Home > The Elberfeld State Bank > Income and Expense
The Elberfeld State Bank, Income and Expense
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,245 |
| Total interest expense | $322,000 | 4,249 |
| Net interest income | $2,545,000 | 4,199 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $639,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $64,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 3,008 |
| Total noninterest expense | $2,249,000 | 4,158 |
| Salaries and employee benefits | $1,265,000 | 4,164 |
| Premises and equipment expense | $269,000 | 3,959 |
| Additional noninterest expense | $715,000 | 4,096 |
| Pre-tax net operating income | $935,000 | 3,761 |
| Securities gains (losses) | $21,000 | 2,096 |
| Applicable income taxes | $199,000 | 2,565 |
| Income before extraordinary items | $757,000 | 3,898 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $757,000 | 3,896 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $757,000 | 3,898 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $460,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $740,410 | 3,858 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 4,226 |
| Total interest expense | $252,000 | 4,287 |
| Net interest income | $2,039,000 | 4,161 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $438,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $49,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,081 |
| Total noninterest expense | $1,741,000 | 4,131 |
| Salaries and employee benefits | $954,000 | 4,161 |
| Premises and equipment expense | $216,000 | 3,893 |
| Additional noninterest expense | $571,000 | 4,025 |
| Pre-tax net operating income | $736,000 | 3,741 |
| Securities gains (losses) | $21,000 | 1,900 |
| Applicable income taxes | $158,000 | 2,524 |
| Income before extraordinary items | $599,000 | 3,864 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $599,000 | 3,863 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $599,000 | 3,864 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $336,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $582,410 | 3,842 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,177 |
| Total interest expense | $185,000 | 4,279 |
| Net interest income | $1,484,000 | 4,106 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $265,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $33,000 | 4,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 3,157 |
| Total noninterest expense | $1,155,000 | 4,154 |
| Salaries and employee benefits | $654,000 | 4,155 |
| Premises and equipment expense | $143,000 | 3,897 |
| Additional noninterest expense | $358,000 | 4,127 |
| Pre-tax net operating income | $594,000 | 3,553 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $129,000 | 2,367 |
| Income before extraordinary items | $473,000 | 3,711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $473,000 | 3,711 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $473,000 | 3,711 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $179,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $466,680 | 3,680 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 4,377 |
| Total interest expense | $102,000 | 4,297 |
| Net interest income | $601,000 | 4,333 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $106,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $19,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,329 |
| Total noninterest expense | $574,000 | 4,199 |
| Salaries and employee benefits | $330,000 | 4,179 |
| Premises and equipment expense | $68,000 | 3,990 |
| Additional noninterest expense | $176,000 | 4,199 |
| Pre-tax net operating income | $133,000 | 4,104 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $23,000 | 2,824 |
| Income before extraordinary items | $110,000 | 4,172 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $110,000 | 4,172 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $110,000 | 4,172 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $110,000 | 4,163 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 4,371 |
| Total interest expense | $379,000 | 4,391 |
| Net interest income | $2,645,000 | 4,302 |
| Provision for loan and lease losses | $30,000 | 3,585 |
| Total noninterest income | $423,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $86,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,455 |
| Total noninterest expense | $2,258,000 | 4,267 |
| Salaries and employee benefits | $1,262,000 | 4,261 |
| Premises and equipment expense | $286,000 | 3,976 |
| Additional noninterest expense | $710,000 | 4,253 |
| Pre-tax net operating income | $780,000 | 4,094 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $148,000 | 2,813 |
| Income before extraordinary items | $632,000 | 4,219 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $632,000 | 4,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $632,000 | 4,221 |
| Net charge-offs | $96,000 | 2,230 |
| Cash dividends | $139,000 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $632,000 | 4,193 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 4,435 |
| Total interest expense | $281,000 | 4,449 |
| Net interest income | $1,987,000 | 4,363 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $319,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $62,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,455 |
| Total noninterest expense | $1,715,000 | 4,299 |
| Salaries and employee benefits | $940,000 | 4,307 |
| Premises and equipment expense | $216,000 | 4,017 |
| Additional noninterest expense | $559,000 | 4,230 |
| Pre-tax net operating income | $561,000 | 4,250 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $104,000 | 2,915 |
| Income before extraordinary items | $457,000 | 4,358 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $457,000 | 4,357 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $457,000 | 4,357 |
| Net charge-offs | $96,000 | 1,791 |
| Cash dividends | $59,000 | 3,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $457,000 | 4,331 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 4,487 |
| Total interest expense | $185,000 | 4,472 |
| Net interest income | $1,292,000 | 4,426 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $201,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $42,000 | 4,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 3,544 |
| Total noninterest expense | $1,149,000 | 4,325 |
| Salaries and employee benefits | $629,000 | 4,340 |
| Premises and equipment expense | $139,000 | 4,072 |
| Additional noninterest expense | $381,000 | 4,227 |
| Pre-tax net operating income | $334,000 | 4,348 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $58,000 | 3,015 |
| Income before extraordinary items | $276,000 | 4,422 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $276,000 | 4,420 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $276,000 | 4,420 |
| Net charge-offs | $96,000 | 1,437 |
| Cash dividends | $59,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $276,000 | 4,405 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 4,473 |
| Total interest expense | $89,000 | 4,517 |
| Net interest income | $690,000 | 4,397 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $92,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,636 |
| Total noninterest expense | $564,000 | 4,381 |
| Salaries and employee benefits | $314,000 | 4,379 |
| Premises and equipment expense | $65,000 | 4,211 |
| Additional noninterest expense | $185,000 | 4,305 |
| Pre-tax net operating income | $218,000 | 4,132 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $42,000 | 2,752 |
| Income before extraordinary items | $176,000 | 4,221 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $176,000 | 4,220 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $176,000 | 4,220 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $176,000 | 4,210 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 4,459 |
| Total interest expense | $328,000 | 4,412 |
| Net interest income | $2,748,000 | 4,416 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $504,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $87,000 | 4,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,307 |
| Total noninterest expense | $2,251,000 | 4,415 |
| Salaries and employee benefits | $1,242,000 | 4,430 |
| Premises and equipment expense | $280,000 | 4,123 |
| Additional noninterest expense | $729,000 | 4,350 |
| Pre-tax net operating income | $1,001,000 | 4,023 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $196,000 | 2,697 |
| Income before extraordinary items | $805,000 | 4,130 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $805,000 | 4,129 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $805,000 | 4,129 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $119,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $805,000 | 4,138 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 4,510 |
| Total interest expense | $239,000 | 4,421 |
| Net interest income | $2,039,000 | 4,478 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $359,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $65,000 | 4,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 3,396 |
