Home > The Elgin State Bank > Assets and Liabilities
The Elgin State Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 59 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $276,803,000 | 2,321 |
| Cash and due from depository institutions | $59,382,000 | 2,594 |
| Interest-bearing balances | $53,145,000 | 712 |
| Securities | $23,360,000 | 4,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $160,399,000 | 2,476 |
| Loan loss allowance | $4,270,000 | 1,786 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,664,000 | 2,073 |
| Other real estate owned | $15,052,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $12,946,000 | 1,520 |
| Life insurance assets | $5,614,000 | 1,201 |
| Total liabilities and capital | $276,803,000 | 2,321 |
| Total liabilities | $257,942,000 | 2,234 |
| Total deposits | $248,747,000 | 2,161 |
| Interest-bearing deposits | $194,594,000 | 2,328 |
| Deposits held in domestic offices | $248,747,000 | 2,161 |
| % insured | 95.41% | 1,810 |
| Federal funds purchased & repurchase agreements | $4,959,000 | 1,269 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $3,500,000 | 155 |
| All other liabilities | $736,000 | 3,803 |
| Total equity capital | $18,861,000 | 3,353 |
| Total bank equity capital | $18,861,000 | 3,353 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $531,000 | 3,448 |
| Surplus | $7,229,000 | 3,227 |
| Undivided profits | $11,101,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,079,000 | 2,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $756,000 | 3,717 |
| Earning assets | $236,904,000 | 2,454 |
| Long-term assets (5+ years) | $16,844,000 | 4,633 |
| Average Assets, year-to-date | $286,438,000 | 2,235 |
| Average Assets, quarterly | $282,574,500 | 2,274 |
| Volatile liabilities | $8,159,000 | 3,863 |
| Insider loans | $6,169,000 | 1,072 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $27,476,000 | 2,012 |
| Tier 1 (core) risk-based capital | $18,819,000 | 3,193 |
| Tier 2 risk-based capital | $5,847,000 | 917 |
| Total risk weighted assets | $185,871,000 | 2,298 |
| Total unused commitments | $27,476,000 | 2,015 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 60 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $288,346,000 | 2,256 |
| Cash and due from depository institutions | $61,906,000 | 2,575 |
| Interest-bearing balances | $57,229,000 | 680 |
| Securities | $24,316,000 | 4,090 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $170,114,000 | 2,374 |
| Loan loss allowance | $4,608,000 | 1,678 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,745,000 | 2,063 |
| Other real estate owned | $13,180,000 | 2,575 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $13,085,000 | 1,536 |
| Life insurance assets | $5,565,000 | 1,198 |
| Total liabilities and capital | $288,346,000 | 2,256 |
| Total liabilities | $269,784,000 | 2,170 |
| Total deposits | $258,893,000 | 2,093 |
| Interest-bearing deposits | $207,784,000 | 2,225 |
| Deposits held in domestic offices | $258,893,000 | 2,091 |
| % insured | 94.53% | 2,236 |
| Federal funds purchased & repurchase agreements | $6,532,000 | 1,137 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $3,500,000 | 157 |
| All other liabilities | $859,000 | 3,434 |
| Total equity capital | $18,562,000 | 3,344 |
| Total bank equity capital | $18,562,000 | 3,343 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $531,000 | 3,490 |
| Surplus | $7,229,000 | 3,246 |
| Undivided profits | $10,802,000 | 2,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,072,000 | 1,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $773,000 | 3,660 |
| Earning assets | $251,659,000 | 2,343 |
| Long-term assets (5+ years) | $16,835,000 | 4,575 |
| Average Assets, year-to-date | $291,255,500 | 2,216 |
| Average Assets, quarterly | $291,255,500 | 2,216 |
| Volatile liabilities | $10,221,000 | 3,505 |
| Insider loans | $5,816,000 | 1,153 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $28,227,000 | 1,996 |
| Tier 1 (core) risk-based capital | $18,538,000 | 3,249 |
| Tier 2 risk-based capital | $5,932,000 | 927 |
| Total risk weighted assets | $192,413,000 | 2,236 |
| Total unused commitments | $28,227,000 | 1,996 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 59 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $294,165,000 | 2,211 |
| Cash and due from depository institutions | $55,298,000 | 2,629 |
| Interest-bearing balances | $52,366,000 | 700 |
| Securities | $26,907,000 | 3,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $181,464,000 | 2,295 |
| Loan loss allowance | $4,846,000 | 1,617 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,833,000 | 2,070 |
| Other real estate owned | $11,429,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $13,234,000 | 1,556 |
| Life insurance assets | $5,517,000 | 1,194 |
| Total liabilities and capital | $294,165,000 | 2,211 |
| Total liabilities | $275,652,000 | 2,134 |
| Total deposits | $263,986,000 | 2,050 |
| Interest-bearing deposits | $214,739,000 | 2,149 |
| Deposits held in domestic offices | $263,986,000 | 2,049 |
| % insured | 91.01% | 3,661 |
| Federal funds purchased & repurchase agreements | $7,218,000 | 1,126 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $3,500,000 | 161 |
| All other liabilities | $948,000 | 3,293 |
| Total equity capital | $18,513,000 | 3,355 |
| Total bank equity capital | $18,513,000 | 3,355 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $531,000 | 3,537 |
| Surplus | $7,229,000 | 3,264 |
| Undivided profits | $10,753,000 | 2,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,236,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $781,000 | 3,737 |
| Earning assets | $260,737,000 | 2,272 |
| Long-term assets (5+ years) | $16,695,000 | 4,566 |
| Average Assets, year-to-date | $298,896,400 | 2,155 |
| Average Assets, quarterly | $302,101,000 | 2,164 |
| Volatile liabilities | $48,720,000 | 2,580 |
| Insider loans | $7,899,000 | 857 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $30,858,000 | 1,854 |
| Tier 1 (core) risk-based capital | $18,526,000 | 3,244 |
| Tier 2 risk-based capital | $6,112,000 | 914 |
| Total risk weighted assets | $206,752,000 | 2,122 |
| Total unused commitments | $30,858,000 | 1,857 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 63 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $310,587,000 | 2,142 |
| Cash and due from depository institutions | $44,217,000 | 2,482 |
| Interest-bearing balances | $38,700,000 | 940 |
| Securities | $30,666,000 | 3,427 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,517 |
| Net loans & leases | $196,239,000 | 2,184 |
| Loan loss allowance | $5,417,000 | 1,478 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,883,000 | 2,081 |
| Other real estate owned | $15,114,000 | 2,482 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $13,468,000 | 1,545 |
| Life insurance assets | $5,468,000 | 1,194 |
| Total liabilities and capital | $310,587,000 | 2,142 |
| Total liabilities | $286,638,000 | 2,086 |
| Total deposits | $273,639,000 | 2,008 |
| Interest-bearing deposits | $226,035,000 | 2,085 |
| Deposits held in domestic offices | $273,639,000 | 2,004 |
| % insured | 87.45% | 4,391 |
| Federal funds purchased & repurchase agreements | $8,509,000 | 1,052 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $3,500,000 | 173 |
| All other liabilities | $990,000 | 3,557 |
| Total equity capital | $23,949,000 | 2,759 |
| Total bank equity capital | $23,949,000 | 2,758 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $531,000 | 3,608 |
| Surplus | $7,229,000 | 3,269 |
| Undivided profits | $16,189,000 | 2,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $14,609,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $836,000 | 3,775 |
| Earning assets | $270,605,000 | 2,241 |
| Long-term assets (5+ years) | $16,223,000 | 4,577 |
| Average Assets, year-to-date | $300,629,250 | 2,183 |
| Average Assets, quarterly | $311,575,500 | 2,127 |
| Volatile liabilities | $60,772,000 | 2,213 |
| Insider loans | $7,974,000 | 864 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $36,410,000 | 1,654 |
| Tier 1 (core) risk-based capital | $23,808,000 | 2,600 |
| Tier 2 risk-based capital | $6,406,000 | 899 |
| Total risk weighted assets | $229,997,000 | 1,962 |
| Total unused commitments | $36,410,000 | 1,657 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 66 | 2,402 |
| Assets and Liabilities | ||
| Total Assets: | $312,564,000 | 2,138 |
| Cash and due from depository institutions | $44,020,000 | 2,402 |
| Interest-bearing balances | $38,822,000 | 907 |
| Securities | $27,521,000 | 3,663 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,526 |
| Net loans & leases | $205,736,000 | 2,136 |
| Loan loss allowance | $6,428,000 | 1,282 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,972,000 | 2,063 |
| Other real estate owned | $10,808,000 | 2,402 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $13,507,000 | 1,577 |
| Life insurance assets | $5,420,000 | 1,203 |
| Total liabilities and capital | $312,564,000 | 2,138 |
| Total liabilities | $288,698,000 | 2,083 |
| Total deposits | $273,214,000 | 2,018 |
| Interest-bearing deposits | $224,690,000 | 2,107 |
| Deposits held in domestic offices | $273,214,000 | 2,016 |
| % insured | 87.69% | 4,403 |
| Federal funds purchased & repurchase agreements | $9,208,000 | 1,020 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000,000 | 4,228 |
| Subordinated debt | $3,500,000 | 182 |
| All other liabilities | $776,000 | 3,949 |
| Total equity capital | $23,866,000 | 2,732 |
| Total bank equity capital | $23,866,000 | 2,731 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $531,000 | 3,644 |
| Surplus | $7,229,000 | 3,275 |
| Undivided profits | $16,106,000 | 2,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $15,529,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $760,000 | 3,997 |
| Earning assets | $277,079,000 | 2,197 |
| Long-term assets (5+ years) | $19,632,000 | 4,192 |
| Average Assets, year-to-date | $297,310,000 | 2,213 |
| Average Assets, quarterly | $302,828,000 | 2,191 |
| Volatile liabilities | $65,512,000 | 2,107 |
| Insider loans | $7,978,000 | 882 |
| FHLB advances | $2,000,000 | 4,068 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $40,499,000 | 1,526 |
| Tier 1 (core) risk-based capital | $23,582,000 | 2,599 |
| Tier 2 risk-based capital | $6,512,000 | 893 |
| Total risk weighted assets | $237,511,000 | 1,939 |
| Total unused commitments | $40,499,000 | 1,528 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 67 | 2,396 |
| Assets and Liabilities | ||
| Total Assets: | $293,092,000 | 2,298 |
| Cash and due from depository institutions | $5,980,000 | 2,396 |
| Interest-bearing balances | $423,000 | 5,928 |
| Securities | $15,948,000 | 4,910 |
| Federal funds sold & reverse repurchase agreements | $24,416,000 | 339 |
| Net loans & leases | $217,329,000 | 2,062 |
| Loan loss allowance | $6,391,000 | 1,329 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,006,000 | 2,085 |
| Other real estate owned | $9,588,000 | 2,396 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $13,825,000 | 1,585 |
