 |
| Total bank equity capital | $10,400,000 | 4,585 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $2,750,000 | 4,677 |
| Undivided profits | $7,150,000 | 3,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,018,000 | 3,160 |
| Earning assets | $64,065,000 | 5,878 |
| Long-term assets (5+ years) | $6,822,000 | 5,561 |
| Average Assets, year-to-date | $69,017,200 | 5,788 |
| Average Assets, quarterly | $68,534,000 | 5,929 |
| Volatile liabilities | $3,550,000 | 7,897 |
| Insider loans | $299,000 | 6,331 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,364,000 | 5,808 |
| Tier 1 (core) risk-based capital | $10,302,000 | 4,406 |
| Tier 2 risk-based capital | $678,000 | 4,672 |
| Total risk weighted assets | $54,192,000 | 5,222 |
| Total unused commitments | $4,364,000 | 5,812 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $70,675,000 | 5,779 |
| Cash and due from depository institutions | $10,187,000 | 4,907 |
| Interest-bearing balances | $8,633,000 | 815 |
| Securities | $12,460,000 | 5,906 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,334 |
| Net loans & leases | $43,078,000 | 5,710 |
| Loan loss allowance | $731,000 | 4,584 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,052,000 | 5,776 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,398,000 | 5,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,675,000 | 5,779 |
| Total liabilities | $60,523,000 | 5,919 |
| Total deposits | $59,958,000 | 5,687 |
| Interest-bearing deposits | $53,346,000 | 5,547 |
| Deposits held in domestic offices | $59,958,000 | 5,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $565,000 | 5,052 |
| Total equity capital | $10,152,000 | 4,447 |
| Total bank equity capital | $10,152,000 | 4,447 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $2,750,000 | 4,605 |
| Undivided profits | $6,902,000 | 3,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 7,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,115,000 | 3,117 |
| Earning assets | $66,671,000 | 5,671 |
| Long-term assets (5+ years) | $6,866,000 | 5,576 |
| Average Assets, year-to-date | $67,761,600 | 5,742 |
| Average Assets, quarterly | $70,139,500 | 5,760 |
| Volatile liabilities | $3,618,000 | 7,984 |
| Insider loans | $358,000 | 6,082 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,242,000 | 5,418 |
| Tier 1 (core) risk-based capital | $10,088,000 | 4,320 |
| Tier 2 risk-based capital | $711,000 | 4,385 |
| Total risk weighted assets | $56,857,000 | 5,004 |
| Total unused commitments | $5,242,000 | 5,425 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $69,266,000 | 5,736 |
| Cash and due from depository institutions | $9,298,000 | 4,969 |
| Interest-bearing balances | $6,732,000 | 673 |
| Securities | $11,694,000 | 6,313 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,390 |
| Net loans & leases | $44,720,000 | 5,546 |
| Loan loss allowance | $767,000 | 4,290 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $914,000 | 6,188 |
| Other real estate owned | $62,000 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,578,000 | 4,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,266,000 | 5,736 |
| Total liabilities | $59,528,000 | 5,848 |
| Total deposits | $59,066,000 | 5,611 |
| Interest-bearing deposits | $52,044,000 | 5,499 |
| Deposits held in domestic offices | $59,066,000 | 5,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $462,000 | 6,039 |
| Total equity capital | $9,738,000 | 4,499 |
| Total bank equity capital | $9,738,000 | 4,499 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $2,750,000 | 4,587 |
| Undivided profits | $6,488,000 | 3,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 7,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,148,000 | 2,331 |
| Earning assets | $64,146,000 | 5,699 |
| Long-term assets (5+ years) | $5,830,000 | 5,714 |
| Average Assets, year-to-date | $69,842,200 | 5,511 |
| Average Assets, quarterly | $69,263,000 | 5,677 |
| Volatile liabilities | $3,015,000 | 8,356 |
| Insider loans | $273,000 | 6,667 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,680,000 | 6,079 |
| Tier 1 (core) risk-based capital | $9,752,000 | 4,382 |
| Tier 2 risk-based capital | $647,890 | 4,582 |
| Total risk weighted assets | $51,712,290 | 5,193 |
| Total unused commitments | $3,680,000 | 6,082 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $71,104,000 | 5,634 |
| Cash and due from depository institutions | $7,216,000 | 4,797 |
| Interest-bearing balances | $3,762,000 | 1,055 |