| Total noninterest expense | $1,701,000 | 4,440 |
| Salaries and employee benefits | $942,000 | 4,435 |
| Premises and equipment expense | $209,000 | 4,167 |
| Additional noninterest expense | $550,000 | 4,361 |
| Pre-tax net operating income | $697,000 | 4,190 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $133,000 | 2,824 |
| Income before extraordinary items | $564,000 | 4,271 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $564,000 | 4,270 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $564,000 | 4,270 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $59,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $564,000 | 4,278 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 4,552 |
| Total interest expense | $158,000 | 4,410 |
| Net interest income | $1,342,000 | 4,533 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $249,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $42,000 | 4,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,350 |
| Total noninterest expense | $1,152,000 | 4,459 |
| Salaries and employee benefits | $649,000 | 4,441 |
| Premises and equipment expense | $138,000 | 4,200 |
| Additional noninterest expense | $365,000 | 4,409 |
| Pre-tax net operating income | $439,000 | 4,257 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $82,000 | 2,858 |
| Income before extraordinary items | $357,000 | 4,338 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $357,000 | 4,337 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $357,000 | 4,337 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $59,000 | 3,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $357,000 | 4,337 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 4,633 |
| Total interest expense | $82,000 | 4,353 |
| Net interest income | $643,000 | 4,624 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $132,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,187 |
| Total noninterest expense | $576,000 | 4,502 |
| Salaries and employee benefits | $318,000 | 4,522 |
| Premises and equipment expense | $76,000 | 4,119 |
| Additional noninterest expense | $182,000 | 4,458 |
| Pre-tax net operating income | $199,000 | 4,339 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $36,000 | 2,911 |
| Income before extraordinary items | $163,000 | 4,404 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $163,000 | 4,402 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $163,000 | 4,404 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $163,000 | 4,412 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 4,654 |
| Total interest expense | $314,000 | 4,346 |
| Net interest income | $2,542,000 | 4,643 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $401,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $99,000 | 4,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,802 |
| Total noninterest expense | $2,264,000 | 4,569 |
| Salaries and employee benefits | $1,248,000 | 4,582 |
| Premises and equipment expense | $291,000 | 4,230 |
| Additional noninterest expense | $725,000 | 4,535 |
| Pre-tax net operating income | $679,000 | 4,493 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $266,000 | 2,816 |
| Income before extraordinary items | $414,000 | 4,643 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $414,000 | 4,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $414,000 | 4,643 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $119,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $413,360 | 4,629 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 4,707 |
| Total interest expense | $232,000 | 4,387 |
| Net interest income | $1,899,000 | 4,693 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $326,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $73,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,697 |
| Total noninterest expense | $1,697,000 | 4,594 |
| Salaries and employee benefits | $932,000 | 4,604 |
| Premises and equipment expense | $216,000 | 4,267 |
| Additional noninterest expense | $549,000 | 4,551 |
| Pre-tax net operating income | $528,000 | 4,541 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $132,000 | 3,015 |
| Income before extraordinary items | $396,000 | 4,656 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $396,000 | 4,656 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $396,000 | 4,656 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $59,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $396,000 | 4,653 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 4,751 |
| Total interest expense | $153,000 | 4,397 |
| Net interest income | $1,240,000 | 4,738 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $215,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $49,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 3,730 |
| Total noninterest expense | $1,122,000 | 4,638 |
| Salaries and employee benefits | $609,000 | 4,673 |
| Premises and equipment expense | $141,000 | 4,311 |
| Additional noninterest expense | $372,000 | 4,547 |
| Pre-tax net operating income | $333,000 | 4,579 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $82,000 | 3,042 |
| Income before extraordinary items | $251,000 | 4,683 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $251,000 | 4,682 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $251,000 | 4,683 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $59,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $251,000 | 4,674 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 4,855 |
| Total interest expense | $76,000 | 4,407 |
| Net interest income | $579,000 | 4,861 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $117,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,592 |
| Total noninterest expense | $560,000 | 4,690 |
| Salaries and employee benefits | $302,000 | 4,735 |
| Premises and equipment expense | $74,000 | 4,275 |
| Additional noninterest expense | $184,000 | 4,604 |
| Pre-tax net operating income | $136,000 | 4,741 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $30,000 | 3,166 |
| Income before extraordinary items | $106,000 | 4,820 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $106,000 | 4,820 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $106,000 | 4,820 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $106,000 | 4,809 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 4,802 |
| Total interest expense | $303,000 | 4,445 |
| Net interest income | $2,504,000 | 4,793 |
| Provision for loan and lease losses | $90,000 | 3,218 |
| Total noninterest income | $549,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $104,000 | 4,461 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $445,000 | 3,410 |
| Total noninterest expense | $2,276,000 | 4,711 |
| Salaries and employee benefits | $1,203,000 | 4,754 |
| Premises and equipment expense | $324,000 | 4,173 |
| Additional noninterest expense | $749,000 | 4,664 |
| Pre-tax net operating income | $687,000 | 4,526 |
| Securities gains (losses) | $19,000 | 2,394 |
| Applicable income taxes | $191,000 | 2,964 |
| Income before extraordinary items | $515,000 | 4,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $515,000 | 4,692 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $515,000 | 4,692 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $119,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $501,130 | 4,683 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 4,835 |
| Total interest expense | $230,000 | 4,462 |
| Net interest income | $1,899,000 | 4,823 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $402,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $74,000 | 4,554 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $328,000 | 3,449 |
| Total noninterest expense | $1,711,000 | 4,720 |
| Salaries and employee benefits | $900,000 | 4,775 |
| Premises and equipment expense | $240,000 | 4,216 |
| Additional noninterest expense | $571,000 | 4,674 |
| Pre-tax net operating income | $500,000 | 4,636 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $138,000 | 3,044 |
| Income before extraordinary items | $381,000 | 4,781 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $381,000 | 4,781 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $381,000 | 4,781 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $59,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $367,130 | 4,774 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,860 |
| Total interest expense | $149,000 | 4,533 |
| Net interest income | $1,291,000 | 4,845 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $246,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $47,000 | 4,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,608 |
| Total noninterest expense | $1,137,000 | 4,778 |
| Salaries and employee benefits | $598,000 | 4,826 |
| Premises and equipment expense | $156,000 | 4,285 |
| Additional noninterest expense | $383,000 | 4,701 |
| Pre-tax net operating income | $340,000 | 4,642 |
| Securities gains (losses) | $19,000 | 1,971 |
| Applicable income taxes | $95,000 | 3,033 |