| Life insurance assets | $5,372,000 | 1,208 |
| Total liabilities and capital | $293,092,000 | 2,298 |
| Total liabilities | $269,227,000 | 2,256 |
| Total deposits | $261,063,000 | 2,138 |
| Interest-bearing deposits | $213,973,000 | 2,256 |
| Deposits held in domestic offices | $261,063,000 | 2,136 |
| % insured | 87.84% | 4,419 |
| Federal funds purchased & repurchase agreements | $5,492,000 | 1,319 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,000,000 | 4,333 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $672,000 | 4,232 |
| Total equity capital | $23,865,000 | 2,752 |
| Total bank equity capital | $23,865,000 | 2,751 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $531,000 | 3,703 |
| Surplus | $7,229,000 | 3,316 |
| Undivided profits | $16,105,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $17,603,000 | 999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $940,000 | 3,426 |
| Earning assets | $258,116,000 | 2,379 |
| Long-term assets (5+ years) | $22,645,000 | 3,937 |
| Average Assets, year-to-date | $289,683,000 | 2,313 |
| Average Assets, quarterly | $289,683,000 | 2,313 |
| Volatile liabilities | $55,387,000 | 2,501 |
| Insider loans | $8,997,000 | 813 |
| FHLB advances | $2,000,000 | 4,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,450,000 | 1,551 |
| Tier 1 (core) risk-based capital | $23,649,000 | 2,638 |
| Tier 2 risk-based capital | $3,183,000 | 1,771 |
| Total risk weighted assets | $251,414,000 | 1,888 |
| Total unused commitments | $41,450,000 | 1,554 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 65 | 2,478 |
| Assets and Liabilities | ||
| Total Assets: | $286,274,000 | 2,353 |
| Cash and due from depository institutions | $6,111,000 | 2,478 |
| Interest-bearing balances | $1,563,000 | 4,721 |
| Securities | $11,574,000 | 5,515 |
| Federal funds sold & reverse repurchase agreements | $18,474,000 | 436 |
| Net loans & leases | $227,951,000 | 2,007 |
| Loan loss allowance | $6,834,000 | 1,243 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,112,000 | 2,097 |
| Other real estate owned | $2,267,000 | 2,478 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,785,000 | 1,628 |
| Life insurance assets | $5,326,000 | 1,218 |
| Total liabilities and capital | $286,274,000 | 2,353 |
| Total liabilities | $264,873,000 | 2,300 |
| Total deposits | $256,963,000 | 2,175 |
| Interest-bearing deposits | $211,326,000 | 2,264 |
| Deposits held in domestic offices | $256,963,000 | 2,173 |
| % insured | 86.91% | 4,777 |
| Federal funds purchased & repurchase agreements | $5,095,000 | 1,417 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000,000 | 4,489 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $815,000 | 3,857 |
| Total equity capital | $21,401,000 | 3,007 |
| Total bank equity capital | $21,401,000 | 3,007 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $531,000 | 3,747 |
| Surplus | $5,469,000 | 3,886 |
| Undivided profits | $15,401,000 | 2,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $15,156,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $951,000 | 3,520 |
| Earning assets | $259,562,000 | 2,378 |
| Long-term assets (5+ years) | $23,127,000 | 3,886 |
| Average Assets, year-to-date | $286,321,800 | 2,299 |
| Average Assets, quarterly | $289,760,500 | 2,315 |
| Volatile liabilities | $52,429,000 | 2,636 |
| Insider loans | $9,002,000 | 813 |
| FHLB advances | $2,000,000 | 4,334 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $49,688,000 | 1,355 |
| Tier 1 (core) risk-based capital | $21,146,000 | 2,915 |
| Tier 2 risk-based capital | $3,205,000 | 1,787 |
| Total risk weighted assets | $252,769,000 | 1,925 |
| Total unused commitments | $49,688,000 | 1,356 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 67 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $293,247,000 | 2,316 |
| Cash and due from depository institutions | $6,447,000 | 2,434 |
| Interest-bearing balances | $1,245,000 | 4,787 |
| Securities | $14,627,000 | 5,111 |
| Federal funds sold & reverse repurchase agreements | $17,960,000 | 505 |
| Net loans & leases | $233,552,000 | 2,009 |
| Loan loss allowance | $2,517,000 | 2,645 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,182,000 | 2,095 |
| Other real estate owned | $2,183,000 | 2,434 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,296,000 | 1,592 |
| Life insurance assets | $5,277,000 | 1,219 |
| Total liabilities and capital | $293,247,000 | 2,316 |
| Total liabilities | $266,948,000 | 2,285 |
| Total deposits | $257,421,000 | 2,156 |
| Interest-bearing deposits | $214,673,000 | 2,226 |
| Deposits held in domestic offices | $257,421,000 | 2,154 |
| % insured | 81.32% | 6,263 |
| Federal funds purchased & repurchase agreements | $5,778,000 | 1,405 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,000,000 | 4,601 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,749,000 | 2,595 |
| Total equity capital | $26,299,000 | 2,552 |
| Total bank equity capital | $26,299,000 | 2,551 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $531,000 | 3,797 |
| Surplus | $5,469,000 | 3,891 |
| Undivided profits | $20,299,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,314,000 | 1,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,053,000 | 3,399 |
| Earning assets | $267,384,000 | 2,319 |
| Long-term assets (5+ years) | $24,209,000 | 3,774 |
| Average Assets, year-to-date | $286,333,750 | 2,316 |
| Average Assets, quarterly | $289,740,000 | 2,318 |
| Volatile liabilities | $54,663,000 | 2,557 |
| Insider loans | $9,018,000 | 834 |
| FHLB advances | $2,000,000 | 4,440 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $52,037,000 | 1,372 |
| Tier 1 (core) risk-based capital | $26,029,000 | 2,446 |
| Tier 2 risk-based capital | $2,517,000 | 2,191 |
| Total risk weighted assets | $259,614,000 | 1,902 |
| Total unused commitments | $52,037,000 | 1,372 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $286,233,000 | 2,357 |
| Cash and due from depository institutions | $6,579,000 | 2,418 |
| Interest-bearing balances | $1,362,000 | 4,426 |
| Securities | $14,564,000 | 5,110 |
| Federal funds sold & reverse repurchase agreements | $7,847,000 | 1,294 |
| Net loans & leases | $236,380,000 | 2,012 |
| Loan loss allowance | $2,293,000 | 2,753 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,184,000 | 2,109 |
| Other real estate owned | $2,408,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,271,000 | 1,617 |
| Life insurance assets | $5,228,000 | 1,232 |
| Total liabilities and capital | $286,233,000 | 2,357 |
| Total liabilities | $259,421,000 | 2,349 |
| Total deposits | $249,012,000 | 2,224 |
| Interest-bearing deposits | $203,826,000 | 2,325 |
| Deposits held in domestic offices | $249,012,000 | 2,222 |
| % insured | 68.80% | 6,249 |
| Federal funds purchased & repurchase agreements | $6,941,000 | 1,317 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,000,000 | 4,657 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,468,000 | 2,979 |
| Total equity capital | $26,812,000 | 2,502 |
| Total bank equity capital | $26,812,000 | 2,501 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $531,000 | 3,843 |
| Surplus | $5,469,000 | 3,922 |
| Undivided profits | $20,812,000 | 1,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,772,000 | 3,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,035,000 | 3,339 |
| Earning assets | $260,153,000 | 2,382 |
| Long-term assets (5+ years) | $28,710,000 | 3,405 |
| Average Assets, year-to-date | $284,029,330 | 2,352 |
| Average Assets, quarterly | $283,637,500 | 2,366 |
| Volatile liabilities | $52,317,000 | 2,657 |
| Insider loans | $2,654,000 | 2,615 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $60,824,000 | 1,252 |
| Tier 1 (core) risk-based capital | $26,608,000 | 2,416 |
| Tier 2 risk-based capital | $2,293,000 | 2,371 |
| Total risk weighted assets | $260,814,000 | 1,927 |
| Total unused commitments | $60,824,000 | 1,253 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 68 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $281,042,000 | 2,393 |
| Cash and due from depository institutions | $6,727,000 | 2,457 |
| Interest-bearing balances | $4,744,000 | 2,619 |
| Securities | $14,670,000 | 5,141 |
| Federal funds sold & reverse repurchase agreements | $5,930,000 | 1,997 |
| Net loans & leases | $234,418,000 | 2,039 |
| Loan loss allowance | $2,251,000 | 2,725 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,250,000 | 2,094 |
| Other real estate owned | $922,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $12,125,000 | 1,620 |
| Life insurance assets | $5,180,000 | 1,237 |
| Total liabilities and capital | $281,042,000 | 2,393 |
| Total liabilities | $254,328,000 | 2,387 |
| Total deposits | $244,095,000 | 2,245 |
| Interest-bearing deposits | $198,509,000 | 2,384 |
| Deposits held in domestic offices | $244,095,000 | 2,243 |
| % insured | 69.61% | 6,149 |
| Federal funds purchased & repurchase agreements | $7,161,000 | 1,311 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $2,000,000 | 4,722 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,072,000 | 3,581 |
| Total equity capital | $26,714,000 | 2,532 |
| Total bank equity capital | $26,714,000 | 2,531 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $531,000 | 3,864 |
| Surplus | $5,469,000 | 3,927 |
| Undivided profits | $20,714,000 | 1,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,960,000 | 2,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $946,000 | 3,626 |
| Earning assets | $259,762,000 | 2,391 |
| Long-term assets (5+ years) | $26,081,000 | 3,564 |
| Average Assets, year-to-date | $282,927,500 | 2,378 |
| Average Assets, quarterly | $282,927,500 | 2,378 |
| Volatile liabilities | $51,716,000 | 2,685 |
| Insider loans | $2,479,000 | 2,741 |
| FHLB advances | $2,000,000 | 4,565 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $61,414,000 | 1,296 |
| Tier 1 (core) risk-based capital | $26,405,000 | 2,451 |
| Tier 2 risk-based capital | $2,251,000 | 2,392 |
| Total risk weighted assets | $256,620,000 | 1,963 |
| Total unused commitments | $61,414,000 | 1,298 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 67 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $284,813,000 | 2,375 |
| Cash and due from depository institutions | $3,895,000 | 2,507 |
| Interest-bearing balances | $33,000 | 6,367 |
| Securities | $14,469,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $8,565,000 | 1,145 |
| Net loans & leases | $238,456,000 | 2,034 |
| Loan loss allowance | $2,179,000 | 2,724 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,328,000 | 2,074 |
| Other real estate owned | $1,183,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,917,000 | 1,658 |
| Life insurance assets | $5,133,000 | 1,246 |
| Total liabilities and capital | $284,813,000 | 2,375 |
| Total liabilities | $258,929,000 | 2,350 |
| Total deposits | $241,177,000 | 2,228 |
| Interest-bearing deposits | $193,857,000 | 2,382 |
| Deposits held in domestic offices | $241,177,000 | 2,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,583,000 | 1,489 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,169,000 | 3,380 |