| Securities | $19,619,000 | 4,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $41,696,000 | 5,696 |
| Loan loss allowance | $961,000 | 3,545 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $968,000 | 6,133 |
| Other real estate owned | $63,000 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,542,000 | 4,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,104,000 | 5,634 |
| Total liabilities | $61,905,000 | 5,733 |
| Total deposits | $61,011,000 | 5,509 |
| Interest-bearing deposits | $54,610,000 | 5,361 |
| Deposits held in domestic offices | $61,011,000 | 5,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,450 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $394,000 | 6,117 |
| Total equity capital | $9,199,000 | 4,551 |
| Total bank equity capital | $9,199,000 | 4,551 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $2,750,000 | 4,574 |
| Undivided profits | $5,949,000 | 3,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 6,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $939,000 | 2,426 |
| Earning assets | $65,077,000 | 5,605 |
| Long-term assets (5+ years) | $5,810,000 | 6,030 |
| Average Assets, year-to-date | $73,045,000 | 5,392 |
| Average Assets, quarterly | $70,777,500 | 5,603 |
| Volatile liabilities | $4,963,000 | 7,353 |
| Insider loans | $273,000 | 6,656 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,755,000 | 6,186 |
| Tier 1 (core) risk-based capital | $9,316,000 | 4,511 |
| Tier 2 risk-based capital | $629,450 | 4,556 |
| Total risk weighted assets | $50,024,550 | 5,199 |
| Total unused commitments | $3,755,000 | 6,191 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $77,434,000 | 5,329 |
| Cash and due from depository institutions | $5,735,000 | 4,841 |
| Interest-bearing balances | $1,683,000 | 2,316 |
| Securities | $18,456,000 | 5,103 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,778 |
| Net loans & leases | $46,043,000 | 5,211 |
| Loan loss allowance | $946,000 | 3,504 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,077,000 | 5,757 |
| Other real estate owned | $63,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,710,000 | 4,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,434,000 | 5,329 |
| Total liabilities | $68,393,000 | 5,389 |
| Total deposits | $67,629,000 | 5,191 |
| Interest-bearing deposits | $59,530,000 | 5,075 |
| Deposits held in domestic offices | $67,629,000 | 5,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $764,000 | 4,319 |
| Total equity capital | $9,041,000 | 4,730 |
| Total bank equity capital | $9,041,000 | 4,730 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $2,750,000 | 4,452 |
| Undivided profits | $5,791,000 | 3,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,358 |
| Income earned, not collected on loans | $1,228,000 | 1,767 |
| Earning assets | $70,532,000 | 5,345 |
| Long-term assets (5+ years) | $9,094,000 | 4,950 |
| Average Assets, year-to-date | $72,191,600 | 5,376 |
| Average Assets, quarterly | $75,010,500 | 5,369 |
| Volatile liabilities | $8,150,000 | 5,597 |
| Insider loans | $397,000 | 5,845 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,386,000 | 4,365 |
| Tier 1 (core) risk-based capital | $8,976,000 | 4,587 |
| Tier 2 risk-based capital | $646,890 | 4,346 |
| Total risk weighted assets | $51,452,390 | 4,978 |
| Total unused commitments | $7,386,000 | 4,371 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $71,208,000 | 5,656 |
| Cash and due from depository institutions | $3,908,000 | 4,914 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,962,000 | 6,242 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $48,687,000 | 5,082 |
| Loan loss allowance | $511,000 | 5,609 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $709,000 | 6,978 |
| Other real estate owned | $0 | 4,914 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,542,000 | 4,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,208,000 | 5,656 |
| Total liabilities | $61,346,000 | 5,802 |
| Total deposits | $60,772,000 | 5,602 |
| Interest-bearing deposits | $52,432,000 | 5,589 |
| Deposits held in domestic offices | $60,772,000 | 5,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $574,000 | 5,365 |
| Total equity capital | $9,862,000 | 4,355 |
| Total bank equity capital | $9,862,000 | 4,355 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $2,750,000 | 4,429 |
| Undivided profits | $6,612,000 | 3,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 7,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,173,000 | 1,921 |
| Earning assets | $65,049,000 | 5,681 |