| Income before extraordinary items | $264,000 | 4,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 4,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $264,000 | 4,759 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $59,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $249,940 | 4,762 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 4,915 |
| Total interest expense | $71,000 | 4,634 |
| Net interest income | $638,000 | 4,894 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $128,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $562,000 | 4,836 |
| Salaries and employee benefits | $299,000 | 4,859 |
| Premises and equipment expense | $75,000 | 4,390 |
| Additional noninterest expense | $188,000 | 4,772 |
| Pre-tax net operating income | $174,000 | 4,581 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $44,000 | 3,060 |
| Income before extraordinary items | $130,000 | 4,760 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $130,000 | 4,759 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $130,000 | 4,760 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $130,000 | 4,705 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 5,031 |
| Total interest expense | $257,000 | 4,844 |
| Net interest income | $2,374,000 | 4,997 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $630,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $108,000 | 4,605 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $522,000 | 3,222 |
| Total noninterest expense | $2,157,000 | 4,942 |
| Salaries and employee benefits | $1,122,000 | 4,987 |
| Premises and equipment expense | $305,000 | 4,449 |
| Additional noninterest expense | $730,000 | 4,887 |
| Pre-tax net operating income | $747,000 | 4,494 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $147,000 | 3,126 |
| Income before extraordinary items | $600,000 | 4,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $600,000 | 4,630 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $600,000 | 4,630 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $119,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $600,000 | 4,568 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 5,131 |
| Total interest expense | $186,000 | 4,962 |
| Net interest income | $1,730,000 | 5,093 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $521,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $82,000 | 4,637 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 3,080 |
| Total noninterest expense | $1,580,000 | 5,001 |
| Salaries and employee benefits | $827,000 | 5,041 |
| Premises and equipment expense | $226,000 | 4,504 |
| Additional noninterest expense | $527,000 | 4,970 |
| Pre-tax net operating income | $601,000 | 4,499 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $109,000 | 3,232 |
| Income before extraordinary items | $492,000 | 4,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,595 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $492,000 | 4,596 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $59,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $492,000 | 4,530 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 5,218 |
| Total interest expense | $120,000 | 5,061 |
| Net interest income | $1,112,000 | 5,194 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $234,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $53,000 | 4,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,784 |
| Total noninterest expense | $1,054,000 | 5,058 |
| Salaries and employee benefits | $556,000 | 5,078 |
| Premises and equipment expense | $150,000 | 4,551 |
| Additional noninterest expense | $348,000 | 5,018 |
| Pre-tax net operating income | $272,000 | 4,972 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $60,000 | 3,351 |
| Income before extraordinary items | $212,000 | 5,073 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $212,000 | 5,075 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $212,000 | 5,077 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $59,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $212,000 | 5,023 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 5,354 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $517,000 | 5,341 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $114,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 3,793 |
| Total noninterest expense | $523,000 | 5,117 |
| Salaries and employee benefits | $281,000 | 5,107 |
| Premises and equipment expense | $72,000 | 4,664 |
| Additional noninterest expense | $170,000 | 5,089 |
| Pre-tax net operating income | $108,000 | 5,149 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $95,000 | 5,179 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $95,000 | 5,182 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $95,000 | 5,183 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $95,000 | 5,110 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 5,465 |
| Total interest expense | $216,000 | 5,418 |
| Net interest income | $2,062,000 | 5,420 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $475,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $113,000 | 4,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,753 |
| Total noninterest expense | $2,140,000 | 5,162 |
| Salaries and employee benefits | $1,114,000 | 5,179 |
| Premises and equipment expense | $309,000 | 4,618 |
| Additional noninterest expense | $717,000 | 5,113 |
| Pre-tax net operating income | $387,000 | 5,280 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $51,000 | 3,704 |
| Income before extraordinary items | $336,000 | 5,315 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $336,000 | 5,314 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $336,000 | 5,315 |
| Net charge-offs | $-7,000 | 5,613 |
| Cash dividends | $119,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $336,000 | 5,263 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 5,550 |
| Total interest expense | $158,000 | 5,511 |
| Net interest income | $1,529,000 | 5,498 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $342,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $85,000 | 4,877 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $257,000 | 3,868 |
| Total noninterest expense | $1,550,000 | 5,236 |
| Salaries and employee benefits | $821,000 | 5,235 |
| Premises and equipment expense | $227,000 | 4,704 |
| Additional noninterest expense | $502,000 | 5,266 |
| Pre-tax net operating income | $311,000 | 5,302 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $46,000 | 3,690 |
| Income before extraordinary items | $265,000 | 5,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $265,000 | 5,351 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $265,000 | 5,353 |
| Net charge-offs | $-6,000 | 5,497 |
| Cash dividends | $59,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $265,000 | 5,305 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,626 |
| Total interest expense | $106,000 | 5,561 |
| Net interest income | $992,000 | 5,572 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $217,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $56,000 | 4,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $161,000 | 3,959 |
| Total noninterest expense | $1,034,000 | 5,279 |
| Salaries and employee benefits | $552,000 | 5,263 |
| Premises and equipment expense | $145,000 | 4,827 |
| Additional noninterest expense | $337,000 | 5,277 |
| Pre-tax net operating income | $175,000 | 5,440 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $17,000 | 3,922 |
| Income before extraordinary items | $158,000 | 5,434 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $158,000 | 5,435 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $158,000 | 5,436 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $59,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $158,000 | 5,387 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 5,689 |
| Total interest expense | $53,000 | 5,631 |
| Net interest income | $492,000 | 5,640 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $113,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $86,000 | 3,790 |
| Total noninterest expense | $518,000 | 5,347 |
| Salaries and employee benefits | $279,000 | 5,306 |
| Premises and equipment expense | $69,000 | 4,976 |
| Additional noninterest expense | $170,000 | 5,309 |
| Pre-tax net operating income | $87,000 | 5,395 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $78,000 | 5,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 5,406 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $78,000 | 5,406 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $78,000 | 5,363 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 5,667 |
| Total interest expense | $228,000 | 5,764 |
| Net interest income | $2,076,000 | 5,598 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $615,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $119,000 | 4,969 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $496,000 | 3,370 |
| Total noninterest expense | $2,129,000 | 5,351 |
| Salaries and employee benefits | $1,084,000 | 5,413 |
| Premises and equipment expense | $309,000 | 4,795 |
| Additional noninterest expense | $736,000 | 5,241 |
| Pre-tax net operating income | $502,000 | 4,998 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $88,000 | 3,485 |