| Total equity capital | $25,884,000 | 2,571 |
| Total bank equity capital | $25,884,000 | 2,571 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $531,000 | 3,893 |
| Surplus | $5,469,000 | 3,908 |
| Undivided profits | $19,884,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,764,000 | 2,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $799,000 | 4,386 |
| Earning assets | $261,523,000 | 2,355 |
| Long-term assets (5+ years) | $26,108,000 | 3,542 |
| Average Assets, year-to-date | $271,598,800 | 2,370 |
| Average Assets, quarterly | $279,529,000 | 2,380 |
| Volatile liabilities | $52,959,000 | 2,610 |
| Insider loans | $2,486,000 | 2,758 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $56,436,000 | 1,415 |
| Tier 1 (core) risk-based capital | $25,779,000 | 2,467 |
| Tier 2 risk-based capital | $2,179,000 | 2,426 |
| Total risk weighted assets | $259,960,000 | 1,949 |
| Total unused commitments | $56,436,000 | 1,419 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $274,245,000 | 2,416 |
| Cash and due from depository institutions | $8,161,000 | 2,535 |
| Interest-bearing balances | $32,000 | 5,987 |
| Securities | $16,335,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $229,488,000 | 2,101 |
| Loan loss allowance | $2,114,000 | 2,614 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,386,000 | 2,053 |
| Other real estate owned | $1,914,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,961,000 | 1,627 |
| Life insurance assets | $5,085,000 | 1,242 |
| Total liabilities and capital | $274,245,000 | 2,416 |
| Total liabilities | $248,478,000 | 2,404 |
| Total deposits | $227,927,000 | 2,299 |
| Interest-bearing deposits | $175,915,000 | 2,571 |
| Deposits held in domestic offices | $227,927,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,253,000 | 1,330 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,298,000 | 3,232 |
| Total equity capital | $25,767,000 | 2,606 |
| Total bank equity capital | $25,767,000 | 2,606 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $531,000 | 3,929 |
| Surplus | $5,469,000 | 3,906 |
| Undivided profits | $19,767,000 | 1,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $991,000 | 3,886 |
| Earning assets | $245,855,000 | 2,457 |
| Long-term assets (5+ years) | $29,637,000 | 3,244 |
| Average Assets, year-to-date | $268,295,250 | 2,402 |
| Average Assets, quarterly | $271,913,500 | 2,419 |
| Volatile liabilities | $45,678,000 | 2,851 |
| Insider loans | $2,559,000 | 2,723 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $73,206,000 | 1,237 |
| Tier 1 (core) risk-based capital | $25,494,000 | 2,532 |
| Tier 2 risk-based capital | $2,114,000 | 2,424 |
| Total risk weighted assets | $252,480,000 | 1,989 |
| Total unused commitments | $73,206,000 | 1,239 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 66 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $269,582,000 | 2,442 |
| Cash and due from depository institutions | $7,102,000 | 2,598 |
| Interest-bearing balances | $32,000 | 5,930 |
| Securities | $16,643,000 | 4,888 |
| Federal funds sold & reverse repurchase agreements | $11,850,000 | 1,015 |
| Net loans & leases | $213,940,000 | 2,206 |
| Loan loss allowance | $2,063,000 | 2,590 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,414,000 | 2,030 |
| Other real estate owned | $1,895,000 | 2,598 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,738,000 | 1,618 |
| Life insurance assets | $5,035,000 | 1,248 |
| Total liabilities and capital | $269,582,000 | 2,442 |
| Total liabilities | $244,390,000 | 2,425 |
| Total deposits | $237,363,000 | 2,210 |
| Interest-bearing deposits | $187,620,000 | 2,417 |
| Deposits held in domestic offices | $237,363,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,918,000 | 1,683 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,109,000 | 3,580 |
| Total equity capital | $25,192,000 | 2,671 |
| Total bank equity capital | $25,192,000 | 2,671 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $531,000 | 3,965 |
| Surplus | $5,469,000 | 3,898 |
| Undivided profits | $19,192,000 | 1,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $817,000 | 4,383 |
| Earning assets | $242,465,000 | 2,482 |
| Long-term assets (5+ years) | $25,627,000 | 3,511 |
| Average Assets, year-to-date | $266,312,000 | 2,427 |
| Average Assets, quarterly | $266,578,500 | 2,448 |
| Volatile liabilities | $38,590,000 | 3,213 |
| Insider loans | $2,021,000 | 3,107 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $62,733,000 | 1,438 |
| Tier 1 (core) risk-based capital | $24,925,000 | 2,593 |
| Tier 2 risk-based capital | $2,063,000 | 2,435 |
| Total risk weighted assets | $239,798,000 | 2,064 |
| Total unused commitments | $62,733,000 | 1,438 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 66 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $263,575,000 | 2,492 |
| Cash and due from depository institutions | $6,997,000 | 2,599 |
| Interest-bearing balances | $32,000 | 5,889 |
| Securities | $16,813,000 | 4,846 |
| Federal funds sold & reverse repurchase agreements | $12,915,000 | 1,346 |
| Net loans & leases | $206,207,000 | 2,245 |
| Loan loss allowance | $2,065,000 | 2,536 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,442,000 | 2,002 |
| Other real estate owned | $2,274,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,927,000 | 1,549 |
| Life insurance assets | $4,986,000 | 1,253 |
| Total liabilities and capital | $263,575,000 | 2,492 |
| Total liabilities | $238,460,000 | 2,459 |
| Total deposits | $232,980,000 | 2,247 |
| Interest-bearing deposits | $188,136,000 | 2,409 |
| Deposits held in domestic offices | $232,980,000 | 2,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,336,000 | 1,763 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,144,000 | 3,743 |
| Total equity capital | $25,115,000 | 2,735 |
| Total bank equity capital | $25,115,000 | 2,735 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $531,000 | 3,976 |
| Surplus | $5,469,000 | 3,875 |
| Undivided profits | $19,115,000 | 1,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,998,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,067,000 | 3,539 |
| Earning assets | $235,967,000 | 2,549 |
| Long-term assets (5+ years) | $17,717,000 | 4,103 |
| Average Assets, year-to-date | $264,677,000 | 2,446 |
| Average Assets, quarterly | $264,677,000 | 2,446 |
| Volatile liabilities | $35,826,000 | 3,376 |
| Insider loans | $2,729,000 | 2,537 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $57,304,000 | 1,577 |
| Tier 1 (core) risk-based capital | $24,789,000 | 2,609 |
| Tier 2 risk-based capital | $2,065,000 | 2,374 |
| Total risk weighted assets | $232,187,000 | 2,101 |
| Total unused commitments | $57,304,000 | 1,580 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 68 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $265,779,000 | 2,437 |
| Cash and due from depository institutions | $5,765,000 | 2,543 |
| Interest-bearing balances | $31,000 | 5,722 |
| Securities | $19,111,000 | 4,573 |
| Federal funds sold & reverse repurchase agreements | $9,585,000 | 1,433 |
| Net loans & leases | $211,368,000 | 2,196 |
| Loan loss allowance | $2,076,000 | 2,479 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,488,000 | 1,980 |
| Other real estate owned | $1,696,000 | 2,543 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,766,000 | 1,565 |
| Life insurance assets | $4,938,000 | 1,243 |
| Total liabilities and capital | $265,779,000 | 2,437 |
| Total liabilities | $240,591,000 | 2,421 |
| Total deposits | $232,206,000 | 2,237 |
| Interest-bearing deposits | $189,114,000 | 2,364 |
| Deposits held in domestic offices | $232,206,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,449,000 | 1,500 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $936,000 | 4,163 |
| Total equity capital | $25,188,000 | 2,695 |
| Total bank equity capital | $25,188,000 | 2,695 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $531,000 | 3,988 |
| Surplus | $5,469,000 | 3,848 |
| Undivided profits | $19,188,000 | 1,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 4,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $957,000 | 4,127 |
| Earning assets | $240,095,000 | 2,487 |
| Long-term assets (5+ years) | $18,177,000 | 3,832 |
| Average Assets, year-to-date | $255,358,000 | 2,447 |
| Average Assets, quarterly | $263,909,000 | 2,427 |
| Volatile liabilities | $41,210,000 | 3,018 |
| Insider loans | $2,760,000 | 2,493 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $71,044,000 | 1,347 |
| Tier 1 (core) risk-based capital | $24,937,000 | 2,581 |
| Tier 2 risk-based capital | $2,076,000 | 2,324 |
| Total risk weighted assets | $236,893,000 | 2,050 |
| Total unused commitments | $71,044,000 | 1,347 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $262,039,000 | 2,431 |
| Cash and due from depository institutions | $6,012,000 | 2,692 |
| Interest-bearing balances | $31,000 | 5,642 |
| Securities | $19,848,000 | 4,507 |
| Federal funds sold & reverse repurchase agreements | $2,940,000 | 3,524 |
| Net loans & leases | $214,182,000 | 2,142 |
| Loan loss allowance | $2,084,000 | 2,414 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,542,000 | 1,926 |
| Other real estate owned | $558,000 | 2,692 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,957,000 | 1,528 |
| Life insurance assets | $4,890,000 | 1,212 |
| Total liabilities and capital | $262,039,000 | 2,431 |
| Total liabilities | $237,741,000 | 2,399 |
| Total deposits | $227,117,000 | 2,273 |
| Interest-bearing deposits | $180,833,000 | 2,455 |
| Deposits held in domestic offices | $227,117,000 | 2,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,094,000 | 1,865 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,500,000 | 3,342 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,030,000 | 4,005 |
| Total equity capital | $24,298,000 | 2,753 |
| Total bank equity capital | $24,298,000 | 2,753 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $531,000 | 3,978 |
| Surplus | $5,469,000 | 3,799 |
| Undivided profits | $18,298,000 | 1,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 3,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,155,000 | 3,760 |
| Earning assets | $237,001,000 | 2,475 |
| Long-term assets (5+ years) | $20,440,000 | 3,507 |
| Average Assets, year-to-date | $252,752,750 | 2,458 |
| Average Assets, quarterly | $256,956,000 | 2,450 |
| Volatile liabilities | $37,167,000 | 3,223 |
| Insider loans | $2,613,000 | 2,536 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $86,299,000 | 1,191 |
| Tier 1 (core) risk-based capital | $24,087,000 | 2,659 |
| Tier 2 risk-based capital | $2,084,000 | 2,301 |
| Total risk weighted assets | $236,238,000 | 2,020 |
| Total unused commitments | $86,299,000 | 1,192 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 67 | 2,635 |
| Assets and Liabilities | ||
| Total Assets: | $251,873,000 | 2,533 |
| Cash and due from depository institutions | $6,557,000 | 2,635 |
| Interest-bearing balances | $30,000 | 5,733 |
| Securities | $19,730,000 | 4,528 |