| Long-term assets (5+ years) | $9,143,000 | 4,555 |
| Average Assets, year-to-date | $69,777,200 | 5,555 |
| Average Assets, quarterly | $71,274,500 | 5,602 |
| Volatile liabilities | $4,339,000 | 7,531 |
| Insider loans | $510,000 | 5,367 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,634,000 | 3,547 |
| Tier 1 (core) risk-based capital | $9,841,000 | 4,230 |
| Tier 2 risk-based capital | $511,000 | 5,072 |
| Total risk weighted assets | $50,561,500 | 5,002 |
| Total unused commitments | $9,634,000 | 3,549 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $68,871,000 | 5,954 |
| Cash and due from depository institutions | $3,734,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,915,000 | 6,442 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,987 |
| Net loans & leases | $44,159,000 | 5,496 |
| Loan loss allowance | $515,000 | 5,779 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $552,000 | 7,841 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,311,000 | 5,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,871,000 | 5,954 |
| Total liabilities | $59,127,000 | 6,131 |
| Total deposits | $58,646,000 | 5,945 |
| Interest-bearing deposits | $51,019,000 | 5,879 |
| Deposits held in domestic offices | $58,646,000 | 5,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $481,000 | 6,109 |
| Total equity capital | $9,744,000 | 4,446 |
| Total bank equity capital | $9,744,000 | 4,446 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $2,750,000 | 4,497 |
| Undivided profits | $6,494,000 | 3,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 820 |
| Income earned, not collected on loans | $979,000 | 2,302 |
| Earning assets | $63,274,000 | 5,943 |
| Long-term assets (5+ years) | $6,276,000 | 5,319 |
| Average Assets, year-to-date | $68,302,200 | 5,805 |
| Average Assets, quarterly | $69,060,500 | 5,890 |
| Volatile liabilities | $4,012,000 | 7,757 |
| Insider loans | $569,000 | 5,179 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,077,000 | 3,881 |
| Tier 1 (core) risk-based capital | $9,728,000 | 4,348 |
| Tier 2 risk-based capital | $515,000 | 5,146 |
| Total risk weighted assets | $46,256,000 | 5,380 |
| Total unused commitments | $8,077,000 | 3,896 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $67,077,000 | 6,129 |
| Cash and due from depository institutions | $3,280,000 | 5,686 |
| Interest-bearing balances | $594,000 | 3,103 |
| Securities | $22,939,000 | 5,032 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $37,370,000 | 6,111 |
| Loan loss allowance | $811,000 | 4,207 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $575,000 | 7,896 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,413,000 | 4,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,077,000 | 6,129 |
| Total liabilities | $57,566,000 | 6,324 |
| Total deposits | $56,814,000 | 6,174 |
| Interest-bearing deposits | $48,901,000 | 6,162 |
| Deposits held in domestic offices | $56,814,000 | 6,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $752,000 | 4,607 |
| Total equity capital | $9,511,000 | 4,528 |
| Total bank equity capital | $9,511,000 | 4,528 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,750,000 | 4,479 |
| Undivided profits | $6,261,000 | 3,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $996,000 | 2,319 |
| Earning assets | $62,403,000 | 6,061 |
| Long-term assets (5+ years) | $9,890,000 | 4,056 |
| Average Assets, year-to-date | $64,953,800 | 6,085 |
| Average Assets, quarterly | $66,621,500 | 6,108 |
| Volatile liabilities | $3,344,000 | 8,234 |
| Insider loans | $186,000 | 8,143 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,373,000 | 6,048 |
| Tier 1 (core) risk-based capital | $9,141,000 | 4,553 |
| Tier 2 risk-based capital | $513,140 | 5,165 |
| Total risk weighted assets | $40,753,140 | 5,868 |
| Total unused commitments | $3,373,000 | 6,063 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $62,787,000 | 6,442 |
| Cash and due from depository institutions | $3,936,000 | 5,876 |
| Interest-bearing balances | $1,584,000 | 1,857 |
| Securities | $23,213,000 | 5,278 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $32,683,000 | 6,650 |
| Loan loss allowance | $726,000 | 4,701 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $656,000 | 7,613 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,299,000 | 5,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,787,000 | 6,442 |
| Total liabilities | $54,568,000 | 6,610 |
| Total deposits | $54,314,000 | 6,401 |
| Interest-bearing deposits | $48,093,000 | 6,265 |