| Income before extraordinary items | $414,000 | 5,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 5,108 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $414,000 | 5,108 |
| Net charge-offs | $61,000 | 4,197 |
| Cash dividends | $119,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $414,000 | 5,051 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 5,716 |
| Total interest expense | $172,000 | 5,852 |
| Net interest income | $1,576,000 | 5,633 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $421,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $335,000 | 3,586 |
| Total noninterest expense | $1,497,000 | 5,497 |
| Salaries and employee benefits | $769,000 | 5,522 |
| Premises and equipment expense | $217,000 | 4,970 |
| Additional noninterest expense | $511,000 | 5,401 |
| Pre-tax net operating income | $440,000 | 4,921 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $90,000 | 3,377 |
| Income before extraordinary items | $350,000 | 5,097 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $350,000 | 5,098 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $350,000 | 5,099 |
| Net charge-offs | $63,000 | 3,672 |
| Cash dividends | $59,000 | 3,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $350,000 | 5,011 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,791 |
| Total interest expense | $116,000 | 5,902 |
| Net interest income | $1,019,000 | 5,709 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $290,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 3,548 |
| Total noninterest expense | $976,000 | 5,560 |
| Salaries and employee benefits | $510,000 | 5,558 |
| Premises and equipment expense | $129,000 | 5,173 |
| Additional noninterest expense | $337,000 | 5,419 |
| Pre-tax net operating income | $293,000 | 4,895 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $59,000 | 3,406 |
| Income before extraordinary items | $234,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $234,000 | 5,095 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $234,000 | 5,096 |
| Net charge-offs | $75,000 | 3,022 |
| Cash dividends | $59,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $234,000 | 4,964 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 5,842 |
| Total interest expense | $60,000 | 5,940 |
| Net interest income | $505,000 | 5,758 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $149,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,473 |
| Total noninterest expense | $464,000 | 5,692 |
| Salaries and employee benefits | $246,000 | 5,665 |
| Premises and equipment expense | $52,000 | 5,588 |
| Additional noninterest expense | $166,000 | 5,517 |
| Pre-tax net operating income | $170,000 | 4,704 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $39,000 | 3,169 |
| Income before extraordinary items | $131,000 | 4,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $131,000 | 4,922 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $131,000 | 4,923 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $131,000 | 4,816 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,914 |
| Total interest expense | $299,000 | 5,974 |
| Net interest income | $2,051,000 | 5,829 |
| Provision for loan and lease losses | $65,000 | 5,016 |
| Total noninterest income | $615,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $117,000 | 5,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $498,000 | 3,356 |
| Total noninterest expense | $1,766,000 | 5,849 |
| Salaries and employee benefits | $947,000 | 5,791 |
| Premises and equipment expense | $174,000 | 5,920 |
| Additional noninterest expense | $645,000 | 5,685 |
| Pre-tax net operating income | $835,000 | 4,287 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $214,000 | 2,955 |
| Income before extraordinary items | $621,000 | 4,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,640 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $621,000 | 4,641 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $119,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $621,000 | 4,470 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 6,005 |
| Total interest expense | $230,000 | 6,083 |
| Net interest income | $1,539,000 | 5,914 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $456,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $84,000 | 5,339 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $372,000 | 3,368 |
| Total noninterest expense | $1,331,000 | 5,895 |
| Salaries and employee benefits | $719,000 | 5,819 |
| Premises and equipment expense | $129,000 | 6,007 |
| Additional noninterest expense | $483,000 | 5,742 |
| Pre-tax net operating income | $639,000 | 4,364 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $165,000 | 2,998 |
| Income before extraordinary items | $474,000 | 4,723 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $474,000 | 4,723 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $474,000 | 4,723 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $59,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $474,000 | 4,538 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 6,025 |
| Total interest expense | $160,000 | 6,124 |
| Net interest income | $1,035,000 | 5,945 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $308,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $55,000 | 5,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,318 |
| Total noninterest expense | $893,000 | 5,933 |
| Salaries and employee benefits | $484,000 | 5,849 |
| Premises and equipment expense | $86,000 | 6,039 |
| Additional noninterest expense | $323,000 | 5,778 |
| Pre-tax net operating income | $425,000 | 4,354 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $109,000 | 2,996 |
| Income before extraordinary items | $316,000 | 4,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $316,000 | 4,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $316,000 | 4,739 |
| Net charge-offs | $-6,000 | 6,510 |
| Cash dividends | $59,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $316,000 | 4,548 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 6,038 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $530,000 | 5,940 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $166,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,187 |
| Total noninterest expense | $455,000 | 5,945 |
| Salaries and employee benefits | $247,000 | 5,852 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $168,000 | 5,731 |
| Pre-tax net operating income | $216,000 | 4,398 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $65,000 | 2,829 |
| Income before extraordinary items | $151,000 | 4,839 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 4,842 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $151,000 | 4,843 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $151,000 | 4,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 6,150 |
| Total interest expense | $457,000 | 6,008 |
| Net interest income | $1,977,000 | 6,109 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $566,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $144,000 | 4,966 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $422,000 | 3,354 |
| Total noninterest expense | $1,768,000 | 6,032 |
| Salaries and employee benefits | $941,000 | 5,989 |
| Premises and equipment expense | $173,000 | 6,228 |
| Additional noninterest expense | $654,000 | 5,823 |
| Pre-tax net operating income | $745,000 | 4,184 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $174,000 | 3,020 |
| Income before extraordinary items | $578,000 | 4,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $578,000 | 4,462 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $578,000 | 4,462 |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $119,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $572,610 | 4,343 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 6,194 |
| Total interest expense | $364,000 | 6,020 |
| Net interest income | $1,475,000 | 6,155 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $409,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $111,000 | 4,948 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $298,000 | 3,473 |
| Total noninterest expense | $1,307,000 | 6,095 |
| Salaries and employee benefits | $695,000 | 6,025 |
| Premises and equipment expense | $122,000 | 6,354 |
| Additional noninterest expense | $490,000 | 5,872 |
| Pre-tax net operating income | $547,000 | 4,345 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $124,000 | 3,048 |
| Income before extraordinary items | $423,000 | 4,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 4,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $423,000 | 4,584 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $59,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $423,000 | 4,453 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 6,237 |
| Total interest expense | $258,000 | 6,025 |
| Net interest income | $971,000 | 6,217 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $238,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $75,000 | 4,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 3,822 |
| Total noninterest expense | $878,000 | 6,140 |