| Federal funds sold & reverse repurchase agreements | $1,390,000 | 4,709 |
| Net loans & leases | $205,359,000 | 2,226 |
| Loan loss allowance | $2,126,000 | 2,381 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,584,000 | 1,903 |
| Other real estate owned | $540,000 | 2,635 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $11,713,000 | 1,553 |
| Life insurance assets | $4,842,000 | 1,215 |
| Total liabilities and capital | $251,873,000 | 2,533 |
| Total liabilities | $228,434,000 | 2,504 |
| Total deposits | $222,251,000 | 2,341 |
| Interest-bearing deposits | $177,549,000 | 2,509 |
| Deposits held in domestic offices | $222,251,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,281,000 | 1,613 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $902,000 | 4,137 |
| Total equity capital | $23,439,000 | 2,823 |
| Total bank equity capital | $23,439,000 | 2,823 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $531,000 | 3,999 |
| Surplus | $5,469,000 | 3,796 |
| Undivided profits | $17,439,000 | 1,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,382,000 | 2,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $995,000 | 3,992 |
| Earning assets | $226,509,000 | 2,573 |
| Long-term assets (5+ years) | $20,851,000 | 3,382 |
| Average Assets, year-to-date | $249,657,330 | 2,523 |
| Average Assets, quarterly | $251,208,500 | 2,522 |
| Volatile liabilities | $34,955,000 | 3,342 |
| Insider loans | $2,910,000 | 2,349 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $72,235,000 | 1,378 |
| Tier 1 (core) risk-based capital | $23,324,000 | 2,741 |
| Tier 2 risk-based capital | $2,126,000 | 2,269 |
| Total risk weighted assets | $227,540,000 | 2,085 |
| Total unused commitments | $72,235,000 | 1,378 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 64 | 2,716 |
| Assets and Liabilities | ||
| Total Assets: | $250,544,000 | 2,556 |
| Cash and due from depository institutions | $6,865,000 | 2,716 |
| Interest-bearing balances | $32,000 | 5,738 |
| Securities | $20,056,000 | 4,493 |
| Federal funds sold & reverse repurchase agreements | $2,940,000 | 4,411 |
| Net loans & leases | $200,983,000 | 2,235 |
| Loan loss allowance | $2,127,000 | 2,368 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,617,000 | 1,866 |
| Other real estate owned | $1,316,000 | 2,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $11,767,000 | 1,500 |
| Life insurance assets | $4,795,000 | 1,205 |
| Total liabilities and capital | $250,544,000 | 2,556 |
| Total liabilities | $227,306,000 | 2,527 |
| Total deposits | $220,045,000 | 2,372 |
| Interest-bearing deposits | $176,042,000 | 2,532 |
| Deposits held in domestic offices | $220,045,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,435,000 | 1,628 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,000,000 | 4,285 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $826,000 | 4,359 |
| Total equity capital | $23,238,000 | 2,854 |
| Total bank equity capital | $23,238,000 | 2,854 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $531,000 | 3,999 |
| Surplus | $5,469,000 | 3,755 |
| Undivided profits | $17,238,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,079,000 | 3,583 |
| Earning assets | $224,011,000 | 2,610 |
| Long-term assets (5+ years) | $28,973,000 | 2,757 |
| Average Assets, year-to-date | $248,549,500 | 2,550 |
| Average Assets, quarterly | $248,549,500 | 2,550 |
| Volatile liabilities | $33,501,000 | 3,384 |
| Insider loans | $4,925,000 | 1,459 |
| FHLB advances | $2,000,000 | 4,109 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $68,461,000 | 1,440 |
| Tier 1 (core) risk-based capital | $23,069,000 | 2,748 |
| Tier 2 risk-based capital | $2,127,000 | 2,264 |
| Total risk weighted assets | $229,551,000 | 2,053 |
| Total unused commitments | $68,461,000 | 1,440 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 62 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $246,555,000 | 2,579 |
| Cash and due from depository institutions | $7,260,000 | 2,805 |
| Interest-bearing balances | $32,000 | 5,738 |
| Securities | $20,015,000 | 4,546 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $200,532,000 | 2,227 |
| Loan loss allowance | $2,117,000 | 2,348 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,677,000 | 1,810 |
| Other real estate owned | $459,000 | 2,805 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,612,000 | 1,522 |
| Life insurance assets | $4,749,000 | 1,191 |
| Total liabilities and capital | $246,555,000 | 2,579 |
| Total liabilities | $223,793,000 | 2,544 |
| Total deposits | $214,185,000 | 2,413 |
| Interest-bearing deposits | $166,731,000 | 2,620 |
| Deposits held in domestic offices | $214,185,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,541,000 | 1,290 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,067,000 | 3,707 |
| Total equity capital | $22,762,000 | 2,865 |
| Total bank equity capital | $22,762,000 | 2,865 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $531,000 | 4,007 |
| Surplus | $5,469,000 | 3,694 |
| Undivided profits | $16,762,000 | 2,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 2,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,059,000 | 3,751 |
| Earning assets | $220,579,000 | 2,623 |
| Long-term assets (5+ years) | $32,062,000 | 2,550 |
| Average Assets, year-to-date | $239,956,000 | 2,543 |
| Average Assets, quarterly | $246,267,500 | 2,555 |
| Volatile liabilities | $35,645,000 | 3,351 |
| Insider loans | $5,095,000 | 1,413 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $69,882,000 | 1,395 |
| Tier 1 (core) risk-based capital | $22,618,000 | 2,757 |
| Tier 2 risk-based capital | $2,117,000 | 2,253 |
| Total risk weighted assets | $231,767,000 | 2,037 |
| Total unused commitments | $69,882,000 | 1,396 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 63 | 2,790 |
| Assets and Liabilities | ||
| Total Assets: | $245,980,000 | 2,565 |
| Cash and due from depository institutions | $6,342,000 | 2,790 |
| Interest-bearing balances | $31,000 | 5,810 |
| Securities | $18,260,000 | 4,831 |
| Federal funds sold & reverse repurchase agreements | $16,770,000 | 825 |
| Net loans & leases | $183,622,000 | 2,372 |
| Loan loss allowance | $2,257,000 | 2,254 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,743,000 | 1,757 |
| Other real estate owned | $450,000 | 2,790 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $13,793,000 | 1,315 |
| Life insurance assets | $4,703,000 | 1,173 |
| Total liabilities and capital | $245,980,000 | 2,565 |
| Total liabilities | $223,460,000 | 2,536 |
| Total deposits | $215,699,000 | 2,377 |
| Interest-bearing deposits | $168,025,000 | 2,571 |
| Deposits held in domestic offices | $215,699,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,903,000 | 1,439 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $858,000 | 4,226 |
| Total equity capital | $22,520,000 | 2,865 |
| Total bank equity capital | $22,520,000 | 2,865 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $531,000 | 4,034 |
| Surplus | $5,469,000 | 3,664 |
| Undivided profits | $16,520,000 | 2,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $877,000 | 4,405 |
| Earning assets | $218,683,000 | 2,636 |
| Long-term assets (5+ years) | $26,578,000 | 2,839 |
| Average Assets, year-to-date | $238,306,250 | 2,578 |
| Average Assets, quarterly | $241,041,000 | 2,586 |
| Volatile liabilities | $35,717,000 | 3,336 |
| Insider loans | $4,805,000 | 1,482 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $67,911,000 | 1,459 |
| Tier 1 (core) risk-based capital | $22,417,000 | 2,742 |
| Tier 2 risk-based capital | $2,257,000 | 2,158 |
| Total risk weighted assets | $212,159,000 | 2,178 |
| Total unused commitments | $67,911,000 | 1,459 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 63 | 2,804 |
| Assets and Liabilities | ||
| Total Assets: | $236,102,000 | 2,642 |
| Cash and due from depository institutions | $7,057,000 | 2,804 |
| Interest-bearing balances | $30,000 | 5,845 |
| Securities | $18,394,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,408 |
| Net loans & leases | $180,373,000 | 2,394 |
| Loan loss allowance | $2,280,000 | 2,205 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,807,000 | 1,687 |
| Other real estate owned | $450,000 | 2,804 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,021,000 | 1,284 |
| Life insurance assets | $4,658,000 | 1,155 |
| Total liabilities and capital | $236,102,000 | 2,642 |
| Total liabilities | $214,604,000 | 2,603 |
| Total deposits | $207,899,000 | 2,450 |
| Interest-bearing deposits | $159,919,000 | 2,656 |
| Deposits held in domestic offices | $207,899,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,973,000 | 1,582 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $732,000 | 4,286 |
| Total equity capital | $21,498,000 | 2,868 |
| Total bank equity capital | $21,498,000 | 2,868 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $531,000 | 4,027 |
| Surplus | $5,469,000 | 3,616 |
| Undivided profits | $15,498,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,840,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $894,000 | 3,958 |
| Earning assets | $207,797,000 | 2,726 |
| Long-term assets (5+ years) | $29,789,000 | 2,611 |
| Average Assets, year-to-date | $235,748,330 | 2,614 |
| Average Assets, quarterly | $234,534,500 | 2,641 |
| Volatile liabilities | $29,738,000 | 3,695 |
| Insider loans | $3,687,000 | 1,829 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $73,116,000 | 1,355 |
| Tier 1 (core) risk-based capital | $21,498,000 | 2,799 |
| Tier 2 risk-based capital | $2,280,000 | 2,107 |
| Total risk weighted assets | $207,867,000 | 2,196 |
| Total unused commitments | $73,116,000 | 1,355 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 59 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $232,967,000 | 2,666 |
| Cash and due from depository institutions | $5,593,000 | 2,945 |
| Interest-bearing balances | $30,000 | 5,905 |
| Securities | $18,667,000 | 4,793 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,690 |
| Net loans & leases | $179,671,000 | 2,357 |
| Loan loss allowance | $2,334,000 | 2,126 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,807,000 | 1,671 |
| Other real estate owned | $450,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $18,879,000 | 942 |
| Life insurance assets | $4,614,000 | 1,136 |
| Total liabilities and capital | $232,967,000 | 2,666 |
| Total liabilities | $211,239,000 | 2,634 |
| Total deposits | $207,192,000 | 2,432 |
| Interest-bearing deposits | $162,382,000 | 2,602 |
| Deposits held in domestic offices | $207,192,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,386,000 | 1,877 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $661,000 | 4,513 |
| Total equity capital | $21,728,000 | 2,817 |
| Total bank equity capital | $21,728,000 | 2,817 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $531,000 | 4,015 |
| Surplus | $5,469,000 | 3,554 |
| Undivided profits | $15,728,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,639,000 | 726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $824,000 | 4,035 |
| Earning assets | $201,268,000 | 2,772 |