| Deposits held in domestic offices | $54,314,000 | 6,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $254,000 | 8,025 |
| Total equity capital | $8,219,000 | 4,809 |
| Total bank equity capital | $8,219,000 | 4,809 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,750,000 | 4,425 |
| Undivided profits | $4,969,000 | 4,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $844,000 | 2,388 |
| Earning assets | $58,480,000 | 6,330 |
| Long-term assets (5+ years) | $4,289,000 | 6,430 |
| Average Assets, year-to-date | $63,896,800 | 6,238 |
| Average Assets, quarterly | $62,800,000 | 6,404 |
| Volatile liabilities | $2,599,000 | 8,924 |
| Insider loans | $165,000 | 8,572 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $266,000 | 10,972 |
| Tier 1 (core) risk-based capital | $8,528,000 | 4,733 |
| Tier 2 risk-based capital | $450,540 | 5,735 |
| Total risk weighted assets | $35,767,940 | 6,419 |
| Total unused commitments | $266,000 | 10,975 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $65,552,000 | 6,379 |
| Cash and due from depository institutions | $3,421,000 | 5,844 |
| Interest-bearing balances | $990,000 | 3,449 |
| Securities | $24,420,000 | 5,325 |
| Federal funds sold & reverse repurchase agreements | $3,760,000 | 3,639 |
| Net loans & leases | $31,879,000 | 6,720 |
| Loan loss allowance | $613,000 | 5,490 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $726,000 | 7,376 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,346,000 | 4,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,552,000 | 6,379 |
| Total liabilities | $57,259,000 | 6,579 |
| Total deposits | $56,788,000 | 6,412 |
| Interest-bearing deposits | $51,731,000 | 6,177 |
| Deposits held in domestic offices | $56,788,000 | 6,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,000 | 4,854 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $452,000 | 5,753 |
| Total equity capital | $8,293,000 | 4,854 |
| Total bank equity capital | $8,293,000 | 4,854 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,750,000 | 4,397 |
| Undivided profits | $5,043,000 | 4,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $761,000 | 2,346 |
| Earning assets | $61,049,000 | 6,313 |
| Long-term assets (5+ years) | $4,814,000 | 6,533 |
| Average Assets, year-to-date | $65,819,200 | 6,230 |
| Average Assets, quarterly | $65,494,500 | 6,328 |
| Volatile liabilities | $1,814,000 | 9,992 |
| Insider loans | $96,000 | 9,815 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $274,000 | 11,237 |
| Tier 1 (core) risk-based capital | $8,293,000 | 4,751 |
| Tier 2 risk-based capital | $449,690 | 5,743 |
| Total risk weighted assets | $35,812,190 | 6,404 |
| Total unused commitments | $274,000 | 11,245 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $66,552,000 | 6,379 |
| Cash and due from depository institutions | $4,312,000 | 5,798 |
| Interest-bearing balances | $1,089,000 | 3,642 |
| Securities | $28,227,000 | 4,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $31,709,000 | 6,776 |
| Loan loss allowance | $592,000 | 5,697 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $686,000 | 7,707 |
| Other real estate owned | $0 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,618,000 | 4,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,552,000 | 6,379 |
| Total liabilities | $58,699,000 | 6,551 |
| Total deposits | $58,150,000 | 6,425 |
| Interest-bearing deposits | $52,505,000 | 6,216 |
| Deposits held in domestic offices | $58,150,000 | 6,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $25,000 | 4,802 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $524,000 | 5,622 |
| Total equity capital | $7,853,000 | 4,880 |
| Total bank equity capital | $7,853,000 | 4,880 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $5,353,000 | 3,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 10,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $796,000 | 2,500 |
| Earning assets | $61,025,000 | 6,371 |
| Long-term assets (5+ years) | $6,232,000 | 5,794 |
| Average Assets, year-to-date | $68,213,600 | 6,123 |
| Average Assets, quarterly | $67,336,000 | 6,268 |
| Volatile liabilities | $1,335,000 | 11,127 |
| Insider loans | $144,000 | 4,769 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $208,000 | 11,664 |
| Tier 1 (core) risk-based capital | $7,853,000 | 4,788 |
| Tier 2 risk-based capital | $438,700 | 5,807 |
| Total risk weighted assets | $34,942,800 | 6,576 |
| Total unused commitments | $208,000 | 11,682 |
| Derivatives | $0 | 651 |