| Salaries and employee benefits | $432,000 | 6,197 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $357,000 | 5,761 |
| Pre-tax net operating income | $331,000 | 4,479 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $69,000 | 3,139 |
| Income before extraordinary items | $262,000 | 4,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 4,639 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $262,000 | 4,641 |
| Net charge-offs | $-9,000 | 6,992 |
| Cash dividends | $59,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $262,000 | 4,557 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 6,296 |
| Total interest expense | $130,000 | 6,099 |
| Net interest income | $478,000 | 6,267 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,103 |
| Total noninterest expense | $431,000 | 6,211 |
| Salaries and employee benefits | $209,000 | 6,312 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $176,000 | 5,825 |
| Pre-tax net operating income | $153,000 | 4,616 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $32,000 | 3,147 |
| Income before extraordinary items | $121,000 | 4,756 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $121,000 | 4,754 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $121,000 | 4,756 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $121,000 | 4,696 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 6,368 |
| Total interest expense | $662,000 | 6,070 |
| Net interest income | $1,856,000 | 6,372 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $611,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 4,789 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $450,000 | 3,339 |
| Total noninterest expense | $1,733,000 | 6,266 |
| Salaries and employee benefits | $883,000 | 6,258 |
| Premises and equipment expense | $177,000 | 6,397 |
| Additional noninterest expense | $673,000 | 5,985 |
| Pre-tax net operating income | $704,000 | 3,904 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $157,000 | 2,897 |
| Income before extraordinary items | $549,000 | 4,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $549,000 | 4,180 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $549,000 | 4,181 |
| Net charge-offs | $20,000 | 6,376 |
| Cash dividends | $119,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $547,440 | 4,045 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 6,481 |
| Total interest expense | $517,000 | 6,149 |
| Net interest income | $1,364,000 | 6,500 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $451,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $121,000 | 4,869 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $330,000 | 3,400 |
| Total noninterest expense | $1,303,000 | 6,324 |
| Salaries and employee benefits | $684,000 | 6,243 |
| Premises and equipment expense | $122,000 | 6,607 |
| Additional noninterest expense | $497,000 | 6,051 |
| Pre-tax net operating income | $482,000 | 4,265 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $102,000 | 3,106 |
| Income before extraordinary items | $382,000 | 4,532 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $382,000 | 4,536 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $382,000 | 4,535 |
| Net charge-offs | $29,000 | 5,846 |
| Cash dividends | $59,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $380,420 | 4,365 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 6,550 |
| Total interest expense | $351,000 | 6,200 |
| Net interest income | $889,000 | 6,570 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $258,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $80,000 | 4,881 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $178,000 | 3,703 |
| Total noninterest expense | $867,000 | 6,362 |
| Salaries and employee benefits | $461,000 | 6,272 |
| Premises and equipment expense | $80,000 | 6,663 |
| Additional noninterest expense | $326,000 | 6,117 |
| Pre-tax net operating income | $265,000 | 4,564 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $39,000 | 3,440 |
| Income before extraordinary items | $228,000 | 4,711 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 4,711 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $228,000 | 4,711 |
| Net charge-offs | $15,000 | 5,638 |
| Cash dividends | $59,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $226,300 | 4,576 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 6,609 |
| Total interest expense | $178,000 | 6,305 |
| Net interest income | $448,000 | 6,610 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $140,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $102,000 | 3,485 |
| Total noninterest expense | $430,000 | 6,460 |
| Salaries and employee benefits | $234,000 | 6,321 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $156,000 | 6,268 |
| Pre-tax net operating income | $151,000 | 4,549 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $30,000 | 3,171 |
| Income before extraordinary items | $121,000 | 4,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 4,721 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $121,000 | 4,720 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $121,000 | 4,607 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 6,484 |
| Total interest expense | $834,000 | 6,396 |
| Net interest income | $1,940,000 | 6,413 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $824,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $176,000 | 4,865 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $648,000 | 2,785 |
| Total noninterest expense | $1,909,000 | 6,338 |
| Salaries and employee benefits | $932,000 | 6,389 |
| Premises and equipment expense | $190,000 | 6,565 |
| Additional noninterest expense | $787,000 | 5,858 |
| Pre-tax net operating income | $735,000 | 3,486 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $187,000 | 2,434 |
| Income before extraordinary items | $548,000 | 3,733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $548,000 | 3,730 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $548,000 | 3,731 |
| Net charge-offs | $90,000 | 5,790 |
| Cash dividends | $119,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $548,000 | 3,656 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 6,517 |
| Total interest expense | $648,000 | 6,454 |
| Net interest income | $1,478,000 | 6,404 |
| Provision for loan and lease losses | $80,000 | 6,212 |
| Total noninterest income | $591,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $131,000 | 4,917 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $460,000 | 2,953 |
| Total noninterest expense | $1,425,000 | 6,370 |
| Salaries and employee benefits | $675,000 | 6,480 |
| Premises and equipment expense | $148,000 | 6,553 |
| Additional noninterest expense | $602,000 | 5,807 |
| Pre-tax net operating income | $564,000 | 3,708 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $148,000 | 2,586 |
| Income before extraordinary items | $416,000 | 3,992 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $416,000 | 3,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $416,000 | 3,991 |
| Net charge-offs | $53,000 | 5,634 |
| Cash dividends | $59,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $416,000 | 3,892 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 6,530 |
| Total interest expense | $458,000 | 6,463 |
| Net interest income | $990,000 | 6,416 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $447,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $364,000 | 2,688 |
| Total noninterest expense | $951,000 | 6,410 |
| Salaries and employee benefits | $443,000 | 6,599 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $413,000 | 5,746 |
| Pre-tax net operating income | $426,000 | 3,580 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $120,000 | 2,482 |
| Income before extraordinary items | $306,000 | 3,934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 3,933 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $306,000 | 3,933 |
| Net charge-offs | $37,000 | 5,172 |
| Cash dividends | $59,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $306,000 | 3,815 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,527 |
| Total interest expense | $243,000 | 6,447 |
| Net interest income | $500,000 | 6,409 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $236,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $199,000 | 2,526 |
| Total noninterest expense | $478,000 | 6,371 |
| Salaries and employee benefits | $227,000 | 6,602 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $204,000 | 5,553 |
| Pre-tax net operating income | $218,000 | 3,894 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $153,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 4,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $153,000 | 4,319 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 4,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 6,695 |
| Total interest expense | $1,096,000 | 6,619 |
| Net interest income | $1,798,000 | 6,649 |
| Provision for loan and lease losses | $125,000 | 5,768 |
| Total noninterest income | $355,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $198,000 | 4,809 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $157,000 | 5,243 |