| Long-term assets (5+ years) | $37,234,000 | 2,215 |
| Average Assets, year-to-date | $235,571,500 | 2,609 |
| Average Assets, quarterly | $235,571,500 | 2,609 |
| Volatile liabilities | $25,990,000 | 3,868 |
| Insider loans | $3,692,000 | 1,787 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $66,907,000 | 1,450 |
| Tier 1 (core) risk-based capital | $21,624,000 | 2,728 |
| Tier 2 risk-based capital | $2,334,000 | 2,034 |
| Total risk weighted assets | $207,056,000 | 2,153 |
| Total unused commitments | $66,907,000 | 1,450 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $238,176,000 | 2,599 |
| Cash and due from depository institutions | $10,921,000 | 2,650 |
| Interest-bearing balances | $29,000 | 5,975 |
| Securities | $19,176,000 | 4,744 |
| Federal funds sold & reverse repurchase agreements | $5,670,000 | 2,263 |
| Net loans & leases | $172,427,000 | 2,404 |
| Loan loss allowance | $2,339,000 | 2,092 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,639,000 | 1,021 |
| Other real estate owned | $450,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,893,000 | 929 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $238,176,000 | 2,599 |
| Total liabilities | $217,068,000 | 2,559 |
| Total deposits | $211,212,000 | 2,374 |
| Interest-bearing deposits | $160,601,000 | 2,605 |
| Deposits held in domestic offices | $211,212,000 | 2,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,131,000 | 1,612 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $725,000 | 4,210 |
| Total equity capital | $21,108,000 | 2,849 |
| Total bank equity capital | $21,108,000 | 2,849 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $531,000 | 4,029 |
| Surplus | $5,469,000 | 3,515 |
| Undivided profits | $15,108,000 | 2,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $878,000 | 3,865 |
| Earning assets | $197,302,000 | 2,789 |
| Long-term assets (5+ years) | $37,933,000 | 2,151 |
| Average Assets, year-to-date | $234,255,800 | 2,527 |
| Average Assets, quarterly | $235,345,500 | 2,599 |
| Volatile liabilities | $28,406,000 | 3,600 |
| Insider loans | $3,697,000 | 1,777 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $446,000 | 1,193 |
| Unused loan commitments | $66,738,000 | 1,410 |
| Tier 1 (core) risk-based capital | $20,956,000 | 2,777 |
| Tier 2 risk-based capital | $2,339,000 | 2,011 |
| Total risk weighted assets | $205,587,000 | 2,142 |
| Total unused commitments | $66,738,000 | 1,410 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $232,515,000 | 2,604 |
| Cash and due from depository institutions | $6,105,000 | 2,751 |
| Interest-bearing balances | $28,000 | 6,038 |
| Securities | $19,623,000 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $4,170,000 | 2,584 |
| Net loans & leases | $170,319,000 | 2,387 |
| Loan loss allowance | $2,493,000 | 1,953 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,686,000 | 996 |
| Other real estate owned | $2,755,000 | 2,751 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $18,857,000 | 901 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $232,515,000 | 2,604 |
| Total liabilities | $211,474,000 | 2,569 |
| Total deposits | $207,175,000 | 2,374 |
| Interest-bearing deposits | $156,102,000 | 2,611 |
| Deposits held in domestic offices | $207,175,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,560,000 | 1,892 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $739,000 | 4,163 |
| Total equity capital | $21,041,000 | 2,839 |
| Total bank equity capital | $21,041,000 | 2,839 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $531,000 | 4,023 |
| Surplus | $5,469,000 | 3,456 |
| Undivided profits | $15,041,000 | 2,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,399,000 | 1,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $855,000 | 3,920 |
| Earning assets | $194,140,000 | 2,800 |
| Long-term assets (5+ years) | $37,166,000 | 2,195 |
| Average Assets, year-to-date | $233,275,750 | 2,513 |
| Average Assets, quarterly | $232,323,000 | 2,573 |
| Volatile liabilities | $27,190,000 | 3,637 |
| Insider loans | $3,811,000 | 1,706 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $498,000 | 1,236 |
| Unused loan commitments | $68,306,000 | 1,345 |
| Tier 1 (core) risk-based capital | $20,855,000 | 2,758 |
| Tier 2 risk-based capital | $2,493,000 | 1,875 |
| Total risk weighted assets | $204,763,000 | 2,088 |
| Total unused commitments | $68,306,000 | 1,345 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $232,131,000 | 2,559 |
| Cash and due from depository institutions | $5,834,000 | 2,657 |
| Interest-bearing balances | $28,000 | 6,002 |
| Securities | $20,676,000 | 4,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $173,516,000 | 2,299 |
| Loan loss allowance | $2,498,000 | 1,937 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,756,000 | 948 |
| Other real estate owned | $2,670,000 | 2,657 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $18,679,000 | 903 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $232,131,000 | 2,559 |
| Total liabilities | $211,371,000 | 2,524 |
| Total deposits | $205,169,000 | 2,339 |
| Interest-bearing deposits | $157,418,000 | 2,550 |
| Deposits held in domestic offices | $205,169,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,539,000 | 1,559 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $663,000 | 4,207 |
| Total equity capital | $20,760,000 | 2,826 |
| Total bank equity capital | $20,760,000 | 2,826 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $531,000 | 4,016 |
| Surplus | $5,469,000 | 3,413 |
| Undivided profits | $14,760,000 | 2,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,189,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $875,000 | 3,555 |
| Earning assets | $194,220,000 | 2,765 |
| Long-term assets (5+ years) | $33,235,000 | 2,403 |
| Average Assets, year-to-date | $233,529,330 | 2,493 |
| Average Assets, quarterly | $231,505,000 | 2,536 |
| Volatile liabilities | $30,051,000 | 3,291 |
| Insider loans | $3,924,000 | 1,635 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $873,000 | 1,036 |
| Unused loan commitments | $61,880,000 | 1,440 |
| Tier 1 (core) risk-based capital | $20,421,000 | 2,746 |
| Tier 2 risk-based capital | $2,498,000 | 1,843 |
| Total risk weighted assets | $207,040,000 | 2,013 |
| Total unused commitments | $61,880,000 | 1,440 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 64 | 2,665 |
| Assets and Liabilities | ||
| Total Assets: | $230,879,000 | 2,544 |
| Cash and due from depository institutions | $7,231,000 | 2,665 |
| Interest-bearing balances | $28,000 | 6,045 |
| Securities | $21,142,000 | 4,554 |
| Federal funds sold & reverse repurchase agreements | $5,785,000 | 2,076 |
| Net loans & leases | $164,945,000 | 2,354 |
| Loan loss allowance | $2,426,000 | 1,959 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,858,000 | 921 |
| Other real estate owned | $2,670,000 | 2,665 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $18,248,000 | 897 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $230,879,000 | 2,544 |
| Total liabilities | $210,507,000 | 2,507 |
| Total deposits | $207,674,000 | 2,301 |
| Interest-bearing deposits | $159,763,000 | 2,520 |
| Deposits held in domestic offices | $207,674,000 | 2,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,236,000 | 2,101 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $597,000 | 4,370 |
| Total equity capital | $20,372,000 | 2,809 |
| Total bank equity capital | $20,372,000 | 2,809 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $531,000 | 4,030 |
| Surplus | $5,469,000 | 3,380 |
| Undivided profits | $14,372,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,717,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $873,000 | 3,449 |
| Earning assets | $191,900,000 | 2,783 |
| Long-term assets (5+ years) | $29,820,000 | 2,656 |
| Average Assets, year-to-date | $234,228,500 | 2,498 |
| Average Assets, quarterly | $234,228,500 | 2,498 |
| Volatile liabilities | $26,199,000 | 3,501 |
| Insider loans | $3,856,000 | 1,613 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $163,000 | 1,513 |
| Unused loan commitments | $70,472,000 | 1,252 |
| Tier 1 (core) risk-based capital | $20,090,000 | 2,746 |
| Tier 2 risk-based capital | $2,426,000 | 1,880 |
| Total risk weighted assets | $199,765,000 | 2,053 |
| Total unused commitments | $70,472,000 | 1,252 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $237,578,000 | 2,468 |
| Cash and due from depository institutions | $6,493,000 | 2,577 |
| Interest-bearing balances | $33,000 | 5,990 |
| Securities | $22,010,000 | 4,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $177,258,000 | 2,209 |
| Loan loss allowance | $2,249,000 | 2,084 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,992,000 | 895 |
| Other real estate owned | $2,670,000 | 2,577 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $18,155,000 | 884 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $237,578,000 | 2,468 |
| Total liabilities | $218,260,000 | 2,425 |
| Total deposits | $203,324,000 | 2,325 |
| Interest-bearing deposits | $153,908,000 | 2,578 |
| Deposits held in domestic offices | $203,324,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,609,000 | 965 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,327,000 | 2,586 |
| Total equity capital | $19,318,000 | 2,928 |
| Total bank equity capital | $19,318,000 | 2,928 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $531,000 | 4,039 |
| Surplus | $5,469,000 | 3,330 |
| Undivided profits | $13,318,000 | 2,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,599,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $909,000 | 3,329 |
| Earning assets | $199,301,000 | 2,679 |
| Long-term assets (5+ years) | $29,733,000 | 2,715 |
| Average Assets, year-to-date | $226,186,200 | 2,474 |
| Average Assets, quarterly | $231,841,000 | 2,501 |
| Volatile liabilities | $36,697,000 | 2,743 |
| Insider loans | $3,202,000 | 1,886 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $49,856,000 | 1,581 |
| Tier 1 (core) risk-based capital | $19,023,000 | 2,846 |
| Tier 2 risk-based capital | $2,249,000 | 1,988 |
| Total risk weighted assets | $212,361,000 | 1,910 |
| Total unused commitments | $49,856,000 | 1,581 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $226,104,000 | 2,550 |
| Cash and due from depository institutions | $7,249,000 | 2,647 |
| Interest-bearing balances | $33,000 | 6,030 |
| Securities | $23,704,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 5,606 |
| Net loans & leases | $160,962,000 | 2,348 |
| Loan loss allowance | $2,272,000 | 2,058 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,824,000 | 884 |
| Other real estate owned | $4,820,000 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $18,365,000 | 852 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $226,104,000 | 2,550 |
| Total liabilities | $206,867,000 | 2,513 |
| Total deposits | $200,796,000 | 2,328 |
| Interest-bearing deposits | $154,550,000 | 2,543 |
| Deposits held in domestic offices | $200,796,000 | 2,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,429,000 | 1,740 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,642,000 | 2,228 |
| Total equity capital | $19,237,000 | 2,928 |
| Total bank equity capital | $19,237,000 | 2,928 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $531,000 | 4,056 |
| Surplus | $5,469,000 | 3,280 |
| Undivided profits | $13,237,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,821,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $575,000 | 4,998 |
| Earning assets | $184,879,000 | 2,828 |
| Long-term assets (5+ years) | $28,812,000 | 2,809 |
| Average Assets, year-to-date | $223,338,250 | 2,496 |
| Average Assets, quarterly | $225,380,500 | 2,525 |
| Volatile liabilities | $25,677,000 | 3,439 |
| Insider loans | $3,398,000 | 1,727 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $49,631,000 | 1,579 |
| Tier 1 (core) risk-based capital | $18,816,000 | 2,845 |
| Tier 2 risk-based capital | $2,272,000 | 1,936 |
| Total risk weighted assets | $198,230,000 | 2,004 |
| Total unused commitments | $49,631,000 | 1,581 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $224,657,000 | 2,532 |
| Cash and due from depository institutions | $6,532,000 | 2,353 |
| Interest-bearing balances | $32,000 | 6,073 |
| Securities | $24,619,000 | 4,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $157,445,000 | 2,349 |
| Loan loss allowance | $2,406,000 | 1,925 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,884,000 | 852 |
| Other real estate owned | $6,902,000 | 2,353 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $18,275,000 | 861 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $224,657,000 | 2,532 |
| Total liabilities | $206,099,000 | 2,486 |
| Total deposits | $197,026,000 | 2,342 |
| Interest-bearing deposits | $151,838,000 | 2,549 |
| Deposits held in domestic offices | $197,026,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,828,000 | 1,303 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,245,000 | 2,499 |
| Total equity capital | $18,558,000 | 2,904 |
| Total bank equity capital | $18,558,000 | 2,904 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $531,000 | 4,085 |
| Surplus | $5,469,000 | 3,240 |
| Undivided profits | $12,558,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,773,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $520,000 | 5,140 |
| Earning assets | $182,096,000 | 2,829 |
| Long-term assets (5+ years) | $27,935,000 | 2,963 |
| Average Assets, year-to-date | $222,416,330 | 2,500 |
| Average Assets, quarterly | $224,345,000 | 2,507 |
| Volatile liabilities | $27,179,000 | 3,235 |
| Insider loans | $3,019,000 | 1,920 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $256,000 | 1,403 |
| Unused loan commitments | $52,986,000 | 1,499 |
| Tier 1 (core) risk-based capital | $18,446,000 | 2,852 |
| Tier 2 risk-based capital | $2,406,000 | 1,821 |
| Total risk weighted assets | $196,981,000 | 1,969 |
| Total unused commitments | $52,986,000 | 1,501 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $224,033,000 | 2,506 |
| Cash and due from depository institutions | $5,425,000 | 2,346 |
| Interest-bearing balances | $32,000 | 6,171 |
| Securities | $26,319,000 | 4,023 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,408 |
| Net loans & leases | $154,691,000 | 2,329 |
| Loan loss allowance | $2,031,000 | 2,234 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,003,000 | 828 |
| Other real estate owned | $4,622,000 | 2,346 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $18,273,000 | 833 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $224,033,000 | 2,506 |
| Total liabilities | $205,146,000 | 2,464 |
| Total deposits | $200,616,000 | 2,267 |
| Interest-bearing deposits | $156,063,000 | 2,474 |
| Deposits held in domestic offices | $200,616,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,126,000 | 1,819 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,404,000 | 2,536 |
| Total equity capital | $18,887,000 | 2,926 |
| Total bank equity capital | $18,887,000 | 2,926 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $531,000 | 4,092 |
| Surplus | $5,469,000 | 3,207 |
| Undivided profits | $12,887,000 | 2,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,855,000 | 378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $797,000 | 3,558 |
| Earning assets | $184,742,000 | 2,775 |
| Long-term assets (5+ years) | $27,963,000 | 2,916 |
| Average Assets, year-to-date | $221,296,000 | 2,508 |
| Average Assets, quarterly | $221,296,000 | 2,508 |
| Volatile liabilities | $22,282,000 | 3,638 |
| Insider loans | $2,595,000 | 2,154 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $250,000 | 1,555 |
| Unused loan commitments | $58,884,000 | 1,322 |
| Tier 1 (core) risk-based capital | $18,417,000 | 2,820 |
| Tier 2 risk-based capital | $2,031,000 | 2,078 |
| Total risk weighted assets | $189,994,000 | 2,000 |
| Total unused commitments | $58,884,000 | 1,327 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 71 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $218,559,000 | 2,567 |
| Cash and due from depository institutions | $5,984,000 | 2,434 |
| Interest-bearing balances | $32,000 | 6,138 |
| Securities | $27,213,000 | 3,977 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,928 |
| Net loans & leases | $152,643,000 | 2,332 |
| Loan loss allowance | $1,741,000 | 2,541 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,021,000 | 819 |
| Other real estate owned | $307,000 | 2,434 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $17,791,000 | 865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,559,000 | 2,567 |
| Total liabilities | $199,901,000 | 2,515 |
| Total deposits | $192,278,000 | 2,359 |
| Interest-bearing deposits | $149,488,000 | 2,562 |
| Deposits held in domestic offices | $192,278,000 | 2,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,403,000 | 1,419 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,220,000 | 2,708 |
| Total equity capital | $18,658,000 | 2,890 |
| Total bank equity capital | $18,658,000 | 2,890 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $531,000 | 4,124 |
| Surplus | $5,469,000 | 3,174 |
| Undivided profits | $12,658,000 | 2,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,139,000 | 321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $648,000 | 4,420 |
| Earning assets | $183,488,000 | 2,762 |
| Long-term assets (5+ years) | $22,932,000 | 3,314 |
| Average Assets, year-to-date | $221,440,600 | 2,444 |
| Average Assets, quarterly | $222,643,000 | 2,492 |
| Volatile liabilities | $25,461,000 | 3,313 |
| Insider loans | $2,738,000 | 2,033 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $322,000 | 1,321 |
| Unused loan commitments | $47,739,000 | 1,514 |
| Tier 1 (core) risk-based capital | $18,275,000 | 2,807 |
| Tier 2 risk-based capital | $1,741,000 | 2,346 |
| Total risk weighted assets | $183,170,000 | 2,051 |
| Total unused commitments | $47,739,000 | 1,516 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 70 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $226,727,000 | 2,483 |
| Cash and due from depository institutions | $7,671,000 | 2,481 |
| Interest-bearing balances | $32,000 | 6,189 |
| Securities | $24,580,000 | 4,191 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 867 |
| Net loans & leases | $149,873,000 | 2,341 |
| Loan loss allowance | $1,317,000 | 3,215 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,344,000 | 879 |
| Other real estate owned | $314,000 | 2,481 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $17,145,000 | 893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,727,000 | 2,483 |
| Total liabilities | $207,930,000 | 2,446 |
| Total deposits | $195,178,000 | 2,326 |
| Interest-bearing deposits | $149,100,000 | 2,574 |
| Deposits held in domestic offices | $195,178,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,697,000 | 1,006 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,055,000 | 3,102 |
| Total equity capital | $18,797,000 | 2,874 |
| Total bank equity capital | $18,797,000 | 2,874 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $531,000 | 4,155 |
| Surplus | $5,469,000 | 3,117 |
| Undivided profits | $12,797,000 | 2,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,043,000 | 807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $644,000 | 4,628 |
| Earning assets | $191,285,000 | 2,653 |
| Long-term assets (5+ years) | $27,390,000 | 2,976 |
| Average Assets, year-to-date | $222,161,000 | 2,454 |
| Average Assets, quarterly | $222,883,500 | 2,501 |
| Volatile liabilities | $31,365,000 | 2,803 |
| Insider loans | $2,711,000 | 2,006 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $3,540,000 | 651 |
| Unused loan commitments | $49,782,000 | 1,456 |
| Tier 1 (core) risk-based capital | $18,362,000 | 2,800 |
| Tier 2 risk-based capital | $1,317,000 | 2,964 |
| Total risk weighted assets | $179,047,000 | 2,064 |
| Total unused commitments | $49,782,000 | 1,462 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 69 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $219,040,000 | 2,528 |
| Cash and due from depository institutions | $8,283,000 | 2,541 |
| Interest-bearing balances | $32,000 | 6,236 |
| Securities | $37,086,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,173 |
| Net loans & leases | $144,635,000 | 2,401 |
| Loan loss allowance | $1,272,000 | 3,254 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,422,000 | 959 |
| Other real estate owned | $35,000 | 2,541 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $16,779,000 | 880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,040,000 | 2,528 |
| Total liabilities | $200,415,000 | 2,497 |
| Total deposits | $193,313,000 | 2,325 |
| Interest-bearing deposits | $148,435,000 | 2,573 |
| Deposits held in domestic offices | $193,313,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,183,000 | 1,339 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $919,000 | 3,490 |
| Total equity capital | $18,625,000 | 2,894 |
| Total bank equity capital | $18,625,000 | 2,894 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $531,000 | 4,164 |
| Surplus | $5,469,000 | 3,089 |
| Undivided profits | $12,625,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,374,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $536,000 | 5,154 |
| Earning assets | $184,553,000 | 2,719 |
| Long-term assets (5+ years) | $41,427,000 | 2,066 |
| Average Assets, year-to-date | $220,639,000 | 2,460 |
| Average Assets, quarterly | $217,143,500 | 2,524 |
| Volatile liabilities | $26,834,000 | 3,110 |
| Insider loans | $3,232,000 | 1,711 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $5,012,000 | 701 |
| Unused loan commitments | $47,078,000 | 1,497 |
| Tier 1 (core) risk-based capital | $18,218,000 | 2,756 |
| Tier 2 risk-based capital | $1,272,000 | 2,995 |
| Total risk weighted assets | $171,489,000 | 2,120 |
| Total unused commitments | $47,078,000 | 1,505 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $215,247,000 | 2,529 |
| Cash and due from depository institutions | $6,688,000 | 2,538 |
| Interest-bearing balances | $31,000 | 6,164 |