| Total noninterest expense | $1,654,000 | 6,678 |
| Salaries and employee benefits | $853,000 | 6,778 |
| Premises and equipment expense | $172,000 | 6,934 |
| Additional noninterest expense | $629,000 | 6,114 |
| Pre-tax net operating income | $374,000 | 5,206 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $104,000 | 3,365 |
| Income before extraordinary items | $271,000 | 5,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $271,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,738 |
| Cash dividends | $119,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $270,280 | 5,381 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 6,747 |
| Total interest expense | $845,000 | 6,671 |
| Net interest income | $1,341,000 | 6,705 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $346,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $147,000 | 4,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 4,427 |
| Total noninterest expense | $1,282,000 | 6,600 |
| Salaries and employee benefits | $702,000 | 6,599 |
| Premises and equipment expense | $130,000 | 6,963 |
| Additional noninterest expense | $450,000 | 6,180 |
| Pre-tax net operating income | $345,000 | 5,464 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $87,000 | 3,710 |
| Income before extraordinary items | $259,000 | 5,398 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $259,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,400 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $258,250 | 5,578 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,782 |
| Total interest expense | $596,000 | 6,696 |
| Net interest income | $874,000 | 6,771 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $220,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $852,000 | 6,661 |
| Salaries and employee benefits | $471,000 | 6,625 |
| Premises and equipment expense | $83,000 | 7,070 |
| Additional noninterest expense | $298,000 | 6,204 |
| Pre-tax net operating income | $212,000 | 5,732 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $51,000 | 4,046 |
| Income before extraordinary items | $162,000 | 5,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,199 |
| Cash dividends | $60,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $161,240 | 5,830 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,840 |
| Total interest expense | $326,000 | 6,668 |
| Net interest income | $423,000 | 6,896 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $128,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $421,000 | 6,706 |
| Salaries and employee benefits | $233,000 | 6,678 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $136,000 | 6,426 |
| Pre-tax net operating income | $120,000 | 5,767 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $87,000 | 6,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $87,000 | 5,923 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 6,799 |
| Total interest expense | $1,294,000 | 6,732 |
| Net interest income | $1,763,000 | 6,796 |
| Provision for loan and lease losses | $115,000 | 4,733 |
| Total noninterest income | $470,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $213,000 | 4,774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $257,000 | 4,525 |
| Total noninterest expense | $1,718,000 | 6,589 |
| Salaries and employee benefits | $936,000 | 6,596 |
| Premises and equipment expense | $197,000 | 6,761 |
| Additional noninterest expense | $585,000 | 6,193 |
| Pre-tax net operating income | $400,000 | 6,273 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $136,000 | 4,216 |
| Income before extraordinary items | $264,000 | 6,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $255,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $264,000 | 6,536 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 6,854 |
| Total interest expense | $948,000 | 6,790 |
| Net interest income | $1,331,000 | 6,825 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $342,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $186,000 | 4,638 |
| Total noninterest expense | $1,293,000 | 6,586 |
| Salaries and employee benefits | $711,000 | 6,562 |
| Premises and equipment expense | $171,000 | 6,453 |
| Additional noninterest expense | $411,000 | 6,323 |
| Pre-tax net operating income | $290,000 | 6,606 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $101,000 | 4,429 |
| Income before extraordinary items | $189,000 | 6,856 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $189,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $170,000 | 4,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $189,000 | 6,845 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 6,921 |
| Total interest expense | $615,000 | 6,860 |
| Net interest income | $883,000 | 6,866 |
| Provision for loan and lease losses | $65,000 | 3,914 |
| Total noninterest income | $219,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $104,000 | 4,866 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $115,000 | 4,841 |
| Total noninterest expense | $853,000 | 6,655 |
| Salaries and employee benefits | $472,000 | 6,625 |
| Premises and equipment expense | $113,000 | 6,511 |
| Additional noninterest expense | $268,000 | 6,415 |
| Pre-tax net operating income | $184,000 | 6,733 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $63,000 | 4,567 |
| Income before extraordinary items | $121,000 | 6,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $121,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $170,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $121,000 | 6,957 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,981 |
| Total interest expense | $297,000 | 6,936 |
| Net interest income | $439,000 | 6,900 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $116,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $429,000 | 6,661 |
| Salaries and employee benefits | $241,000 | 6,618 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $132,000 | 6,458 |
| Pre-tax net operating income | $86,000 | 6,847 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $22,000 | 4,858 |
| Income before extraordinary items | $64,000 | 6,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $64,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,158 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $64,000 | 6,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 6,950 |
| Total interest expense | $956,000 | 7,024 |
| Net interest income | $1,812,000 | 6,785 |
| Provision for loan and lease losses | $213,000 | 3,413 |
| Total noninterest income | $421,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $187,000 | 5,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 4,811 |
| Total noninterest expense | $1,832,000 | 6,394 |
| Salaries and employee benefits | $1,030,000 | 6,336 |
| Premises and equipment expense | $214,000 | 6,588 |
| Additional noninterest expense | $588,000 | 6,114 |
| Pre-tax net operating income | $188,000 | 7,446 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $35,000 | 5,669 |
| Income before extraordinary items | $153,000 | 7,474 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $153,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,871 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $153,000 | 7,470 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 7,040 |
| Total interest expense | $679,000 | 7,110 |
| Net interest income | $1,350,000 | 6,883 |
| Provision for loan and lease losses | $168,000 | 3,219 |
| Total noninterest income | $310,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $131,000 | 5,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $179,000 | 4,770 |
| Total noninterest expense | $1,382,000 | 6,384 |
| Salaries and employee benefits | $767,000 | 6,349 |
| Premises and equipment expense | $163,000 | 6,563 |
| Additional noninterest expense | $452,000 | 6,052 |
| Pre-tax net operating income | $110,000 | 7,767 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $18,000 | 6,008 |
| Income before extraordinary items | $92,000 | 7,766 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $92,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,275 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $92,000 | 7,768 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 7,073 |
| Total interest expense | $441,000 | 7,114 |
| Net interest income | $889,000 | 6,944 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $202,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 4,766 |
| Total noninterest expense | $954,000 | 6,301 |
| Salaries and employee benefits | $540,000 | 6,218 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $314,000 | 5,931 |
| Pre-tax net operating income | $27,000 | 8,056 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-1,000 | 8,427 |
| Income before extraordinary items | $28,000 | 8,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,108 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $28,000 | 8,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 7,096 |
| Total interest expense | $214,000 | 7,106 |
| Net interest income | $442,000 | 6,984 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $93,000 | 5,746 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $489,000 | 6,242 |