| Securities | $50,524,000 | 2,357 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,644 |
| Net loans & leases | $130,520,000 | 2,577 |
| Loan loss allowance | $1,267,000 | 3,211 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,286,000 | 1,098 |
| Other real estate owned | $36,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $17,593,000 | 833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,247,000 | 2,529 |
| Total liabilities | $196,794,000 | 2,503 |
| Total deposits | $189,446,000 | 2,346 |
| Interest-bearing deposits | $147,923,000 | 2,585 |
| Deposits held in domestic offices | $189,446,000 | 2,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,269,000 | 1,257 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,079,000 | 3,170 |
| Total equity capital | $18,453,000 | 2,854 |
| Total bank equity capital | $18,453,000 | 2,854 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $531,000 | 4,177 |
| Surplus | $5,469,000 | 3,038 |
| Undivided profits | $12,453,000 | 2,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,723,000 | 1,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $464,000 | 5,648 |
| Earning assets | $182,675,000 | 2,704 |
| Long-term assets (5+ years) | $51,871,000 | 1,706 |
| Average Assets, year-to-date | $221,438,500 | 2,443 |
| Average Assets, quarterly | $221,438,500 | 2,443 |
| Volatile liabilities | $26,552,000 | 3,093 |
| Insider loans | $2,732,000 | 1,968 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $2,208,000 | 961 |
| Unused loan commitments | $44,185,000 | 1,533 |
| Tier 1 (core) risk-based capital | $18,067,000 | 2,736 |
| Tier 2 risk-based capital | $1,267,000 | 2,959 |
| Total risk weighted assets | $160,758,000 | 2,211 |
| Total unused commitments | $44,185,000 | 1,545 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $227,630,000 | 2,364 |
| Cash and due from depository institutions | $7,468,000 | 2,523 |
| Interest-bearing balances | $32,000 | 6,091 |
| Securities | $64,787,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $130,383,000 | 2,557 |
| Loan loss allowance | $1,192,000 | 3,288 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,408,000 | 1,060 |
| Other real estate owned | $37,000 | 2,523 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $16,547,000 | 860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,630,000 | 2,364 |
| Total liabilities | $209,327,000 | 2,311 |
| Total deposits | $185,228,000 | 2,358 |
| Interest-bearing deposits | $145,657,000 | 2,558 |
| Deposits held in domestic offices | $185,228,000 | 2,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,194,000 | 1,009 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,000,000 | 1,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $905,000 | 3,625 |
| Total equity capital | $18,303,000 | 2,849 |
| Total bank equity capital | $18,303,000 | 2,849 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $531,000 | 4,182 |
| Surplus | $5,469,000 | 3,006 |
| Undivided profits | $12,303,000 | 2,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 1,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $452,000 | 5,953 |
| Earning assets | $195,202,000 | 2,509 |
| Long-term assets (5+ years) | $58,031,000 | 1,549 |
| Average Assets, year-to-date | $223,716,000 | 2,279 |
| Average Assets, quarterly | $223,924,500 | 2,386 |
| Volatile liabilities | $44,092,000 | 2,044 |
| Insider loans | $2,764,000 | 1,921 |
| FHLB advances | $13,000,000 | 1,840 |
| Loans and leases held for sale | $1,750,000 | 1,115 |
| Unused loan commitments | $47,356,000 | 1,405 |
| Tier 1 (core) risk-based capital | $17,620,000 | 2,747 |
| Tier 2 risk-based capital | $1,192,000 | 3,067 |
| Total risk weighted assets | $162,407,000 | 2,159 |
| Total unused commitments | $47,356,000 | 1,408 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 66 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $223,799,000 | 2,270 |
| Cash and due from depository institutions | $5,312,000 | 2,594 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $68,831,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $134,714,000 | 2,395 |
| Loan loss allowance | $1,154,000 | 3,210 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,523,000 | 1,148 |
| Other real estate owned | $275,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,144,000 | 1,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,799,000 | 2,270 |
| Total liabilities | $206,719,000 | 2,213 |
| Total deposits | $170,828,000 | 2,406 |
| Interest-bearing deposits | $131,512,000 | 2,684 |
| Deposits held in domestic offices | $170,828,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,882,000 | 551 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,250,000 | 3,986 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $759,000 | 4,208 |
| Total equity capital | $17,080,000 | 2,835 |
| Total bank equity capital | $17,080,000 | 2,835 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $531,000 | 4,266 |
| Surplus | $5,469,000 | 2,896 |
| Undivided profits | $11,080,000 | 2,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 3,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $482,000 | 6,064 |
| Earning assets | $203,566,000 | 2,287 |
| Long-term assets (5+ years) | $50,162,000 | 1,716 |
| Average Assets, year-to-date | $196,752,000 | 2,465 |
| Average Assets, quarterly | $209,589,000 | 2,415 |
| Volatile liabilities | $52,974,000 | 1,660 |
| Insider loans | $2,797,000 | 1,764 |
| FHLB advances | $2,250,000 | 3,764 |
| Loans and leases held for sale | $2,120,000 | 894 |
| Unused loan commitments | $41,062,000 | 1,465 |
| Tier 1 (core) risk-based capital | $17,042,000 | 2,712 |
| Tier 2 risk-based capital | $1,154,000 | 2,993 |
| Total risk weighted assets | $160,237,000 | 2,082 |
| Total unused commitments | $41,062,000 | 1,469 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $186,074,000 | 2,604 |
| Cash and due from depository institutions | $10,102,000 | 2,763 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $47,488,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,697 |
| Net loans & leases | $114,414,000 | 2,691 |
| Loan loss allowance | $1,283,000 | 2,799 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,177,000 | 1,010 |
| Other real estate owned | $0 | 2,763 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,643,000 | 4,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,074,000 | 2,604 |
| Total liabilities | $169,628,000 | 2,580 |
| Total deposits | $160,124,000 | 2,476 |
| Interest-bearing deposits | $118,732,000 | 2,831 |
| Deposits held in domestic offices | $160,124,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,012,000 | 1,734 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,500,000 | 3,037 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $992,000 | 3,620 |
| Total equity capital | $16,446,000 | 2,831 |
| Total bank equity capital | $16,446,000 | 2,831 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $531,000 | 4,398 |
| Surplus | $5,469,000 | 2,817 |
| Undivided profits | $10,446,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,521,000 | 1,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $700,000 | 3,872 |
| Earning assets | $166,173,000 | 2,662 |
| Long-term assets (5+ years) | $11,482,000 | 4,300 |
| Average Assets, year-to-date | $170,202,000 | 2,689 |
| Average Assets, quarterly | $182,113,000 | 2,623 |
| Volatile liabilities | $23,625,000 | 3,235 |
| Insider loans | $3,098,000 | 1,581 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $43,348,000 | 1,298 |
| Tier 1 (core) risk-based capital | $16,353,000 | 2,746 |
| Tier 2 risk-based capital | $1,283,000 | 2,626 |
| Total risk weighted assets | $138,047,700 | 2,308 |
| Total unused commitments | $43,348,000 | 1,299 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 51 | 3,390 |
| Assets and Liabilities | ||
| Total Assets: | $160,590,000 | 2,895 |
| Cash and due from depository institutions | $7,410,000 | 3,390 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $46,187,000 | 2,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $96,625,000 | 3,005 |
| Loan loss allowance | $1,244,000 | 2,838 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,498,000 | 964 |
| Other real estate owned | $0 | 3,390 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,870,000 | 4,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,590,000 | 2,895 |
| Total liabilities | $145,240,000 | 2,902 |
| Total deposits | $142,747,000 | 2,665 |
| Interest-bearing deposits | $104,771,000 | 3,116 |
| Deposits held in domestic offices | $142,747,000 | 2,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,564 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $643,000 | 4,540 |
| Total equity capital | $15,350,000 | 2,893 |
| Total bank equity capital | $15,350,000 | 2,893 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $531,000 | 4,534 |
| Surplus | $5,469,000 | 2,766 |
| Undivided profits | $9,350,000 | 2,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,791,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $534,000 | 4,330 |
| Earning assets | $142,812,000 | 2,990 |
| Long-term assets (5+ years) | $3,223,000 | 7,059 |
| Average Assets, year-to-date | $167,842,400 | 2,684 |
| Average Assets, quarterly | $162,330,000 | 2,844 |
| Volatile liabilities | $14,144,000 | 4,395 |
| Insider loans | $2,519,000 | 1,841 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $217,000 | 1,182 |
| Unused loan commitments | $44,694,000 | 1,305 |
| Tier 1 (core) risk-based capital | $15,350,000 | 2,864 |
| Tier 2 risk-based capital | $1,244,000 | 2,584 |
| Total risk weighted assets | $118,035,300 | 2,572 |
| Total unused commitments | $44,694,000 | 1,308 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 47 | 3,686 |
| Assets and Liabilities | ||
| Total Assets: | $172,032,000 | 2,682 |
| Cash and due from depository institutions | $8,155,000 | 3,686 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,139,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $47,200,000 | 355 |
| Net loans & leases | $90,773,000 | 2,997 |
| Loan loss allowance | $1,251,000 | 2,730 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,927,000 | 841 |
| Other real estate owned | $0 | 3,686 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $838,000 | 6,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,032,000 | 2,682 |
| Total liabilities | $157,253,000 | 2,637 |
| Total deposits | $156,449,000 | 2,422 |
| Interest-bearing deposits | $120,580,000 | 2,709 |
| Deposits held in domestic offices | $156,449,000 | 2,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $804,000 | 4,154 |
| Total equity capital | $14,779,000 | 3,046 |
| Total bank equity capital | $14,779,000 | 3,046 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $531,000 | 4,575 |
| Surplus | $5,469,000 | 2,621 |
| Undivided profits | $8,779,000 | 2,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $400,000 | 5,478 |
| Earning assets | $154,112,000 | 2,756 |
| Long-term assets (5+ years) | $3,505,000 | 6,899 |
| Average Assets, year-to-date | $148,651,000 | 2,902 |
| Average Assets, quarterly | $167,210,500 | 2,703 |
| Volatile liabilities | $15,386,000 | 3,715 |