| Salaries and employee benefits | $275,000 | 6,193 |
| Premises and equipment expense | $41,000 | 7,158 |
| Additional noninterest expense | $173,000 | 5,628 |
| Pre-tax net operating income | $1,000 | 8,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-3,000 | 8,473 |
| Income before extraordinary items | $4,000 | 8,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,000 | 8,154 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 7,034 |
| Total interest expense | $803,000 | 6,776 |
| Net interest income | $1,670,000 | 7,069 |
| Provision for loan and lease losses | $173,000 | 3,886 |
| Total noninterest income | $455,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $153,000 | 5,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $302,000 | 4,318 |
| Total noninterest expense | $1,959,000 | 6,185 |
| Salaries and employee benefits | $1,031,000 | 6,262 |
| Premises and equipment expense | $264,000 | 6,065 |
| Additional noninterest expense | $664,000 | 5,744 |
| Pre-tax net operating income | $-7,000 | 8,268 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-11,000 | 8,467 |
| Income before extraordinary items | $4,000 | 8,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,600 |
| Cash dividends | $50,000 | 5,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,000 | 8,238 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 7,076 |
| Total interest expense | $584,000 | 6,776 |
| Net interest income | $1,242,000 | 7,114 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $342,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 5,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 4,316 |
| Total noninterest expense | $1,417,000 | 6,256 |
| Salaries and employee benefits | $780,000 | 6,209 |
| Premises and equipment expense | $150,000 | 6,713 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $77,000 | 8,098 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-8,000 | 8,593 |
| Income before extraordinary items | $85,000 | 8,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $85,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,017 |
| Cash dividends | $20,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $85,000 | 8,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 7,093 |
| Total interest expense | $373,000 | 6,758 |
| Net interest income | $819,000 | 7,138 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $219,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $144,000 | 4,416 |
| Total noninterest expense | $950,000 | 6,250 |
| Salaries and employee benefits | $518,000 | 6,231 |
| Premises and equipment expense | $99,000 | 6,728 |
| Additional noninterest expense | $333,000 | 5,686 |
| Pre-tax net operating income | $58,000 | 8,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-6,000 | 8,611 |
| Income before extraordinary items | $64,000 | 8,004 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $64,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $20,000 | 4,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $64,000 | 7,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,192 |
| Total interest expense | $178,000 | 6,817 |
| Net interest income | $399,000 | 7,248 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $446,000 | 6,459 |
| Salaries and employee benefits | $253,000 | 6,347 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $45,000 | 7,959 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,000 | 8,627 |
| Income before extraordinary items | $46,000 | 7,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $46,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,000 | 7,805 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 7,289 |
| Total interest expense | $642,000 | 6,804 |
| Net interest income | $1,450,000 | 7,380 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $485,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $171,000 | 5,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $314,000 | 4,180 |
| Total noninterest expense | $2,022,000 | 5,968 |
| Salaries and employee benefits | $1,144,000 | 5,843 |
| Premises and equipment expense | $242,000 | 6,282 |
| Additional noninterest expense | $636,000 | 5,808 |
| Pre-tax net operating income | $-212,000 | 8,540 |
| Securities gains (losses) | $91,000 | 1,309 |
| Applicable income taxes | $-73,000 | 8,701 |
| Income before extraordinary items | $-48,000 | 8,494 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-48,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,787 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-106,240 | 8,502 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 7,339 |
| Total interest expense | $477,000 | 6,812 |
| Net interest income | $1,066,000 | 7,442 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $389,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $131,000 | 5,538 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $258,000 | 4,009 |
| Total noninterest expense | $1,517,000 | 5,921 |
| Salaries and employee benefits | $860,000 | 5,798 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $480,000 | 5,750 |
| Pre-tax net operating income | $-162,000 | 8,627 |
| Securities gains (losses) | $91,000 | 1,235 |
| Applicable income taxes | $-47,000 | 8,809 |
| Income before extraordinary items | $-24,000 | 8,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-24,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $20,000 | 5,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-82,240 | 8,583 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 7,350 |
| Total interest expense | $321,000 | 6,815 |
| Net interest income | $723,000 | 7,446 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $257,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $84,000 | 5,624 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $173,000 | 4,032 |
| Total noninterest expense | $1,001,000 | 5,998 |
| Salaries and employee benefits | $565,000 | 5,882 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $-61,000 | 8,645 |
| Securities gains (losses) | $90,000 | 1,101 |
| Applicable income taxes | $-11,000 | 8,803 |
| Income before extraordinary items | $40,000 | 8,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $20,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-50,000 | 8,632 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,408 |
| Total interest expense | $167,000 | 6,799 |
| Net interest income | $353,000 | 7,523 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $492,000 | 6,092 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $-48,000 | 8,718 |
| Securities gains (losses) | $69,000 | 1,018 |
| Applicable income taxes | $-3,000 | 8,809 |
| Income before extraordinary items | $24,000 | 8,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-45,000 | 8,711 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 7,234 |
| Total interest expense | $998,000 | 6,131 |
| Net interest income | $1,321,000 | 7,629 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $792,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $196,000 | 5,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $596,000 | 3,273 |
| Total noninterest expense | $1,989,000 | 6,004 |
| Salaries and employee benefits | $1,075,000 | 6,009 |
| Premises and equipment expense | $219,000 | 6,546 |
| Additional noninterest expense | $695,000 | 5,522 |
| Pre-tax net operating income | $4,000 | 8,512 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-54,000 | 8,875 |
| Income before extraordinary items | $58,000 | 8,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $58,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,848 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $58,000 | 8,323 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 7,292 |
| Total interest expense | $787,000 | 6,119 |
| Net interest income | $971,000 | 7,726 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $652,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $150,000 | 5,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 3,131 |
| Total noninterest expense | $1,343,000 | 6,336 |
| Salaries and employee benefits | $665,000 | 6,628 |
| Premises and equipment expense | $170,000 | 6,470 |
| Additional noninterest expense | $508,000 | 5,584 |
| Pre-tax net operating income | $180,000 | 7,819 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $162,000 | 7,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $162,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,682 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $162,000 | 7,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 7,287 |
| Total interest expense | $549,000 | 6,112 |
| Net interest income | $651,000 | 7,733 |
| Provision for loan and lease losses | $78,000 | 4,349 |
| Total noninterest income | $446,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $342,000 | 3,060 |
| Total noninterest expense | $878,000 | 6,412 |
| Salaries and employee benefits | $446,000 | 6,635 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $319,000 | 5,767 |
| Pre-tax net operating income | $141,000 | 7,670 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $122,000 | 7,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,247 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $122,000 | 7,554 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,273 |