| Insider loans | $4,423,000 | 960 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $165,000 | 1,515 |
| Unused loan commitments | $35,634,000 | 1,461 |
| Tier 1 (core) risk-based capital | $14,779,000 | 2,892 |
| Tier 2 risk-based capital | $1,251,000 | 2,476 |
| Total risk weighted assets | $113,447,700 | 2,517 |
| Total unused commitments | $35,634,000 | 1,466 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $131,796,000 | 3,354 |
| Cash and due from depository institutions | $6,058,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,945,000 | 5,766 |
| Federal funds sold & reverse repurchase agreements | $14,800,000 | 892 |
| Net loans & leases | $88,910,000 | 3,061 |
| Loan loss allowance | $763,000 | 4,205 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,720,000 | 1,679 |
| Other real estate owned | $369,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $994,000 | 6,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,796,000 | 3,354 |
| Total liabilities | $117,722,000 | 3,374 |
| Total deposits | $117,177,000 | 3,187 |
| Interest-bearing deposits | $82,255,000 | 3,852 |
| Deposits held in domestic offices | $117,177,000 | 3,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $545,000 | 5,591 |
| Total equity capital | $14,074,000 | 3,153 |
| Total bank equity capital | $14,074,000 | 3,153 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $531,000 | 4,741 |
| Surplus | $5,469,000 | 2,571 |
| Undivided profits | $8,074,000 | 3,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $543,000 | 4,366 |
| Earning assets | $119,655,000 | 3,388 |
| Long-term assets (5+ years) | $2,659,000 | 7,232 |
| Average Assets, year-to-date | $126,028,000 | 3,337 |
| Average Assets, quarterly | $129,651,500 | 3,367 |
| Volatile liabilities | $8,826,000 | 5,408 |
| Insider loans | $3,953,000 | 1,052 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $34,605,000 | 1,410 |
| Tier 1 (core) risk-based capital | $14,074,000 | 3,019 |
| Tier 2 risk-based capital | $763,000 | 3,705 |
| Total risk weighted assets | $101,351,700 | 2,733 |
| Total unused commitments | $34,605,000 | 1,415 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $123,978,000 | 3,625 |
| Cash and due from depository institutions | $6,333,000 | 4,676 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,895,000 | 6,196 |
| Federal funds sold & reverse repurchase agreements | $20,100,000 | 650 |
| Net loans & leases | $78,546,000 | 3,458 |
| Loan loss allowance | $923,000 | 3,767 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,978,000 | 3,818 |
| Other real estate owned | $0 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,126,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,978,000 | 3,625 |
| Total liabilities | $111,225,000 | 3,639 |
| Total deposits | $110,848,000 | 3,442 |
| Interest-bearing deposits | $76,379,000 | 4,251 |
| Deposits held in domestic offices | $110,848,000 | 3,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $377,000 | 7,034 |
| Total equity capital | $12,753,000 | 3,471 |
| Total bank equity capital | $12,753,000 | 3,471 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $531,000 | 5,035 |
| Surplus | $5,469,000 | 2,643 |
| Undivided profits | $6,753,000 | 3,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 3,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $499,000 | 4,661 |
| Earning assets | $114,541,000 | 3,613 |
| Long-term assets (5+ years) | $2,720,000 | 7,221 |
| Average Assets, year-to-date | $118,033,600 | 3,643 |
| Average Assets, quarterly | $121,692,500 | 3,646 |
| Volatile liabilities | $8,612,000 | 5,346 |
| Insider loans | $3,475,000 | 1,243 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $300,000 | 1,133 |
| Unused loan commitments | $36,040,000 | 1,352 |
| Tier 1 (core) risk-based capital | $12,753,000 | 3,364 |
| Tier 2 risk-based capital | $923,000 | 3,211 |
| Total risk weighted assets | $90,407,000 | 3,055 |
| Total unused commitments | $36,040,000 | 1,360 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $113,878,000 | 3,913 |
| Cash and due from depository institutions | $8,863,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,738,000 | 7,045 |
| Federal funds sold & reverse repurchase agreements | $17,950,000 | 796 |
| Net loans & leases | $70,426,000 | 3,725 |
| Loan loss allowance | $808,000 | 4,216 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,037,000 | 3,645 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $864,000 | 7,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,878,000 | 3,913 |
| Total liabilities | $102,175,000 | 3,923 |
| Total deposits | $101,789,000 | 3,753 |
| Interest-bearing deposits | $72,443,000 | 4,485 |
| Deposits held in domestic offices | $101,789,000 | 3,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $386,000 | 7,318 |
| Total equity capital | $11,703,000 | 3,757 |
| Total bank equity capital | $11,703,000 | 3,757 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $531,000 | 5,297 |
| Surplus | $5,469,000 | 2,658 |
| Undivided profits | $5,703,000 | 4,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $444,000 | 5,306 |
| Earning assets | $102,114,000 | 4,001 |
| Long-term assets (5+ years) | $1,818,000 | 8,080 |
| Average Assets, year-to-date | $107,528,600 | 3,978 |
| Average Assets, quarterly | $111,959,500 | 3,927 |
| Volatile liabilities | $7,617,000 | 5,464 |
| Insider loans | $3,712,000 | 1,187 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $282,000 | 1,192 |
| Unused loan commitments | $30,489,000 | 1,472 |
| Tier 1 (core) risk-based capital | $11,703,000 | 3,638 |
| Tier 2 risk-based capital | $808,000 | 3,544 |
| Total risk weighted assets | $82,264,900 | 3,245 |
| Total unused commitments | $30,489,000 | 1,482 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $108,822,000 | 4,048 |
| Cash and due from depository institutions | $10,012,000 | 5,090 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,859,000 | 5,520 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 956 |
| Net loans & leases | $63,959,000 | 3,975 |
| Loan loss allowance | $824,000 | 4,238 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,180,000 | 3,372 |
| Other real estate owned | $75,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $937,000 | 7,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,822,000 | 4,048 |
| Total liabilities | $98,227,000 | 4,059 |
| Total deposits | $97,899,000 | 3,856 |
| Interest-bearing deposits | $65,773,000 | 4,843 |
| Deposits held in domestic offices | $97,899,000 | 3,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $328,000 | 6,935 |
| Total equity capital | $10,595,000 | 3,833 |
| Total bank equity capital | $10,595,000 | 3,833 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $531,000 | 5,584 |
| Surplus | $5,469,000 | 2,571 |
| Undivided profits | $4,595,000 | 4,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $331,000 | 6,064 |
| Earning assets | $95,618,000 | 4,207 |
| Long-term assets (5+ years) | $1,635,000 | 8,681 |
| Average Assets, year-to-date | $105,484,400 | 4,074 |
| Average Assets, quarterly | $107,920,500 | 4,043 |
| Volatile liabilities | $5,628,000 | 6,310 |
| Insider loans | $3,388,000 | 1,235 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,343,000 | 1,609 |
| Tier 1 (core) risk-based capital | $10,595,000 | 3,893 |
| Tier 2 risk-based capital | $824,000 | 3,474 |
| Total risk weighted assets | $77,637,800 | 3,345 |
| Total unused commitments | $25,343,000 | 1,621 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $104,997,000 | 4,260 |
| Cash and due from depository institutions | $7,694,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,525,000 | 6,259 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,129 |
| Net loans & leases | $72,745,000 | 3,463 |
| Loan loss allowance | $837,000 | 4,316 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,317,000 | 3,148 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $916,000 | 6,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,997,000 | 4,260 |
| Total liabilities | $95,300,000 | 4,256 |
| Total deposits | $94,965,000 | 4,076 |
| Interest-bearing deposits | $66,400,000 | 4,976 |
| Deposits held in domestic offices | $94,965,000 | 4,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $335,000 | 7,065 |
| Total equity capital | $9,697,000 | 4,202 |
| Total bank equity capital | $9,697,000 | 4,202 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $531,000 | 5,834 |
| Surplus | $5,469,000 | 2,490 |
| Undivided profits | $3,697,000 | 5,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 6,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $289,000 | 6,268 |
| Earning assets | $94,070,000 | 4,371 |
| Long-term assets (5+ years) | $4,876,000 | 6,494 |
| Average Assets, year-to-date | $100,015,200 | 4,339 |
| Average Assets, quarterly | $104,904,500 | 4,226 |
| Volatile liabilities | $4,242,000 | 7,105 |
| Insider loans | $1,588,000 | 2,545 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,793,000 | 575 |
| Unused loan commitments | $21,599,000 | 1,810 |
| Tier 1 (core) risk-based capital | $9,697,000 | 4,116 |
| Tier 2 risk-based capital | $837,000 | 3,392 |
| Total risk weighted assets | $82,714,900 | 3,116 |
| Total unused commitments | $21,599,000 | 1,830 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $94,581,000 | 4,756 |
| Cash and due from depository institutions | $5,951,000 | 4,586 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,714,000 | 7,756 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,409 |
| Net loans & leases | $64,879,000 | 3,907 |
| Loan loss allowance | $684,000 | 5,093 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,331,000 | 3,124 |
| Other real estate owned | $0 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $806,000 | 7,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,581,000 | 4,756 |
| Total liabilities | $85,532,000 | 4,806 |
| Total deposits | $85,068,000 | 4,660 |
| Interest-bearing deposits | $62,449,000 | 5,395 |
| Deposits held in domestic offices | $85,068,000 | 4,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $464,000 | 6,135 |
| Total equity capital | $9,049,000 | 4,275 |
| Total bank equity capital | $9,049,000 | 4,275 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $531,000 | 6,144 |
| Surplus | $5,469,000 | 2,402 |
| Undivided profits | $3,049,000 | 5,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 11,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $268,000 | 7,139 |
| Earning assets | $85,493,000 | 4,812 |
| Long-term assets (5+ years) | $4,075,000 | 7,130 |
| Average Assets, year-to-date | $92,502,600 | 4,742 |
| Average Assets, quarterly | $94,655,500 | 4,719 |
| Volatile liabilities | $5,069,000 | 6,521 |
| Insider loans | $163,000 | 4,448 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,998,000 | 465 |
| Unused loan commitments | $22,905,000 | 1,664 |
| Tier 1 (core) risk-based capital | $9,049,000 | 4,210 |
| Tier 2 risk-based capital | $684,000 | 4,042 |
| Total risk weighted assets | $76,442,400 | 3,422 |
| Total unused commitments | $22,905,000 | 1,678 |
| Derivatives | $0 | 651 |