| Total interest expense | $279,000 | 6,164 |
| Net interest income | $330,000 | 7,729 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $198,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $454,000 | 6,315 |
| Salaries and employee benefits | $226,000 | 6,605 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $164,000 | 5,647 |
| Pre-tax net operating income | $19,000 | 8,466 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-5,000 | 9,031 |
| Income before extraordinary items | $24,000 | 8,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,485 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $24,000 | 8,279 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 6,989 |
| Total interest expense | $1,328,000 | 6,101 |
| Net interest income | $1,535,000 | 7,375 |
| Provision for loan and lease losses | $238,000 | 4,005 |
| Total noninterest income | $291,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,389 |
| Total noninterest expense | $1,938,000 | 5,977 |
| Salaries and employee benefits | $948,000 | 6,324 |
| Premises and equipment expense | $264,000 | 5,954 |
| Additional noninterest expense | $726,000 | 5,286 |
| Pre-tax net operating income | $-350,000 | 8,918 |
| Securities gains (losses) | $88,000 | 1,856 |
| Applicable income taxes | $-74,000 | 9,035 |
| Income before extraordinary items | $-188,000 | 8,899 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-188,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-251,360 | 8,877 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 6,693 |
| Total interest expense | $1,674,000 | 6,645 |
| Net interest income | $1,912,000 | 6,577 |
| Provision for loan and lease losses | $249,000 | 3,640 |
| Total noninterest income | $370,000 | 5,886 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $206,000 | 4,863 |
| Total noninterest expense | $1,769,000 | 6,202 |
| Salaries and employee benefits | $892,000 | 6,405 |
| Premises and equipment expense | $274,000 | 5,820 |
| Additional noninterest expense | $603,000 | 5,817 |
| Pre-tax net operating income | $264,000 | 7,573 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $62,000 | 6,510 |
| Income before extraordinary items | $206,000 | 7,684 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $206,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,585 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $202,920 | 7,593 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,095 |
| Total interest expense | $1,606,000 | 6,954 |
| Net interest income | $1,705,000 | 7,109 |
| Provision for loan and lease losses | $86,000 | 5,621 |
| Total noninterest income | $171,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $1,541,000 | 6,641 |
| Salaries and employee benefits | $750,000 | 6,974 |
| Premises and equipment expense | $270,000 | 5,774 |
| Additional noninterest expense | $521,000 | 6,272 |
| Pre-tax net operating income | $249,000 | 8,136 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $53,000 | 7,189 |
| Income before extraordinary items | $196,000 | 8,084 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $196,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $196,000 | 8,087 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 7,389 |
| Total interest expense | $1,407,000 | 7,176 |
| Net interest income | $1,588,000 | 7,418 |
| Provision for loan and lease losses | $171,000 | 3,952 |
| Total noninterest income | $188,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $1,321,000 | 7,241 |
| Salaries and employee benefits | $609,000 | 7,712 |
| Premises and equipment expense | $223,000 | 6,448 |
| Additional noninterest expense | $489,000 | 6,588 |
| Pre-tax net operating income | $284,000 | 8,178 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $68,000 | 7,364 |
| Income before extraordinary items | $216,000 | 8,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $216,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,454 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $216,000 | 8,147 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 7,637 |
| Total interest expense | $1,345,000 | 7,554 |
| Net interest income | $1,558,000 | 7,557 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $154,000 | 8,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $1,331,000 | 7,152 |
| Salaries and employee benefits | $642,000 | 7,516 |
| Premises and equipment expense | $243,000 | 6,067 |
| Additional noninterest expense | $446,000 | 6,837 |
| Pre-tax net operating income | $311,000 | 8,326 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $58,000 | 8,195 |
| Income before extraordinary items | $253,000 | 8,233 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $253,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $253,000 | 8,158 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 8,277 |
| Total interest expense | $1,192,000 | 8,138 |
| Net interest income | $1,386,000 | 8,269 |
| Provision for loan and lease losses | $95,000 | 5,292 |
| Total noninterest income | $88,000 | 9,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $1,174,000 | 7,762 |
| Salaries and employee benefits | $585,000 | 8,019 |
| Premises and equipment expense | $181,000 | 7,183 |
| Additional noninterest expense | $408,000 | 7,278 |
| Pre-tax net operating income | $205,000 | 9,546 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $17,000 | 9,778 |
| Income before extraordinary items | $188,000 | 9,266 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $188,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $188,000 | 9,218 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 8,672 |
| Total interest expense | $1,175,000 | 8,459 |
| Net interest income | $1,346,000 | 8,654 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $80,000 | 10,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $951,000 | 8,874 |
| Salaries and employee benefits | $496,000 | 8,920 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $354,000 | 8,324 |
| Pre-tax net operating income | $404,000 | 8,479 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $321,000 | 8,243 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $321,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,352 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $321,000 | 8,184 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 9,251 |
| Total interest expense | $1,046,000 | 9,097 |
| Net interest income | $1,256,000 | 9,191 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $111,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $931,000 | 9,254 |
| Salaries and employee benefits | $452,000 | 9,519 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $373,000 | 8,468 |
| Pre-tax net operating income | $411,000 | 8,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $311,000 | 8,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $311,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $311,000 | 8,782 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 9,466 |
| Total interest expense | $849,000 | 9,348 |
| Net interest income | $1,329,000 | 9,368 |
| Provision for loan and lease losses | $228,000 | 2,807 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $1,006,000 | 9,321 |
| Salaries and employee benefits | $460,000 | 9,752 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $438,000 | 8,450 |
| Pre-tax net operating income | $170,000 | 11,122 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-12,000 | 12,092 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,123 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $182,000 | 10,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 9,426 |
| Total interest expense | $908,000 | 9,516 |
| Net interest income | $1,469,000 | 9,207 |
| Provision for loan and lease losses | $213,000 | 3,773 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $1,008,000 | 9,697 |
| Salaries and employee benefits | $430,000 | 10,335 |
| Premises and equipment expense | $124,000 | 9,663 |
| Additional noninterest expense | $454,000 | 8,683 |
| Pre-tax net operating income | $315,000 | 10,118 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $50,000 | 10,946 |
| Income before extraordinary items | $268,000 | 9,836 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $278,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,494 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $265,480 | 9,613 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 9,383 |
| Total interest expense | $1,159,000 | 9,760 |
| Net interest income | $1,615,000 | 8,913 |
| Provision for loan and lease losses | $237,000 | 4,779 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $932,000 | 10,295 |
| Salaries and employee benefits | $437,000 | 10,435 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $416,000 | 9,383 |
| Pre-tax net operating income | $585,000 | 7,823 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $432,000 | 7,914 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $432,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $430,520 | 7,569 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.